Nicolet Bankshares (NIC) Stock Price, News & Analysis

Company Overview

Nicolet Bankshares, Inc. is the bank holding company for Nicolet National Bank, a community-focused financial institution headquartered in Green Bay, Wisconsin. Founded in 2000, Nicolet National Bank serves businesses, individuals, families and communities through a network of locations primarily in Wisconsin and portions of Michigan.

The bank provides commercial and small-business banking services, including business checking and savings accounts, commercial loans, lines of credit, equipment financing, treasury management and cash-management solutions. Its personal banking offerings include checking and savings accounts, consumer loans, residential mortgages, home equity lending, online and mobile banking, and related financial services.

Nicolet also offers wealth management and investment-related services to help individuals and businesses with financial planning, trust administration and asset management. Through its regional banking model, the company emphasizes relationship-based service and customized financial solutions for customers across its operating markets.

Key Stats

• Today's Range: $160.16 to $163.62
• 50-Day Range: $163.20 to $178.94
• 52-Week Range: $114.11 to $180.00
• Volume: 232,290 shs
• Average Volume: 147,696 shs
• Market Capitalization: $3.42 billion
• P/E Ratio: 18.52
• Dividend Yield: 0.88%
• Price Target: $183.00
• Consensus Rating: Moderate Buy

Nicolet Bankshares Stock Analysis - MarketRank™

Nicolet Bankshares scored higher than 73% of companies evaluated by MarketBeat, and ranked 404th out of 854 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.0 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Nicolet Bankshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.86, and is based on 1 strong buy rating, 4 buy ratings, 2 hold ratings, and no sell ratings.

Upside Potential

Nicolet Bankshares has a consensus price target of $183.00, representing about 12.1% upside from its current price of $163.20.

Amount of Analyst Coverage

Nicolet Bankshares has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 9.99%

Earnings Growth

Earnings for Nicolet Bankshares are expected to grow by 9.99% in the coming year, from $12.21 to $13.43 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Nicolet Bankshares is 18.52, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.52.

Price to Earnings Ratio vs. Sector

The P/E ratio of Nicolet Bankshares is 18.52, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.66.

Price to Book Value per Share Ratio

Nicolet Bankshares has a P/B Ratio of 1.92. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.44% of the float of Nicolet Bankshares has been sold short.

Short Interest Ratio / Days to Cover

Nicolet Bankshares has a short interest ratio ("days to cover") of 7.21.

Change versus previous month

Short interest in Nicolet Bankshares has recently increased by 5.83%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Nicolet Bankshares has a dividend yield of 0.88%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Nicolet Bankshares has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of Nicolet Bankshares is 16.35%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Nicolet Bankshares will have a dividend payout ratio of 10.72% next year. This indicates that Nicolet Bankshares will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.5 / 5
• News Sentiment: N/A

News Sentiment

Nicolet Bankshares has a news sentiment score of 1.63. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.72 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Nicolet Bankshares this week, compared to 1 article on an average week.

Search Interest

2 people have searched for NIC on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Nicolet Bankshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $715,976.00 in company stock.

Percentage Held by Insiders

7.20% of the stock of Nicolet Bankshares is held by insiders.

Percentage Held by Institutions

43.06% of the stock of Nicolet Bankshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/21/2026
• Record date for 9/15 Dividend: 9/01/2026
• Ex-Dividend for 9/15 Dividend: 9/01/2026
• Dividend Payable: 9/15/2026
• Today: 10/02/2026
• Next Earnings (Estimated): 10/20/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:NIC
• CIK: 1174850
• Web: www.nicoletbank.com
• Phone: (920) 430-1400
• Fax: N/A
• Employees: 1,621
• Year Founded: 2000

Price Target and Rating

• Average Price Target for Nicolet Bankshares: $183.00
• High Price Target: $194.00
• Low Price Target: $173.00
• Potential Upside/Downside: +12.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.86
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $8.81
• Trailing P/E Ratio: 18.52
• Forward P/E Ratio: 13.37
• P/E Growth: N/A
• Net Income: $150.69 million
• Net Margins: 21.77%
• Pretax Margin: 27.34%
• Return on Equity: 11.36%
• Return on Assets: 1.62%

Debt

• Debt-to-Equity Ratio: 0.04
• Current Ratio: 0.90
• Quick Ratio: 0.90

Sales & Book Value

• Annual Sales: $556.52 million
• Price / Sales: 6.15
• Cash Flow: $11.24 per share
• Price / Cash Flow: 14.52
• Book Value: $84.91 per share
• Price / Book: 1.92

Miscellaneous

• Outstanding Shares: 20,960,000
• Free Float: 19,449,000
• Market Cap: $3.42 billion
• Optionable: Optionable
• Beta: 0.64