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Hope Bancorp (HOPE) Financials

Hope Bancorp logo
$10.38 +0.02 (+0.19%)
Closing price 04:00 PM Eastern
Extended Trading
$10.38 -0.01 (-0.05%)
As of 04:25 PM Eastern
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Annual Income Statements for Hope Bancorp

Annual Income Statements for Hope Bancorp

This table shows Hope Bancorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2014 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Income / (Loss) Attributable to Common Shareholders		 89 92 114 139 190 171 112 205 218 134 100
Consolidated Net Income / (Loss)		 89 92 114 139 190 171 112 205 218 134 100
Net Income / (Loss) Continuing Operations		 89 92 114 139 190 171 112 205 218 134 100
Total Pre-Tax Income 		147 155 191 264 255 226 142 275 296 178 133
Total Revenue		 311 317 415 548 548 516 521 556 630 571 475
Net Interest Income / (Expense)		 267 273 363 481 488 467 467 513 578 526 428
Total Interest Income		 303 314 422 572 650 685 599 567 716 1,049 954
Loans and Leases Interest Income		 284 291 392 530 594 628 555 528 661 893 837
Investment Securities Interest Income		 16 19 25 37 45 46 39 35 52 66 69
Federal Funds Sold and Securities Borrowed Interest Income		 2.76 3.71 4.37 - - - - 1.30 1.87 87 45
Other Interest Income		 - - - 5.43 11 11 4.55 1.56 - 2.89 3.60
Total Interest Expense		 36 41 59 91 162 218 131 54 138 523 526
Deposits Interest Expense		 29 33 48 75 135 190 110 42 115 441 495
Long-Term Debt Interest Expense		 5.25 7.21 10 16 27 28 21 12 23 82 31
Total Non-Interest Income		 44 44 52 66 60 50 53 44 51 46 47
Other Service Charges		 31 30 39 45 29 45 38 31 35 41 37
Net Realized & Unrealized Capital Gains on Investments		 13 13 13 16 12 4.77 16 13 16 4.10 9.71
Provision for Credit Losses		 13 8.00 9.00 17 15 7.30 95 -12 9.85 32 17
Total Non-Interest Expense		 152 153 215 267 278 283 284 293 324 362 325
Salaries and Employee Benefits		 76 85 108 145 154 161 163 175 205 208 178
Net Occupancy & Equipment Expense		 36 38 48 55 29 57 56 57 58 62 61
Property & Liability Insurance Claims		 4.35 4.09 4.17 5.17 6.57 3.88 5.54 5.11 6.25 13 11
Other Operating Expenses		 23 18 28 49 75 46 43 43 46 59 60
Amortization Expense		 - - - - - - - 11 8.74 8.20 9.05
Restructuring Charge		 0.32 1.54 17 1.78 1.67 - 3.58 0.00 0.00 12 5.63
Income Tax Expense		 58 63 77 124 66 55 31 71 78 44 33
Basic Earnings per Share		 $1.11 $1.16 $1.10 $1.03 $1.44 $1.35 $0.90 $1.67 $1.82 $1.11 $0.83
Weighted Average Basic Shares Outstanding		 79.49M 79.55M 103.29M 135.35M 126.64M 124.29M 123.27M 120.11M 119.50M 120.13M 120.77M
Diluted Earnings per Share		 $1.11 $1.16 $1.10 $1.03 $1.44 $1.35 $0.90 $1.66 $1.81 $1.11 $0.82
Weighted Average Diluted Shares Outstanding		 79.49M 79.55M 103.29M 135.35M 126.64M 124.29M 123.27M 120.11M 119.50M 120.13M 120.77M
Weighted Average Basic & Diluted Shares Outstanding		 79.49M 79.55M 103.29M 135.35M 126.64M 124.29M 123.27M 120.11M 119.50M 120.13M 120.77M
Cash Dividends to Common per Share		 $0.36 $0.42 $0.44 $0.50 $0.54 $0.56 $0.56 $0.56 $0.56 $0.56 $0.56

Quarterly Income Statements for Hope Bancorp

This table shows Hope Bancorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 54 52 39 38 30 26 26 25 24 24 21
Consolidated Net Income / (Loss)		 54 52 39 38 30 26 26 25 24 24 21
Net Income / (Loss) Continuing Operations		 54 52 39 38 30 26 26 25 24 24 21
Total Pre-Tax Income 		73 70 53 51 40 34 36 35 32 30 28
Total Revenue		 167 163 145 148 144 135 123 117 117 118 117
Net Interest Income / (Expense)		 153 151 134 131 135 126 115 106 105 102 101
Total Interest Income		 189 224 237 267 276 269 260 233 235 227 217
Loans and Leases Interest Income		 175 208 216 226 230 221 214 210 210 204 195
Investment Securities Interest Income		 13 15 15 16 17 18 18 17 17 17 16
Deposits and Money Market Investments Interest Income		 0.14 0.94 4.92 25 28 - 27 5.28 7.51 - 5.21
Other Interest Income		 - - 0.70 0.68 - - - 0.81 - - 1.11
Total Interest Expense		 36 74 103 136 140 143 145 127 130 124 116
Deposits Interest Expense		 31 63 92 110 118 121 124 123 127 122 114
Long-Term Debt Interest Expense		 5.33 10 10 27 23 22 21 4.16 3.08 2.84 2.76
Total Non-Interest Income		 13 12 11 17 8.31 9.28 8.29 11 12 16 16
Other Service Charges		 11 11 8.69 15 8.31 9.34 8.29 8.67 9.44 11 13
Net Realized & Unrealized Capital Gains on Investments		 2.81 1.29 2.29 1.87 0.00 -0.06 0.00 2.41 2.72 4.51 3.13
Provision for Credit Losses		 9.20 8.45 3.32 9.01 17 2.40 2.60 1.40 3.28 10 4.80
Total Non-Interest Expense		 84 84 89 87 87 99 85 81 81 78 84
Salaries and Employee Benefits		 53 53 57 52 51 47 48 44 44 42 48
Net Occupancy & Equipment Expense		 14 15 15 15 16 16 15 15 15 15 16
Property & Liability Insurance Claims		 1.63 1.60 1.78 4.69 3.68 3.14 2.93 3.00 2.20 2.68 2.50
Other Operating Expenses		 13 12 13 13 14 19 16 14 16 14 13
Amortization Expense		 2.33 2.55 1.72 1.91 1.93 2.63 2.13 2.28 2.21 2.43 1.96
Restructuring Charge		 - - 0.00 0.00 0.00 12 1.04 2.17 1.24 1.04 2.52
Income Tax Expense		 20 18 14 13 9.96 7.12 10 9.27 7.94 6.09 6.75
Basic Earnings per Share		 $0.45 $0.43 $0.33 $0.32 $0.25 $0.21 $0.22 $0.21 $0.20 $0.20 $0.17
Weighted Average Basic Shares Outstanding		 119.48M 119.50M 119.92M 120.02M 120.11M 120.13M 120.61M 120.73M 120.74M 120.77M 128.06M
Diluted Earnings per Share		 $0.45 $0.43 $0.33 $0.32 $0.25 $0.21 $0.21 $0.21 $0.20 $0.20 $0.17
Weighted Average Diluted Shares Outstanding		 119.48M 119.50M 119.92M 120.02M 120.11M 120.13M 120.61M 120.73M 120.74M 120.77M 128.06M
Weighted Average Basic & Diluted Shares Outstanding		 119.48M 119.50M 119.92M 120.02M 120.11M 120.13M 120.61M 120.73M 120.74M 120.77M 128.06M
Cash Dividends to Common per Share		 $0.14 - $0.14 $0.14 $0.14 - $0.14 $0.14 $0.14 - $0.14

Annual Cash Flow Statements for Hope Bancorp

This table details how cash moves in and out of Hope Bancorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2014 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Change in Cash & Equivalents		 145 -164 139 55 -32 239 -348 -34 191 1,422 -1,471
Net Cash From Operating Activities		 136 108 131 204 220 184 166 324 486 474 117
Net Cash From Continuing Operating Activities		 136 108 131 204 220 184 166 324 486 474 117
Net Income / (Loss) Continuing Operations		 89 92 114 139 190 171 112 205 218 134 100
Consolidated Net Income / (Loss)		 89 92 114 139 190 171 112 205 218 134 100
Provision For Loan Losses		 14 9.65 11 17 15 7.20 96 -12 9.85 32 17
Depreciation Expense		 -13 -4.53 -1.57 -15 -2.13 2.75 12 26 30 23 53
Non-Cash Adjustments to Reconcile Net Income		 7.16 13 8.60 29 5.93 17 48 33 171 63 12
Changes in Operating Assets and Liabilities, net		 39 -2.10 -1.58 33 12 -14 -101 62 56 222 -65
Net Cash From Investing Activities		 -553 -935 -463 -767 -1,148 -37 -1,835 -993 -1,474 1,290 467
Net Cash From Continuing Investing Activities		 -553 -935 -463 -767 -1,148 -37 -1,835 -993 -1,474 1,290 467
Purchase of Property, Leasehold Improvements and Equipment		 -6.43 -11 -14 -15 -6.85 -6.62 -4.97 -7.22 -9.11 -13 -9.81
Purchase of Investment Securities		 -675 -1,117 -1,050 -1,188 -1,411 -601 -2,593 -2,054 -336 -492 -297
Sale and/or Maturity of Investments		 128 193 501 431 254 551 742 1,068 552 670 791
Other Investing Activities, net		 - - - - 16 20 21 - -1,680 1,125 -18
Net Cash From Financing Activities		 563 663 472 618 895 92 1,321 635 1,179 -341 -2,054
Net Cash From Continuing Financing Activities		 563 663 472 618 895 92 1,321 635 1,179 -341 -2,054
Net Change in Deposits		 546 648 495 209 1,309 372 1,807 707 698 -985 -426
Issuance of Debt		 90 350 825 1,420 343 1,155 1,360 2,319 40,299 41,554 1,858
Issuance of Common Equity		 0.04 - 1.17 1.87 0.47 0.01 0.00 0.00 0.53 0.00 0.00
Repayment of Debt		 -30 -300 -807 -1,015 -535 -1,350 -1,739 -2,269 -39,734 -40,840 -3,415
Repurchase of Common Equity		 -0.03 -1.17 0.00 0.00 -150 -13 -37 -50 -15 0.00 0.00
Payment of Dividends		 -28 -33 -42 -68 -72 -71 -69 -69 -67 -67 -68
Other Financing Activities, Net		 0.00 0.00 0.08 69 -0.78 -0.63 -1.28 -3.36 -3.49 -3.38 -3.51
Cash Interest Paid		 35 40 63 91 144 211 144 62 113 380 599
Cash Income Taxes Paid		 27 62 66 104 58 57 49 42 96 41 29

Quarterly Cash Flow Statements for Hope Bancorp

This table details how cash moves in and out of Hope Bancorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025
Net Change in Cash & Equivalents		 134 175 1,706 90 198 -571 -744 -531 27 -223 275
Net Cash From Operating Activities		 101 118 76 126 193 79 30 -26 63 50 27
Net Cash From Continuing Operating Activities		 101 118 76 126 193 79 30 -26 63 50 27
Net Income / (Loss) Continuing Operations		 54 52 39 38 30 26 26 25 24 24 21
Consolidated Net Income / (Loss)		 54 52 39 38 30 26 26 25 24 24 21
Provision For Loan Losses		 9.10 6.67 3.32 9.01 17 2.40 2.60 1.40 3.28 10 4.80
Depreciation Expense		 3.94 15 3.85 14 -2.76 8.42 5.42 13 9.97 25 10
Non-Cash Adjustments to Reconcile Net Income		 -13 56 -14 11 1.07 65 -1.11 -9.20 12 10 13
Changes in Operating Assets and Liabilities, net		 43 -3.10 42 55 148 -24 -3.16 -56 14 -20 -22
Net Cash From Investing Activities		 -921 44 305 266 366 353 247 179 33 7.66 246
Net Cash From Continuing Investing Activities		 -921 44 305 266 366 353 247 179 33 7.66 246
Purchase of Property, Leasehold Improvements and Equipment		 -2.02 -2.56 -2.99 -4.73 -3.40 -2.00 -2.11 -2.53 -2.90 -2.27 -2.66
Purchase of Investment Securities		 -1,090 1,648 150 -30 -520 -93 -38 21 -256 -156 -100
Sale and/or Maturity of Investments		 171 79 158 300 889 -677 287 161 292 184 348
Net Cash From Financing Activities		 955 13 1,325 -302 -361 -1,003 -1,020 -685 -69 -280 2.82
Net Cash From Continuing Financing Activities		 955 13 1,325 -302 -361 -1,003 -1,020 -685 -69 -280 2.82
Net Change in Deposits		 473 237 89 -209 121 -986 -0.34 -42 18 -402 161
Issuance of Debt		 11,992 9,001 21,332 19,814 308 100 210 876 100 672 272
Repayment of Debt		 -11,493 -9,208 -20,077 -19,890 -772 -100 -1,210 -1,502 -170 -533 -411
Payment of Dividends		 -17 -17 -17 -17 -17 -17 -17 -17 -17 -17 -17
Other Financing Activities, Net		 -0.07 -0.03 -2.38 -0.57 -0.05 -0.38 -3.17 -0.26 -0.04 -0.04 -2.11
Cash Interest Paid		 28 58 77 79 83 142 190 162 110 137 128
Cash Income Taxes Paid		 15 26 1.67 3.40 2.10 34 2.09 19 7.00 1.59 1.64

Annual Balance Sheets for Hope Bancorp

This table presents Hope Bancorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2014 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Total Assets		 7,140 7,913 13,441 14,207 15,306 15,667 17,107 17,889 19,164 19,132 17,054
Cash and Due from Banks		 86 95 169 186 219 283 257 271 214 173 223
Interest Bearing Deposits at Other Banks		 376 203 269 306 240 415 94 45 293 1,756 236
Trading Account Securities		 821 1,019 1,580 1,750 1,921 1,819 2,363 2,823 2,335 2,412 2,130
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 13,812 0.00 0.00 0.00
Premises and Equipment, Net		 31 35 55 57 54 52 48 46 47 51 52
Goodwill		 105 105 463 464 465 464 464 464 464 464 464
Intangible Assets		 3.89 2.82 19 17 14 12 9.71 7.67 5.73 3.94 2.33
Other Assets		 5,715 6,451 10,884 11,425 12,361 12,591 13,841 405 15,804 14,271 13,947
Total Liabilities & Shareholders' Equity		 7,140 7,913 13,441 14,207 15,306 15,667 17,107 17,889 19,164 19,132 17,054
Total Liabilities		 6,258 6,975 11,586 12,278 13,403 13,631 15,053 15,796 17,145 17,010 14,920
Non-Interest Bearing Deposits		 1,543 1,694 2,900 2,999 3,023 3,109 4,814 5,752 4,849 3,915 3,378
Interest Bearing Deposits		 4,150 4,647 7,742 7,848 9,133 9,419 9,520 9,289 10,889 10,839 10,950
Accrued Interest Payable		 5.86 6.01 11 16 31 34 15 4.27 27 168 94
Long-Term Debt		 523 573 854 1,259 1,118 927 559 622 1,189 1,904 349
Other Long-Term Liabilities		 33 38 76 86 96 142 144 128 190 184 150
Commitments & Contingencies		 - 15 - - - - - - - - 0.00
Total Equity & Noncontrolling Interests		 883 938 1,855 1,928 1,900 2,036 2,054 2,093 2,019 2,121 2,135
Total Preferred & Common Equity		 883 938 1,855 1,928 1,900 2,036 2,054 2,093 2,019 2,121 2,135
Total Common Equity		 883 938 1,855 1,928 1,903 2,036 2,054 2,093 2,019 2,121 2,135
Common Stock		 542 542 1,401 1,405 1,424 1,428 1,435 1,422 1,431 1,440 1,446
Retained Earnings		 339 398 470 545 662 762 786 933 1,084 1,151 1,182
Treasury Stock		 - - - 0.00 -150 -164 -200 -250 -265 -265 -265
Accumulated Other Comprehensive Income / (Loss)		 1.71 -1.83 -15 -22 -33 9.15 33 -11 -231 -205 -228

Quarterly Balance Sheets for Hope Bancorp

This table presents Hope Bancorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q2 2022 Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025
Period end date 6/30/2022 9/30/2022 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025
Total Assets		 18,089 19,083 20,569 20,366 20,076 18,088 17,375 17,354 17,068
Cash and Due from Banks		 182 230 212 208 225 160 188 171 228
Interest Bearing Deposits at Other Banks		 15 101 2,000 2,094 2,275 1,025 466 510 506
Trading Account Securities		 2,492 2,307 2,357 2,236 2,280 2,325 2,241 2,243 2,175
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Premises and Equipment, Net		 46 46 48 51 52 51 51 52 52
Goodwill		 464 464 464 464 464 464 464 464 464
Intangible Assets		 6.70 6.21 5.28 4.83 4.38 3.53 3.13 2.73 1.96
Other Assets		 14,873 15,924 15,480 15,308 14,775 14,059 13,961 13,912 13,641
Total Liabilities & Shareholders' Equity		 18,089 19,083 20,569 20,366 20,076 18,088 17,375 17,354 17,068
Total Liabilities		 16,089 17,108 18,510 18,298 18,046 15,976 15,264 15,184 14,908
Non-Interest Bearing Deposits		 5,690 5,591 4,505 4,229 4,250 3,653 3,671 3,723 3,363
Interest Bearing Deposits		 9,340 9,911 11,324 11,390 11,490 11,101 11,040 11,007 11,125
Accrued Interest Payable		 4.11 12 54 109 167 122 87 107 81
Long-Term Debt		 896 1,395 2,444 2,368 1,904 904 279 209 210
Other Long-Term Liabilities		 156 198 183 201 235 195 187 139 129
Commitments & Contingencies		 - - - - - - - - 0.00
Total Equity & Noncontrolling Interests		 2,000 1,976 2,059 2,068 2,030 2,112 2,111 2,170 2,160
Total Preferred & Common Equity		 2,000 1,976 2,059 2,068 2,030 2,112 2,111 2,170 2,160
Total Common Equity		 2,000 1,976 2,059 2,068 2,030 2,112 2,111 2,170 2,160
Common Stock		 1,425 1,428 1,431 1,434 1,437 1,440 1,441 1,443 1,445
Retained Earnings		 1,012 1,049 1,106 1,128 1,141 1,160 1,168 1,174 1,186
Treasury Stock		 -265 -265 -265 -265 -265 -265 -265 -265 -265
Accumulated Other Comprehensive Income / (Loss)		 -172 -237 -214 -229 -283 -222 -233 -183 -206

Annual Metrics And Ratios for Hope Bancorp

This table displays calculated financial ratios and metrics derived from Hope Bancorp's official financial filings.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2014 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 5.07% 1.91% 31.08% 31.94% 0.06% -5.81% 0.90% 6.80% 13.20% -9.27% -16.89%
EBITDA Growth		 12.98% 13.07% 25.73% 31.27% 1.78% -9.57% -32.55% 101.93% 4.63% -38.33% -7.78%
EBIT Growth		 9.22% 6.02% 23.08% 37.99% -3.17% -11.40% -37.14% 93.46% 7.55% -39.91% -25.25%
NOPAT Growth		 8.39% 4.11% 23.29% 22.59% 35.96% -9.78% -34.80% 83.45% 6.70% -38.76% -25.47%
Net Income Growth		 8.39% 4.11% 23.29% 22.59% 35.96% -9.78% -34.80% 83.45% 6.70% -38.76% -25.47%
EPS Growth		 7.77% 4.50% -5.17% -6.36% 39.81% -6.25% -33.33% 84.44% 9.04% -38.67% -26.13%
Operating Cash Flow Growth		 0.99% -20.24% 20.83% 55.84% 8.08% -16.43% -9.76% 95.41% 49.76% -2.42% -75.36%
Free Cash Flow Firm Growth		 -499.88% 55.93% -8,342.77% 68.86% 205.22% -35.71% 102.42% -77.84% -368.47% -148.36% 340.19%
Invested Capital Growth		 9.14% 7.48% 79.32% 17.61% -5.20% -1.90% -11.84% 3.91% 18.18% 25.47% -38.31%
Revenue Q/Q Growth		 -0.25% 1.70% 14.53% 1.38% -1.67% -1.34% 1.10% 2.63% 2.64% -4.58% -3.49%
EBITDA Q/Q Growth		 7.01% 1.68% 19.26% -2.85% 0.29% -2.51% -9.12% 18.06% 2.50% -13.87% 12.72%
EBIT Q/Q Growth		 5.62% 1.30% 17.85% -0.62% -2.18% -2.36% -13.10% 15.56% -0.26% -16.95% -2.34%
NOPAT Q/Q Growth		 5.50% 0.20% 18.47% -13.95% 16.20% -0.82% -11.64% 12.86% 0.04% -15.87% -2.11%
Net Income Q/Q Growth		 5.50% 0.20% 18.51% -13.97% 16.22% -0.83% -11.64% 12.86% 0.04% -15.87% -2.11%
EPS Q/Q Growth		 5.71% 0.00% 0.92% -13.45% 17.07% -0.74% -10.89% 14.48% 0.00% -16.54% -1.20%
Operating Cash Flow Q/Q Growth		 5.08% -10.28% 117.22% -13.90% -10.43% -2.44% 5.50% 21.65% 3.62% -7.74% -19.86%
Free Cash Flow Firm Q/Q Growth		 -195.75% 64.92% 2.30% -85.49% 97.49% -9.11% -13.66% -23.24% 50.61% -69.06% -0.91%
Invested Capital Q/Q Growth		 2.33% 0.56% 0.03% 4.38% -0.50% 0.21% 2.54% 4.59% -4.83% 2.32% 4.37%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 42.92% 47.62% 45.67% 45.44% 46.22% 44.38% 29.67% 56.09% 51.84% 35.24% 39.10%
EBIT Margin		 47.15% 49.05% 46.05% 48.16% 46.61% 43.84% 27.31% 49.48% 47.01% 31.13% 28.00%
Profit (Net Income) Margin		 28.51% 29.13% 27.40% 25.46% 34.59% 33.13% 21.41% 36.77% 34.66% 23.39% 20.98%
Tax Burden Percent		 60.48% 59.39% 59.49% 52.85% 74.21% 75.56% 78.37% 74.32% 73.73% 75.14% 74.93%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 39.52% 40.61% 40.51% 47.15% 25.79% 24.44% 21.63% 25.68% 26.27% 24.86% 25.07%
Return on Invested Capital (ROIC)		 6.58% 6.33% 5.39% 4.73% 6.11% 5.72% 4.00% 7.68% 7.37% 3.70% 3.06%
ROIC Less NNEP Spread (ROIC-NNEP)		 6.58% 6.33% 5.39% 4.73% 6.11% 5.72% 4.00% 7.68% 7.37% 3.70% 3.06%
Return on Net Nonoperating Assets (RNNOA)		 3.90% 3.81% 2.75% 2.64% 3.80% 2.97% 1.45% 2.19% 3.24% 2.76% 1.62%
Return on Equity (ROE)		 10.47% 10.13% 8.14% 7.37% 9.90% 8.69% 5.45% 9.87% 10.62% 6.46% 4.68%
Cash Return on Invested Capital (CROIC)		 -2.16% -0.88% -51.41% -11.46% 11.45% 7.64% 16.59% 3.85% -9.29% -18.90% 50.45%
Operating Return on Assets (OROA)		 2.15% 2.06% 1.79% 1.91% 1.73% 1.46% 0.87% 1.57% 1.60% 0.93% 0.73%
Return on Assets (ROA)		 1.30% 1.23% 1.07% 1.01% 1.28% 1.10% 0.68% 1.17% 1.18% 0.70% 0.55%
Return on Common Equity (ROCE)		 10.47% 10.13% 8.14% 7.37% 9.91% 8.70% 5.45% 9.87% 10.62% 6.46% 4.68%
Return on Equity Simple (ROE_SIMPLE)		 10.04% 9.83% 6.13% 7.23% 9.98% 8.40% 5.43% 9.77% 10.81% 6.30% 4.67%
Net Operating Profit after Tax (NOPAT)		 89 92 114 139 190 171 112 205 218 134 100
NOPAT Margin		 28.51% 29.13% 27.40% 25.46% 34.59% 33.13% 21.41% 36.77% 34.66% 23.39% 20.98%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 37.74% 40.35% 39.25% 38.40% 35.04% 44.05% 43.19% 41.78% 41.77% 47.20% 50.32%
Operating Expenses to Revenue		 48.79% 48.43% 51.78% 48.67% 50.67% 54.74% 54.45% 52.72% 51.43% 63.34% 68.36%
Earnings before Interest and Taxes (EBIT)		 147 155 191 264 255 226 142 275 296 178 133
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 133 151 190 249 253 229 155 312 327 201 186
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.88 1.02 1.14 0.94 0.61 0.73 0.55 0.74 0.67 0.64 0.69
Price to Tangible Book Value (P/TBV)		 1.00 1.15 1.54 1.26 0.82 0.95 0.71 0.95 0.88 0.83 0.88
Price to Revenue (P/Rev)		 2.49 3.01 5.11 3.32 2.12 2.88 2.17 2.78 2.16 2.39 3.09
Price to Earnings (P/E)		 8.73 10.33 18.65 13.04 6.12 8.70 10.13 7.56 6.23 10.22 14.72
Dividend Yield		 3.60% 3.50% 2.87% 3.72% 5.99% 4.77% 6.11% 4.35% 4.92% 4.92% 4.61%
Earnings Yield		 11.45% 9.68% 5.36% 7.67% 16.33% 11.49% 9.88% 13.22% 16.04% 9.78% 6.79%
Enterprise Value to Invested Capital (EV/IC)		 0.59 0.81 0.94 0.81 0.59 0.57 0.50 0.68 0.64 0.33 0.55
Enterprise Value to Revenue (EV/Rev)		 2.69 3.88 6.11 4.72 3.27 3.27 2.51 3.31 3.24 2.35 2.86
Enterprise Value to EBITDA (EV/EBITDA)		 6.26 8.14 13.38 10.39 7.06 7.37 8.47 5.89 6.25 6.66 7.31
Enterprise Value to EBIT (EV/EBIT)		 5.70 7.90 13.27 9.80 7.01 7.46 9.20 6.68 6.90 7.54 10.20
Enterprise Value to NOPAT (EV/NOPAT)		 9.42 13.31 22.31 18.54 9.44 9.87 11.74 8.99 9.35 10.04 13.62
Enterprise Value to Operating Cash Flow (EV/OCF)		 6.16 11.36 19.43 12.70 8.14 9.18 7.89 5.67 4.21 2.83 11.62
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 0.00 5.04 7.39 2.83 17.94 0.00 0.00 0.83
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.59 0.61 0.46 0.65 0.59 0.46 0.27 0.30 0.59 0.90 0.16
Long-Term Debt to Equity		 0.59 0.61 0.46 0.65 0.59 0.46 0.27 0.30 0.59 0.90 0.16
Financial Leverage		 0.59 0.60 0.51 0.56 0.62 0.52 0.36 0.28 0.44 0.75 0.53
Leverage Ratio		 8.05 8.27 7.64 7.31 7.71 7.87 8.01 8.44 9.01 9.25 8.50
Compound Leverage Factor		 8.05 8.27 7.64 7.31 7.71 7.87 8.01 8.44 9.01 9.25 8.50
Debt to Total Capital		 37.21% 37.92% 31.52% 39.49% 37.04% 31.30% 21.39% 22.90% 37.05% 47.30% 14.04%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 37.21% 37.92% 31.52% 39.49% 37.04% 31.30% 21.39% 22.90% 37.05% 47.30% 14.04%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 62.79% 62.08% 68.48% 60.51% 63.07% 68.70% 78.61% 77.10% 62.95% 52.70% 85.96%
Debt to EBITDA		 3.92 3.80 4.50 5.06 4.41 4.05 3.62 1.99 3.64 9.46 1.88
Net Debt to EBITDA		 0.46 1.82 2.20 3.08 2.48 0.87 1.16 0.94 2.09 -0.12 -0.59
Long-Term Debt to EBITDA		 3.92 3.80 4.50 5.06 4.41 4.05 3.62 1.99 3.64 9.46 1.88
Debt to NOPAT		 5.90 6.21 7.51 9.03 5.90 5.42 5.01 3.04 5.45 14.24 3.50
Net Debt to NOPAT		 0.69 2.98 3.66 5.50 3.32 1.17 1.61 1.43 3.12 -0.19 -1.10
Long-Term Debt to NOPAT		 5.90 6.21 7.51 9.03 5.90 5.42 5.01 3.04 5.45 14.24 3.50
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% -0.08% -0.08% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -29 -13 -1,085 -338 355 228 463 103 -275 -684 1,642
Operating Cash Flow to CapEx		 2,109.07% 990.13% 912.05% 2,099.86% 3,213.44% 2,777.69% 3,336.34% 4,490.46% 5,329.11% 3,610.28% 1,189.34%
Free Cash Flow to Firm to Interest Expense		 -0.81 -0.32 -18.52 -3.72 2.19 1.05 3.52 1.91 -2.00 -1.31 3.12
Operating Cash Flow to Interest Expense		 3.76 2.66 2.23 2.24 1.36 0.84 1.26 6.03 3.53 0.91 0.22
Operating Cash Flow Less CapEx to Interest Expense		 3.58 2.39 1.99 2.14 1.31 0.81 1.23 5.90 3.46 0.88 0.20
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.05 0.04 0.04 0.04 0.04 0.03 0.03 0.03 0.03 0.03 0.03
Fixed Asset Turnover		 10.09 9.70 9.24 9.78 9.92 9.76 10.37 11.83 13.61 11.73 9.28
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 1,406 1,511 2,710 3,187 3,021 2,964 2,612 2,715 3,208 4,025 2,483
Invested Capital Turnover		 0.23 0.22 0.20 0.19 0.18 0.17 0.19 0.21 0.21 0.16 0.15
Increase / (Decrease) in Invested Capital		 118 105 1,199 477 -166 -57 -351 102 493 817 -1,542
Enterprise Value (EV)		 835 1,228 2,538 2,586 1,790 1,688 1,309 1,839 2,042 1,341 1,357
Market Capitalization		 774 953 2,121 1,819 1,161 1,488 1,129 1,547 1,361 1,366 1,466
Book Value per Share		 $11.10 $11.79 $13.72 $14.23 $14.78 $16.07 $16.66 $17.41 $16.90 $17.66 $17.68
Tangible Book Value per Share		 $9.73 $10.43 $10.15 $10.68 $11.06 $12.31 $12.81 $13.48 $12.97 $13.76 $13.81
Total Capital		 1,406 1,511 2,710 3,187 3,018 2,964 2,612 2,715 3,208 4,025 2,483
Total Debt		 523 573 854 1,259 1,118 927 559 622 1,189 1,904 349
Total Long-Term Debt		 523 573 854 1,259 1,118 927 559 622 1,189 1,904 349
Net Debt		 61 275 417 767 629 200 180 292 681 -25 -110
Capital Expenditures (CapEx)		 6.43 11 14 9.69 6.85 6.62 4.97 7.22 9.11 13 9.81
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 523 573 854 1,259 1,121 927 559 622 1,189 1,904 349
Total Depreciation and Amortization (D&A)		 -13 -4.53 -1.57 -15 -2.13 2.75 12 37 30 23 53
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.11 $1.16 $1.10 $1.03 $1.44 $1.35 $0.90 $1.67 $1.82 $1.11 $0.83
Adjusted Weighted Average Basic Shares Outstanding		 79.51M 79.57M 103.29M 135.52M 126.64M 124.29M 123.27M 120.11M 119.50M 120.13M 120.77M
Adjusted Diluted Earnings per Share		 $1.11 $1.16 $1.10 $1.03 $1.44 $1.35 $0.90 $1.66 $1.81 $1.11 $0.82
Adjusted Weighted Average Diluted Shares Outstanding		 79.51M 79.57M 103.29M 135.52M 126.64M 124.29M 123.27M 120.11M 119.50M 120.13M 120.77M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 79.51M 79.57M 103.29M 135.52M 126.64M 124.29M 123.27M 120.11M 119.50M 120.13M 120.77M
Normalized Net Operating Profit after Tax (NOPAT)		 89 93 124 140 191 171 114 206 218 142 104
Normalized NOPAT Margin		 28.58% 29.42% 29.82% 25.63% 34.82% 33.13% 21.95% 37.06% 34.66% 24.91% 21.87%
Pre Tax Income Margin		 47.15% 49.05% 46.05% 48.16% 46.61% 43.84% 27.31% 49.48% 47.01% 31.13% 28.00%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 4.06 3.82 3.26 2.91 1.57 1.04 1.08 5.12 2.15 0.34 0.25
NOPAT to Interest Expense		 2.46 2.27 1.94 1.54 1.17 0.78 0.85 3.81 1.59 0.26 0.19
EBIT Less CapEx to Interest Expense		 3.89 3.56 3.02 2.80 1.53 1.01 1.05 4.99 2.08 0.32 0.23
NOPAT Less CapEx to Interest Expense		 2.28 2.00 1.70 1.43 1.13 0.75 0.81 3.67 1.52 0.23 0.17
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 31.39% 36.21% 37.36% 48.52% 37.78% 41.47% 62.04% 33.57% 30.75% 50.22% 67.76%
Augmented Payout Ratio		 31.43% 37.48% 37.36% 48.52% 116.90% 49.20% 95.02% 58.01% 37.47% 50.22% 67.76%

Quarterly Metrics And Ratios for Hope Bancorp

This table displays calculated financial ratios and metrics derived from Hope Bancorp's official financial filings.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 18.19% 11.08% -1.03% -4.27% -13.73% -16.87% -14.86% -20.83% -18.82% -12.71% -5.54%
EBITDA Growth		 0.07% 10.35% -35.33% -16.02% -54.33% -50.45% -29.12% -27.85% 12.94% 31.07% -7.93%
EBIT Growth		 -2.63% -1.08% -35.60% -27.22% -45.51% -51.93% -32.02% -32.89% -19.77% -9.46% -22.43%
NOPAT Growth		 -3.16% 0.16% -35.59% -27.00% -44.09% -48.78% -33.89% -33.54% -19.60% -8.10% -18.43%
Net Income Growth		 -3.16% 0.16% -35.59% -27.00% -44.09% -48.78% -33.89% -33.54% -19.60% -8.10% -18.43%
EPS Growth		 0.00% 0.00% -34.00% -25.58% -44.44% -51.16% -36.36% -34.38% -20.00% -4.76% -19.05%
Operating Cash Flow Growth		 24.20% 16.73% -58.54% 52.26% 91.55% -33.59% -61.10% -120.25% -67.30% -36.81% -9.97%
Free Cash Flow Firm Growth		 -9,364.69% -775.96% -329.91% -551.34% 26.13% -78.98% 213.83% 237.90% 396.20% 298.11% -55.83%
Invested Capital Growth		 29.88% 18.18% 43.60% 53.16% 16.71% 25.47% -33.00% -46.11% -39.53% -38.31% -21.43%
Revenue Q/Q Growth		 7.94% -2.35% -10.93% 1.97% -2.72% -5.91% -8.77% -5.19% -0.24% 1.17% -1.28%
EBITDA Q/Q Growth		 4.68% 4.00% -24.21% 12.23% -43.07% 12.83% -1.69% 14.10% -10.88% 30.94% -30.94%
EBIT Q/Q Growth		 3.83% -4.79% -24.47% -2.52% -22.27% -16.01% 6.81% -3.76% -7.08% -5.22% -8.49%
NOPAT Q/Q Growth		 3.19% -3.80% -24.34% -2.81% -20.97% -11.87% -2.33% -2.30% -4.40% 0.74% -13.32%
Net Income Q/Q Growth		 3.19% -3.80% -24.34% -2.81% -20.97% -11.87% -2.33% -2.30% -4.40% 0.74% -13.32%
EPS Q/Q Growth		 4.65% -4.44% -23.26% -3.03% -21.88% -16.00% 0.00% 0.00% -4.76% 0.00% -15.00%
Operating Cash Flow Q/Q Growth		 21.37% 17.52% -35.63% 65.84% 52.68% -59.25% -62.30% -186.34% 346.49% -21.26% -46.28%
Free Cash Flow Firm Q/Q Growth		 -213.05% 38.79% -200.56% -13.09% 64.49% -48.31% 291.15% 37.00% -23.73% -0.81% -57.38%
Invested Capital Q/Q Growth		 16.40% -4.83% 40.34% -1.48% -11.31% 2.32% -25.06% -20.76% -0.47% 4.37% -4.56%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 48.97% 52.15% 40.24% 44.29% 25.92% 31.09% 33.50% 40.37% 36.06% 46.68% 32.65%
EBIT Margin		 44.09% 42.99% 36.45% 34.85% 27.85% 24.86% 29.10% 29.54% 27.52% 25.78% 23.90%
Profit (Net Income) Margin		 32.27% 31.79% 27.01% 25.74% 20.91% 19.59% 20.97% 21.61% 20.71% 20.62% 18.11%
Tax Burden Percent		 73.20% 73.95% 74.09% 73.87% 75.10% 78.80% 72.06% 73.15% 75.26% 79.99% 75.77%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 26.80% 26.05% 25.91% 26.13% 24.90% 21.20% 27.94% 26.85% 24.74% 20.01% 24.24%
Return on Invested Capital (ROIC)		 6.64% 6.76% 4.44% 4.37% 3.43% 3.09% 3.07% 3.29% 3.23% 3.01% 3.15%
ROIC Less NNEP Spread (ROIC-NNEP)		 6.64% 6.76% 4.44% 4.37% 3.43% 3.09% 3.07% 3.29% 3.23% 3.01% 3.15%
Return on Net Nonoperating Assets (RNNOA)		 3.14% 2.98% 3.83% 3.50% 2.82% 2.31% 2.46% 2.08% 1.62% 1.59% 0.82%
Return on Equity (ROE)		 9.78% 9.74% 8.28% 7.87% 6.25% 5.41% 5.53% 5.37% 4.85% 4.60% 3.97%
Cash Return on Invested Capital (CROIC)		 -18.68% -9.29% -30.65% -37.02% -11.07% -18.90% 42.72% 63.09% 52.49% 50.45% 27.53%
Operating Return on Assets (OROA)		 1.47% 1.46% 1.19% 1.13% 0.85% 0.74% 0.83% 0.81% 0.72% 0.68% 0.64%
Return on Assets (ROA)		 1.07% 1.08% 0.88% 0.83% 0.64% 0.58% 0.60% 0.59% 0.54% 0.54% 0.48%
Return on Common Equity (ROCE)		 9.78% 9.74% 8.28% 7.87% 6.25% 5.41% 5.53% 5.37% 4.85% 4.60% 3.97%
Return on Equity Simple (ROE_SIMPLE)		 11.04% 0.00% 9.55% 8.83% 7.83% 0.00% 5.70% 5.10% 4.69% 0.00% 4.39%
Net Operating Profit after Tax (NOPAT)		 54 52 39 38 30 26 26 25 24 24 21
NOPAT Margin		 32.27% 31.79% 27.01% 25.74% 20.91% 19.59% 20.97% 21.61% 20.71% 20.62% 18.11%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 40.43% 41.61% 50.10% 45.76% 46.42% 46.51% 50.83% 50.87% 51.05% 48.29% 55.14%
Operating Expenses to Revenue		 50.39% 51.82% 61.26% 59.05% 60.42% 73.37% 68.79% 69.26% 69.67% 65.75% 71.98%
Earnings before Interest and Taxes (EBIT)		 73 70 53 51 40 34 36 35 32 30 28
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 82 85 58 65 37 42 41 47 42 55 38
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.69 0.67 0.52 0.46 0.49 0.64 0.62 0.61 0.69 0.69 0.58
Price to Tangible Book Value (P/TBV)		 0.90 0.88 0.68 0.59 0.64 0.83 0.79 0.78 0.88 0.88 0.74
Price to Revenue (P/Rev)		 2.21 2.16 1.72 1.52 1.66 2.39 2.37 2.47 3.05 3.09 2.66
Price to Earnings (P/E)		 6.22 6.23 5.48 5.17 6.27 10.22 10.81 11.89 14.75 14.72 13.14
Dividend Yield		 4.93% 4.92% 6.21% 7.12% 6.75% 4.92% 5.17% 5.28% 4.50% 4.61% 5.42%
Earnings Yield		 16.07% 16.04% 18.25% 19.35% 15.95% 9.78% 9.25% 8.41% 6.78% 6.79% 7.61%
Enterprise Value to Invested Capital (EV/IC)		 0.72 0.64 0.29 0.23 0.10 0.33 0.34 0.38 0.43 0.55 0.31
Enterprise Value to Revenue (EV/Rev)		 3.94 3.24 2.08 1.62 0.67 2.35 1.85 1.74 2.09 2.86 1.55
Enterprise Value to EBITDA (EV/EBITDA)		 7.59 6.25 4.44 3.68 1.71 6.66 5.48 5.66 6.25 7.31 3.97
Enterprise Value to EBIT (EV/EBIT)		 8.14 6.90 4.90 4.08 1.86 7.54 6.34 6.28 7.57 10.20 5.79
Enterprise Value to NOPAT (EV/NOPAT)		 11.08 9.35 6.65 5.53 2.51 10.04 8.47 8.41 10.12 13.62 7.62
Enterprise Value to Operating Cash Flow (EV/OCF)		 5.16 4.21 3.46 2.39 0.78 2.83 2.39 3.29 7.07 11.62 6.36
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 0.00 0.00 0.00 0.64 0.42 0.62 0.83 0.98
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.71 0.59 1.19 1.14 0.94 0.90 0.43 0.13 0.10 0.16 0.10
Long-Term Debt to Equity		 0.71 0.59 1.19 1.14 0.94 0.90 0.43 0.13 0.10 0.16 0.10
Financial Leverage		 0.47 0.44 0.86 0.80 0.82 0.75 0.80 0.63 0.50 0.53 0.26
Leverage Ratio		 9.11 9.01 9.36 9.45 9.77 9.25 9.27 9.03 8.91 8.50 8.23
Compound Leverage Factor		 9.11 9.01 9.36 9.45 9.77 9.25 9.27 9.03 8.91 8.50 8.23
Debt to Total Capital		 41.39% 37.05% 54.28% 53.38% 48.39% 47.30% 29.98% 11.67% 8.80% 14.04% 8.86%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 41.39% 37.05% 54.28% 53.38% 48.39% 47.30% 29.98% 11.67% 8.80% 14.04% 8.86%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 58.61% 62.95% 45.72% 46.62% 51.61% 52.70% 70.02% 88.33% 91.20% 85.96% 91.14%
Debt to EBITDA		 4.38 3.64 8.29 8.64 8.14 9.46 4.86 1.74 1.27 1.88 1.15
Net Debt to EBITDA		 3.33 2.09 0.78 0.24 -2.55 -0.12 -1.51 -2.35 -2.86 -0.59 -2.87
Long-Term Debt to EBITDA		 4.38 3.64 8.29 8.64 8.14 9.46 4.86 1.74 1.27 1.88 1.15
Debt to NOPAT		 6.39 5.45 12.43 12.97 11.98 14.24 7.51 2.59 2.06 3.50 2.21
Net Debt to NOPAT		 4.86 3.12 1.17 0.36 -3.76 -0.19 -2.33 -3.48 -4.63 -1.10 -5.52
Long-Term Debt to NOPAT		 6.39 5.45 12.43 12.97 11.98 14.24 7.51 2.59 2.06 3.50 2.21
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -722 -442 -1,328 -1,502 -533 -791 1,511 2,071 1,579 1,566 668
Operating Cash Flow to CapEx		 4,975.48% 4,615.22% 2,544.92% 2,671.33% 5,663.92% 3,927.95% 1,401.09% -1,009.63% 2,173.72% 2,189.63% 1,002.90%
Free Cash Flow to Firm to Interest Expense		 -20.05 -5.99 -12.92 -11.00 -3.80 -5.52 10.45 16.34 12.12 12.58 5.74
Operating Cash Flow to Interest Expense		 2.80 1.60 0.74 0.93 1.37 0.55 0.20 -0.20 0.48 0.40 0.23
Operating Cash Flow Less CapEx to Interest Expense		 2.74 1.57 0.71 0.89 1.35 0.53 0.19 -0.22 0.46 0.38 0.21
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03
Fixed Asset Turnover		 13.42 13.61 13.44 12.87 12.23 11.73 11.17 10.24 9.53 9.28 9.10
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 3,371 3,208 4,502 4,436 3,934 4,025 3,016 2,390 2,379 2,483 2,370
Invested Capital Turnover		 0.21 0.21 0.16 0.17 0.16 0.16 0.15 0.15 0.16 0.15 0.17
Increase / (Decrease) in Invested Capital		 775 493 1,367 1,540 563 817 -1,486 -2,045 -1,555 -1,542 -647
Enterprise Value (EV)		 2,418 2,042 1,309 1,009 399 1,341 1,020 905 1,030 1,357 723
Market Capitalization		 1,358 1,361 1,078 944 996 1,366 1,301 1,280 1,502 1,466 1,247
Book Value per Share		 $16.54 $16.90 $17.23 $17.24 $16.92 $17.66 $17.58 $17.50 $17.97 $17.68 $17.89
Tangible Book Value per Share		 $12.60 $12.97 $13.30 $13.33 $13.01 $13.76 $13.69 $13.63 $14.10 $13.81 $14.02
Total Capital		 3,371 3,208 4,502 4,436 3,934 4,025 3,016 2,390 2,379 2,483 2,370
Total Debt		 1,395 1,189 2,444 2,368 1,904 1,904 904 279 209 349 210
Total Long-Term Debt		 1,395 1,189 2,444 2,368 1,904 1,904 904 279 209 349 210
Net Debt		 1,060 681 231 65 -597 -25 -281 -375 -472 -110 -524
Capital Expenditures (CapEx)		 2.02 2.56 2.99 4.73 3.40 2.00 2.11 2.53 2.90 2.27 2.66
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 1,395 1,189 2,444 2,368 1,904 1,904 904 279 209 349 210
Total Depreciation and Amortization (D&A)		 8.13 15 5.49 14 -2.76 8.42 5.42 13 9.97 25 10
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.45 $0.43 $0.33 $0.32 $0.25 $0.21 $0.22 $0.21 $0.20 $0.20 $0.17
Adjusted Weighted Average Basic Shares Outstanding		 119.48M 119.50M 119.92M 120.02M 120.11M 120.13M 120.61M 120.73M 120.74M 120.77M 128.06M
Adjusted Diluted Earnings per Share		 $0.45 $0.43 $0.33 $0.32 $0.25 $0.21 $0.21 $0.21 $0.20 $0.20 $0.17
Adjusted Weighted Average Diluted Shares Outstanding		 119.48M 119.50M 119.92M 120.02M 120.11M 120.13M 120.61M 120.73M 120.74M 120.77M 128.06M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 119.48M 119.50M 119.92M 120.02M 120.11M 120.13M 120.61M 120.73M 120.74M 120.77M 128.06M
Normalized Net Operating Profit after Tax (NOPAT)		 54 52 39 38 30 36 27 27 25 25 23
Normalized NOPAT Margin		 32.27% 31.79% 27.01% 25.74% 20.91% 26.33% 21.58% 22.97% 21.51% 21.33% 19.75%
Pre Tax Income Margin		 44.09% 42.99% 36.45% 34.85% 27.85% 24.86% 29.10% 29.54% 27.52% 25.78% 23.90%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 2.04 0.95 0.51 0.38 0.28 0.23 0.25 0.27 0.25 0.24 0.24
NOPAT to Interest Expense		 1.49 0.70 0.38 0.28 0.21 0.18 0.18 0.20 0.19 0.20 0.18
EBIT Less CapEx to Interest Expense		 1.98 0.91 0.48 0.34 0.26 0.22 0.23 0.25 0.22 0.23 0.22
NOPAT Less CapEx to Interest Expense		 1.44 0.67 0.35 0.24 0.19 0.17 0.16 0.18 0.16 0.18 0.16
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 30.81% 30.75% 34.09% 36.68% 42.20% 50.22% 55.82% 62.52% 66.24% 67.76% 71.26%
Augmented Payout Ratio		 38.82% 37.47% 34.09% 36.68% 42.20% 50.22% 55.82% 62.52% 66.24% 67.76% 71.26%

Key Financial Trends

Hope Bancorp (NASDAQ: HOPE) has demonstrated mixed financial trends over the last several years, reflecting its status as a financial institution navigating changes in interest rates, expenses, and asset management.

Positive Highlights:

  • Net Interest Income remains robust; for Q1 2025, it was $100.8 million, slightly lower but consistent compared to prior quarters.
  • Consistent profitability across quarters, with Q1 2025 Net Income at $21.1 million, reflecting resilience despite some margin pressures.
  • Non-interest income is a stable contributor, aided by service charges and capital gains; Q1 2025 non-interest income was $15.7 million.
  • Operating cash flow is healthy, with Q1 2025 cash generated from operations of $26.7 million, supporting operations and investments.
  • Significant available liquidity shown by $227.6 million in cash and $506 million in interest-bearing deposits at other banks in Q1 2025.
  • Total common equity at $2.16 billion in Q1 2025 supports capital adequacy and shareholder value.
  • Dividend payouts remain stable at $0.14 per share each quarter, indicating commitment to returning shareholder value.

Neutral Observations:

  • Loans and leases net figure is reported as zero across recent quarters, suggesting a business model focused on securities and trading rather than traditional lending.
  • Goodwill remains significant and steady at around $464 million, reflecting past acquisitions but no major impairments noted.
  • Investments in trading account securities fluctuate but remain sizable, e.g., $2.17 billion in Q1 2025, indicating reliance on market movement and liquidity management.

Negative Factors:

  • Interest expense from deposits and long-term debt remains high, with Q1 2025 total interest expense of $116.3 million, pressuring net interest margins.
  • Provision for credit losses saw a spike in Q4 2024 at $10 million but dropped to $4.8 million in Q1 2025; elevated provisions indicate ongoing credit risk concerns.
  • Salaries and employee benefits increased from $41.7 million in Q4 2024 to $48.5 million in Q1 2025, impacting operating expenses negatively.
  • Restructuring charges rose from $1 million in Q4 2024 to $2.5 million in Q1 2025, suggesting internal adjustments that may weigh on short-term profitability.
  • Total non-interest expenses increased, contributing to a lower pre-tax income in Q1 2025 of $27.8 million from the prior quarter’s $30.4 million.
  • Long-term debt level remains stable near $210 million but with high associated interest expenses which could pressure financial flexibility.
  • Significant swings in net cash from financing activities, including large debt issuances and repayments, suggest volatility in funding strategies.

Summary:

Hope Bancorp has maintained steady profitability and adequate liquidity, supported by a strong equity base and consistent dividend payments. The company appears to have shifted its focus away from traditional loans, with a large concentration in trading securities and managing deposits. However, high interest expenses and rising operating costs, including employee compensation and restructuring costs, pose profit margin challenges. Credit loss provisions remain an area to watch as they reflect credit environment exposure. Investors should consider these mixed factors when assessing Hope Bancorp's financial health and near-term outlook.

08/19/25 05:15 PMAI Generated. May Contain Errors.

Frequently Asked Questions About Hope Bancorp's Financials

When does Hope Bancorp's fiscal year end?

According to the most recent income statement we have on file, Hope Bancorp's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Hope Bancorp's net income changed over the last 10 years?

Hope Bancorp's net income appears to be on an upward trend, with a most recent value of $99.63 million in 2024, rising from $88.62 million in 2014. The previous period was $133.67 million in 2023. View Hope Bancorp's forecast to see where analysts expect Hope Bancorp to go next.

How has Hope Bancorp's revenue changed over the last 10 years?

Over the last 10 years, Hope Bancorp's total revenue changed from $310.78 million in 2014 to $474.93 million in 2024, a change of 52.8%.

How much debt does Hope Bancorp have?

Hope Bancorp's total liabilities were at $14.92 billion at the end of 2024, a 12.3% decrease from 2023, and a 138.4% increase since 2014.

How much cash does Hope Bancorp have?

In the past 10 years, Hope Bancorp's cash and equivalents has ranged from $86.12 million in 2014 to $283.13 million in 2019, and is currently $222.66 million as of their latest financial filing in 2024.

How has Hope Bancorp's book value per share changed over the last 10 years?

Over the last 10 years, Hope Bancorp's book value per share changed from 11.10 in 2014 to 17.68 in 2024, a change of 59.2%.


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This page (NASDAQ:HOPE) was last updated on 8/19/2025 by MarketBeat.com Staff
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