Capital Bancorp (CBNK) Competitors

CNB Financial (NASDAQ:CCNE) and Capital Bancorp (NASDAQ:CBNK) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, risk, profitability, dividends, valuation, media sentiment, analyst recommendations and institutional ownership.

Which has more risk and volatility, CCNE or CBNK?

CNB Financial has a beta of 0.68, suggesting that its stock price is 32% less volatile than the S&P 500. Comparatively, Capital Bancorp has a beta of 0.7, suggesting that its stock price is 30% less volatile than the S&P 500.

Is CCNE or CBNK more profitable?

Capital Bancorp has a net margin of 15.14% compared to CNB Financial's net margin of 14.56%. Capital Bancorp's return on equity of 15.54% beat CNB Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
CNB Financial	14.56%	9.79%	0.89%
Capital Bancorp	15.14%	15.54%	1.72%

Is CCNE or CBNK a better dividend stock?

CNB Financial pays an annual dividend of $0.72 per share and has a dividend yield of 2.7%. Capital Bancorp pays an annual dividend of $0.48 per share and has a dividend yield of 1.4%. CNB Financial pays out 30.3% of its earnings in the form of a dividend. Capital Bancorp pays out 18.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. CNB Financial has increased its dividend for 1 consecutive years and Capital Bancorp has increased its dividend for 3 consecutive years.

Does the media refer more to CCNE or CBNK?

In the previous week, CNB Financial and CNB Financial both had 3 articles in the media. CNB Financial's average media sentiment score of 1.11 beat Capital Bancorp's score of 0.00 indicating that CNB Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
CNB Financial	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Capital Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has better valuation & earnings, CCNE or CBNK?

CNB Financial has higher revenue and earnings than Capital Bancorp. CNB Financial is trading at a lower price-to-earnings ratio than Capital Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CNB Financial	$364.58M	2.15	$54.58M	$2.38	11.19
Capital Bancorp	$244.71M	2.32	$30.97M	$2.67	12.85

Do institutionals and insiders believe in CCNE or CBNK?

52.4% of CNB Financial shares are held by institutional investors. Comparatively, 56.1% of Capital Bancorp shares are held by institutional investors. 2.9% of CNB Financial shares are held by company insiders. Comparatively, 32.5% of Capital Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Do analysts rate CCNE or CBNK?

CNB Financial currently has a consensus target price of $27.75, suggesting a potential upside of 4.21%. Capital Bancorp has a consensus target price of $37.00, suggesting a potential upside of 7.84%. Given Capital Bancorp's higher possible upside, analysts plainly believe Capital Bancorp is more favorable than CNB Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CNB Financial	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Capital Bancorp	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Summary

Capital Bancorp beats CNB Financial on 12 of the 16 factors compared between the two stocks.