Capital Bancorp (CBNK) Competitors

CNB Financial (NASDAQ:CCNE) and Capital Bancorp (NASDAQ:CBNK) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, institutional ownership, dividends, media sentiment, profitability, earnings and risk.

Is CCNE or CBNK more profitable?

Capital Bancorp has a net margin of 15.14% compared to CNB Financial's net margin of 14.56%. Capital Bancorp's return on equity of 15.54% beat CNB Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
CNB Financial	14.56%	9.79%	0.89%
Capital Bancorp	15.14%	15.54%	1.72%

Is CCNE or CBNK a better dividend stock?

CNB Financial pays an annual dividend of $0.72 per share and has a dividend yield of 2.9%. Capital Bancorp pays an annual dividend of $0.48 per share and has a dividend yield of 1.6%. CNB Financial pays out 30.3% of its earnings in the form of a dividend. Capital Bancorp pays out 18.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. CNB Financial has increased its dividend for 1 consecutive years and Capital Bancorp has increased its dividend for 3 consecutive years.

Do institutionals and insiders hold more shares of CCNE or CBNK?

52.4% of CNB Financial shares are held by institutional investors. Comparatively, 56.1% of Capital Bancorp shares are held by institutional investors. 2.8% of CNB Financial shares are held by company insiders. Comparatively, 31.6% of Capital Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Which has more volatility & risk, CCNE or CBNK?

CNB Financial has a beta of 0.68, meaning that its share price is 32% less volatile than the S&P 500. Comparatively, Capital Bancorp has a beta of 0.69, meaning that its share price is 31% less volatile than the S&P 500.

Which has preferable valuation and earnings, CCNE or CBNK?

CNB Financial has higher revenue and earnings than Capital Bancorp. CNB Financial is trading at a lower price-to-earnings ratio than Capital Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CNB Financial	$364.58M	1.98	$54.58M	$2.38	10.28
Capital Bancorp	$244.71M	2.00	$30.97M	$2.67	11.05

Do analysts rate CCNE or CBNK?

CNB Financial presently has a consensus price target of $27.75, indicating a potential upside of 13.45%. Capital Bancorp has a consensus price target of $37.00, indicating a potential upside of 25.38%. Given Capital Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Capital Bancorp is more favorable than CNB Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CNB Financial	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
Capital Bancorp	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

Does the media prefer CCNE or CBNK?

In the previous week, CNB Financial and CNB Financial both had 3 articles in the media. Capital Bancorp's average media sentiment score of 0.83 beat CNB Financial's score of 0.70 indicating that Capital Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
CNB Financial	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Capital Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Capital Bancorp beats CNB Financial on 15 of the 18 factors compared between the two stocks.