First Internet Bancorp (INBK) Competitors

First Busey (NASDAQ:BUSE) and First Internet Bancorp (NASDAQ:INBK) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, dividends, risk, analyst recommendations, earnings, valuation, profitability and institutional ownership.

Which has better earnings & valuation, BUSE or INBK?

First Busey has higher revenue and earnings than First Internet Bancorp. First Internet Bancorp is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Busey	$663.36M	3.25	$113.69M	$1.12	21.58
First Internet Bancorp	$339.23M	0.65	$25.28M	$1.76	14.38

Does the media favor BUSE or INBK?

In the previous week, First Busey had 6 more articles in the media than First Internet Bancorp. MarketBeat recorded 7 mentions for First Busey and 1 mentions for First Internet Bancorp. First Busey's average media sentiment score of 1.62 beat First Internet Bancorp's score of 0.34 indicating that First Busey is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Busey	6 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
First Internet Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do analysts recommend BUSE or INBK?

First Busey presently has a consensus target price of $27.17, indicating a potential upside of 12.40%. First Internet Bancorp has a consensus target price of $27.33, indicating a potential upside of 7.99%. Given First Busey's stronger consensus rating and higher possible upside, analysts plainly believe First Busey is more favorable than First Internet Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Busey	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50
First Internet Bancorp	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Which has more risk and volatility, BUSE or INBK?

First Busey has a beta of 0.81, suggesting that its share price is 19% less volatile than the S&P 500. Comparatively, First Internet Bancorp has a beta of 0.76, suggesting that its share price is 24% less volatile than the S&P 500.

Is BUSE or INBK more profitable?

First Busey has a net margin of 9.48% compared to First Internet Bancorp's net margin of 4.36%. First Busey's return on equity of 8.76% beat First Internet Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Busey	9.48%	8.76%	1.04%
First Internet Bancorp	4.36%	3.03%	0.20%

Do institutionals and insiders believe in BUSE or INBK?

56.5% of First Busey shares are owned by institutional investors. Comparatively, 65.5% of First Internet Bancorp shares are owned by institutional investors. 3.9% of First Busey shares are owned by insiders. Comparatively, 8.0% of First Internet Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Is BUSE or INBK a better dividend stock?

First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.1%. First Internet Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 0.9%. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Internet Bancorp pays out 13.6% of its earnings in the form of a dividend. First Busey has raised its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

First Busey beats First Internet Bancorp on 15 of the 19 factors compared between the two stocks.