Free Trial
Fall Lock-In Sale! MarketBeat All Access, $149 a Year for Life
  • 0Days
  • 0Hours
  • 0Minutes
  • 0Seconds
Lock In $149
Claim MarketBeat All Access Sale Promotion

SoFi Technologies (SOFI) Stock Price, News & Analysis

SoFi Technologies logo
$16.90 +0.51 (+3.08%)
As of 01:40 PM Eastern
This is a fair market value price provided by Massive. Learn more.

About SoFi Technologies Stock (NASDAQ:SOFI)

Advanced

Key Stats

Today's Range
$16.56
▼
$17.25
50-Day Range
$14.22
▼
$19.18
52-Week Range
$13.86
▼
$32.73
Volume
44.35 million shs
Average Volume
63.77 million shs
Market Capitalization
$21.83 billion
P/E Ratio
35.26
Dividend Yield
N/A
Price Target
$21.18
Consensus Rating
Hold

Company Overview

SoFi Technologies, Inc. is a digital financial services company that provides lending, banking, investing and other personal finance products through its online platform and mobile app. The company serves consumers primarily in the United States and aims to provide a centralized alternative to traditional financial institutions.

SoFi’s offerings include personal loans, student loan refinancing, home loans, checking and savings accounts, credit cards, investment products and financial education resources. Its lending business provides loans to qualified borrowers, while its financial services products support activities such as spending, saving, investing and managing money.

The company also operates a technology platform business through Galileo Financial Technologies and Technisys. These businesses provide application programming interfaces, payment infrastructure, digital banking technology and related services to financial institutions and fintech companies.

SoFi was founded in 2011 by Stanford business students as a student-loan refinancing company. It expanded into a broader digital finance platform and became a publicly traded company on the Nasdaq in 2021. Anthony Noto has served as SoFi’s chief executive officer since 2018.

AI Generated. May Contain Errors.

SoFi Technologies Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
79th Percentile Overall Score

SOFI MarketRank™: 
3.971390552225 of 5 stars

SoFi Technologies scored higher than 79% of companies evaluated by MarketBeat, and ranked 228th out of 861 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    SoFi Technologies has received a consensus rating of Hold. The company's average rating score is 2.36, and is based on 1 strong buy rating, 10 buy ratings, 11 hold ratings, and 3 sell ratings.

  • Upside Potential

    SoFi Technologies has a consensus price target of $21.15, representing about 25.3% upside from its current price of $16.88.

  • Amount of Analyst Coverage

    SoFi Technologies has been the subject of 15 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

  • Read more about SoFi Technologies' stock forecast and price target.
  • Earnings Growth

    Earnings for SoFi Technologies are expected to grow by 36.67% in the coming year, from $0.60 to $0.82 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of SoFi Technologies is 35.12, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 27.05.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of SoFi Technologies is 35.12, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 21.19.

  • Percentage of Shares Shorted

    17.44% of the float of SoFi Technologies has been sold short.
  • Short Interest Ratio / Days to Cover

    SoFi Technologies has a short interest ratio ("days to cover") of 4.75.
  • Change versus previous month

    Short interest in SoFi Technologies has recently increased by 2.21%, indicating that investor sentiment is decreasing.
  • Dividend Yield

    SoFi Technologies does not currently pay a dividend.

  • Dividend Growth

    SoFi Technologies does not have a long track record of dividend growth.

  • News Sentiment

    SoFi Technologies has a news sentiment score of 0.51. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 81 news articles for SoFi Technologies this week, compared to 9 articles on an average week.
  • Search Interest

    219 people have searched for SOFI on MarketBeat in the last 30 days. This is an increase of 47% compared to the previous 30 days.
  • MarketBeat Follows

    79 people have added SoFi Technologies to their MarketBeat watchlist in the last 30 days. This is an increase of 204% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, SoFi Technologies insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $852,605.00 in company stock.

  • Percentage Held by Insiders

    2.50% of the stock of SoFi Technologies is held by insiders.

  • Percentage Held by Institutions

    38.43% of the stock of SoFi Technologies is held by institutions.

  • Read more about SoFi Technologies' insider trading history.
Receive SOFI Stock News and Ratings via Email

Sign-up to receive the latest news and ratings for SoFi Technologies and its competitors with MarketBeat's FREE daily newsletter.

SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

SOFI Stock News Headlines

Financial legend: “This is bad, really bad...”
Dr. Martin D. Weiss has publicly predicted six major American market crashes over his 55-year career, each warning issued before the crisis hit. Now the founder of Weiss Ratings, the only conflict-free rating agency in America, says he is watching a $3 trillion problem that could trigger a chain reaction across markets and banks.tc pixel
SoFi's Q3 Smashes Bear Arguments (Earnings Review)
See More Headlines

SOFI Stock Analysis - Frequently Asked Questions

SoFi Technologies' stock was trading at $26.18 at the start of the year. Since then, SOFI shares have decreased by 35.5% and is now trading at $16.8750.

SoFi Technologies, Inc. (NASDAQ:SOFI) posted its quarterly earnings data on Tuesday, October, 27th. The company reported $0.18 EPS for the quarter, topping the consensus estimate of $0.17 by $0.01. The company's revenue was up 44.4% compared to the same quarter last year.
Read the conference call transcript
.

SoFi Technologies' top institutional investors include Diversify Advisory Services LLC (0.09%), SBI Securities Co. Ltd. (0.07%), AlphaStar Capital Management LLC (0.06%) and Convergence Financial LLC (0.05%). Insiders that own company stock include Anthony Noto, Jeremy Rishel, Christopher Lapointe, Steven J Freiberg, Kelli Keough, Magdalena Yesil, Webb Lauren Stafford, Eric Schuppenhauer, Chad M Borton, Arun Pinto, Robert S Lavet, Bashir Ruzwana, Qatar Investment Authority and Iv (Gp) LLC Slta.
View institutional ownership trends
.

Shares of SOFI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that SoFi Technologies investors own include NVIDIA (NVDA), Palantir Technologies (PLTR), Tesla (TSLA), Advanced Micro Devices (AMD), PayPal (PYPL), Micron Technology (MU) and Intel (INTC).

Company Calendar

Last Earnings
10/27/2026
Today
10/28/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Consumer Finance
Sub-Industry
Consumer Finance
Current Symbol
NASDAQ:SOFI
CIK
1818874
Fax
N/A
Employees
6,100
Year Founded
2011

Price Target and Rating

High Price Target
$31.00
Low Price Target
$15.00
Potential Upside/Downside
+24.8%
Consensus Rating
Hold
Rating Score (0-4)
2.36
Research Coverage
25 Analysts

Profitability

EPS (Trailing Twelve Months)
$0.48
Trailing P/E Ratio
35.21
Forward P/E Ratio
28.24
P/E Growth
0.85
Net Income
$481.32 million
Net Margins
14.78%
Pretax Margin
17.13%
Return on Equity
6.22%
Return on Assets
1.22%

Debt

Debt-to-Equity Ratio
0.30
Current Ratio
0.74
Quick Ratio
0.10

Sales & Book Value

Annual Sales
$4.31 billion
Price / Sales
5.08
Cash Flow
$0.65 per share
Price / Cash Flow
26.05
Book Value
$8.23 per share
Price / Book
2.06

Miscellaneous

Outstanding Shares
1,291,570,000
Free Float
1,259,281,000
Market Cap
$21.89 billion
Optionable
Optionable
Beta
2.33

Social Links

Forget Nvidia, Meta, and Google. Here's The New Magnificent Seven. Cover

Discover the next wave of investment opportunities with our report, 7 Stocks That Will Be Magnificent in 2026. Explore companies poised to replicate the growth, innovation, and value creation of the tech giants dominating today's markets.

Get This Free Report

This page (NASDAQ:SOFI) was last updated on 10/28/2026 by MarketBeat.com Staff.
From Our Partners