Hope Bancorp (HOPE) Financials

$10.16 +0.08 (+0.79%)

Closing price 06/20/2025 04:00 PM Eastern

Extended Trading

$9.84 -0.32 (-3.14%)

As of 06/20/2025 04:26 PM Eastern

Annual Income Statements for Hope Bancorp

This table shows Hope Bancorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Income / (Loss) Attributable to Common Shareholders	89	92	114	139	190	171	112	205	218	134	100
Consolidated Net Income / (Loss)	89	92	114	139	190	171	112	205	218	134	100
Net Income / (Loss) Continuing Operations	89	92	114	139	190	171	112	205	218	134	100
Total Pre-Tax Income	147	155	191	264	255	226	142	275	296	178	133
Total Revenue	311	317	415	548	548	516	521	556	630	571	475
Net Interest Income / (Expense)	267	273	363	481	488	467	467	513	578	526	428
Total Interest Income	303	314	422	572	650	685	599	567	716	1,049	954
Loans and Leases Interest Income	284	291	392	530	594	628	555	528	661	893	837
Investment Securities Interest Income	16	19	25	37	45	46	39	35	52	66	69
Federal Funds Sold and Securities Borrowed Interest Income	2.76	3.71	4.37	-	-	-	-	1.30	1.87	87	45
Other Interest Income	-	-	-	5.43	11	11	4.55	1.56	-	2.89	3.60
Total Interest Expense	36	41	59	91	162	218	131	54	138	523	526
Deposits Interest Expense	29	33	48	75	135	190	110	42	115	441	495
Long-Term Debt Interest Expense	5.25	7.21	10	16	27	28	21	12	23	82	31
Total Non-Interest Income	44	44	52	66	60	50	53	44	51	46	47
Other Service Charges	31	30	39	45	29	45	38	31	35	41	37
Net Realized & Unrealized Capital Gains on Investments	13	13	13	16	12	4.77	16	13	16	4.10	9.71
Provision for Credit Losses	13	8.00	9.00	17	15	7.30	95	-12	9.85	32	17
Total Non-Interest Expense	152	153	215	267	278	283	284	293	324	362	325
Salaries and Employee Benefits	76	85	108	145	154	161	163	175	205	208	178
Net Occupancy & Equipment Expense	36	38	48	55	29	57	56	57	58	62	61
Property & Liability Insurance Claims	4.35	4.09	4.17	5.17	6.57	3.88	5.54	5.11	6.25	13	11
Other Operating Expenses	23	18	28	49	75	46	43	43	46	59	60
Amortization Expense	-	-	-	-	-	-	-	11	8.74	8.20	9.05
Restructuring Charge	0.32	1.54	17	1.78	1.67	-	3.58	0.00	0.00	12	5.63
Income Tax Expense	58	63	77	124	66	55	31	71	78	44	33
Basic Earnings per Share	$1.11	$1.16	$1.10	$1.03	$1.44	$1.35	$0.90	$1.67	$1.82	$1.11	$0.83
Weighted Average Basic Shares Outstanding	79.49M	79.55M	103.29M	135.35M	126.64M	124.29M	123.27M	120.11M	119.50M	120.13M	120.77M
Diluted Earnings per Share	$1.11	$1.16	$1.10	$1.03	$1.44	$1.35	$0.90	$1.66	$1.81	$1.11	$0.82
Weighted Average Diluted Shares Outstanding	79.49M	79.55M	103.29M	135.35M	126.64M	124.29M	123.27M	120.11M	119.50M	120.13M	120.77M
Weighted Average Basic & Diluted Shares Outstanding	79.49M	79.55M	103.29M	135.35M	126.64M	124.29M	123.27M	120.11M	119.50M	120.13M	120.77M
Cash Dividends to Common per Share	$0.36	$0.42	$0.44	$0.50	$0.54	$0.56	$0.56	$0.56	$0.56	$0.56	$0.56

This table shows Hope Bancorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025
Net Income / (Loss) Attributable to Common Shareholders	54	52	39	38	30	26	26	25	24	24	21
Consolidated Net Income / (Loss)	54	52	39	38	30	26	26	25	24	24	21
Net Income / (Loss) Continuing Operations	54	52	39	38	30	26	26	25	24	24	21
Total Pre-Tax Income	73	70	53	51	40	34	36	35	32	30	28
Total Revenue	167	163	145	148	144	135	123	117	117	118	117
Net Interest Income / (Expense)	153	151	134	131	135	126	115	106	105	102	101
Total Interest Income	189	224	237	267	276	269	260	233	235	227	217
Loans and Leases Interest Income	175	208	216	226	230	221	214	210	210	204	195
Investment Securities Interest Income	13	15	15	16	17	18	18	17	17	17	16
Deposits and Money Market Investments Interest Income	0.14	0.94	4.92	25	28	-	27	5.28	7.51	-	5.21
Other Interest Income	-	-	0.70	0.68	-	-	-	0.81	-	-	1.11
Total Interest Expense	36	74	103	136	140	143	145	127	130	124	116
Deposits Interest Expense	31	63	92	110	118	121	124	123	127	122	114
Long-Term Debt Interest Expense	5.33	10	10	27	23	22	21	4.16	3.08	2.84	2.76
Total Non-Interest Income	13	12	11	17	8.31	9.28	8.29	11	12	16	16
Other Service Charges	11	11	8.69	15	8.31	9.34	8.29	8.67	9.44	11	13
Net Realized & Unrealized Capital Gains on Investments	2.81	1.29	2.29	1.87	0.00	-0.06	0.00	2.41	2.72	4.51	3.13
Provision for Credit Losses	9.20	8.45	3.32	9.01	17	2.40	2.60	1.40	3.28	10	4.80
Total Non-Interest Expense	84	84	89	87	87	99	85	81	81	78	84
Salaries and Employee Benefits	53	53	57	52	51	47	48	44	44	42	48
Net Occupancy & Equipment Expense	14	15	15	15	16	16	15	15	15	15	16
Property & Liability Insurance Claims	1.63	1.60	1.78	4.69	3.68	3.14	2.93	3.00	2.20	2.68	2.50
Other Operating Expenses	13	12	13	13	14	19	16	14	16	14	13
Amortization Expense	2.33	2.55	1.72	1.91	1.93	2.63	2.13	2.28	2.21	2.43	1.96
Restructuring Charge	-	-	0.00	0.00	0.00	12	1.04	2.17	1.24	1.04	2.52
Income Tax Expense	20	18	14	13	9.96	7.12	10	9.27	7.94	6.09	6.75
Basic Earnings per Share	$0.45	$0.43	$0.33	$0.32	$0.25	$0.21	$0.22	$0.21	$0.20	$0.20	$0.17
Weighted Average Basic Shares Outstanding	119.48M	119.50M	119.92M	120.02M	120.11M	120.13M	120.61M	120.73M	120.74M	120.77M	128.06M
Diluted Earnings per Share	$0.45	$0.43	$0.33	$0.32	$0.25	$0.21	$0.21	$0.21	$0.20	$0.20	$0.17
Weighted Average Diluted Shares Outstanding	119.48M	119.50M	119.92M	120.02M	120.11M	120.13M	120.61M	120.73M	120.74M	120.77M	128.06M
Weighted Average Basic & Diluted Shares Outstanding	119.48M	119.50M	119.92M	120.02M	120.11M	120.13M	120.61M	120.73M	120.74M	120.77M	128.06M
Cash Dividends to Common per Share	$0.14	-	$0.14	$0.14	$0.14	-	$0.14	$0.14	$0.14	-	$0.14

This table details how cash moves in and out of Hope Bancorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Change in Cash & Equivalents	145	-164	139	55	-32	239	-348	-34	191	1,422	-1,471
Net Cash From Operating Activities	136	108	131	204	220	184	166	324	486	474	117
Net Cash From Continuing Operating Activities	136	108	131	204	220	184	166	324	486	474	117
Net Income / (Loss) Continuing Operations	89	92	114	139	190	171	112	205	218	134	100
Consolidated Net Income / (Loss)	89	92	114	139	190	171	112	205	218	134	100
Provision For Loan Losses	14	9.65	11	17	15	7.20	96	-12	9.85	32	17
Depreciation Expense	-13	-4.53	-1.57	-15	-2.13	2.75	12	26	30	23	53
Non-Cash Adjustments to Reconcile Net Income	7.16	13	8.60	29	5.93	17	48	33	171	63	12
Changes in Operating Assets and Liabilities, net	39	-2.10	-1.58	33	12	-14	-101	62	56	222	-65
Net Cash From Investing Activities	-553	-935	-463	-767	-1,148	-37	-1,835	-993	-1,474	1,290	467
Net Cash From Continuing Investing Activities	-553	-935	-463	-767	-1,148	-37	-1,835	-993	-1,474	1,290	467
Purchase of Property, Leasehold Improvements and Equipment	-6.43	-11	-14	-15	-6.85	-6.62	-4.97	-7.22	-9.11	-13	-9.81
Purchase of Investment Securities	-675	-1,117	-1,050	-1,188	-1,411	-601	-2,593	-2,054	-336	-492	-297
Sale and/or Maturity of Investments	128	193	501	431	254	551	742	1,068	552	670	791
Other Investing Activities, net	-	-	-	-	16	20	21	-	-1,680	1,125	-18
Net Cash From Financing Activities	563	663	472	618	895	92	1,321	635	1,179	-341	-2,054
Net Cash From Continuing Financing Activities	563	663	472	618	895	92	1,321	635	1,179	-341	-2,054
Net Change in Deposits	546	648	495	209	1,309	372	1,807	707	698	-985	-426
Issuance of Debt	90	350	825	1,420	343	1,155	1,360	2,319	40,299	41,554	1,858
Issuance of Common Equity	0.04	-	1.17	1.87	0.47	0.01	0.00	0.00	0.53	0.00	0.00
Repayment of Debt	-30	-300	-807	-1,015	-535	-1,350	-1,739	-2,269	-39,734	-40,840	-3,415
Repurchase of Common Equity	-0.03	-1.17	0.00	0.00	-150	-13	-37	-50	-15	0.00	0.00
Payment of Dividends	-28	-33	-42	-68	-72	-71	-69	-69	-67	-67	-68
Other Financing Activities, Net	0.00	0.00	0.08	69	-0.78	-0.63	-1.28	-3.36	-3.49	-3.38	-3.51
Cash Interest Paid	35	40	63	91	144	211	144	62	113	380	599
Cash Income Taxes Paid	27	62	66	104	58	57	49	42	96	41	29

This table details how cash moves in and out of Hope Bancorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025
Net Change in Cash & Equivalents	134	175	1,706	90	198	-571	-744	-531	27	-223	275
Net Cash From Operating Activities	101	118	76	126	193	79	30	-26	63	50	27
Net Cash From Continuing Operating Activities	101	118	76	126	193	79	30	-26	63	50	27
Net Income / (Loss) Continuing Operations	54	52	39	38	30	26	26	25	24	24	21
Consolidated Net Income / (Loss)	54	52	39	38	30	26	26	25	24	24	21
Provision For Loan Losses	9.10	6.67	3.32	9.01	17	2.40	2.60	1.40	3.28	10	4.80
Depreciation Expense	3.94	15	3.85	14	-2.76	8.42	5.42	13	9.97	25	10
Non-Cash Adjustments to Reconcile Net Income	-13	56	-14	11	1.07	65	-1.11	-9.20	12	10	13
Changes in Operating Assets and Liabilities, net	43	-3.10	42	55	148	-24	-3.16	-56	14	-20	-22
Net Cash From Investing Activities	-921	44	305	266	366	353	247	179	33	7.66	246
Net Cash From Continuing Investing Activities	-921	44	305	266	366	353	247	179	33	7.66	246
Purchase of Property, Leasehold Improvements and Equipment	-2.02	-2.56	-2.99	-4.73	-3.40	-2.00	-2.11	-2.53	-2.90	-2.27	-2.66
Purchase of Investment Securities	-1,090	1,648	150	-30	-520	-93	-38	21	-256	-156	-100
Sale and/or Maturity of Investments	171	79	158	300	889	-677	287	161	292	184	348
Net Cash From Financing Activities	955	13	1,325	-302	-361	-1,003	-1,020	-685	-69	-280	2.82
Net Cash From Continuing Financing Activities	955	13	1,325	-302	-361	-1,003	-1,020	-685	-69	-280	2.82
Net Change in Deposits	473	237	89	-209	121	-986	-0.34	-42	18	-402	161
Issuance of Debt	11,992	9,001	21,332	19,814	308	100	210	876	100	672	272
Repayment of Debt	-11,493	-9,208	-20,077	-19,890	-772	-100	-1,210	-1,502	-170	-533	-411
Payment of Dividends	-17	-17	-17	-17	-17	-17	-17	-17	-17	-17	-17
Other Financing Activities, Net	-0.07	-0.03	-2.38	-0.57	-0.05	-0.38	-3.17	-0.26	-0.04	-0.04	-2.11
Cash Interest Paid	28	58	77	79	83	142	190	162	110	137	128
Cash Income Taxes Paid	15	26	1.67	3.40	2.10	34	2.09	19	7.00	1.59	1.64

This table presents Hope Bancorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Total Assets	7,140	7,913	13,441	14,207	15,306	15,667	17,107	17,889	19,164	19,132	17,054
Cash and Due from Banks	86	95	169	186	219	283	257	271	214	173	223
Interest Bearing Deposits at Other Banks	376	203	269	306	240	415	94	45	293	1,756	236
Trading Account Securities	821	1,019	1,580	1,750	1,921	1,819	2,363	2,823	2,335	2,412	2,130
Loans and Leases, Net of Allowance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	13,812	0.00	0.00	0.00
Premises and Equipment, Net	31	35	55	57	54	52	48	46	47	51	52
Goodwill	105	105	463	464	465	464	464	464	464	464	464
Intangible Assets	3.89	2.82	19	17	14	12	9.71	7.67	5.73	3.94	2.33
Other Assets	5,715	6,451	10,884	11,425	12,361	12,591	13,841	405	15,804	14,271	13,947
Total Liabilities & Shareholders' Equity	7,140	7,913	13,441	14,207	15,306	15,667	17,107	17,889	19,164	19,132	17,054
Total Liabilities	6,258	6,975	11,586	12,278	13,403	13,631	15,053	15,796	17,145	17,010	14,920
Non-Interest Bearing Deposits	1,543	1,694	2,900	2,999	3,023	3,109	4,814	5,752	4,849	3,915	3,378
Interest Bearing Deposits	4,150	4,647	7,742	7,848	9,133	9,419	9,520	9,289	10,889	10,839	10,950
Accrued Interest Payable	5.86	6.01	11	16	31	34	15	4.27	27	168	94
Long-Term Debt	523	573	854	1,259	1,118	927	559	622	1,189	1,904	349
Other Long-Term Liabilities	33	38	76	86	96	142	144	128	190	184	150
Commitments & Contingencies	-	15	-	-	-	-	-	-	-	-	0.00
Total Equity & Noncontrolling Interests	883	938	1,855	1,928	1,900	2,036	2,054	2,093	2,019	2,121	2,135
Total Preferred & Common Equity	883	938	1,855	1,928	1,900	2,036	2,054	2,093	2,019	2,121	2,135
Total Common Equity	883	938	1,855	1,928	1,903	2,036	2,054	2,093	2,019	2,121	2,135
Common Stock	542	542	1,401	1,405	1,424	1,428	1,435	1,422	1,431	1,440	1,446
Retained Earnings	339	398	470	545	662	762	786	933	1,084	1,151	1,182
Treasury Stock	-	-	-	0.00	-150	-164	-200	-250	-265	-265	-265
Accumulated Other Comprehensive Income / (Loss)	1.71	-1.83	-15	-22	-33	9.15	33	-11	-231	-205	-228

This table presents Hope Bancorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q2 2022	Q3 2022	Q1 2023	Q2 2023	Q3 2023	Q1 2024	Q2 2024	Q3 2024	Q1 2025
Period end date	6/30/2022	9/30/2022	3/31/2023	6/30/2023	9/30/2023	3/31/2024	6/30/2024	9/30/2024	3/31/2025
Total Assets	18,089	19,083	20,569	20,366	20,076	18,088	17,375	17,354	17,068
Cash and Due from Banks	182	230	212	208	225	160	188	171	228
Interest Bearing Deposits at Other Banks	15	101	2,000	2,094	2,275	1,025	466	510	506
Trading Account Securities	2,492	2,307	2,357	2,236	2,280	2,325	2,241	2,243	2,175
Loans and Leases, Net of Allowance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Premises and Equipment, Net	46	46	48	51	52	51	51	52	52
Goodwill	464	464	464	464	464	464	464	464	464
Intangible Assets	6.70	6.21	5.28	4.83	4.38	3.53	3.13	2.73	1.96
Other Assets	14,873	15,924	15,480	15,308	14,775	14,059	13,961	13,912	13,641
Total Liabilities & Shareholders' Equity	18,089	19,083	20,569	20,366	20,076	18,088	17,375	17,354	17,068
Total Liabilities	16,089	17,108	18,510	18,298	18,046	15,976	15,264	15,184	14,908
Non-Interest Bearing Deposits	5,690	5,591	4,505	4,229	4,250	3,653	3,671	3,723	3,363
Interest Bearing Deposits	9,340	9,911	11,324	11,390	11,490	11,101	11,040	11,007	11,125
Accrued Interest Payable	4.11	12	54	109	167	122	87	107	81
Long-Term Debt	896	1,395	2,444	2,368	1,904	904	279	209	210
Other Long-Term Liabilities	156	198	183	201	235	195	187	139	129
Commitments & Contingencies	-	-	-	-	-	-	-	-	0.00
Total Equity & Noncontrolling Interests	2,000	1,976	2,059	2,068	2,030	2,112	2,111	2,170	2,160
Total Preferred & Common Equity	2,000	1,976	2,059	2,068	2,030	2,112	2,111	2,170	2,160
Total Common Equity	2,000	1,976	2,059	2,068	2,030	2,112	2,111	2,170	2,160
Common Stock	1,425	1,428	1,431	1,434	1,437	1,440	1,441	1,443	1,445
Retained Earnings	1,012	1,049	1,106	1,128	1,141	1,160	1,168	1,174	1,186
Treasury Stock	-265	-265	-265	-265	-265	-265	-265	-265	-265
Accumulated Other Comprehensive Income / (Loss)	-172	-237	-214	-229	-283	-222	-233	-183	-206

This table displays calculated financial ratios and metrics derived from Hope Bancorp's official financial filings.

Metric	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	5.07%	1.91%	31.08%	31.94%	0.06%	-5.81%	0.90%	6.80%	13.20%	-9.27%	-16.89%
EBITDA Growth	12.98%	13.07%	25.73%	31.27%	1.78%	-9.57%	-32.55%	101.93%	4.63%	-38.33%	-7.78%
EBIT Growth	9.22%	6.02%	23.08%	37.99%	-3.17%	-11.40%	-37.14%	93.46%	7.55%	-39.91%	-25.25%
NOPAT Growth	8.39%	4.11%	23.29%	22.59%	35.96%	-9.78%	-34.80%	83.45%	6.70%	-38.76%	-25.47%
Net Income Growth	8.39%	4.11%	23.29%	22.59%	35.96%	-9.78%	-34.80%	83.45%	6.70%	-38.76%	-25.47%
EPS Growth	7.77%	4.50%	-5.17%	-6.36%	39.81%	-6.25%	-33.33%	84.44%	9.04%	-38.67%	-26.13%
Operating Cash Flow Growth	0.99%	-20.24%	20.83%	55.84%	8.08%	-16.43%	-9.76%	95.41%	49.76%	-2.42%	-75.36%
Free Cash Flow Firm Growth	-499.88%	55.93%	-8,342.77%	68.86%	205.22%	-35.71%	102.42%	-77.84%	-368.47%	-148.36%	340.19%
Invested Capital Growth	9.14%	7.48%	79.32%	17.61%	-5.20%	-1.90%	-11.84%	3.91%	18.18%	25.47%	-38.31%
Revenue Q/Q Growth	-0.25%	1.70%	14.53%	1.38%	-1.67%	-1.34%	1.10%	2.63%	2.64%	-4.58%	-3.49%
EBITDA Q/Q Growth	7.01%	1.68%	19.26%	-2.85%	0.29%	-2.51%	-9.12%	18.06%	2.50%	-13.87%	12.72%
EBIT Q/Q Growth	5.62%	1.30%	17.85%	-0.62%	-2.18%	-2.36%	-13.10%	15.56%	-0.26%	-16.95%	-2.34%
NOPAT Q/Q Growth	5.50%	0.20%	18.47%	-13.95%	16.20%	-0.82%	-11.64%	12.86%	0.04%	-15.87%	-2.11%
Net Income Q/Q Growth	5.50%	0.20%	18.51%	-13.97%	16.22%	-0.83%	-11.64%	12.86%	0.04%	-15.87%	-2.11%
EPS Q/Q Growth	5.71%	0.00%	0.92%	-13.45%	17.07%	-0.74%	-10.89%	14.48%	0.00%	-16.54%	-1.20%
Operating Cash Flow Q/Q Growth	5.08%	-10.28%	117.22%	-13.90%	-10.43%	-2.44%	5.50%	21.65%	3.62%	-7.74%	-19.86%
Free Cash Flow Firm Q/Q Growth	-195.75%	64.92%	2.30%	-85.49%	97.49%	-9.11%	-13.66%	-23.24%	50.61%	-69.06%	-0.91%
Invested Capital Q/Q Growth	2.33%	0.56%	0.03%	4.38%	-0.50%	0.21%	2.54%	4.59%	-4.83%	2.32%	4.37%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	42.92%	47.62%	45.67%	45.44%	46.22%	44.38%	29.67%	56.09%	51.84%	35.24%	39.10%
EBIT Margin	47.15%	49.05%	46.05%	48.16%	46.61%	43.84%	27.31%	49.48%	47.01%	31.13%	28.00%
Profit (Net Income) Margin	28.51%	29.13%	27.40%	25.46%	34.59%	33.13%	21.41%	36.77%	34.66%	23.39%	20.98%
Tax Burden Percent	60.48%	59.39%	59.49%	52.85%	74.21%	75.56%	78.37%	74.32%	73.73%	75.14%	74.93%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	39.52%	40.61%	40.51%	47.15%	25.79%	24.44%	21.63%	25.68%	26.27%	24.86%	25.07%
Return on Invested Capital (ROIC)	6.58%	6.33%	5.39%	4.73%	6.11%	5.72%	4.00%	7.68%	7.37%	3.70%	3.06%
ROIC Less NNEP Spread (ROIC-NNEP)	6.58%	6.33%	5.39%	4.73%	6.11%	5.72%	4.00%	7.68%	7.37%	3.70%	3.06%
Return on Net Nonoperating Assets (RNNOA)	3.90%	3.81%	2.75%	2.64%	3.80%	2.97%	1.45%	2.19%	3.24%	2.76%	1.62%
Return on Equity (ROE)	10.47%	10.13%	8.14%	7.37%	9.90%	8.69%	5.45%	9.87%	10.62%	6.46%	4.68%
Cash Return on Invested Capital (CROIC)	-2.16%	-0.88%	-51.41%	-11.46%	11.45%	7.64%	16.59%	3.85%	-9.29%	-18.90%	50.45%
Operating Return on Assets (OROA)	2.15%	2.06%	1.79%	1.91%	1.73%	1.46%	0.87%	1.57%	1.60%	0.93%	0.73%
Return on Assets (ROA)	1.30%	1.23%	1.07%	1.01%	1.28%	1.10%	0.68%	1.17%	1.18%	0.70%	0.55%
Return on Common Equity (ROCE)	10.47%	10.13%	8.14%	7.37%	9.91%	8.70%	5.45%	9.87%	10.62%	6.46%	4.68%
Return on Equity Simple (ROE_SIMPLE)	10.04%	9.83%	6.13%	7.23%	9.98%	8.40%	5.43%	9.77%	10.81%	6.30%	4.67%
Net Operating Profit after Tax (NOPAT)	89	92	114	139	190	171	112	205	218	134	100
NOPAT Margin	28.51%	29.13%	27.40%	25.46%	34.59%	33.13%	21.41%	36.77%	34.66%	23.39%	20.98%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	37.74%	40.35%	39.25%	38.40%	35.04%	44.05%	43.19%	41.78%	41.77%	47.20%	50.32%
Operating Expenses to Revenue	48.79%	48.43%	51.78%	48.67%	50.67%	54.74%	54.45%	52.72%	51.43%	63.34%	68.36%
Earnings before Interest and Taxes (EBIT)	147	155	191	264	255	226	142	275	296	178	133
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	133	151	190	249	253	229	155	312	327	201	186
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	0.88	1.02	1.14	0.94	0.61	0.73	0.55	0.74	0.67	0.64	0.69
Price to Tangible Book Value (P/TBV)	1.00	1.15	1.54	1.26	0.82	0.95	0.71	0.95	0.88	0.83	0.88
Price to Revenue (P/Rev)	2.49	3.01	5.11	3.32	2.12	2.88	2.17	2.78	2.16	2.39	3.09
Price to Earnings (P/E)	8.73	10.33	18.65	13.04	6.12	8.70	10.13	7.56	6.23	10.22	14.72
Dividend Yield	3.60%	3.50%	2.87%	3.72%	5.99%	4.77%	6.11%	4.35%	4.92%	4.92%	4.61%
Earnings Yield	11.45%	9.68%	5.36%	7.67%	16.33%	11.49%	9.88%	13.22%	16.04%	9.78%	6.79%
Enterprise Value to Invested Capital (EV/IC)	0.59	0.81	0.94	0.81	0.59	0.57	0.50	0.68	0.64	0.33	0.55
Enterprise Value to Revenue (EV/Rev)	2.69	3.88	6.11	4.72	3.27	3.27	2.51	3.31	3.24	2.35	2.86
Enterprise Value to EBITDA (EV/EBITDA)	6.26	8.14	13.38	10.39	7.06	7.37	8.47	5.89	6.25	6.66	7.31
Enterprise Value to EBIT (EV/EBIT)	5.70	7.90	13.27	9.80	7.01	7.46	9.20	6.68	6.90	7.54	10.20
Enterprise Value to NOPAT (EV/NOPAT)	9.42	13.31	22.31	18.54	9.44	9.87	11.74	8.99	9.35	10.04	13.62
Enterprise Value to Operating Cash Flow (EV/OCF)	6.16	11.36	19.43	12.70	8.14	9.18	7.89	5.67	4.21	2.83	11.62
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.00	0.00	5.04	7.39	2.83	17.94	0.00	0.00	0.83
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.59	0.61	0.46	0.65	0.59	0.46	0.27	0.30	0.59	0.90	0.16
Long-Term Debt to Equity	0.59	0.61	0.46	0.65	0.59	0.46	0.27	0.30	0.59	0.90	0.16
Financial Leverage	0.59	0.60	0.51	0.56	0.62	0.52	0.36	0.28	0.44	0.75	0.53
Leverage Ratio	8.05	8.27	7.64	7.31	7.71	7.87	8.01	8.44	9.01	9.25	8.50
Compound Leverage Factor	8.05	8.27	7.64	7.31	7.71	7.87	8.01	8.44	9.01	9.25	8.50
Debt to Total Capital	37.21%	37.92%	31.52%	39.49%	37.04%	31.30%	21.39%	22.90%	37.05%	47.30%	14.04%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	37.21%	37.92%	31.52%	39.49%	37.04%	31.30%	21.39%	22.90%	37.05%	47.30%	14.04%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	62.79%	62.08%	68.48%	60.51%	63.07%	68.70%	78.61%	77.10%	62.95%	52.70%	85.96%
Debt to EBITDA	3.92	3.80	4.50	5.06	4.41	4.05	3.62	1.99	3.64	9.46	1.88
Net Debt to EBITDA	0.46	1.82	2.20	3.08	2.48	0.87	1.16	0.94	2.09	-0.12	-0.59
Long-Term Debt to EBITDA	3.92	3.80	4.50	5.06	4.41	4.05	3.62	1.99	3.64	9.46	1.88
Debt to NOPAT	5.90	6.21	7.51	9.03	5.90	5.42	5.01	3.04	5.45	14.24	3.50
Net Debt to NOPAT	0.69	2.98	3.66	5.50	3.32	1.17	1.61	1.43	3.12	-0.19	-1.10
Long-Term Debt to NOPAT	5.90	6.21	7.51	9.03	5.90	5.42	5.01	3.04	5.45	14.24	3.50
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	-0.08%	-0.08%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-29	-13	-1,085	-338	355	228	463	103	-275	-684	1,642
Operating Cash Flow to CapEx	2,109.07%	990.13%	912.05%	2,099.86%	3,213.44%	2,777.69%	3,336.34%	4,490.46%	5,329.11%	3,610.28%	1,189.34%
Free Cash Flow to Firm to Interest Expense	-0.81	-0.32	-18.52	-3.72	2.19	1.05	3.52	1.91	-2.00	-1.31	3.12
Operating Cash Flow to Interest Expense	3.76	2.66	2.23	2.24	1.36	0.84	1.26	6.03	3.53	0.91	0.22
Operating Cash Flow Less CapEx to Interest Expense	3.58	2.39	1.99	2.14	1.31	0.81	1.23	5.90	3.46	0.88	0.20
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.05	0.04	0.04	0.04	0.04	0.03	0.03	0.03	0.03	0.03	0.03
Fixed Asset Turnover	10.09	9.70	9.24	9.78	9.92	9.76	10.37	11.83	13.61	11.73	9.28
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	1,406	1,511	2,710	3,187	3,021	2,964	2,612	2,715	3,208	4,025	2,483
Invested Capital Turnover	0.23	0.22	0.20	0.19	0.18	0.17	0.19	0.21	0.21	0.16	0.15
Increase / (Decrease) in Invested Capital	118	105	1,199	477	-166	-57	-351	102	493	817	-1,542
Enterprise Value (EV)	835	1,228	2,538	2,586	1,790	1,688	1,309	1,839	2,042	1,341	1,357
Market Capitalization	774	953	2,121	1,819	1,161	1,488	1,129	1,547	1,361	1,366	1,466
Book Value per Share	$11.10	$11.79	$13.72	$14.23	$14.78	$16.07	$16.66	$17.41	$16.90	$17.66	$17.68
Tangible Book Value per Share	$9.73	$10.43	$10.15	$10.68	$11.06	$12.31	$12.81	$13.48	$12.97	$13.76	$13.81
Total Capital	1,406	1,511	2,710	3,187	3,018	2,964	2,612	2,715	3,208	4,025	2,483
Total Debt	523	573	854	1,259	1,118	927	559	622	1,189	1,904	349
Total Long-Term Debt	523	573	854	1,259	1,118	927	559	622	1,189	1,904	349
Net Debt	61	275	417	767	629	200	180	292	681	-25	-110
Capital Expenditures (CapEx)	6.43	11	14	9.69	6.85	6.62	4.97	7.22	9.11	13	9.81
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	523	573	854	1,259	1,121	927	559	622	1,189	1,904	349
Total Depreciation and Amortization (D&A)	-13	-4.53	-1.57	-15	-2.13	2.75	12	37	30	23	53
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.11	$1.16	$1.10	$1.03	$1.44	$1.35	$0.90	$1.67	$1.82	$1.11	$0.83
Adjusted Weighted Average Basic Shares Outstanding	79.51M	79.57M	103.29M	135.52M	126.64M	124.29M	123.27M	120.11M	119.50M	120.13M	120.77M
Adjusted Diluted Earnings per Share	$1.11	$1.16	$1.10	$1.03	$1.44	$1.35	$0.90	$1.66	$1.81	$1.11	$0.82
Adjusted Weighted Average Diluted Shares Outstanding	79.51M	79.57M	103.29M	135.52M	126.64M	124.29M	123.27M	120.11M	119.50M	120.13M	120.77M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	79.51M	79.57M	103.29M	135.52M	126.64M	124.29M	123.27M	120.11M	119.50M	120.13M	120.77M
Normalized Net Operating Profit after Tax (NOPAT)	89	93	124	140	191	171	114	206	218	142	104
Normalized NOPAT Margin	28.58%	29.42%	29.82%	25.63%	34.82%	33.13%	21.95%	37.06%	34.66%	24.91%	21.87%
Pre Tax Income Margin	47.15%	49.05%	46.05%	48.16%	46.61%	43.84%	27.31%	49.48%	47.01%	31.13%	28.00%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	4.06	3.82	3.26	2.91	1.57	1.04	1.08	5.12	2.15	0.34	0.25
NOPAT to Interest Expense	2.46	2.27	1.94	1.54	1.17	0.78	0.85	3.81	1.59	0.26	0.19
EBIT Less CapEx to Interest Expense	3.89	3.56	3.02	2.80	1.53	1.01	1.05	4.99	2.08	0.32	0.23
NOPAT Less CapEx to Interest Expense	2.28	2.00	1.70	1.43	1.13	0.75	0.81	3.67	1.52	0.23	0.17
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	31.39%	36.21%	37.36%	48.52%	37.78%	41.47%	62.04%	33.57%	30.75%	50.22%	67.76%
Augmented Payout Ratio	31.43%	37.48%	37.36%	48.52%	116.90%	49.20%	95.02%	58.01%	37.47%	50.22%	67.76%

This table displays calculated financial ratios and metrics derived from Hope Bancorp's official financial filings.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	18.19%	11.08%	-1.03%	-4.27%	-13.73%	-16.87%	-14.86%	-20.83%	-18.82%	-12.71%	-5.54%
EBITDA Growth	0.07%	10.35%	-35.33%	-16.02%	-54.33%	-50.45%	-29.12%	-27.85%	12.94%	31.07%	-7.93%
EBIT Growth	-2.63%	-1.08%	-35.60%	-27.22%	-45.51%	-51.93%	-32.02%	-32.89%	-19.77%	-9.46%	-22.43%
NOPAT Growth	-3.16%	0.16%	-35.59%	-27.00%	-44.09%	-48.78%	-33.89%	-33.54%	-19.60%	-8.10%	-18.43%
Net Income Growth	-3.16%	0.16%	-35.59%	-27.00%	-44.09%	-48.78%	-33.89%	-33.54%	-19.60%	-8.10%	-18.43%
EPS Growth	0.00%	0.00%	-34.00%	-25.58%	-44.44%	-51.16%	-36.36%	-34.38%	-20.00%	-4.76%	-19.05%
Operating Cash Flow Growth	24.20%	16.73%	-58.54%	52.26%	91.55%	-33.59%	-61.10%	-120.25%	-67.30%	-36.81%	-9.97%
Free Cash Flow Firm Growth	-9,364.69%	-775.96%	-329.91%	-551.34%	26.13%	-78.98%	213.83%	237.90%	396.20%	298.11%	-55.83%
Invested Capital Growth	29.88%	18.18%	43.60%	53.16%	16.71%	25.47%	-33.00%	-46.11%	-39.53%	-38.31%	-21.43%
Revenue Q/Q Growth	7.94%	-2.35%	-10.93%	1.97%	-2.72%	-5.91%	-8.77%	-5.19%	-0.24%	1.17%	-1.28%
EBITDA Q/Q Growth	4.68%	4.00%	-24.21%	12.23%	-43.07%	12.83%	-1.69%	14.10%	-10.88%	30.94%	-30.94%
EBIT Q/Q Growth	3.83%	-4.79%	-24.47%	-2.52%	-22.27%	-16.01%	6.81%	-3.76%	-7.08%	-5.22%	-8.49%
NOPAT Q/Q Growth	3.19%	-3.80%	-24.34%	-2.81%	-20.97%	-11.87%	-2.33%	-2.30%	-4.40%	0.74%	-13.32%
Net Income Q/Q Growth	3.19%	-3.80%	-24.34%	-2.81%	-20.97%	-11.87%	-2.33%	-2.30%	-4.40%	0.74%	-13.32%
EPS Q/Q Growth	4.65%	-4.44%	-23.26%	-3.03%	-21.88%	-16.00%	0.00%	0.00%	-4.76%	0.00%	-15.00%
Operating Cash Flow Q/Q Growth	21.37%	17.52%	-35.63%	65.84%	52.68%	-59.25%	-62.30%	-186.34%	346.49%	-21.26%	-46.28%
Free Cash Flow Firm Q/Q Growth	-213.05%	38.79%	-200.56%	-13.09%	64.49%	-48.31%	291.15%	37.00%	-23.73%	-0.81%	-57.38%
Invested Capital Q/Q Growth	16.40%	-4.83%	40.34%	-1.48%	-11.31%	2.32%	-25.06%	-20.76%	-0.47%	4.37%	-4.56%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	48.97%	52.15%	40.24%	44.29%	25.92%	31.09%	33.50%	40.37%	36.06%	46.68%	32.65%
EBIT Margin	44.09%	42.99%	36.45%	34.85%	27.85%	24.86%	29.10%	29.54%	27.52%	25.78%	23.90%
Profit (Net Income) Margin	32.27%	31.79%	27.01%	25.74%	20.91%	19.59%	20.97%	21.61%	20.71%	20.62%	18.11%
Tax Burden Percent	73.20%	73.95%	74.09%	73.87%	75.10%	78.80%	72.06%	73.15%	75.26%	79.99%	75.77%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	26.80%	26.05%	25.91%	26.13%	24.90%	21.20%	27.94%	26.85%	24.74%	20.01%	24.24%
Return on Invested Capital (ROIC)	6.64%	6.76%	4.44%	4.37%	3.43%	3.09%	3.07%	3.29%	3.23%	3.01%	3.15%
ROIC Less NNEP Spread (ROIC-NNEP)	6.64%	6.76%	4.44%	4.37%	3.43%	3.09%	3.07%	3.29%	3.23%	3.01%	3.15%
Return on Net Nonoperating Assets (RNNOA)	3.14%	2.98%	3.83%	3.50%	2.82%	2.31%	2.46%	2.08%	1.62%	1.59%	0.82%
Return on Equity (ROE)	9.78%	9.74%	8.28%	7.87%	6.25%	5.41%	5.53%	5.37%	4.85%	4.60%	3.97%
Cash Return on Invested Capital (CROIC)	-18.68%	-9.29%	-30.65%	-37.02%	-11.07%	-18.90%	42.72%	63.09%	52.49%	50.45%	27.53%
Operating Return on Assets (OROA)	1.47%	1.46%	1.19%	1.13%	0.85%	0.74%	0.83%	0.81%	0.72%	0.68%	0.64%
Return on Assets (ROA)	1.07%	1.08%	0.88%	0.83%	0.64%	0.58%	0.60%	0.59%	0.54%	0.54%	0.48%
Return on Common Equity (ROCE)	9.78%	9.74%	8.28%	7.87%	6.25%	5.41%	5.53%	5.37%	4.85%	4.60%	3.97%
Return on Equity Simple (ROE_SIMPLE)	11.04%	0.00%	9.55%	8.83%	7.83%	0.00%	5.70%	5.10%	4.69%	0.00%	4.39%
Net Operating Profit after Tax (NOPAT)	54	52	39	38	30	26	26	25	24	24	21
NOPAT Margin	32.27%	31.79%	27.01%	25.74%	20.91%	19.59%	20.97%	21.61%	20.71%	20.62%	18.11%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	40.43%	41.61%	50.10%	45.76%	46.42%	46.51%	50.83%	50.87%	51.05%	48.29%	55.14%
Operating Expenses to Revenue	50.39%	51.82%	61.26%	59.05%	60.42%	73.37%	68.79%	69.26%	69.67%	65.75%	71.98%
Earnings before Interest and Taxes (EBIT)	73	70	53	51	40	34	36	35	32	30	28
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	82	85	58	65	37	42	41	47	42	55	38
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	0.69	0.67	0.52	0.46	0.49	0.64	0.62	0.61	0.69	0.69	0.58
Price to Tangible Book Value (P/TBV)	0.90	0.88	0.68	0.59	0.64	0.83	0.79	0.78	0.88	0.88	0.74
Price to Revenue (P/Rev)	2.21	2.16	1.72	1.52	1.66	2.39	2.37	2.47	3.05	3.09	2.66
Price to Earnings (P/E)	6.22	6.23	5.48	5.17	6.27	10.22	10.81	11.89	14.75	14.72	13.14
Dividend Yield	4.93%	4.92%	6.21%	7.12%	6.75%	4.92%	5.17%	5.28%	4.50%	4.61%	5.42%
Earnings Yield	16.07%	16.04%	18.25%	19.35%	15.95%	9.78%	9.25%	8.41%	6.78%	6.79%	7.61%
Enterprise Value to Invested Capital (EV/IC)	0.72	0.64	0.29	0.23	0.10	0.33	0.34	0.38	0.43	0.55	0.31
Enterprise Value to Revenue (EV/Rev)	3.94	3.24	2.08	1.62	0.67	2.35	1.85	1.74	2.09	2.86	1.55
Enterprise Value to EBITDA (EV/EBITDA)	7.59	6.25	4.44	3.68	1.71	6.66	5.48	5.66	6.25	7.31	3.97
Enterprise Value to EBIT (EV/EBIT)	8.14	6.90	4.90	4.08	1.86	7.54	6.34	6.28	7.57	10.20	5.79
Enterprise Value to NOPAT (EV/NOPAT)	11.08	9.35	6.65	5.53	2.51	10.04	8.47	8.41	10.12	13.62	7.62
Enterprise Value to Operating Cash Flow (EV/OCF)	5.16	4.21	3.46	2.39	0.78	2.83	2.39	3.29	7.07	11.62	6.36
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.00	0.00	0.00	0.00	0.64	0.42	0.62	0.83	0.98
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.71	0.59	1.19	1.14	0.94	0.90	0.43	0.13	0.10	0.16	0.10
Long-Term Debt to Equity	0.71	0.59	1.19	1.14	0.94	0.90	0.43	0.13	0.10	0.16	0.10
Financial Leverage	0.47	0.44	0.86	0.80	0.82	0.75	0.80	0.63	0.50	0.53	0.26
Leverage Ratio	9.11	9.01	9.36	9.45	9.77	9.25	9.27	9.03	8.91	8.50	8.23
Compound Leverage Factor	9.11	9.01	9.36	9.45	9.77	9.25	9.27	9.03	8.91	8.50	8.23
Debt to Total Capital	41.39%	37.05%	54.28%	53.38%	48.39%	47.30%	29.98%	11.67%	8.80%	14.04%	8.86%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	41.39%	37.05%	54.28%	53.38%	48.39%	47.30%	29.98%	11.67%	8.80%	14.04%	8.86%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	58.61%	62.95%	45.72%	46.62%	51.61%	52.70%	70.02%	88.33%	91.20%	85.96%	91.14%
Debt to EBITDA	4.38	3.64	8.29	8.64	8.14	9.46	4.86	1.74	1.27	1.88	1.15
Net Debt to EBITDA	3.33	2.09	0.78	0.24	-2.55	-0.12	-1.51	-2.35	-2.86	-0.59	-2.87
Long-Term Debt to EBITDA	4.38	3.64	8.29	8.64	8.14	9.46	4.86	1.74	1.27	1.88	1.15
Debt to NOPAT	6.39	5.45	12.43	12.97	11.98	14.24	7.51	2.59	2.06	3.50	2.21
Net Debt to NOPAT	4.86	3.12	1.17	0.36	-3.76	-0.19	-2.33	-3.48	-4.63	-1.10	-5.52
Long-Term Debt to NOPAT	6.39	5.45	12.43	12.97	11.98	14.24	7.51	2.59	2.06	3.50	2.21
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-722	-442	-1,328	-1,502	-533	-791	1,511	2,071	1,579	1,566	668
Operating Cash Flow to CapEx	4,975.48%	4,615.22%	2,544.92%	2,671.33%	5,663.92%	3,927.95%	1,401.09%	-1,009.63%	2,173.72%	2,189.63%	1,002.90%
Free Cash Flow to Firm to Interest Expense	-20.05	-5.99	-12.92	-11.00	-3.80	-5.52	10.45	16.34	12.12	12.58	5.74
Operating Cash Flow to Interest Expense	2.80	1.60	0.74	0.93	1.37	0.55	0.20	-0.20	0.48	0.40	0.23
Operating Cash Flow Less CapEx to Interest Expense	2.74	1.57	0.71	0.89	1.35	0.53	0.19	-0.22	0.46	0.38	0.21
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03
Fixed Asset Turnover	13.42	13.61	13.44	12.87	12.23	11.73	11.17	10.24	9.53	9.28	9.10
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	3,371	3,208	4,502	4,436	3,934	4,025	3,016	2,390	2,379	2,483	2,370
Invested Capital Turnover	0.21	0.21	0.16	0.17	0.16	0.16	0.15	0.15	0.16	0.15	0.17
Increase / (Decrease) in Invested Capital	775	493	1,367	1,540	563	817	-1,486	-2,045	-1,555	-1,542	-647
Enterprise Value (EV)	2,418	2,042	1,309	1,009	399	1,341	1,020	905	1,030	1,357	723
Market Capitalization	1,358	1,361	1,078	944	996	1,366	1,301	1,280	1,502	1,466	1,247
Book Value per Share	$16.54	$16.90	$17.23	$17.24	$16.92	$17.66	$17.58	$17.50	$17.97	$17.68	$17.89
Tangible Book Value per Share	$12.60	$12.97	$13.30	$13.33	$13.01	$13.76	$13.69	$13.63	$14.10	$13.81	$14.02
Total Capital	3,371	3,208	4,502	4,436	3,934	4,025	3,016	2,390	2,379	2,483	2,370
Total Debt	1,395	1,189	2,444	2,368	1,904	1,904	904	279	209	349	210
Total Long-Term Debt	1,395	1,189	2,444	2,368	1,904	1,904	904	279	209	349	210
Net Debt	1,060	681	231	65	-597	-25	-281	-375	-472	-110	-524
Capital Expenditures (CapEx)	2.02	2.56	2.99	4.73	3.40	2.00	2.11	2.53	2.90	2.27	2.66
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	1,395	1,189	2,444	2,368	1,904	1,904	904	279	209	349	210
Total Depreciation and Amortization (D&A)	8.13	15	5.49	14	-2.76	8.42	5.42	13	9.97	25	10
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.45	$0.43	$0.33	$0.32	$0.25	$0.21	$0.22	$0.21	$0.20	$0.20	$0.17
Adjusted Weighted Average Basic Shares Outstanding	119.48M	119.50M	119.92M	120.02M	120.11M	120.13M	120.61M	120.73M	120.74M	120.77M	128.06M
Adjusted Diluted Earnings per Share	$0.45	$0.43	$0.33	$0.32	$0.25	$0.21	$0.21	$0.21	$0.20	$0.20	$0.17
Adjusted Weighted Average Diluted Shares Outstanding	119.48M	119.50M	119.92M	120.02M	120.11M	120.13M	120.61M	120.73M	120.74M	120.77M	128.06M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	119.48M	119.50M	119.92M	120.02M	120.11M	120.13M	120.61M	120.73M	120.74M	120.77M	128.06M
Normalized Net Operating Profit after Tax (NOPAT)	54	52	39	38	30	36	27	27	25	25	23
Normalized NOPAT Margin	32.27%	31.79%	27.01%	25.74%	20.91%	26.33%	21.58%	22.97%	21.51%	21.33%	19.75%
Pre Tax Income Margin	44.09%	42.99%	36.45%	34.85%	27.85%	24.86%	29.10%	29.54%	27.52%	25.78%	23.90%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	2.04	0.95	0.51	0.38	0.28	0.23	0.25	0.27	0.25	0.24	0.24
NOPAT to Interest Expense	1.49	0.70	0.38	0.28	0.21	0.18	0.18	0.20	0.19	0.20	0.18
EBIT Less CapEx to Interest Expense	1.98	0.91	0.48	0.34	0.26	0.22	0.23	0.25	0.22	0.23	0.22
NOPAT Less CapEx to Interest Expense	1.44	0.67	0.35	0.24	0.19	0.17	0.16	0.18	0.16	0.18	0.16
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	30.81%	30.75%	34.09%	36.68%	42.20%	50.22%	55.82%	62.52%	66.24%	67.76%	71.26%
Augmented Payout Ratio	38.82%	37.47%	34.09%	36.68%	42.20%	50.22%	55.82%	62.52%	66.24%	67.76%	71.26%

Key Financial Trends

Hope Bancorp’s Q1 2025 results show a mix of strengths and headwinds. Net interest income fell 1.3% sequentially and 12% year-over-year, reflecting a softer earning asset mix. Non-interest income saw a notable uptick, driven by higher service charges and capital gains. The bank generated strong operating and investing cash flows, bolstering its liquidity position. However, profitability metrics such as ROE and ROA continue to lag prior-year levels, and net income and EPS declined significantly compared with Q1 2024.

Non-interest income jumped 89% Y/Y to $15.7 M, led by higher service charges and capital gains.
Robust cash generation: $26.7 M from operations and $245.8 M net inflow from investing activities.
Dividend yield remains attractive at 5.4% on the current share price.
Shares trade at a discount to book and tangible book value (P/B 0.58, P/TBV 0.74).
Provision for credit losses held at a moderate $4.8 M, consistent with recent quarters.
High dividend payout ratio of ~71%, balancing income return with capital needs.
Capital spending remains modest: operating cash flow covers CapEx by 10x.
Net interest income declined 12% Y/Y to $100.8 M, as funding costs rose.
Net income fell 18% Y/Y to $21.1 M; EPS dropped 19% to $0.17.
Return on equity dipped to ~4.0% from ~5.5% a year ago, underscoring pressure on profitability.

06/22/25 11:36 PMAI Generated. May Contain Errors.

Frequently Asked Questions About Hope Bancorp's Financials

When does Hope Bancorp's financial year end?

According to the most recent income statement we have on file, Hope Bancorp's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Hope Bancorp's net income changed over the last 10 years?

Hope Bancorp's net income appears to be on an upward trend, with a most recent value of $99.63 million in 2024, rising from $88.62 million in 2014. The previous period was $133.67 million in 2023. See where experts think Hope Bancorp is headed by visiting Hope Bancorp's forecast page.

How has Hope Bancorp's revenue changed over the last 10 years?

Over the last 10 years, Hope Bancorp's total revenue changed from $310.78 million in 2014 to $474.93 million in 2024, a change of 52.8%.

How much debt does Hope Bancorp have?

Hope Bancorp's total liabilities were at $14.92 billion at the end of 2024, a 12.3% decrease from 2023, and a 138.4% increase since 2014.

How much cash does Hope Bancorp have?

In the past 10 years, Hope Bancorp's cash and equivalents has ranged from $86.12 million in 2014 to $283.13 million in 2019, and is currently $222.66 million as of their latest financial filing in 2024.

How has Hope Bancorp's book value per share changed over the last 10 years?

Over the last 10 years, Hope Bancorp's book value per share changed from 11.10 in 2014 to 17.68 in 2024, a change of 59.2%.

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This page (NASDAQ:HOPE) was last updated on 6/23/2025 by MarketBeat.com Staff

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Hope Bancorp (HOPE) Financials

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Hope Bancorp (HOPE) Financials

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