TriCo Bancshares (TCBK) Stock Price, News & Analysis

Company Overview

TriCo Bancshares, Inc. is the bank holding company for Tri Counties Bank, a community-oriented financial institution headquartered in Chico, California. Through its wholly owned subsidiary, the company provides a comprehensive range of banking and financial services to individuals, small businesses, and commercial clients. Offering a full suite of deposit accounts, lending solutions and digital banking tools, TriCo Bancshares combines personalized service with modern technology to meet the evolving needs of its customers.

The company’s core products and services include commercial and consumer lending, deposit and cash management solutions, mortgage banking, and agricultural financing. TriCo Bancshares also offers specialized wealth management and trust services through its investment advisory affiliates, and supports clients with estate planning, retirement services, and investment management. By integrating these offerings, the company aims to deliver cohesive financial strategies tailored to each client’s objectives.

TriCo Bancshares primarily serves communities across Northern and Central California. Its branch network spans key markets such as the Sacramento Valley, Gold Country, and the Bay Area, complemented by loan production offices to support commercial and real estate lending activities. The company emphasizes local decision-making and community involvement, working with clients in industries ranging from agriculture and manufacturing to professional services and technology.

Founded in 1975, TriCo Bancshares has grown through organic expansion and selective branch acquisitions while maintaining a focus on customer relationships and community development. The company is led by President and Chief Executive Officer Ken A. Hasse, whose leadership emphasizes prudent risk management and strategic growth. With its long-standing regional presence, TriCo Bancshares aims to balance the strengths of a community bank with the capabilities of a diversified financial services organization.

Key Stats

• Today's Range: $44.79 to $45.79
• 50-Day Range: $40.26 to $46.49
• 52-Week Range: $35.20 to $51.06
• Volume: 78,897 shs
• Average Volume: 93,627 shs
• Market Capitalization: $1.46 billion
• P/E Ratio: 13.20
• Dividend Yield: 3.21%
• Price Target: $47.60
• Consensus Rating: Moderate Buy

TriCo Bancshares Stock Analysis - MarketRank™

TriCo Bancshares scored higher than 76% of companies evaluated by MarketBeat, and ranked 386th out of 937 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.7 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

TriCo Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.83, and is based on 3 buy ratings, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for TriCo Bancshares is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

TriCo Bancshares has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 9.55%

Earnings Growth

Earnings for TriCo Bancshares are expected to grow by 9.55% in the coming year, from $3.35 to $3.67 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of TriCo Bancshares is 13.20, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 281.23.

Price to Earnings Ratio vs. Sector

The P/E ratio of TriCo Bancshares is 13.20, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 241.25.

Price to Book Value per Share Ratio

TriCo Bancshares has a P/B Ratio of 1.21. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.79% of the float of TriCo Bancshares has been sold short.

Short Interest Ratio / Days to Cover

TriCo Bancshares has a short interest ratio ("days to cover") of 5.8.

Change versus previous month

Short interest in TriCo Bancshares has recently decreased by 0.75%, indicating that investor sentiment is improving.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

TriCo Bancshares pays a meaningful dividend of 3.19%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

TriCo Bancshares has been increasing its dividend for 12 years.

Dividend Coverage

The dividend payout ratio of TriCo Bancshares is 42.35%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, TriCo Bancshares will have a dividend payout ratio of 39.24% next year. This indicates that TriCo Bancshares will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.79% of the float of TriCo Bancshares has been sold short.

Short Interest Ratio / Days to Cover

TriCo Bancshares has a short interest ratio ("days to cover") of 5.8.

Change versus previous month

Short interest in TriCo Bancshares has recently decreased by 0.75%, indicating that investor sentiment is improving.

News and Social Media

• Score: 3.2 / 5
• News Sentiment: 1.79

News Sentiment

TriCo Bancshares has a news sentiment score of 1.79. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.96 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for TriCo Bancshares this week, compared to 3 articles on an average week.

MarketBeat Follows

1 people have added TriCo Bancshares to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, TriCo Bancshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 4.80% of the stock of TriCo Bancshares is held by insiders.

Percentage Held by Institutions

59.11% of the stock of TriCo Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

TCBK Stock Analysis - Frequently Asked Questions

How have TCBK shares performed this year?

TriCo Bancshares' stock was trading at $43.70 at the start of the year. Since then, TCBK stock has increased by 2.7% and is now trading at $44.88.

How were TriCo Bancshares' earnings last quarter?

TriCo Bancshares (NASDAQ:TCBK) posted its quarterly earnings data on Thursday, July, 24th. The financial services provider reported $0.84 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.82 by $0.02. The financial services provider earned $103.61 million during the quarter, compared to the consensus estimate of $101.15 million. TriCo Bancshares had a trailing twelve-month return on equity of 8.99% and a net margin of 21.11%.

Who are TriCo Bancshares' major shareholders?

TriCo Bancshares' top institutional shareholders include Franklin Resources Inc. (5.25%), Davis Asset Management L.P. (3.19%), Geode Capital Management LLC (2.49%) and Alliancebernstein L.P. (2.26%). Insiders that own company stock include Craig B Carney, Cory W Giese and Michael W Koehnen.
View institutional ownership trends.

How do I buy shares of TriCo Bancshares?

Shares of TCBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of TriCo Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that TriCo Bancshares investors own include Tesla (TSLA), JPMorgan Chase & Co. (JPM), Meta Platforms (META), NVIDIA (NVDA), Advanced Micro Devices (AMD), Alphabet (GOOG) and Netflix (NFLX).

Company Calendar

• Last Earnings: 7/24/2025
• Record date for 9/19 Dividend: 9/05/2025
• Ex-Dividend for 9/19 Dividend: 9/05/2025
• Dividend Payable: 9/19/2025
• Today: 9/24/2025
• Next Earnings (Estimated): 10/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - WEST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:TCBK
• CIK: 356171
• Web: www.tcbk.com
• Phone: (530) 898-0300
• Fax: 530-898-0310
• Employees: 1,201
• Year Founded: 1974

Price Target and Rating

• Average Price Target for TriCo Bancshares: $47.60
• High Price Target: $55.00
• Low Price Target: $45.00
• Potential Upside/Downside: +6.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.83
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.40
• Trailing P/E Ratio: 13.20
• Forward P/E Ratio: 13.40
• P/E Growth: N/A
• Net Income: $114.87 million
• Net Margins: 21.11%
• Pretax Margin: 28.54%
• Return on Equity: 8.99%
• Return on Assets: 1.14%

Debt

• Debt-to-Equity Ratio: 0.09
• Current Ratio: 0.86
• Quick Ratio: 0.86

Sales & Book Value

• Annual Sales: $531.04 million
• Price / Sales: 2.75
• Cash Flow: $3.79 per share
• Price / Cash Flow: 11.84
• Book Value: $36.99 per share
• Price / Book: 1.21

Miscellaneous

• Outstanding Shares: 32,560,000
• Free Float: 30,996,000
• Market Cap: $1.46 billion
• Optionable: Optionable
• Beta: 0.68