First Internet Bancorp (INBK) Competitors

Ameris Bancorp (NASDAQ:ABCB) and First Internet Bancorp (NASDAQ:INBK) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their media sentiment, valuation, analyst recommendations, institutional ownership, dividends, profitability, earnings and risk.

Is ABCB or INBK more profitable?

Ameris Bancorp has a net margin of 21.46% compared to First Internet Bancorp's net margin of 4.36%. Ameris Bancorp's return on equity of 9.57% beat First Internet Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ameris Bancorp	21.46%	9.57%	1.32%
First Internet Bancorp	4.36%	3.04%	0.20%

Do insiders & institutionals believe in ABCB or INBK?

91.6% of Ameris Bancorp shares are owned by institutional investors. Comparatively, 65.5% of First Internet Bancorp shares are owned by institutional investors. 5.4% of Ameris Bancorp shares are owned by insiders. Comparatively, 8.0% of First Internet Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Do analysts recommend ABCB or INBK?

Ameris Bancorp presently has a consensus target price of $72.14, indicating a potential upside of 9.46%. First Internet Bancorp has a consensus target price of $27.33, indicating a potential upside of 27.37%. Given First Internet Bancorp's higher possible upside, analysts clearly believe First Internet Bancorp is more favorable than Ameris Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86
First Internet Bancorp	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Is ABCB or INBK a better dividend stock?

Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.2%. First Internet Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.1%. Ameris Bancorp pays out 14.1% of its earnings in the form of a dividend. First Internet Bancorp pays out 13.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has better valuation & earnings, ABCB or INBK?

Ameris Bancorp has higher revenue and earnings than First Internet Bancorp. Ameris Bancorp is trading at a lower price-to-earnings ratio than First Internet Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ameris Bancorp	$1.14B	3.98	$358.68M	$5.68	11.60
First Internet Bancorp	$339.23M	0.55	$25.28M	$1.76	12.19

Does the media refer more to ABCB or INBK?

In the previous week, Ameris Bancorp had 3 more articles in the media than First Internet Bancorp. MarketBeat recorded 15 mentions for Ameris Bancorp and 12 mentions for First Internet Bancorp. Ameris Bancorp's average media sentiment score of 0.67 beat First Internet Bancorp's score of -0.10 indicating that Ameris Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Ameris Bancorp	6 Very Positive mention(s)	0 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Internet Bancorp	2 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	5 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has more risk & volatility, ABCB or INBK?

Ameris Bancorp has a beta of 0.96, suggesting that its share price is 4% less volatile than the S&P 500. Comparatively, First Internet Bancorp has a beta of 0.76, suggesting that its share price is 24% less volatile than the S&P 500.

Summary

Ameris Bancorp beats First Internet Bancorp on 15 of the 18 factors compared between the two stocks.