TC Bancshares (TCBC) Competitors $19.59 -0.29 (-1.46%) As of 03:59 PM Eastern Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock TCBC vs. OBT, FSBW, CIVB, MVBF, BCML, PCB, NEWT, NECB, CBAN, and OPRTShould you be buying TC Bancshares stock or one of its competitors? The main competitors of TC Bancshares include Orange County Bancorp (OBT), FS Bancorp (FSBW), Civista Bancshares (CIVB), Mvb Financial (MVBF), Bay Commercial Bank (BCML), PCB Bancorp (PCB), NewtekOne (NEWT), Northeast Community Bancorp (NECB), Colony Bankcorp (CBAN), and Oportun Financial (OPRT). These companies are all part of the "banking" industry. TC Bancshares vs. Its Competitors Orange County Bancorp FS Bancorp Civista Bancshares Mvb Financial Bay Commercial Bank PCB Bancorp NewtekOne Northeast Community Bancorp Colony Bankcorp Oportun Financial TC Bancshares (NASDAQ:TCBC) and Orange County Bancorp (NASDAQ:OBT) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their valuation, earnings, analyst recommendations, institutional ownership, dividends, profitability, media sentiment and risk. Does the media favor TCBC or OBT? In the previous week, Orange County Bancorp had 1 more articles in the media than TC Bancshares. MarketBeat recorded 2 mentions for Orange County Bancorp and 1 mentions for TC Bancshares. Orange County Bancorp's average media sentiment score of 1.44 beat TC Bancshares' score of -1.00 indicating that Orange County Bancorp is being referred to more favorably in the news media. Company Overall Sentiment TC Bancshares Negative Orange County Bancorp Positive Is TCBC or OBT more profitable? Orange County Bancorp has a net margin of 19.84% compared to TC Bancshares' net margin of 0.00%. Orange County Bancorp's return on equity of 14.19% beat TC Bancshares' return on equity.Company Net Margins Return on Equity Return on Assets TC BancsharesN/A N/A N/A Orange County Bancorp 19.84%14.19%1.16% Which has stronger valuation & earnings, TCBC or OBT? Orange County Bancorp has higher revenue and earnings than TC Bancshares. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioTC Bancshares$14.76M5.29$600KN/AN/AOrange County Bancorp$128.82M2.56$27.88M$2.569.63 Do analysts rate TCBC or OBT? Orange County Bancorp has a consensus target price of $29.25, indicating a potential upside of 18.71%. Given Orange County Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Orange County Bancorp is more favorable than TC Bancshares.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score TC Bancshares 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00Orange County Bancorp 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00 Do institutionals & insiders believe in TCBC or OBT? 23.6% of TC Bancshares shares are owned by institutional investors. Comparatively, 42.6% of Orange County Bancorp shares are owned by institutional investors. 9.6% of TC Bancshares shares are owned by insiders. Comparatively, 9.3% of Orange County Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth. Which has more volatility & risk, TCBC or OBT? TC Bancshares has a beta of 0.18, suggesting that its stock price is 82% less volatile than the S&P 500. Comparatively, Orange County Bancorp has a beta of 0.46, suggesting that its stock price is 54% less volatile than the S&P 500. Is TCBC or OBT a better dividend stock? TC Bancshares pays an annual dividend of $0.10 per share and has a dividend yield of 0.5%. Orange County Bancorp pays an annual dividend of $0.52 per share and has a dividend yield of 2.1%. Orange County Bancorp pays out 20.3% of its earnings in the form of a dividend. TC Bancshares has increased its dividend for 1 consecutive years. SummaryOrange County Bancorp beats TC Bancshares on 13 of the 17 factors compared between the two stocks. Get TC Bancshares News Delivered to You Automatically Sign up to receive the latest news and ratings for TCBC and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding TCBC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart TCBC vs. The Competition Export to ExcelMetricTC BancsharesFederal savings institutions IndustryFinance SectorNASDAQ ExchangeMarket Cap$78.05M$77.70M$12.43B$9.84BDividend Yield0.51%2.18%5.54%4.07%P/E RatioN/A9.3319.6925.74Price / Sales5.293.4425.83115.83Price / Cash75.9925.8721.7659.48Price / Book1.120.962.296.15Net Income$600K$4.78M$1.00B$265.06M7 Day Performance1.24%0.55%2.04%2.80%1 Month Performance19.82%3.09%1.35%1.68%1 Year Performance22.44%4.22%544.49%29.59% TC Bancshares Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)TCBCTC Bancshares0.1361 of 5 stars$19.59-1.5%N/A+26.6%$78.05M$14.76M0.0050Negative NewsShort Interest ↑High Trading VolumeOBTOrange County Bancorp4.3984 of 5 stars$23.50-2.2%$29.25+24.5%-6.2%$307.85M$128.82M9.20210Positive NewsShort Interest ↓FSBWFS Bancorp3.254 of 5 stars$39.20+0.3%$44.00+12.2%-0.1%$301.84M$206.39M9.31540Positive NewsCIVBCivista Bancshares4.6844 of 5 stars$19.40+0.3%$24.80+27.8%+29.7%$301.07M$158.77M7.67440MVBFMvb Financial4.6618 of 5 stars$23.04-1.3%$25.67+11.4%+14.1%$299.29M$228.76M17.72460Positive NewsBCMLBay Commercial Bank4.5128 of 5 stars$27.05-0.6%$31.50+16.5%+33.6%$297.82M$138.09M12.41370Gap DownHigh Trading VolumePCBPCB Bancorp4.4674 of 5 stars$20.77flat$22.25+7.1%+24.8%$297.22M$191.91M9.75250Gap UpNEWTNewtekOne2.3851 of 5 stars$11.21-1.4%$13.00+16.0%+1.4%$295.27M$338.73M5.58100Positive NewsNECBNortheast Community Bancorp4.0546 of 5 stars$20.65+0.4%N/A+3.0%$289.51M$162.80M6.16130News CoveragePositive NewsCBANColony Bankcorp4.0324 of 5 stars$16.04-0.8%$21.00+31.0%+25.3%$279.99M$121.88M11.88520Short Interest ↑OPRTOportun Financial4.3286 of 5 stars$6.34+0.2%$9.33+47.2%+104.9%$278.14M$1.00B-5.662,429Positive News Related Companies and Tools Related Companies Orange County Bancorp Competitors FS Bancorp Competitors Civista Bancshares Competitors Mvb Financial Competitors Bay Commercial Bank Competitors PCB Bancorp Competitors NewtekOne Competitors Northeast Community Bancorp Competitors Colony Bankcorp Competitors Oportun Financial Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:TCBC) was last updated on 8/14/2025 by MarketBeat.com Staff From Our PartnersMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredGENIUS Act: Cancel Your Money?A new law called the GENIUS Act could quietly trigger the most radical shift in American finance in decades. 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