East West Bancorp (EWBC) Financials

$106.51 +1.25 (+1.19%)

Closing price 04:00 PM Eastern

Extended Trading

$106.18 -0.33 (-0.31%)

As of 05:36 PM Eastern

Annual Income Statements for East West Bancorp

This table shows East West Bancorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Income / (Loss) Attributable to Common Shareholders	385	432	506	704	674	568	873	1,128	1,161	1,166
Consolidated Net Income / (Loss)	385	432	506	704	674	568	873	1,128	1,161	1,166
Net Income / (Loss) Continuing Operations	385	432	506	704	674	568	873	1,128	1,161	1,166
Total Pre-Tax Income	579	572	735	819	844	686	1,056	1,412	1,460	1,482
Total Revenue	1,134	1,215	1,443	1,604	1,690	1,613	1,817	2,345	2,608	2,614
Net Interest Income / (Expense)	950	1,033	1,185	1,387	1,468	1,377	1,532	2,046	2,312	2,279
Total Interest Income	1,054	1,137	1,325	1,652	1,882	1,595	1,619	2,321	3,694	4,193
Loans and Leases Interest Income	975	1,039	1,201	1,507	1,720	1,464	1,425	2,048	3,173	3,491
Investment Securities Interest Income	61	84	91	90	96	105	178	232	300	470
Deposits and Money Market Investments Interest Income	18	15	33	55	67	25	16	41	221	232
Total Interest Expense	103	105	140	265	414	218	87	275	1,382	1,914
Deposits Interest Expense	74	84	116	235	376	185	69	252	1,206	1,720
Short-Term Borrowings Interest Expense	0.06	0.71	1.00	1.40	1.76	1.50	0.04	1.80	157	42
Long-Term Debt Interest Expense	8.91	11	13	17	23	20	9.96	7.35	18	152
Federal Funds Purchased and Securities Sold Interest Expense	21	9.30	9.48	12	14	12	8.00	14	1.50	0.20
Total Non-Interest Income	183	182	258	217	222	236	286	299	295	335
Trust Fees by Commissions	-	-	-	14	17	17	26	28	27	39
Other Service Charges	134	163	150	142	171	147	178	193	203	223
Net Realized & Unrealized Capital Gains on Investments	69	20	108	41	7.97	17	10	7.72	-3.23	2.11
Other Non-Interest Income	-38	-	-	21	26	54	72	70	68	71
Provision for Credit Losses	14	27	46	64	99	211	-35	74	125	174
Total Non-Interest Expense	541	615	661	721	747	716	796	859	1,023	958
Salaries and Employee Benefits	262	300	335	380	402	404	434	478	509	551
Net Occupancy & Equipment Expense	71	73	77	82	83	83	110	105	107	112
Property & Liability Insurance Claims	35	26	35	30	21	15	18	19	103	46
Other Operating Expenses	96	120	126	133	143	144	112	144	183	196
Amortization Expense	54	96	88	96	98	70	122	113	120	54
Income Tax Expense	194	141	229	115	170	118	183	284	299	316
Basic Earnings per Share	$2.67	$3.00	$3.50	$4.86	$4.63	$3.99	$6.16	$7.98	$8.23	$8.39
Weighted Average Basic Shares Outstanding	143.82M	144.09M	144.44M	144.86M	145.50M	142.34M	141.83M	141.33M	141.16M	138.90M
Diluted Earnings per Share	$2.66	$2.97	$3.47	$4.81	$4.61	$3.97	$6.10	$7.92	$8.18	$8.33
Weighted Average Diluted Shares Outstanding	144.51M	145.17M	145.91M	146.17M	146.18M	142.99M	143.14M	142.49M	141.90M	139.96M
Weighted Average Basic & Diluted Shares Outstanding	144.10M	143.90M	144.50M	144.80M	145.63M	141.57M	141.91M	141.00M	140.03M	138.44M
Cash Dividends to Common per Share	$0.80	$0.80	$0.80	$0.86	$1.06	$1.10	$1.32	$1.60	$1.92	$2.20

This table shows East West Bancorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024
Net Income / (Loss) Attributable to Common Shareholders	295	337	322	312	288	239	285	288	299	293
Consolidated Net Income / (Loss)	295	337	322	312	288	239	285	288	299	293
Net Income / (Loss) Continuing Operations	295	337	322	312	288	239	285	288	299	293
Total Pre-Tax Income	384	388	421	358	354	327	372	364	389	356
Total Revenue	627	670	660	645	648	655	644	638	657	674
Net Interest Income / (Expense)	552	606	600	567	571	575	565	553	573	588
Total Interest Income	628	761	836	906	962	990	1,024	1,034	1,076	1,059
Loans and Leases Interest Income	560	671	729	771	819	853	866	868	887	869
Investment Securities Interest Income	59	66	70	74	75	81	83	117	128	143
Deposits and Money Market Investments Interest Income	9.08	24	36	61	68	56	74	49	60	48
Total Interest Expense	76	156	236	339	391	416	458	481	503	472
Deposits Interest Expense	69	147	217	287	338	363	406	431	454	428
Short-Term Borrowings Interest Expense	1.18	0.37	8.83	49	50	50	42	0.03	0.02	0.01
Long-Term Debt Interest Expense	1.94	2.36	8.97	2.67	2.91	2.95	10	50	49	43
Federal Funds Purchased and Securities Sold Interest Expense	4.42	5.51	1.05	0.21	0.19	0.04	0.04	0.06	0.05	0.06
Total Non-Interest Income	76	65	60	79	77	80	79	85	85	87
Trust Fees by Commissions	8.90	6.24	6.30	6.94	5.92	7.82	8.59	9.48	11	9.87
Other Service Charges	46	52	50	52	48	53	55	55	61	53
Net Realized & Unrealized Capital Gains on Investments	2.13	0.44	-10	-0.01	-0.01	6.81	0.01	1.84	0.17	0.10
Other Non-Interest Income	19	6.64	14	20	23	12	15	19	13	24
Provision for Credit Losses	27	25	20	26	42	37	25	37	42	70
Total Non-Interest Expense	216	257	218	262	252	290	247	236	226	249
Salaries and Employee Benefits	128	120	130	125	123	131	142	134	135	140
Net Occupancy & Equipment Expense	20	48	26	27	27	27	27	26	28	31
Property & Liability Insurance Claims	4.88	4.93	7.91	8.26	8.58	79	20	11	9.18	6.20
Other Operating Expenses	44	20	44	46	43	50	46	50	48	52
Amortization Expense	20	65	10	56	50	4.58	13	16	5.60	19
Income Tax Expense	89	52	99	46	66	88	87	76	90	63
Basic Earnings per Share	$2.10	$2.38	$2.28	$2.21	$2.03	$1.71	$2.04	$2.07	$2.16	$2.12
Weighted Average Basic Shares Outstanding	140.92M	141.33M	141.11M	141.47M	141.49M	141.16M	139.41M	138.98M	138.61M	138.90M
Diluted Earnings per Share	$2.08	$2.37	$2.27	$2.20	$2.02	$1.69	$2.03	$2.06	$2.14	$2.10
Weighted Average Diluted Shares Outstanding	142.01M	142.49M	141.91M	141.88M	142.12M	141.90M	140.26M	139.80M	139.65M	139.96M
Weighted Average Basic & Diluted Shares Outstanding	140.95M	141.00M	141.46M	141.48M	140.93M	140.03M	139.14M	138.61M	138.63M	138.44M

This table details how cash moves in and out of East West Bancorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Change in Cash & Equivalents	321	518	296	852	260	757	-105	-431	1,133	636
Net Cash From Operating Activities	470	650	703	883	733	693	1,168	2,066	1,425	1,412
Net Cash From Continuing Operating Activities	470	650	703	883	733	693	1,168	2,066	1,425	1,412
Net Income / (Loss) Continuing Operations	385	432	506	704	674	568	873	1,128	1,161	1,166
Consolidated Net Income / (Loss)	385	432	506	704	674	568	873	1,128	1,161	1,166
Provision For Loan Losses	14	27	46	64	99	211	-35	74	125	174
Depreciation Expense	89	138	150	139	144	120	157	160	163	198
Amortization Expense	-45	-26	-7.26	-21	-22	18	-	57	11	14
Non-Cash Adjustments to Reconcile Net Income	127	41	-35	-15	5.12	-19	113	-1.01	5.53	38
Changes in Operating Assets and Liabilities, net	-100	39	43	11	-166	-204	61	649	-41	-179
Net Cash From Investing Activities	-3,628	-1,800	-2,507	-3,832	-2,593	-6,874	-9,117	-4,583	-4,247	-6,295
Net Cash From Continuing Investing Activities	-3,628	-1,800	-2,507	-3,832	-2,593	-6,874	-9,117	-4,583	-4,247	-6,295
Purchase of Investment Securities	-8,885	-6,777	-5,715	-5,092	-5,315	-10,267	-12,845	-8,255	-6,630	-10,457
Sale and/or Maturity of Investments	5,257	4,981	3,098	1,775	2,732	3,394	3,728	3,672	2,383	4,162
Net Cash From Financing Activities	3,490	1,679	2,068	3,801	2,126	6,909	7,835	2,114	3,962	5,528
Net Cash From Continuing Financing Activities	3,490	1,679	2,068	3,801	2,126	6,909	7,835	2,114	3,962	5,528
Net Change in Deposits	3,493	2,453	2,273	3,903	1,904	7,483	8,464	2,709	144	7,108
Issuance of Debt	700	63	0.00	61	1,471	1,439	0.40	4,950	6,000	4,000
Issuance of Common Equity	2.84	2.08	2.28	2.85	3.38	2.33	2.57	3.18	3.21	3.02
Repayment of Debt	-20	-720	-77	-25	-1,083	-1,750	-428	-5,201	-1,805	-5,118
Repurchase of Common Equity	-	-	-	0.00	0.00	-146	0.00	-100	-82	-143
Payment of Dividends	-116	-116	-117	-126	-155	-158	-189	-228	-275	-308
Other Financing Activities, Net	-569	-2.17	-13	-16	-15	40	-16	-19	-24	-15
Effect of Exchange Rate Changes	-11	-12	31	-	-6.39	29	8.70	-28	-7.00	-8.23
Cash Interest Paid	106	104	139	253	419	233	88	250	1,213	2,058
Cash Income Taxes Paid	-19	39	98	86	158	116	139	281	292	247

This table details how cash moves in and out of East West Bancorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024
Net Change in Cash & Equivalents	261	1,318	2,452	444	-1,817	54	-404	155	494	391
Net Cash From Operating Activities	687	450	223	257	383	562	266	259	386	500
Net Cash From Continuing Operating Activities	687	450	223	257	373	572	265	259	386	501
Net Income / (Loss) Continuing Operations	295	337	322	312	288	239	285	288	299	293
Consolidated Net Income / (Loss)	295	337	322	312	288	239	285	288	299	293
Provision For Loan Losses	27	25	20	26	42	37	25	37	42	70
Depreciation Expense	33	78	33	74	68	-11	51	49	39	59
Amortization Expense	4.82	30	-4.50	-5.99	-5.25	26	0.65	5.41	4.68	3.16
Non-Cash Adjustments to Reconcile Net Income	15	-28	22	11	1.17	-28	5.49	6.82	8.39	18
Changes in Operating Assets and Liabilities, net	312	7.28	-169	-160	-21	309	-102	-128	-7.13	58
Net Cash From Investing Activities	-275	-333	-633	-707	-1,557	-1,350	-1,872	-1,413	-1,495	-1,516
Net Cash From Continuing Investing Activities	-275	-333	-633	-707	-1,557	-1,350	-1,872	-1,413	-1,495	-1,516
Purchase of Investment Securities	-1,084	-916	-1,301	-1,185	-2,106	-2,038	-3,544	-2,519	-2,301	-2,092
Sale and/or Maturity of Investments	809	584	668	478	549	688	1,673	1,106	806	577
Net Cash From Financing Activities	-130	1,195	2,857	916	-646	836	1,202	1,311	1,593	1,421
Net Cash From Continuing Financing Activities	-130	1,195	2,857	916	-646	836	1,202	1,311	1,593	1,421
Net Change in Deposits	-423	2,086	-1,246	984	-578	985	2,475	1,446	1,670	1,517
Issuance of Debt	650	350	6,000	4,500	-	-4,500	-981	-19	500	4,500
Issuance of Common Equity	-	1.73	-	-	-	1.65	-	-	-	1.44
Repayment of Debt	-300	-875	-1,804	-4,196	-304	4,500	-117	-0.22	-500	-4,501
Repurchase of Common Equity	-	-	0.00	-	-	-82	-82	-41	-	-20
Payment of Dividends	-56	-56	-71	-68	-68	-68	-79	-77	-76	-76
Other Financing Activities, Net	-0.01	-312	-22	-305	304	-0.54	-14	-0.21	-0.10	-0.87
Effect of Exchange Rate Changes	-22	6.77	5.17	-22	3.67	5.85	-0.83	-2.59	10	-15
Cash Interest Paid	62	142	228	277	348	361	600	482	502	474
Cash Income Taxes Paid	45	48	0.00	255	29	7.34	39	194	9.30	5.45

This table presents East West Bancorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Total Assets	32,351	34,789	37,122	41,042	44,196	52,157	60,871	64,112	69,613	75,976
Cash and Due from Banks	341	461	457	516	536	592	527	535	445	361
Interest Bearing Deposits at Other Banks	1,320	1,741	2,116	2,856	2,921	4,236	4,122	3,086	4,181	4,938
Trading Account Securities	5,405	5,503	4,067	3,777	3,317	5,545	12,319	9,037	9,929	14,189
Loans and Leases, Net of Allowance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Loans Held for Sale	-	-	-	-	0.43	1.79	0.64	26	0.12	0.00
Premises and Equipment, Net	167	160	121	119	118	103	97	89	86	82
Goodwill	469	469	469	466	466	466	466	466	466	466
Other Assets	24,455	26,271	29,728	33,123	36,630	41,000	43,339	50,874	54,506	55,940
Total Liabilities & Shareholders' Equity	32,351	34,789	37,122	41,042	44,196	52,157	60,871	64,112	69,613	75,976
Total Liabilities	29,228	31,361	33,280	36,618	39,178	46,888	55,033	58,128	62,662	68,253
Non-Interest Bearing Deposits	8,657	10,184	10,887	11,377	11,080	16,298	22,845	21,051	15,540	15,450
Interest Bearing Deposits	18,819	19,707	20,728	24,063	26,244	28,564	30,505	34,917	40,553	47,725
Short-Term Debt	0.00	410	50	108	229	321	300	300	4,500	0.00
Long-Term Debt	1,226	508	495	473	898	804	401	152	153	3,536
Other Long-Term Liabilities	526	552	1,119	598	727	900	982	1,707	1,917	1,542
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	3,123	3,428	3,842	4,424	5,018	5,269	5,837	5,985	6,951	7,723
Total Preferred & Common Equity	3,123	3,428	3,842	4,424	5,018	5,269	5,837	5,985	6,951	7,723
Total Common Equity	3,123	3,428	3,842	4,424	5,018	5,269	5,837	5,985	6,951	7,723
Common Stock	1,701	1,728	1,755	1,790	1,827	1,859	1,894	1,937	1,981	2,031
Retained Earnings	1,873	2,188	2,576	3,160	3,689	4,000	4,684	5,583	6,465	7,312
Treasury Stock	-436	-439	-452	-468	-480	-634	-650	-769	-875	-1,034
Accumulated Other Comprehensive Income / (Loss)	-15	-48	-38	-58	-18	44	-90	-766	-621	-585

This table presents East West Bancorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q1 2023	Q2 2023	Q3 2023	Q1 2024	Q2 2024	Q3 2024
Period end date	9/30/2022	3/31/2023	6/30/2023	9/30/2023	3/31/2024	6/30/2024	9/30/2024
Total Assets	62,576	67,245	68,533	68,289	70,876	72,468	74,484
Cash and Due from Banks	554	760	614	496	382	461	362
Interest Bearing Deposits at Other Banks	2,240	5,184	5,781	4,082	3,853	3,930	4,614
Trading Account Securities	8,919	9,949	8,963	9,789	11,834	12,347	13,487
Loans and Leases, Net of Allowance	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Loans Held for Sale	15	6.86	2.83	4.76	13	19	0.00
Premises and Equipment, Net	92	90	89	88	84	82	81
Goodwill	466	466	466	466	466	466	466
Other Assets	50,292	50,789	52,617	53,364	54,243	55,165	55,474
Total Liabilities & Shareholders' Equity	62,576	67,245	68,533	68,289	70,876	72,468	74,484
Total Liabilities	56,915	60,936	62,071	61,693	63,852	65,253	66,819
Non-Interest Bearing Deposits	21,645	18,327	16,741	16,169	14,799	14,923	14,691
Interest Bearing Deposits	32,212	36,410	38,918	38,918	43,762	45,077	47,009
Short-Term Debt	612	4,500	4,500	4,500	19	0.00	0.00
Long-Term Debt	478	152	153	153	3,536	3,536	3,536
Other Long-Term Liabilities	1,769	1,546	1,759	1,953	1,736	1,717	1,583
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	5,661	6,309	6,462	6,597	7,023	7,215	7,665
Total Preferred & Common Equity	5,661	6,309	6,462	6,597	7,023	7,215	7,665
Total Common Equity	5,661	6,309	6,462	6,597	7,023	7,215	7,665
Common Stock	1,927	1,948	1,960	1,969	1,994	2,008	2,018
Retained Earnings	5,303	5,832	6,076	6,295	6,663	6,874	7,096
Treasury Stock	-769	-791	-792	-792	-971	-1,012	-1,012
Accumulated Other Comprehensive Income / (Loss)	-800	-680	-782	-875	-663	-654	-437

This table displays calculated financial ratios and metrics derived from East West Bancorp's official financial filings.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	10.17%	7.15%	18.76%	11.17%	5.37%	-4.57%	12.69%	29.00%	11.22%	0.25%
EBITDA Growth	63.69%	9.86%	28.36%	6.83%	3.00%	-14.74%	47.34%	34.21%	0.35%	3.69%
EBIT Growth	29.46%	-1.13%	28.47%	11.37%	3.08%	-18.74%	54.04%	33.63%	3.41%	1.51%
NOPAT Growth	11.20%	12.22%	17.13%	39.17%	-4.22%	-15.76%	53.75%	29.22%	2.93%	0.38%
Net Income Growth	11.22%	12.22%	17.13%	39.17%	-4.22%	-15.76%	53.75%	29.22%	2.93%	0.38%
EPS Growth	10.37%	11.65%	16.84%	38.62%	-4.16%	-13.88%	53.65%	29.84%	3.28%	1.83%
Operating Cash Flow Growth	19.53%	38.45%	8.17%	25.58%	-16.99%	-5.52%	68.69%	76.82%	-31.03%	-0.93%
Free Cash Flow Firm Growth	335.51%	88.51%	6.81%	-81.36%	-638.51%	168.21%	129.43%	68.68%	-425.77%	137.71%
Invested Capital Growth	3.68%	-0.06%	0.96%	14.07%	22.78%	4.07%	2.25%	-1.55%	80.27%	-2.97%
Revenue Q/Q Growth	2.17%	2.48%	3.15%	3.40%	1.59%	-1.69%	3.46%	8.98%	-0.60%	0.76%
EBITDA Q/Q Growth	9.73%	3.77%	0.10%	3.28%	0.85%	2.76%	2.29%	14.44%	-7.87%	7.12%
EBIT Q/Q Growth	4.68%	2.26%	1.80%	3.93%	1.71%	-0.85%	6.41%	8.55%	-4.02%	1.97%
NOPAT Q/Q Growth	-0.96%	4.59%	-4.86%	14.31%	2.31%	-4.08%	6.56%	11.79%	-7.77%	4.87%
Net Income Q/Q Growth	-0.95%	4.59%	-4.86%	14.31%	2.31%	-4.08%	6.56%	11.79%	-7.77%	4.87%
EPS Q/Q Growth	-0.75%	4.21%	-4.67%	13.98%	2.44%	-3.41%	6.46%	12.02%	-7.67%	5.18%
Operating Cash Flow Q/Q Growth	-17.79%	39.63%	-22.03%	21.46%	26.65%	-10.77%	16.10%	1.32%	8.54%	-4.18%
Free Cash Flow Firm Q/Q Growth	-69.48%	999.40%	53.47%	-37.54%	-20.75%	124.44%	-66.84%	89.16%	-23.60%	30.14%
Invested Capital Q/Q Growth	15.83%	5.29%	0.71%	3.54%	4.53%	-17.71%	2.31%	-4.64%	3.15%	0.52%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	54.89%	56.28%	60.83%	58.46%	57.14%	51.05%	66.75%	69.45%	62.66%	64.81%
EBIT Margin	51.04%	47.10%	50.95%	51.04%	49.93%	42.52%	58.12%	60.21%	55.98%	56.69%
Profit (Net Income) Margin	33.93%	35.53%	35.04%	43.87%	39.88%	35.21%	48.03%	48.12%	44.53%	44.59%
Tax Burden Percent	66.47%	75.44%	68.78%	85.95%	79.87%	82.80%	82.64%	79.91%	79.54%	78.66%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	33.53%	24.56%	31.22%	14.05%	20.13%	17.20%	17.36%	20.09%	20.46%	21.34%
Return on Invested Capital (ROIC)	9.01%	9.93%	11.58%	14.99%	12.09%	9.06%	13.50%	17.39%	12.87%	10.20%
ROIC Less NNEP Spread (ROIC-NNEP)	9.01%	9.93%	11.58%	14.99%	12.09%	9.06%	13.50%	17.39%	12.87%	10.20%
Return on Net Nonoperating Assets (RNNOA)	3.86%	3.25%	2.33%	2.04%	2.19%	1.98%	2.22%	1.70%	5.08%	5.69%
Return on Equity (ROE)	12.87%	13.18%	13.91%	17.03%	14.28%	11.04%	15.72%	19.08%	17.95%	15.89%
Cash Return on Invested Capital (CROIC)	5.39%	9.99%	10.63%	1.84%	-8.36%	5.07%	11.27%	18.95%	-44.41%	13.21%
Operating Return on Assets (OROA)	1.89%	1.70%	2.04%	2.09%	1.98%	1.42%	1.87%	2.26%	2.18%	2.04%
Return on Assets (ROA)	1.26%	1.29%	1.41%	1.80%	1.58%	1.18%	1.54%	1.81%	1.74%	1.60%
Return on Common Equity (ROCE)	12.87%	13.18%	13.91%	17.03%	14.28%	11.04%	15.72%	19.08%	17.95%	15.89%
Return on Equity Simple (ROE_SIMPLE)	12.32%	12.59%	13.16%	15.91%	13.43%	10.78%	14.96%	18.85%	16.71%	15.09%
Net Operating Profit after Tax (NOPAT)	385	432	506	704	674	568	873	1,128	1,161	1,166
NOPAT Margin	33.93%	35.53%	35.04%	43.87%	39.88%	35.21%	48.03%	48.12%	44.53%	44.59%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	29.43%	30.72%	28.58%	28.79%	28.70%	30.21%	29.91%	24.86%	23.62%	25.34%
Operating Expenses to Revenue	47.70%	50.64%	45.84%	44.95%	44.23%	44.42%	43.80%	36.66%	39.22%	36.65%
Earnings before Interest and Taxes (EBIT)	579	572	735	819	844	686	1,056	1,412	1,460	1,482
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	622	684	878	938	966	823	1,213	1,628	1,634	1,694
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.58	1.80	1.95	1.23	1.25	1.24	1.77	1.45	1.41	1.71
Price to Tangible Book Value (P/TBV)	2.00	2.22	2.34	1.45	1.44	1.42	1.93	1.58	1.51	1.82
Price to Revenue (P/Rev)	4.34	5.08	5.20	3.41	3.71	4.06	5.70	3.71	3.76	5.05
Price to Earnings (P/E)	12.80	14.29	14.85	7.76	9.31	11.52	11.86	7.71	8.45	11.32
Dividend Yield	2.34%	1.87%	1.54%	2.28%	2.45%	2.38%	1.81%	2.59%	2.76%	2.31%
Earnings Yield	7.81%	7.00%	6.74%	12.88%	10.74%	8.68%	8.43%	12.96%	11.84%	8.83%
Enterprise Value to Invested Capital (EV/IC)	1.03	1.12	1.25	0.53	0.64	0.44	0.98	0.86	0.85	1.02
Enterprise Value to Revenue (EV/Rev)	3.96	4.02	3.80	1.66	2.33	1.76	3.53	2.36	3.77	4.37
Enterprise Value to EBITDA (EV/EBITDA)	7.21	7.14	6.24	2.85	4.08	3.45	5.28	3.40	6.02	6.75
Enterprise Value to EBIT (EV/EBIT)	7.76	8.54	7.45	3.26	4.67	4.14	6.07	3.92	6.74	7.72
Enterprise Value to NOPAT (EV/NOPAT)	11.67	11.31	10.84	3.79	5.85	5.00	7.34	4.91	8.47	9.81
Enterprise Value to Operating Cash Flow (EV/OCF)	9.56	7.51	7.79	3.02	5.38	4.10	5.49	2.68	6.90	8.10
Enterprise Value to Free Cash Flow (EV/FCFF)	19.48	11.24	11.81	30.87	0.00	8.93	8.79	4.50	0.00	7.57
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.39	0.27	0.14	0.13	0.22	0.21	0.12	0.08	0.67	0.46
Long-Term Debt to Equity	0.39	0.15	0.13	0.11	0.18	0.15	0.07	0.03	0.02	0.46
Financial Leverage	0.43	0.33	0.20	0.14	0.18	0.22	0.16	0.10	0.39	0.56
Leverage Ratio	10.22	10.25	9.89	9.46	9.03	9.37	10.18	10.57	10.34	9.92
Compound Leverage Factor	10.22	10.25	9.89	9.46	9.03	9.37	10.18	10.57	10.34	9.92
Debt to Total Capital	28.18%	21.12%	12.43%	11.60%	18.34%	17.60%	10.73%	7.03%	40.10%	31.41%
Short-Term Debt to Total Capital	0.00%	9.44%	1.14%	2.15%	3.72%	5.02%	4.59%	4.66%	38.78%	0.00%
Long-Term Debt to Total Capital	28.18%	11.69%	11.29%	9.45%	14.62%	12.58%	6.14%	2.37%	1.32%	31.41%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	71.82%	78.88%	87.57%	88.40%	81.66%	82.40%	89.27%	92.97%	59.90%	68.59%
Debt to EBITDA	1.97	1.34	0.62	0.62	1.17	1.37	0.58	0.28	2.85	2.09
Net Debt to EBITDA	-0.70	-1.88	-2.31	-2.98	-2.41	-4.50	-3.25	-1.95	0.02	-1.04
Long-Term Debt to EBITDA	1.97	0.74	0.56	0.50	0.93	0.98	0.33	0.09	0.09	2.09
Debt to NOPAT	3.19	2.13	1.08	0.83	1.67	1.98	0.80	0.40	4.01	3.03
Net Debt to NOPAT	-1.13	-2.97	-4.01	-3.97	-3.46	-6.52	-4.52	-2.81	0.02	-1.51
Long-Term Debt to NOPAT	3.19	1.18	0.98	0.67	1.33	1.42	0.46	0.14	0.13	3.03
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	230	434	464	87	-466	318	729	1,230	-4,006	1,510
Operating Cash Flow to CapEx	0.00%	16,181.76%	0.00%	7,269.50%	7,753.23%	0.00%	0.00%	0.00%	0.00%	0.00%
Free Cash Flow to Firm to Interest Expense	2.23	4.14	3.31	0.33	-1.12	1.46	8.36	4.47	-2.90	0.79
Operating Cash Flow to Interest Expense	4.54	6.20	5.02	3.33	1.77	3.18	13.41	7.50	1.03	0.74
Operating Cash Flow Less CapEx to Interest Expense	4.55	6.16	5.78	3.28	1.75	3.18	13.41	7.50	1.03	0.74
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.04	0.04	0.04	0.04	0.04	0.03	0.03	0.04	0.04	0.04
Fixed Asset Turnover	6.52	7.43	10.26	13.34	14.23	14.55	18.12	25.14	29.71	31.01
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	4,348	4,346	4,387	5,005	6,144	6,395	6,539	6,437	11,604	11,259
Invested Capital Turnover	0.27	0.28	0.33	0.34	0.30	0.26	0.28	0.36	0.29	0.23
Increase / (Decrease) in Invested Capital	154	-2.70	42	617	1,140	250	144	-102	5,167	-345
Enterprise Value (EV)	4,488	4,884	5,478	2,670	3,944	2,838	6,410	5,533	9,838	11,435
Market Capitalization	4,924	6,168	7,506	5,462	6,274	6,540	10,358	8,702	9,810	13,198
Book Value per Share	$21.70	$23.78	$26.58	$30.52	$34.46	$37.22	$41.13	$42.46	$49.32	$55.71
Tangible Book Value per Share	$17.09	$19.24	$22.21	$26.03	$29.84	$32.42	$37.85	$39.16	$46.02	$52.35
Total Capital	4,348	4,346	4,387	5,005	6,144	6,395	6,539	6,437	11,604	11,259
Total Debt	1,226	918	545	581	1,127	1,125	701	452	4,653	3,536
Total Long-Term Debt	1,226	508	495	473	898	804	401	152	153	3,536
Net Debt	-435	-1,284	-2,028	-2,792	-2,330	-3,702	-3,948	-3,168	28	-1,763
Capital Expenditures (CapEx)	-0.58	4.02	-106	12	9.46	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	1,226	918	545	581	1,127	1,125	701	452	4,653	3,536
Total Depreciation and Amortization (D&A)	44	112	143	119	122	138	157	217	174	212
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$2.67	$3.00	$3.50	$4.86	$4.63	$3.99	$6.16	$7.98	$8.23	$8.39
Adjusted Weighted Average Basic Shares Outstanding	143.82M	144.09M	144.44M	144.86M	145.50M	142.34M	141.83M	141.33M	141.16M	138.90M
Adjusted Diluted Earnings per Share	$2.66	$2.97	$3.47	$4.81	$4.61	$3.97	$6.10	$7.92	$8.18	$8.33
Adjusted Weighted Average Diluted Shares Outstanding	144.51M	145.17M	145.91M	146.17M	146.18M	142.99M	143.14M	142.49M	141.90M	139.96M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$4.63	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	143.92M	144.17M	144.54M	145.15M	145.63M	141.57M	141.91M	141.00M	140.03M	138.44M
Normalized Net Operating Profit after Tax (NOPAT)	399	432	506	704	674	568	873	1,128	1,161	1,166
Normalized NOPAT Margin	35.21%	35.53%	35.04%	43.87%	39.88%	35.21%	48.03%	48.12%	44.53%	44.59%
Pre Tax Income Margin	51.04%	47.10%	50.95%	51.04%	49.93%	42.52%	58.12%	60.21%	55.98%	56.69%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	5.60	5.46	5.25	3.09	2.04	3.15	12.12	5.13	1.06	0.77
NOPAT to Interest Expense	3.72	4.12	3.61	2.65	1.63	2.61	10.02	4.10	0.84	0.61
EBIT Less CapEx to Interest Expense	5.60	5.42	6.01	3.04	2.01	3.15	12.12	5.13	1.06	0.77
NOPAT Less CapEx to Interest Expense	3.73	4.08	4.37	2.61	1.60	2.61	10.02	4.10	0.84	0.61
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	30.06%	26.83%	23.10%	17.90%	23.01%	27.87%	21.62%	20.25%	23.64%	26.47%
Augmented Payout Ratio	30.06%	26.83%	23.10%	17.90%	23.01%	53.57%	21.62%	29.11%	30.72%	38.74%

This table displays calculated financial ratios and metrics derived from East West Bancorp's official financial filings.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	33.82%	40.50%	33.21%	17.04%	3.22%	-2.34%	-2.38%	-1.16%	1.53%	3.01%
EBITDA Growth	29.74%	56.40%	33.66%	14.08%	-1.35%	-31.06%	-5.69%	-1.49%	4.03%	22.02%
EBIT Growth	40.58%	40.15%	41.45%	4.85%	-8.02%	-15.73%	-11.66%	1.92%	10.12%	8.74%
NOPAT Growth	31.00%	54.62%	35.68%	20.79%	-2.57%	-29.04%	-11.59%	-7.63%	3.97%	22.67%
Net Income Growth	31.00%	54.62%	35.68%	20.79%	-2.57%	-29.04%	-11.59%	-7.63%	3.97%	22.67%
EPS Growth	32.48%	55.92%	36.75%	21.55%	-2.88%	-28.69%	-10.57%	-6.36%	5.94%	24.26%
Operating Cash Flow Growth	100.97%	6.39%	-22.03%	-60.06%	-44.22%	24.93%	19.44%	0.88%	0.71%	-10.96%
Free Cash Flow Firm Growth	-103.97%	494.02%	-1,208.90%	-9,940.39%	-6,507.17%	-1,224.32%	115.15%	115.32%	108.27%	112.95%
Invested Capital Growth	5.62%	-1.55%	75.94%	69.72%	66.66%	80.27%	-3.49%	-3.27%	-0.44%	-2.97%
Revenue Q/Q Growth	13.78%	6.87%	-1.58%	-2.19%	0.34%	1.11%	-1.62%	-0.97%	3.07%	2.58%
EBITDA Q/Q Growth	13.18%	17.59%	-3.59%	-5.31%	-2.12%	-17.83%	34.21%	-1.10%	3.37%	-3.61%
EBIT Q/Q Growth	12.71%	1.02%	8.52%	-15.14%	-1.13%	-7.44%	13.76%	-2.09%	6.82%	-8.60%
NOPAT Q/Q Growth	14.33%	14.03%	-4.25%	-3.23%	-7.79%	-16.95%	19.30%	1.11%	3.79%	-2.02%
Net Income Q/Q Growth	14.33%	14.03%	-4.25%	-3.23%	-7.79%	-16.95%	19.30%	1.11%	3.79%	-2.02%
EPS Q/Q Growth	14.92%	13.94%	-4.22%	-3.08%	-8.18%	-16.34%	20.12%	1.48%	3.88%	-1.87%
Operating Cash Flow Q/Q Growth	6.87%	-34.59%	-50.42%	15.25%	49.25%	46.50%	-52.60%	-2.65%	48.98%	29.53%
Free Cash Flow Firm Q/Q Growth	-50.47%	787.52%	-1,105.95%	3.52%	0.98%	-16.99%	113.56%	-2.46%	-46.54%	83.12%
Invested Capital Q/Q Growth	3.07%	-4.64%	70.29%	1.39%	1.22%	3.15%	-8.83%	1.63%	4.18%	0.52%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	67.31%	74.07%	68.12%	65.95%	64.33%	52.28%	65.81%	65.72%	65.91%	61.93%
EBIT Margin	61.27%	57.92%	63.86%	55.41%	54.60%	49.98%	57.79%	57.14%	59.21%	52.76%
Profit (Net Income) Margin	47.08%	50.23%	48.87%	48.35%	44.43%	36.50%	44.26%	45.18%	45.50%	43.46%
Tax Burden Percent	76.83%	86.72%	76.52%	87.26%	81.39%	73.02%	76.58%	79.08%	76.84%	82.38%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	23.17%	13.28%	23.48%	12.74%	18.61%	26.98%	23.42%	20.92%	23.16%	17.62%
Return on Invested Capital (ROIC)	15.41%	18.15%	14.26%	14.25%	12.95%	10.55%	10.65%	10.68%	10.52%	9.94%
ROIC Less NNEP Spread (ROIC-NNEP)	15.41%	18.15%	14.26%	14.25%	12.95%	10.55%	10.65%	10.68%	10.52%	9.94%
Return on Net Nonoperating Assets (RNNOA)	2.43%	1.77%	6.15%	6.60%	6.07%	4.16%	6.56%	6.40%	6.04%	5.55%
Return on Equity (ROE)	17.84%	19.92%	20.41%	20.85%	19.02%	14.71%	17.21%	17.08%	16.55%	15.48%
Cash Return on Invested Capital (CROIC)	9.89%	18.95%	-40.93%	-37.36%	-36.01%	-44.41%	13.99%	13.39%	10.34%	13.21%
Operating Return on Assets (OROA)	2.13%	2.17%	2.47%	2.20%	2.19%	1.95%	2.17%	2.09%	2.15%	1.89%
Return on Assets (ROA)	1.64%	1.88%	1.89%	1.92%	1.78%	1.42%	1.66%	1.66%	1.65%	1.56%
Return on Common Equity (ROCE)	17.84%	19.92%	20.41%	20.85%	19.02%	14.71%	17.21%	17.08%	16.55%	15.48%
Return on Equity Simple (ROE_SIMPLE)	17.83%	0.00%	19.22%	19.60%	19.08%	0.00%	16.00%	15.25%	14.50%	0.00%
Net Operating Profit after Tax (NOPAT)	295	337	322	312	288	239	285	288	299	293
NOPAT Margin	47.08%	50.23%	48.87%	48.35%	44.43%	36.50%	44.26%	45.18%	45.50%	43.46%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	23.47%	25.05%	23.63%	23.51%	23.20%	24.11%	26.14%	25.08%	24.81%	25.34%
Operating Expenses to Revenue	34.43%	38.35%	33.11%	40.56%	38.92%	44.37%	38.33%	37.06%	34.40%	36.86%
Earnings before Interest and Taxes (EBIT)	384	388	421	358	354	327	372	364	389	356
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	422	497	449	426	417	342	424	419	433	418
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.58	1.45	1.18	1.11	1.09	1.41	1.56	1.40	1.49	1.71
Price to Tangible Book Value (P/TBV)	1.72	1.58	1.28	1.20	1.17	1.51	1.67	1.50	1.58	1.82
Price to Revenue (P/Rev)	4.14	3.71	2.97	2.76	2.74	3.76	4.22	3.92	4.40	5.05
Price to Earnings (P/E)	8.84	7.71	6.15	5.68	5.71	8.45	9.72	9.20	10.26	11.32
Dividend Yield	2.42%	2.59%	3.17%	3.46%	3.62%	2.76%	2.55%	2.83%	2.59%	2.31%
Earnings Yield	11.32%	12.96%	16.25%	17.62%	17.50%	11.84%	10.29%	10.87%	9.75%	8.83%
Enterprise Value to Invested Capital (EV/IC)	1.07	0.86	0.56	0.49	0.65	0.85	0.97	0.86	0.89	1.02
Enterprise Value to Revenue (EV/Rev)	3.35	2.36	2.46	2.09	2.77	3.77	3.95	3.59	3.84	4.37
Enterprise Value to EBITDA (EV/EBITDA)	5.07	3.40	3.63	3.08	4.10	6.02	6.43	5.89	6.30	6.75
Enterprise Value to EBIT (EV/EBIT)	5.55	3.92	4.02	3.51	4.78	6.74	7.26	6.54	6.86	7.72
Enterprise Value to NOPAT (EV/NOPAT)	7.15	4.91	5.09	4.30	5.77	8.47	9.12	8.43	8.96	9.81
Enterprise Value to Operating Cash Flow (EV/OCF)	3.54	2.68	3.08	3.37	5.54	6.90	6.98	6.30	6.76	8.10
Enterprise Value to Free Cash Flow (EV/FCFF)	11.09	4.50	0.00	0.00	0.00	0.00	6.80	6.33	8.58	7.57
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.19	0.08	0.74	0.72	0.71	0.67	0.51	0.49	0.46	0.46
Long-Term Debt to Equity	0.08	0.03	0.02	0.02	0.02	0.02	0.50	0.49	0.46	0.46
Financial Leverage	0.16	0.10	0.43	0.46	0.47	0.39	0.62	0.60	0.57	0.56
Leverage Ratio	10.88	10.57	10.78	10.85	10.68	10.34	10.36	10.31	10.01	9.92
Compound Leverage Factor	10.88	10.57	10.78	10.85	10.68	10.34	10.36	10.31	10.01	9.92
Debt to Total Capital	16.14%	7.03%	42.44%	41.86%	41.36%	40.10%	33.61%	32.89%	31.57%	31.41%
Short-Term Debt to Total Capital	9.06%	4.66%	41.05%	40.49%	40.00%	38.78%	0.18%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	7.07%	2.37%	1.39%	1.38%	1.36%	1.32%	33.43%	32.89%	31.57%	31.41%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	83.86%	92.97%	57.56%	58.14%	58.64%	59.90%	66.39%	67.11%	68.43%	68.59%
Debt to EBITDA	0.77	0.28	2.74	2.63	2.62	2.85	2.23	2.25	2.24	2.09
Net Debt to EBITDA	-1.20	-1.95	-0.76	-0.98	0.04	0.02	-0.43	-0.54	-0.91	-1.04
Long-Term Debt to EBITDA	0.34	0.09	0.09	0.09	0.09	0.09	2.22	2.25	2.24	2.09
Debt to NOPAT	1.08	0.40	3.84	3.67	3.70	4.01	3.16	3.21	3.18	3.03
Net Debt to NOPAT	-1.69	-2.81	-1.07	-1.38	0.06	0.02	-0.60	-0.78	-1.30	-1.51
Long-Term Debt to NOPAT	0.47	0.14	0.13	0.12	0.12	0.13	3.15	3.21	3.18	3.03
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-64	438	-4,409	-4,254	-4,212	-4,928	668	652	348	638
Operating Cash Flow to CapEx	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Free Cash Flow to Firm to Interest Expense	-0.83	2.81	-18.71	-12.53	-10.77	-11.86	1.46	1.35	0.69	1.35
Operating Cash Flow to Interest Expense	8.99	2.89	0.95	0.76	0.98	1.35	0.58	0.54	0.77	1.06
Operating Cash Flow Less CapEx to Interest Expense	8.99	2.89	0.95	0.76	0.98	1.35	0.58	0.54	0.77	1.06
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.03	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04
Fixed Asset Turnover	22.82	25.14	26.96	28.47	29.23	29.71	29.76	30.29	30.78	31.01
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	6,750	6,437	10,962	11,115	11,250	11,604	10,579	10,751	11,201	11,259
Invested Capital Turnover	0.33	0.36	0.29	0.29	0.29	0.29	0.24	0.24	0.23	0.23
Increase / (Decrease) in Invested Capital	359	-102	4,731	4,566	4,500	5,167	-383	-363	-49	-345
Enterprise Value (EV)	7,212	5,533	6,170	5,446	7,268	9,838	10,245	9,268	9,963	11,435
Market Capitalization	8,916	8,702	7,462	7,188	7,193	9,810	10,924	10,122	11,403	13,198
Book Value per Share	$40.17	$42.46	$44.75	$45.68	$46.63	$49.32	$50.16	$51.85	$55.30	$55.71
Tangible Book Value per Share	$36.87	$39.16	$41.44	$42.39	$43.33	$46.02	$46.83	$48.51	$51.94	$52.35
Total Capital	6,750	6,437	10,962	11,115	11,250	11,604	10,579	10,751	11,201	11,259
Total Debt	1,089	452	4,652	4,653	4,653	4,653	3,556	3,536	3,536	3,536
Total Long-Term Debt	478	152	152	153	153	153	3,536	3,536	3,536	3,536
Net Debt	-1,705	-3,168	-1,292	-1,742	75	28	-680	-854	-1,440	-1,763
Capital Expenditures (CapEx)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	1,089	452	4,652	4,653	4,653	4,653	3,556	3,536	3,536	3,536
Total Depreciation and Amortization (D&A)	38	108	28	68	63	15	52	55	44	62
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$2.10	$2.38	$2.28	$2.21	$2.03	$1.71	$2.04	$2.07	$2.16	$2.12
Adjusted Weighted Average Basic Shares Outstanding	140.92M	141.33M	141.11M	141.47M	141.49M	141.16M	139.41M	138.98M	138.61M	138.90M
Adjusted Diluted Earnings per Share	$2.08	$2.37	$2.27	$2.20	$2.02	$1.69	$2.03	$2.06	$2.14	$2.10
Adjusted Weighted Average Diluted Shares Outstanding	142.01M	142.49M	141.91M	141.88M	142.12M	141.90M	140.26M	139.80M	139.65M	139.96M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	140.95M	141.00M	141.46M	141.48M	140.93M	140.03M	139.14M	138.61M	138.63M	138.44M
Normalized Net Operating Profit after Tax (NOPAT)	295	337	322	312	288	239	285	288	299	293
Normalized NOPAT Margin	47.08%	50.23%	48.87%	48.35%	44.43%	36.50%	44.26%	45.18%	45.50%	43.46%
Pre Tax Income Margin	61.27%	57.92%	63.86%	55.41%	54.60%	49.98%	57.79%	57.14%	59.21%	52.76%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	5.03	2.49	1.79	1.05	0.90	0.79	0.81	0.76	0.77	0.75
NOPAT to Interest Expense	3.86	2.16	1.37	0.92	0.74	0.58	0.62	0.60	0.59	0.62
EBIT Less CapEx to Interest Expense	5.03	2.49	1.79	1.05	0.90	0.79	0.81	0.76	0.77	0.75
NOPAT Less CapEx to Interest Expense	3.86	2.16	1.37	0.92	0.74	0.58	0.62	0.60	0.59	0.62
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	21.69%	20.25%	19.81%	19.87%	20.91%	23.64%	25.19%	26.50%	26.98%	26.47%
Augmented Payout Ratio	31.60%	29.11%	19.81%	19.87%	20.91%	30.72%	39.84%	45.17%	45.46%	38.74%

Financials Breakdown Chart

Key Financial Trends

East West Bancorp (NASDAQ:EWBC) has demonstrated consistent financial performance over the past two years, with strong earnings, stable revenue streams, and disciplined expense management.

Key Positive Trends:

Consistent growth in net interest income, reaching approximately $588 million in Q4 2024, up from about $551 million in Q3 2022, reflecting stable interest income generation from loans and securities.
Steady increase in non-interest income sources like trust fees, other service charges, and other non-interest income, supporting diversified revenue streams.
Stable net income growth — quarterly net income increased from $295 million in Q3 2022 to over $293 million in Q4 2024, with a strong net income of $293 million reported in Q4 2024.
Improved earnings per share (EPS), with diluted EPS growing from $2.02 in Q3 2023 to $2.10 in Q4 2024, indicating effective shareholder value creation.
Strong operating cash flow, with net cash from continuing operating activities improving to approximately $501 million in Q4 2024 versus $373 million in Q3 2023, reflecting solid cash generation capability.
Growth in deposits, with net change in deposits increasing substantially in recent quarters, supporting liquidity and lending capacity.
Controlled provision for credit losses increased moderately to $70 million in Q4 2024, reflecting prudent risk management amid economic conditions.
Effective capital management, shown by continued payment of dividends around $0.55 per share quarterly, and modest share repurchases indicating balanced capital return to shareholders.

Neutral Factors:

Stable total assets and liabilities have grown in line with business scale, with total assets near $74.5 billion in Q3 2024 and common equity at around $7.66 billion.
The company’s long-term debt level approximately $3.5 billion remains stable, keeping leverage at manageable levels relative to equity.

Potential Concerns:

Fluctuations and occasional increases in non-interest expenses, notably in amortization and property & liability insurance claims, may pressure margins if sustained.
Net cash used in investing activities was around $1.52 billion in Q4 2024, reflecting heavy investment purchases that might constrain near-term liquidity though supporting future growth.
Interest expenses increased somewhat over the two-year period, especially on deposits and long-term debt, which could pressure net interest margins if interest rates rise further.
Q4 2023 and prior quarters show some swings in cash interest paid, with spikes up to $600 million in Q1 2024, which requires close monitoring.

In summary, East West Bancorp has steadily grown its core banking income and maintained profitability, supported by a diversified income base and strong cash flow generation. While investments and rising funding costs present some risks, the company’s solid capital position and disciplined expense control support a positive outlook.

10/03/25 07:20 PM ETAI Generated. May Contain Errors.

Frequently Asked Questions About East West Bancorp's Financials

When does East West Bancorp's fiscal year end?

According to the most recent income statement we have on file, East West Bancorp's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has East West Bancorp's net income changed over the last 9 years?

East West Bancorp's net income appears to be on an upward trend, with a most recent value of $1.17 billion in 2024, rising from $384.68 million in 2015. The previous period was $1.16 billion in 2023. See East West Bancorp's forecast for analyst expectations on what’s next for the company.

How has East West Bancorp's revenue changed over the last 9 years?

Over the last 9 years, East West Bancorp's total revenue changed from $1.13 billion in 2015 to $2.61 billion in 2024, a change of 130.5%.

How much debt does East West Bancorp have?

East West Bancorp's total liabilities were at $68.25 billion at the end of 2024, a 8.9% increase from 2023, and a 133.5% increase since 2015.

How much cash does East West Bancorp have?

In the past 9 years, East West Bancorp's cash and equivalents has ranged from $340.72 million in 2015 to $592.12 million in 2020, and is currently $360.73 million as of their latest financial filing in 2024.

How has East West Bancorp's book value per share changed over the last 9 years?

Over the last 9 years, East West Bancorp's book value per share changed from 21.70 in 2015 to 55.71 in 2024, a change of 156.7%.

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This page (NASDAQ:EWBC) was last updated on 10/3/2025 by MarketBeat.com Staff

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East West Bancorp (EWBC) Financials

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East West Bancorp (EWBC) Financials

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