First Financial Bankshares (FFIN) Competitors

Glacier Bancorp (NASDAQ:GBCI) and First Financial Bankshares (NASDAQ:FFIN) are both mid-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, earnings, valuation, media sentiment, risk, analyst recommendations, profitability, institutional ownership and community ranking.

Do institutionals and insiders hold more shares of GBCI or FFIN?

80.2% of Glacier Bancorp shares are owned by institutional investors. Comparatively, 69.8% of First Financial Bankshares shares are owned by institutional investors. 0.5% of Glacier Bancorp shares are owned by insiders. Comparatively, 4.2% of First Financial Bankshares shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Which has more risk and volatility, GBCI or FFIN?

Glacier Bancorp has a beta of 0.8, indicating that its stock price is 20% less volatile than the S&P 500. Comparatively, First Financial Bankshares has a beta of 0.82, indicating that its stock price is 18% less volatile than the S&P 500.

Do analysts prefer GBCI or FFIN?

Glacier Bancorp currently has a consensus target price of $40.40, suggesting a potential upside of 5.26%. First Financial Bankshares has a consensus target price of $31.33, suggesting a potential upside of 2.70%. Given First Financial Bankshares' stronger consensus rating and higher possible upside, research analysts plainly believe Glacier Bancorp is more favorable than First Financial Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Glacier Bancorp	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
First Financial Bankshares	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Does the media prefer GBCI or FFIN?

In the previous week, Glacier Bancorp had 12 more articles in the media than First Financial Bankshares. MarketBeat recorded 31 mentions for Glacier Bancorp and 19 mentions for First Financial Bankshares. Glacier Bancorp's average media sentiment score of 0.37 beat First Financial Bankshares' score of 0.21 indicating that First Financial Bankshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Glacier Bancorp	6 Very Positive mention(s)	1 Positive mention(s)	15 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Neutral
First Financial Bankshares	3 Very Positive mention(s)	5 Positive mention(s)	5 Neutral mention(s)	3 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has stronger earnings and valuation, GBCI or FFIN?

Glacier Bancorp has higher revenue and earnings than First Financial Bankshares. First Financial Bankshares is trading at a lower price-to-earnings ratio than Glacier Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Glacier Bancorp	$1.14B	3.83	$222.93M	$1.75	21.93
First Financial Bankshares	$636.07M	6.85	$198.98M	$1.40	21.79

Is GBCI or FFIN more profitable?

First Financial Bankshares has a net margin of 30.03% compared to First Financial Bankshares' net margin of 16.40%. Glacier Bancorp's return on equity of 14.28% beat First Financial Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Glacier Bancorp	16.40%	6.51%	0.70%
First Financial Bankshares	30.03%	14.28%	1.54%

Does the MarketBeat Community believe in GBCI or FFIN?

First Financial Bankshares received 52 more outperform votes than Glacier Bancorp when rated by MarketBeat users. However, 50.19% of users gave Glacier Bancorp an outperform vote while only 49.52% of users gave First Financial Bankshares an outperform vote.

Company	Underperform	Outperform
Glacier Bancorp	Outperform Votes 260 50.19%	Underperform Votes 258 49.81%
First Financial Bankshares	Outperform Votes 312 49.52%	Underperform Votes 318 50.48%

Is GBCI or FFIN a better dividend stock?

Glacier Bancorp pays an annual dividend of $1.32 per share and has a dividend yield of 3.4%. First Financial Bankshares pays an annual dividend of $0.72 per share and has a dividend yield of 2.4%. Glacier Bancorp pays out 75.4% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Financial Bankshares pays out 51.4% of its earnings in the form of a dividend. First Financial Bankshares has raised its dividend for 13 consecutive years.

Summary

Glacier Bancorp beats First Financial Bankshares on 11 of the 21 factors compared between the two stocks.