First Internet Bancorp (INBK) Competitors

First Internet Bancorp (NASDAQ:INBK) and First Busey (NASDAQ:BUSE) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, risk, valuation, media sentiment, analyst recommendations, profitability, institutional ownership and earnings.

Does the media refer more to INBK or BUSE?

In the previous week, First Internet Bancorp and First Internet Bancorp both had 4 articles in the media. First Busey's average media sentiment score of 1.77 beat First Internet Bancorp's score of 1.02 indicating that First Busey is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Internet Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Busey	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Which has more volatility & risk, INBK or BUSE?

First Internet Bancorp has a beta of 0.8, suggesting that its share price is 20% less volatile than the S&P 500. Comparatively, First Busey has a beta of 0.82, suggesting that its share price is 18% less volatile than the S&P 500.

Do analysts prefer INBK or BUSE?

First Internet Bancorp presently has a consensus price target of $27.33, indicating a potential upside of 13.13%. First Busey has a consensus price target of $27.33, indicating a potential upside of 11.84%. Given First Internet Bancorp's higher probable upside, analysts plainly believe First Internet Bancorp is more favorable than First Busey.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Internet Bancorp	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
First Busey	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has better earnings and valuation, INBK or BUSE?

First Busey has higher revenue and earnings than First Internet Bancorp. First Internet Bancorp is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Internet Bancorp	$339.23M	0.62	$25.28M	$1.76	13.73
First Busey	$663.36M	3.28	$113.69M	$1.12	21.82

Is INBK or BUSE more profitable?

First Busey has a net margin of 9.48% compared to First Internet Bancorp's net margin of 4.36%. First Busey's return on equity of 8.76% beat First Internet Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Internet Bancorp	4.36%	3.03%	0.20%
First Busey	9.48%	8.76%	1.04%

Is INBK or BUSE a better dividend stock?

First Internet Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.0%. First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.1%. First Internet Bancorp pays out 13.6% of its earnings in the form of a dividend. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Busey has raised its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do insiders and institutionals hold more shares of INBK or BUSE?

65.5% of First Internet Bancorp shares are owned by institutional investors. Comparatively, 56.5% of First Busey shares are owned by institutional investors. 8.0% of First Internet Bancorp shares are owned by insiders. Comparatively, 3.9% of First Busey shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Summary

First Busey beats First Internet Bancorp on 13 of the 18 factors compared between the two stocks.