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Glacier Bancorp (GBCI) Financials

Glacier Bancorp logo
$41.90 +0.84 (+2.03%)
Closing price 05/2/2025 03:59 PM Eastern
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$41.96 +0.07 (+0.16%)
As of 09:28 AM Eastern
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Annual Income Statements for Glacier Bancorp

Annual Income Statements for Glacier Bancorp

This table shows Glacier Bancorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Income / (Loss) Attributable to Common Shareholders		 116 121 116 182 211 266 285 303 223 190
Consolidated Net Income / (Loss)		 116 121 116 182 211 266 285 303 223 190
Net Income / (Loss) Continuing Operations		 116 121 116 182 211 266 285 303 223 190
Total Pre-Tax Income 		150 161 181 222 259 328 349 370 268 226
Total Revenue		 389 422 457 552 634 773 807 909 810 833
Net Interest Income / (Expense)		 290 315 345 433 503 600 663 788 692 705
Total Interest Income		 320 344 375 469 546 627 681 830 1,018 1,140
Loans and Leases Interest Income		 229 254 293 382 461 527 559 661 816 945
Investment Securities Interest Income		 91 90 82 86 86 100 122 169 202 195
Total Interest Expense		 29 30 30 36 43 27 19 41 326 435
Deposits Interest Expense		 16 18 17 18 23 18 12 15 162 273
Long-Term Debt Interest Expense		 3.19 3.73 4.39 5.95 6.56 4.72 3.41 4.89 5.78 5.75
Federal Funds Purchased and Securities Sold Interest Expense		 9.86 7.43 8.61 11 13 4.33 2.30 21 157 155
Other Interest Expense		 0.08 0.07 0.08 0.10 0.22 0.65 0.71 1.33 1.06 1.30
Total Non-Interest Income		 99 107 112 119 131 173 145 121 118 128
Other Service Charges		 72 75 82 93 82 72 82 100 104 112
Net Realized & Unrealized Capital Gains on Investments		 26 32 30 26 48 101 62 21 14 17
Provision for Credit Losses		 2.28 2.33 11 9.95 0.06 40 23 20 15 28
Total Non-Interest Expense		 237 259 266 320 375 405 435 519 527 578
Salaries and Employee Benefits		 134 152 161 195 223 253 271 319 309 337
Net Occupancy & Equipment Expense		 37 40 41 47 52 59 63 74 77 84
Marketing Expense		 8.66 8.43 8.41 9.57 11 10 12 14 15 16
Property & Liability Insurance Claims		 5.28 4.78 4.43 5.08 3.77 4.66 8.25 13 29 24
Other Operating Expenses		 49 50 49 58 64 68 71 88 87 105
Amortization Expense		 2.96 2.97 2.49 6.27 8.49 10 10 11 9.73 13
Income Tax Expense		 34 40 65 40 49 62 65 67 45 36
Basic Earnings per Share		 $1.54 $1.59 $1.50 $2.18 $2.39 $2.81 $2.87 $2.74 $2.01 $1.68
Weighted Average Basic Shares Outstanding		 75.54M 76.28M 77.54M 83.60M 88.26M 94.88M 99.31M 110.76M 110.86M 113.17M
Diluted Earnings per Share		 $1.54 $1.59 $1.50 $2.17 $2.38 $2.81 $2.86 $2.74 $2.01 $1.68
Weighted Average Diluted Shares Outstanding		 75.60M 76.34M 77.61M 83.68M 88.39M 94.93M 99.40M 110.83M 110.89M 113.24M
Weighted Average Basic & Diluted Shares Outstanding		 75.40M 76.20M 77.60M 83.40M 92.31M 95.43M 110.69M 110.86M 113.37M 113.40M
Cash Dividends to Common per Share		 $1.05 $1.10 $1.14 $1.31 $1.31 $1.33 $1.37 $1.32 $1.32 $1.32

Quarterly Income Statements for Glacier Bancorp

This table shows Glacier Bancorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024
Net Income / (Loss) Attributable to Common Shareholders		 79 80 61 55 52 54 33 45 51 62
Consolidated Net Income / (Loss)		 79 80 61 55 52 54 33 45 51 62
Net Income / (Loss) Continuing Operations		 79 80 61 55 52 54 33 45 51 62
Total Pre-Tax Income 		97 97 74 68 64 62 36 54 62 73
Total Revenue		 236 233 214 201 197 197 196 199 215 223
Net Interest Income / (Expense)		 205 204 186 172 167 166 166 166 180 191
Total Interest Income		 214 225 232 247 265 273 279 274 290 297
Loans and Leases Interest Income		 171 181 188 200 212 216 223 232 243 247
Investment Securities Interest Income		 44 44 44 48 53 57 56 42 46 50
Total Interest Expense		 9.08 21 46 75 98 107 113 107 109 106
Deposits Interest Expense		 3.28 4.64 13 32 55 63 67 68 71 67
Long-Term Debt Interest Expense		 1.59 1.30 1.41 1.43 1.47 1.47 1.44 1.41 1.41 1.50
Federal Funds Purchased and Securities Sold Interest Expense		 3.99 14 31 42 41 42 44 38 37 37
Other Interest Expense		 0.21 0.63 0.50 0.44 0.49 -0.37 0.34 0.35 0.25 0.35
Total Non-Interest Income		 30 28 28 29 30 31 30 32 35 32
Other Service Charges		 27 26 26 26 26 27 27 28 30 28
Net Realized & Unrealized Capital Gains on Investments		 3.76 2.69 2.29 3.51 3.98 3.94 3.38 4.66 4.92 3.93
Provision for Credit Losses		 8.34 6.12 5.47 2.77 3.54 3.01 8.25 3.52 8.01 8.53
Total Non-Interest Expense		 130 129 135 131 130 132 152 141 145 141
Salaries and Employee Benefits		 81 80 81 79 77 71 86 84 85 82
Net Occupancy & Equipment Expense		 19 19 20 19 19 19 21 21 21 21
Marketing Expense		 3.77 3.56 4.24 3.73 4.05 3.41 3.98 4.36 4.06 3.73
Property & Liability Insurance Claims		 3.34 3.43 4.90 5.31 6.06 12 7.76 5.39 5.15 5.89
Other Operating Expenses		 21 21 22 21 20 23 31 23 26 25
Amortization Expense		 2.67 2.66 2.45 2.43 2.43 2.43 2.76 3.02 3.37 3.61
Income Tax Expense		 18 18 12 13 12 7.80 3.75 9.50 11 12
Basic Earnings per Share		 $0.72 $0.72 $0.55 $0.50 $0.47 $0.49 $0.29 $0.39 $0.45 $0.55
Weighted Average Basic Shares Outstanding		 110.77M 110.76M 110.82M 110.87M 110.88M 110.86M 112.49M 113.39M 113.39M 113.17M
Diluted Earnings per Share		 $0.72 $0.72 $0.55 $0.50 $0.47 $0.49 $0.29 $0.39 $0.45 $0.55
Weighted Average Diluted Shares Outstanding		 110.83M 110.83M 110.88M 110.88M 110.89M 110.89M 112.55M 113.41M 113.47M 113.24M
Weighted Average Basic & Diluted Shares Outstanding		 110.77M 110.86M 110.87M 110.88M 110.88M 113.37M 113.39M 113.39M 113.40M 113.40M
Cash Dividends to Common per Share		 $0.33 $0.33 $0.33 $0.33 $0.33 $0.33 $0.33 $0.33 $0.33 $0.33

Annual Cash Flow Statements for Glacier Bancorp

This table details how cash moves in and out of Glacier Bancorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Change in Cash & Equivalents		 -249 -41 47 3.79 127 302 -195 -36 952 -506
Net Cash From Operating Activities		 177 193 255 281 227 190 572 471 501 258
Net Cash From Continuing Operating Activities		 177 193 255 281 227 190 572 471 501 258
Net Income / (Loss) Continuing Operations		 116 121 116 182 211 266 285 303 223 190
Consolidated Net Income / (Loss)		 116 121 116 182 211 266 285 303 223 190
Provision For Loan Losses		 2.28 2.33 11 9.95 0.06 40 23 20 15 28
Depreciation Expense		 14 15 15 16 19 20 22 26 27 29
Amortization Expense		 34 30 28 25 32 -19 53 60 40 44
Non-Cash Adjustments to Reconcile Net Income		 7.69 26 86 39 -42 -84 177 82 103 54
Changes in Operating Assets and Liabilities, net		 2.08 -1.19 -1.09 9.62 7.54 -34 13 -20 92 -87
Net Cash From Investing Activities		 -681 -421 24 -872 -43 -3,564 -3,907 -1,352 -207 493
Net Cash From Continuing Investing Activities		 -681 -421 24 -872 -43 -3,564 -3,907 -1,352 -207 493
Purchase of Property, Leasehold Improvements and Equipment		 - - - - - - - -34 -50 -48
Purchase of Investment Securities		 -3,311 -3,037 -2,877 -4,425 -4,978 -9,214 -13,571 -8,770 -4,599 -4,792
Sale of Property, Leasehold Improvements and Equipment		 - - - - - - - 11 0.25 14
Divestitures		 21 - - - - - - 0.00 0.00 108
Sale and/or Maturity of Investments		 2,608 2,616 2,900 3,553 4,935 5,650 9,664 7,442 4,441 5,211
Net Cash From Financing Activities		 255 188 -231 595 -57 3,676 3,139 845 659 -1,257
Net Cash From Continuing Financing Activities		 255 188 -231 595 -57 3,676 3,139 845 659 -1,257
Net Change in Deposits		 216 368 -89 599 286 3,418 3,266 -730 -677 -395
Issuance of Debt		 190 -101 287 0.00 14 0.00 3.53 1,809 943 1,743
Repayment of Debt		 -95 -46 -204 79 -406 -38 0.00 0.00 0.00 -2,740
Payment of Dividends		 -79 -84 -112 -85 -124 -131 -146 -158 -147 -150
Other Financing Activities, Net		 24 50 -113 3.21 174 427 15 -76 539 285
Cash Interest Paid		 30 30 30 35 42 29 20 39 204 529
Cash Income Taxes Paid		 40 36 40 26 37 63 67 55 28 16

Quarterly Cash Flow Statements for Glacier Bancorp

This table details how cash moves in and out of Glacier Bancorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024
Net Change in Cash & Equivalents		 9.81 -23 1,128 -478 621 -318 -566 12 187 -139
Net Cash From Operating Activities		 134 120 98 121 130 151 -57 63 150 102
Net Cash From Continuing Operating Activities		 134 120 98 121 130 151 -57 63 150 102
Net Income / (Loss) Continuing Operations		 79 80 61 55 52 54 33 45 51 62
Consolidated Net Income / (Loss)		 79 80 61 55 52 54 33 45 51 62
Provision For Loan Losses		 8.34 6.12 5.47 2.77 3.54 3.01 8.25 3.52 8.01 8.53
Depreciation Expense		 6.78 6.88 6.81 6.81 6.70 7.09 7.09 7.24 7.22 7.35
Amortization Expense		 15 5.82 11 14 6.53 8.82 14 10 8.57 11
Non-Cash Adjustments to Reconcile Net Income		 19 22 35 7.87 12 48 -9.90 5.81 59 -0.77
Changes in Operating Assets and Liabilities, net		 5.36 -1.05 -21 35 49 30 -109 -8.93 17 14
Net Cash From Investing Activities		 -227 51 -30 -253 -0.08 75 209 14 214 56
Net Cash From Continuing Investing Activities		 -227 51 -30 -253 -0.08 75 209 14 214 56
Purchase of Investment Securities		 -1,858 -1,629 -1,575 -1,262 -913 -849 -967 -1,208 -1,317 -1,300
Sale and/or Maturity of Investments		 1,631 1,702 1,545 1,009 913 973 1,145 1,222 1,454 1,390
Net Cash From Financing Activities		 103 -194 1,059 -347 491 -544 -718 -64 -177 -297
Net Cash From Continuing Financing Activities		 103 -194 1,059 -347 491 -544 -718 -64 -177 -297
Net Change in Deposits		 96 -1,273 -458 -140 387 -466 -118 -326 217 -167
Issuance of Debt		 -580 1,809 1,274 -336 1,798 -1,792 1,800 492 -489 -59
Repayment of Debt		 704 -715 0.00 - -1,800 1,800 -2,451 -282 -65 59
Payment of Dividends		 -37 -73 -0.29 -37 -37 -73 -0.31 -37 -37 -75
Other Financing Activities, Net		 -81 58 244 165 143 -13 52 89 198 -54
Cash Interest Paid		 8.67 19 41 37 54 73 207 109 106 107
Cash Income Taxes Paid		 14 14 0.00 15 2.55 10 0.01 14 0.50 1.59

Annual Balance Sheets for Glacier Bancorp

This table presents Glacier Bancorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Total Assets		 9,089 9,451 9,706 12,115 13,684 18,504 25,941 26,635 27,743 27,903
Cash and Due from Banks		 117 135 140 162 199 227 198 300 247 269
Interest Bearing Deposits at Other Banks		 70 17 60 42 132 406 240 102 1,108 580
Trading Account Securities		 3,397 3,200 2,495 2,931 2,881 5,704 10,441 9,035 8,304 7,573
Loans and Leases, Net of Allowance		 4,949 5,555 6,448 8,156 -124 10,964 13,259 15,065 16,005 17,056
Loans and Leases		 5,079 5,684 6,578 8,288 - 11,123 13,432 15,247 16,198 17,262
Allowance for Loan and Lease Losses		 130 130 130 131 124 158 173 182 193 206
Premises and Equipment, Net		 194 176 177 242 310 325 373 398 422 468
Goodwill		 141 147 178 290 456 514 985 985 985 1,051
Intangible Assets		 15 12 14 49 63 56 52 42 32 51
Other Assets		 201 208 193 244 9,642 308 13,652 709 640 855
Total Liabilities & Shareholders' Equity		 9,089 9,451 9,706 12,115 13,684 18,504 25,941 26,635 27,743 27,903
Total Liabilities		 8,013 8,334 8,507 10,600 11,723 16,197 22,763 23,792 24,722 24,679
Non-Interest Bearing Deposits		 1,918 2,042 2,312 3,001 3,697 5,455 7,779 7,691 6,023 6,137
Interest Bearing Deposits		 5,027 5,330 5,268 6,493 7,080 9,343 13,558 12,916 13,906 14,410
Short-Term Debt		 430 474 363 396 599 1,038 1,021 946 1,487 1,777
Accrued Interest Payable		 3.52 3.58 3.45 4.25 4.69 3.31 2.41 4.33 126 34
Long-Term Debt		 520 382 488 589 179 140 177 2,010 215 2,016
Other Long-Term Liabilities		 114 102 73 117 165 219 226 225 2,966 305
Commitments & Contingencies		 - - - - 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 1,077 1,117 1,199 1,516 1,961 2,307 3,178 2,843 3,020 3,224
Total Preferred & Common Equity		 1,077 1,117 1,199 1,516 1,961 2,307 3,178 2,843 3,020 3,224
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 1,077 1,117 1,199 1,516 1,961 2,307 3,178 2,843 3,020 3,224
Common Stock		 737 750 799 1,052 1,379 1,496 2,340 2,345 2,351 2,450
Retained Earnings		 338 374 402 473 541 668 810 967 1,043 1,083
Accumulated Other Comprehensive Income / (Loss)		 1.99 -7.38 -1.98 -9.43 40 143 27 -469 -374 -309

Quarterly Balance Sheets for Glacier Bancorp

This table presents Glacier Bancorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024
Period end date 9/30/2022 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024
Total Assets		 26,733 27,802 27,528 28,064 27,822 27,805 28,206
Cash and Due from Banks		 260 291 286 264 232 271 342
Interest Bearing Deposits at Other Banks		 165 1,239 765 1,408 557 530 646
Trading Account Securities		 9,572 8,901 8,653 8,325 8,108 7,940 7,831
Loans and Leases, Net of Allowance		 14,673 15,332 15,766 15,943 16,534 16,651 16,976
Loans and Leases		 14,851 15,519 15,955 16,135 16,733 16,852 17,181
Allowance for Loan and Lease Losses		 178 187 189 192 199 201 205
Premises and Equipment, Net		 396 400 405 415 443 452 467
Goodwill		 985 985 985 985 1,024 1,024 1,054
Intangible Assets		 44 39 37 34 46 43 53
Other Assets		 638 15,948 630 689 879 896 837
Total Liabilities & Shareholders' Equity		 26,733 27,802 27,528 28,064 27,822 27,805 28,206
Total Liabilities		 23,961 24,876 24,601 25,189 24,711 24,668 24,961
Non-Interest Bearing Deposits		 8,294 7,001 6,458 6,465 6,055 6,093 6,408
Interest Bearing Deposits		 13,585 13,147 13,550 13,930 14,372 14,008 14,307
Short-Term Debt		 965 1,191 1,357 1,500 1,540 1,630 1,832
Accrued Interest Payable		 2.74 8.97 48 92 33 31 35
Long-Term Debt		 838 3,284 2,949 207 2,362 2,571 2,017
Other Long-Term Liabilities		 275 243 240 2,996 349 334 362
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 2,772 2,927 2,927 2,875 3,111 3,137 3,245
Total Preferred & Common Equity		 2,772 2,927 2,927 2,875 3,111 3,137 3,245
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 2,772 2,927 2,927 2,875 3,111 3,137 3,245
Common Stock		 2,344 2,346 2,348 2,349 2,445 2,447 2,448
Retained Earnings		 924 992 1,010 1,026 1,038 1,045 1,059
Accumulated Other Comprehensive Income / (Loss)		 -495 -410 -431 -500 -372 -355 -262

Annual Metrics and Ratios for Glacier Bancorp

This table displays calculated financial ratios and metrics derived from Glacier Bancorp's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 7.13% 8.40% 8.43% 20.75% 14.83% 21.83% 4.49% 12.61% -10.93% 2.88%
EBITDA Growth		 2.31% 3.46% 8.68% 17.67% 17.86% 6.29% 28.83% 7.41% -26.41% -10.80%
EBIT Growth		 0.98% 7.11% 12.57% 22.77% 16.64% 26.56% 6.52% 5.96% -27.73% -15.43%
NOPAT Growth		 2.99% 4.31% -3.92% 56.28% 15.76% 26.53% 6.89% 6.48% -26.48% -14.71%
Net Income Growth		 2.99% 4.31% -3.92% 56.28% 15.76% 26.53% 6.89% 6.48% -26.48% -14.71%
EPS Growth		 1.99% 3.25% -5.66% 44.67% 9.68% 18.07% 1.78% -4.20% -26.64% -16.42%
Operating Cash Flow Growth		 -3.26% 9.23% 31.93% 10.19% -19.26% -16.37% 201.80% -17.72% 6.39% -48.47%
Free Cash Flow Firm Growth		 -110.90% 416.00% -77.67% -788.32% 90.18% -1,718.20% -26.10% -85.06% 216.01% -261.93%
Invested Capital Growth		 9.25% -2.66% 3.92% 22.00% 9.48% 27.27% 25.55% 32.55% -18.58% 48.63%
Revenue Q/Q Growth		 0.00% 0.00% 2.00% 0.00% 0.00% 6.27% 1.45% 1.18% -4.17% 3.18%
EBITDA Q/Q Growth		 332.02% 309.08% 4.28% 500.61% 504.87% 1.01% -3.01% 9.56% -8.74% 4.94%
EBIT Q/Q Growth		 0.00% 0.00% 3.18% 0.00% 0.00% 10.51% -10.46% 11.25% -11.66% 5.30%
NOPAT Q/Q Growth		 0.00% 0.00% -12.14% 0.00% 0.00% 10.11% -9.86% 10.56% -10.21% 4.07%
Net Income Q/Q Growth		 0.00% 0.00% -12.14% 0.00% 0.00% 10.11% -9.86% 10.56% -10.21% 4.07%
EPS Q/Q Growth		 0.00% 0.00% -12.79% 0.00% 0.00% 10.20% -14.11% 12.76% -10.27% 3.70%
Operating Cash Flow Q/Q Growth		 -9.70% 12.61% 4.83% 15.14% -0.43% -16.12% 16.01% -6.89% 6.67% -16.02%
Free Cash Flow Firm Q/Q Growth		 20.85% 106.43% -49.50% -6.41% 94.44% 0.64% -596.24% -58.73% 436.06% 9.62%
Invested Capital Q/Q Growth		 2.48% 4.22% 5.24% 13.64% 2.33% 2.46% 21.71% 26.75% 3.07% -1.07%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 51.06% 48.74% 48.85% 47.61% 48.86% 42.63% 52.56% 50.14% 41.42% 35.91%
EBIT Margin		 38.58% 38.12% 39.57% 40.23% 40.87% 42.46% 43.28% 40.73% 33.05% 27.16%
Profit (Net Income) Margin		 29.84% 28.71% 25.44% 32.93% 33.20% 34.48% 35.27% 33.35% 27.53% 22.82%
Tax Burden Percent		 77.35% 75.33% 64.30% 81.85% 81.23% 81.21% 81.49% 81.88% 83.30% 84.02%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 22.65% 24.67% 35.70% 18.15% 18.77% 18.79% 18.51% 18.12% 16.70% 15.98%
Return on Invested Capital (ROIC)		 5.98% 6.06% 5.79% 7.99% 8.04% 8.56% 7.25% 5.96% 4.24% 3.24%
ROIC Less NNEP Spread (ROIC-NNEP)		 5.98% 6.06% 5.79% 7.99% 8.04% 8.56% 7.25% 5.96% 4.24% 3.24%
Return on Net Nonoperating Assets (RNNOA)		 5.05% 4.99% 4.26% 5.41% 4.07% 3.92% 3.14% 4.11% 3.37% 2.85%
Return on Equity (ROE)		 11.04% 11.04% 10.05% 13.40% 12.11% 12.48% 10.38% 10.07% 7.60% 6.09%
Cash Return on Invested Capital (CROIC)		 -2.85% 8.76% 1.94% -11.83% -1.01% -15.44% -15.41% -22.03% 24.72% -35.88%
Operating Return on Assets (OROA)		 1.73% 1.73% 1.89% 2.04% 2.01% 2.04% 1.57% 1.41% 0.98% 0.81%
Return on Assets (ROA)		 1.34% 1.31% 1.22% 1.67% 1.63% 1.66% 1.28% 1.15% 0.82% 0.68%
Return on Common Equity (ROCE)		 11.04% 11.04% 10.05% 13.40% 12.11% 12.48% 10.38% 10.07% 7.60% 6.09%
Return on Equity Simple (ROE_SIMPLE)		 10.79% 10.85% 9.71% 12.00% 10.74% 11.55% 8.96% 10.66% 7.38% 5.90%
Net Operating Profit after Tax (NOPAT)		 116 121 116 182 211 266 285 303 223 190
NOPAT Margin		 29.84% 28.71% 25.44% 32.93% 33.20% 34.48% 35.27% 33.35% 27.53% 22.82%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 46.19% 47.53% 45.84% 45.50% 44.98% 41.68% 42.79% 44.85% 49.62% 52.45%
Operating Expenses to Revenue		 60.84% 61.33% 58.06% 57.96% 59.12% 52.39% 53.86% 57.07% 65.13% 69.44%
Earnings before Interest and Taxes (EBIT)		 150 161 181 222 259 328 349 370 268 226
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 199 206 223 263 310 329 424 456 335 299
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 1.41 1.94 2.09 1.84 1.87 1.70 1.81 1.79 1.47 1.77
Price to Tangible Book Value (P/TBV)		 1.64 2.26 2.48 2.37 2.54 2.26 2.69 2.81 2.22 2.68
Price to Revenue (P/Rev)		 3.89 5.14 5.47 5.06 5.77 5.09 7.14 5.61 5.49 6.84
Price to Earnings (P/E)		 13.04 17.89 21.48 15.35 17.37 14.75 20.25 16.82 19.92 29.95
Dividend Yield		 5.28% 3.89% 4.49% 3.06% 3.55% 3.35% 2.73% 3.08% 3.30% 2.63%
Earnings Yield		 7.67% 5.59% 4.65% 6.51% 5.76% 6.78% 4.94% 5.94% 5.02% 3.34%
Enterprise Value to Invested Capital (EV/IC)		 1.12 1.45 1.54 1.43 1.50 1.28 1.49 1.32 1.01 1.23
Enterprise Value to Revenue (EV/Rev)		 5.84 6.80 6.89 6.47 6.47 5.79 8.08 8.42 5.91 10.37
Enterprise Value to EBITDA (EV/EBITDA)		 11.43 13.96 14.10 13.59 13.24 13.58 15.38 16.80 14.28 28.88
Enterprise Value to EBIT (EV/EBIT)		 15.13 17.85 17.41 16.08 15.83 13.64 18.67 20.67 17.90 38.18
Enterprise Value to NOPAT (EV/NOPAT)		 19.56 23.69 27.08 19.65 19.49 16.80 22.91 25.25 21.48 45.44
Enterprise Value to Operating Cash Flow (EV/OCF)		 12.85 14.86 12.37 12.73 18.10 23.61 11.41 16.26 9.56 33.48
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 16.39 80.61 0.00 0.00 0.00 0.00 0.00 3.68 0.00
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.88 0.77 0.71 0.65 0.40 0.51 0.38 1.04 0.56 1.18
Long-Term Debt to Equity		 0.48 0.34 0.41 0.39 0.09 0.06 0.06 0.71 0.07 0.63
Financial Leverage		 0.84 0.82 0.74 0.68 0.51 0.46 0.43 0.69 0.79 0.88
Leverage Ratio		 8.27 8.45 8.27 8.04 7.42 7.54 8.10 8.73 9.27 8.91
Compound Leverage Factor		 8.27 8.45 8.27 8.04 7.42 7.54 8.10 8.73 9.27 8.91
Debt to Total Capital		 46.88% 43.38% 41.51% 39.39% 28.39% 33.79% 27.37% 50.97% 36.04% 54.06%
Short-Term Debt to Total Capital		 21.22% 24.01% 17.69% 15.84% 21.87% 29.78% 23.33% 16.31% 31.49% 25.33%
Long-Term Debt to Total Capital		 25.66% 19.37% 23.82% 23.55% 6.52% 4.02% 4.04% 34.66% 4.55% 28.73%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 53.12% 56.62% 58.49% 60.61% 71.61% 66.21% 72.63% 49.03% 63.97% 45.94%
Debt to EBITDA		 4.78 4.16 3.81 3.75 2.51 3.58 2.82 6.49 5.07 12.68
Net Debt to EBITDA		 3.81 3.42 2.91 2.97 1.44 1.65 1.79 5.60 1.03 9.84
Long-Term Debt to EBITDA		 2.62 1.86 2.19 2.24 0.58 0.42 0.42 4.41 0.64 6.74
Debt to NOPAT		 8.18 7.07 7.31 5.42 3.69 4.42 4.21 9.75 7.63 19.95
Net Debt to NOPAT		 6.52 5.81 5.59 4.30 2.12 2.04 2.67 8.42 1.56 15.49
Long-Term Debt to NOPAT		 4.48 3.16 4.20 3.24 0.85 0.53 0.62 6.63 0.96 10.60
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -55 175 39 -269 -26 -480 -606 -1,121 1,300 -2,106
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 2,025.39% 1,016.00% 761.13%
Free Cash Flow to Firm to Interest Expense		 -1.89 5.91 1.31 -7.57 -0.62 -17.59 -32.64 -27.17 3.99 -4.84
Operating Cash Flow to Interest Expense		 6.04 6.52 8.53 7.90 5.30 6.94 30.82 11.41 1.54 0.59
Operating Cash Flow Less CapEx to Interest Expense		 6.04 6.52 8.53 7.90 5.30 6.94 30.82 10.84 1.38 0.52
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.04 0.05 0.05 0.05 0.05 0.05 0.04 0.03 0.03 0.03
Fixed Asset Turnover		 2.09 2.28 2.59 2.64 2.30 2.43 2.31 2.36 1.98 1.87
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 2,027 1,973 2,050 2,501 2,738 3,485 4,375 5,799 4,722 7,018
Invested Capital Turnover		 0.20 0.21 0.23 0.24 0.24 0.25 0.21 0.18 0.15 0.14
Increase / (Decrease) in Invested Capital		 172 -54 77 451 237 747 890 1,424 -1,078 2,296
Enterprise Value (EV)		 2,271 2,870 3,151 3,574 4,103 4,474 6,525 7,655 4,789 8,640
Market Capitalization		 1,514 2,167 2,500 2,792 3,657 3,930 5,765 5,101 4,442 5,695
Book Value per Share		 $14.15 $14.59 $15.37 $17.93 $21.27 $24.18 $28.71 $25.67 $27.24 $28.43
Tangible Book Value per Share		 $12.11 $12.51 $12.91 $13.93 $15.63 $18.21 $19.33 $16.40 $18.06 $18.71
Total Capital		 2,027 1,973 2,050 2,501 2,738 3,485 4,375 5,799 4,722 7,018
Total Debt		 950 856 851 985 777 1,178 1,198 2,956 1,701 3,794
Total Long-Term Debt		 520 382 488 589 179 140 177 2,010 215 2,016
Net Debt		 757 703 651 781 446 544 760 2,554 347 2,946
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 23 49 34
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 950 856 851 985 777 1,178 1,198 2,956 1,701 3,794
Total Depreciation and Amortization (D&A)		 49 45 42 41 51 1.34 75 86 68 73
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.54 $1.59 $1.50 $2.18 $2.39 $2.81 $2.87 $2.74 $2.01 $1.68
Adjusted Weighted Average Basic Shares Outstanding		 75.54M 76.28M 77.54M 83.60M 88.26M 94.88M 99.31M 110.76M 110.86M 113.17M
Adjusted Diluted Earnings per Share		 $1.54 $1.59 $1.50 $2.17 $2.38 $2.81 $2.86 $2.74 $2.01 $1.68
Adjusted Weighted Average Diluted Shares Outstanding		 75.60M 76.34M 77.61M 83.68M 88.39M 94.93M 99.40M 110.83M 110.89M 113.24M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 76.09M 76.53M 79.79M 84.52M 92.31M 95.43M 110.69M 110.86M 113.37M 113.40M
Normalized Net Operating Profit after Tax (NOPAT)		 116 121 116 182 222 266 285 303 223 190
Normalized NOPAT Margin		 29.84% 28.71% 25.44% 32.93% 34.93% 34.48% 35.27% 33.35% 27.53% 22.82%
Pre Tax Income Margin		 38.58% 38.12% 39.57% 40.23% 40.87% 42.46% 43.28% 40.73% 33.05% 27.16%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 5.13 5.43 6.06 6.25 6.06 12.01 18.83 8.97 0.82 0.52
NOPAT to Interest Expense		 3.97 4.09 3.90 5.12 4.92 9.75 15.34 7.35 0.68 0.44
EBIT Less CapEx to Interest Expense		 5.13 5.43 6.06 6.25 6.06 12.01 18.83 8.41 0.67 0.44
NOPAT Less CapEx to Interest Expense		 3.97 4.09 3.90 5.12 4.92 9.75 15.34 6.79 0.53 0.36
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 68.42% 69.38% 96.00% 47.01% 59.12% 49.27% 51.12% 51.96% 65.80% 78.91%
Augmented Payout Ratio		 68.42% 69.38% 96.00% 47.01% 59.12% 49.27% 51.12% 51.96% 65.80% 78.91%

Quarterly Metrics and Ratios for Glacier Bancorp

This table displays calculated financial ratios and metrics derived from Glacier Bancorp's official financial filings.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 19.40% 4.76% -2.30% -9.32% -16.31% -15.15% -8.23% -1.18% 8.94% 13.01%
EBITDA Growth		 6.85% 56.48% -19.82% -21.27% -35.02% -29.16% -37.08% -19.28% 0.79% 18.04%
EBIT Growth		 5.12% 62.45% -9.96% -27.79% -34.06% -36.26% -50.60% -19.90% -3.05% 18.32%
NOPAT Growth		 4.92% 57.13% -9.71% -28.06% -33.90% -31.83% -46.70% -18.65% -2.65% 13.69%
Net Income Growth		 4.92% 57.13% -9.71% -28.06% -33.90% -31.83% -46.70% -18.65% -2.65% 13.69%
EPS Growth		 -8.86% 75.61% -9.84% -27.54% -34.72% -31.94% -47.27% -22.00% -4.26% 12.24%
Operating Cash Flow Growth		 5.39% -22.51% 25.30% -12.26% -3.06% 26.09% -157.78% -48.35% 15.47% -32.54%
Free Cash Flow Firm Growth		 -662.19% -60.10% -399.30% -140.92% 105.19% 184.18% 113.28% 97.58% -5,365.51% -297.40%
Invested Capital Growth		 27.27% 32.55% 77.83% 55.75% 0.12% -18.58% -5.26% 1.47% 54.85% 48.63%
Revenue Q/Q Growth		 6.32% -1.35% -7.94% -6.09% -1.87% 0.01% -0.43% 1.13% 8.18% 3.75%
EBITDA Q/Q Growth		 5.46% -7.54% -17.31% -2.35% -12.96% 0.79% -26.56% 25.27% 8.68% 18.05%
EBIT Q/Q Growth		 3.84% 0.11% -24.43% -8.08% -5.18% -3.22% -41.43% 49.03% 14.78% 18.11%
NOPAT Q/Q Growth		 3.86% 0.43% -23.18% -10.22% -4.57% 3.57% -39.93% 37.03% 14.20% 20.96%
Net Income Q/Q Growth		 3.86% 0.43% -23.18% -10.22% -4.57% 3.57% -39.93% 37.03% 14.20% 20.96%
EPS Q/Q Growth		 4.35% 0.00% -23.61% -9.09% -6.00% 4.26% -40.82% 34.48% 15.38% 22.22%
Operating Cash Flow Q/Q Growth		 -3.06% -10.57% -18.12% 23.60% 7.12% 16.33% -137.52% 210.48% 139.50% -32.05%
Free Cash Flow Firm Q/Q Growth		 14.32% -49.20% -136.40% 20.28% 101.85% 2,320.90% -62.70% -114.53% -3,913.08% 9.24%
Invested Capital Q/Q Growth		 -1.47% 26.75% 27.64% -2.30% -36.66% 3.07% 48.52% 4.64% -3.33% -1.07%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 50.53% 47.36% 42.54% 44.23% 39.23% 39.54% 29.16% 36.13% 36.30% 41.30%
EBIT Margin		 41.29% 41.90% 34.39% 33.66% 32.53% 31.48% 18.52% 27.29% 28.95% 32.96%
Profit (Net Income) Margin		 33.66% 34.26% 28.59% 27.33% 26.58% 27.53% 16.61% 22.50% 23.75% 27.69%
Tax Burden Percent		 81.51% 81.77% 83.13% 81.20% 81.72% 87.45% 89.69% 82.47% 82.05% 84.03%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 18.49% 18.23% 16.87% 18.80% 18.28% 12.55% 10.31% 17.53% 17.95% 15.97%
Return on Invested Capital (ROIC)		 7.40% 6.12% 4.47% 4.07% 4.91% 4.24% 1.83% 2.44% 3.29% 3.93%
ROIC Less NNEP Spread (ROIC-NNEP)		 7.40% 6.12% 4.47% 4.07% 4.91% 4.24% 1.83% 2.44% 3.29% 3.93%
Return on Net Nonoperating Assets (RNNOA)		 4.32% 4.22% 4.35% 4.23% 3.05% 3.37% 2.53% 3.42% 2.98% 3.46%
Return on Equity (ROE)		 11.72% 10.35% 8.82% 8.29% 7.96% 7.60% 4.36% 5.86% 6.27% 7.39%
Cash Return on Invested Capital (CROIC)		 -17.29% -22.03% -50.90% -38.96% 5.30% 24.72% 8.10% 1.07% -39.92% -35.88%
Operating Return on Assets (OROA)		 1.54% 1.45% 1.15% 1.10% 1.00% 0.94% 0.53% 0.78% 0.83% 0.99%
Return on Assets (ROA)		 1.26% 1.18% 0.96% 0.89% 0.82% 0.82% 0.47% 0.64% 0.68% 0.83%
Return on Common Equity (ROCE)		 11.72% 10.35% 8.82% 8.29% 7.96% 7.60% 4.36% 5.86% 6.27% 7.39%
Return on Equity Simple (ROE_SIMPLE)		 9.89% 0.00% 10.13% 9.40% 8.64% 0.00% 6.25% 5.87% 5.63% 0.00%
Net Operating Profit after Tax (NOPAT)		 79 80 61 55 52 54 33 45 51 62
NOPAT Margin		 33.66% 34.26% 28.59% 27.33% 26.58% 27.53% 16.61% 22.50% 23.75% 27.69%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 43.65% 43.94% 49.27% 50.60% 51.05% 47.57% 56.40% 55.25% 51.33% 47.56%
Operating Expenses to Revenue		 55.17% 55.46% 63.05% 64.96% 65.68% 67.00% 77.29% 70.94% 67.33% 63.22%
Earnings before Interest and Taxes (EBIT)		 97 97 74 68 64 62 36 54 62 73
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 119 110 91 89 77 78 57 72 78 92
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 1.83 1.79 1.50 1.12 1.05 1.47 1.41 1.34 1.59 1.77
Price to Tangible Book Value (P/TBV)		 2.91 2.81 2.31 1.73 1.63 2.22 2.15 2.03 2.41 2.68
Price to Revenue (P/Rev)		 5.65 5.61 4.86 3.72 3.57 5.49 5.54 5.31 6.37 6.84
Price to Earnings (P/E)		 18.51 16.82 14.83 11.96 12.16 19.92 22.58 22.78 28.16 29.95
Dividend Yield		 3.05% 3.08% 3.58% 4.45% 4.85% 3.30% 3.34% 3.57% 2.91% 2.63%
Earnings Yield		 5.40% 5.94% 6.75% 8.36% 8.22% 5.02% 4.43% 4.39% 3.55% 3.34%
Enterprise Value to Invested Capital (EV/IC)		 1.41 1.32 0.99 0.90 0.67 1.01 1.07 1.03 1.13 1.23
Enterprise Value to Revenue (EV/Rev)		 7.18 8.42 8.12 7.41 3.61 5.91 9.47 9.61 9.91 10.37
Enterprise Value to EBITDA (EV/EBITDA)		 15.51 16.80 16.95 15.99 8.31 14.28 24.87 26.69 28.08 28.88
Enterprise Value to EBIT (EV/EBIT)		 19.39 20.67 20.28 19.47 10.08 17.90 32.56 35.01 37.25 38.18
Enterprise Value to NOPAT (EV/NOPAT)		 23.54 25.25 24.76 23.78 12.30 21.48 38.60 41.25 43.82 45.44
Enterprise Value to Operating Cash Flow (EV/OCF)		 12.77 16.26 14.97 13.82 6.51 9.56 21.69 26.44 26.06 33.48
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 0.00 12.59 3.68 12.85 97.29 0.00 0.00
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.65 1.04 1.53 1.47 0.59 0.56 1.25 1.34 1.19 1.18
Long-Term Debt to Equity		 0.30 0.71 1.12 1.01 0.07 0.07 0.76 0.82 0.62 0.63
Financial Leverage		 0.58 0.69 0.97 1.04 0.62 0.79 1.39 1.40 0.91 0.88
Leverage Ratio		 9.31 8.73 9.20 9.31 9.70 9.27 9.21 9.12 9.19 8.91
Compound Leverage Factor		 9.31 8.73 9.20 9.31 9.70 9.27 9.21 9.12 9.19 8.91
Debt to Total Capital		 39.41% 50.97% 60.46% 59.53% 37.25% 36.04% 55.64% 57.24% 54.26% 54.06%
Short-Term Debt to Total Capital		 21.10% 16.31% 16.09% 18.76% 32.74% 31.49% 21.96% 22.21% 25.82% 25.33%
Long-Term Debt to Total Capital		 18.31% 34.66% 44.37% 40.77% 4.51% 4.55% 33.68% 35.04% 28.44% 28.73%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 60.59% 49.03% 39.54% 40.47% 62.75% 63.97% 44.36% 42.76% 45.75% 45.94%
Debt to EBITDA		 4.33 6.49 10.33 10.52 4.64 5.07 12.94 14.76 13.50 12.68
Net Debt to EBITDA		 3.31 5.60 6.80 7.95 0.09 1.03 10.32 11.95 10.03 9.84
Long-Term Debt to EBITDA		 2.01 4.41 7.58 7.21 0.56 0.64 7.83 9.04 7.08 6.74
Debt to NOPAT		 6.57 9.75 15.09 15.65 6.87 7.63 20.08 22.82 21.07 19.95
Net Debt to NOPAT		 5.02 8.42 9.93 11.83 0.14 1.56 16.02 18.47 15.66 15.49
Long-Term Debt to NOPAT		 3.05 6.63 11.07 10.72 0.83 0.96 12.15 13.97 11.04 10.60
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -901 -1,344 -3,178 -2,534 47 1,132 422 -61 -2,462 -2,234
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 -99.30 -63.94 -69.56 -33.61 0.48 10.57 3.74 -0.57 -22.51 -21.16
Operating Cash Flow to Interest Expense		 14.77 5.70 2.15 1.61 1.33 1.41 -0.50 0.58 1.37 0.97
Operating Cash Flow Less CapEx to Interest Expense		 14.77 5.70 2.15 1.61 1.33 1.41 -0.50 0.58 1.37 0.97
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.04 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03
Fixed Asset Turnover		 2.52 2.36 2.34 2.23 2.08 1.98 1.88 1.84 1.83 1.87
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 4,575 5,799 7,402 7,232 4,581 4,722 7,013 7,338 7,094 7,018
Invested Capital Turnover		 0.22 0.18 0.16 0.15 0.18 0.15 0.11 0.11 0.14 0.14
Increase / (Decrease) in Invested Capital		 980 1,424 3,240 2,589 5.69 -1,078 -390 106 2,513 2,296
Enterprise Value (EV)		 6,455 7,655 7,343 6,544 3,054 4,789 7,501 7,593 8,005 8,640
Market Capitalization		 5,077 5,101 4,397 3,290 3,019 4,442 4,388 4,193 5,144 5,695
Book Value per Share		 $25.03 $25.67 $26.40 $26.40 $25.93 $27.24 $27.65 $27.67 $28.62 $28.43
Tangible Book Value per Share		 $15.73 $16.40 $17.16 $17.18 $16.73 $18.06 $18.14 $18.26 $18.86 $18.71
Total Capital		 4,575 5,799 7,402 7,232 4,581 4,722 7,013 7,338 7,094 7,018
Total Debt		 1,803 2,956 4,475 4,306 1,706 1,701 3,902 4,201 3,849 3,794
Total Long-Term Debt		 838 2,010 3,284 2,949 207 215 2,362 2,571 2,017 2,016
Net Debt		 1,378 2,554 2,946 3,254 34 347 3,113 3,400 2,861 2,946
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 1,803 2,956 4,475 4,306 1,706 1,701 3,902 4,201 3,849 3,794
Total Depreciation and Amortization (D&A)		 22 13 17 21 13 16 21 18 16 19
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.72 $0.72 $0.55 $0.50 $0.47 $0.49 $0.29 $0.39 $0.45 $0.55
Adjusted Weighted Average Basic Shares Outstanding		 110.77M 110.76M 110.82M 110.87M 110.88M 110.86M 112.49M 113.39M 113.39M 113.17M
Adjusted Diluted Earnings per Share		 $0.72 $0.72 $0.55 $0.50 $0.47 $0.49 $0.29 $0.39 $0.45 $0.55
Adjusted Weighted Average Diluted Shares Outstanding		 110.83M 110.83M 110.88M 110.88M 110.89M 110.89M 112.55M 113.41M 113.47M 113.24M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 110.77M 110.86M 110.87M 110.88M 110.88M 113.37M 113.39M 113.39M 113.40M 113.40M
Normalized Net Operating Profit after Tax (NOPAT)		 79 80 61 55 52 54 33 45 51 62
Normalized NOPAT Margin		 33.66% 34.26% 28.59% 27.33% 26.58% 27.53% 16.61% 22.50% 23.75% 27.69%
Pre Tax Income Margin		 41.29% 41.90% 34.39% 33.66% 32.53% 31.48% 18.52% 27.29% 28.95% 32.96%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 10.73 4.63 1.61 0.90 0.66 0.58 0.32 0.51 0.57 0.70
NOPAT to Interest Expense		 8.74 3.79 1.34 0.73 0.54 0.51 0.29 0.42 0.47 0.58
EBIT Less CapEx to Interest Expense		 10.73 4.63 1.61 0.90 0.66 0.58 0.32 0.51 0.57 0.70
NOPAT Less CapEx to Interest Expense		 8.74 3.79 1.34 0.73 0.54 0.51 0.29 0.42 0.47 0.58
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 56.62% 51.96% 49.40% 53.26% 59.05% 65.80% 75.49% 80.15% 81.21% 78.91%
Augmented Payout Ratio		 56.62% 51.96% 49.40% 53.26% 59.05% 65.80% 75.49% 80.15% 81.21% 78.91%

Frequently Asked Questions About Glacier Bancorp's Financials

When does Glacier Bancorp's fiscal year end?

According to the most recent income statement we have on file, Glacier Bancorp's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Glacier Bancorp's net income changed over the last 9 years?

Glacier Bancorp's net income appears to be on an upward trend, with a most recent value of $190.14 million in 2024, rising from $116.13 million in 2015. The previous period was $222.93 million in 2023. View Glacier Bancorp's forecast to see where analysts expect Glacier Bancorp to go next.

How has Glacier Bancorp revenue changed over the last 9 years?

Over the last 9 years, Glacier Bancorp's total revenue changed from $389.17 million in 2015 to $833.08 million in 2024, a change of 114.1%.

How much debt does Glacier Bancorp have?

Glacier Bancorp's total liabilities were at $24.68 billion at the end of 2024, a 0.2% decrease from 2023, and a 208.0% increase since 2015.

How much cash does Glacier Bancorp have?

In the past 9 years, Glacier Bancorp's cash and equivalents has ranged from $117.14 million in 2015 to $300.19 million in 2022, and is currently $268.75 million as of their latest financial filing in 2024.

How has Glacier Bancorp's book value per share changed over the last 9 years?

Over the last 9 years, Glacier Bancorp's book value per share changed from 14.15 in 2015 to 28.43 in 2024, a change of 100.9%.


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This page (NASDAQ:GBCI) was last updated on 5/5/2025 by MarketBeat.com Staff
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