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NYSE:FCF

First Commonwealth Financial (FCF) Stock Price, News & Analysis

First Commonwealth Financial logo
$20.40 -0.16 (-0.75%)
Closing price 03:59 PM Eastern
Extended Trading
$20.40 -0.01 (-0.05%)
As of 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About First Commonwealth Financial Stock (NYSE:FCF)

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Key Stats

Today's Range
$20.26
▼
$20.58
50-Day Range
$20.24
▼
$21.90
52-Week Range
$15.00
▼
$22.34
Volume
1.21 million shs
Average Volume
1.05 million shs
Market Capitalization
$2.06 billion
P/E Ratio
12.52
Dividend Yield
2.74%
Price Target
$24.20
Consensus Rating
Moderate Buy

Company Overview

First Commonwealth Financial Corporation (NYSE: FCF) is a bank holding company headquartered in Indiana, Pennsylvania. Through its principal subsidiary, First Commonwealth Bank, the company provides community banking and financial services to individuals, businesses, and institutions.

Its offerings include checking and savings accounts, certificates of deposit, residential and commercial mortgages, consumer loans, commercial lending, and other credit products. First Commonwealth also provides wealth management, trust, investment, and insurance services through affiliated and specialized business lines.

The company serves customers through banking locations and digital channels in western and central Pennsylvania and eastern Ohio. First Commonwealth traces its banking operations to the Indiana, Pennsylvania, area and has expanded its regional presence through organic growth and acquisitions over time.

AI Generated. May Contain Errors.

First Commonwealth Financial Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
93rd Percentile Overall Score

FCF MarketRank™: 

First Commonwealth Financial scored higher than 93% of companies evaluated by MarketBeat, and ranked 144th out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    First Commonwealth Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on no strong buy ratings, 4 buy ratings, 2 hold ratings, and no sell ratings.

  • Upside Potential

    First Commonwealth Financial has a consensus price target of $24.20, representing about 18.6% upside from its current price of $20.41.

  • Amount of Analyst Coverage

    First Commonwealth Financial has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

  • Read more about First Commonwealth Financial's stock forecast and price target.
  • Earnings Growth

    Earnings for First Commonwealth Financial are expected to grow by 13.37% in the coming year, from $1.72 to $1.95 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of First Commonwealth Financial is 12.52, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.65.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of First Commonwealth Financial is 12.52, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.43.

  • Price to Book Value per Share Ratio

    First Commonwealth Financial has a P/B Ratio of 1.36. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about First Commonwealth Financial's valuation and earnings.
  • Percentage of Shares Shorted

    3.91% of the float of First Commonwealth Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    First Commonwealth Financial has a short interest ratio ("days to cover") of 4.53.
  • Change versus previous month

    Short interest in First Commonwealth Financial has recently increased by 18.77%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    First Commonwealth Financial pays a meaningful dividend of 2.72%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    First Commonwealth Financial has been increasing its dividend for 9 years.

  • Dividend Coverage

    The dividend payout ratio of First Commonwealth Financial is 34.36%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, First Commonwealth Financial will have a dividend payout ratio of 28.72% next year. This indicates that First Commonwealth Financial will be able to sustain or increase its dividend.

  • Read more about First Commonwealth Financial's dividend.
  • News Sentiment

    First Commonwealth Financial has a news sentiment score of 0.81. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.60 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 7 news articles for First Commonwealth Financial this week, compared to 3 articles on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, First Commonwealth Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $131,779.00 in company stock.

  • Percentage Held by Insiders

    1.90% of the stock of First Commonwealth Financial is held by insiders.

  • Percentage Held by Institutions

    72.58% of the stock of First Commonwealth Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about First Commonwealth Financial's insider trading history.
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FCF Stock Analysis - Frequently Asked Questions

First Commonwealth Financial's stock was trading at $16.86 on January 1st, 2026. Since then, FCF stock has increased by 21.0% and is now trading at $20.4050.

First Commonwealth Financial Corporation (NYSE:FCF) released its quarterly earnings data on Tuesday, July, 28th. The bank reported $0.44 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.42 by $0.02. The bank earned $139.42 million during the quarter, compared to analysts' expectations of $137.48 million. First Commonwealth Financial had a net margin of 22.62% and a trailing twelve-month return on equity of 10.79%.
Read the conference call transcript
.

First Commonwealth Financial's board authorized a share buyback program on Monday, December 1st 2025, which allows the company to repurchase $25,000,000 in shares, according to EventVestor. This means that the company could buy up to 1.5% of its shares through open market purchases. Shares repurchase programs are often a sign that the company's board believes its stock is undervalued.

First Commonwealth Financial's top institutional investors include Stonebridge Financial Group LLC (0.12%). Insiders that own company stock include Ray T Charley, Jane Grebenc, James R Reske, Michael P Mccuen, Norman J Montgomery, Carrie L Riggle and Todd D Brice.
View institutional ownership trends
.

Shares of FCF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that First Commonwealth Financial investors own include Tesla (TSLA), JPMorgan Chase & Co. (JPM), NVIDIA (NVDA), Advanced Micro Devices (AMD), Meta Platforms (META), Home Depot (HD) and Alphabet (GOOG).

Company Calendar

Last Earnings
7/28/2026
Record date for 8/21 Dividend
8/07/2026
Ex-Dividend for 8/21 Dividend
8/07/2026
Dividend Payable
8/21/2026
Today
10/05/2026
Next Earnings (Estimated)
10/27/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NYSE
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NYSE:FCF
CIK
712537
Employees
1,577
Year Founded
1982

Price Target and Rating

High Price Target
$25.00
Low Price Target
$24.00
Potential Upside/Downside
+18.6%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.67
Research Coverage
6 Analysts

Profitability

EPS (Trailing Twelve Months)
$1.63
Trailing P/E Ratio
12.52
Forward P/E Ratio
11.86
P/E Growth
N/A
Net Income
$152.30 million
Net Margins
22.62%
Pretax Margin
28.45%
Return on Equity
10.79%
Return on Assets
1.37%

Debt

Debt-to-Equity Ratio
0.08
Current Ratio
0.92
Quick Ratio
0.92

Sales & Book Value

Annual Sales
$729.51 million
Price / Sales
2.83
Cash Flow
$1.58 per share
Price / Cash Flow
12.95
Book Value
$14.98 per share
Price / Book
1.36

Miscellaneous

Outstanding Shares
101,060,000
Free Float
99,136,000
Market Cap
$2.06 billion
Optionable
Optionable
Beta
0.76

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This page (NYSE:FCF) was last updated on 10/5/2026 by MarketBeat.com Staff.
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