Clean Yield Group Buys New Holdings in SoFi Technologies, Inc. $SOFI

Key Points

• Clean Yield Group bought a new stake in SoFi of 34,616 shares in Q4, valued at about $906,000.
• Multiple brokerages have cut price targets and ratings recently — the consensus rating is Hold with an average target of about $24.85, reflecting downward revisions that may pressure the stock.
• Company insiders were net sellers last quarter: CTO Jeremy Rishel sold 94,958 shares (~$1.66M) and insiders sold 218,148 shares versus 38,900 shares bought, leaving insiders with 2.60% ownership.

Clean Yield Group bought a new stake in SoFi Technologies, Inc. (NASDAQ:SOFI - Free Report) in the fourth quarter, according to its most recent disclosure with the Securities and Exchange Commission. The fund bought 34,616 shares of the company's stock, valued at approximately $906,000.

A number of other hedge funds and other institutional investors have also added to or reduced their stakes in SOFI. Brighton Jones LLC increased its position in SoFi Technologies by 2.0% in the 4th quarter. Brighton Jones LLC now owns 719,288 shares of the company's stock valued at $11,077,000 after buying an additional 14,281 shares in the last quarter. Caxton Associates LLP bought a new stake in SoFi Technologies during the 1st quarter worth approximately $129,000. Empowered Funds LLC increased its holdings in SoFi Technologies by 5.2% during the 1st quarter. Empowered Funds LLC now owns 33,126 shares of the company's stock worth $385,000 after purchasing an additional 1,631 shares in the last quarter. Franklin Resources Inc. increased its holdings in SoFi Technologies by 23.2% during the 2nd quarter. Franklin Resources Inc. now owns 13,796 shares of the company's stock worth $251,000 after purchasing an additional 2,596 shares in the last quarter. Finally, Arrowstreet Capital Limited Partnership bought a new stake in SoFi Technologies during the 2nd quarter worth approximately $4,633,000. 38.43% of the stock is owned by institutional investors.

Analyst Upgrades and Downgrades

A number of brokerages have commented on SOFI. Keefe, Bruyette & Woods decreased their price objective on SoFi Technologies from $20.00 to $17.00 and set an "underperform" rating for the company in a report on Thursday, April 9th. Barclays decreased their price objective on SoFi Technologies from $28.00 to $18.00 and set an "equal weight" rating for the company in a report on Monday, April 6th. The Goldman Sachs Group decreased their price objective on SoFi Technologies from $25.00 to $20.00 and set a "neutral" rating for the company in a report on Tuesday. Needham & Company LLC decreased their price objective on SoFi Technologies from $36.00 to $33.00 and set a "buy" rating for the company in a report on Monday, February 2nd. Finally, Wells Fargo & Company decreased their price objective on SoFi Technologies from $19.00 to $18.00 and set an "equal weight" rating for the company in a report on Thursday, April 9th. Seven equities research analysts have rated the stock with a Buy rating, ten have given a Hold rating and three have given a Sell rating to the company. According to data from MarketBeat, the company presently has an average rating of "Hold" and an average target price of $24.85.

Key SoFi Technologies News

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: Unusual bullish options activity — investors bought ~612,015 call options (≈+53% vs. average daily call volume), a large single-day accumulation that signals short-term bullish positioning and likely contributed to upward price pressure.
• Positive Sentiment: Long-form bullish thesis — a Seeking Alpha piece argues SOFI is a buy-the-dip opportunity citing strong member and revenue growth, expanding margins, and product expansion (stablecoin, Mastercard partnership), reinforcing a positive sentiment narrative for investors. SoFi: This Fintech Leader Is Ready To Rebound
• Positive Sentiment: Brand & customer-engagement initiative — SoFi launched the “Amplify Your Ambitions” contest with Kelsea Ballerini and the CMA, a marketing push that can help member acquisition and brand awareness over time. Business Wire
• Neutral Sentiment: Investor attention pieces — Zacks/Yahoo note elevated user interest in SOFI, which can increase flow and volatility but is information-neutral until it translates into fundamentals or sustained flows. Zacks: SOFI is Attracting Investor Attention
• Neutral Sentiment: ETF product activity — SoFi announced monthly distributions for its SoFi Enhanced Yield ETF (THTA), indicating active asset-management operations but limited direct impact on the SOFI stock valuation. THTA distribution notice
• Neutral Sentiment: New coverage — Argus initiated coverage with a “hold” rating; neutral research can stabilize sentiment but doesn’t provide a strong catalyst. Benzinga: Argus coverage
• Neutral Sentiment: Comparative pieces and tracking — industry comparisons and “head-to-head” surveys are being published, increasing analyst/investor focus but not immediately changing fundamentals. AmericanBankingNews SOFI vs SWKH
• Negative Sentiment: Analyst downgrade/target cut — Goldman Sachs lowered its price target from $25 to $20 and kept a neutral rating, reducing upside expectations and putting near-term valuation pressure on the shares. Benzinga: Goldman price target cut
• Negative Sentiment: Valuation scrutiny around FedNow rollout — coverage highlights that FedNow and related tech growth expectations could test SOFI’s valuation, a cautionary point for investors who worry the market has priced in aggressive growth. Yahoo: FedNow rollout tests valuation

Insiders Place Their Bets

In related news, CTO Jeremy Rishel sold 94,958 shares of the company's stock in a transaction that occurred on Wednesday, March 18th. The stock was sold at an average price of $17.43, for a total value of $1,655,117.94. Following the transaction, the chief technology officer owned 839,640 shares in the company, valued at approximately $14,634,925.20. This represents a 10.16% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. Also, EVP Kelli Keough sold 9,755 shares of the company's stock in a transaction that occurred on Friday, February 20th. The shares were sold at an average price of $18.87, for a total value of $184,076.85. Following the completion of the transaction, the executive vice president owned 293,725 shares in the company, valued at approximately $5,542,590.75. The trade was a 3.21% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. In the last quarter, insiders have bought 38,900 shares of company stock valued at $705,398 and have sold 218,148 shares valued at $4,161,735. Company insiders own 2.60% of the company's stock.

SoFi Technologies Price Performance

SoFi Technologies stock opened at $18.79 on Thursday. SoFi Technologies, Inc. has a 12 month low of $10.41 and a 12 month high of $32.73. The company has a current ratio of 0.78, a quick ratio of 0.18 and a debt-to-equity ratio of 0.17. The business's 50 day simple moving average is $17.97 and its 200 day simple moving average is $24.01. The company has a market cap of $23.96 billion, a price-to-earnings ratio of 49.45 and a beta of 2.24.

SoFi Technologies (NASDAQ:SOFI - Get Free Report) last posted its quarterly earnings data on Friday, January 30th. The company reported $0.13 EPS for the quarter, beating the consensus estimate of $0.12 by $0.01. SoFi Technologies had a return on equity of 5.88% and a net margin of 13.34%.The business had revenue of $1.01 billion for the quarter, compared to the consensus estimate of $984.75 million. During the same quarter in the prior year, the business earned $0.05 earnings per share. SoFi Technologies's revenue for the quarter was up 39.6% on a year-over-year basis. SoFi Technologies has set its Q1 2026 guidance at 0.120- EPS and its FY 2026 guidance at 0.600- EPS. Sell-side analysts forecast that SoFi Technologies, Inc. will post 0.26 EPS for the current year.

SoFi Technologies Profile

SoFi Technologies, Inc NASDAQ: SOFI is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company's core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.

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