Do analysts rate PT or STEM?

Stem has a consensus target price of $7.45, indicating a potential upside of 30.47%. Given Stem's stronger consensus rating and higher possible upside, analysts plainly believe Stem is more favorable than Pintec Technology. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Pintec Technology 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 Stem 1 Sell rating(s) 4 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.80

Which has better valuation and earnings, PT or STEM?

Stem has higher revenue and earnings than Pintec Technology. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Pintec Technology $35.55M 0.41 -$2.12M N/A N/A Stem $156.27M 0.33 $137.76M -$8.49 N/A

Is PT or STEM more profitable?

Pintec Technology has a net margin of 0.00% compared to Stem's net margin of -49.37%. Company Net Margins Return on Equity Return on Assets Pintec Technology N/A N/A N/A Stem -49.37% N/A -21.85%

Do analysts recommend PT or NTWK?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Pintec Technology 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 NetSol Technologies 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00

Which has better earnings and valuation, PT or NTWK?

NetSol Technologies has higher revenue and earnings than Pintec Technology. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Pintec Technology $35.55M 0.41 -$2.12M N/A N/A NetSol Technologies $66.09M 0.73 $2.92M $0.15 27.07

Do analysts prefer YHNA or PT?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score YHN Acquisition I 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 Pintec Technology 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00

Which has better valuation & earnings, YHNA or PT?

YHN Acquisition I has higher earnings, but lower revenue than Pintec Technology. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio YHN Acquisition I N/A N/A N/A N/A N/A Pintec Technology $35.55M 0.41 -$2.12M N/A N/A

Is YHNA or PT more profitable?

Company Net Margins Return on Equity Return on Assets YHN Acquisition I N/A N/A N/A Pintec Technology N/A N/A N/A

Do analysts prefer PHUN or PT?

Phunware presently has a consensus price target of $2.00, indicating a potential downside of 3.85%. Given Phunware's stronger consensus rating and higher possible upside, equities analysts clearly believe Phunware is more favorable than Pintec Technology. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Phunware 1 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.50 Pintec Technology 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00

Which has stronger earnings and valuation, PHUN or PT?

Pintec Technology has higher revenue and earnings than Phunware. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Phunware $2.55M 16.69 -$11.40M -$0.65 N/A Pintec Technology $35.55M 0.41 -$2.12M N/A N/A

Do analysts recommend PT or SAIH?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Pintec Technology 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 SAIHEAT 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00

Which has better valuation & earnings, PT or SAIH?

Pintec Technology has higher revenue and earnings than SAIHEAT. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Pintec Technology $35.55M 0.41 -$2.12M N/A N/A SAIHEAT $4.52M 9.72 -$6.45M N/A N/A

Is PT or SAIH more profitable?

Company Net Margins Return on Equity Return on Assets Pintec Technology N/A N/A N/A SAIHEAT N/A N/A N/A

Pintec Technology (PT) Competitors

$0.92 -0.02 (-1.71%)

As of 08/21/2026

Compare

PT vs. STEM, NTWK, YHNA, PHUN, and SAIH

Should you buy Pintec Technology stock or one of its competitors? Pintec Technology's main competitors and comparable companies include Stem (STEM), NetSol Technologies (NTWK), YHN Acquisition I (YHNA), Phunware (PHUN), and SAIHEAT (SAIH). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "application software" industry.

How does Pintec Technology compare to Stem?

Pintec Technology (NASDAQ:PT) and Stem (NYSE:STEM) are both small-cap technology companies, but which is the superior business? We will compare the two companies based on the strength of their media sentiment, analyst recommendations, profitability, risk, valuation, earnings, institutional ownership and dividends.

In the previous week, Stem had 15 more articles in the media than Pintec Technology. MarketBeat recorded 15 mentions for Stem and 0 mentions for Pintec Technology. Stem's average media sentiment score of 0.25 beat Pintec Technology's score of 0.00 indicating that Stem is being referred to more favorably in the news media.

Company	Overall Sentiment
Pintec Technology	Neutral
Stem	Neutral

Stem has higher revenue and earnings than Pintec Technology.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Pintec Technology	$35.55M	0.41	-$2.12M	N/A	N/A
Stem	$156.27M	0.33	$137.76M	-$8.49	N/A

Stem has a consensus target price of $7.45, indicating a potential upside of 30.47%. Given Stem's stronger consensus rating and higher possible upside, analysts plainly believe Stem is more favorable than Pintec Technology.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Pintec Technology	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Stem	1 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.80

6.6% of Pintec Technology shares are owned by institutional investors. Comparatively, 61.6% of Stem shares are owned by institutional investors. 4.1% of Pintec Technology shares are owned by company insiders. Comparatively, 5.1% of Stem shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Pintec Technology has a beta of 0.87, indicating that its share price is 13% less volatile than the broader market. Comparatively, Stem has a beta of 1.5, indicating that its share price is 50% more volatile than the broader market.

Pintec Technology has a net margin of 0.00% compared to Stem's net margin of -49.37%.

Company	Net Margins	Return on Equity	Return on Assets
Pintec Technology	N/A	N/A	N/A
Stem	-49.37%	N/A	-21.85%

Summary

Stem beats Pintec Technology on 9 of the 12 factors compared between the two stocks.

How does Pintec Technology compare to NetSol Technologies?

Pintec Technology (NASDAQ:PT) and NetSol Technologies (NASDAQ:NTWK) are both small-cap technology companies, but which is the superior business? We will contrast the two businesses based on the strength of their risk, earnings, analyst recommendations, media sentiment, valuation, profitability, dividends and institutional ownership.

6.6% of Pintec Technology shares are held by institutional investors. Comparatively, 16.0% of NetSol Technologies shares are held by institutional investors. 4.1% of Pintec Technology shares are held by insiders. Comparatively, 13.5% of NetSol Technologies shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

NetSol Technologies has a net margin of 2.49% compared to Pintec Technology's net margin of 0.00%. NetSol Technologies' return on equity of 4.24% beat Pintec Technology's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Pintec Technology	N/A	N/A	N/A
NetSol Technologies	2.49%	4.24%	2.76%

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Pintec Technology	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
NetSol Technologies	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

In the previous week, NetSol Technologies had 1 more articles in the media than Pintec Technology. MarketBeat recorded 1 mentions for NetSol Technologies and 0 mentions for Pintec Technology. Pintec Technology's average media sentiment score of 0.00 equaled NetSol Technologies'average media sentiment score.

Company	Overall Sentiment
Pintec Technology	Neutral
NetSol Technologies	Neutral

Pintec Technology has a beta of 0.87, suggesting that its stock price is 13% less volatile than the broader market. Comparatively, NetSol Technologies has a beta of 0.93, suggesting that its stock price is 7% less volatile than the broader market.

NetSol Technologies has higher revenue and earnings than Pintec Technology.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Pintec Technology	$35.55M	0.41	-$2.12M	N/A	N/A
NetSol Technologies	$66.09M	0.73	$2.92M	$0.15	27.07

Summary

NetSol Technologies beats Pintec Technology on 11 of the 11 factors compared between the two stocks.

How does Pintec Technology compare to YHN Acquisition I?

YHN Acquisition I (NASDAQ:YHNA) and Pintec Technology (NASDAQ:PT) are both small-cap technology companies, but which is the better business? We will compare the two businesses based on the strength of their dividends, earnings, risk, analyst recommendations, valuation, institutional ownership, profitability and media sentiment.

YHN Acquisition I has a beta of 0.01, indicating that its stock price is 99% less volatile than the broader market. Comparatively, Pintec Technology has a beta of 0.87, indicating that its stock price is 13% less volatile than the broader market.

6.6% of Pintec Technology shares are held by institutional investors. 1.4% of YHN Acquisition I shares are held by company insiders. Comparatively, 4.1% of Pintec Technology shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

YHN Acquisition I has higher earnings, but lower revenue than Pintec Technology.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
YHN Acquisition I	N/A	N/A	N/A	N/A	N/A
Pintec Technology	$35.55M	0.41	-$2.12M	N/A	N/A

Company	Net Margins	Return on Equity	Return on Assets
YHN Acquisition I	N/A	N/A	N/A
Pintec Technology	N/A	N/A	N/A

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
YHN Acquisition I	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Pintec Technology	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00

In the previous week, YHN Acquisition I's average media sentiment score of 0.00 equaled Pintec Technology'saverage media sentiment score.

Company	Overall Sentiment
YHN Acquisition I	Neutral
Pintec Technology	Neutral

Summary

Pintec Technology beats YHN Acquisition I on 4 of the 4 factors compared between the two stocks.

How does Pintec Technology compare to Phunware?

Phunware (NASDAQ:PHUN) and Pintec Technology (NASDAQ:PT) are both small-cap technology companies, but which is the superior investment? We will compare the two companies based on the strength of their earnings, analyst recommendations, valuation, profitability, dividends, risk, media sentiment and institutional ownership.

Pintec Technology has higher revenue and earnings than Phunware.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Phunware	$2.55M	16.69	-$11.40M	-$0.65	N/A
Pintec Technology	$35.55M	0.41	-$2.12M	N/A	N/A

Phunware has a beta of 2.61, meaning that its share price is 161% more volatile than the broader market. Comparatively, Pintec Technology has a beta of 0.87, meaning that its share price is 13% less volatile than the broader market.

Phunware presently has a consensus price target of $2.00, indicating a potential downside of 3.85%. Given Phunware's stronger consensus rating and higher possible upside, equities analysts clearly believe Phunware is more favorable than Pintec Technology.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Phunware	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.50
Pintec Technology	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00

7.6% of Phunware shares are held by institutional investors. Comparatively, 6.6% of Pintec Technology shares are held by institutional investors. 0.2% of Phunware shares are held by insiders. Comparatively, 4.1% of Pintec Technology shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Pintec Technology has a net margin of 0.00% compared to Phunware's net margin of -471.72%. Pintec Technology's return on equity of 0.00% beat Phunware's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Phunware	-471.72%	-13.79%	-12.37%
Pintec Technology	N/A	N/A	N/A

In the previous week, Phunware's average media sentiment score of 0.00 equaled Pintec Technology'saverage media sentiment score.

Company	Overall Sentiment
Phunware	Neutral
Pintec Technology	Neutral

Summary

Pintec Technology beats Phunware on 6 of the 11 factors compared between the two stocks.

How does Pintec Technology compare to SAIHEAT?

Pintec Technology (NASDAQ:PT) and SAIHEAT (NASDAQ:SAIH) are both small-cap technology companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, risk, valuation, dividends, earnings, profitability, media sentiment and institutional ownership.

In the previous week, Pintec Technology's average media sentiment score of 0.00 equaled SAIHEAT'saverage media sentiment score.

Company	Overall Sentiment
Pintec Technology	Neutral
SAIHEAT	Neutral

6.6% of Pintec Technology shares are held by institutional investors. Comparatively, 0.2% of SAIHEAT shares are held by institutional investors. 4.1% of Pintec Technology shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Pintec Technology has higher revenue and earnings than SAIHEAT.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Pintec Technology	$35.55M	0.41	-$2.12M	N/A	N/A
SAIHEAT	$4.52M	9.72	-$6.45M	N/A	N/A

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Pintec Technology	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
SAIHEAT	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00

Pintec Technology has a beta of 0.87, indicating that its share price is 13% less volatile than the broader market. Comparatively, SAIHEAT has a beta of 1.68, indicating that its share price is 68% more volatile than the broader market.

Company	Net Margins	Return on Equity	Return on Assets
Pintec Technology	N/A	N/A	N/A
SAIHEAT	N/A	N/A	N/A

Summary

Pintec Technology beats SAIHEAT on 4 of the 6 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PT and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

PT vs. The Competition

Export

Metric	Pintec Technology	Software Industry	Technology Sector	NASDAQ Exchange
Market Cap	$14.58M	$15.67B	$29.55B	$12.85B
Dividend Yield	N/A	3.42%	2.75%	11.08%
P/E Ratio	N/A	127.26	73.35	24.25
Price / Sales	0.41	1,303.59	598.84	99.78
Price / Cash	N/A	48.13	50.35	53.99
Price / Book	-0.27	7.50	9.44	6.20
Net Income	-$2.12M	$434.60M	$679.74M	$348.59M
7 Day Performance	-3.17%	1.62%	-1.29%	0.08%
1 Month Performance	5.53%	7.50%	4.03%	3.88%
1 Year Performance	-9.81%	5.00%	189.70%	16.98%

Pintec Technology Competitors List

Export

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
PT Pintec Technology	N/A	$0.92 -1.7%	N/A	-9.8%	$14.58M	$35.55M	N/A	120
STEM Stem	2.6424 of 5 stars	$5.72 -2.1%	$7.45 +30.4%	-65.9%	$51.25M	$156.27M	N/A	660	Analyst Downgrade
NTWK NetSol Technologies	1.1834 of 5 stars	$4.19 +2.6%	N/A	+0.0%	$49.72M	$66.09M	27.90	1,460	News Coverage Positive News Gap Up
YHNA YHN Acquisition I	N/A	$11.01 +0.4%	N/A	N/A	$47.17M	N/A	N/A	N/A	Earnings Report
PHUN Phunware	0.3464 of 5 stars	$2.06 -0.2%	$2.00 -2.7%	-23.8%	$42.07M	$2.55M	N/A	120

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This page (NASDAQ:PT) was last updated on 8/23/2026 by MarketBeat.com Staff.

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Pintec Technology (PT) Competitors

PT vs. STEM, NTWK, YHNA, PHUN, and SAIH

How does Pintec Technology compare to Stem?

Summary

How does Pintec Technology compare to NetSol Technologies?

Summary

How does Pintec Technology compare to YHN Acquisition I?

Summary

How does Pintec Technology compare to Phunware?

Summary

How does Pintec Technology compare to SAIHEAT?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

PT vs. The Competition

Pintec Technology Competitors List

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Stock Ideas and Recommendations

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Pintec Technology (PT) Competitors

PT vs. STEM, NTWK, YHNA, PHUN, and SAIH

How does Pintec Technology compare to Stem?

Does the media prefer PT or STEM?

Which has better valuation and earnings, PT or STEM?

Do analysts rate PT or STEM?

Do insiders and institutionals have more ownership in PT or STEM?

Which has more volatility & risk, PT or STEM?

Is PT or STEM more profitable?

Summary

How does Pintec Technology compare to NetSol Technologies?

Do insiders & institutionals have more ownership in PT or NTWK?

Is PT or NTWK more profitable?

Do analysts recommend PT or NTWK?

Does the media prefer PT or NTWK?

Which has more volatility & risk, PT or NTWK?

Which has better earnings and valuation, PT or NTWK?

Summary

How does Pintec Technology compare to YHN Acquisition I?

Which has more volatility and risk, YHNA or PT?

Do insiders and institutionals hold more shares of YHNA or PT?

Which has better valuation & earnings, YHNA or PT?

Is YHNA or PT more profitable?

Do analysts prefer YHNA or PT?

Does the media favor YHNA or PT?

Summary

How does Pintec Technology compare to Phunware?

Which has stronger earnings and valuation, PHUN or PT?

Which has more volatility & risk, PHUN or PT?

Do analysts prefer PHUN or PT?

Do insiders & institutionals have more ownership in PHUN or PT?

Is PHUN or PT more profitable?

Does the media prefer PHUN or PT?

Summary

How does Pintec Technology compare to SAIHEAT?

Does the media prefer PT or SAIH?

Do insiders and institutionals have more ownership in PT or SAIH?

Which has better valuation & earnings, PT or SAIH?

Do analysts recommend PT or SAIH?

Which has more risk & volatility, PT or SAIH?

Is PT or SAIH more profitable?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

PT vs. The Competition

Pintec Technology Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools