NASDAQ:WSBF Waterstone Financial (WSBF) Stock Price, News & Analysis $19.90 -0.04 (-0.20%) Closing price 10/5/2026 04:00 PM EasternExtended Trading$20.19 +0.29 (+1.44%) As of 04:04 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Waterstone Financial Stock (NASDAQ:WSBF) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Waterstone Financial alerts:Sign Up Key Stats Today's Range$19.66▼$20.0150-Day Range$19.51▼$21.5152-Week Range$14.52▼$21.66Volume66,974 shsAverage Volume96,831 shsMarket Capitalization$357.80 millionP/E Ratio11.57Dividend Yield3.42%Price TargetN/AConsensus RatingBuy Company Overview Waterstone Financial, Inc. (NASDAQ: WSBF) is a savings and loan holding company headquartered in Wauwatosa, Wisconsin. Its principal subsidiary, WaterStone Bank, is a Wisconsin-chartered bank that provides banking and financial services to individuals, families, businesses and community organizations. WaterStone Bank offers deposit products such as checking, savings, money market and certificate accounts, along with lending services. Its loan portfolio has included residential mortgages, home equity loans, commercial real estate loans, construction financing, business loans and consumer credit. The bank also provides treasury management and other commercial banking services. WaterStone Financial’s operations are primarily focused on southeastern Wisconsin, where WaterStone Bank maintains its branch and community-banking presence. The company and its banking subsidiary have roots dating to the early 20th century, reflecting a long-standing focus on serving local households and businesses.AI Generated. May Contain Errors. Read More Waterstone Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks34th Percentile Overall ScoreWSBF MarketRank™: Waterstone Financial scored higher than 34% of companies evaluated by MarketBeat, and ranked 686th out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.7 / 5Analyst RatingBuy Consensus RatingWaterstone Financial has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.Amount of Analyst CoverageWaterstone Financial has only been the subject of 1 research reports in the past 90 days.Read more about Waterstone Financial's stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Waterstone Financial is 11.57, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.66.Price to Earnings Ratio vs. SectorThe P/E ratio of Waterstone Financial is 11.57, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.43.Price to Book Value per Share RatioWaterstone Financial has a P/B Ratio of 1.05. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Waterstone Financial's valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted2.49% of the float of Waterstone Financial has been sold short.Short Interest Ratio / Days to CoverWaterstone Financial has a short interest ratio ("days to cover") of 3.91, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Waterstone Financial has recently decreased by 2.65%, indicating that investor sentiment is improving. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldWaterstone Financial pays a meaningful dividend of 3.41%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthWaterstone Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Waterstone Financial is 39.53%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Waterstone Financial's dividend. News and Social Media0.6 / 5News SentimentN/A MarketBeat Follows1 people have added Waterstone Financial to their MarketBeat watchlist in the last 30 days. Company Ownership0.9 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Waterstone Financial insiders have not sold or bought any company stock.Percentage Held by Insiders6.00% of the stock of Waterstone Financial is held by insiders.Percentage Held by Institutions62.71% of the stock of Waterstone Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Waterstone Financial's insider trading history. Receive WSBF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Waterstone Financial and its competitors with MarketBeat's FREE daily newsletter. 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WSBF Stock News HeadlinesWaterstone Financial Declares Regular Quarterly Cash DividendSeptember 22, 2026 | globenewswire.comWaterstone Financial, Inc. Announces Results of Operations for the Quarter and Six Months Ended June 30, 2026July 24, 2026 | markets.businessinsider.comFirst Look: Elon’s “Starphone”Rumors are swirling that Elon Musk is developing a new mobile device that could rival the iPhone. It's said to be thinner, longer-lasting on battery, and cheaper to produce, with the ability to work worldwide without relying on cell towers. Former Bloomberg reporter and SAC Capital trader Josh Baylin says the evidence is mounting. He notes the FCC recently gave Musk a green light connected to his mobile plans, adding fuel to speculation. Baylin previously called the smartphone boom in 2004 and predicted Apple would sell a billion phones when others expected a fraction of that. | Stansberry Research (Ad)Waterstone Financial Declares Regular Quarterly Cash DividendJune 23, 2026 | globenewswire.comWaterstone Financial, Inc. (WSBF) Shareholder/Analyst Call Prepared Remarks TranscriptMay 19, 2026 | seekingalpha.comWaterstone Financial, Inc. Announces Expansion of Share Repurchase ProgramApril 27, 2026 | globenewswire.comWaterstone Financial Inc (WSBF) Q1 2026 Earnings Call Highlights: Solid Net Income Amid Loan ...April 24, 2026 | finance.yahoo.comWaterstone Financial, Inc. Announces Results of Operations for the Three Months Ended March 31, 2026April 23, 2026 | globenewswire.comSee More Headlines WSBF Stock Analysis - Frequently Asked Questions How have WSBF shares performed this year? Waterstone Financial's stock was trading at $16.55 at the beginning of the year. Since then, WSBF stock has increased by 20.2% and is now trading at $19.90. How were Waterstone Financial's earnings last quarter? Waterstone Financial, Inc. (NASDAQ:WSBF) posted its earnings results on Thursday, July, 23rd. The savings and loans company reported $0.49 EPS for the quarter, missing the consensus estimate of $0.66 by $0.17. The savings and loans company earned $40.25 million during the quarter, compared to the consensus estimate of $65.80 million. Waterstone Financial had a trailing twelve-month return on equity of 8.64% and a net margin of 14.57%. How do I buy shares of Waterstone Financial? Shares of WSBF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Waterstone Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Waterstone Financial investors own include American Water Works (AWK), The RMR Group (RMR), Waste Connections (WCN), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC), AUO (AUOTY) and Voyager Therapeutics (VYGR). Company Calendar Record date for 8/3 Dividend7/08/2026Ex-Dividend for 8/3 Dividend7/08/2026Last Earnings7/23/2026Dividend Payable8/03/2026Today10/05/2026Record date for 11/2 Dividend10/08/2026Ex-Dividend for 11/2 Dividend10/08/2026Next Earnings (Estimated)10/22/2026Dividend Payable11/02/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (13m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 WSBF's financial health is in the Green zone, according to TradeSmith. WSBF has been in this zone for over 13 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:WSBF CIK1569994 Webwww.wsbonline.com Phone(414) 761-1000Fax414-918-0890Employees593Year Founded1921Profitability EPS (Trailing Twelve Months)$1.72 Trailing P/E Ratio11.57 Forward P/E RatioN/A P/E GrowthN/ANet Income$26.40 million Net Margins14.57% Pretax Margin18.44% Return on Equity8.64% Return on Assets1.33% Debt Debt-to-Equity RatioN/A Current Ratio1.01 Quick Ratio0.93 Sales & Book Value Annual Sales$201.29 million Price / Sales1.78 Cash Flow$1.57 per share Price / Cash Flow12.71 Book Value$18.93 per share Price / Book1.05Miscellaneous Outstanding Shares17,980,000Free Float16,898,000Market Cap$357.80 million OptionableOptionable Beta0.74 Social Links The 10 Best High-Yield Dividend Stocks for 2026Discover the 10 Best High-Yield Dividend Stocks for 2026 and secure reliable income in uncertain markets. Download the report now to identify top dividend payers and avoid common yield traps.Get This Free Report This page (NASDAQ:WSBF) was last updated on 10/6/2026 by MarketBeat.com Staff. From Our PartnersThey're not telling you how bad this could getValuations have reached levels seen only a handful of times in the past century, while debt concerns and tarif...Parkview Capital Group | SponsoredA weekly dividend fund holding Nvidia and PalantirCrowdStrike, Palantir, Nvidia none of them pay a real dividend. But one fund holding the biggest AI names dist...Investors Alley | SponsoredThis smart glasses tech is bringing the screen to your eyesGlobal AI smart-glasses shipments surged 263% in the first half of 2026, and Citi projects the market could re...The Tomorrow Investor | SponsoredThey didn't warn anyone in 1971. 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