Free Trial
NASDAQ:FISI

Financial Institutions (FISI) Stock Price, News & Analysis

Financial Institutions logo
$26.95 -0.54 (-1.96%)
Closing price 03:59 PM Eastern
Extended Trading
$26.99 +0.04 (+0.15%)
As of 04:04 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About Financial Institutions Stock (NASDAQ:FISI)

Advanced

Key Stats

Today's Range
$26.83
$27.77
50-Day Range
$24.69
$27.76
52-Week Range
$20.97
$29.78
Volume
53,588 shs
Average Volume
152,824 shs
Market Capitalization
$542.50 million
P/E Ratio
N/A
Dividend Yield
4.60%
Price Target
$33.00
Consensus Rating
Hold

Company Overview

Financial Institutions Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
73rd Percentile Overall Score

FISI MarketRank™: 

Financial Institutions scored higher than 73% of companies evaluated by MarketBeat, and ranked 480th out of 945 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Financial Institutions has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on 2 buy ratings, 1 hold rating, and 1 sell rating.

  • Upside Potential

    Financial Institutions has a consensus price target of $33.00, representing about 22.8% upside from its current price of $26.88.

  • Amount of Analyst Coverage

    Financial Institutions has only been the subject of 1 research reports in the past 90 days.

  • Read more about Financial Institutions' stock forecast and price target.
  • Earnings Growth

    Earnings for Financial Institutions are expected to grow by 13.94% in the coming year, from $3.30 to $3.76 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Financial Institutions is -17.68, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Financial Institutions is -17.68, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

  • Price to Book Value per Share Ratio

    Financial Institutions has a P/B Ratio of 0.75. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Read more about Financial Institutions' valuation and earnings.
  • Percentage of Shares Shorted

    2.30% of the outstanding shares of Financial Institutions have been sold short.
  • Short Interest Ratio / Days to Cover

    Financial Institutions has a short interest ratio ("days to cover") of 3.2, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Financial Institutions has recently increased by 7.58%, indicating that investor sentiment is decreasing significantly.
  • Dividend Leadership

    Financial Institutions is a leading dividend payer. It pays a dividend yield of 4.72%, putting its dividend yield in the top 25% of dividend-paying stocks.

  • Dividend Growth

    Financial Institutions has only been increasing its dividend for 1 years.

  • Dividend Sustainability

    Based on earnings estimates, Financial Institutions will have a dividend payout ratio of 32.98% next year. This indicates that Financial Institutions will be able to sustain or increase its dividend.

  • Read more about Financial Institutions' dividend.
  • Percentage of Shares Shorted

    2.30% of the outstanding shares of Financial Institutions have been sold short.
  • Short Interest Ratio / Days to Cover

    Financial Institutions has a short interest ratio ("days to cover") of 3.2, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Financial Institutions has recently increased by 7.58%, indicating that investor sentiment is decreasing significantly.
  • News Sentiment

    Financial Institutions has a news sentiment score of 1.11. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.77 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 7 news articles for Financial Institutions this week, compared to 5 articles on an average week.
  • Search Interest

    1 people have searched for FISI on MarketBeat in the last 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Financial Institutions insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    Only 2.68% of the stock of Financial Institutions is held by insiders.

  • Percentage Held by Institutions

    60.45% of the stock of Financial Institutions is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Financial Institutions' insider trading history.
Receive FISI Stock News and Ratings via Email

Sign-up to receive the latest news and ratings for Financial Institutions and its competitors with MarketBeat's FREE daily newsletter.

By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

FISI Stock News Headlines

$100 Trillion “AI Metal” Found in American Ghost Town
Jeff Brown recently traveled to a ghost town in the middle of an American desert… To investigate what could be the biggest technology story of this decade. In short, he believes what he's holding in his hand is the key to the $100 trillion AI boom… And only one company here in the U.S. can mine this obscure metal.tc pixel
See More Headlines

FISI Stock Analysis - Frequently Asked Questions

Financial Institutions' stock was trading at $27.29 at the beginning of the year. Since then, FISI shares have decreased by 1.5% and is now trading at $26.88.

Financial Institutions, Inc. (NASDAQ:FISI) posted its earnings results on Thursday, July, 24th. The bank reported $0.85 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.78 by $0.07. The bank earned $59.74 million during the quarter, compared to analyst estimates of $59.86 million. Financial Institutions had a positive trailing twelve-month return on equity of 10.44% and a negative net margin of 4.96%.
Read the conference call transcript
.

Financial Institutions' Board of Directors initiated a stock buyback program on Monday, September 22nd 2025, which authorizes the company to repurchase $1,000,000 in outstanding shares, according to EventVestor. This means that the company could repurchase up to 0.2% of its stock through open market purchases. Stock buyback programs are usually an indication that the company's board believes its stock is undervalued.

Financial Institutions' top institutional investors include Canandaigua National Bank & Trust Co. (0.89%). Insiders that own company stock include Martin Kearney Birmingham, Samuel M Gullo, Robert N Latella, Samuel J Burruano Jr and Kevin B Quinn.
View institutional ownership trends
.

Shares of FISI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Financial Institutions investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), Adobe (ADBE), ServiceNow (NOW) and Arista Networks (ANET).

Company Calendar

Last Earnings
7/24/2025
Record date for 10/2 Dividend
9/15/2025
Ex-Dividend for 10/2 Dividend
9/15/2025
Dividend Payable
10/02/2025
Today
10/15/2025
Next Earnings (Estimated)
10/23/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
BANKS - NORTHEAST
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:FISI
CIK
862831
Employees
620
Year Founded
N/A

Price Target and Rating

High Price Target
$34.00
Low Price Target
$32.00
Potential Upside/Downside
+20.0%
Consensus Rating
Hold
Rating Score (0-4)
2.25
Research Coverage
4 Analysts

Profitability

EPS (Trailing Twelve Months)
($1.52)
Trailing P/E Ratio
N/A
Forward P/E Ratio
8.33
P/E Growth
N/A
Net Income
-$41.65 million
Net Margins
-4.96%
Pretax Margin
-16.31%
Return on Equity
10.44%
Return on Assets
0.92%

Debt

Debt-to-Equity Ratio
0.20
Current Ratio
0.87
Quick Ratio
0.87

Sales & Book Value

Annual Sales
$366.61 million
Price / Sales
1.51
Cash Flow
$4.00 per share
Price / Cash Flow
6.87
Book Value
$35.65 per share
Price / Book
0.77

Miscellaneous

Outstanding Shares
20,130,000
Free Float
19,591,000
Market Cap
$553.37 million
Optionable
Optionable
Beta
0.71
Elon Musk's Next Move Cover

Explore Elon Musk’s boldest ventures yet—from AI and autonomy to space colonization—and find out how investors can ride the next wave of innovation.

Get This Free Report

This page (NASDAQ:FISI) was last updated on 10/15/2025 by MarketBeat.com Staff
From Our Partners