First Internet Bancorp (INBK) Competitors

CrossFirst Bankshares (NASDAQ:CFB) and First Internet Bancorp (NASDAQ:INBK) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their institutional ownership, risk, earnings, profitability, analyst recommendations, dividends, valuation and media sentiment.

Does the media prefer CFB or INBK?

In the previous week, First Internet Bancorp had 2 more articles in the media than CrossFirst Bankshares. MarketBeat recorded 3 mentions for First Internet Bancorp and 1 mentions for CrossFirst Bankshares. First Internet Bancorp's average media sentiment score of 0.87 beat CrossFirst Bankshares' score of 0.00 indicating that First Internet Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
CrossFirst Bankshares	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
First Internet Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is CFB or INBK more profitable?

CrossFirst Bankshares has a net margin of 15.18% compared to First Internet Bancorp's net margin of 6.01%. CrossFirst Bankshares' return on equity of 11.06% beat First Internet Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
CrossFirst Bankshares	15.18%	11.06%	1.08%
First Internet Bancorp	6.01%	4.64%	0.31%

Do analysts rate CFB or INBK?

CrossFirst Bankshares presently has a consensus target price of $19.33, suggesting a potential upside of 20.91%. First Internet Bancorp has a consensus target price of $31.75, suggesting a potential upside of 14.17%. Given CrossFirst Bankshares' stronger consensus rating and higher probable upside, equities analysts plainly believe CrossFirst Bankshares is more favorable than First Internet Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CrossFirst Bankshares	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00
First Internet Bancorp	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has more volatility & risk, CFB or INBK?

CrossFirst Bankshares has a beta of 1.07, suggesting that its stock price is 7% more volatile than the S&P 500. Comparatively, First Internet Bancorp has a beta of 0.72, suggesting that its stock price is 28% less volatile than the S&P 500.

Do insiders & institutionals hold more shares of CFB or INBK?

56.3% of CrossFirst Bankshares shares are owned by institutional investors. Comparatively, 65.5% of First Internet Bancorp shares are owned by institutional investors. 9.3% of CrossFirst Bankshares shares are owned by company insiders. Comparatively, 8.0% of First Internet Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Which has stronger earnings & valuation, CFB or INBK?

CrossFirst Bankshares has higher earnings, but lower revenue than First Internet Bancorp. CrossFirst Bankshares is trading at a lower price-to-earnings ratio than First Internet Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CrossFirst Bankshares	$261.78M	3.01	$78.55M	$1.56	10.25
First Internet Bancorp	$339.23M	0.71	$25.28M	$2.41	11.54

Summary

CrossFirst Bankshares beats First Internet Bancorp on 10 of the 16 factors compared between the two stocks.