Go Pro
→ What Saudi Arabia just did to the dollar changes everything (From Golden Portfolio) (Ad)tc pixel Free FSEA Stock Alerts

First Seacoast Bancorp (FSEA) Financials

First Seacoast Bancorp logo
$16.88 -0.01 (-0.06%)
Closing price 04:00 PM Eastern
Extended Trading
$16.88 0.00 (0.00%)
As of 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
Compare
Annual Income Statements for First Seacoast Bancorp

Annual Income Statements for First Seacoast Bancorp

This table shows First Seacoast Bancorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2021 2022 2023 2024 2025
Period end date 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 2.62 -0.57 -11 -0.51 -0.85
Consolidated Net Income / (Loss)		 2.62 -0.57 -11 -0.51 -0.85
Net Income / (Loss) Continuing Operations		 2.62 -0.57 -11 -0.51 -0.85
Total Pre-Tax Income 		3.22 -1.02 -6.71 0.01 -1.48
Total Revenue		 17 16 9.50 16 15
Net Interest Income / (Expense)		 14 15 12 12 14
Total Interest Income		 15 17 21 25 27
Loans and Leases Interest Income		 14 14 17 20 20
Investment Securities Interest Income		 1.37 2.52 3.69 5.80 6.77
Total Interest Expense		 1.24 1.75 9.08 14 13
Deposits Interest Expense		 0.59 0.70 5.37 9.66 11
Long-Term Debt Interest Expense		 0.65 1.05 3.71 3.87 2.58
Total Non-Interest Income		 2.25 0.89 -2.01 3.90 1.75
Service Charges on Deposit Accounts		 1.01 1.04 0.76 0.72 1.01
Other Service Charges		 0.23 0.17 0.12 0.09 0.08
Net Realized & Unrealized Capital Gains on Investments		 0.67 -0.75 -3.32 2.55 0.11
Investment Banking Income		 0.25 0.33 0.33 0.43 0.45
Other Non-Interest Income		 0.11 0.10 0.10 0.11 0.11
Provision for Credit Losses		 0.21 0.00 0.19 -0.07 -0.00
Total Non-Interest Expense		 13 17 16 16 17
Salaries and Employee Benefits		 7.83 11 9.66 9.23 9.90
Net Occupancy & Equipment Expense		 2.59 2.62 2.81 2.83 3.31
Marketing Expense		 0.48 0.80 0.74 0.60 0.60
Property & Liability Insurance Claims		 0.13 0.15 0.26 0.40 0.44
Other Operating Expenses		 2.05 2.52 2.56 2.81 2.68
Income Tax Expense		 0.60 -0.45 3.94 0.53 -0.64
Basic Earnings per Share		 $0.45 ($0.12) ($2.29) ($0.12) ($0.23)
Weighted Average Basic Shares Outstanding		 5.82M 4.82M 4.65M 4.34M 3.68M
Diluted Earnings per Share		 $0.45 ($0.12) ($2.29) ($0.12) ($0.23)
Weighted Average Diluted Shares Outstanding		 5.82M 4.82M 4.65M 4.34M 3.68M
Weighted Average Basic & Diluted Shares Outstanding		 - 5.08M 5.08M 4.73M 4.69M

Quarterly Income Statements for First Seacoast Bancorp

This table shows First Seacoast Bancorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Income / (Loss) Attributable to Common Shareholders		 -0.91 -9.67 -1.15 2.00 0.04 -1.41 -0.60 -0.55 0.39 -0.09 -0.51
Consolidated Net Income / (Loss)		 -0.91 -9.67 -1.15 2.00 0.04 -1.41 -0.60 -0.55 0.39 -0.09 -0.51
Net Income / (Loss) Continuing Operations		 -0.91 -9.67 -1.15 2.00 0.04 -1.41 -0.60 -0.55 0.39 -0.09 -0.51
Total Pre-Tax Income 		-1.34 -5.06 -0.79 2.11 -0.60 -0.71 -0.63 -0.53 -0.21 -0.11 -0.24
Total Revenue		 2.88 -1.06 3.19 5.92 3.35 3.35 3.53 3.88 3.99 4.04 3.93
Net Interest Income / (Expense)		 2.57 2.77 2.89 3.02 2.98 3.00 3.18 3.43 3.45 3.63 3.51
Total Interest Income		 5.16 5.80 6.07 6.28 6.55 6.53 6.43 6.72 6.89 6.94 6.47
Loans and Leases Interest Income		 4.28 4.68 4.71 4.84 5.10 4.99 5.01 5.15 5.11 4.94 4.84
Investment Securities Interest Income		 0.88 1.12 1.36 1.44 1.45 1.55 1.42 1.57 1.78 2.00 1.62
Total Interest Expense		 2.60 3.03 3.18 3.25 3.57 3.53 3.25 3.30 3.45 3.30 2.95
Deposits Interest Expense		 1.67 1.92 2.03 2.19 2.71 2.73 2.60 2.60 2.82 2.70 2.34
Long-Term Debt Interest Expense		 0.93 1.12 1.15 1.06 0.86 0.80 0.65 0.70 0.62 0.61 0.61
Total Non-Interest Income		 0.31 -3.83 0.30 2.89 0.36 0.35 0.35 0.45 0.54 0.41 0.41
Service Charges on Deposit Accounts		 0.18 0.18 0.17 0.19 0.18 0.18 0.19 0.30 0.28 0.25 0.25
Other Service Charges		 0.03 0.04 0.02 0.02 0.02 0.03 0.02 0.03 0.01 0.02 0.02
Net Realized & Unrealized Capital Gains on Investments		 0.00 -4.17 0.00 2.53 0.01 0.01 0.00 0.01 0.10 0.01 0.00
Investment Banking Income		 0.07 0.11 0.09 0.12 0.11 0.11 0.12 0.10 0.11 0.11 0.12
Other Non-Interest Income		 0.04 0.02 0.02 0.02 0.05 0.02 0.02 0.02 0.04 0.02 0.02
Provision for Credit Losses		 0.12 0.02 -0.02 -0.02 0.02 -0.05 0.00 0.05 0.00 -0.05 -0.01
Total Non-Interest Expense		 4.10 3.98 4.00 3.83 3.93 4.11 4.16 4.37 4.19 4.20 4.17
Salaries and Employee Benefits		 2.49 2.33 2.31 2.26 2.32 2.34 2.43 2.49 2.48 2.50 2.51
Net Occupancy & Equipment Expense		 0.72 0.69 0.62 0.65 0.74 0.82 0.77 0.92 0.80 0.82 0.84
Marketing Expense		 0.22 0.22 0.11 0.15 0.14 0.19 0.14 0.14 0.14 0.18 0.10
Property & Liability Insurance Claims		 0.06 0.06 0.10 0.12 0.08 0.10 0.10 0.10 0.14 0.10 0.10
Other Operating Expenses		 0.61 0.67 0.85 0.64 0.65 0.66 0.71 0.73 0.64 0.60 0.62
Income Tax Expense		 -0.43 4.61 0.36 0.10 -0.64 0.70 -0.03 0.01 -0.60 -0.03 0.27
Basic Earnings per Share		 ($0.20) ($2.07) ($0.24) $0.44 $0.01 ($0.33) ($0.14) ($0.13) $0.09 ($0.05) ($0.12)
Weighted Average Basic Shares Outstanding		 4.64M 4.65M 4.71M 4.53M 4.10M 4.34M 4.29M 4.26M 4.25M 3.68M 4.29M
Diluted Earnings per Share		 ($0.20) ($2.07) ($0.24) $0.42 $0.01 ($0.31) ($0.14) ($0.13) $0.08 ($0.04) ($0.12)
Weighted Average Diluted Shares Outstanding		 4.64M 4.65M 4.71M 4.77M 4.34M 4.34M 4.29M 4.26M 4.68M 3.68M 4.29M
Weighted Average Basic & Diluted Shares Outstanding		 5.08M 5.08M 5.08M 4.78M 4.70M 4.73M 4.72M 4.70M 4.70M 4.69M 4.69M

Annual Cash Flow Statements for First Seacoast Bancorp

This table details how cash moves in and out of First Seacoast Bancorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2021 2022 2023 2024 2025
Period end date 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 0.64 1.61 -2.18 1.03 6.31
Net Cash From Operating Activities		 2.42 0.97 -1.92 -2.95 0.45
Net Cash From Continuing Operating Activities		 2.42 0.97 -1.92 -2.95 0.45
Net Income / (Loss) Continuing Operations		 2.62 -0.57 -11 -0.51 -0.85
Consolidated Net Income / (Loss)		 2.62 -0.57 -11 -0.51 -0.85
Depreciation Expense		 0.56 0.52 0.49 0.38 0.32
Amortization Expense		 0.70 1.01 0.90 0.55 0.39
Non-Cash Adjustments to Reconcile Net Income		 -0.07 0.16 7.68 -1.55 0.18
Changes in Operating Assets and Liabilities, net		 -1.60 -0.16 -0.52 -1.82 0.41
Net Cash From Investing Activities		 -43 -58 -39 -2.51 -9.86
Net Cash From Continuing Investing Activities		 -43 -58 -39 -2.51 -9.86
Purchase of Property, Leasehold Improvements and Equipment		 -0.04 -0.10 -0.35 -0.37 -0.12
Purchase of Investment Securities		 -65 -67 -82 -46 -56
Sale of Property, Leasehold Improvements and Equipment		 - - 0.00 7.40 0.00
Sale and/or Maturity of Investments		 21 8.56 43 37 46
Net Cash From Financing Activities		 42 59 39 6.49 16
Net Cash From Continuing Financing Activities		 42 59 39 6.49 16
Net Change in Deposits		 66 -11 22 49 17
Issuance of Debt		 15 0.47 50 25 0.56
Repayment of Debt		 -38 69 -101 -66 -0.58
Repurchase of Common Equity		 -0.52 -0.63 -0.00 -3.70 -0.98
Other Financing Activities, Net		 -0.77 0.29 43 1.55 0.16
Cash Interest Paid		 1.28 1.69 8.79 13 13
Cash Income Taxes Paid		 0.39 0.05 0.06 0.05 0.12

Quarterly Cash Flow Statements for First Seacoast Bancorp

This table details how cash moves in and out of First Seacoast Bancorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Change in Cash & Equivalents		 0.53 -1.10 0.64 19 -8.86 -9.42 -0.92 0.53 13 -6.16 -0.63
Net Cash From Operating Activities		 0.31 -1.50 -0.07 -1.40 0.29 -1.77 0.57 -0.15 0.66 -0.63 0.55
Net Cash From Continuing Operating Activities		 0.31 -1.50 -0.07 -1.40 0.29 -1.77 0.57 -0.15 0.66 -0.63 0.55
Net Income / (Loss) Continuing Operations		 -0.91 -9.67 -1.15 2.00 0.04 -1.41 -0.60 -0.55 0.39 -0.09 -0.51
Consolidated Net Income / (Loss)		 -0.91 -9.67 -1.15 2.00 0.04 -1.41 -0.60 -0.55 0.39 -0.09 -0.51
Provision For Loan Losses		 0.12 0.02 -0.02 -0.02 0.02 - 0.00 0.05 0.00 - -0.01
Depreciation Expense		 0.12 0.12 0.11 0.11 0.08 0.09 0.08 0.08 0.08 0.08 0.08
Amortization Expense		 0.22 0.19 0.15 0.14 0.15 0.12 0.16 0.13 0.11 -0.02 0.11
Non-Cash Adjustments to Reconcile Net Income		 -0.48 8.99 0.54 -2.22 -0.72 0.85 0.25 0.17 -0.37 0.13 0.55
Changes in Operating Assets and Liabilities, net		 1.24 -1.15 0.30 -1.41 0.72 -1.43 0.70 -0.04 0.44 -0.69 0.32
Net Cash From Investing Activities		 -8.42 -14 -6.93 2.15 -5.34 7.60 -13 -11 10 4.54 9.42
Net Cash From Continuing Investing Activities		 -8.42 -14 -6.93 2.15 -5.34 7.60 -13 -11 10 4.54 9.42
Purchase of Property, Leasehold Improvements and Equipment		 -0.07 -0.03 -0.01 -0.17 -0.03 -0.16 -0.03 -0.00 -0.02 -0.07 -0.35
Purchase of Investment Securities		 -25 -50 -8.17 -7.01 -11 -20 -9.06 -23 5.53 -30 1.14
Sale and/or Maturity of Investments		 17 36 1.26 1.93 5.35 28 -4.18 12 4.76 34 8.63
Net Cash From Financing Activities		 8.64 14 7.64 18 -3.81 -15 12 12 1.93 -10 -11
Net Cash From Continuing Financing Activities		 8.64 14 7.64 18 -3.81 -15 12 12 1.93 -10 -11
Net Change in Deposits		 23 -6.99 0.80 46 -4.01 6.52 -0.07 18 7.77 -9.26 -12
Issuance of Debt		 24 25 5.41 20 - - 11 -11 - 0.56 0.00
Repayment of Debt		 -40 -47 0.00 -46 -0.01 -20 -0.01 6.67 -7.22 -0.01 -0.02
Repurchase of Common Equity		 - -0.00 0.00 -2.16 -1.13 -0.42 -0.57 -0.26 -0.10 -0.05 0.00
Other Financing Activities, Net		 1.52 43 1.44 0.11 1.34 -1.34 1.33 -1.35 1.48 -1.30 1.19
Cash Interest Paid		 2.31 3.16 2.92 2.89 3.34 4.29 3.26 3.27 3.46 3.30 3.04
Cash Income Taxes Paid		 0.02 0.02 - - 0.13 0.02 0.00 - 0.06 0.03 0.04

Annual Balance Sheets for First Seacoast Bancorp

This table presents First Seacoast Bancorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2021 2022 2023 2024 2025
Period end date 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 487 537 571 581 599
Cash and Due from Banks		 6.64 8.25 6.07 7.10 13
Interest Bearing Deposits at Other Banks		 1.25 0.75 0.00 0.00 0.00
Trading Account Securities		 91 106 122 120 152
Loans and Leases, Net of Allowance		 373 399 -3.39 -3.49 -3.43
Allowance for Loan and Lease Losses		 3.59 3.58 3.39 3.49 3.43
Premises and Equipment, Net		 4.57 4.18 4.07 0.75 0.59
Other Assets		 10 19 439 453 433
Total Liabilities & Shareholders' Equity		 487 537 571 581 599
Total Liabilities		 424 488 504 519 536
Non-Interest Bearing Deposits		 99 93 66 62 70
Interest Bearing Deposits		 295 290 339 392 401
Federal Funds Purchased and Securities Sold		 29 99 73 52 52
Long-Term Debt		 - 0.00 20 0.00 0.00
Other Long-Term Liabilities		 1.52 6.33 6.61 12 13
Total Equity & Noncontrolling Interests		 60 49 67 62 64
Total Preferred & Common Equity		 60 49 67 62 64
Preferred Stock		 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 60 49 67 62 64
Common Stock		 27 27 53 54 55
Retained Earnings		 37 36 26 25 24
Treasury Stock		 -0.75 -1.38 -1.38 -5.09 -6.07
Accumulated Other Comprehensive Income / (Loss)		 0.72 -9.73 -5.94 -7.04 -4.84
Other Equity Adjustments		 -3.16 -2.64 -4.35 -4.86 -4.36

Quarterly Balance Sheets for First Seacoast Bancorp

This table presents First Seacoast Bancorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026
Period end date 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026
Total Assets		 557 576 602 602 593 605 610 589
Cash and Due from Banks		 7.17 6.71 25 17 6.18 6.71 20 13
Interest Bearing Deposits at Other Banks		 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00
Trading Account Securities		 103 124 126 133 123 144 143 143
Loans and Leases, Net of Allowance		 424 428 -3.45 -3.45 -3.52 -3.52 -3.52 -3.43
Allowance for Loan and Lease Losses		 3.35 3.42 3.45 3.45 3.52 3.52 3.52 3.43
Premises and Equipment, Net		 4.16 3.98 0.72 0.67 0.71 0.64 0.59 0.86
Other Assets		 19 13 450 452 462 453 447 433
Total Liabilities & Shareholders' Equity		 557 576 602 602 593 605 610 589
Total Liabilities		 490 512 537 536 531 544 546 526
Non-Interest Bearing Deposits		 73 65 72 69 65 64 70 71
Interest Bearing Deposits		 339 341 379 378 389 408 410 388
Federal Funds Purchased and Securities Sold		 45 78 52 52 63 59 52 52
Long-Term Debt		 25 20 20 20 0.00 - - 0.00
Other Long-Term Liabilities		 8.23 7.73 13 16 14 13 15 15
Total Equity & Noncontrolling Interests		 67 65 65 66 61 61 63 63
Total Preferred & Common Equity		 67 65 65 66 61 61 63 63
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 67 65 65 66 61 61 63 63
Common Stock		 53 53 53 53 54 54 54 55
Retained Earnings		 35 24 26 26 24 24 24 24
Treasury Stock		 -1.38 -1.38 -3.54 -4.67 -5.66 -5.92 -6.02 -6.07
Accumulated Other Comprehensive Income / (Loss)		 -15 -6.87 -7.15 -4.98 -6.97 -6.86 -5.08 -5.55
Other Equity Adjustments		 -4.49 -4.21 -4.07 -3.93 -4.73 -4.61 -4.48 -4.23

Annual Metrics And Ratios for First Seacoast Bancorp

This table displays calculated financial ratios and metrics derived from First Seacoast Bancorp's official financial filings.

Metric 2021 2022 2023 2024 2025
Period end date 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
DEI Shares Outstanding		 0.00 0.00 5,077,616.00 4,695,184.00 4,696,767.00
DEI Adjusted Shares Outstanding		 0.00 0.00 5,077,616.00 4,695,184.00 4,696,767.00
DEI Earnings Per Adjusted Shares Outstanding		 0.00 0.00 -2.10 -0.11 -0.18
Growth Metrics		 - - - - -
Revenue Growth		 0.00% -4.59% -39.67% 66.28% -2.29%
EBITDA Growth		 0.00% -88.51% -1,133.40% 117.79% -182.26%
EBIT Growth		 0.00% -131.53% -560.63% 100.21% -10,692.86%
NOPAT Growth		 0.00% -127.13% -560.63% 89.08% -102.36%
Net Income Growth		 0.00% -121.56% -1,786.02% 95.19% -64.72%
EPS Growth		 0.00% -126.67% -1,808.33% 94.76% -91.67%
Operating Cash Flow Growth		 0.00% -59.81% -296.81% -53.94% 115.23%
Free Cash Flow Firm Growth		 0.00% 0.00% -427.94% 157.30% -110.54%
Invested Capital Growth		 0.00% -21.50% 75.56% -28.36% 2.41%
Revenue Q/Q Growth		 0.00% 0.00% -31.09% 38.76% 4.67%
EBITDA Q/Q Growth		 0.00% 0.00% -120.10% 128.74% 36.67%
EBIT Q/Q Growth		 0.00% 0.00% -73.30% 100.32% 28.56%
NOPAT Q/Q Growth		 0.00% 0.00% -73.30% 83.11% 28.56%
Net Income Q/Q Growth		 0.00% 0.00% -311.11% 94.15% 60.99%
EPS Q/Q Growth		 0.00% 0.00% -308.93% 93.62% 54.00%
Operating Cash Flow Q/Q Growth		 0.00% 0.00% -48.11% -10.00% 165.74%
Free Cash Flow Firm Q/Q Growth		 0.00% 0.00% 0.00% 600.15% -111.97%
Invested Capital Q/Q Growth		 0.00% 0.00% -6.12% -27.67% 0.61%
Profitability Metrics		 - - - - -
EBITDA Margin		 27.15% 3.27% -56.00% 5.99% -5.05%
EBIT Margin		 19.52% -6.45% -70.63% 0.09% -9.60%
Profit (Net Income) Margin		 15.88% -3.59% -112.13% -3.25% -5.47%
Tax Burden Percent		 81.35% 55.61% 158.76% -3,664.29% 56.98%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 18.65% 0.00% 0.00% 3,764.29% 0.00%
Return on Invested Capital (ROIC)		 4.17% -1.27% -6.91% -0.69% -1.65%
ROIC Less NNEP Spread (ROIC-NNEP)		 4.17% 11.01% -66.49% -0.69% 0.00%
Return on Net Nonoperating Assets (RNNOA)		 0.16% 0.24% -11.47% -0.11% 0.00%
Return on Equity (ROE)		 4.33% -1.03% -18.38% -0.80% 0.00%
Cash Return on Invested Capital (CROIC)		 0.00% 22.82% -61.75% 32.36% -4.04%
Operating Return on Assets (OROA)		 0.66% -0.20% -1.21% 0.00% -0.25%
Return on Assets (ROA)		 0.54% -0.11% -1.92% -0.09% -0.14%
Return on Common Equity (ROCE)		 4.33% -1.03% -18.38% -0.80% 0.00%
Return on Equity Simple (ROE_SIMPLE)		 4.33% -1.15% -16.00% -0.83% -1.33%
Net Operating Profit after Tax (NOPAT)		 2.62 -0.71 -4.70 -0.51 -1.04
NOPAT Margin		 15.88% -4.52% -49.44% -3.25% -6.72%
Net Nonoperating Expense Percent (NNEP)		 0.00% -12.28% 59.58% 0.00% 0.00%
SG&A Expenses to Revenue		 66.06% 89.45% 138.98% 80.08% 89.40%
Operating Expenses to Revenue		 79.24% 106.45% 168.65% 100.37% 109.61%
Earnings before Interest and Taxes (EBIT)		 3.22 -1.02 -6.71 0.01 -1.48
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 4.48 0.52 -5.32 0.95 -0.78
Valuation Ratios		 - - - - -
Price to Book Value (P/BV)		 0.00 0.00 0.54 0.70 0.76
Price to Tangible Book Value (P/TBV)		 0.00 0.00 0.54 0.70 0.76
Price to Revenue (P/Rev)		 0.00 0.00 3.76 2.75 3.14
Price to Earnings (P/E)		 0.00 0.00 0.00 0.00 0.00
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield		 0.00% 0.00% 0.00% 0.00% 0.00%
Enterprise Value to Invested Capital (EV/IC)		 0.00 0.00 0.57 0.59 0.55
Enterprise Value to Revenue (EV/Rev)		 0.00 0.00 5.23 2.31 2.27
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 0.00 0.00 38.46 0.00
Enterprise Value to EBIT (EV/EBIT)		 0.00 0.00 0.00 2,601.78 0.00
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 0.00 0.00 0.00 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.00 0.00 0.00 0.00 78.21
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 1.51 0.00
Leverage & Solvency		 - - - - -
Debt to Equity		 0.00 0.00 0.30 0.00 0.00
Long-Term Debt to Equity		 0.00 0.00 0.30 0.00 0.00
Financial Leverage		 0.04 0.02 0.17 0.16 0.00
Leverage Ratio		 8.06 9.33 9.56 8.95 9.40
Compound Leverage Factor		 8.06 9.33 9.56 8.95 9.40
Debt to Total Capital		 0.00% 0.00% 23.09% 0.00% 0.00%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 0.00% 0.00% 23.09% 0.00% 0.00%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 100.00% 100.00% 76.91% 100.00% 100.00%
Debt to EBITDA		 0.00 0.00 -3.76 0.00 0.00
Net Debt to EBITDA		 0.00 0.00 -2.62 0.00 0.00
Long-Term Debt to EBITDA		 0.00 0.00 -3.76 0.00 0.00
Debt to NOPAT		 0.00 0.00 -4.26 0.00 0.00
Net Debt to NOPAT		 0.00 0.00 -2.97 0.00 0.00
Long-Term Debt to NOPAT		 0.00 0.00 -4.26 0.00 0.00
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - -
Cash Flow Metrics		 - - - - -
Free Cash Flow to Firm (FCFF)		 0.00 13 -42 24 -2.54
Operating Cash Flow to CapEx		 6,725.00% 944.66% -548.71% 0.00% 374.17%
Free Cash Flow to Firm to Interest Expense		 0.00 7.33 -4.62 1.78 -0.19
Operating Cash Flow to Interest Expense		 1.96 0.56 -0.21 -0.22 0.03
Operating Cash Flow Less CapEx to Interest Expense		 1.93 0.50 -0.25 0.30 0.02
Efficiency Ratios		 - - - - -
Asset Turnover		 0.03 0.03 0.02 0.03 0.03
Fixed Asset Turnover		 3.62 3.60 2.30 6.55 22.99
Capital & Investment Metrics		 - - - - -
Invested Capital		 63 49 87 62 64
Invested Capital Turnover		 0.26 0.28 0.14 0.21 0.25
Increase / (Decrease) in Invested Capital		 0.00 -14 37 -25 1.50
Enterprise Value (EV)		 0.00 0.00 50 36 35
Market Capitalization		 0.00 0.00 36 44 49
Book Value per Share		 $10.39 $10.24 $13.12 $13.22 $13.53
Tangible Book Value per Share		 $10.39 $10.24 $13.12 $13.22 $13.53
Total Capital		 60 49 87 62 64
Total Debt		 0.00 0.00 20 0.00 0.00
Total Long-Term Debt		 0.00 0.00 20 0.00 0.00
Net Debt		 -7.88 -9.00 14 -7.10 -13
Capital Expenditures (CapEx)		 0.04 0.10 0.35 -7.03 0.12
Net Nonoperating Expense (NNE)		 0.00 -0.15 5.96 0.00 -0.19
Net Nonoperating Obligations (NNO)		 2.38 0.00 20 0.00 0.00
Total Depreciation and Amortization (D&A)		 1.26 1.53 1.39 0.93 0.70
Earnings Adjustments		 - - - - -
Adjusted Basic Earnings per Share		 $0.00 ($0.10) ($2.29) ($0.12) ($0.23)
Adjusted Weighted Average Basic Shares Outstanding		 0.00 5.77M 4.65M 4.34M 3.68M
Adjusted Diluted Earnings per Share		 $0.00 ($0.10) ($2.29) ($0.12) ($0.23)
Adjusted Weighted Average Diluted Shares Outstanding		 0.00 5.77M 4.65M 4.34M 3.68M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 0.00 5.08M 5.08M 4.73M 4.69M
Normalized Net Operating Profit after Tax (NOPAT)		 2.62 -0.71 -4.70 0.01 -1.04
Normalized NOPAT Margin		 15.88% -4.52% -49.44% 0.06% -6.72%
Pre Tax Income Margin		 19.52% -6.45% -70.63% 0.09% -9.60%
Debt Service Ratios		 - - - - -
EBIT to Interest Expense		 2.61 -0.58 -0.74 0.00 -0.11
NOPAT to Interest Expense		 2.12 -0.41 -0.52 -0.04 -0.08
EBIT Less CapEx to Interest Expense		 2.58 -0.64 -0.78 0.52 -0.12
NOPAT Less CapEx to Interest Expense		 2.09 -0.47 -0.56 0.48 -0.09
Payout Ratios		 - - - - -
Dividend Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio		 19.65% -111.33% -0.04% -722.03% -116.09%

Quarterly Metrics And Ratios for First Seacoast Bancorp

This table displays calculated financial ratios and metrics derived from First Seacoast Bancorp's official financial filings.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
DEI Shares Outstanding		 5,077,616.00 5,077,616.00 5,077,164.00 5,077,164.00 4,780,764.00 4,695,184.00 4,730,753.00 4,716,923.00 4,702,513.00 4,696,767.00 4,694,149.00
DEI Adjusted Shares Outstanding		 5,077,616.00 5,077,616.00 5,077,164.00 5,077,164.00 4,780,764.00 4,695,184.00 4,730,753.00 4,716,923.00 4,702,513.00 4,696,767.00 4,694,149.00
DEI Earnings Per Adjusted Shares Outstanding		 -0.18 -1.90 -0.23 0.39 0.01 -0.30 -0.13 -0.12 0.08 -0.02 -0.11
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -30.66% -132.96% -26.83% 77.79% 16.14% 415.24% 10.73% -34.44% 19.28% 20.56% 11.22%
EBITDA Growth		 -363.91% -157.83% -161.32% 386.10% 72.42% 89.42% 25.00% -113.60% 96.48% 89.84% 90.66%
EBIT Growth		 -363.91% -127.94% -256.75% 356.71% 55.46% 86.06% 20.00% -125.32% 65.44% 84.11% 62.82%
NOPAT Growth		 -300.13% -127.94% -219.18% 448.95% 55.46% 86.06% 20.00% -118.63% 65.44% 84.11% 62.82%
Net Income Growth		 -294.66% -502.43% -348.28% 470.93% 104.83% 85.44% 47.66% -127.21% 786.36% 93.82% 15.75%
EPS Growth		 -300.00% -508.82% -340.00% 450.00% 105.00% 85.02% 41.67% -130.95% 700.00% 87.10% 14.29%
Operating Cash Flow Growth		 0.00% -71.00% 80.61% -285.95% -5.86% -17.89% 918.57% 89.22% 128.72% 64.10% -4.54%
Free Cash Flow Firm Growth		 0.00% 0.00% 90.78% 147.76% 106.50% 158.97% 422.26% -69.28% 271.29% -106.54% -106.71%
Invested Capital Growth		 0.00% 75.56% 8.45% -46.67% -7.02% -28.36% -27.75% -28.05% -26.38% 2.41% 2.26%
Revenue Q/Q Growth		 -13.43% -136.90% 399.91% 85.60% -43.45% 0.15% 5.34% 9.89% 2.89% 1.23% -2.82%
EBITDA Q/Q Growth		 -63.17% -254.56% 88.87% 544.32% -115.73% -36.04% 21.12% 19.44% 95.92% -292.31% 27.45%
EBIT Q/Q Growth		 -63.17% -278.03% 84.38% 366.46% -128.31% -18.29% 10.35% 15.66% 61.35% 45.63% -109.82%
NOPAT Q/Q Growth		 -63.17% -278.03% 84.38% 462.21% -120.83% -18.29% 10.35% 15.66% 61.35% 45.63% -109.82%
Net Income Q/Q Growth		 -68.70% -961.36% 88.09% 273.87% -97.80% -3,300.00% 57.17% 9.62% 171.56% -122.31% -483.91%
EPS Q/Q Growth		 -66.67% -935.00% 88.41% 275.00% -97.62% -3,200.00% 54.84% 7.14% 161.54% -150.00% -200.00%
Operating Cash Flow Q/Q Growth		 0.00% -587.95% 95.33% -1,901.43% 120.63% -711.07% 132.45% -126.35% 537.75% -195.92% 186.28%
Free Cash Flow Firm Q/Q Growth		 41.39% 56.20% 82.46% 1,160.71% -92.03% 297.54% -4.17% 1.11% -3.61% -107.01% 1.71%
Invested Capital Q/Q Growth		 -41.77% -6.12% -2.17% -0.28% 1.53% -27.67% -1.33% -0.69% 3.88% 0.61% -1.47%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 -46.44% 0.00% -16.56% 39.65% -11.03% -14.98% -11.22% -8.22% -0.33% -1.26% -0.94%
EBIT Margin		 -46.44% 0.00% -24.78% 35.58% -17.81% -21.04% -17.90% -13.74% -5.16% -2.77% -5.99%
Profit (Net Income) Margin		 -31.62% 0.00% -36.14% 33.85% 1.32% -42.02% -17.08% -14.05% 9.77% -2.15% -12.94%
Tax Burden Percent		 68.09% 191.16% 145.82% 95.15% -7.38% 199.72% 95.41% 102.25% -189.32% 77.68% 216.17%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 0.00% 0.00% 0.00% 4.85% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Invested Capital (ROIC)		 0.00% 0.00% -1.78% 3.04% -1.60% -3.13% -2.77% -1.87% -0.72% -0.48% -1.07%
ROIC Less NNEP Spread (ROIC-NNEP)		 0.00% 0.00% -6.79% 3.04% 0.45% -12.28% -4.38% -3.59% 4.63% 0.00% 0.00%
Return on Net Nonoperating Assets (RNNOA)		 0.00% 0.00% -1.17% 2.34% 0.15% -1.91% -0.70% -0.57% 0.72% 0.00% 0.00%
Return on Equity (ROE)		 0.00% 0.00% -2.94% 5.38% -1.44% -5.04% -3.47% -2.44% 0.00% 0.00% 0.00%
Cash Return on Invested Capital (CROIC)		 0.00% -61.75% -14.99% 57.94% 3.86% 32.36% 32.27% 30.24% 28.43% -4.04% -3.46%
Operating Return on Assets (OROA)		 0.00% 0.00% -0.37% 0.67% -0.35% -0.58% -0.49% -0.32% -0.13% -0.07% -0.16%
Return on Assets (ROA)		 0.00% 0.00% -0.54% 0.64% 0.03% -1.15% -0.47% -0.33% 0.24% -0.06% -0.35%
Return on Common Equity (ROCE)		 0.00% 0.00% -2.94% 5.38% -1.44% -5.04% -3.47% -2.44% 0.00% 0.00% 0.00%
Return on Equity Simple (ROE_SIMPLE)		 0.00% 0.00% -18.96% -15.08% -13.34% 0.00% 0.06% -4.13% -3.43% 0.00% -1.20%
Net Operating Profit after Tax (NOPAT)		 -0.94 -3.54 -0.55 2.00 -0.42 -0.49 -0.44 -0.37 -0.14 -0.08 -0.16
NOPAT Margin		 -32.51% 0.00% -17.35% 33.85% -12.47% -14.73% -12.53% -9.62% -3.61% -1.94% -4.19%
Net Nonoperating Expense Percent (NNEP)		 -0.20% 61.28% 5.01% 0.00% -2.05% 9.15% 1.61% 1.72% -5.34% 0.00% 0.00%
SG&A Expenses to Revenue		 118.92% 0.00% 95.55% 51.78% 95.55% 99.88% 94.76% 91.31% 85.59% 86.66% 87.77%
Operating Expenses to Revenue		 142.28% 0.00% 125.41% 64.69% 117.33% 122.59% 117.90% 112.53% 105.09% 104.03% 106.19%
Earnings before Interest and Taxes (EBIT)		 -1.34 -5.06 -0.79 2.11 -0.60 -0.71 -0.63 -0.53 -0.21 -0.11 -0.24
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 -1.34 -4.74 -0.53 2.35 -0.37 -0.50 -0.40 -0.32 -0.01 -0.05 -0.04
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.00 0.54 0.61 0.67 0.60 0.70 0.82 0.80 0.85 0.76 0.86
Price to Tangible Book Value (P/TBV)		 0.00 0.54 0.61 0.67 0.60 0.70 0.82 0.80 0.85 0.76 0.86
Price to Revenue (P/Rev)		 0.00 3.76 4.74 3.93 3.46 2.75 3.10 3.44 3.65 3.14 3.40
Price to Earnings (P/E)		 0.00 0.00 0.00 0.00 0.00 0.00 1,389.27 0.00 0.00 0.00 0.00
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.07% 0.00% 0.00% 0.00% 0.00%
Enterprise Value to Invested Capital (EV/IC)		 0.00 0.57 0.62 0.44 0.50 0.59 0.72 0.69 0.54 0.55 0.66
Enterprise Value to Revenue (EV/Rev)		 0.00 5.23 6.33 3.44 3.76 2.31 2.72 2.96 2.32 2.27 2.59
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 0.00 0.00 0.00 0.00 38.46 40.62 0.00 0.00 0.00 0.00
Enterprise Value to EBIT (EV/EBIT)		 0.00 0.00 0.00 0.00 0.00 2,601.78 254.85 0.00 0.00 0.00 0.00
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 0.00 0.00 0.00 0.00 0.00 1,217.60 0.00 0.00 0.00 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 78.21 97.01
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 0.53 12.48 1.51 1.86 1.90 1.62 0.00 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.37 0.30 0.31 0.31 0.30 0.00 0.00 0.00 0.00 0.00 0.00
Long-Term Debt to Equity		 0.37 0.30 0.31 0.31 0.30 0.00 0.00 0.00 0.00 0.00 0.00
Financial Leverage		 0.37 0.17 0.17 0.77 0.34 0.16 0.16 0.16 0.16 0.00 0.00
Leverage Ratio		 8.28 9.56 8.10 8.41 8.71 8.95 9.28 9.63 9.39 9.40 9.54
Compound Leverage Factor		 8.28 9.56 8.10 8.41 8.71 8.95 9.28 9.63 9.39 9.40 9.54
Debt to Total Capital		 27.10% 23.09% 23.60% 23.67% 23.31% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 27.10% 23.09% 23.60% 23.67% 23.31% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 72.90% 76.91% 76.40% 76.33% 76.69% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Debt to EBITDA		 0.00 -3.76 -2.98 -5.10 -6.07 0.00 0.00 0.00 0.00 0.00 0.00
Net Debt to EBITDA		 0.00 -2.62 -1.98 1.37 -1.06 0.00 0.00 0.00 0.00 0.00 0.00
Long-Term Debt to EBITDA		 0.00 -3.76 -2.98 -5.10 -6.07 0.00 0.00 0.00 0.00 0.00 0.00
Debt to NOPAT		 0.00 -4.26 -3.57 -5.62 -6.58 0.00 0.00 0.00 0.00 0.00 0.00
Net Debt to NOPAT		 0.00 -2.97 -2.37 1.51 -1.15 0.00 0.00 0.00 0.00 0.00 0.00
Long-Term Debt to NOPAT		 0.00 -4.26 -3.57 -5.62 -6.58 0.00 0.00 0.00 0.00 0.00 0.00
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -93 -41 -7.16 76 6.06 24 23 23 22 -1.58 -1.55
Operating Cash Flow to CapEx		 0.00% -5,761.54% -636.36% -833.93% 1,156.00% -1,076.83% 1,848.39% -5,033.33% 3,147.62% -975.38% 158.09%
Free Cash Flow to Firm to Interest Expense		 -35.90 -13.46 -2.25 23.34 1.70 6.82 7.09 7.08 6.52 -0.48 -0.52
Operating Cash Flow to Interest Expense		 0.00 -0.49 -0.02 -0.43 0.08 -0.50 0.18 -0.05 0.19 -0.19 0.19
Operating Cash Flow Less CapEx to Interest Expense		 0.00 -0.50 -0.03 -0.48 0.07 -0.55 0.17 -0.05 0.19 -0.21 0.07
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.00 0.02 0.01 0.02 0.02 0.03 0.03 0.02 0.02 0.03 0.03
Fixed Asset Turnover		 0.00 2.30 2.05 4.44 4.72 6.55 6.88 20.74 23.40 22.99 20.15
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 92 87 85 85 86 62 61 61 63 64 63
Invested Capital Turnover		 0.00 0.14 0.10 0.09 0.13 0.21 0.22 0.19 0.20 0.25 0.26
Increase / (Decrease) in Invested Capital		 92 37 6.61 -74 -6.47 -25 -24 -24 -23 1.50 1.38
Enterprise Value (EV)		 0.00 50 53 38 43 36 44 42 34 35 41
Market Capitalization		 0.00 36 40 43 39 44 50 49 54 49 54
Book Value per Share		 $13.25 $13.12 $12.75 $12.70 $13.76 $13.22 $12.94 $12.89 $13.43 $13.53 $13.34
Tangible Book Value per Share		 $13.25 $13.12 $12.75 $12.70 $13.76 $13.22 $12.94 $12.89 $13.43 $13.53 $13.34
Total Capital		 92 87 85 85 86 62 61 61 63 64 63
Total Debt		 25 20 20 20 20 0.00 0.00 0.00 0.00 0.00 0.00
Total Long-Term Debt		 25 20 20 20 20 0.00 0.00 0.00 0.00 0.00 0.00
Net Debt		 18 14 13 -5.37 3.48 -7.10 -6.18 -6.71 -20 -13 -13
Capital Expenditures (CapEx)		 0.00 0.03 0.01 0.17 0.03 0.16 0.03 0.00 0.02 0.07 0.35
Net Nonoperating Expense (NNE)		 -0.03 6.13 0.60 0.00 -0.46 0.91 0.16 0.17 -0.53 0.01 0.34
Net Nonoperating Obligations (NNO)		 25 20 20 20 20 0.00 0.00 0.00 0.00 0.00 0.00
Total Depreciation and Amortization (D&A)		 0.00 0.31 0.26 0.24 0.23 0.20 0.24 0.21 0.19 0.06 0.20
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 ($0.20) ($2.07) ($0.24) $0.44 $0.01 ($0.33) ($0.14) ($0.13) $0.09 ($0.05) ($0.12)
Adjusted Weighted Average Basic Shares Outstanding		 4.64M 4.65M 4.71M 4.53M 4.10M 4.34M 4.29M 4.26M 4.25M 3.68M 4.29M
Adjusted Diluted Earnings per Share		 ($0.20) ($2.07) ($0.24) $0.42 $0.01 ($0.31) ($0.14) ($0.13) $0.08 ($0.04) ($0.12)
Adjusted Weighted Average Diluted Shares Outstanding		 4.64M 4.65M 4.71M 4.77M 4.34M 4.34M 4.29M 4.26M 4.68M 3.68M 4.29M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 5.08M 5.08M 5.08M 4.78M 4.70M 4.73M 4.72M 4.70M 4.70M 4.69M 4.69M
Normalized Net Operating Profit after Tax (NOPAT)		 -0.94 -3.54 -0.55 2.00 -0.42 -0.49 -0.44 -0.37 -0.14 -0.08 -0.16
Normalized NOPAT Margin		 -32.51% 0.00% -17.35% 33.85% -12.47% -14.73% -12.53% -9.62% -3.61% -1.94% -4.19%
Pre Tax Income Margin		 -46.44% 0.00% -24.78% 35.58% -17.81% -21.04% -17.90% -13.74% -5.16% -2.77% -5.99%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 -0.52 -1.67 -0.25 0.65 -0.17 -0.20 -0.19 -0.16 -0.06 -0.03 -0.08
NOPAT to Interest Expense		 -0.36 -1.17 -0.17 0.62 -0.12 -0.14 -0.14 -0.11 -0.04 -0.02 -0.06
EBIT Less CapEx to Interest Expense		 0.00 -1.68 -0.25 0.60 -0.17 -0.25 -0.20 -0.16 -0.07 -0.05 -0.20
NOPAT Less CapEx to Interest Expense		 0.00 -1.18 -0.18 0.56 -0.12 -0.19 -0.15 -0.11 -0.05 -0.04 -0.17
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio		 0.00% -0.04% -0.03% -22.20% -37.52% -722.03% 11,883.33% -94.90% -62.37% -116.09% -54.27%

Financials Breakdown Chart

First Seacoast Bancorp Financials - Frequently Asked Questions

According to the most recent income statement we have on file, First Seacoast Bancorp's fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

First Seacoast Bancorp's net income appears to be on an upward trend, with a most recent value of -$845 thousand in 2025, falling from $2.62 million in 2021. The previous period was -$513 thousand in 2024. Find out what analysts predict for First Seacoast Bancorp in the coming months.

Over the last 4 years, First Seacoast Bancorp's total revenue changed from $16.51 million in 2021 to $15.44 million in 2025, a change of -6.5%.

First Seacoast Bancorp's total liabilities were at $535.75 million at the end of 2025, a 3.3% increase from 2024, and a 26.3% increase since 2021.

In the past 4 years, First Seacoast Bancorp's cash and equivalents has ranged from $6.07 million in 2023 to $13.41 million in 2025, and is currently $13.41 million as of their latest financial filing in 2025.

Over the last 4 years, First Seacoast Bancorp's book value per share changed from 10.39 in 2021 to 13.53 in 2025, a change of 30.2%.


Related Companies

Financial statements for NASDAQ:FSEA last updated on 7/16/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
From Our Partners
The Lithium Gold Rush Minted A New $1B Unicorn
The Lithium Gold Rush Minted A New $1B Unicorn This lithium producer surpassed a $1B private valuation, joi...
EnergyX | Sponsoredtc pixel
What Saudi Arabia just did to the dollar changes everything
In June 2024, a 50-year arrangement tying Saudi oil to the U.S. dollar quietly expired. Garrett Goggin, CFA, C...
Golden Portfolio | Sponsoredtc pixel
Trump's gold order: the announcement they won't put on the front page
On August 15, 1971, Nixon interrupted prime-time television and ended the gold standard in 15 minutes - no deb...
Reagan Gold Group | Sponsoredtc pixel
The only metrics you should watch as a day trader.
Day traders and swing traders don't need the same metrics - and using the wrong ones costs you edge. After 40 ...
The TradingPub | Sponsoredtc pixel
Ex-CIA Insider: “Prepare for a Mid-Term Meltdown”
Former CIA and Pentagon advisor Jim Rickards - who correctly called the 2008 recession, Trump's 2016 election,...
Paradigm Press | Sponsoredtc pixel
BlackRock is hoarding it. JPMorgan is hoarding it. Do you own it?
BlackRock, JPMorgan, Goldman Sachs, and Fidelity are reportedly accumulating a scarce blockchain asset - one t...
Awesomely, LLC | Sponsoredtc pixel
The $15 Gold Fund That Pays Up to $1,152/Month
Gold is hitting record highs, but most investors are leaving income on the table. A $15 fund is quietly paying...
Investors Alley | Sponsoredtc pixel
Print this and keep it by your screen
Ever been right about a stock's direction and still lost money on the trade? It's almost never bad luck - it's...
Profits Run | Sponsoredtc pixel