Greene County Bancorp (GCBC) Stock Price, News & Analysis

Company Overview

Greene County Bancorp, Inc. is the bank holding company for Greene County Community Bank, a full-service commercial bank based in Waynesburg, Pennsylvania. The company traces its roots to the early 20th century and has cultivated a reputation for community-focused banking in Greene County and the surrounding region of southwestern Pennsylvania.

Through its subsidiary, the company offers a broad range of financial products and services, including personal and business deposit accounts, residential and commercial real estate loans, consumer installment loans, and agricultural financing. Greene County Community Bank also provides treasury management, online and mobile banking platforms, and merchant card services designed to meet the needs of individuals, small businesses, and local agricultural enterprises.

Headquartered in Waynesburg, Greene County Bancorp emphasizes local decision-making and personalized customer relationships. The company’s governance structure and leadership team maintain an objective of supporting economic growth in its service area by partnering with municipal, nonprofit and small-business clients to foster community development and financial inclusion.

Key Stats

• Today's Range: $23.86 to $24.00
• 50-Day Range: $21.73 to $24.60
• 52-Week Range: $21.16 to $26.04
• Volume: 5,316 shs
• Average Volume: 11,320 shs
• Market Capitalization: $408.55 million
• P/E Ratio: 10.48
• Dividend Yield: 1.67%
• Price Target: N/A
• Consensus Rating: Hold

Greene County Bancorp Stock Analysis - MarketRank™

Greene County Bancorp scored higher than 68% of companies evaluated by MarketBeat, and ranked 508th out of 878 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.2 / 5
• Analyst Rating: Hold

Consensus Rating

Greene County Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Greene County Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Greene County Bancorp is 10.48, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.44.

Price to Earnings Ratio vs. Sector

The P/E ratio of Greene County Bancorp is 10.48, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.06.

Price to Book Value per Share Ratio

Greene County Bancorp has a P/B Ratio of 1.98. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.64% of the float of Greene County Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Greene County Bancorp has a short interest ratio ("days to cover") of 4.29.

Change versus previous month

Short interest in Greene County Bancorp has recently decreased by 14.01%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Greene County Bancorp pays a meaningful dividend of 1.68%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Greene County Bancorp has been increasing its dividend for 11 years.

Dividend Coverage

The dividend payout ratio of Greene County Bancorp is 17.47%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: N/A

News Sentiment

Greene County Bancorp has a news sentiment score of 1.89. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.70 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Greene County Bancorp this week, compared to 2 articles on an average week.

Company Ownership

• Score: 4.4 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

5 insiders have purchased shares of Greene County Bancorp in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $355,638.00 in company stock, which represents 0.0871% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Greene County Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $355,638.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

59.20% of the stock of Greene County Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

13.39% of the stock of Greene County Bancorp is held by institutions.

GCBC Stock Analysis - Frequently Asked Questions

How have GCBC shares performed this year?

Greene County Bancorp's stock was trading at $22.23 on January 1st, 2026. Since then, GCBC shares have increased by 7.9% and is now trading at $23.99.

How were Greene County Bancorp's earnings last quarter?

Greene County Bancorp, Inc. (NASDAQ:GCBC) posted its earnings results on Wednesday, April, 22nd. The real estate investment trust reported $0.62 earnings per share for the quarter. The real estate investment trust earned $23.89 million during the quarter. Greene County Bancorp had a trailing twelve-month return on equity of 15.71% and a net margin of 27.28%.

When did Greene County Bancorp's stock split?

Greene County Bancorp shares split on the morning of Tuesday, March 7th 2023.The 2-1 split was announced on Tuesday, March 7th 2023. The newly created shares were issued to shareholders after the market closes on Tuesday, March 7th 2023. An investor that had 100 shares of stock prior to the split would have 200 shares after the split.

Who are Greene County Bancorp's major shareholders?

Greene County Bancorp's top institutional shareholders include Dimensional Fund Advisors LP (0.54%), Hsbc Holdings PLC (0.25%) and Bank of New York Mellon Corp (0.15%). Insiders that own company stock include Michelle M Plummer, Peter W Hogan, Tejraj S Hada, Jay P Cahalan, John Antalek, John Brust, Nick Barzee, Christopher Cannucciari and Donald E Gibson.
View institutional ownership trends.

How do I buy shares of Greene County Bancorp?

Shares of GCBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Greene County Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Greene County Bancorp investors own include NVIDIA (NVDA), Advanced Micro Devices (AMD), Meta Platforms (META), Tesla (TSLA), Home Depot (HD), JPMorgan Chase & Co. (JPM) and Netflix (NFLX).

Company Calendar

• Record date for 2/27 Dividend: 2/13/2026
• Ex-Dividend for 2/27 Dividend: 2/13/2026
• Dividend Payable: 2/27/2026
• Last Earnings: 4/22/2026
• Today: 5/07/2026
• Record date for 5/29 Dividend: 5/15/2026
• Ex-Dividend for 5/29 Dividend: 5/15/2026
• Dividend Payable: 5/29/2026
• Fiscal Year End: 6/30/2026
• Next Earnings (Estimated): 7/22/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Banking
• Current Symbol: NASDAQ:GCBC
• CIK: 1070524
• Web: www.thebankofgreenecounty.com
• Phone: (518) 943-2600
• Fax: 518-943-4431
• Employees: 210
• Year Founded: 1889

Profitability

• EPS (Trailing Twelve Months): $2.29
• Trailing P/E Ratio: 10.48
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $31.14 million
• Net Margins: 27.28%
• Pretax Margin: 29.66%
• Return on Equity: 15.71%
• Return on Assets: 1.27%

Debt

• Debt-to-Equity Ratio: 0.02
• Current Ratio: 0.63
• Quick Ratio: 0.63

Sales & Book Value

• Annual Sales: $132.94 million
• Price / Sales: 3.07
• Cash Flow: $1.56 per share
• Price / Cash Flow: 15.39
• Book Value: $12.10 per share
• Price / Book: 1.98

Miscellaneous

• Outstanding Shares: 17,030,000
• Free Float: 6,947,000
• Market Cap: $408.55 million
• Optionable: Not Optionable
• Beta: 0.41