TC Bancshares (TCBC) Competitors $21.11 -0.08 (-0.38%) As of 09/26/2025 02:55 PM Eastern Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock TCBC vs. BCML, NEWT, FSBW, MVBF, PCB, CBAN, CZFS, PLBC, OPRT, and NECBShould you be buying TC Bancshares stock or one of its competitors? The main competitors of TC Bancshares include Bay Commercial Bank (BCML), NewtekOne (NEWT), FS Bancorp (FSBW), Mvb Financial (MVBF), PCB Bancorp (PCB), Colony Bankcorp (CBAN), Citizens Financial Services (CZFS), Plumas Bancorp (PLBC), Oportun Financial (OPRT), and Northeast Community Bancorp (NECB). These companies are all part of the "banking" industry. TC Bancshares vs. Its Competitors Bay Commercial Bank NewtekOne FS Bancorp Mvb Financial PCB Bancorp Colony Bankcorp Citizens Financial Services Plumas Bancorp Oportun Financial Northeast Community Bancorp TC Bancshares (NASDAQ:TCBC) and Bay Commercial Bank (NASDAQ:BCML) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their risk, earnings, analyst recommendations, media sentiment, valuation, profitability, dividends and institutional ownership. Do analysts recommend TCBC or BCML? Bay Commercial Bank has a consensus target price of $31.50, indicating a potential upside of 6.89%. Given Bay Commercial Bank's stronger consensus rating and higher possible upside, analysts plainly believe Bay Commercial Bank is more favorable than TC Bancshares.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score TC Bancshares 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00Bay Commercial Bank 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.50 Which has more risk and volatility, TCBC or BCML? TC Bancshares has a beta of 0.18, indicating that its stock price is 82% less volatile than the S&P 500. Comparatively, Bay Commercial Bank has a beta of 0.58, indicating that its stock price is 42% less volatile than the S&P 500. Is TCBC or BCML a better dividend stock? TC Bancshares pays an annual dividend of $0.10 per share and has a dividend yield of 0.5%. Bay Commercial Bank pays an annual dividend of $1.00 per share and has a dividend yield of 3.4%. Bay Commercial Bank pays out 45.9% of its earnings in the form of a dividend. TC Bancshares has raised its dividend for 1 consecutive years and Bay Commercial Bank has raised its dividend for 3 consecutive years. Bay Commercial Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth. Is TCBC or BCML more profitable? Bay Commercial Bank has a net margin of 17.36% compared to TC Bancshares' net margin of 0.00%. Bay Commercial Bank's return on equity of 7.41% beat TC Bancshares' return on equity.Company Net Margins Return on Equity Return on Assets TC BancsharesN/A N/A N/A Bay Commercial Bank 17.36%7.41%0.93% Does the media refer more to TCBC or BCML? In the previous week, TC Bancshares and TC Bancshares both had 1 articles in the media. Bay Commercial Bank's average media sentiment score of 1.87 beat TC Bancshares' score of 0.00 indicating that Bay Commercial Bank is being referred to more favorably in the news media. Company Overall Sentiment TC Bancshares Neutral Bay Commercial Bank Very Positive Do institutionals & insiders have more ownership in TCBC or BCML? 23.6% of TC Bancshares shares are held by institutional investors. Comparatively, 66.2% of Bay Commercial Bank shares are held by institutional investors. 9.6% of TC Bancshares shares are held by insiders. Comparatively, 7.2% of Bay Commercial Bank shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth. Which has preferable valuation and earnings, TCBC or BCML? Bay Commercial Bank has higher revenue and earnings than TC Bancshares. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioTC Bancshares$14.76M5.70$600KN/AN/ABay Commercial Bank$138.09M2.33$23.61M$2.1813.52 SummaryBay Commercial Bank beats TC Bancshares on 13 of the 16 factors compared between the two stocks. Get TC Bancshares News Delivered to You Automatically Sign up to receive the latest news and ratings for TCBC and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding TCBC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart TCBC vs. The Competition Export to ExcelMetricTC BancsharesFederal savings institutions IndustryFinance SectorNASDAQ ExchangeMarket Cap$84.10M$80.02M$12.62B$10.39BDividend Yield0.47%2.07%5.48%4.69%P/E RatioN/A9.61238.5726.24Price / Sales5.703.6130.71126.78Price / Cash75.9925.8719.6530.64Price / Book1.210.992.286.38Net Income$600K$4.78M$1.01B$274.27M7 Day Performance-1.36%0.66%-0.47%-0.76%1 Month Performance3.94%2.19%0.96%6.29%1 Year PerformanceN/A7.30%539.77%27.41% TC Bancshares Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)TCBCTC Bancshares0.1614 of 5 stars$21.11-0.4%N/AN/A$84.10M$14.76M0.0050BCMLBay Commercial Bank4.194 of 5 stars$29.72-0.3%$31.50+6.0%+24.2%$325.53M$138.09M13.63370Positive NewsHigh Trading VolumeNEWTNewtekOne3.6062 of 5 stars$12.03+1.5%$14.00+16.4%-2.9%$311.91M$338.73M5.99100FSBWFS Bancorp3.7876 of 5 stars$41.21+0.6%$44.00+6.8%-7.9%$311.22M$206.39M9.79540News CoveragePositive NewsAnalyst RevisionMVBFMvb Financial4.765 of 5 stars$24.34+0.0%$25.67+5.5%+30.8%$309.75M$228.76M18.72460Positive NewsPCBPCB Bancorp4.6532 of 5 stars$21.30-0.1%$22.25+4.5%+14.0%$306.08M$191.91M10.01250Positive NewsCBANColony Bankcorp3.5119 of 5 stars$17.42+1.8%$21.00+20.6%+15.9%$304.08M$121.88M12.90520CZFSCitizens Financial Services3.7695 of 5 stars$61.77-1.1%N/A+9.0%$300.31M$169.72M9.42310Positive NewsPLBCPlumas Bancorp4.9823 of 5 stars$43.33+0.6%$58.00+33.9%+6.2%$299.35M$93.11M8.93190Positive NewsOPRTOportun Financial4.2914 of 5 stars$6.80+1.6%$9.33+37.3%+133.2%$294.42M$1.00B6.562,429Analyst RevisionNECBNortheast Community Bancorp3.5445 of 5 stars$20.80+0.6%N/A-20.3%$290.05M$162.80M6.21130Positive News Related Companies and Tools Related Companies Bay Commercial Bank Competitors NewtekOne Competitors FS Bancorp Competitors Mvb Financial Competitors PCB Bancorp Competitors Colony Bankcorp Competitors Citizens Financial Services Competitors Plumas Bancorp Competitors Oportun Financial Competitors Northeast Community Bancorp Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:TCBC) was last updated on 9/29/2025 by MarketBeat.com Staff From Our PartnersTrump’s national nightmare is herePorter Stansberry and Jeff Brown say a new U.S. national emergency is already underway — and it could trigger ...Porter & Company | SponsoredHe Called Nvidia at $1.10. 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