Sapiens International (SPNS) Competitors

Sapiens International (NASDAQ:SPNS) and ACI Worldwide (NASDAQ:ACIW) are both computer and technology companies, but which is the superior business? We will compare the two businesses based on the strength of their earnings, dividends, risk, institutional ownership, profitability, community ranking, analyst recommendations, valuation and media sentiment.

Which has more risk & volatility, SPNS or ACIW?

Sapiens International has a beta of 1.1, suggesting that its share price is 10% more volatile than the S&P 500. Comparatively, ACI Worldwide has a beta of 1.13, suggesting that its share price is 13% more volatile than the S&P 500.

Is SPNS or ACIW more profitable?

ACI Worldwide has a net margin of 14.04% compared to Sapiens International's net margin of 13.31%. ACI Worldwide's return on equity of 21.67% beat Sapiens International's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Sapiens International	13.31%	17.42%	11.85%
ACI Worldwide	14.04%	21.67%	8.45%

Does the media refer more to SPNS or ACIW?

In the previous week, ACI Worldwide had 4 more articles in the media than Sapiens International. MarketBeat recorded 10 mentions for ACI Worldwide and 6 mentions for Sapiens International. ACI Worldwide's average media sentiment score of 1.37 beat Sapiens International's score of 0.53 indicating that ACI Worldwide is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Sapiens International	2 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
ACI Worldwide	8 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community favor SPNS or ACIW?

ACI Worldwide received 2 more outperform votes than Sapiens International when rated by MarketBeat users. However, 66.11% of users gave Sapiens International an outperform vote while only 62.99% of users gave ACI Worldwide an outperform vote.

Company	Underperform	Outperform
Sapiens International	Outperform Votes 318 66.11%	Underperform Votes 163 33.89%
ACI Worldwide	Outperform Votes 320 62.99%	Underperform Votes 188 37.01%

Do institutionals & insiders have more ownership in SPNS or ACIW?

30.7% of Sapiens International shares are owned by institutional investors. Comparatively, 94.7% of ACI Worldwide shares are owned by institutional investors. 16.0% of Sapiens International shares are owned by insiders. Comparatively, 1.0% of ACI Worldwide shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Do analysts rate SPNS or ACIW?

Sapiens International presently has a consensus price target of $33.50, suggesting a potential upside of 22.62%. ACI Worldwide has a consensus price target of $60.00, suggesting a potential upside of 11.30%. Given Sapiens International's higher probable upside, equities analysts clearly believe Sapiens International is more favorable than ACI Worldwide.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Sapiens International	1 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.20
ACI Worldwide	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25

Which has stronger earnings & valuation, SPNS or ACIW?

ACI Worldwide has higher revenue and earnings than Sapiens International. Sapiens International is trading at a lower price-to-earnings ratio than ACI Worldwide, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Sapiens International	$542.38M	2.82	$62.44M	$1.29	21.18
ACI Worldwide	$1.59B	3.56	$121.51M	$1.92	28.08

Summary

ACI Worldwide beats Sapiens International on 13 of the 18 factors compared between the two stocks.