NYSE:HRTG Heritage Insurance (HRTG) Stock Price, News & Analysis $34.94 +0.16 (+0.45%) As of 03:02 PM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Heritage Insurance Stock (NYSE:HRTG) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Heritage Insurance alerts:Sign Up Key Stats Today's Range$34.59▼$35.3050-Day Range$26.22▼$35.1152-Week Range$20.48▼$36.50Volume81,796 shsAverage Volume356,499 shsMarket Capitalization$1.04 billionP/E Ratio4.98Dividend YieldN/APrice Target$36.50Consensus RatingBuy Company Overview Heritage Insurance Holdings, Inc. is a property and casualty insurance company that provides residential property coverage through its insurance subsidiaries. Its products primarily include homeowners insurance and related coverage for personal and commercial residential properties, including protection against risks such as wind, fire and other property damage. The company focuses on serving customers in catastrophe-exposed coastal markets, particularly in the Southeastern United States. Its operations have included Florida and other states along the Atlantic and Gulf coasts, with coverage offerings and geographic exposure varying by subsidiary and regulatory approval. Heritage distributes its policies through independent agents and other insurance professionals. Heritage Insurance Holdings was established in the early 2010s and became a publicly traded company in 2014. The company’s insurance operations include Heritage Property & Casualty Insurance Company and other affiliated insurers serving residential policyholders. Ernie Garateix serves as the company’s president and chief executive officer.AI Generated. May Contain Errors. Read More Heritage Insurance Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks53rd Percentile Overall ScoreHRTG MarketRank™: Heritage Insurance scored higher than 53% of companies evaluated by MarketBeat, and ranked 578th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.6 / 5Analyst RatingBuy Consensus RatingHeritage Insurance has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 strong buy rating, 3 buy ratings, 1 hold rating, and no sell ratings.Upside/DownsideThe consensus price target for Heritage Insurance is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageHeritage Insurance has only been the subject of 4 research reports in the past 90 days.Read more about Heritage Insurance's stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings Growth-3.27% Earnings GrowthEarnings for Heritage Insurance are expected to decrease by -3.27% in the coming year, from $5.50 to $5.32 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Heritage Insurance is 5.00, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.94.Price to Earnings Ratio vs. SectorThe P/E ratio of Heritage Insurance is 5.00, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.32.Price to Book Value per Share RatioHeritage Insurance has a P/B Ratio of 2.15. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Heritage Insurance's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted2.96% of the float of Heritage Insurance has been sold short.Short Interest Ratio / Days to CoverHeritage Insurance has a short interest ratio ("days to cover") of 3.34, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Heritage Insurance has recently increased by 20.91%, indicating that investor sentiment is decreasing significantly. Dividend0.8 / 5Dividend StrengthN/A Dividend YieldHeritage Insurance does not currently pay a dividend.Dividend GrowthHeritage Insurance does not have a long track record of dividend growth.Dividend SustainabilityBased on earnings estimates, Heritage Insurance will have a dividend payout ratio of 4.51% next year. This indicates that Heritage Insurance will be able to sustain or increase its dividend. News and Social Media2.4 / 5News Sentiment0.81 News SentimentHeritage Insurance has a news sentiment score of 0.81. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 5 news articles for Heritage Insurance this week, compared to 2 articles on an average week.Search InterestOnly 3 people have searched for HRTG on MarketBeat in the last 30 days. This is a decrease of -40% compared to the previous 30 days.MarketBeat FollowsOnly 2 people have added Heritage Insurance to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership1.7 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Heritage Insurance insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,837,168.00 in company stock.Percentage Held by Insiders9.20% of the stock of Heritage Insurance is held by insiders.Percentage Held by Institutions59.03% of the stock of Heritage Insurance is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Heritage Insurance's insider trading history. Receive HRTG Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Heritage Insurance and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. HRTG Stock News HeadlinesHeritage Insurance (NYSE:HRTG) CAO Sells 6,565 Shares of StockSeptember 12, 2026 | insidertrades.comErnie Garateix Sells 2,500 Shares of Heritage Insurance (NYSE:HRTG) StockSeptember 9, 2026 | insidertrades.comThe dollar reset no one told you aboutPorter Stansberry says a dollar reset is underway - one that has happened only once before in America's 250-year history, back in 1974 with a secret Saudi deal that reshaped an entire generation's wealth. Today, a landmark treaty called Pax Silica - signed by 13 nations in December 2025 and barely covered in the press - is at the center of what Fortune calls 'the biggest change to the world's relationship with the dollar' in a generation. The stocks to buy, the assets to avoid, and the moves to consider are outlined in Stansberry's new briefing.September 16 at 1:00 AM | Porter & Company (Ad)Heritage Insurance Holdings, Inc. (NYSE:HRTG) Receives Average Recommendation of "Buy" from AnalystsSeptember 8, 2026 | americanbankingnews.comInsider Selling: Heritage Insurance (NYSE:HRTG) CAO Sells $311,972.00 in StockSeptember 4, 2026 | insidertrades.comHeritage Insurance (NYSE:HRTG) Insider Timothy Johns Sells 3,500 SharesAugust 22, 2026 | insidertrades.comHeritage Insurance Holdings, Inc. 2026 Q2 - Results - Earnings Call PresentationAugust 16, 2026 | seekingalpha.comHeritage Insurance Holdings (HRTG) Q2 2026 Earnings Call TranscriptAugust 14, 2026 | fool.comSee More Headlines HRTG Stock Analysis - Frequently Asked Questions How have HRTG shares performed this year? Heritage Insurance's stock was trading at $29.27 on January 1st, 2026. Since then, HRTG stock has increased by 19.8% and is now trading at $35.0750. How were Heritage Insurance's earnings last quarter? Heritage Insurance Holdings, Inc. (NYSE:HRTG) announced its quarterly earnings results on Wednesday, August, 5th. The insurance provider reported $2.05 earnings per share for the quarter, beating analysts' consensus estimates of $1.25 by $0.80. The insurance provider earned $214.20 million during the quarter, compared to analyst estimates of $212.71 million. Heritage Insurance had a trailing twelve-month return on equity of 42.41% and a net margin of 25.19%. Read the conference call transcript. How will Heritage Insurance's stock buyback program work? Heritage Insurance's Board of Directors approved a stock buyback program on Monday, December 9th 2024, which allows the company to buy back $10,000,000 in shares, according to EventVestor. This means that the company could purchase up to 2.8% of its shares through open market purchases. Shares repurchase programs are typically a sign that the company's board of directors believes its shares are undervalued. When did Heritage Insurance IPO? Heritage Insurance (HRTG) raised $90 million in an initial public offering on Friday, May 23rd 2014. The company issued 6,000,000 shares at a price of $14.00-$16.00 per share. Who are Heritage Insurance's major shareholders? Top institutional investors of Heritage Insurance include BlackRock Inc. (7.69%), Connor Clark & Lunn Investment Management Ltd. (1.86%), Assenagon Asset Management S.A. (0.87%) and Bank of America Corp DE (0.78%). Insiders that own company stock include Ernie J Garateix, Kirk Lusk, Richard A Widdicombe, Panagiotis Apostolou, Timothy Moura, Paul L Whiting, Sharon Binnun, Nicholas George Pappas and Timothy E Johns. View institutional ownership trends. How do I buy shares of Heritage Insurance? Shares of HRTG stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Heritage Insurance own? Based on aggregate information from My MarketBeat watchlists, some other companies that Heritage Insurance investors own include NVIDIA (NVDA), Broadcom (AVGO), Arista Networks (ANET), Meta Platforms (META), e.l.f. Beauty (ELF), Adobe (ADBE) and EMCOR Group (EME). Company Calendar Last Earnings8/05/2026Today9/16/2026Next Earnings (Estimated)11/04/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (3m+) 1-Year History Sep 25 Dec 25 Mar 26 Jun 26 Sep 26 HRTG's financial health is in the Green zone, according to TradeSmith. HRTG has been in this zone for over 3 months. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Insurance Sub-IndustryProperty & Casualty Insurance Current SymbolNYSE:HRTG CIK1598665 Webwww.heritagepci.com Phone(727) 362-7202FaxN/AEmployees542Year FoundedN/APrice Target and Rating Average Price Target for Heritage Insurance$36.50 High Price Target$42.00 Low Price Target$31.00 Potential Upside/Downside+4.1%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage5 Analysts Profitability EPS (Trailing Twelve Months)$7.02 Trailing P/E Ratio5.00 Forward P/E Ratio6.38 P/E GrowthN/ANet Income$195.59 million Net Margins25.19% Pretax Margin33.64% Return on Equity42.41% Return on Assets9.53% Debt Debt-to-Equity Ratio0.13 Current Ratio0.83 Quick Ratio0.83 Sales & Book Value Annual Sales$847.33 million Price / Sales1.23 Cash Flow$6.72 per share Price / Cash Flow5.22 Book Value$16.34 per share Price / Book2.15Miscellaneous Outstanding Shares29,730,000Free Float26,997,000Market Cap$1.04 billion OptionableOptionable Beta0.92 Social Links The 10 Best High-Yield Dividend Stocks for 2026Discover the 10 Best High-Yield Dividend Stocks for 2026 and secure reliable income in uncertain markets. Download the report now to identify top dividend payers and avoid common yield traps.Get This Free Report This page (NYSE:HRTG) was last updated on 9/16/2026 by MarketBeat.com Staff. From Our Partners$40,000,000,000,000The national debt just hit 40 trillion dollars, and the U.S. now spends more on interest payments than on its ...American Alternative | SponsoredA simple options setup that cuts through the noiseIan Cooper says most options traders overcomplicate the process, juggling countless indicators, strategies, an...TradeWins | SponsoredDOJ Admits It In Court—Your Cash Can Be Seized Without WarningThe Department of Justice recently argued in court that cash may not be legally your property - raising concer...Priority Gold | SponsoredThe national debt just passed $39 trillionThe U.S. national debt just topped $39 trillion, up nearly $3 trillion in a single year and on pace to hit $40...US Gold Bureau | Sponsored“This is the Perfect Tech Stock”Jeff Brown, the tech investor who identified Nvidia in 2016 before its 37,000% run, has flagged a new AI compa...Brownstone Research | SponsoredThis Gold Explorer Is Approaching Its Biggest Milestone YetA little-known Arizona gold explorer just hit 66.2 metres grading 6.57 g/t gold, including 20.7 metres at 18.2...Wall Street Logic | SponsoredGold majors have a big problemNewmont spent 15 billion dollars acquiring Newcrest in 2023, the largest deal in gold mining history. Yet prod...Golden Portfolio | SponsoredA “bloodbath” Is ComingReports suggest some Silicon Valley billionaires are stockpiling gold, guns, and gas masks - or leaving the co...TradeSmith | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Heritage Insurance Holdings, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share Heritage Insurance With A Colleague Link copied to clipboard. Unlock superior investment research and tools. Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools and reports. Get MarketBeat All Access MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In Email Me a Login Link or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
