PayPoint (PAY) Competitors

PayPoint (LON:PAY) and 4imprint Group (LON:FOUR) are both small-cap computer and technology companies, but which is the superior stock? We will contrast the two companies based on the strength of their community ranking, dividends, analyst recommendations, institutional ownership, valuation, earnings, profitability, risk and media sentiment.

Does the MarketBeat Community believe in PAY or FOUR?

PayPoint received 29 more outperform votes than 4imprint Group when rated by MarketBeat users. However, 72.71% of users gave 4imprint Group an outperform vote while only 61.68% of users gave PayPoint an outperform vote.

Company	Underperform	Outperform
PayPoint	Outperform Votes 346 61.68%	Underperform Votes 215 38.32%
4imprint Group	Outperform Votes 317 72.71%	Underperform Votes 119 27.29%

Which has higher valuation and earnings, PAY or FOUR?

4imprint Group has higher revenue and earnings than PayPoint. 4imprint Group is trading at a lower price-to-earnings ratio than PayPoint, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PayPoint	£301.14M	1.61	£35.08M	£48.70	13.94
4imprint Group	£1.71B	0.73	£139.98M	£314.05	11.14

Do insiders & institutionals hold more shares of PAY or FOUR?

37.4% of PayPoint shares are owned by institutional investors. Comparatively, 83.3% of 4imprint Group shares are owned by institutional investors. 31.4% of PayPoint shares are owned by insiders. Comparatively, 2.1% of 4imprint Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Is PAY or FOUR more profitable?

PayPoint has a net margin of 11.65% compared to 4imprint Group's net margin of 8.20%. 4imprint Group's return on equity of 78.95% beat PayPoint's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
PayPoint	11.65%	30.78%	6.54%
4imprint Group	8.20%	78.95%	35.62%

Is PAY or FOUR a better dividend stock?

PayPoint pays an annual dividend of GBX 19 per share and has a dividend yield of 2.8%. 4imprint Group pays an annual dividend of GBX 180 per share and has a dividend yield of 5.1%. PayPoint pays out 39.0% of its earnings in the form of a dividend. 4imprint Group pays out 57.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has more risk and volatility, PAY or FOUR?

PayPoint has a beta of 0.93, suggesting that its stock price is 7% less volatile than the S&P 500. Comparatively, 4imprint Group has a beta of 0.98, suggesting that its stock price is 2% less volatile than the S&P 500.

Do analysts rate PAY or FOUR?

4imprint Group has a consensus price target of GBX 7,365, suggesting a potential upside of 110.43%. Given 4imprint Group's stronger consensus rating and higher probable upside, analysts clearly believe 4imprint Group is more favorable than PayPoint.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PayPoint	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
4imprint Group	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the media refer more to PAY or FOUR?

In the previous week, 4imprint Group had 2 more articles in the media than PayPoint. MarketBeat recorded 2 mentions for 4imprint Group and 0 mentions for PayPoint. 4imprint Group's average media sentiment score of 0.29 beat PayPoint's score of 0.00 indicating that 4imprint Group is being referred to more favorably in the news media.

Company	Overall Sentiment
PayPoint	Neutral
4imprint Group	Neutral

Summary

4imprint Group beats PayPoint on 14 of the 20 factors compared between the two stocks.