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Glacier Bancorp (GBCI) Financials

Glacier Bancorp logo
$41.58 -0.18 (-0.44%)
Closing price 03:59 PM Eastern
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$41.84 +0.26 (+0.62%)
As of 04:44 PM Eastern
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Annual Income Statements for Glacier Bancorp

Annual Income Statements for Glacier Bancorp

This table shows Glacier Bancorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Net Income / (Loss) Attributable to Common Shareholders		 190 223 303 285 266 211 182 116 121 116
Consolidated Net Income / (Loss)		 190 223 303 285 266 211 182 116 121 116
Net Income / (Loss) Continuing Operations		 190 223 303 285 266 211 182 116 121 116
Total Pre-Tax Income 		226 268 370 349 328 259 222 181 161 150
Total Revenue		 833 810 909 807 773 634 552 457 422 389
Net Interest Income / (Expense)		 705 692 788 663 600 503 433 345 315 290
Total Interest Income		 1,140 1,018 830 681 627 546 469 375 344 320
Loans and Leases Interest Income		 945 816 661 559 527 461 382 293 254 229
Investment Securities Interest Income		 195 202 169 122 100 86 86 82 90 91
Total Interest Expense		 435 326 41 19 27 43 36 30 30 29
Deposits Interest Expense		 273 162 15 12 18 23 18 17 18 16
Long-Term Debt Interest Expense		 5.75 5.78 4.89 3.41 4.72 6.56 5.95 4.39 3.73 3.19
Federal Funds Purchased and Securities Sold Interest Expense		 155 157 21 2.30 4.33 13 11 8.61 7.43 9.86
Other Interest Expense		 1.30 1.06 1.33 0.71 0.65 0.22 0.10 0.08 0.07 0.08
Total Non-Interest Income		 128 118 121 145 173 131 119 112 107 99
Other Service Charges		 112 104 100 82 72 82 93 82 75 72
Net Realized & Unrealized Capital Gains on Investments		 17 14 21 62 101 48 26 30 32 26
Provision for Credit Losses		 28 15 20 23 40 0.06 9.95 11 2.33 2.28
Total Non-Interest Expense		 578 527 519 435 405 375 320 266 259 237
Salaries and Employee Benefits		 337 309 319 271 253 223 195 161 152 134
Net Occupancy & Equipment Expense		 84 77 74 63 59 52 47 41 40 37
Marketing Expense		 16 15 14 12 10 11 9.57 8.41 8.43 8.66
Property & Liability Insurance Claims		 24 29 13 8.25 4.66 3.77 5.08 4.43 4.78 5.28
Other Operating Expenses		 105 87 88 71 68 64 58 49 50 49
Amortization Expense		 13 9.73 11 10 10 8.49 6.27 2.49 2.97 2.96
Income Tax Expense		 36 45 67 65 62 49 40 65 40 34
Basic Earnings per Share		 $1.68 $2.01 $2.74 $2.87 $2.81 $2.39 $2.18 $1.50 $1.59 $1.54
Weighted Average Basic Shares Outstanding		 113.17M 110.86M 110.76M 99.31M 94.88M 88.26M 83.60M 77.54M 76.28M 75.54M
Diluted Earnings per Share		 $1.68 $2.01 $2.74 $2.86 $2.81 $2.38 $2.17 $1.50 $1.59 $1.54
Weighted Average Diluted Shares Outstanding		 113.24M 110.89M 110.83M 99.40M 94.93M 88.39M 83.68M 77.61M 76.34M 75.60M
Weighted Average Basic & Diluted Shares Outstanding		 113.40M 113.37M 110.86M 110.69M 95.43M 92.31M 83.40M 77.60M 76.20M 75.40M
Cash Dividends to Common per Share		 $1.32 $1.32 $1.32 $1.37 $1.33 $1.31 $1.31 $1.14 $1.10 $1.05

Quarterly Income Statements for Glacier Bancorp

This table shows Glacier Bancorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Income / (Loss) Attributable to Common Shareholders		 55 62 51 45 33 54 52 55 61 80 79
Consolidated Net Income / (Loss)		 55 62 51 45 33 54 52 55 61 80 79
Net Income / (Loss) Continuing Operations		 55 62 51 45 33 54 52 55 61 80 79
Total Pre-Tax Income 		63 73 62 54 36 62 64 68 74 97 97
Total Revenue		 223 223 215 199 196 197 197 201 214 233 236
Net Interest Income / (Expense)		 190 191 180 166 166 166 167 172 186 204 205
Total Interest Income		 290 297 290 274 279 273 265 247 232 225 214
Loans and Leases Interest Income		 244 247 243 232 223 216 212 200 188 181 171
Investment Securities Interest Income		 46 50 46 42 56 57 53 48 44 44 44
Total Interest Expense		 100 106 109 107 113 107 98 75 46 21 9.08
Deposits Interest Expense		 63 67 71 68 67 63 55 32 13 4.64 3.28
Long-Term Debt Interest Expense		 2.23 1.50 1.41 1.41 1.44 1.47 1.47 1.43 1.41 1.30 1.59
Federal Funds Purchased and Securities Sold Interest Expense		 34 37 37 38 44 42 41 42 31 14 3.99
Other Interest Expense		 0.40 0.35 0.25 0.35 0.34 -0.37 0.49 0.44 0.50 0.63 0.21
Total Non-Interest Income		 33 32 35 32 30 31 30 29 28 28 30
Other Service Charges		 28 28 30 28 27 27 26 26 26 26 27
Net Realized & Unrealized Capital Gains on Investments		 4.31 3.93 4.92 4.66 3.38 3.94 3.98 3.51 2.29 2.69 3.76
Provision for Credit Losses		 7.81 8.53 8.01 3.52 8.25 3.01 3.54 2.77 5.47 6.12 8.34
Total Non-Interest Expense		 151 141 145 141 152 132 130 131 135 129 130
Salaries and Employee Benefits		 91 82 85 84 86 71 77 79 81 80 81
Net Occupancy & Equipment Expense		 21 21 21 21 21 19 19 19 20 19 19
Marketing Expense		 4.14 3.73 4.06 4.36 3.98 3.41 4.05 3.73 4.24 3.56 3.77
Property & Liability Insurance Claims		 5.53 5.89 5.15 5.39 7.76 12 6.06 5.31 4.90 3.43 3.34
Other Operating Expenses		 25 25 26 23 31 23 20 21 22 21 21
Amortization Expense		 3.27 3.61 3.37 3.02 2.76 2.43 2.43 2.43 2.45 2.66 2.67
Income Tax Expense		 8.92 12 11 9.50 3.75 7.80 12 13 12 18 18
Basic Earnings per Share		 $0.48 $0.55 $0.45 $0.39 $0.29 $0.49 $0.47 $0.50 $0.55 $0.72 $0.72
Weighted Average Basic Shares Outstanding		 113.45M 113.17M 113.39M 113.39M 112.49M 110.86M 110.88M 110.87M 110.82M 110.76M 110.77M
Diluted Earnings per Share		 $0.48 $0.55 $0.45 $0.39 $0.29 $0.49 $0.47 $0.50 $0.55 $0.72 $0.72
Weighted Average Diluted Shares Outstanding		 113.55M 113.24M 113.47M 113.41M 112.55M 110.89M 110.89M 110.88M 110.88M 110.83M 110.83M
Weighted Average Basic & Diluted Shares Outstanding		 113.52M 113.40M 113.40M 113.39M 113.39M 113.37M 110.88M 110.88M 110.87M 110.86M 110.77M
Cash Dividends to Common per Share		 $0.33 $0.33 $0.33 $0.33 $0.33 $0.33 $0.33 $0.33 $0.33 $0.33 $0.33

Annual Cash Flow Statements for Glacier Bancorp

This table details how cash moves in and out of Glacier Bancorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Net Change in Cash & Equivalents		 -506 952 -36 -195 302 127 3.79 47 -41 -249
Net Cash From Operating Activities		 258 501 471 572 190 227 281 255 193 177
Net Cash From Continuing Operating Activities		 258 501 471 572 190 227 281 255 193 177
Net Income / (Loss) Continuing Operations		 190 223 303 285 266 211 182 116 121 116
Consolidated Net Income / (Loss)		 190 223 303 285 266 211 182 116 121 116
Provision For Loan Losses		 28 15 20 23 40 0.06 9.95 11 2.33 2.28
Depreciation Expense		 29 27 26 22 20 19 16 15 15 14
Amortization Expense		 44 40 60 53 -19 32 25 28 30 34
Non-Cash Adjustments to Reconcile Net Income		 54 103 82 177 -84 -42 39 86 26 7.69
Changes in Operating Assets and Liabilities, net		 -87 92 -20 13 -34 7.54 9.62 -1.09 -1.19 2.08
Net Cash From Investing Activities		 493 -207 -1,352 -3,907 -3,564 -43 -872 24 -421 -681
Net Cash From Continuing Investing Activities		 493 -207 -1,352 -3,907 -3,564 -43 -872 24 -421 -681
Purchase of Property, Leasehold Improvements and Equipment		 -48 -50 -34 - - - - - - -
Purchase of Investment Securities		 -4,792 -4,599 -8,770 -13,571 -9,214 -4,978 -4,425 -2,877 -3,037 -3,311
Sale of Property, Leasehold Improvements and Equipment		 14 0.25 11 - - - - - - -
Divestitures		 108 0.00 0.00 - - - - - - 21
Sale and/or Maturity of Investments		 5,211 4,441 7,442 9,664 5,650 4,935 3,553 2,900 2,616 2,608
Net Cash From Financing Activities		 -1,257 659 845 3,139 3,676 -57 595 -231 188 255
Net Cash From Continuing Financing Activities		 -1,257 659 845 3,139 3,676 -57 595 -231 188 255
Net Change in Deposits		 -395 -677 -730 3,266 3,418 286 599 -89 368 216
Issuance of Debt		 1,743 943 1,809 3.53 0.00 14 0.00 287 -101 190
Repayment of Debt		 -2,740 0.00 0.00 0.00 -38 -406 79 -204 -46 -95
Payment of Dividends		 -150 -147 -158 -146 -131 -124 -85 -112 -84 -79
Other Financing Activities, Net		 285 539 -76 15 427 174 3.21 -113 50 24
Cash Interest Paid		 529 204 39 20 29 42 35 30 30 30
Cash Income Taxes Paid		 16 28 55 67 63 37 26 40 36 40

Quarterly Cash Flow Statements for Glacier Bancorp

This table details how cash moves in and out of Glacier Bancorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Change in Cash & Equivalents		 133 -139 187 12 -566 -318 621 -478 1,128 -23 9.81
Net Cash From Operating Activities		 52 102 150 63 -57 151 130 121 98 120 134
Net Cash From Continuing Operating Activities		 52 102 150 63 -57 151 130 121 98 120 134
Net Income / (Loss) Continuing Operations		 55 62 51 45 33 54 52 55 61 80 79
Consolidated Net Income / (Loss)		 55 62 51 45 33 54 52 55 61 80 79
Provision For Loan Losses		 7.81 8.53 8.01 3.52 8.25 3.01 3.54 2.77 5.47 6.12 8.34
Depreciation Expense		 7.49 7.35 7.22 7.24 7.09 7.09 6.70 6.81 6.81 6.88 6.78
Amortization Expense		 12 11 8.57 10 14 8.82 6.53 14 11 5.82 15
Non-Cash Adjustments to Reconcile Net Income		 -7.10 -0.77 59 5.81 -9.90 48 12 7.87 35 22 19
Changes in Operating Assets and Liabilities, net		 -22 14 17 -8.93 -109 30 49 35 -21 -1.05 5.36
Net Cash From Investing Activities		 206 56 214 14 209 75 -0.08 -253 -30 51 -227
Net Cash From Continuing Investing Activities		 206 56 214 14 209 75 -0.08 -253 -30 51 -227
Purchase of Property, Leasehold Improvements and Equipment		 -5.66 - - - - - - - - - -
Purchase of Investment Securities		 0.50 -1,300 -1,317 -1,208 -967 -849 -913 -1,262 -1,575 -1,629 -1,858
Sale of Property, Leasehold Improvements and Equipment		 2.05 - - - - - - - - - -
Divestitures		 0.00 - 77 - 31 - - - 0.00 - -
Sale and/or Maturity of Investments		 209 1,390 1,454 1,222 1,145 973 913 1,009 1,545 1,702 1,631
Net Cash From Financing Activities		 -125 -297 -177 -64 -718 -544 491 -347 1,059 -194 103
Net Cash From Continuing Financing Activities		 -125 -297 -177 -64 -718 -544 491 -347 1,059 -194 103
Net Change in Deposits		 87 -167 217 -326 -118 -466 387 -140 -458 -1,273 96
Issuance of Debt		 0.15 -59 -489 492 1,800 -1,792 1,798 -336 1,274 1,809 -580
Repayment of Debt		 -281 59 -65 -282 -2,451 1,800 -1,800 - 0.00 -715 704
Payment of Dividends		 -0.36 -75 -37 -37 -0.31 -73 -37 -37 -0.29 -73 -37
Other Financing Activities, Net		 69 -54 198 89 52 -13 143 165 244 58 -81
Cash Interest Paid		 103 107 106 109 207 73 54 37 41 19 8.67
Cash Income Taxes Paid		 2.43 1.59 0.50 14 0.01 10 2.55 15 0.00 14 14

Annual Balance Sheets for Glacier Bancorp

This table presents Glacier Bancorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Total Assets		 27,903 27,743 26,635 25,941 18,504 13,684 12,115 9,706 9,451 9,089
Cash and Due from Banks		 269 247 300 198 227 199 162 140 135 117
Interest Bearing Deposits at Other Banks		 580 1,108 102 240 406 132 42 60 17 70
Trading Account Securities		 7,573 8,304 9,035 10,441 5,704 2,881 2,931 2,495 3,200 3,397
Loans and Leases, Net of Allowance		 17,056 16,005 15,065 13,259 10,964 -124 8,156 6,448 5,555 4,949
Loans and Leases		 17,262 16,198 15,247 13,432 11,123 - 8,288 6,578 5,684 5,079
Allowance for Loan and Lease Losses		 206 193 182 173 158 124 131 130 130 130
Premises and Equipment, Net		 468 422 398 373 325 310 242 177 176 194
Goodwill		 1,051 985 985 985 514 456 290 178 147 141
Intangible Assets		 51 32 42 52 56 63 49 14 12 15
Other Assets		 855 640 709 13,652 308 9,642 244 193 208 201
Total Liabilities & Shareholders' Equity		 27,903 27,743 26,635 25,941 18,504 13,684 12,115 9,706 9,451 9,089
Total Liabilities		 24,679 24,722 23,792 22,763 16,197 11,723 10,600 8,507 8,334 8,013
Non-Interest Bearing Deposits		 6,137 6,023 7,691 7,779 5,455 3,697 3,001 2,312 2,042 1,918
Interest Bearing Deposits		 14,410 13,906 12,916 13,558 9,343 7,080 6,493 5,268 5,330 5,027
Short-Term Debt		 1,777 1,487 946 1,021 1,038 599 396 363 474 430
Accrued Interest Payable		 34 126 4.33 2.41 3.31 4.69 4.25 3.45 3.58 3.52
Long-Term Debt		 2,016 215 2,010 177 140 179 589 488 382 520
Other Long-Term Liabilities		 305 2,966 225 226 219 165 117 73 102 114
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 - - - -
Total Equity & Noncontrolling Interests		 3,224 3,020 2,843 3,178 2,307 1,961 1,516 1,199 1,117 1,077
Total Preferred & Common Equity		 3,224 3,020 2,843 3,178 2,307 1,961 1,516 1,199 1,117 1,077
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 3,224 3,020 2,843 3,178 2,307 1,961 1,516 1,199 1,117 1,077
Common Stock		 2,450 2,351 2,345 2,340 1,496 1,379 1,052 799 750 737
Retained Earnings		 1,083 1,043 967 810 668 541 473 402 374 338
Accumulated Other Comprehensive Income / (Loss)		 -309 -374 -469 27 143 40 -9.43 -1.98 -7.38 1.99

Quarterly Balance Sheets for Glacier Bancorp

This table presents Glacier Bancorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q3 2024 Q2 2024 Q1 2024 Q3 2023 Q2 2023 Q1 2023 Q3 2022
Period end date 3/31/2025 9/30/2024 6/30/2024 3/31/2024 9/30/2023 6/30/2023 3/31/2023 9/30/2022
Total Assets		 27,859 28,206 27,805 27,822 28,064 27,528 27,802 26,733
Cash and Due from Banks		 322 342 271 232 264 286 291 260
Interest Bearing Deposits at Other Banks		 659 646 530 557 1,408 765 1,239 165
Trading Account Securities		 7,474 7,831 7,940 8,108 8,325 8,653 8,901 9,572
Loans and Leases, Net of Allowance		 17,008 16,976 16,651 16,534 15,943 15,766 15,332 14,673
Loans and Leases		 17,219 17,181 16,852 16,733 16,135 15,955 15,519 14,851
Allowance for Loan and Lease Losses		 210 205 201 199 192 189 187 178
Premises and Equipment, Net		 411 467 452 443 415 405 400 396
Goodwill		 1,051 1,054 1,024 1,024 985 985 985 985
Intangible Assets		 48 53 43 46 34 37 39 44
Other Assets		 830 837 896 879 689 630 15,948 638
Total Liabilities & Shareholders' Equity		 27,859 28,206 27,805 27,822 28,064 27,528 27,802 26,733
Total Liabilities		 24,571 24,961 24,668 24,711 25,189 24,601 24,876 23,961
Non-Interest Bearing Deposits		 6,101 6,408 6,093 6,055 6,465 6,458 7,001 8,294
Interest Bearing Deposits		 14,534 14,307 14,008 14,372 13,930 13,550 13,147 13,585
Short-Term Debt		 1,849 1,832 1,630 1,540 1,500 1,357 1,191 965
Accrued Interest Payable		 30 35 31 33 92 48 8.97 2.74
Long-Term Debt		 1,715 2,017 2,571 2,362 207 2,949 3,284 838
Capital Lease Obligations		 20 - - - - - - -
Other Long-Term Liabilities		 322 362 334 349 2,996 240 243 275
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 3,288 3,245 3,137 3,111 2,875 2,927 2,927 2,772
Total Preferred & Common Equity		 3,288 3,245 3,137 3,111 2,875 2,927 2,927 2,772
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 3,288 3,245 3,137 3,111 2,875 2,927 2,927 2,772
Common Stock		 2,450 2,448 2,447 2,445 2,349 2,348 2,346 2,344
Retained Earnings		 1,100 1,059 1,045 1,038 1,026 1,010 992 924
Accumulated Other Comprehensive Income / (Loss)		 -263 -262 -355 -372 -500 -431 -410 -495

Annual Metrics And Ratios for Glacier Bancorp

This table displays calculated financial ratios and metrics derived from Glacier Bancorp's official financial filings.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 2.88% -10.93% 12.61% 4.49% 21.83% 14.83% 20.75% 8.43% 8.40% 7.13%
EBITDA Growth		 -10.80% -26.41% 7.41% 28.83% 6.29% 17.86% 17.67% 8.68% 3.46% 2.31%
EBIT Growth		 -15.43% -27.73% 5.96% 6.52% 26.56% 16.64% 22.77% 12.57% 7.11% 0.98%
NOPAT Growth		 -14.71% -26.48% 6.48% 6.89% 26.53% 15.76% 56.28% -3.92% 4.31% 2.99%
Net Income Growth		 -14.71% -26.48% 6.48% 6.89% 26.53% 15.76% 56.28% -3.92% 4.31% 2.99%
EPS Growth		 -16.42% -26.64% -4.20% 1.78% 18.07% 9.68% 44.67% -5.66% 3.25% 1.99%
Operating Cash Flow Growth		 -48.47% 6.39% -17.72% 201.80% -16.37% -19.26% 10.19% 31.93% 9.23% -3.26%
Free Cash Flow Firm Growth		 -261.93% 216.01% -85.06% -26.10% -1,718.20% 90.18% -788.32% -77.67% 416.00% -110.90%
Invested Capital Growth		 48.63% -18.58% 32.55% 25.55% 27.27% 9.48% 22.00% 3.92% -2.66% 9.25%
Revenue Q/Q Growth		 3.18% -4.17% 1.18% 1.45% 6.27% 0.00% 0.00% 2.00% 0.00% 0.00%
EBITDA Q/Q Growth		 4.94% -8.74% 9.56% -3.01% 1.01% 504.87% 500.61% 4.28% 309.08% 332.02%
EBIT Q/Q Growth		 5.30% -11.66% 11.25% -10.46% 10.51% 0.00% 0.00% 3.18% 0.00% 0.00%
NOPAT Q/Q Growth		 4.07% -10.21% 10.56% -9.86% 10.11% 0.00% 0.00% -12.14% 0.00% 0.00%
Net Income Q/Q Growth		 4.07% -10.21% 10.56% -9.86% 10.11% 0.00% 0.00% -12.14% 0.00% 0.00%
EPS Q/Q Growth		 3.70% -10.27% 12.76% -14.11% 10.20% 0.00% 0.00% -12.79% 0.00% 0.00%
Operating Cash Flow Q/Q Growth		 -16.02% 6.67% -6.89% 16.01% -16.12% -0.43% 15.14% 4.83% 12.61% -9.70%
Free Cash Flow Firm Q/Q Growth		 9.62% 436.06% -58.73% -596.24% 0.64% 94.44% -6.41% -49.50% 106.43% 20.85%
Invested Capital Q/Q Growth		 -1.07% 3.07% 26.75% 21.71% 2.46% 2.33% 13.64% 5.24% 4.22% 2.48%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 35.91% 41.42% 50.14% 52.56% 42.63% 48.86% 47.61% 48.85% 48.74% 51.06%
EBIT Margin		 27.16% 33.05% 40.73% 43.28% 42.46% 40.87% 40.23% 39.57% 38.12% 38.58%
Profit (Net Income) Margin		 22.82% 27.53% 33.35% 35.27% 34.48% 33.20% 32.93% 25.44% 28.71% 29.84%
Tax Burden Percent		 84.02% 83.30% 81.88% 81.49% 81.21% 81.23% 81.85% 64.30% 75.33% 77.35%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 15.98% 16.70% 18.12% 18.51% 18.79% 18.77% 18.15% 35.70% 24.67% 22.65%
Return on Invested Capital (ROIC)		 3.24% 4.24% 5.96% 7.25% 8.56% 8.04% 7.99% 5.79% 6.06% 5.98%
ROIC Less NNEP Spread (ROIC-NNEP)		 3.24% 4.24% 5.96% 7.25% 8.56% 8.04% 7.99% 5.79% 6.06% 5.98%
Return on Net Nonoperating Assets (RNNOA)		 2.85% 3.37% 4.11% 3.14% 3.92% 4.07% 5.41% 4.26% 4.99% 5.05%
Return on Equity (ROE)		 6.09% 7.60% 10.07% 10.38% 12.48% 12.11% 13.40% 10.05% 11.04% 11.04%
Cash Return on Invested Capital (CROIC)		 -35.88% 24.72% -22.03% -15.41% -15.44% -1.01% -11.83% 1.94% 8.76% -2.85%
Operating Return on Assets (OROA)		 0.81% 0.98% 1.41% 1.57% 2.04% 2.01% 2.04% 1.89% 1.73% 1.73%
Return on Assets (ROA)		 0.68% 0.82% 1.15% 1.28% 1.66% 1.63% 1.67% 1.22% 1.31% 1.34%
Return on Common Equity (ROCE)		 6.09% 7.60% 10.07% 10.38% 12.48% 12.11% 13.40% 10.05% 11.04% 11.04%
Return on Equity Simple (ROE_SIMPLE)		 5.90% 7.38% 10.66% 8.96% 11.55% 10.74% 12.00% 9.71% 10.85% 10.79%
Net Operating Profit after Tax (NOPAT)		 190 223 303 285 266 211 182 116 121 116
NOPAT Margin		 22.82% 27.53% 33.35% 35.27% 34.48% 33.20% 32.93% 25.44% 28.71% 29.84%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 52.45% 49.62% 44.85% 42.79% 41.68% 44.98% 45.50% 45.84% 47.53% 46.19%
Operating Expenses to Revenue		 69.44% 65.13% 57.07% 53.86% 52.39% 59.12% 57.96% 58.06% 61.33% 60.84%
Earnings before Interest and Taxes (EBIT)		 226 268 370 349 328 259 222 181 161 150
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 299 335 456 424 329 310 263 223 206 199
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 1.77 1.47 1.79 1.81 1.70 1.87 1.84 2.09 1.94 1.41
Price to Tangible Book Value (P/TBV)		 2.68 2.22 2.81 2.69 2.26 2.54 2.37 2.48 2.26 1.64
Price to Revenue (P/Rev)		 6.84 5.49 5.61 7.14 5.09 5.77 5.06 5.47 5.14 3.89
Price to Earnings (P/E)		 29.95 19.92 16.82 20.25 14.75 17.37 15.35 21.48 17.89 13.04
Dividend Yield		 2.63% 3.30% 3.08% 2.73% 3.35% 3.55% 3.06% 4.49% 3.89% 5.28%
Earnings Yield		 3.34% 5.02% 5.94% 4.94% 6.78% 5.76% 6.51% 4.65% 5.59% 7.67%
Enterprise Value to Invested Capital (EV/IC)		 1.23 1.01 1.32 1.49 1.28 1.50 1.43 1.54 1.45 1.12
Enterprise Value to Revenue (EV/Rev)		 10.37 5.91 8.42 8.08 5.79 6.47 6.47 6.89 6.80 5.84
Enterprise Value to EBITDA (EV/EBITDA)		 28.88 14.28 16.80 15.38 13.58 13.24 13.59 14.10 13.96 11.43
Enterprise Value to EBIT (EV/EBIT)		 38.18 17.90 20.67 18.67 13.64 15.83 16.08 17.41 17.85 15.13
Enterprise Value to NOPAT (EV/NOPAT)		 45.44 21.48 25.25 22.91 16.80 19.49 19.65 27.08 23.69 19.56
Enterprise Value to Operating Cash Flow (EV/OCF)		 33.48 9.56 16.26 11.41 23.61 18.10 12.73 12.37 14.86 12.85
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 3.68 0.00 0.00 0.00 0.00 0.00 80.61 16.39 0.00
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 1.18 0.56 1.04 0.38 0.51 0.40 0.65 0.71 0.77 0.88
Long-Term Debt to Equity		 0.63 0.07 0.71 0.06 0.06 0.09 0.39 0.41 0.34 0.48
Financial Leverage		 0.88 0.79 0.69 0.43 0.46 0.51 0.68 0.74 0.82 0.84
Leverage Ratio		 8.91 9.27 8.73 8.10 7.54 7.42 8.04 8.27 8.45 8.27
Compound Leverage Factor		 8.91 9.27 8.73 8.10 7.54 7.42 8.04 8.27 8.45 8.27
Debt to Total Capital		 54.06% 36.04% 50.97% 27.37% 33.79% 28.39% 39.39% 41.51% 43.38% 46.88%
Short-Term Debt to Total Capital		 25.33% 31.49% 16.31% 23.33% 29.78% 21.87% 15.84% 17.69% 24.01% 21.22%
Long-Term Debt to Total Capital		 28.73% 4.55% 34.66% 4.04% 4.02% 6.52% 23.55% 23.82% 19.37% 25.66%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 45.94% 63.97% 49.03% 72.63% 66.21% 71.61% 60.61% 58.49% 56.62% 53.12%
Debt to EBITDA		 12.68 5.07 6.49 2.82 3.58 2.51 3.75 3.81 4.16 4.78
Net Debt to EBITDA		 9.84 1.03 5.60 1.79 1.65 1.44 2.97 2.91 3.42 3.81
Long-Term Debt to EBITDA		 6.74 0.64 4.41 0.42 0.42 0.58 2.24 2.19 1.86 2.62
Debt to NOPAT		 19.95 7.63 9.75 4.21 4.42 3.69 5.42 7.31 7.07 8.18
Net Debt to NOPAT		 15.49 1.56 8.42 2.67 2.04 2.12 4.30 5.59 5.81 6.52
Long-Term Debt to NOPAT		 10.60 0.96 6.63 0.62 0.53 0.85 3.24 4.20 3.16 4.48
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -2,106 1,300 -1,121 -606 -480 -26 -269 39 175 -55
Operating Cash Flow to CapEx		 761.13% 1,016.00% 2,025.39% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 -4.84 3.99 -27.17 -32.64 -17.59 -0.62 -7.57 1.31 5.91 -1.89
Operating Cash Flow to Interest Expense		 0.59 1.54 11.41 30.82 6.94 5.30 7.90 8.53 6.52 6.04
Operating Cash Flow Less CapEx to Interest Expense		 0.52 1.38 10.84 30.82 6.94 5.30 7.90 8.53 6.52 6.04
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.03 0.03 0.03 0.04 0.05 0.05 0.05 0.05 0.05 0.04
Fixed Asset Turnover		 1.87 1.98 2.36 2.31 2.43 2.30 2.64 2.59 2.28 2.09
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 7,018 4,722 5,799 4,375 3,485 2,738 2,501 2,050 1,973 2,027
Invested Capital Turnover		 0.14 0.15 0.18 0.21 0.25 0.24 0.24 0.23 0.21 0.20
Increase / (Decrease) in Invested Capital		 2,296 -1,078 1,424 890 747 237 451 77 -54 172
Enterprise Value (EV)		 8,640 4,789 7,655 6,525 4,474 4,103 3,574 3,151 2,870 2,271
Market Capitalization		 5,695 4,442 5,101 5,765 3,930 3,657 2,792 2,500 2,167 1,514
Book Value per Share		 $28.43 $27.24 $25.67 $28.71 $24.18 $21.27 $17.93 $15.37 $14.59 $14.15
Tangible Book Value per Share		 $18.71 $18.06 $16.40 $19.33 $18.21 $15.63 $13.93 $12.91 $12.51 $12.11
Total Capital		 7,018 4,722 5,799 4,375 3,485 2,738 2,501 2,050 1,973 2,027
Total Debt		 3,794 1,701 2,956 1,198 1,178 777 985 851 856 950
Total Long-Term Debt		 2,016 215 2,010 177 140 179 589 488 382 520
Net Debt		 2,946 347 2,554 760 544 446 781 651 703 757
Capital Expenditures (CapEx)		 34 49 23 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 3,794 1,701 2,956 1,198 1,178 777 985 851 856 950
Total Depreciation and Amortization (D&A)		 73 68 86 75 1.34 51 41 42 45 49
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.68 $2.01 $2.74 $2.87 $2.81 $2.39 $2.18 $1.50 $1.59 $1.54
Adjusted Weighted Average Basic Shares Outstanding		 113.17M 110.86M 110.76M 99.31M 94.88M 88.26M 83.60M 77.54M 76.28M 75.54M
Adjusted Diluted Earnings per Share		 $1.68 $2.01 $2.74 $2.86 $2.81 $2.38 $2.17 $1.50 $1.59 $1.54
Adjusted Weighted Average Diluted Shares Outstanding		 113.24M 110.89M 110.83M 99.40M 94.93M 88.39M 83.68M 77.61M 76.34M 75.60M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 113.40M 113.37M 110.86M 110.69M 95.43M 92.31M 84.52M 79.79M 76.53M 76.09M
Normalized Net Operating Profit after Tax (NOPAT)		 190 223 303 285 266 222 182 116 121 116
Normalized NOPAT Margin		 22.82% 27.53% 33.35% 35.27% 34.48% 34.93% 32.93% 25.44% 28.71% 29.84%
Pre Tax Income Margin		 27.16% 33.05% 40.73% 43.28% 42.46% 40.87% 40.23% 39.57% 38.12% 38.58%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 0.52 0.82 8.97 18.83 12.01 6.06 6.25 6.06 5.43 5.13
NOPAT to Interest Expense		 0.44 0.68 7.35 15.34 9.75 4.92 5.12 3.90 4.09 3.97
EBIT Less CapEx to Interest Expense		 0.44 0.67 8.41 18.83 12.01 6.06 6.25 6.06 5.43 5.13
NOPAT Less CapEx to Interest Expense		 0.36 0.53 6.79 15.34 9.75 4.92 5.12 3.90 4.09 3.97
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 78.91% 65.80% 51.96% 51.12% 49.27% 59.12% 47.01% 96.00% 69.38% 68.42%
Augmented Payout Ratio		 78.91% 65.80% 51.96% 51.12% 49.27% 59.12% 47.01% 96.00% 69.38% 68.42%

Quarterly Metrics And Ratios for Glacier Bancorp

This table displays calculated financial ratios and metrics derived from Glacier Bancorp's official financial filings.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 13.31% 13.01% 8.94% -1.18% -8.23% -15.15% -16.31% -9.32% -2.30% 4.76% 19.40%
EBITDA Growth		 44.16% 18.04% 0.79% -19.28% -37.08% -29.16% -35.02% -21.27% -19.82% 56.48% 6.85%
EBIT Growth		 74.53% 18.32% -3.05% -19.90% -50.60% -36.26% -34.06% -27.79% -9.96% 62.45% 5.12%
NOPAT Growth		 67.25% 13.69% -2.65% -18.65% -46.70% -31.83% -33.90% -28.06% -9.71% 57.13% 4.92%
Net Income Growth		 67.25% 13.69% -2.65% -18.65% -46.70% -31.83% -33.90% -28.06% -9.71% 57.13% 4.92%
EPS Growth		 65.52% 12.24% -4.26% -22.00% -47.27% -31.94% -34.72% -27.54% -9.84% 75.61% -8.86%
Operating Cash Flow Growth		 192.45% -32.54% 15.47% -48.35% -157.78% 26.09% -3.06% -12.26% 25.30% -22.51% 5.39%
Free Cash Flow Firm Growth		 -53.82% -297.40% -5,365.51% 97.58% 113.28% 184.18% 105.19% -140.92% -399.30% -60.10% -662.19%
Invested Capital Growth		 -2.00% 48.63% 54.85% 1.47% -5.26% -18.58% 0.12% 55.75% 77.83% 32.55% 27.27%
Revenue Q/Q Growth		 -0.17% 3.75% 8.18% 1.13% -0.43% 0.01% -1.87% -6.09% -7.94% -1.35% 6.32%
EBITDA Q/Q Growth		 -10.31% 18.05% 8.68% 25.27% -26.56% 0.79% -12.96% -2.35% -17.31% -7.54% 5.46%
EBIT Q/Q Growth		 -13.61% 18.11% 14.78% 49.03% -41.43% -3.22% -5.18% -8.08% -24.43% 0.11% 3.84%
NOPAT Q/Q Growth		 -11.64% 20.96% 14.20% 37.03% -39.93% 3.57% -4.57% -10.22% -23.18% 0.43% 3.86%
Net Income Q/Q Growth		 -11.64% 20.96% 14.20% 37.03% -39.93% 3.57% -4.57% -10.22% -23.18% 0.43% 3.86%
EPS Q/Q Growth		 -12.73% 22.22% 15.38% 34.48% -40.82% 4.26% -6.00% -9.09% -23.61% 0.00% 4.35%
Operating Cash Flow Q/Q Growth		 -48.58% -32.05% 139.50% 210.48% -137.52% 16.33% 7.12% 23.60% -18.12% -10.57% -3.06%
Free Cash Flow Firm Q/Q Growth		 108.73% 9.24% -3,913.08% -114.53% -62.70% 2,320.90% 101.85% 20.28% -136.40% -49.20% 14.32%
Invested Capital Q/Q Growth		 -2.07% -1.07% -3.33% 4.64% 48.52% 3.07% -36.66% -2.30% 27.64% 26.75% -1.47%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 37.11% 41.30% 36.30% 36.13% 29.16% 39.54% 39.23% 44.23% 42.54% 47.36% 50.53%
EBIT Margin		 28.52% 32.96% 28.95% 27.29% 18.52% 31.48% 32.53% 33.66% 34.39% 41.90% 41.29%
Profit (Net Income) Margin		 24.51% 27.69% 23.75% 22.50% 16.61% 27.53% 26.58% 27.33% 28.59% 34.26% 33.66%
Tax Burden Percent		 85.95% 84.03% 82.05% 82.47% 89.69% 87.45% 81.72% 81.20% 83.13% 81.77% 81.51%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 14.05% 15.97% 17.95% 17.53% 10.31% 12.55% 18.28% 18.80% 16.87% 18.23% 18.49%
Return on Invested Capital (ROIC)		 3.03% 3.93% 3.29% 2.44% 1.83% 4.24% 4.91% 4.07% 4.47% 6.12% 7.40%
ROIC Less NNEP Spread (ROIC-NNEP)		 3.03% 3.93% 3.29% 2.44% 1.83% 4.24% 4.91% 4.07% 4.47% 6.12% 7.40%
Return on Net Nonoperating Assets (RNNOA)		 3.55% 3.46% 2.98% 3.42% 2.53% 3.37% 3.05% 4.23% 4.35% 4.22% 4.32%
Return on Equity (ROE)		 6.58% 7.39% 6.27% 5.86% 4.36% 7.60% 7.96% 8.29% 8.82% 10.35% 11.72%
Cash Return on Invested Capital (CROIC)		 5.08% -35.88% -39.92% 1.07% 8.10% 24.72% 5.30% -38.96% -50.90% -22.03% -17.29%
Operating Return on Assets (OROA)		 0.88% 0.99% 0.83% 0.78% 0.53% 0.94% 1.00% 1.10% 1.15% 1.45% 1.54%
Return on Assets (ROA)		 0.76% 0.83% 0.68% 0.64% 0.47% 0.82% 0.82% 0.89% 0.96% 1.18% 1.26%
Return on Common Equity (ROCE)		 6.58% 7.39% 6.27% 5.86% 4.36% 7.60% 7.96% 8.29% 8.82% 10.35% 11.72%
Return on Equity Simple (ROE_SIMPLE)		 6.45% 0.00% 5.63% 5.87% 6.25% 0.00% 8.64% 9.40% 10.13% 0.00% 9.89%
Net Operating Profit after Tax (NOPAT)		 55 62 51 45 33 54 52 55 61 80 79
NOPAT Margin		 24.51% 27.69% 23.75% 22.50% 16.61% 27.53% 26.58% 27.33% 28.59% 34.26% 33.66%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 52.56% 47.56% 51.33% 55.25% 56.40% 47.57% 51.05% 50.60% 49.27% 43.94% 43.65%
Operating Expenses to Revenue		 67.97% 63.22% 67.33% 70.94% 77.29% 67.00% 65.68% 64.96% 63.05% 55.46% 55.17%
Earnings before Interest and Taxes (EBIT)		 63 73 62 54 36 62 64 68 74 97 97
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 83 92 78 72 57 78 77 89 91 110 119
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 1.51 1.77 1.59 1.34 1.41 1.47 1.05 1.12 1.50 1.79 1.83
Price to Tangible Book Value (P/TBV)		 2.27 2.68 2.41 2.03 2.15 2.22 1.63 1.73 2.31 2.81 2.91
Price to Revenue (P/Rev)		 5.79 6.84 6.37 5.31 5.54 5.49 3.57 3.72 4.86 5.61 5.65
Price to Earnings (P/E)		 23.44 29.95 28.16 22.78 22.58 19.92 12.16 11.96 14.83 16.82 18.51
Dividend Yield		 3.01% 2.63% 2.91% 3.57% 3.34% 3.30% 4.85% 4.45% 3.58% 3.08% 3.05%
Earnings Yield		 4.27% 3.34% 3.55% 4.39% 4.43% 5.02% 8.22% 8.36% 6.75% 5.94% 5.40%
Enterprise Value to Invested Capital (EV/IC)		 1.10 1.23 1.13 1.03 1.07 1.01 0.67 0.90 0.99 1.32 1.41
Enterprise Value to Revenue (EV/Rev)		 8.82 10.37 9.91 9.61 9.47 5.91 3.61 7.41 8.12 8.42 7.18
Enterprise Value to EBITDA (EV/EBITDA)		 23.35 28.88 28.08 26.69 24.87 14.28 8.31 15.99 16.95 16.80 15.51
Enterprise Value to EBIT (EV/EBIT)		 29.89 38.18 37.25 35.01 32.56 17.90 10.08 19.47 20.28 20.67 19.39
Enterprise Value to NOPAT (EV/NOPAT)		 35.72 45.44 43.82 41.25 38.60 21.48 12.30 23.78 24.76 25.25 23.54
Enterprise Value to Operating Cash Flow (EV/OCF)		 20.63 33.48 26.06 26.44 21.69 9.56 6.51 13.82 14.97 16.26 12.77
Enterprise Value to Free Cash Flow (EV/FCFF)		 21.49 0.00 0.00 97.29 12.85 3.68 12.59 0.00 0.00 0.00 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 1.09 1.18 1.19 1.34 1.25 0.56 0.59 1.47 1.53 1.04 0.65
Long-Term Debt to Equity		 0.53 0.63 0.62 0.82 0.76 0.07 0.07 1.01 1.12 0.71 0.30
Financial Leverage		 1.17 0.88 0.91 1.40 1.39 0.79 0.62 1.04 0.97 0.69 0.58
Leverage Ratio		 8.70 8.91 9.19 9.12 9.21 9.27 9.70 9.31 9.20 8.73 9.31
Compound Leverage Factor		 8.70 8.91 9.19 9.12 9.21 9.27 9.70 9.31 9.20 8.73 9.31
Debt to Total Capital		 52.16% 54.06% 54.26% 57.24% 55.64% 36.04% 37.25% 59.53% 60.46% 50.97% 39.41%
Short-Term Debt to Total Capital		 26.91% 25.33% 25.82% 22.21% 21.96% 31.49% 32.74% 18.76% 16.09% 16.31% 21.10%
Long-Term Debt to Total Capital		 25.26% 28.73% 28.44% 35.04% 33.68% 4.55% 4.51% 40.77% 44.37% 34.66% 18.31%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 47.84% 45.94% 45.75% 42.76% 44.36% 63.97% 62.75% 40.47% 39.54% 49.03% 60.59%
Debt to EBITDA		 11.05 12.68 13.50 14.76 12.94 5.07 4.64 10.52 10.33 6.49 4.33
Net Debt to EBITDA		 8.02 9.84 10.03 11.95 10.32 1.03 0.09 7.95 6.80 5.60 3.31
Long-Term Debt to EBITDA		 5.35 6.74 7.08 9.04 7.83 0.64 0.56 7.21 7.58 4.41 2.01
Debt to NOPAT		 16.90 19.95 21.07 22.82 20.08 7.63 6.87 15.65 15.09 9.75 6.57
Net Debt to NOPAT		 12.27 15.49 15.66 18.47 16.02 1.56 0.14 11.83 9.93 8.42 5.02
Long-Term Debt to NOPAT		 8.18 10.60 11.04 13.97 12.15 0.96 0.83 10.72 11.07 6.63 3.05
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 195 -2,234 -2,462 -61 422 1,132 47 -2,534 -3,178 -1,344 -901
Operating Cash Flow to CapEx		 1,451.99% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 1.95 -21.16 -22.51 -0.57 3.74 10.57 0.48 -33.61 -69.56 -63.94 -99.30
Operating Cash Flow to Interest Expense		 0.52 0.97 1.37 0.58 -0.50 1.41 1.33 1.61 2.15 5.70 14.77
Operating Cash Flow Less CapEx to Interest Expense		 0.49 0.97 1.37 0.58 -0.50 1.41 1.33 1.61 2.15 5.70 14.77
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.04
Fixed Asset Turnover		 2.01 1.87 1.83 1.84 1.88 1.98 2.08 2.23 2.34 2.36 2.52
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 6,872 7,018 7,094 7,338 7,013 4,722 4,581 7,232 7,402 5,799 4,575
Invested Capital Turnover		 0.12 0.14 0.14 0.11 0.11 0.15 0.18 0.15 0.16 0.18 0.22
Increase / (Decrease) in Invested Capital		 -140 2,296 2,513 106 -390 -1,078 5.69 2,589 3,240 1,424 980
Enterprise Value (EV)		 7,575 8,640 8,005 7,593 7,501 4,789 3,054 6,544 7,343 7,655 6,455
Market Capitalization		 4,972 5,695 5,144 4,193 4,388 4,442 3,019 3,290 4,397 5,101 5,077
Book Value per Share		 $28.99 $28.43 $28.62 $27.67 $27.65 $27.24 $25.93 $26.40 $26.40 $25.67 $25.03
Tangible Book Value per Share		 $19.30 $18.71 $18.86 $18.26 $18.14 $18.06 $16.73 $17.18 $17.16 $16.40 $15.73
Total Capital		 6,872 7,018 7,094 7,338 7,013 4,722 4,581 7,232 7,402 5,799 4,575
Total Debt		 3,585 3,794 3,849 4,201 3,902 1,701 1,706 4,306 4,475 2,956 1,803
Total Long-Term Debt		 1,736 2,016 2,017 2,571 2,362 215 207 2,949 3,284 2,010 838
Net Debt		 2,603 2,946 2,861 3,400 3,113 347 34 3,254 2,946 2,554 1,378
Capital Expenditures (CapEx)		 3.61 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 3,585 3,794 3,849 4,201 3,902 1,701 1,706 4,306 4,475 2,956 1,803
Total Depreciation and Amortization (D&A)		 19 19 16 18 21 16 13 21 17 13 22
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.48 $0.55 $0.45 $0.39 $0.29 $0.49 $0.47 $0.50 $0.55 $0.72 $0.72
Adjusted Weighted Average Basic Shares Outstanding		 113.45M 113.17M 113.39M 113.39M 112.49M 110.86M 110.88M 110.87M 110.82M 110.76M 110.77M
Adjusted Diluted Earnings per Share		 $0.48 $0.55 $0.45 $0.39 $0.29 $0.49 $0.47 $0.50 $0.55 $0.72 $0.72
Adjusted Weighted Average Diluted Shares Outstanding		 113.55M 113.24M 113.47M 113.41M 112.55M 110.89M 110.89M 110.88M 110.88M 110.83M 110.83M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 113.52M 113.40M 113.40M 113.39M 113.39M 113.37M 110.88M 110.88M 110.87M 110.86M 110.77M
Normalized Net Operating Profit after Tax (NOPAT)		 55 62 51 45 33 54 52 55 61 80 79
Normalized NOPAT Margin		 24.51% 27.69% 23.75% 22.50% 16.61% 27.53% 26.58% 27.33% 28.59% 34.26% 33.66%
Pre Tax Income Margin		 28.52% 32.96% 28.95% 27.29% 18.52% 31.48% 32.53% 33.66% 34.39% 41.90% 41.29%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.64 0.70 0.57 0.51 0.32 0.58 0.66 0.90 1.61 4.63 10.73
NOPAT to Interest Expense		 0.55 0.58 0.47 0.42 0.29 0.51 0.54 0.73 1.34 3.79 8.74
EBIT Less CapEx to Interest Expense		 0.60 0.70 0.57 0.51 0.32 0.58 0.66 0.90 1.61 4.63 10.73
NOPAT Less CapEx to Interest Expense		 0.51 0.58 0.47 0.42 0.29 0.51 0.54 0.73 1.34 3.79 8.74
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 70.77% 78.91% 81.21% 80.15% 75.49% 65.80% 59.05% 53.26% 49.40% 51.96% 56.62%
Augmented Payout Ratio		 70.77% 78.91% 81.21% 80.15% 75.49% 65.80% 59.05% 53.26% 49.40% 51.96% 56.62%

Frequently Asked Questions About Glacier Bancorp's Financials

When does Glacier Bancorp's financial year end?

According to the most recent income statement we have on file, Glacier Bancorp's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Glacier Bancorp's net income changed over the last 9 years?

Glacier Bancorp's net income appears to be on an upward trend, with a most recent value of $190.14 million in 2024, rising from $116.13 million in 2015. The previous period was $222.93 million in 2023. Find out what analysts predict for Glacier Bancorp in the coming months.

How has Glacier Bancorp revenue changed over the last 9 years?

Over the last 9 years, Glacier Bancorp's total revenue changed from $389.17 million in 2015 to $833.08 million in 2024, a change of 114.1%.

How much debt does Glacier Bancorp have?

Glacier Bancorp's total liabilities were at $24.68 billion at the end of 2024, a 0.2% decrease from 2023, and a 208.0% increase since 2015.

How much cash does Glacier Bancorp have?

In the past 9 years, Glacier Bancorp's cash and equivalents has ranged from $117.14 million in 2015 to $300.19 million in 2022, and is currently $268.75 million as of their latest financial filing in 2024.

How has Glacier Bancorp's book value per share changed over the last 9 years?

Over the last 9 years, Glacier Bancorp's book value per share changed from 14.15 in 2015 to 28.43 in 2024, a change of 100.9%.


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This page (NASDAQ:GBCI) was last updated on 5/30/2025 by MarketBeat.com Staff
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