Mid-Southern Bancorp (MSVB) Competitors

Mid-Southern Bancorp (NASDAQ:MSVB) and First Savings Financial Group (NASDAQ:FSFG) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, valuation, media sentiment, earnings, analyst recommendations, risk, institutional ownership and dividends.

Do analysts rate MSVB or FSFG?

First Savings Financial Group has a consensus price target of $32.33, suggesting a potential upside of 23.32%. Given First Savings Financial Group's stronger consensus rating and higher possible upside, analysts clearly believe First Savings Financial Group is more favorable than Mid-Southern Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Mid-Southern Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
First Savings Financial Group	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is MSVB or FSFG more profitable?

First Savings Financial Group has a net margin of 14.92% compared to Mid-Southern Bancorp's net margin of 9.43%. First Savings Financial Group's return on equity of 10.60% beat Mid-Southern Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Mid-Southern Bancorp	9.43%	3.08%	0.45%
First Savings Financial Group	14.92%	10.60%	0.79%

Which has higher valuation & earnings, MSVB or FSFG?

First Savings Financial Group has higher revenue and earnings than Mid-Southern Bancorp. Mid-Southern Bancorp is trading at a lower price-to-earnings ratio than First Savings Financial Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Mid-Southern Bancorp	$8.88M	5.15	$1.46M	-$2.34	-6.97
First Savings Financial Group	$134.52M	1.36	$13.59M	$3.09	8.49

Which has more volatility and risk, MSVB or FSFG?

Mid-Southern Bancorp has a beta of 0.17, indicating that its share price is 83% less volatile than the S&P 500. Comparatively, First Savings Financial Group has a beta of 0.4, indicating that its share price is 60% less volatile than the S&P 500.

Is MSVB or FSFG a better dividend stock?

Mid-Southern Bancorp pays an annual dividend of $0.12 per share and has a dividend yield of 0.7%. First Savings Financial Group pays an annual dividend of $0.64 per share and has a dividend yield of 2.4%. Mid-Southern Bancorp pays out -5.1% of its earnings in the form of a dividend. First Savings Financial Group pays out 20.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Savings Financial Group has increased its dividend for 12 consecutive years. First Savings Financial Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do institutionals and insiders believe in MSVB or FSFG?

10.1% of Mid-Southern Bancorp shares are owned by institutional investors. Comparatively, 35.2% of First Savings Financial Group shares are owned by institutional investors. 10.2% of Mid-Southern Bancorp shares are owned by insiders. Comparatively, 16.1% of First Savings Financial Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Does the media favor MSVB or FSFG?

In the previous week, First Savings Financial Group's average media sentiment score of 1.00 beat Mid-Southern Bancorp's score of 0.00 indicating that First Savings Financial Group is being referred to more favorably in the news media.

Company	Overall Sentiment
Mid-Southern Bancorp	Neutral
First Savings Financial Group	Positive

Summary

First Savings Financial Group beats Mid-Southern Bancorp on 15 of the 18 factors compared between the two stocks.