First Citizens BancShares (FCNCA) Stock Price, News & Analysis

Company Overview

First Citizens BancShares, Inc. is a financial holding company headquartered in Raleigh, North Carolina. Through its principal subsidiary, First-Citizens Bank & Trust Company, the company provides banking and financial services to individuals, businesses, nonprofit organizations and government entities.

Its offerings include consumer and commercial deposit accounts, residential and commercial real estate lending, business loans, treasury management, wealth management and investment services. The company also provides specialized banking services for areas such as technology and life sciences, healthcare, private equity and venture capital, as well as equipment financing and leasing through its CIT-related operations.

First Citizens traces its history to 1898 and has expanded through organic growth and acquisitions. In 2022, it completed its acquisition of CIT Group, broadening its commercial banking and specialty finance capabilities. In 2023, First Citizens acquired the deposits, loans and certain other assets of Silicon Valley Bridge Bank, substantially expanding its services for innovation-focused companies and their investors.

First Citizens serves customers across the United States through a network of branches, offices and digital banking channels. Frank B. Holding Jr. serves as chairman and chief executive officer of First Citizens BancShares and its banking subsidiary.

Key Stats

• Today's Range: $2,057.31 to $2,094.86
• 50-Day Range: $2,039.32 to $2,291.33
• 52-Week Range: $1,623.76 to $2,296.30
• Volume: 59,039 shs
• Average Volume: 63,939 shs
• Market Capitalization: $23.41 billion
• P/E Ratio: 11.09
• Dividend Yield: 0.41%
• Price Target: $2,261.00
• Consensus Rating: Hold

First Citizens BancShares Stock Analysis - MarketRank™

First Citizens BancShares scored higher than 72% of companies evaluated by MarketBeat, and ranked 397th out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.9 / 5
• Analyst Rating: Hold

Consensus Rating

First Citizens BancShares has received a consensus rating of Hold. The company's average rating score is 2.29, and is based on 1 strong buy rating, 2 buy ratings, 11 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for First Citizens BancShares is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

First Citizens BancShares has been the subject of 10 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 3.27%

Earnings Growth

Earnings for First Citizens BancShares are expected to grow by 3.27% in the coming year, from $191.94 to $198.22 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of First Citizens BancShares is 11.09, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.65.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Citizens BancShares is 11.09, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.42.

Price to Earnings Growth Ratio

First Citizens BancShares has a PEG Ratio of 1.54. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

First Citizens BancShares has a P/B Ratio of 1.21. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

4.86% of the float of First Citizens BancShares has been sold short.

Short Interest Ratio / Days to Cover

First Citizens BancShares has a short interest ratio ("days to cover") of 7.49.

Change versus previous month

Short interest in First Citizens BancShares has recently increased by 4.26%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

First Citizens BancShares has a dividend yield of 0.41%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

First Citizens BancShares has been increasing its dividend for 8 years.

Dividend Coverage

The dividend payout ratio of First Citizens BancShares is 4.49%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, First Citizens BancShares will have a dividend payout ratio of 4.24% next year. This indicates that First Citizens BancShares will be able to sustain or increase its dividend.

News and Social Media

• Score: 1.8 / 5
• News Sentiment: -0.11

News Sentiment

First Citizens BancShares has a news sentiment score of -0.11. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.61 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for First Citizens BancShares this week, compared to 4 articles on an average week.

Search Interest

2 people have searched for FCNCA on MarketBeat in the last 30 days. This is an increase of 100% compared to the previous 30 days.

MarketBeat Follows

Only 1 people have added First Citizens BancShares to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 2.7 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, First Citizens BancShares insiders have sold 26.11% more of their company's stock than they have bought. Specifically, they have bought $108,406.00 in company stock and sold $136,710.00 in company stock.

Percentage Held by Insiders

14.63% of the stock of First Citizens BancShares is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

78.01% of the stock of First Citizens BancShares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/23/2026
• Record date for 9/15 Dividend: 8/31/2026
• Ex-Dividend for 9/15 Dividend: 8/31/2026
• Dividend Payable: 9/15/2026
• Today: 10/04/2026
• Next Earnings (Estimated): 10/23/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:FCNCA
• CIK: 798941
• Web: www.firstcitizens.com
• Phone: (919) 716-7000
• Fax: 919-716-7074
• Employees: 18,141
• Year Founded: 1898

Price Target and Rating

• Average Price Target for First Citizens BancShares: $2,261.00
• High Price Target: $2,376.00
• Low Price Target: $2,100.00
• Potential Upside/Downside: +9.0%
• Consensus Rating: Hold
• Rating Score (0-4): 2.29
• Research Coverage: 14 Analysts

Profitability

• EPS (Trailing Twelve Months): $187.04
• Trailing P/E Ratio: 11.09
• Forward P/E Ratio: 10.80
• P/E Growth: 1.54
• Net Income: $2.21 billion
• Net Margins: 16.28%
• Pretax Margin: 21.84%
• Return on Equity: 12.07%
• Return on Assets: 1.06%

Debt

• Debt-to-Equity Ratio: 1.59
• Current Ratio: 1.00
• Quick Ratio: 1.00

Sales & Book Value

• Annual Sales: $14.51 billion
• Price / Sales: 1.61
• Cash Flow: $228.61 per share
• Price / Cash Flow: 9.07
• Book Value: $1,718.65 per share
• Price / Book: 1.21

Miscellaneous

• Outstanding Shares: 11,290,000
• Free Float: 9,641,000
• Market Cap: $23.41 billion
• Optionable: Optionable
• Beta: 0.58