HDFC Bank (HDB) Stock Price, News & Analysis

Company Overview

HDFC Bank Limited is an India-based banking and financial services company headquartered in Mumbai. Established in 1994 and commencing operations in 1995, the bank serves individual consumers, small and midsize businesses, corporations, institutions and government-related organizations.

The bank provides a broad range of services, including savings and current accounts, fixed deposits, personal and home loans, vehicle and business financing, credit and debit cards, payments, remittances, wealth management and insurance distribution. Its corporate and institutional offerings include working-capital and term lending, trade finance, cash management, investment banking and treasury services. HDFC Bank also delivers services through digital banking platforms and a network of physical branches and ATMs.

HDFC Bank primarily serves customers across India and maintains an international presence to support nonresident Indian, corporate and trade-related banking needs. In July 2023, HDFC Bank completed its merger with Housing Development Finance Corporation Limited, an important milestone that expanded its capabilities in housing finance and related financial services. Sashidhar Jagdishan serves as the bank’s managing director and chief executive officer.

Key Stats

• Today's Range: $22.96 to $23.43
• 50-Day Range: $21.84 to $27.41
• 52-Week Range: $21.76 to $37.45
• Volume: 2.43 million shs
• Average Volume: 9.02 million shs
• Market Capitalization: $117.84 billion
• P/E Ratio: 13.51
• Dividend Yield: 1.48%
• Price Target: N/A
• Consensus Rating: Hold

HDFC Bank Stock Analysis - MarketRank™

HDFC Bank scored higher than 62% of companies evaluated by MarketBeat, and ranked 504th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.9 / 5
• Analyst Rating: Hold

Consensus Rating

HDFC Bank has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on no strong buy ratings, 1 buy rating, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

HDFC Bank has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 17.65%

Earnings Growth

Earnings for HDFC Bank are expected to grow by 17.65% in the coming year, from $1.36 to $1.60 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of HDFC Bank is 13.72, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.19.

Price to Earnings Ratio vs. Sector

The P/E ratio of HDFC Bank is 13.72, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.68.

Price to Earnings Growth Ratio

HDFC Bank has a PEG Ratio of 1.30. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

HDFC Bank has a P/B Ratio of 1.23. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.72% of the float of HDFC Bank has been sold short.

Short Interest Ratio / Days to Cover

HDFC Bank has a short interest ratio ("days to cover") of 3.32, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in HDFC Bank has recently increased by 34.52%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

HDFC Bank pays a meaningful dividend of 1.46%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

HDFC Bank does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of HDFC Bank is 20.00%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, HDFC Bank will have a dividend payout ratio of 21.25% next year. This indicates that HDFC Bank will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.0 / 5
• News Sentiment: 0.25

News Sentiment

HDFC Bank has a news sentiment score of 0.25. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.88 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 33 news articles for HDFC Bank this week, compared to 6 articles on an average week.

Search Interest

Only 4 people have searched for HDB on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

MarketBeat Follows

Only 6 people have added HDFC Bank to their MarketBeat watchlist in the last 30 days. This is a decrease of -33% compared to the previous 30 days.

Company Ownership

• Score: 0.2 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, HDFC Bank insiders have not sold or bought any company stock.

Percentage Held by Insiders

1.00% of the stock of HDFC Bank is held by insiders.

Percentage Held by Institutions

17.61% of the stock of HDFC Bank is held by institutions.

Company Calendar

• Last Earnings: 7/18/2026
• Today: 9/14/2026
• Next Earnings (Estimated): 10/16/2026
• Fiscal Year End: 3/31/2027

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Diversified Banks
• Current Symbol: NYSE:HDB
• CIK: 1144967
• Web: www.hdfc.bank.in
• Phone: 912266521000
• Fax: 91-22-2496-0737
• Employees: 211,178
• Year Founded: 1994

Profitability

• EPS (Trailing Twelve Months): $1.70
• Trailing P/E Ratio: 13.59
• Forward P/E Ratio: 16.92
• P/E Growth: 1.3
• Net Income: $7.51 billion
• Net Margins: 15.96%
• Pretax Margin: 19.11%
• Return on Equity: 11.84%
• Return on Assets: 1.64%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.42
• Quick Ratio: 0.42

Sales & Book Value

• Annual Sales: $54.16 billion
• Price / Sales: 2.18
• Cash Flow: $1.83 per share
• Price / Cash Flow: 12.56
• Book Value: $19.03 per share
• Price / Book: 1.21

Miscellaneous

• Outstanding Shares: 5,131,120,000
• Free Float: 5,079,812,000
• Market Cap: $118.10 billion
• Optionable: Optionable
• Beta: 0.63