NASDAQ:CACC Credit Acceptance (CACC) Stock Price, News & Analysis $467.79 -19.63 (-4.03%) Closing price 05/1/2025 04:00 PM EasternExtended Trading$468.00 +0.20 (+0.04%) As of 04:50 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock About Credit Acceptance Stock (NASDAQ:CACC) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Credit Acceptance alerts:Sign Up Key Stats Today's Range$440.00▼$470.4950-Day Range$443.32▼$529.8052-Week Range$409.22▼$614.96Volume195,923 shsAverage Volume62,742 shsMarket Capitalization$5.50 billionP/E Ratio23.55Dividend YieldN/APrice Target$440.00Consensus RatingReduce Company OverviewCredit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. The company advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company serves independent and franchised automobile dealers. Credit Acceptance Corporation was incorporated in 1972 and is headquartered in Southfield, Michigan.Read More… Credit Acceptance Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks36th Percentile Overall ScoreCACC MarketRank™: Credit Acceptance scored higher than 36% of companies evaluated by MarketBeat, and ranked 771st out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion0.8 / 5Analyst RatingReduce Consensus RatingCredit Acceptance has received a consensus rating of Reduce. The company's average rating score is 1.50, and is based on no buy ratings, 1 hold rating, and 1 sell rating.Amount of Analyst CoverageCredit Acceptance has received no research coverage in the past 90 days.Read more about Credit Acceptance's stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings Growth13.07% Earnings GrowthEarnings for Credit Acceptance are expected to grow by 13.07% in the coming year, from $53.24 to $60.20 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Credit Acceptance is 23.55, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 21.76.Price to Earnings Ratio vs. SectorThe P/E ratio of Credit Acceptance is 23.55, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 22.10.Price to Book Value per Share RatioCredit Acceptance has a P/B Ratio of 3.22. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted8.49% of the float of Credit Acceptance has been sold short.Short Interest Ratio / Days to CoverCredit Acceptance has a short interest ratio ("days to cover") of 6.8.Change versus previous monthShort interest in Credit Acceptance has recently increased by 16.55%, indicating that investor sentiment is decreasing significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldCredit Acceptance does not currently pay a dividend.Dividend GrowthCredit Acceptance does not have a long track record of dividend growth. Sustainability and ESG1.8 / 5Environmental Score-0.24 Percentage of Shares Shorted8.49% of the float of Credit Acceptance has been sold short.Short Interest Ratio / Days to CoverCredit Acceptance has a short interest ratio ("days to cover") of 6.8.Change versus previous monthShort interest in Credit Acceptance has recently increased by 16.55%, indicating that investor sentiment is decreasing significantly. News and Social Media2.9 / 5News Sentiment1.15 News SentimentCredit Acceptance has a news sentiment score of 1.15. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.88 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 22 news articles for Credit Acceptance this week, compared to 4 articles on an average week.MarketBeat FollowsOnly 1 people have added Credit Acceptance to their MarketBeat watchlist in the last 30 days. This is a decrease of -50% compared to the previous 30 days. Company Ownership2.5 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Credit Acceptance insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,698,510.00 in company stock.Percentage Held by InsidersOnly 5.30% of the stock of Credit Acceptance is held by insiders.Percentage Held by Institutions81.71% of the stock of Credit Acceptance is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Credit Acceptance's insider trading history. Receive CACC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Credit Acceptance and its competitors with MarketBeat's FREE daily newsletter. Email Address CACC Stock News HeadlinesCACC Crosses Below Key Moving Average LevelMay 2 at 1:53 AM | nasdaq.comCredit Acceptance Corp (CACC) Q1 2025 Earnings Call Highlights: Record Loan Portfolio Amid ...May 2 at 1:53 AM | finance.yahoo.comDonald Trump is about to free crypto from its chains …Sure enough, Bitcoin took off on the exact day Juan said it would. It's up more than 40% since the election … surpassing $100,000 on Dec. 8 .… Now Juan believes it could hit $150,000 … or higher in 2025.May 2, 2025 | Weiss Ratings (Ad)Credit Acceptance’s Earnings Call: Mixed Sentiments and Strategic GrowthMay 1 at 8:54 PM | tipranks.comDecoding Credit Acceptance Corp (CACC): A Strategic SWOT InsightMay 1 at 3:15 AM | gurufocus.comQ1 2025 Credit Acceptance Corp Earnings Call TranscriptMay 1 at 1:34 AM | gurufocus.comCredit acceptance sees Q1 2025 loan portfolio reach $9.1B amid strategic refinementsApril 30 at 11:50 PM | msn.comCredit Acceptance Corporation (CACC) Q1 2025 Earnings Call TranscriptApril 30 at 11:00 PM | seekingalpha.comSee More Headlines CACC Stock Analysis - Frequently Asked Questions How have CACC shares performed this year? Credit Acceptance's stock was trading at $469.46 on January 1st, 2025. Since then, CACC shares have decreased by 0.4% and is now trading at $467.79. View the best growth stocks for 2025 here. How were Credit Acceptance's earnings last quarter? Credit Acceptance Co. (NASDAQ:CACC) released its quarterly earnings data on Wednesday, April, 30th. The credit services provider reported $9.35 EPS for the quarter, missing the consensus estimate of $10.31 by $0.96. The business's revenue was up 12.4% compared to the same quarter last year. Read the conference call transcript. Who are Credit Acceptance's major shareholders? Credit Acceptance's top institutional shareholders include Cerity Partners LLC (6.63%), RV Capital AG (1.07%), Envestnet Asset Management Inc. (0.25%) and Bank of New York Mellon Corp (0.18%). Insiders that own company stock include A Foss Irrevocable Tru Donald, Prescott General Partners Llc, Jonathan Lum, Wendy A Rummler, Nicholas J Elliott, Andrew K Rostami and Douglas W Busk. View institutional ownership trends. How do I buy shares of Credit Acceptance? Shares of CACC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Credit Acceptance own? Based on aggregate information from My MarketBeat watchlists, some other companies that Credit Acceptance investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Adobe (ADBE), Advanced Micro Devices (AMD), Intuit (INTU) and Arista Networks (ANET). Company Calendar Last Earnings4/30/2025Today5/01/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Personal credit institutions Sub-IndustryConsumer Finance Current SymbolNASDAQ:CACC CIK885550 Webwww.creditacceptance.com Phone(248) 353-2700Fax248-353-9776Employees2,250Year Founded1972Price Target and Rating Average Stock Price Target$440.00 High Stock Price Target$500.00 Low Stock Price Target$380.00 Potential Upside/Downside-5.9%Consensus RatingReduce Rating Score (0-4)1.50 Research Coverage2 Analysts Profitability EPS (Most Recent Fiscal Year)$19.86 Trailing P/E Ratio23.55 Forward P/E Ratio8.79 P/E GrowthN/ANet Income$247.90 million Net Margins11.46% Pretax Margin15.24% Return on Equity29.01% Return on Assets5.65% Debt Debt-to-Equity Ratio3.63 Current Ratio20.33 Quick Ratio20.33 Sales & Book Value Annual Sales$2.13 billion Price / Sales2.57 Cash Flow$38.09 per share Price / Cash Flow12.28 Book Value$145.42 per share Price / Book3.22Miscellaneous Outstanding Shares11,748,000Free Float11,394,000Market Cap$5.50 billion OptionableOptionable Beta1.27 Social Links 7 AI Stocks to Invest in Today: Capitalizing on AI and Tech Trends in 2025Discover the top 7 AI stocks to invest in right now. 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