NewtekOne (NEWT) Competitors

Bank First National (NASDAQ:BFC) and NewtekOne (NASDAQ:NEWT) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, earnings, institutional ownership, dividends, valuation, media sentiment, analyst recommendations and risk.

Is BFC or NEWT a better dividend stock?

Bank First National pays an annual dividend of $1.80 per share and has a dividend yield of 1.5%. NewtekOne pays an annual dividend of $0.76 per share and has a dividend yield of 6.3%. Bank First National pays out 26.0% of its earnings in the form of a dividend. NewtekOne pays out 37.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank First National has raised its dividend for 10 consecutive years and NewtekOne has raised its dividend for 1 consecutive years.

Do analysts prefer BFC or NEWT?

Bank First National presently has a consensus price target of $133.50, suggesting a potential upside of 7.56%. NewtekOne has a consensus price target of $14.25, suggesting a potential upside of 19.05%. Given NewtekOne's higher probable upside, analysts plainly believe NewtekOne is more favorable than Bank First National.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bank First National	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
NewtekOne	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.50

Is BFC or NEWT more profitable?

Bank First National has a net margin of 29.04% compared to NewtekOne's net margin of 14.65%. NewtekOne's return on equity of 19.16% beat Bank First National's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Bank First National	29.04%	10.92%	1.56%
NewtekOne	14.65%	19.16%	2.67%

Does the media favor BFC or NEWT?

In the previous week, NewtekOne had 7 more articles in the media than Bank First National. MarketBeat recorded 8 mentions for NewtekOne and 1 mentions for Bank First National. Bank First National's average media sentiment score of 1.89 beat NewtekOne's score of 0.39 indicating that Bank First National is being referred to more favorably in the media.

Company	Overall Sentiment
Bank First National	Very Positive
NewtekOne	Neutral

Which has more risk and volatility, BFC or NEWT?

Bank First National has a beta of 0.43, indicating that its stock price is 57% less volatile than the S&P 500. Comparatively, NewtekOne has a beta of 1.25, indicating that its stock price is 25% more volatile than the S&P 500.

Which has higher valuation and earnings, BFC or NEWT?

Bank First National has higher earnings, but lower revenue than NewtekOne. NewtekOne is trading at a lower price-to-earnings ratio than Bank First National, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank First National	$226.09M	5.40	$65.56M	$6.93	17.91
NewtekOne	$338.73M	0.93	$50.85M	$2.01	5.96

Do insiders & institutionals have more ownership in BFC or NEWT?

30.0% of Bank First National shares are owned by institutional investors. Comparatively, 38.4% of NewtekOne shares are owned by institutional investors. 3.4% of Bank First National shares are owned by company insiders. Comparatively, 6.7% of NewtekOne shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

NewtekOne beats Bank First National on 10 of the 19 factors compared between the two stocks.