Zions Bancorporation, N.A. (ZION) Stock Price, News & Analysis

Company Overview

Zions Bancorporation, N.A. is a regional financial services company headquartered in Salt Lake City, Utah. Through its affiliated banks, the company provides banking and related financial services to individuals, small businesses, middle-market companies, and institutional clients.

Its offerings include commercial and industrial lending, commercial real estate financing, small-business banking, consumer loans, residential mortgages, deposit accounts, treasury management, investment services, and private banking. Zions also provides wealth management and capital markets services to support business and institutional customers.

The company operates through several regional banking brands, including Zions Bank, Amegy Bank, California Bank & Trust, National Bank of Arizona, Nevada State Bank, and Vectra Bank Colorado. Its banking network serves customers across much of the Western and Southwestern United States, including Utah, Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Washington, and Wyoming.

Zions Bancorporation traces its history to the founding of Zions Bank in Utah in 1873. The organization has since expanded through acquisitions and the development of locally focused banking franchises while maintaining an emphasis on relationship-based commercial and community banking.

Key Stats

• Today's Range: $64.55 to $65.76
• 50-Day Range: $61.78 to $72.20
• 52-Week Range: $48.50 to $73.34
• Volume: 1.44 million shs
• Average Volume: 1.66 million shs
• Market Capitalization: $9.59 billion
• P/E Ratio: 8.06
• Dividend Yield: 2.92%
• Price Target: $72.88
• Consensus Rating: Hold

Zions Bancorporation, N.A. Stock Analysis - MarketRank™

Zions Bancorporation, N.A. scored higher than 89% of companies evaluated by MarketBeat, and ranked 174th out of 846 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.0 / 5
• Analyst Rating: Hold

Consensus Rating

Zions Bancorporation, N.A. has received a consensus rating of Hold. The company's average rating score is 2.21, and is based on no strong buy ratings, 7 buy ratings, 9 hold ratings, and 3 sell ratings.

Upside Potential

Zions Bancorporation, N.A. has a consensus price target of $72.65, representing about 10.7% upside from its current price of $65.64.

Amount of Analyst Coverage

Zions Bancorporation, N.A. has been the subject of 12 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 2.73%

Earnings Growth

Earnings for Zions Bancorporation, N.A. are expected to grow by 2.73% in the coming year, from $6.60 to $6.78 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Zions Bancorporation, N.A. is 8.05, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.89.

Price to Earnings Ratio vs. Sector

The P/E ratio of Zions Bancorporation, N.A. is 8.05, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.18.

Price to Earnings Growth Ratio

Zions Bancorporation, N.A. has a PEG Ratio of 1.04. PEG Ratios around 1 indicate that a company is correctly valued.

Price to Book Value per Share Ratio

Zions Bancorporation, N.A. has a P/B Ratio of 1.36. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.45% of the float of Zions Bancorporation, N.A. has been sold short.

Short Interest Ratio / Days to Cover

Zions Bancorporation, N.A. has a short interest ratio ("days to cover") of 3.82, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Zions Bancorporation, N.A. has recently increased by 7.33%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Zions Bancorporation, N.A. pays a meaningful dividend of 3.03%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Zions Bancorporation, N.A. has been increasing its dividend for 12 years.

Dividend Coverage

The dividend payout ratio of Zions Bancorporation, N.A. is 23.56%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Zions Bancorporation, N.A. will have a dividend payout ratio of 28.32% next year. This indicates that Zions Bancorporation, N.A. will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 0.55

News Sentiment

Zions Bancorporation, N.A. has a news sentiment score of 0.55. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 30 news articles for Zions Bancorporation, N.A. this week, compared to 6 articles on an average week.

Search Interest

Only 1 people have searched for ZION on MarketBeat in the last 30 days. This is a decrease of -67% compared to the previous 30 days.

MarketBeat Follows

1 people have added Zions Bancorporation, N.A. to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Zions Bancorporation, N.A. insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $6,283,858.00 in company stock.

Percentage Held by Insiders

1.43% of the stock of Zions Bancorporation, N.A. is held by insiders.

Percentage Held by Institutions

76.84% of the stock of Zions Bancorporation, N.A. is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 8/20 Dividend: 8/13/2026
• Ex-Dividend for 8/20 Dividend: 8/13/2026
• Dividend Payable: 8/20/2026
• Last Earnings: 10/19/2026
• Today: 10/21/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:ZION
• CIK: 109380
• Web: www.zionsbancorporation.com
• Phone: (801) 844-7637
• Fax: 801-524-2129
• Employees: 9,195
• Year Founded: 1873

Price Target and Rating

• Average Price Target for Zions Bancorporation, N.A.: $72.88
• High Price Target: $87.00
• Low Price Target: $60.00
• Potential Upside/Downside: +11.5%
• Consensus Rating: Hold
• Rating Score (0-4): 2.21
• Research Coverage: 19 Analysts

Profitability

• EPS (Trailing Twelve Months): $8.15
• Trailing P/E Ratio: 8.01
• Forward P/E Ratio: 9.90
• P/E Growth: 1.04
• Net Income: $899 million
• Net Margins: 24.81%
• Pretax Margin: 30.66%
• Return on Equity: 13.91%
• Return on Assets: 1.15%

Debt

• Debt-to-Equity Ratio: 0.26
• Current Ratio: 0.84
• Quick Ratio: 0.84

Sales & Book Value

• Annual Sales: $3.76 billion
• Price / Sales: 2.54
• Cash Flow: $7.23 per share
• Price / Cash Flow: 9.04
• Book Value: $48.18 per share
• Price / Book: 1.36

Miscellaneous

• Outstanding Shares: 145,953,000
• Free Float: 143,866,000
• Market Cap: $9.54 billion
• Optionable: Optionable
• Beta: 0.84