NASDAQ:CACC Credit Acceptance (CACC) Stock Price, News & Analysis $457.44 +9.24 (+2.06%) As of 02:30 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock About Credit Acceptance Stock (NASDAQ:CACC) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Credit Acceptance alerts:Sign Up Key Stats Today's Range$448.08▼$460.8750-Day Range$447.51▼$543.7452-Week Range$409.22▼$560.00Volume64,904 shsAverage Volume115,646 shsMarket Capitalization$5.31 billionP/E Ratio13.19Dividend YieldN/APrice Target$440.00Consensus RatingReduce Company Overview Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. The company advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company serves independent and franchised automobile dealers. Credit Acceptance Corporation was incorporated in 1972 and is headquartered in Southfield, Michigan. Read More Credit Acceptance Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks57th Percentile Overall ScoreCACC MarketRank™: Credit Acceptance scored higher than 57% of companies evaluated by MarketBeat, and ranked 1237th out of 1,828 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion0.8 / 5Analyst RatingReduce Consensus RatingCredit Acceptance has received a consensus rating of Reduce. The company's average rating score is 1.50, and is based on no buy ratings, 1 hold rating, and 1 sell rating.Amount of Analyst CoverageCredit Acceptance has received no research coverage in the past 90 days.Read more about Credit Acceptance's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth13.07% Earnings GrowthEarnings for Credit Acceptance are expected to grow by 13.07% in the coming year, from $53.24 to $60.20 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Credit Acceptance is 13.24, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.92.Price to Earnings Ratio vs. SectorThe P/E ratio of Credit Acceptance is 13.24, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.90.Price to Book Value per Share RatioCredit Acceptance has a P/B Ratio of 3.18. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted10.14% of the float of Credit Acceptance has been sold short.Short Interest Ratio / Days to CoverCredit Acceptance has a short interest ratio ("days to cover") of 4.2.Change versus previous monthShort interest in Credit Acceptance has recently decreased by 4.76%, indicating that investor sentiment is improving. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldCredit Acceptance does not currently pay a dividend.Dividend GrowthCredit Acceptance does not have a long track record of dividend growth. Sustainability and ESG1.8 / 5Environmental Score-0.24 Percentage of Shares Shorted10.14% of the float of Credit Acceptance has been sold short.Short Interest Ratio / Days to CoverCredit Acceptance has a short interest ratio ("days to cover") of 4.2.Change versus previous monthShort interest in Credit Acceptance has recently decreased by 4.76%, indicating that investor sentiment is improving. News and Social Media2.7 / 5News Sentiment0.87 News SentimentCredit Acceptance has a news sentiment score of 0.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.74 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 17 news articles for Credit Acceptance this week, compared to 5 articles on an average week.Search InterestOnly 1 people have searched for CACC on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership2.5 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Credit Acceptance insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $14,307,733.00 in company stock.Percentage Held by InsidersOnly 5.30% of the stock of Credit Acceptance is held by insiders.Percentage Held by Institutions81.71% of the stock of Credit Acceptance is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Credit Acceptance's insider trading history. Receive CACC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Credit Acceptance and its competitors with MarketBeat's FREE daily newsletter. Email Address CACC Stock News HeadlinesCredit Acceptance Corporation (NASDAQ:CACC) Major Shareholder Jill Foss Watson Sells 20,000 SharesJuly 8, 2025 | insidertrades.comCredit Acceptance (NASDAQ:CACC) Shares Gap Down on Disappointing EarningsAugust 3 at 2:23 AM | americanbankingnews.comYour blueprint for crypto wealthMark August 12th on your calendar. 27 of crypto's most successful minds are about to reveal everything…August 5 at 2:00 AM | Crypto 101 Media (Ad)Credit Acceptance Earnings Call: Mixed Results and Future PlansAugust 1, 2025 | tipranks.comCredit Acceptance Corporation (NASDAQ:CACC) Q2 2025 Earnings Call TranscriptAugust 1, 2025 | msn.comCredit Acceptance Corp (CACC) Q2 2025 Earnings Call Highlights: Record Loan Portfolio Amid ...August 1, 2025 | finance.yahoo.comQ2 2025 Credit Acceptance Corp Earnings Call TranscriptJuly 31, 2025 | gurufocus.comSell Rating on Credit Acceptance Due to Earnings Miss, Competitive Pressures, and Legal CostsJuly 31, 2025 | tipranks.comSee More Headlines CACC Stock Analysis - Frequently Asked Questions How have CACC shares performed this year? Credit Acceptance's stock was trading at $469.46 at the beginning of 2025. Since then, CACC shares have decreased by 2.2% and is now trading at $458.9810. How were Credit Acceptance's earnings last quarter? Credit Acceptance Corporation (NASDAQ:CACC) posted its earnings results on Thursday, July, 31st. The credit services provider reported $8.56 earnings per share for the quarter, missing analysts' consensus estimates of $9.84 by $1.28. The firm's revenue was up 8.5% on a year-over-year basis. Read the conference call transcript. Who are Credit Acceptance's major shareholders? Top institutional investors of Credit Acceptance include Envestnet Asset Management Inc. (0.28%), Ingalls & Snyder LLC (0.22%), Allianz Asset Management GmbH (0.21%) and Mraz Amerine & Associates Inc. (0.11%). Insiders that own company stock include A Foss Irrevocable Tru Donald, Jill Foss Watson, Jonathan Lum, Daniel A Ulatowski, Andrew K Rostami, Wendy A Rummler, Nicholas J Elliott and Douglas W Busk. View institutional ownership trends. How do I buy shares of Credit Acceptance? Shares of CACC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Credit Acceptance own? Based on aggregate information from My MarketBeat watchlists, some other companies that Credit Acceptance investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Adobe (ADBE), Advanced Micro Devices (AMD), Intuit (INTU) and Arista Networks (ANET). Company Calendar Last Earnings7/31/2025Today8/05/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - CONS LOANS Sub-IndustryConsumer Finance Current SymbolNASDAQ:CACC CIK885550 Webwww.creditacceptance.com Phone(248) 353-2700Fax248-353-9776Employees2,431Year Founded1972Price Target and Rating Average Price Target for Credit Acceptance$440.00 High Price Target$500.00 Low Price Target$380.00 Potential Upside/Downside-1.8%Consensus RatingReduce Rating Score (0-4)1.50 Research Coverage2 Analysts Profitability EPS (Trailing Twelve Months)$34.69 Trailing P/E Ratio12.92 Forward P/E Ratio8.42 P/E GrowthN/ANet Income$247.90 million Net Margins18.69% Pretax Margin24.57% Return on Equity27.06% Return on Assets5.08% Debt Debt-to-Equity Ratio4.16 Current Ratio22.03 Quick Ratio22.03 Sales & Book Value Annual Sales$2.24 billion Price / Sales2.32 Cash Flow$41.89 per share Price / Cash Flow10.70 Book Value$144.45 per share Price / Book3.10Miscellaneous Outstanding Shares11,603,000Free Float10,988,000Market Cap$5.20 billion OptionableOptionable Beta1.13 Social Links The Best Nuclear Energy Stocks to BuyNuclear energy stocks are roaring. 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