First Internet Bancorp (INBK) Competitors

First Internet Bancorp (NASDAQ:INBK) and First Busey (NASDAQ:BUSE) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, dividends, analyst recommendations, valuation, institutional ownership, earnings, profitability and risk.

Do institutionals & insiders believe in INBK or BUSE?

65.5% of First Internet Bancorp shares are held by institutional investors. Comparatively, 56.5% of First Busey shares are held by institutional investors. 8.0% of First Internet Bancorp shares are held by insiders. Comparatively, 3.9% of First Busey shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Is INBK or BUSE a better dividend stock?

First Internet Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.1%. First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.3%. First Internet Bancorp pays out 13.6% of its earnings in the form of a dividend. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Busey has increased its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts prefer INBK or BUSE?

First Internet Bancorp currently has a consensus target price of $27.33, indicating a potential upside of 24.75%. First Busey has a consensus target price of $27.33, indicating a potential upside of 17.31%. Given First Internet Bancorp's higher possible upside, equities analysts plainly believe First Internet Bancorp is more favorable than First Busey.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Internet Bancorp	1 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00
First Busey	0 Sell rating(s)	4 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.43

Which has preferable earnings and valuation, INBK or BUSE?

First Busey has higher revenue and earnings than First Internet Bancorp. First Internet Bancorp is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Internet Bancorp	$339.23M	0.56	$25.28M	$1.76	12.45
First Busey	$663.36M	3.13	$113.69M	$1.12	20.80

Does the media prefer INBK or BUSE?

In the previous week, First Internet Bancorp had 2 more articles in the media than First Busey. MarketBeat recorded 6 mentions for First Internet Bancorp and 4 mentions for First Busey. First Busey's average media sentiment score of 0.35 beat First Internet Bancorp's score of -0.40 indicating that First Busey is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Internet Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
First Busey	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is INBK or BUSE more profitable?

First Busey has a net margin of 9.48% compared to First Internet Bancorp's net margin of 4.36%. First Busey's return on equity of 8.76% beat First Internet Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Internet Bancorp	4.36%	3.03%	0.20%
First Busey	9.48%	8.76%	1.04%

Which has more volatility and risk, INBK or BUSE?

First Internet Bancorp has a beta of 0.79, meaning that its share price is 21% less volatile than the S&P 500. Comparatively, First Busey has a beta of 0.77, meaning that its share price is 23% less volatile than the S&P 500.

Summary

First Busey beats First Internet Bancorp on 12 of the 19 factors compared between the two stocks.