PCB Bancorp (PCB) Competitors

Bank First (NASDAQ:BFC) and PCB Bancorp (NASDAQ:PCB) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their profitability, institutional ownership, dividends, valuation, media sentiment, analyst recommendations, community ranking, earnings and risk.

Do analysts recommend BFC or PCB?

Bank First presently has a consensus price target of $120.50, indicating a potential upside of 4.15%. PCB Bancorp has a consensus price target of $22.00, indicating a potential upside of 8.75%. Given PCB Bancorp's higher possible upside, analysts clearly believe PCB Bancorp is more favorable than Bank First.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bank First	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
PCB Bancorp	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Does the media prefer BFC or PCB?

In the previous week, Bank First had 1 more articles in the media than PCB Bancorp. MarketBeat recorded 2 mentions for Bank First and 1 mentions for PCB Bancorp. Bank First's average media sentiment score of 1.17 beat PCB Bancorp's score of 0.00 indicating that Bank First is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Bank First	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
PCB Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Does the MarketBeat Community believe in BFC or PCB?

Bank First received 3 more outperform votes than PCB Bancorp when rated by MarketBeat users. Likewise, 45.45% of users gave Bank First an outperform vote while only 41.38% of users gave PCB Bancorp an outperform vote.

Company	Underperform	Outperform
Bank First	Outperform Votes 15 45.45%	Underperform Votes 18 54.55%
PCB Bancorp	Outperform Votes 12 41.38%	Underperform Votes 17 58.62%

Do institutionals and insiders hold more shares of BFC or PCB?

30.0% of Bank First shares are held by institutional investors. Comparatively, 33.0% of PCB Bancorp shares are held by institutional investors. 3.4% of Bank First shares are held by insiders. Comparatively, 25.9% of PCB Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Is BFC or PCB more profitable?

Bank First has a net margin of 29.00% compared to PCB Bancorp's net margin of 13.45%. Bank First's return on equity of 10.53% beat PCB Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Bank First	29.00%	10.53%	1.56%
PCB Bancorp	13.45%	9.02%	0.90%

Which has preferable earnings & valuation, BFC or PCB?

Bank First has higher revenue and earnings than PCB Bancorp. PCB Bancorp is trading at a lower price-to-earnings ratio than Bank First, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank First	$159.80M	7.18	$65.56M	$6.81	16.99
PCB Bancorp	$102.63M	2.84	$25.81M	$1.94	10.43

Is BFC or PCB a better dividend stock?

Bank First pays an annual dividend of $1.80 per share and has a dividend yield of 1.6%. PCB Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 4.0%. Bank First pays out 26.4% of its earnings in the form of a dividend. PCB Bancorp pays out 41.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank First has raised its dividend for 10 consecutive years and PCB Bancorp has raised its dividend for 7 consecutive years.

Which has more volatility and risk, BFC or PCB?

Bank First has a beta of 0.42, indicating that its share price is 58% less volatile than the S&P 500. Comparatively, PCB Bancorp has a beta of 0.56, indicating that its share price is 44% less volatile than the S&P 500.

Summary

Bank First beats PCB Bancorp on 16 of the 21 factors compared between the two stocks.