Customers Bancorp (CUBI) Stock Price, News & Analysis

Company Overview

Customers Bancorp, Inc. (NYSE: CUBI) is a bank holding company headquartered in Phoenixville, Pennsylvania, and the parent of Customers Bank, a federally chartered institution. The company offers a full suite of commercial and consumer banking services, combining traditional deposit and lending products with modern digital banking platforms. As a publicly traded entity, Customers Bancorp focuses on delivering tailored financial solutions to mid‐market companies, small businesses, professionals and individuals across the United States.

Through its commercial banking division, the company provides term loans, lines of credit, real estate financing, asset‐based lending and treasury management services. Community banking operations include business and consumer deposit accounts, electronic payment solutions, remote deposit capture and online cash management. Customers Bancorp has also developed specialized lending platforms, encompassing equipment finance, healthcare finance and Small Business Administration (SBA) lending, each designed to address industry‐specific needs.

In addition to its core banking activities, Customers Bancorp has established a national footprint that extends beyond its Pennsylvania headquarters. Commercial teams and community bankers serve key markets such as the greater Philadelphia area, the New York metropolitan region, Chicago, Columbus (Ohio) and South Florida. Specialty finance operations are based in strategic locations, including an equipment finance office in Texas and a healthcare finance unit in Minnesota, enabling the company to support clients across multiple sectors wherever they operate.

Founded in the early 2000s, Customers Bancorp has grown organically and through targeted acquisitions, guided by a strategy of maintaining strong capital levels and a conservative risk profile. The company’s management team comprises seasoned banking professionals with extensive experience in commercial lending, deposit gathering and regulatory compliance. Customers Bancorp is regulated by the Federal Reserve, the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation, reflecting its commitment to sound governance and customer‐focused service.

Key Stats

• Today's Range: $67.51 to $68.20
• 50-Day Range: $61.15 to $72.30
• 52-Week Range: $40.75 to $72.51
• Volume: 202,760 shs
• Average Volume: 367,127 shs
• Market Capitalization: $2.14 billion
• P/E Ratio: 16.78
• Dividend Yield: N/A
• Price Target: $69.88
• Consensus Rating: Moderate Buy

Customers Bancorp Stock Analysis - MarketRank™

Customers Bancorp scored higher than 61% of companies evaluated by MarketBeat, and ranked 598th out of 957 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Customers Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.63, and is based on 3 buy ratings, 4 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Customers Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Customers Bancorp has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 13.80%

Earnings Growth

Earnings for Customers Bancorp are expected to grow by 13.80% in the coming year, from $6.45 to $7.34 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Customers Bancorp is 16.78, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.89.

Price to Earnings Ratio vs. Sector

The P/E ratio of Customers Bancorp is 16.78, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 245.86.

Price to Book Value per Share Ratio

Customers Bancorp has a P/B Ratio of 1.25. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.16% of the float of Customers Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Customers Bancorp has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Customers Bancorp has recently decreased by 1.54%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Customers Bancorp does not currently pay a dividend.

Dividend Growth

Customers Bancorp does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

4.16% of the float of Customers Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Customers Bancorp has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Customers Bancorp has recently decreased by 1.54%, indicating that investor sentiment is improving.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 1.49

News Sentiment

Customers Bancorp has a news sentiment score of 1.49. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.06 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Customers Bancorp this week, compared to 8 articles on an average week.

Search Interest

4 people have searched for CUBI on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Customers Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 8.69% of the stock of Customers Bancorp is held by insiders.

Percentage Held by Institutions

89.29% of the stock of Customers Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

CUBI Stock Analysis - Frequently Asked Questions

How have CUBI shares performed this year?

Customers Bancorp's stock was trading at $48.68 at the beginning of 2025. Since then, CUBI shares have increased by 39.2% and is now trading at $67.7740.

How were Customers Bancorp's earnings last quarter?

Customers Bancorp, Inc (NYSE:CUBI) announced its quarterly earnings results on Thursday, July, 24th. The bank reported $1.80 earnings per share (EPS) for the quarter, topping the consensus estimate of $1.50 by $0.30. The company's revenue was up 3.8% on a year-over-year basis.
Read the conference call transcript.

Who are Customers Bancorp's major shareholders?

Top institutional investors of Customers Bancorp include Hood River Capital Management LLC (4.82%), State Street Corp (4.69%), American Century Companies Inc. (2.77%) and Geode Capital Management LLC (2.20%). Insiders that own company stock include Jay S Sidhu, Samvir S Sidhu, Daniel K Rothermel, Glenn Hedde, Carla A Leibold, Andrew Hertz Bowman, Robert Neil Mackay and Jessie John Deano Velasquez.
View institutional ownership trends.

How do I buy shares of Customers Bancorp?

Shares of CUBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Customers Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Customers Bancorp investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), Adobe (ADBE), ServiceNow (NOW) and Arista Networks (ANET).

Company Calendar

• Last Earnings: 7/24/2025
• Today: 9/13/2025
• Next Earnings (Estimated): 10/30/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: NYSE:CUBI
• Previous Symbol: OTCMKTS:CUUU
• CIK: 1488813
• Web: www.customersbank.com
• Phone: (610) 933-2000
• Fax: N/A
• Employees: 640
• Year Founded: 1997

Price Target and Rating

• Average Price Target for Customers Bancorp: $69.88
• High Price Target: $85.00
• Low Price Target: $53.00
• Potential Upside/Downside: +3.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.63
• Research Coverage: 8 Analysts

Profitability

• EPS (Trailing Twelve Months): $4.04
• Trailing P/E Ratio: 16.78
• Forward P/E Ratio: 10.51
• P/E Growth: N/A
• Net Income: $181.47 million
• Net Margins: 10.77%
• Pretax Margin: 12.61%
• Return on Equity: 11.98%
• Return on Assets: 0.93%

Debt

• Debt-to-Equity Ratio: 0.77
• Current Ratio: 0.98
• Quick Ratio: 0.98

Sales & Book Value

• Annual Sales: $655.32 million
• Price / Sales: 3.27
• Cash Flow: $6.34 per share
• Price / Cash Flow: 10.69
• Book Value: $54.19 per share
• Price / Book: 1.25

Miscellaneous

• Outstanding Shares: 31,633,000
• Free Float: 28,884,000
• Market Cap: $2.14 billion
• Optionable: Optionable
• Beta: 1.62