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Texas Capital Bancshares (TCBI) Financials

Texas Capital Bancshares logo
$95.98 -1.13 (-1.16%)
Closing price 05/15/2026 04:00 PM Eastern
Extended Trading
$95.90 -0.08 (-0.08%)
As of 05/15/2026 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
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Annual Income Statements for Texas Capital Bancshares

Annual Income Statements for Texas Capital Bancshares

This table shows Texas Capital Bancshares' income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 135 145 187 284 302 57 235 315 172 60 313
Consolidated Net Income / (Loss)		 145 155 197 293 312 66 254 332 189 78 330
Net Income / (Loss) Continuing Operations		 145 155 197 293 310 66 254 332 189 78 330
Total Pre-Tax Income 		224 241 326 373 396 92 338 432 247 107 433
Total Revenue		 604 701 836 993 1,072 1,054 907 1,225 1,076 932 1,256
Net Interest Income / (Expense)		 557 640 761 915 969 851 769 876 914 901 1,029
Total Interest Income		 603 703 879 1,164 1,355 1,039 877 1,144 1,630 1,730 1,772
Loans and Leases Interest Income		 595 685 846 1,125 1,274 994 820 984 1,301 1,378 1,445
Investment Securities Interest Income		 1.25 0.97 1.07 2.83 8.65 17 43 63 108 148 189
Deposits and Money Market Investments Interest Income		 6.29 16 29 33 71 28 13 97 221 203 138
Total Interest Expense		 46 64 118 249 386 188 108 268 716 828 743
Deposits Interest Expense		 25 37 80 185 294 146 66 191 588 736 698
Long-Term Debt Interest Expense		 17 17 17 17 22 20 38 49 57 42 31
Other Interest Expense		 2.25 6.13 15 36 58 22 4.61 29 71 50 14
Total Non-Interest Income		 48 61 74 78 102 203 138 350 161 31 227
Trust Fees by Commissions		 5.02 4.27 6.15 8.15 8.81 10.00 13 15 14 15 16
Service Charges on Deposit Accounts		 - 10 12 13 11 12 19 23 21 26 33
Other Service Charges		 41 44 58 73 88 101 82 28 40 43 49
Net Realized & Unrealized Capital Gains on Investments		 - 2.55 -2.39 -16 -20 58 0.00 249 0.49 -180 -1.89
Investment Banking Income		 - - - - 15 23 24 25 64 105 105
Other Non-Interest Income		 2.01 - - - - - - 10 23 22 27
Provision for Credit Losses		 53 77 44 87 75 258 -30 66 72 67 55
Total Non-Interest Expense		 327 382 466 533 600 704 599 728 757 758 768
Salaries and Employee Benefits		 193 229 264 301 328 341 350 435 460 467 481
Net Occupancy & Equipment Expense		 45 49 57 60 78 138 108 113 120 138 146
Marketing Expense		 16 17 27 39 53 24 10 32 26 22 17
Property & Liability Insurance Claims		 17 24 24 24 20 26 21 14 37 23 18
Other Operating Expenses		 56 61 79 93 97 94 82 132 115 108 106
Income Tax Expense		 80 86 129 80 87 26 84 99 57 30 102
Preferred Stock Dividends Declared		 9.75 9.75 9.75 9.75 9.75 9.75 19 17 17 17 17
Basic Earnings per Share		 $2.95 $3.14 $3.78 $5.68 $6.01 $1.12 $4.65 $6.25 $3.58 $1.29 $6.86
Weighted Average Basic Shares Outstanding		 45.80M 46.30M 49.60M 49.90M 50.35M 50.47M 50.63M 48.23M 47.41M 46.01M 44.18M
Diluted Earnings per Share		 $2.91 $3.11 $3.73 $5.64 $5.99 $1.12 $4.60 $6.18 $3.54 $1.28 $6.79
Weighted Average Diluted Shares Outstanding		 45.80M 46.30M 49.60M 49.90M 50.35M 50.47M 50.63M 48.23M 47.41M 46.01M 44.18M
Weighted Average Basic & Diluted Shares Outstanding		 45.80M 46.30M 49.60M 49.90M 50.35M 50.47M 50.63M 48.23M 47.41M 46.01M 44.18M

Quarterly Income Statements for Texas Capital Bancshares

This table shows Texas Capital Bancshares' income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Income / (Loss) Attributable to Common Shareholders		 57 16 22 37 -66 67 43 73 101 96 69
Consolidated Net Income / (Loss)		 62 20 26 42 -61 71 47 77 105 101 74
Net Income / (Loss) Continuing Operations		 62 20 26 42 -61 71 47 77 105 101 74
Total Pre-Tax Income 		81 25 35 59 -80 94 60 102 138 132 94
Total Revenue		 279 246 256 267 125 284 280 307 340 327 324
Net Interest Income / (Expense)		 232 215 215 217 240 230 236 253 272 267 255
Total Interest Income		 426 417 417 422 453 438 427 440 461 444 419
Loans and Leases Interest Income		 345 325 331 345 361 340 334 364 379 367 348
Investment Securities Interest Income		 27 28 32 34 38 44 47 46 49 47 50
Deposits and Money Market Investments Interest Income		 54 63 54 43 53 53 47 29 32 30 21
Total Interest Expense		 194 202 202 205 212 208 191 186 189 177 164
Deposits Interest Expense		 160 170 176 181 190 189 175 175 181 167 154
Long-Term Debt Interest Expense		 14 14 14 11 8.39 8.23 8.07 7.93 7.53 7.47 8.11
Other Interest Expense		 20 18 13 13 14 11 8.25 3.44 0.53 2.15 2.36
Total Non-Interest Income		 47 31 41 50 -115 54 44 54 69 60 69
Trust Fees by Commissions		 3.51 3.30 3.57 3.70 4.04 4.01 3.96 3.73 3.99 4.22 4.39
Service Charges on Deposit Accounts		 5.30 5.40 6.34 5.91 6.31 6.99 7.84 8.18 8.11 8.41 9.22
Other Service Charges		 8.88 11 8.28 10 14 11 10 12 15 11 13
Net Realized & Unrealized Capital Gains on Investments		 0.00 -12 4.71 0.00 -180 -10 5.94 -1.89 0.00 - 10
Investment Banking Income		 23 6.91 18 25 35 27 16 24 34 30 32
Provision for Credit Losses		 18 19 19 20 10 18 17 15 12 11 16
Total Non-Interest Expense		 180 201 202 188 195 172 203 190 191 184 214
Salaries and Employee Benefits		 110 108 129 119 121 98 132 120 120 109 139
Net Occupancy & Equipment Expense		 30 33 31 33 39 36 34 36 36 39 40
Marketing Expense		 4.76 5.69 6.04 6.00 5.86 4.45 5.01 3.62 3.41 5.40 4.97
Property & Liability Insurance Claims		 5.77 25 8.42 5.57 4.91 4.45 5.34 5.10 5.20 2.28 4.88
Other Operating Expenses		 30 29 28 25 25 29 27 25 26 29 25
Income Tax Expense		 19 5.32 8.79 17 -19 22 13 25 33 32 21
Preferred Stock Dividends Declared		 4.31 4.31 4.31 4.31 4.31 4.31 4.31 4.31 4.31 4.31 4.31
Basic Earnings per Share		 $1.19 $0.34 $0.46 $0.80 ($1.42) $1.45 $0.93 $1.59 $2.21 $2.13 $1.58
Weighted Average Basic Shares Outstanding		 48.02M 47.41M 46.65M 46.20M 46.21M 46.01M 45.90M 45.76M 45.64M 44.18M 43.67M
Diluted Earnings per Share		 $1.18 $0.33 $0.46 $0.80 ($1.41) $1.43 $0.92 $1.58 $2.18 $2.11 $1.56
Weighted Average Diluted Shares Outstanding		 48.02M 47.41M 46.65M 46.20M 46.21M 46.01M 45.90M 45.76M 45.64M 44.18M 43.67M
Weighted Average Basic & Diluted Shares Outstanding		 48.02M 47.41M 46.65M 46.20M 46.21M 46.01M 45.90M 45.76M 45.64M 44.18M 43.67M

Annual Cash Flow Statements for Texas Capital Bancshares

This table details how cash moves in and out of Texas Capital Bancshares' business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 460 1,048 66 174 1,346 4,781 -1,260 -2,934 -1,769 -54 -1,090
Net Cash From Operating Activities		 69 -726 132 -680 -240 2,640 657 148 374 480 360
Net Cash From Continuing Operating Activities		 69 -726 132 -680 -240 2,640 657 148 374 480 360
Net Income / (Loss) Continuing Operations		 145 155 197 293 312 66 254 332 189 78 330
Consolidated Net Income / (Loss)		 145 155 197 293 312 66 254 332 189 78 330
Provision For Loan Losses		 53 - 44 - 75 258 -30 66 72 67 55
Depreciation Expense		 16 22 28 32 37 75 93 45 40 54 52
Non-Cash Adjustments to Reconcile Net Income		 -81 -836 -41 -878 -620 2,224 256 -273 122 244 49
Changes in Operating Assets and Liabilities, net		 -65 -67 -95 -128 -45 16 84 -23 -49 37 -127
Net Cash From Investing Activities		 -2,461 -850 -3,216 -1,993 -2,276 -2,935 1,233 3,309 -1,755 -2,478 -1,854
Net Cash From Continuing Investing Activities		 -2,461 -850 -3,216 -1,993 -2,276 -2,935 1,233 3,309 -1,755 -2,478 -1,854
Purchase of Property, Leasehold Improvements and Equipment		 -5.03 -2.18 -12 -7.65 -17 -2.80 -4.13 -11 -16 -65 -13
Purchase of Investment Securities		 -87,947 -101,898 -89,424 -100,655 -138,733 -219,236 -168,137 -106,361 -77,864 -86,603 -100,587
Sale and/or Maturity of Investments		 85,482 101,050 86,217 98,670 136,467 216,303 169,374 106,356 76,125 84,190 98,745
Net Cash From Financing Activities		 2,852 2,625 3,150 2,847 3,862 5,076 -3,150 -6,391 -388 1,944 404
Net Cash From Continuing Financing Activities		 2,852 2,625 3,150 2,847 3,862 5,076 -3,150 -6,391 -388 1,944 404
Net Change in Deposits		 2,411 1,932 2,106 1,483 5,872 4,518 -2,887 -5,252 -485 2,867 1,210
Repayment of Debt		 - - - 0.00 -1,500 570 -1,020 -1,002 224 -815 -595
Repurchase of Common Equity		 - - - - - 0.00 0.00 -115 -105 -82 -186
Payment of Dividends		 -9.75 -9.75 -9.75 -9.75 -9.75 -9.75 -19 -17 -17 -17 -17
Other Financing Activities, Net		 51 -34 253 274 -501 -1.99 -3.12 -4.21 -4.22 -9.07 -7.36
Cash Interest Paid		 46 63 116 236 394 190 111 252 773 838 760
Cash Income Taxes Paid		 87 88 104 75 90 26 101 128 72 53 70

Quarterly Cash Flow Statements for Texas Capital Bancshares

This table details how cash moves in and out of Texas Capital Bancshares' business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Change in Cash & Equivalents		 1,345 -950 73 -403 1,279 -1,003 614 -1,112 375 -966 857
Net Cash From Operating Activities		 95 188 96 34 333 18 0.37 63 166 130 88
Net Cash From Continuing Operating Activities		 95 188 96 34 333 18 0.37 63 166 130 88
Net Income / (Loss) Continuing Operations		 62 20 26 42 -61 71 47 77 105 101 74
Consolidated Net Income / (Loss)		 62 20 26 42 -61 71 47 77 105 101 74
Provision For Loan Losses		 18 19 19 20 10 18 17 15 12 11 16
Depreciation Expense		 11 9.60 11 14 14 15 9.22 14 13 16 13
Non-Cash Adjustments to Reconcile Net Income		 6.72 97 20 17 212 -3.29 13 3.68 7.54 23 12
Changes in Operating Assets and Liabilities, net		 -2.14 42 20 -59 159 -83 -86 -47 29 -20 -27
Net Cash From Investing Activities		 644 318 -810 -972 -457 -240 -24 -1,621 -246 36 -1,142
Net Cash From Continuing Investing Activities		 644 318 -810 -972 -457 -240 -24 -1,621 -246 36 -1,142
Purchase of Property, Leasehold Improvements and Equipment		 -7.77 -3.73 -20 -22 -15 -7.41 -2.42 -5.54 -4.95 0.34 -1.36
Purchase of Investment Securities		 -23,657 -16,703 -17,339 -20,816 -24,465 -23,984 -19,095 -26,269 -27,503 -27,719 -24,014
Sale and/or Maturity of Investments		 24,309 17,025 16,549 19,866 24,023 23,751 19,074 24,654 27,262 27,755 22,873
Net Cash From Financing Activities		 606 -1,456 787 535 1,402 -781 637 446 454 -1,132 1,912
Net Cash From Continuing Financing Activities		 606 -1,456 787 535 1,402 -781 637 446 454 -1,132 1,912
Net Change in Deposits		 561 -1,507 1,582 -136 2,047 -627 814 11 1,441 -1,057 2,068
Issuance of Debt		 - - - - - - 0.00 - - - 398
Repayment of Debt		 50 100 -750 725 -640 -150 -135 460 -975 55 -465
Repurchase of Common Equity		 - -45 -32 -50 - 0.03 -31 -21 -7.08 -127 -75
Payment of Dividends		 -4.31 -4.31 -4.31 -4.31 -4.31 -4.31 -4.31 -4.31 -4.31 -4.31 -4.31
Other Financing Activities, Net		 -0.43 0.25 -8.93 0.20 -0.46 0.12 -7.05 0.14 -0.65 0.20 -9.56
Cash Interest Paid		 192 267 268 197 207 166 190 197 194 180 181
Cash Income Taxes Paid		 13 16 -0.91 49 0.05 4.78 -1.29 54 15 2.78 1.62

Annual Balance Sheets for Texas Capital Bancshares

This table presents Texas Capital Bancshares' assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 18,904 21,697 25,076 28,258 32,548 37,726 34,732 28,415 28,356 30,732 31,540
Cash and Due from Banks		 109 114 178 214 162 174 181 234 200 177 201
Interest Bearing Deposits at Other Banks		 1,626 2,701 2,698 2,816 4,234 9,033 7,766 4,779 3,042 3,012 1,898
Trading Account Securities		 30 25 24 120 240 3,197 3,584 3,585 4,143 4,396 4,723
Loans and Leases, Net of Allowance		 16,571 17,330 20,490 22,377 24,451 24,176 22,595 19,034 20,091 22,178 23,770
Loans and Leases		 16,712 17,498 20,674 22,568 24,646 24,431 22,807 19,287 20,341 22,450 24,040
Allowance for Loan and Lease Losses		 141 168 185 192 195 255 212 253 250 272 271
Loans Held for Sale		 86 969 1,011 1,969 2,577 283 22,603 36 44 - 4.36
Premises and Equipment, Net		 24 20 25 24 31 25 21 26 32 85 88
Goodwill		 20 20 19 19 18 18 17 1.50 1.50 1.50 1.50
Other Assets		 383 494 602 669 805 821 560 719 802 882 855
Total Liabilities & Shareholders' Equity		 18,904 21,697 25,076 28,258 32,548 37,726 34,732 28,415 28,356 30,732 31,540
Total Liabilities		 17,280 19,688 22,873 25,757 29,747 34,855 31,522 25,359 25,157 27,364 27,909
Non-Interest Bearing Deposits		 6,387 7,994 7,813 7,317 9,438 12,741 13,390 9,618 7,328 7,485 6,959
Interest Bearing Deposits		 8,698 9,023 11,311 13,289 17,040 18,256 14,719 13,239 15,044 17,753 19,490
Short-Term Debt		 1,500 2,000 2,800 3,900 2,400 3,000 - 1,201 1,500 885 330
Accrued Interest Payable		 5.10 5.50 7.68 21 13 11 7.70 24 33 24 6.72
Long-Term Debt		 394 394 395 395 396 396 3,132 931 859 660 621
Other Long-Term Liabilities		 153 161 182 194 318 339 273 346 393 556 503
Total Equity & Noncontrolling Interests		 1,624 2,010 2,203 2,500 2,801 2,871 3,210 3,055 3,199 3,368 3,631
Total Preferred & Common Equity		 1,624 2,010 2,203 2,500 2,801 2,871 3,210 3,055 3,199 3,368 3,631
Preferred Stock		 150 150 150 150 150 150 300 300 300 300 300
Total Common Equity		 1,474 1,860 2,053 2,350 2,651 2,721 2,910 2,755 2,899 3,068 3,331
Common Stock		 715 956 962 968 979 992 1,009 1,026 1,046 1,057 1,075
Retained Earnings		 758 903 1,091 1,381 1,664 1,713 1,948 2,264 2,435 2,496 2,809
Treasury Stock		 -0.01 -0.01 -0.01 -0.01 -0.01 -0.01 -0.01 -115 -220 -302 -488
Accumulated Other Comprehensive Income / (Loss)		 0.72 0.42 0.43 0.52 8.95 16 -48 -419 -362 -183 -65

Quarterly Balance Sheets for Texas Capital Bancshares

This table presents Texas Capital Bancshares' assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026
Period end date 9/30/2022 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026
Total Assets		 30,409 28,597 28,977 29,628 29,181 29,855 31,629 31,376 31,944 32,537 33,486
Cash and Due from Banks		 241 264 260 217 168 222 297 202 182 212 254
Interest Bearing Deposits at Other Banks		 3,400 3,385 2,587 3,976 3,148 2,691 3,895 3,601 2,508 2,852 2,702
Trading Account Securities		 3,370 4,346 4,227 4,070 4,414 4,389 4,406 4,531 4,609 4,602 4,673
Loans and Leases, Net of Allowance		 19,788 19,814 21,089 20,368 20,567 21,511 16,491 22,101 23,648 23,918 24,909
Loans and Leases		 19,788 20,075 21,326 20,613 20,831 21,779 16,765 22,380 23,926 24,192 25,180
Allowance for Loan and Lease Losses		 - 261 237 245 264 267 273 278 278 274 270
Loans Held for Sale		 3,142 19,842 29 155 38 37 9.02 0.00 - - 21
Premises and Equipment, Net		 27 25 26 31 50 69 82 85 87 88 86
Goodwill		 1.50 1.50 1.50 1.50 1.50 1.50 1.50 1.50 1.50 1.50 1.50
Other Assets		 648 732 757 810 794 934 919 855 909 863 839
Total Liabilities & Shareholders' Equity		 30,409 28,597 28,977 29,628 29,181 29,855 31,629 31,376 31,944 32,537 33,486
Total Liabilities		 27,523 25,517 25,895 26,551 26,010 26,679 28,275 27,946 28,433 28,900 29,880
Non-Interest Bearing Deposits		 11,495 9,501 9,429 9,353 8,478 7,988 9,071 7,875 7,718 7,690 7,635
Interest Bearing Deposits		 13,004 12,679 13,889 14,526 15,476 15,831 16,794 18,178 18,346 19,816 20,882
Short-Term Debt		 1,701 - 1,350 1,400 - 1,675 1,035 750 1,250 275 0.00
Accrued Interest Payable		 18 31 30 31 32 24 19 25 14 9.36 9.42
Long-Term Debt		 931 3,032 858 858 1,610 660 660 661 620 620 878
Other Long-Term Liabilities		 298 274 339 382 414 502 696 457 485 490 476
Total Equity & Noncontrolling Interests		 2,886 3,080 3,082 3,078 3,171 3,176 3,354 3,430 3,510 3,637 3,606
Total Preferred & Common Equity		 2,886 3,080 3,082 3,078 3,171 3,176 3,354 3,430 3,510 3,637 3,606
Preferred Stock		 300 300 300 300 300 300 300 300 300 300 300
Total Common Equity		 2,586 2,780 2,782 2,778 2,871 2,876 3,054 3,130 3,210 3,337 3,306
Common Stock		 1,021 1,032 1,036 1,040 1,045 1,051 1,055 1,061 1,066 1,070 1,078
Retained Earnings		 2,051 2,298 2,362 2,420 2,457 2,495 2,429 2,538 2,611 2,712 2,878
Treasury Stock		 -50 -176 -176 -176 -252 -302 -302 -333 -354 -361 -563
Accumulated Other Comprehensive Income / (Loss)		 -435 -375 -440 -506 -380 -368 -128 -136 -113 -84 -87

Annual Metrics And Ratios for Texas Capital Bancshares

This table displays calculated financial ratios and metrics derived from Texas Capital Bancshares' official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
DEI Shares Outstanding		 - - - - - - - - - - 45,643,585.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - - 45,643,585.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - - 7.24
Growth Metrics		 - - - - - - - - - - -
Profitability Metrics		 - - - - - - - - - - -
Valuation Ratios		 - - - - - - - - - - -
Leverage & Solvency		 - - - - - - - - - - -
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Efficiency Ratios		 - - - - - - - - - - -
Capital & Investment Metrics		 - - - - - - - - - - -
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $2.95 $3.14 $3.78 $5.83 $6.23 $1.12 $4.65 $6.25 $3.58 $1.29 $6.86
Adjusted Weighted Average Basic Shares Outstanding		 45.89M 49.52M 49.65M 50.24M 50.35M 50.47M 50.63M 48.23M 47.41M 46.01M 44.18M
Adjusted Diluted Earnings per Share		 $2.91 $3.11 $3.73 $5.79 $6.21 $1.12 $4.60 $6.18 $3.54 $1.28 $6.79
Adjusted Weighted Average Diluted Shares Outstanding		 45.89M 49.52M 49.65M 50.24M 50.35M 50.47M 50.63M 48.23M 47.41M 46.01M 44.18M
Adjusted Basic & Diluted Earnings per Share		 $2.95 $3.14 $3.78 $5.83 $6.23 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 45.89M 49.52M 49.65M 50.24M 50.35M 50.47M 50.63M 48.23M 47.41M 46.01M 44.18M
Debt Service Ratios		 - - - - - - - - - - -
Payout Ratios		 - - - - - - - - - - -

Quarterly Metrics And Ratios for Texas Capital Bancshares

This table displays calculated financial ratios and metrics derived from Texas Capital Bancshares' official financial filings.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
DEI Shares Outstanding		 - - - - - - - - - 45,643,585.00 44,176,837.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - 45,643,585.00 44,176,837.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - 2.21 1.67
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 5.50% -53.20% -6.02% -3.96% -55.07% 15.39% 9.42% 15.15% 171.56% - 15.51%
EBITDA Growth		 38.35% -87.83% -22.83% -27.76% -171.48% 210.35% 51.99% 60.83% 328.19% - 53.90%
EBIT Growth		 46.39% -90.85% -31.12% -34.42% -198.69% 267.26% 73.06% 74.39% 272.24% - 56.17%
NOPAT Growth		 48.92% -90.73% -32.38% -39.31% -190.78% 252.47% 79.97% 85.61% 287.89% - 56.84%
Net Income Growth		 48.92% -90.73% -32.38% -39.31% -199.42% 252.47% 79.97% 85.61% 271.58% - 56.84%
EPS Growth		 59.46% -92.07% -34.29% -39.85% -219.49% 333.33% 100.00% 97.50% 254.61% - 69.57%
Operating Cash Flow Growth		 41.22% 383.79% 426.40% -53.57% 249.28% -90.19% -99.62% 89.35% -50.03% - 23,685.05%
Free Cash Flow Firm Growth		 -69.53% -125.55% 316.57% -113.23% -5.16% 304.46% -100.94% 215.84% 169.27% - 3,465.85%
Invested Capital Growth		 -3.30% 7.14% -21.79% 4.18% -5.38% -11.60% 1.25% -2.36% -10.23% - -7.35%
Revenue Q/Q Growth		 0.34% -11.86% 4.26% 4.17% -53.06% 126.35% -1.13% 9.62% 10.70% - -1.07%
EBITDA Q/Q Growth		 -8.15% -61.97% 30.72% 58.21% -190.88% 265.12% -35.98% 67.41% 28.94% - -27.62%
EBIT Q/Q Growth		 -9.29% -68.58% 37.19% 67.73% -236.51% 216.91% -35.35% 69.02% 34.83% - -28.63%
NOPAT Q/Q Growth		 -10.16% -67.33% 29.74% 59.37% -234.40% 226.84% -33.76% 64.36% 36.06% - -26.70%
Net Income Q/Q Growth		 -10.16% -67.33% 29.74% 59.37% -247.18% 215.83% -33.76% 64.36% 36.06% - -26.70%
EPS Q/Q Growth		 -11.28% -72.03% 39.39% 73.91% -276.25% 201.42% -35.66% 71.74% 37.97% - -26.07%
Operating Cash Flow Q/Q Growth		 31.68% 96.69% -48.94% -64.89% 890.58% -94.48% -98.00% 17,018.75% 163.97% - -32.92%
Free Cash Flow Firm Q/Q Growth		 -82.02% -243.80% 487.70% -113.20% 228.87% 210.02% -101.78% 1,726.58% 199.57% - -0.56%
Invested Capital Q/Q Growth		 0.88% 4.16% -13.99% 15.27% -8.37% -2.69% -1.49% 11.16% -15.76% - -2.13%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 33.06% 14.26% 17.88% 27.16% -52.59% 38.36% 24.84% 37.94% 44.19% - 33.10%
EBIT Margin		 29.06% 10.36% 13.63% 21.95% -63.83% 32.97% 21.56% 33.24% 40.48% - 29.14%
Profit (Net Income) Margin		 22.11% 8.20% 10.20% 15.60% -48.93% 25.04% 16.77% 25.15% 30.91% - 22.78%
Tax Burden Percent		 76.10% 79.13% 74.83% 71.10% 76.66% 75.94% 77.82% 75.67% 76.36% - 78.15%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% - 100.00%
Effective Tax Rate		 23.90% 20.87% 25.17% 28.90% 0.00% 24.06% 22.18% 24.33% 23.64% - 21.85%
Return on Invested Capital (ROIC)		 5.52% 1.64% 1.98% 3.03% -7.70% 4.46% 3.34% 4.60% 7.82% - 6.35%
ROIC Less NNEP Spread (ROIC-NNEP)		 5.52% 1.64% 1.98% 3.03% -7.97% 4.46% 3.34% 4.60% 7.82% - 6.35%
Return on Net Nonoperating Assets (RNNOA)		 4.53% 1.18% 1.47% 2.20% -4.90% 2.65% 1.53% 2.90% 2.90% - 2.06%
Return on Equity (ROE)		 10.05% 2.82% 3.46% 5.23% -12.59% 7.11% 4.86% 7.50% 10.72% - 8.41%
Cash Return on Invested Capital (CROIC)		 10.47% -3.37% 27.69% -1.32% 6.04% 13.80% 0.80% 4.85% 17.06% - 15.29%
Operating Return on Assets (OROA)		 1.31% 0.39% 0.50% 0.78% -1.86% 1.04% 0.68% 1.07% 1.53% - 1.17%
Return on Assets (ROA)		 1.00% 0.31% 0.37% 0.56% -1.43% 0.79% 0.53% 0.81% 1.17% - 0.91%
Return on Common Equity (ROCE)		 9.04% 2.55% 3.12% 4.73% -11.42% 6.46% 4.42% 6.83% 9.80% - 7.69%
Return on Equity Simple (ROE_SIMPLE)		 12.55% 0.00% 5.57% 4.71% 0.79% 0.00% 2.87% 3.82% 8.27% - 9.90%
Net Operating Profit after Tax (NOPAT)		 62 20 26 42 -56 71 47 77 105 - 74
NOPAT Margin		 22.11% 8.20% 10.20% 15.60% -44.68% 25.04% 16.77% 25.15% 30.91% - 22.78%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.27% 0.00% 0.00% 0.00% 0.00% - 0.00%
SG&A Expenses to Revenue		 51.73% 59.69% 64.61% 58.99% 132.36% 48.74% 61.02% 52.12% 46.92% - 56.76%
Operating Expenses to Revenue		 64.49% 81.91% 78.96% 70.56% 155.85% 60.69% 72.38% 61.89% 55.99% - 65.92%
Earnings before Interest and Taxes (EBIT)		 81 25 35 59 -80 94 60 102 138 - 94
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 92 35 46 73 -66 109 70 117 150 - 107
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 1.02 1.07 1.03 0.99 1.08 1.18 1.10 1.14 1.16 - 1.27
Price to Tangible Book Value (P/TBV)		 1.02 1.07 1.03 0.99 1.08 1.18 1.10 1.14 1.16 - 1.27
Price to Revenue (P/Rev)		 2.09 2.89 2.79 2.72 3.69 3.88 3.59 3.66 3.19 - 3.23
Price to Earnings (P/E)		 7.66 18.06 18.55 21.55 351.75 59.97 42.35 31.20 13.65 - 12.34
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
Earnings Yield		 13.05% 5.54% 5.39% 4.64% 0.28% 1.67% 2.36% 3.21% 7.33% - 8.11%
Enterprise Value to Invested Capital (EV/IC)		 0.22 0.45 0.32 0.47 0.22 0.46 0.28 0.58 0.44 - 0.54
Enterprise Value to Revenue (EV/Rev)		 0.88 2.34 1.46 2.46 1.24 2.44 1.41 3.13 1.65 - 1.86
Enterprise Value to EBITDA (EV/EBITDA)		 2.21 8.78 5.66 10.48 12.62 14.08 7.27 13.63 4.49 - 4.62
Enterprise Value to EBIT (EV/EBIT)		 2.39 10.22 6.71 12.87 28.33 21.21 10.15 17.74 5.07 - 5.17
Enterprise Value to NOPAT (EV/NOPAT)		 3.09 13.32 8.77 17.20 41.48 29.29 13.67 23.31 6.65 - 6.76
Enterprise Value to Operating Cash Flow (EV/OCF)		 9.95 6.74 3.43 6.24 1.70 4.72 3.49 7.52 8.03 - 5.39
Enterprise Value to Free Cash Flow (EV/FCFF)		 2.10 0.00 1.03 0.00 3.52 3.14 34.85 11.82 2.44 - 3.39
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.73 0.74 0.51 0.74 0.51 0.46 0.41 0.53 0.25 - 0.24
Long-Term Debt to Equity		 0.28 0.27 0.51 0.21 0.20 0.20 0.19 0.18 0.17 - 0.24
Financial Leverage		 0.82 0.72 0.74 0.73 0.61 0.59 0.46 0.63 0.37 - 0.33
Leverage Ratio		 10.07 9.08 9.24 9.40 9.52 9.00 9.17 9.24 9.18 - 9.22
Compound Leverage Factor		 10.07 9.08 9.24 9.40 9.52 9.00 9.17 9.24 9.18 - 9.22
Debt to Total Capital		 42.32% 42.44% 33.67% 42.37% 33.57% 31.45% 29.14% 34.76% 19.76% - 19.59%
Short-Term Debt to Total Capital		 26.24% 26.99% 0.00% 30.40% 20.50% 18.01% 15.49% 23.23% 6.07% - 0.00%
Long-Term Debt to Total Capital		 16.09% 15.46% 33.67% 11.98% 13.07% 13.44% 13.65% 11.53% 13.69% - 19.59%
Preferred Equity to Total Capital		 5.62% 5.40% 6.28% 5.44% 5.94% 6.11% 6.20% 5.58% 6.62% - 6.69%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
Common Equity to Total Capital		 52.05% 52.16% 60.05% 52.18% 60.49% 62.44% 64.66% 59.66% 73.63% - 73.73%
Debt to EBITDA		 4.18 8.22 5.89 9.51 19.37 9.58 7.62 8.16 2.01 - 1.68
Net Debt to EBITDA		 -3.58 -3.08 -6.24 -2.35 -28.52 -10.19 -12.92 -3.58 -4.87 - -3.98
Long-Term Debt to EBITDA		 1.59 2.99 5.89 2.69 7.54 4.09 3.57 2.71 1.39 - 1.68
Debt to NOPAT		 5.85 12.47 9.11 15.60 63.64 19.94 14.33 13.95 2.98 - 2.46
Net Debt to NOPAT		 -5.01 -4.67 -9.66 -3.86 -93.73 -21.20 -24.31 -6.11 -7.22 - -5.82
Long-Term Debt to NOPAT		 2.22 4.54 9.11 4.41 24.79 8.52 6.71 4.63 2.06 - 2.46
Noncontrolling Interest Sharing Ratio		 10.06% 9.59% 9.60% 9.59% 9.33% 9.14% 9.09% 8.97% 8.58% - 8.53%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 244 -350 1,358 -179 231 716 -13 208 622 - 430
Operating Cash Flow to CapEx		 1,227.80% 5,028.59% 478.07% 151.52% 2,194.03% 248.56% 15.23% 1,136.31% 3,359.49% - 6,450.18%
Free Cash Flow to Firm to Interest Expense		 1.26 -1.73 6.71 -0.87 1.09 3.44 -0.07 1.12 3.29 - 2.61
Operating Cash Flow to Interest Expense		 0.49 0.93 0.47 0.16 1.57 0.09 0.00 0.34 0.88 - 0.53
Operating Cash Flow Less CapEx to Interest Expense		 0.45 0.91 0.37 0.06 1.50 0.05 -0.01 0.31 0.85 - 0.52
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.05 0.04 0.04 0.04 0.03 0.03 0.03 0.03 0.04 - 0.04
Fixed Asset Turnover		 46.54 36.62 28.18 21.94 15.88 15.83 14.23 12.76 14.26 - 15.26
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 5,336 5,558 4,780 5,511 5,049 4,913 4,840 5,380 4,533 - 4,485
Invested Capital Turnover		 0.25 0.20 0.19 0.19 0.17 0.18 0.20 0.18 0.25 - 0.28
Increase / (Decrease) in Invested Capital		 -182 370 -1,332 221 -287 -645 60 -130 -517 - -356
Enterprise Value (EV)		 1,193 2,520 1,549 2,574 1,105 2,270 1,345 3,125 1,998 - 2,413
Market Capitalization		 2,827 3,104 2,956 2,852 3,301 3,614 3,437 3,645 3,868 - 4,191
Book Value per Share		 $57.87 $60.37 $61.53 $61.64 $66.11 $66.39 $68.02 $69.93 $72.93 - $74.84
Tangible Book Value per Share		 $57.84 $60.34 $61.50 $61.61 $66.08 $66.36 $67.99 $69.90 $72.90 - $74.81
Total Capital		 5,336 5,558 4,780 5,511 5,049 4,913 4,840 5,380 4,533 - 4,485
Total Debt		 2,258 2,359 1,610 2,335 1,695 1,545 1,411 1,870 895 - 878
Total Long-Term Debt		 858 859 1,610 660 660 660 661 620 620 - 878
Net Debt		 -1,934 -884 -1,706 -578 -2,496 -1,643 -2,392 -820 -2,169 - -2,078
Capital Expenditures (CapEx)		 7.77 3.73 20 22 15 7.41 2.42 5.54 4.95 - 1.36
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 5.32 0.00 0.00 0.00 0.00 - 0.00
Net Nonoperating Obligations (NNO)		 2,258 2,359 1,610 2,335 1,695 1,545 1,411 1,870 895 - 878
Total Depreciation and Amortization (D&A)		 11 9.60 11 14 14 15 9.22 14 13 - 13
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.19 $0.34 $0.46 $0.80 ($1.42) $1.45 $0.93 $1.59 $2.21 $2.13 $1.58
Adjusted Weighted Average Basic Shares Outstanding		 48.02M 47.41M 46.65M 46.20M 46.21M 46.01M 45.90M 45.76M 45.64M 44.18M 43.67M
Adjusted Diluted Earnings per Share		 $1.18 $0.33 $0.46 $0.80 ($1.41) $1.43 $0.92 $1.58 $2.18 $2.11 $1.56
Adjusted Weighted Average Diluted Shares Outstanding		 48.02M 47.41M 46.65M 46.20M 46.21M 46.01M 45.90M 45.76M 45.64M 44.18M 43.67M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 48.02M 47.41M 46.65M 46.20M 46.21M 46.01M 45.90M 45.76M 45.64M 44.18M 43.67M
Normalized Net Operating Profit after Tax (NOPAT)		 62 20 26 42 -56 71 47 77 105 - 74
Normalized NOPAT Margin		 22.11% 8.20% 10.20% 15.60% -44.68% 25.04% 16.77% 25.15% 30.91% - 22.78%
Pre Tax Income Margin		 29.06% 10.36% 13.63% 21.95% -63.83% 32.97% 21.56% 33.24% 40.48% - 29.14%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.42 0.13 0.17 0.29 -0.38 0.45 0.32 0.55 0.73 - 0.57
NOPAT to Interest Expense		 0.32 0.10 0.13 0.20 -0.26 0.34 0.25 0.42 0.56 - 0.45
EBIT Less CapEx to Interest Expense		 0.38 0.11 0.07 0.18 -0.45 0.41 0.30 0.52 0.70 - 0.57
NOPAT Less CapEx to Interest Expense		 0.28 0.08 0.03 0.09 -0.34 0.31 0.23 0.39 0.53 - 0.44
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 4.47% 9.12% 9.77% 11.53% 64.76% 22.26% 17.53% 12.87% 5.74% - 4.83%
Augmented Payout Ratio		 36.96% 64.65% 52.98% 95.96% 539.10% 127.42% 99.97% 51.75% 25.43% - 69.22%

Financials Breakdown Chart

Key Financial Trends

TCBI — Key trends from the last four quarters (through Q4 2025)

  • Net income attributable to common shareholders rose to $96,347,000 in Q4 2025, up from prior-year levels, signaling improving profitability.
  • Diluted earnings per share (EPS) reached $2.11 in Q4 2025, up from about $1.58 in Q4 2024, indicating stronger earnings power per share.
  • Net interest income increased to $267,437,000 in Q4 2025, up from $229,607,000 in Q4 2024, reflecting higher net interest earnings alongside balance-sheet growth.
  • Total revenue rose to $327,483,000 in Q4 2025, up from $283,681,000 in Q4 2024, signaling stronger top-line performance.
  • Total assets expanded to about $32.54 billion by Q4 2025, up from roughly $29.63 billion in Q4 2024, indicating balance-sheet growth.
  • Total non-interest income fluctuated quarter to quarter (e.g., about $60.0 million in Q4 2025 vs. $68.6 million in Q3 2025), suggesting a stable but uneven mix of non-interest activity.
  • Salaries and employee benefits declined in Q4 2025 to about $108.9 million from $119.9 million in Q3 2025, signaling ongoing cost discipline, though quarter-to-quarter changes may vary.
  • Net change in deposits in Q4 2025 was a large outflow, at about -$1.06 billion, indicating funding outflow and potential liquidity/funding implications.
  • Net cash from financing activities in Q4 2025 was about -$1.13 billion, reflecting substantial cash outflows through financing actions.
  • Net change in cash and equivalents for Q4 2025 was about -$965.7 million, signaling a notable near-term liquidity shift that warrants monitoring.
05/17/26 06:56 PM ETAI Generated. May Contain Errors.

Texas Capital Bancshares Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Texas Capital Bancshares' fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

Texas Capital Bancshares' net income appears to be on an upward trend, with a most recent value of $330.24 million in 2025, rising from $144.85 million in 2015. The previous period was $77.51 million in 2024. Check out Texas Capital Bancshares' forecast to explore projected trends and price targets.

Over the last 10 years, Texas Capital Bancshares' total revenue changed from $604.27 million in 2015 to $1.26 billion in 2025, a change of 107.8%.

Texas Capital Bancshares' total liabilities were at $27.91 billion at the end of 2025, a 2.0% increase from 2024, and a 61.5% increase since 2015.

In the past 10 years, Texas Capital Bancshares' cash and equivalents has ranged from $109.50 million in 2015 to $233.64 million in 2022, and is currently $201.32 million as of their latest financial filing in 2025.


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Financial statements for NASDAQ:TCBI last updated on 4/28/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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