First Internet Bancorp (INBK) Competitors

First Busey (NASDAQ:BUSE) and First Internet Bancorp (NASDAQ:INBK) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, earnings, dividends, profitability, risk, valuation, media sentiment and analyst recommendations.

Does the media refer more to BUSE or INBK?

In the previous week, First Busey had 6 more articles in the media than First Internet Bancorp. MarketBeat recorded 11 mentions for First Busey and 5 mentions for First Internet Bancorp. First Busey's average media sentiment score of 1.76 beat First Internet Bancorp's score of 1.11 indicating that First Busey is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Busey	10 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
First Internet Bancorp	2 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals and insiders believe in BUSE or INBK?

56.5% of First Busey shares are held by institutional investors. Comparatively, 65.5% of First Internet Bancorp shares are held by institutional investors. 3.9% of First Busey shares are held by company insiders. Comparatively, 8.0% of First Internet Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Is BUSE or INBK more profitable?

First Busey has a net margin of 9.48% compared to First Internet Bancorp's net margin of 4.36%. First Busey's return on equity of 8.76% beat First Internet Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Busey	9.48%	8.76%	1.04%
First Internet Bancorp	4.36%	3.03%	0.20%

Do analysts recommend BUSE or INBK?

First Busey currently has a consensus target price of $27.33, indicating a potential upside of 11.07%. First Internet Bancorp has a consensus target price of $27.33, indicating a potential upside of 12.11%. Given First Internet Bancorp's higher probable upside, analysts plainly believe First Internet Bancorp is more favorable than First Busey.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Busey	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50
First Internet Bancorp	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Is BUSE or INBK a better dividend stock?

First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.1%. First Internet Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.0%. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Internet Bancorp pays out 13.6% of its earnings in the form of a dividend. First Busey has raised its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more risk & volatility, BUSE or INBK?

First Busey has a beta of 0.82, indicating that its stock price is 18% less volatile than the S&P 500. Comparatively, First Internet Bancorp has a beta of 0.8, indicating that its stock price is 20% less volatile than the S&P 500.

Which has higher earnings and valuation, BUSE or INBK?

First Busey has higher revenue and earnings than First Internet Bancorp. First Internet Bancorp is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Busey	$663.36M	3.30	$113.69M	$1.12	21.97
First Internet Bancorp	$339.23M	0.63	$25.28M	$1.76	13.85

Summary

First Busey beats First Internet Bancorp on 14 of the 19 factors compared between the two stocks.