Paysign (PAYS) Stock Price, News & Analysis

Company Overview

Paysign, Inc. (NASDAQ:PAYS) is a U.S.-based financial technology company specializing in prepaid payment solutions. Through its cloud-based platform, the company enables corporations, government agencies and payroll providers to issue and manage stored-value cards, digital wallets and disbursement programs. Paysign’s offerings span gift and incentive cards, payroll and earned-wage access cards, government benefit distribution, tax refund solutions and health savings account disbursements.

The company’s flagship Paysign Experience Platform provides configurable card programs with real-time transaction reporting, fraud monitoring and regulatory compliance tools. By partnering with major payment networks, Paysign offers both Visa- and Mastercard-branded reloadable cards, as well as digital-only solutions accessed via mobile app. Its technology supports instant funding, cardholder self-service features and multi-channel customer care.

Paysign’s customer base includes large enterprises seeking employee and sales incentives, state and local agencies administering benefits, tax preparation firms issuing refunds, and healthcare providers distributing flexible spending account funds. The firm’s managed-service model handles program design, card issuance, distribution, customer support and settlement, allowing clients to focus on their core operations while Paysign administers the payment infrastructure.

Headquartered in Scottsdale, Arizona, Paysign operates throughout the United States. Under the leadership of President and Chief Executive Officer Bill M. Cheney, the company continues to expand its platform capabilities and deepen partnerships with financial institutions and payment networks. Paysign’s solutions aim to simplify programmable disbursements and deliver a secure, transparent payment experience for both issuers and cardholders.

Key Stats

• Today's Range: $6.36 to $6.78
• 50-Day Range: $3.18 to $6.75
• 52-Week Range: $3.08 to $8.88
• Volume: 533,665 shs
• Average Volume: 724,116 shs
• Market Capitalization: $375.72 million
• P/E Ratio: 39.53
• Dividend Yield: N/A
• Price Target: $10.00
• Consensus Rating: Moderate Buy

Paysign Stock Analysis - MarketRank™

Paysign scored higher than 77% of companies evaluated by MarketBeat, and ranked 104th out of 297 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.9 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Paysign has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on no strong buy ratings, 2 buy ratings, 1 hold rating, and no sell ratings.

Upside Potential

Paysign has a consensus price target of $10.00, representing about 48.8% upside from its current price of $6.72.

Amount of Analyst Coverage

Paysign has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 34.00%

Earnings Growth

Earnings for Paysign are expected to grow by 34.00% in the coming year, from $0.50 to $0.67 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Paysign is 39.53, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 38.94.

Price to Earnings Ratio vs. Sector

The P/E ratio of Paysign is 39.53, which means that it is trading at a more expensive P/E ratio than the Business Services sector average P/E ratio of about 30.28.

Price to Book Value per Share Ratio

Paysign has a P/B Ratio of 6.86. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.81% of the float of Paysign has been sold short.

Short Interest Ratio / Days to Cover

Paysign has a short interest ratio ("days to cover") of 2.67, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Paysign has recently decreased by 5.93%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Paysign does not currently pay a dividend.

Dividend Growth

Paysign does not have a long track record of dividend growth.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Paysign this week, compared to 2 articles on an average week.

Search Interest

Only 2 people have searched for PAYS on MarketBeat in the last 30 days. This is a decrease of -75% compared to the previous 30 days.

MarketBeat Follows

Only 4 people have added Paysign to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Paysign insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $46,736.00 in company stock.

Percentage Held by Insiders

24.50% of the stock of Paysign is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

25.89% of the stock of Paysign is held by institutions.

Company Calendar

• Last Earnings: 5/12/2026
• Today: 5/22/2026
• Next Earnings (Estimated): 8/04/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Business Services
• Industry: Financial Transaction Services
• Sub-Industry: Business Services
• Current Symbol: NASDAQ:PAYS
• CIK: 1496443
• Web: www.paysign.com
• Phone: (702) 453-2221
• Fax: 702-453-2223
• Employees: 80
• Year Founded: 2001

Price Target and Rating

• Average Price Target for Paysign: $10.00
• High Price Target: $11.00
• Low Price Target: $9.00
• Potential Upside/Downside: +48.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.17
• Trailing P/E Ratio: 39.53
• Forward P/E Ratio: 13.44
• P/E Growth: N/A
• Net Income: $7.55 million
• Net Margins: 11.38%
• Pretax Margin: 15.58%
• Return on Equity: 21.74%
• Return on Assets: 4.19%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.12
• Quick Ratio: 1.12

Sales & Book Value

• Annual Sales: $82.03 million
• Price / Sales: 4.58
• Cash Flow: $0.32 per share
• Price / Cash Flow: 21.33
• Book Value: $0.98 per share
• Price / Book: 6.86

Miscellaneous

• Outstanding Shares: 55,910,000
• Free Float: 42,209,000
• Market Cap: $375.72 million
• Optionable: Optionable
• Beta: 0.72