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Credit Acceptance (CACC) Stock Price, News & Analysis

Credit Acceptance logo
$476.81 -4.65 (-0.97%)
Closing price 05/23/2025 04:00 PM Eastern
Extended Trading
$477.17 +0.36 (+0.08%)
As of 05/23/2025 04:29 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About Credit Acceptance Stock (NASDAQ:CACC)

Key Stats

Today's Range
$466.97
$478.96
50-Day Range
$443.32
$529.80
52-Week Range
$409.22
$614.96
Volume
99,040 shs
Average Volume
68,163 shs
Market Capitalization
$5.53 billion
P/E Ratio
24.01
Dividend Yield
N/A
Price Target
$440.00
Consensus Rating
Reduce

Company Overview

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. The company advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company serves independent and franchised automobile dealers. Credit Acceptance Corporation was incorporated in 1972 and is headquartered in Southfield, Michigan.

Credit Acceptance Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
41st Percentile Overall Score

CACC MarketRank™: 

Credit Acceptance scored higher than 41% of companies evaluated by MarketBeat, and ranked 725th out of 912 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Credit Acceptance has received a consensus rating of Reduce. The company's average rating score is 1.50, and is based on no buy ratings, 1 hold rating, and 1 sell rating.

  • Amount of Analyst Coverage

    Credit Acceptance has received no research coverage in the past 90 days.

  • Read more about Credit Acceptance's stock forecast and price target.
  • Earnings Growth

    Earnings for Credit Acceptance are expected to grow by 13.07% in the coming year, from $53.24 to $60.20 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Credit Acceptance is 24.01, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.80.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Credit Acceptance is 24.01, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 22.22.

  • Price to Book Value per Share Ratio

    Credit Acceptance has a P/B Ratio of 3.28. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

  • Read more about Credit Acceptance's valuation and earnings.
  • Percentage of Shares Shorted

    9.10% of the float of Credit Acceptance has been sold short.
  • Short Interest Ratio / Days to Cover

    Credit Acceptance has a short interest ratio ("days to cover") of 6.6.
  • Change versus previous month

    Short interest in Credit Acceptance has recently increased by 5.71%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Credit Acceptance does not currently pay a dividend.

  • Dividend Growth

    Credit Acceptance does not have a long track record of dividend growth.

  • Percentage of Shares Shorted

    9.10% of the float of Credit Acceptance has been sold short.
  • Short Interest Ratio / Days to Cover

    Credit Acceptance has a short interest ratio ("days to cover") of 6.6.
  • Change versus previous month

    Short interest in Credit Acceptance has recently increased by 5.71%, indicating that investor sentiment is decreasing significantly.
  • News Sentiment

    Credit Acceptance has a news sentiment score of 1.94. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.98 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 4 news articles for Credit Acceptance this week, compared to 4 articles on an average week.
  • MarketBeat Follows

    Only 1 people have added Credit Acceptance to their MarketBeat watchlist in the last 30 days. This is a decrease of -67% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Credit Acceptance insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,698,510.00 in company stock.

  • Percentage Held by Insiders

    Only 5.30% of the stock of Credit Acceptance is held by insiders.

  • Percentage Held by Institutions

    81.71% of the stock of Credit Acceptance is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Credit Acceptance's insider trading history.
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CACC Stock News Headlines

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CACC Stock Analysis - Frequently Asked Questions

Credit Acceptance's stock was trading at $469.46 at the beginning of 2025. Since then, CACC shares have increased by 1.6% and is now trading at $476.81.
View the best growth stocks for 2025 here
.

Credit Acceptance Co. (NASDAQ:CACC) posted its quarterly earnings data on Wednesday, April, 30th. The credit services provider reported $9.35 earnings per share (EPS) for the quarter, missing the consensus estimate of $10.31 by $0.96. The business's quarterly revenue was up 12.4% compared to the same quarter last year.
Read the conference call transcript
.

Top institutional shareholders of Credit Acceptance include Cerity Partners LLC (6.63%), Ruane Cunniff & Goldfarb L.P. (5.54%), Vanguard Group Inc. (4.17%) and Gobi Capital LLC (3.44%). Insiders that own company stock include A Foss Irrevocable Tru Donald, Jonathan Lum, Wendy A Rummler, Nicholas J Elliott, Andrew K Rostami and Douglas W Busk.
View institutional ownership trends
.

Shares of CACC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Credit Acceptance investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Adobe (ADBE), Advanced Micro Devices (AMD), Intuit (INTU) and Arista Networks (ANET).

Company Calendar

Last Earnings
4/30/2025
Today
5/23/2025
Next Earnings (Estimated)
7/30/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Personal credit institutions
Sub-Industry
Consumer Finance
Current Symbol
NASDAQ:CACC
Employees
2,250
Year Founded
1972

Price Target and Rating

Average Stock Price Target
$440.00
High Stock Price Target
$500.00
Low Stock Price Target
$380.00
Potential Upside/Downside
-7.7%
Consensus Rating
Reduce
Rating Score (0-4)
1.50
Research Coverage
2 Analysts

Profitability

Trailing P/E Ratio
24.01
Forward P/E Ratio
8.96
P/E Growth
N/A
Net Income
$247.90 million
Pretax Margin
15.24%

Debt

Sales & Book Value

Annual Sales
$2.19 billion
Cash Flow
$38.83 per share
Price / Cash Flow
12.28
Book Value
$145.42 per share
Price / Book
3.28

Miscellaneous

Free Float
11,394,000
Market Cap
$5.53 billion
Optionable
Optionable
Beta
1.23

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This page (NASDAQ:CACC) was last updated on 5/24/2025 by MarketBeat.com Staff
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