Texas Capital Bancshares (TCBI) Competitors

Texas Capital Bancshares (NASDAQ:TCBI) and Ameris Bancorp (NASDAQ:ABCB) are both mid-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, risk, earnings, valuation, media sentiment, profitability, analyst recommendations and dividends.

Do analysts recommend TCBI or ABCB?

Texas Capital Bancshares currently has a consensus price target of $83.50, indicating a potential downside of 4.14%. Ameris Bancorp has a consensus price target of $72.14, indicating a potential downside of 2.35%. Given Ameris Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Ameris Bancorp is more favorable than Texas Capital Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Texas Capital Bancshares	3 Sell rating(s)	7 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.07
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86

Is TCBI or ABCB more profitable?

Ameris Bancorp has a net margin of 21.46% compared to Texas Capital Bancshares' net margin of 6.79%. Texas Capital Bancshares' return on equity of 10.36% beat Ameris Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Texas Capital Bancshares	6.79%	10.36%	1.03%
Ameris Bancorp	21.46%	9.57%	1.32%

Which has preferable earnings and valuation, TCBI or ABCB?

Ameris Bancorp has lower revenue, but higher earnings than Texas Capital Bancshares. Ameris Bancorp is trading at a lower price-to-earnings ratio than Texas Capital Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Texas Capital Bancshares	$1.94B	2.05	$77.51M	$2.52	34.57
Ameris Bancorp	$1.13B	4.50	$358.68M	$5.68	13.01

Do insiders and institutionals have more ownership in TCBI or ABCB?

96.9% of Texas Capital Bancshares shares are held by institutional investors. Comparatively, 91.6% of Ameris Bancorp shares are held by institutional investors. 1.7% of Texas Capital Bancshares shares are held by insiders. Comparatively, 5.5% of Ameris Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Which has more risk & volatility, TCBI or ABCB?

Texas Capital Bancshares has a beta of 0.65, meaning that its share price is 35% less volatile than the S&P 500. Comparatively, Ameris Bancorp has a beta of 0.96, meaning that its share price is 4% less volatile than the S&P 500.

Does the media favor TCBI or ABCB?

In the previous week, Texas Capital Bancshares had 3 more articles in the media than Ameris Bancorp. MarketBeat recorded 10 mentions for Texas Capital Bancshares and 7 mentions for Ameris Bancorp. Texas Capital Bancshares' average media sentiment score of 1.69 beat Ameris Bancorp's score of 1.54 indicating that Texas Capital Bancshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Texas Capital Bancshares	9 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Ameris Bancorp	7 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Summary

Ameris Bancorp beats Texas Capital Bancshares on 10 of the 16 factors compared between the two stocks.