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Orange County Bancorp (OBT) Competitors

Orange County Bancorp logo
$24.53 -0.12 (-0.49%)
Closing price 06/10/2025 04:00 PM Eastern
Extended Trading
$24.45 -0.08 (-0.31%)
As of 04:05 AM Eastern
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OBT vs. LX, BY, LC, OPFI, DEFT, BFC, QCRH, OBK, OBNK, and FBMS

Should you be buying Orange County Bancorp stock or one of its competitors? The main competitors of Orange County Bancorp include LexinFintech (LX), Byline Bancorp (BY), LendingClub (LC), OppFi (OPFI), Defi Technologies (DEFT), Bank First (BFC), QCR (QCRH), Origin Bancorp (OBK), Origin Bancorp (OBNK), and First Bancshares (FBMS). These companies are all part of the "banking" industry.

Orange County Bancorp vs.

LexinFintech (NASDAQ:LX) and Orange County Bancorp (NASDAQ:OBT) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their community ranking, dividends, profitability, media sentiment, institutional ownership, risk, analyst recommendations, earnings and valuation.

LexinFintech pays an annual dividend of $0.17 per share and has a dividend yield of 2.4%. Orange County Bancorp pays an annual dividend of $0.52 per share and has a dividend yield of 2.1%. LexinFintech pays out 16.0% of its earnings in the form of a dividend. Orange County Bancorp pays out 21.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. LexinFintech is clearly the better dividend stock, given its higher yield and lower payout ratio.

LexinFintech currently has a consensus price target of $13.60, indicating a potential upside of 90.48%. Orange County Bancorp has a consensus price target of $32.50, indicating a potential upside of 32.49%. Given LexinFintech's higher probable upside, research analysts plainly believe LexinFintech is more favorable than Orange County Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LexinFintech
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
Orange County Bancorp
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

LexinFintech received 231 more outperform votes than Orange County Bancorp when rated by MarketBeat users. Likewise, 59.65% of users gave LexinFintech an outperform vote while only 55.56% of users gave Orange County Bancorp an outperform vote.

CompanyUnderperformOutperform
LexinFintechOutperform Votes
241
59.65%
Underperform Votes
163
40.35%
Orange County BancorpOutperform Votes
10
55.56%
Underperform Votes
8
44.44%

LexinFintech has a beta of 0.43, indicating that its stock price is 57% less volatile than the S&P 500. Comparatively, Orange County Bancorp has a beta of 0.48, indicating that its stock price is 52% less volatile than the S&P 500.

In the previous week, Orange County Bancorp had 6 more articles in the media than LexinFintech. MarketBeat recorded 10 mentions for Orange County Bancorp and 4 mentions for LexinFintech. LexinFintech's average media sentiment score of 1.21 beat Orange County Bancorp's score of 0.92 indicating that LexinFintech is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LexinFintech
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Orange County Bancorp
4 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Orange County Bancorp has a net margin of 19.47% compared to LexinFintech's net margin of 5.34%. Orange County Bancorp's return on equity of 15.51% beat LexinFintech's return on equity.

Company Net Margins Return on Equity Return on Assets
LexinFintech5.34% 7.47% 3.26%
Orange County Bancorp 19.47%15.51%1.12%

42.5% of Orange County Bancorp shares are held by institutional investors. 27.8% of LexinFintech shares are held by company insiders. Comparatively, 9.3% of Orange County Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

LexinFintech has higher revenue and earnings than Orange County Bancorp. LexinFintech is trading at a lower price-to-earnings ratio than Orange County Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LexinFintech$14.07B0.09$150.14M$1.066.74
Orange County Bancorp$108.43M2.96$27.88M$2.4110.18

Summary

LexinFintech beats Orange County Bancorp on 11 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OBT vs. The Competition

MetricOrange County BancorpState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$321.44M$3.33B$11.70B$8.67B
Dividend Yield2.17%3.80%5.68%4.19%
P/E Ratio9.9324.3523.1020.17
Price / Sales2.963.1526.86161.94
Price / Cash7.9710.6317.6034.64
Price / Book1.681.212.864.72
Net Income$27.88M$372.21M$1.04B$247.80M
7 Day Performance3.76%2.74%1.38%2.76%
1 Month Performance-4.92%2.21%2.73%9.71%
1 Year Performance7.12%23.55%541.44%14.51%

Orange County Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OBT
Orange County Bancorp
4.2261 of 5 stars
$24.53
-0.5%
$32.50
+32.5%
+6.7%$321.44M$108.43M9.93210Analyst Forecast
LX
LexinFintech
4.3771 of 5 stars
$7.52
+2.9%
$13.60
+80.9%
+308.0%$1.27B$14.07B11.943,900Gap Up
BY
Byline Bancorp
3.1855 of 5 stars
$26.57
+0.9%
$33.25
+25.1%
+19.4%$1.23B$405.32M9.63970News Coverage
LC
LendingClub
4.865 of 5 stars
$10.70
+1.0%
$16.29
+52.2%
+34.4%$1.22B$824.03M23.781,580
OPFI
OppFi
1.5433 of 5 stars
$13.92
-1.8%
$13.33
-4.2%
+354.1%$1.21B$538.89M87.01570
DEFT
Defi Technologies
N/A$3.46
+3.3%
$6.25
+80.6%
N/A$1.15B$153.58M11.9320
BFC
Bank First
2.129 of 5 stars
$114.92
+0.1%
$120.50
+4.9%
+47.7%$1.14B$159.80M17.68330Positive News
High Trading Volume
QCRH
QCR
4.3962 of 5 stars
$67.06
+0.2%
$85.33
+27.2%
+22.3%$1.14B$332.65M9.99920Positive News
OBK
Origin Bancorp
3.2682 of 5 stars
$34.98
+1.1%
$42.20
+20.6%
+20.7%$1.09B$358.20M14.221,010Positive News
OBNK
Origin Bancorp
0.8957 of 5 stars
$34.61
+1.8%
N/A+16.7%$1.07B$347.14M10.781,010News Coverage
FBMS
First Bancshares
N/A$33.75
+0.3%
$38.75
+14.8%
+39.7%$1.05B$276.99M13.83870High Trading Volume

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This page (NASDAQ:OBT) was last updated on 6/11/2025 by MarketBeat.com Staff
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