Seacoast Banking Corporation of Florida (SBCF) Stock Price, News & Analysis

Company Overview

Seacoast Banking Corporation of Florida is the bank holding company for Seacoast National Bank, a community-focused financial institution headquartered in Stuart, Florida. Founded in 1926, the company serves consumers, businesses, and institutions through a network of banking offices and digital channels across Florida.

Seacoast National Bank provides a range of financial services, including checking and savings accounts, certificates of deposit, residential and commercial real estate loans, consumer lending, and business financing. Its business banking offerings also include treasury management, cash management, commercial deposits, and other services designed to support businesses and nonprofit organizations.

The company also offers wealth management and investment-related services, including trust, financial planning, and investment management solutions. Seacoast has expanded its Florida presence over time through organic growth and strategic acquisitions, while maintaining a focus on relationship-based banking and community involvement. Charles M. Shaffer serves as president and chief executive officer.

Key Stats

• Today's Range: $33.52 to $34.40
• 50-Day Range: $31.85 to $36.13
• 52-Week Range: $28.58 to $36.27
• Volume: 553,438 shs
• Average Volume: 731,796 shs
• Market Capitalization: $3.29 billion
• P/E Ratio: 21.64
• Dividend Yield: 2.24%
• Price Target: $35.50
• Consensus Rating: Moderate Buy

Seacoast Banking Corporation of Florida Stock Analysis - MarketRank™

Seacoast Banking Corporation of Florida scored higher than 71% of companies evaluated by MarketBeat, and ranked 418th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.1 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Seacoast Banking Corporation of Florida has received a consensus rating of Moderate Buy. The company's average rating score is 2.60, and is based on no strong buy ratings, 3 buy ratings, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Seacoast Banking Corporation of Florida is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Seacoast Banking Corporation of Florida has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 10.20%

Earnings Growth

Earnings for Seacoast Banking Corporation of Florida are expected to grow by 10.20% in the coming year, from $2.55 to $2.81 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Seacoast Banking Corporation of Florida is 21.64, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.90.

Price to Earnings Ratio vs. Sector

The P/E ratio of Seacoast Banking Corporation of Florida is 21.64, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.67.

Price to Book Value per Share Ratio

Seacoast Banking Corporation of Florida has a P/B Ratio of 1.23. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.96% of the float of Seacoast Banking Corporation of Florida has been sold short.

Short Interest Ratio / Days to Cover

Seacoast Banking Corporation of Florida has a short interest ratio ("days to cover") of 5.92.

Change versus previous month

Short interest in Seacoast Banking Corporation of Florida has recently decreased by 3.51%, indicating that investor sentiment is improving.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Seacoast Banking Corporation of Florida pays a meaningful dividend of 2.24%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Seacoast Banking Corporation of Florida has only been increasing its dividend for 4 years.

Dividend Coverage

The dividend payout ratio of Seacoast Banking Corporation of Florida is 48.41%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Seacoast Banking Corporation of Florida will have a dividend payout ratio of 27.05% next year. This indicates that Seacoast Banking Corporation of Florida will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.2 / 5
• News Sentiment: 1.14

News Sentiment

Seacoast Banking Corporation of Florida has a news sentiment score of 1.14. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.88 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Seacoast Banking Corporation of Florida this week, compared to 2 articles on an average week.

Search Interest

2 people have searched for SBCF on MarketBeat in the last 30 days.

MarketBeat Follows

Only 1 people have added Seacoast Banking Corporation of Florida to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Seacoast Banking Corporation of Florida insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $896,132.00 in company stock.

Percentage Held by Insiders

1.50% of the stock of Seacoast Banking Corporation of Florida is held by insiders.

Percentage Held by Institutions

81.77% of the stock of Seacoast Banking Corporation of Florida is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 6/30 Dividend: 6/15/2026
• Ex-Dividend for 6/30 Dividend: 6/15/2026
• Dividend Payable: 6/30/2026
• Last Earnings: 7/28/2026
• Today: 9/13/2026
• Record date for 9/30 Dividend: 9/15/2026
• Ex-Dividend for 9/30 Dividend: 9/15/2026
• Dividend Payable: 9/30/2026
• Next Earnings (Estimated): 10/26/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:SBCF
• CIK: 730708
• Web: www.seacoastbanking.com
• Phone: (772) 288-6063
• Fax: 772-288-6012
• Employees: 1,962
• Year Founded: 1926

Price Target and Rating

• Average Price Target for Seacoast Banking Corporation of Florida: $35.50
• High Price Target: $38.00
• Low Price Target: $33.00
• Potential Upside/Downside: +4.5%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.60
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.57
• Trailing P/E Ratio: 21.64
• Forward P/E Ratio: 13.33
• P/E Growth: N/A
• Net Income: $144.88 million
• Net Margins: 15.11%
• Pretax Margin: 19.33%
• Return on Equity: 8.68%
• Return on Assets: 1.14%

Debt

• Debt-to-Equity Ratio: 0.35
• Current Ratio: 0.78
• Quick Ratio: 0.78

Sales & Book Value

• Annual Sales: $935.52 million
• Price / Sales: 3.52
• Cash Flow: $2.06 per share
• Price / Cash Flow: 16.48
• Book Value: $27.73 per share
• Price / Book: 1.23

Miscellaneous

• Outstanding Shares: 96,820,000
• Free Float: 95,371,000
• Market Cap: $3.29 billion
• Optionable: Optionable
• Beta: 0.84