Capital Bancorp (CBNK) Competitors

CNB Financial (NASDAQ:CCNE) and Capital Bancorp (NASDAQ:CBNK) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their profitability, dividends, media sentiment, risk, institutional ownership, valuation, earnings and analyst recommendations.

Is CCNE or CBNK more profitable?

Capital Bancorp has a net margin of 15.14% compared to CNB Financial's net margin of 14.56%. Capital Bancorp's return on equity of 15.54% beat CNB Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
CNB Financial	14.56%	9.79%	0.89%
Capital Bancorp	15.14%	15.54%	1.72%

Is CCNE or CBNK a better dividend stock?

CNB Financial pays an annual dividend of $0.72 per share and has a dividend yield of 3.0%. Capital Bancorp pays an annual dividend of $0.48 per share and has a dividend yield of 1.6%. CNB Financial pays out 30.3% of its earnings in the form of a dividend. Capital Bancorp pays out 18.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. CNB Financial has raised its dividend for 1 consecutive years and Capital Bancorp has raised its dividend for 3 consecutive years.

Which has stronger valuation & earnings, CCNE or CBNK?

CNB Financial has higher revenue and earnings than Capital Bancorp. CNB Financial is trading at a lower price-to-earnings ratio than Capital Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CNB Financial	$364.58M	1.97	$54.58M	$2.38	10.21
Capital Bancorp	$244.71M	2.04	$30.97M	$2.67	11.28

Do insiders and institutionals hold more shares of CCNE or CBNK?

52.4% of CNB Financial shares are owned by institutional investors. Comparatively, 56.1% of Capital Bancorp shares are owned by institutional investors. 2.9% of CNB Financial shares are owned by insiders. Comparatively, 32.5% of Capital Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Does the media favor CCNE or CBNK?

In the previous week, CNB Financial had 2 more articles in the media than Capital Bancorp. MarketBeat recorded 2 mentions for CNB Financial and 0 mentions for Capital Bancorp. CNB Financial's average media sentiment score of 0.37 beat Capital Bancorp's score of 0.00 indicating that CNB Financial is being referred to more favorably in the media.

Company	Overall Sentiment
CNB Financial	Neutral
Capital Bancorp	Neutral

Do analysts recommend CCNE or CBNK?

CNB Financial presently has a consensus price target of $27.75, suggesting a potential upside of 14.15%. Capital Bancorp has a consensus price target of $37.00, suggesting a potential upside of 22.80%. Given Capital Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Capital Bancorp is more favorable than CNB Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CNB Financial	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
Capital Bancorp	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

Which has more risk & volatility, CCNE or CBNK?

CNB Financial has a beta of 0.68, suggesting that its stock price is 32% less volatile than the S&P 500. Comparatively, Capital Bancorp has a beta of 0.69, suggesting that its stock price is 31% less volatile than the S&P 500.

Summary

Capital Bancorp beats CNB Financial on 14 of the 19 factors compared between the two stocks.