NASDAQ:BOTJ Bank of the James Financial Group (BOTJ) Stock Price, News & Analysis $22.80 -0.07 (-0.28%) Closing price 03:58 PM EasternExtended Trading$22.82 +0.02 (+0.11%) As of 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Bank of the James Financial Group Stock (NASDAQ:BOTJ) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get BOTJ alerts:Sign Up Key Stats Today's Range$22.75▼$23.2950-Day Range$19.82▼$23.4052-Week Range$13.00▼$29.79Volume28,411 shsAverage Volume7,542 shsMarket Capitalization$103.56 millionP/E Ratio9.42Dividend Yield1.75%Price TargetN/AConsensus RatingHold Company Overview Bank of the James Financial Group, Inc. is the bank holding company for The Bank of the James, a Virginia-chartered commercial bank headquartered in Lynchburg, Virginia. Established in the early 20th century, the organization has developed a reputation for community banking with a focus on personalized service. As a NASDAQ-listed entity under the ticker BOTJ, the holding company oversees a network of full-service branches throughout Central and Southwestern Virginia. The Bank of the James offers a comprehensive suite of consumer and commercial banking solutions. Deposit products include checking, savings, money market and certificate of deposit accounts, while lending services range from residential mortgages and home equity lines of credit to business loans and commercial real estate financing. The institution also provides treasury management, merchant services and cash management tools designed to support local businesses and professionals. With roots tracing back more than a century, Bank of the James has expanded its geographic footprint beyond its Lynchburg origins to serve communities across several Virginia counties. The bank leverages both in-branch expertise and digital banking platforms, enabling customers to access mobile deposit, online bill pay and realtime account monitoring. This hybrid approach aims to combine the convenience of technology with the personalized attention characteristic of a community bank. Under the guidance of an experienced executive management team and board of directors, Bank of the James maintains a focus on local economic development and financial literacy initiatives. The company supports regional nonprofits, educational programs and small business development efforts, reinforcing its commitment to the communities it serves. As a financial holding company, Bank of the James Financial Group continues to pursue responsible growth while preserving the community-oriented values that have defined its operations for generations.AI Generated. May Contain Errors. Read More Bank of the James Financial Group Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks48th Percentile Overall ScoreBOTJ MarketRank™: Bank of the James Financial Group scored higher than 48% of companies evaluated by MarketBeat, and ranked 651st out of 883 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.2 / 5Analyst RatingHold Consensus RatingBank of the James Financial Group has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageBank of the James Financial Group has only been the subject of 1 research reports in the past 90 days.Read more about Bank of the James Financial Group's stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Bank of the James Financial Group is 9.42, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.65.Price to Earnings Ratio vs. SectorThe P/E ratio of Bank of the James Financial Group is 9.42, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.72.Price to Book Value per Share RatioBank of the James Financial Group has a P/B Ratio of 1.29. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.19% of the float of Bank of the James Financial Group has been sold short.Short Interest Ratio / Days to CoverBank of the James Financial Group has a short interest ratio ("days to cover") of 1.17, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Bank of the James Financial Group has recently increased by 23.79%, indicating that investor sentiment is decreasing significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldBank of the James Financial Group pays a meaningful dividend of 1.74%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthBank of the James Financial Group has been increasing its dividend for 5 years.Dividend CoverageThe dividend payout ratio of Bank of the James Financial Group is 16.53%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Bank of the James Financial Group's dividend. News and Social Media1.7 / 5News SentimentN/A News SentimentBank of the James Financial Group has a news sentiment score of 0.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for Bank of the James Financial Group this week, compared to 1 article on an average week. Company Ownership4.2 / 5Insider TradingAcquiring Shares Cluster Insider Buying3 insiders have purchased shares of Bank of the James Financial Group in the last three months. Multiple insiders buying is a strong bullish signal.Net Insider BuyingOver the last three months, insiders have purchased a net $63,564.00 in company stock, which represents 0.0614% of the company's market cap.Insider Buying vs. Insider SellingIn the past three months, Bank of the James Financial Group insiders have bought more of their company's stock than they have sold. Specifically, they have bought $63,564.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders11.93% of the stock of Bank of the James Financial Group is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions18.50% of the stock of Bank of the James Financial Group is held by institutions.Read more about Bank of the James Financial Group's insider trading history. Receive BOTJ Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Bank of the James Financial Group and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. BOTJ Stock News HeadlinesBank of the James Financial Group (NASDAQ:BOTJ) Shares Pass Above Two Hundred Day Moving Average - Here's What HappenedMay 16 at 3:39 AM | americanbankingnews.comInsider Buying: Bank of the James Financial Group (NASDAQ:BOTJ) Director Acquires 1,043 Shares of StockMay 8, 2026 | insidertrades.comLouis Navellier: My #1 AI stock for 2026 (name & ticker inside)Louis Navellier's Stock Grader system helped him flag Nvidia before its 82,000% run and has identified the top S&P 500 stock for 12 years running—and today, he's giving away his #1 AI stock pick for 2026, free. This company's sales are up 28% year over year, it holds over 30,000 patents in wireless and video technology, and it just earned an A-rating in his proprietary Stock Grader system that has cost him $9 million to build and maintain.May 19 at 1:00 AM | InvestorPlace (Ad)Bank of the James Announces First Quarter 2026 Financial Results and Declaration of DividendApril 30, 2026 | globenewswire.comBank of the James Announces Fourth Quarter, Full Year 2025 Financial ResultsFebruary 4, 2026 | globenewswire.comBank of the James Financial Group, Inc. Announces Retirement of Co-Founder and Director J. Todd ScruggsJanuary 9, 2026 | globenewswire.comPositive Signs As Multiple Insiders Buy Bank of the James Financial Group StockDecember 27, 2025 | finance.yahoo.comBank of the James Financial Group's (NASDAQ:BOTJ) Dividend Will Be $0.10November 8, 2025 | finance.yahoo.comSee More Headlines BOTJ Stock Analysis - Frequently Asked Questions How have BOTJ shares performed this year? Bank of the James Financial Group's stock was trading at $18.58 at the beginning of the year. Since then, BOTJ shares have increased by 22.7% and is now trading at $22.7950. How were Bank of the James Financial Group's earnings last quarter? Bank of the James Financial Group, Inc. (NASDAQ:BOTJ) posted its quarterly earnings data on Thursday, April, 30th. The financial services provider reported $0.61 earnings per share (EPS) for the quarter. The financial services provider earned $12.70 million during the quarter. Bank of the James Financial Group had a trailing twelve-month return on equity of 14.13% and a net margin of 17.17%. Who are Bank of the James Financial Group's major shareholders? Bank of the James Financial Group's top institutional shareholders include Dimensional Fund Advisors LP (0.74%), Krilogy Financial LLC (0.64%) and MontVue Capital Management Inc. (0.28%). Insiders that own company stock include Robert R Chapman, William C Bryant III, J Todd Scruggs, John R Alford Jr, Lewis C Addison, Phillip C Jamerson, Michael A Syrek and Harry P Umberger Jr. View institutional ownership trends. How do I buy shares of Bank of the James Financial Group? Shares of BOTJ stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Bank of the James Financial Group own? Based on aggregate information from My MarketBeat watchlists, some other companies that Bank of the James Financial Group investors own include NVIDIA (NVDA), Broadcom (AVGO), Builders FirstSource (BLDR), Meta Platforms (META), Adobe (ADBE), Abercrombie & Fitch (ANF) and CrowdStrike (CRWD). Company Calendar Record date for 3/6 Dividend2/17/2026Ex-Dividend for 3/6 Dividend2/17/2026Dividend Payable3/06/2026Last Earnings4/30/2026Today5/19/2026Record date for 6/5 Dividend5/22/2026Ex-Dividend for 6/5 Dividend5/22/2026Dividend Payable6/05/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (14m+) 1-Year History May 25 Aug 25 Nov 25 Feb 26 May 26 BOTJ's financial health is in the Green zone, according to TradeSmith. BOTJ has been in this zone for over 14 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - SOUTHEAST Sub-IndustryBanking Current SymbolNASDAQ:BOTJ CIK1275101 Webwww.bankofthejames.com Phone(434) 846-2000Fax434-846-4450Employees160Year Founded1999Profitability EPS (Trailing Twelve Months)$2.42 Trailing P/E Ratio9.42 Forward P/E RatioN/A P/E GrowthN/ANet Income$9.02 million Net Margins17.17% Pretax Margin21.29% Return on Equity14.13% Return on Assets1.06% Debt Debt-to-Equity RatioN/A Current Ratio0.78 Quick Ratio0.77 Sales & Book Value Annual Sales$49.45 million Price / Sales2.09 Cash Flow$2.44 per share Price / Cash Flow9.34 Book Value$17.62 per share Price / Book1.29Miscellaneous Outstanding Shares4,543,000Free Float4,001,000Market Cap$103.56 million OptionableNot Optionable Beta0.18 Social Links The 10 Best High-Yield Dividend Stocks for 2026Discover the 10 Best High-Yield Dividend Stocks for 2026 and secure reliable income in uncertain markets. Download the report now to identify top dividend payers and avoid common yield traps.Get This Free Report This page (NASDAQ:BOTJ) was last updated on 5/19/2026 by MarketBeat.com Staff. From Our PartnersSpaceX eyes a 1.75 trillion valuation - here's what to knowElon Musk's team has quietly filed confidential paperwork with the SEC for what Bloomberg estimates could be a...Brownstone Research | SponsoredIran's New Leader Just Said Something That Should Terrify Every AmericanIran's Supreme Leader has declared the Strait of Hormuz closed as leverage against the U.S. - and with 40% of ...American Alternative | Sponsored$30 stock to buy before Starlink goes public (WATCH NOW!)In the next 3 minutes… James Altucher – legendary investor and venture capitalist… And someone who’s kno...Paradigm Press | SponsoredTrump's gold order: the announcement they won't put on the front pageOn August 15, 1971, Nixon interrupted prime-time television and ended the gold standard in 15 minutes - no deb...Reagan Gold Group | SponsoredMy feud with Zohran MamdaniEmmy-winning analyst releases his next big story Whitney Tilson shocked the nation on 60 Minutes when he ac...Stansberry Research | SponsoredIran War Shock: What I Was Told In That Private MeetingYou’re Being LIED To About The Iran War Forget EVERYTHING you’ve heard about the Iran war. Especially th...Banyan Hill Publishing | SponsoredWhy this tiny stock may move before the SpaceX IPO dropsThe projected SpaceX and xAI S-1 filing hits the SEC on June 1st - and analyst Dylan Jovine says $1.75 trillio...Behind the Markets | SponsoredSpaceX IPO hides a much bigger storyThe SpaceX IPO could be the biggest in history at $1.75 trillion - but the real story isn't the IPO itself. ...Weiss Ratings | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Bank of the James Financial Group, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share Bank of the James Financial Group With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In Email Me a Login Link or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
