Safety Insurance Group (SAFT) Stock Price, News & Analysis

Company Overview

Safety Insurance Group, Inc. is a property and casualty insurance holding company headquartered in Boston, Massachusetts. Through its insurance subsidiaries, the company provides personal and commercial insurance products primarily through a network of independent agents.

Its personal insurance offerings include private-passenger automobile, homeowners, dwelling fire, and umbrella coverage. Safety also provides commercial automobile, business owners, commercial property, and workers’ compensation insurance for businesses and other organizations.

Founded in 1979, Safety Insurance Group primarily serves customers in Massachusetts, New Hampshire, and Maine. The company’s operations are focused on the New England market, where it has built a regional presence in personal and commercial property and casualty insurance.

Key Stats

• Today's Range: $103.37 to $103.54
• 50-Day Range: $72.50 to $103.79
• 52-Week Range: $67.04 to $103.80
• Volume: 63,957 shs
• Average Volume: 126,020 shs
• Market Capitalization: $1.52 billion
• P/E Ratio: 22.31
• Dividend Yield: 3.56%
• Price Target: N/A
• Consensus Rating: Moderate Buy

Safety Insurance Group Stock Analysis - MarketRank™

Safety Insurance Group scored higher than 69% of companies evaluated by MarketBeat, and ranked 433rd out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Safety Insurance Group has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Safety Insurance Group has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 42.11%

Earnings Growth

Earnings for Safety Insurance Group are expected to grow by 42.11% in the coming year, from $4.75 to $6.75 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Safety Insurance Group is 22.31, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.92.

Price to Earnings Ratio vs. Sector

The P/E ratio of Safety Insurance Group is 22.31, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.34.

Price to Book Value per Share Ratio

Safety Insurance Group has a P/B Ratio of 1.73. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.00% of the float of Safety Insurance Group has been sold short.

Short Interest Ratio / Days to Cover

Safety Insurance Group has a short interest ratio ("days to cover") of 3.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Safety Insurance Group has recently decreased by 1.81%, indicating that investor sentiment is improving.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Safety Insurance Group is a leading dividend payer. It pays a dividend yield of 3.56%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Safety Insurance Group does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Safety Insurance Group is 79.31%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, Safety Insurance Group will have a dividend payout ratio of 54.52% next year. This indicates that Safety Insurance Group will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.4 / 5
• News Sentiment: 0.92

News Sentiment

Safety Insurance Group has a news sentiment score of 0.92. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Safety Insurance Group this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Safety Insurance Group insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $134,654,987.00 in company stock.

Percentage Held by Insiders

2.20% of the stock of Safety Insurance Group is held by insiders.

Percentage Held by Institutions

81.04% of the stock of Safety Insurance Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/05/2026
• Record date for 9/15 Dividend: 9/01/2026
• Ex-Dividend for 9/15 Dividend: 9/01/2026
• Today: 9/15/2026
• Dividend Payable: 9/15/2026
• Next Earnings (Estimated): 11/02/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NASDAQ:SAFT
• CIK: 1172052
• Web: www.safetyinsurance.com
• Phone: (617) 951-0600
• Fax: 617-603-4837
• Employees: 568
• Year Founded: 1979

Profitability

• EPS (Trailing Twelve Months): $4.64
• Trailing P/E Ratio: 22.31
• Forward P/E Ratio: 21.79
• P/E Growth: N/A
• Net Income: $99.25 million
• Net Margins: 5.33%
• Pretax Margin: 6.80%
• Return on Equity: 7.23%
• Return on Assets: 2.58%

Debt

• Debt-to-Equity Ratio: 0.06
• Current Ratio: 0.41
• Quick Ratio: 0.41

Sales & Book Value

• Annual Sales: $1.26 billion
• Price / Sales: 1.20
• Cash Flow: $6.05 per share
• Price / Cash Flow: 17.11
• Book Value: $59.91 per share
• Price / Book: 1.73

Miscellaneous

• Outstanding Shares: 14,680,000
• Free Float: 14,357,000
• Market Cap: $1.52 billion
• Optionable: Optionable
• Beta: 0.16