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NASDAQ:FISI

Financial Institutions (FISI) Stock Price, News & Analysis

Financial Institutions logo
$27.42 +0.50 (+1.84%)
As of 07/3/2025 01:04 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

About Financial Institutions Stock (NASDAQ:FISI)

Key Stats

Today's Range
$26.90
$27.56
50-Day Range
$23.86
$27.43
52-Week Range
$18.56
$29.79
Volume
125,618 shs
Average Volume
115,533 shs
Market Capitalization
$551.52 million
P/E Ratio
N/A
Dividend Yield
4.52%
Price Target
$33.00
Consensus Rating
Moderate Buy

Company Overview

Financial Institutions Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
67th Percentile Overall Score

FISI MarketRank™: 

Financial Institutions scored higher than 67% of companies evaluated by MarketBeat, and ranked 1369th out of 2,763 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Financial Institutions has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 2 buy ratings, 1 hold rating, and no sell ratings.

  • Amount of Analyst Coverage

    Financial Institutions has received no research coverage in the past 90 days.

  • Read more about Financial Institutions' stock forecast and price target.
  • Earnings Growth

    Earnings for Financial Institutions are expected to grow by 13.94% in the coming year, from $3.30 to $3.76 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Financial Institutions is -36.57, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Financial Institutions is -36.57, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

  • Price to Book Value per Share Ratio

    Financial Institutions has a P/B Ratio of 0.77. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Read more about Financial Institutions' valuation and earnings.
  • Percentage of Shares Shorted

    1.31% of the float of Financial Institutions has been sold short.
  • Short Interest Ratio / Days to Cover

    Financial Institutions has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Financial Institutions has recently increased by 1.70%, indicating that investor sentiment is decreasing.
  • Dividend Leadership

    Financial Institutions is a leading dividend payer. It pays a dividend yield of 4.60%, putting its dividend yield in the top 25% of dividend-paying stocks.

  • Dividend Growth

    Financial Institutions has only been increasing its dividend for 1 years.

  • Dividend Sustainability

    Based on earnings estimates, Financial Institutions will have a dividend payout ratio of 32.98% next year. This indicates that Financial Institutions will be able to sustain or increase its dividend.

  • Read more about Financial Institutions' dividend.
  • Percentage of Shares Shorted

    1.31% of the float of Financial Institutions has been sold short.
  • Short Interest Ratio / Days to Cover

    Financial Institutions has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Financial Institutions has recently increased by 1.70%, indicating that investor sentiment is decreasing.
  • News Sentiment

    Financial Institutions has a news sentiment score of 0.99. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.67 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 1 news article for Financial Institutions this week, compared to 4 articles on an average week.
  • Search Interest

    Only 1 people have searched for FISI on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.
  • MarketBeat Follows

    1 people have added Financial Institutions to their MarketBeat watchlist in the last 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Financial Institutions insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    Only 2.40% of the stock of Financial Institutions is held by insiders.

  • Percentage Held by Institutions

    60.45% of the stock of Financial Institutions is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Financial Institutions' insider trading history.
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FISI Stock News Headlines

FISI Financial Institutions, Inc. - Seeking Alpha
Elon just did WHAT!?
As you may recall, Biden and the Fed were working on a central bank digital currency, or CBDC. Had they gotten away with it, the Fed and U.S. banks could have seized control of our financial lives forever. But Trump stopped them cold on January 23rd, 2025, when he outlawed CBDCs… Paving the way for Elon Musk's secret master plan.
See More Headlines

FISI Stock Analysis - Frequently Asked Questions

Financial Institutions' stock was trading at $27.29 at the start of the year. Since then, FISI stock has increased by 0.5% and is now trading at $27.4250.

Financial Institutions, Inc. (NASDAQ:FISI) issued its quarterly earnings results on Monday, April, 28th. The bank reported $0.81 earnings per share for the quarter, topping the consensus estimate of $0.74 by $0.07. The bank had revenue of $57.24 million for the quarter, compared to analyst estimates of $57.14 million. Financial Institutions had a negative net margin of 2.63% and a positive trailing twelve-month return on equity of 12.69%.
Read the conference call transcript
.

Shares of FISI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Financial Institutions investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), Adobe (ADBE), ServiceNow (NOW) and Arista Networks (ANET).

Company Calendar

Last Earnings
4/28/2025
Record date for 7/2 Dividend
6/13/2025
Ex-Dividend for 7/2 Dividend
6/13/2025
Dividend Payable
7/02/2025
Today
7/04/2025
Next Earnings (Estimated)
7/24/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
BANKS - NORTHEAST
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:FISI
Employees
620
Year Founded
N/A

Price Target and Rating

Average Stock Price Target
$33.00
High Stock Price Target
$34.00
Low Stock Price Target
$32.00
Potential Upside/Downside
+20.3%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.67
Research Coverage
3 Analysts

Profitability

Trailing P/E Ratio
N/A
Forward P/E Ratio
8.31
P/E Growth
N/A
Net Income
-$41.65 million
Pretax Margin
-13.55%

Debt

Sales & Book Value

Annual Sales
$366.61 million
Cash Flow
$3.95 per share
Price / Cash Flow
6.94
Book Value
$35.65 per share
Price / Book
0.77

Miscellaneous

Free Float
19,627,000
Market Cap
$551.52 million
Optionable
Optionable
Beta
0.71
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This page (NASDAQ:FISI) was last updated on 7/4/2025 by MarketBeat.com Staff
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