National Bankshares (NKSH) Competitors

Hanmi Financial (NASDAQ:HAFC) and National Bankshares (NASDAQ:NKSH) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their risk, institutional ownership, profitability, earnings, dividends, media sentiment, valuation and analyst recommendations.

Do analysts recommend HAFC or NKSH?

Hanmi Financial currently has a consensus price target of $26.00, suggesting a potential upside of 14.24%. National Bankshares has a consensus price target of $38.00, suggesting a potential upside of 31.26%. Given National Bankshares' stronger consensus rating and higher probable upside, analysts clearly believe National Bankshares is more favorable than Hanmi Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hanmi Financial	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40
National Bankshares	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has preferable valuation and earnings, HAFC or NKSH?

Hanmi Financial has higher revenue and earnings than National Bankshares. Hanmi Financial is trading at a lower price-to-earnings ratio than National Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hanmi Financial	$430.37M	1.60	$62.20M	$2.15	10.59
National Bankshares	$79.08M	2.33	$7.62M	$1.36	21.29

Is HAFC or NKSH more profitable?

Hanmi Financial has a net margin of 15.11% compared to National Bankshares' net margin of 10.64%. Hanmi Financial's return on equity of 8.77% beat National Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Hanmi Financial	15.11%	8.77%	0.84%
National Bankshares	10.64%	5.31%	0.47%

Do institutionals and insiders hold more shares of HAFC or NKSH?

88.7% of Hanmi Financial shares are owned by institutional investors. Comparatively, 29.7% of National Bankshares shares are owned by institutional investors. 1.9% of Hanmi Financial shares are owned by insiders. Comparatively, 3.2% of National Bankshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Is HAFC or NKSH a better dividend stock?

Hanmi Financial pays an annual dividend of $1.08 per share and has a dividend yield of 4.7%. National Bankshares pays an annual dividend of $1.46 per share and has a dividend yield of 5.0%. Hanmi Financial pays out 50.2% of its earnings in the form of a dividend. National Bankshares pays out 107.4% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Hanmi Financial has increased its dividend for 1 consecutive years.

Does the media refer more to HAFC or NKSH?

In the previous week, Hanmi Financial and Hanmi Financial both had 2 articles in the media. Hanmi Financial's average media sentiment score of 1.83 beat National Bankshares' score of 0.30 indicating that Hanmi Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Hanmi Financial	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
National Bankshares	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has more risk & volatility, HAFC or NKSH?

Hanmi Financial has a beta of 0.76, meaning that its share price is 24% less volatile than the S&P 500. Comparatively, National Bankshares has a beta of 0.72, meaning that its share price is 28% less volatile than the S&P 500.

Summary

Hanmi Financial beats National Bankshares on 12 of the 18 factors compared between the two stocks.