Capital Bancorp (CBNK) Competitors

CNB Financial (NASDAQ:CCNE) and Capital Bancorp (NASDAQ:CBNK) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their analyst recommendations, earnings, institutional ownership, dividends, risk, profitability, media sentiment and valuation.

Do insiders & institutionals have more ownership in CCNE or CBNK?

52.3% of CNB Financial shares are held by institutional investors. Comparatively, 56.1% of Capital Bancorp shares are held by institutional investors. 2.8% of CNB Financial shares are held by insiders. Comparatively, 31.6% of Capital Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Which has higher earnings and valuation, CCNE or CBNK?

CNB Financial has higher revenue and earnings than Capital Bancorp. CNB Financial is trading at a lower price-to-earnings ratio than Capital Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CNB Financial	$231.04M	2.05	$54.58M	$2.38	9.47
Capital Bancorp	$216.42M	2.41	$30.97M	$2.67	11.75

Is CCNE or CBNK more profitable?

Capital Bancorp has a net margin of 15.14% compared to CNB Financial's net margin of 14.56%. Capital Bancorp's return on equity of 16.06% beat CNB Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
CNB Financial	14.56%	9.90%	0.89%
Capital Bancorp	15.14%	16.06%	1.77%

Does the media prefer CCNE or CBNK?

In the previous week, Capital Bancorp had 10 more articles in the media than CNB Financial. MarketBeat recorded 10 mentions for Capital Bancorp and 0 mentions for CNB Financial. Capital Bancorp's average media sentiment score of 1.11 beat CNB Financial's score of 1.00 indicating that Capital Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
CNB Financial	Positive
Capital Bancorp	Positive

Do analysts rate CCNE or CBNK?

CNB Financial currently has a consensus target price of $27.75, indicating a potential upside of 23.17%. Capital Bancorp has a consensus target price of $37.00, indicating a potential upside of 17.95%. Given CNB Financial's higher probable upside, analysts clearly believe CNB Financial is more favorable than Capital Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CNB Financial	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Capital Bancorp	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has more volatility and risk, CCNE or CBNK?

CNB Financial has a beta of 0.68, meaning that its stock price is 32% less volatile than the S&P 500. Comparatively, Capital Bancorp has a beta of 0.7, meaning that its stock price is 30% less volatile than the S&P 500.

Is CCNE or CBNK a better dividend stock?

CNB Financial pays an annual dividend of $0.72 per share and has a dividend yield of 3.2%. Capital Bancorp pays an annual dividend of $0.48 per share and has a dividend yield of 1.5%. CNB Financial pays out 30.3% of its earnings in the form of a dividend. Capital Bancorp pays out 18.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. CNB Financial has raised its dividend for 1 consecutive years and Capital Bancorp has raised its dividend for 3 consecutive years.

Summary

Capital Bancorp beats CNB Financial on 13 of the 17 factors compared between the two stocks.