PayPoint (PAY) Competitors

4imprint Group (LON:FOUR) and PayPoint (LON:PAY) are both small-cap communication services companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, risk, profitability, institutional ownership, community ranking, analyst recommendations, dividends, media sentiment and earnings.

Do analysts recommend FOUR or PAY?

4imprint Group currently has a consensus target price of GBX 7,365, suggesting a potential upside of 140.69%. Given 4imprint Group's stronger consensus rating and higher probable upside, analysts clearly believe 4imprint Group is more favorable than PayPoint.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
4imprint Group	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
PayPoint	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Do institutionals & insiders have more ownership in FOUR or PAY?

83.3% of 4imprint Group shares are owned by institutional investors. Comparatively, 37.4% of PayPoint shares are owned by institutional investors. 2.1% of 4imprint Group shares are owned by company insiders. Comparatively, 31.4% of PayPoint shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Does the MarketBeat Community favor FOUR or PAY?

PayPoint received 29 more outperform votes than 4imprint Group when rated by MarketBeat users. However, 72.71% of users gave 4imprint Group an outperform vote while only 61.68% of users gave PayPoint an outperform vote.

Company	Underperform	Outperform
4imprint Group	Outperform Votes 317 72.71%	Underperform Votes 119 27.29%
PayPoint	Outperform Votes 346 61.68%	Underperform Votes 215 38.32%

Is FOUR or PAY a better dividend stock?

4imprint Group pays an annual dividend of GBX 180 per share and has a dividend yield of 5.9%. PayPoint pays an annual dividend of GBX 19 per share and has a dividend yield of 2.8%. 4imprint Group pays out 57.3% of its earnings in the form of a dividend. PayPoint pays out 39.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the media prefer FOUR or PAY?

In the previous week, 4imprint Group and 4imprint Group both had 2 articles in the media. PayPoint's average media sentiment score of 0.35 beat 4imprint Group's score of 0.03 indicating that PayPoint is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
4imprint Group	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
PayPoint	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is FOUR or PAY more profitable?

PayPoint has a net margin of 11.65% compared to 4imprint Group's net margin of 8.20%. 4imprint Group's return on equity of 78.95% beat PayPoint's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
4imprint Group	8.20%	78.95%	35.62%
PayPoint	11.65%	30.78%	6.54%

Which has stronger valuation and earnings, FOUR or PAY?

4imprint Group has higher revenue and earnings than PayPoint. 4imprint Group is trading at a lower price-to-earnings ratio than PayPoint, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
4imprint Group	£1.71B	0.64	£139.98M	£314.05	9.74
PayPoint	£301.14M	1.62	£35.08M	£48.70	13.96

Which has more risk & volatility, FOUR or PAY?

4imprint Group has a beta of 0.98, suggesting that its share price is 2% less volatile than the S&P 500. Comparatively, PayPoint has a beta of 0.93, suggesting that its share price is 7% less volatile than the S&P 500.

Summary

4imprint Group beats PayPoint on 12 of the 19 factors compared between the two stocks.