VersaBank (VBNK) Competitors

VersaBank (NASDAQ:VBNK) and Columbia Financial (NASDAQ:CLBK) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, earnings, media sentiment, analyst recommendations, community ranking, valuation, profitability, dividends and risk.

Do analysts prefer VBNK or CLBK?

VersaBank presently has a consensus price target of $14.95, suggesting a potential upside of 33.90%. Given VersaBank's stronger consensus rating and higher probable upside, analysts clearly believe VersaBank is more favorable than Columbia Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
VersaBank	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
Columbia Financial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Do institutionals and insiders hold more shares of VBNK or CLBK?

56.9% of VersaBank shares are owned by institutional investors. Comparatively, 12.7% of Columbia Financial shares are owned by institutional investors. 5.3% of VersaBank shares are owned by company insiders. Comparatively, 3.4% of Columbia Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Does the MarketBeat Community favor VBNK or CLBK?

Columbia Financial received 128 more outperform votes than VersaBank when rated by MarketBeat users. Likewise, 67.65% of users gave Columbia Financial an outperform vote while only 55.56% of users gave VersaBank an outperform vote.

Company	Underperform	Outperform
VersaBank	Outperform Votes 10 55.56%	Underperform Votes 8 44.44%
Columbia Financial	Outperform Votes 138 67.65%	Underperform Votes 66 32.35%

Which has more volatility and risk, VBNK or CLBK?

VersaBank has a beta of 1.01, suggesting that its stock price is 1% more volatile than the S&P 500. Comparatively, Columbia Financial has a beta of 0.13, suggesting that its stock price is 87% less volatile than the S&P 500.

Which has preferable earnings and valuation, VBNK or CLBK?

VersaBank has higher earnings, but lower revenue than Columbia Financial. Columbia Financial is trading at a lower price-to-earnings ratio than VersaBank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
VersaBank	$110.61M	3.28	$29.20M	$0.94	11.88
Columbia Financial	$179.88M	8.33	-$11.65M	-$0.12	-119.17

Is VBNK or CLBK more profitable?

VersaBank has a net margin of 13.52% compared to Columbia Financial's net margin of -2.39%. VersaBank's return on equity of 11.20% beat Columbia Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
VersaBank	13.52%	11.20%	0.99%
Columbia Financial	-2.39%	2.20%	0.22%

Does the media favor VBNK or CLBK?

In the previous week, VersaBank had 1 more articles in the media than Columbia Financial. MarketBeat recorded 7 mentions for VersaBank and 6 mentions for Columbia Financial. VersaBank's average media sentiment score of 1.37 beat Columbia Financial's score of 0.69 indicating that VersaBank is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
VersaBank	4 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Columbia Financial	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

VersaBank beats Columbia Financial on 14 of the 18 factors compared between the two stocks.