Blue Ridge Bankshares (BRBS) Competitors

LexinFintech (NASDAQ:LX) and Blue Ridge Bankshares (NASDAQ:BRBS) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their profitability, valuation, risk, dividends, institutional ownership, media sentiment, analyst recommendations and earnings.

Do insiders and institutionals hold more shares of LX or BRBS?

50.5% of Blue Ridge Bankshares shares are owned by institutional investors. 27.8% of LexinFintech shares are owned by insiders. Comparatively, 3.1% of Blue Ridge Bankshares shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Which has preferable valuation & earnings, LX or BRBS?

LexinFintech has higher revenue and earnings than Blue Ridge Bankshares. Blue Ridge Bankshares is trading at a lower price-to-earnings ratio than LexinFintech, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LexinFintech	$1.95B	0.63	$150.76M	$1.06	6.88
Blue Ridge Bankshares	$86.16M	3.80	-$15.39M	-$0.50	-7.18

Does the media prefer LX or BRBS?

In the previous week, LexinFintech had 5 more articles in the media than Blue Ridge Bankshares. MarketBeat recorded 6 mentions for LexinFintech and 1 mentions for Blue Ridge Bankshares. LexinFintech's average media sentiment score of 0.94 beat Blue Ridge Bankshares' score of 0.67 indicating that LexinFintech is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
LexinFintech	4 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Blue Ridge Bankshares	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is LX or BRBS more profitable?

LexinFintech has a net margin of 9.44% compared to Blue Ridge Bankshares' net margin of -8.84%. LexinFintech's return on equity of 12.52% beat Blue Ridge Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LexinFintech	9.44%	12.52%	5.88%
Blue Ridge Bankshares	-8.84%	-5.48%	-0.52%

Do analysts prefer LX or BRBS?

LexinFintech presently has a consensus target price of $13.60, indicating a potential upside of 86.56%. Given LexinFintech's stronger consensus rating and higher possible upside, research analysts clearly believe LexinFintech is more favorable than Blue Ridge Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LexinFintech	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Blue Ridge Bankshares	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is LX or BRBS a better dividend stock?

LexinFintech pays an annual dividend of $0.18 per share and has a dividend yield of 2.5%. Blue Ridge Bankshares pays an annual dividend of $0.49 per share and has a dividend yield of 13.6%. LexinFintech pays out 17.0% of its earnings in the form of a dividend. Blue Ridge Bankshares pays out -98.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Blue Ridge Bankshares has increased its dividend for 10 consecutive years. Blue Ridge Bankshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more risk and volatility, LX or BRBS?

LexinFintech has a beta of 0.41, indicating that its stock price is 59% less volatile than the S&P 500. Comparatively, Blue Ridge Bankshares has a beta of 0.8, indicating that its stock price is 20% less volatile than the S&P 500.

Summary

LexinFintech beats Blue Ridge Bankshares on 13 of the 19 factors compared between the two stocks.