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VersaBank (VBNK) Competitors

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$11.38 -0.16 (-1.39%)
Closing price 05/21/2025 04:00 PM Eastern
Extended Trading
$11.43 +0.05 (+0.43%)
As of 04:01 AM Eastern
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VBNK vs. MBIN, IREN, SUPV, TFIN, SII, VBTX, WULF, CCB, LOB, and LC

Should you be buying VersaBank stock or one of its competitors? The main competitors of VersaBank include Merchants Bancorp (MBIN), Iris Energy (IREN), Grupo Supervielle (SUPV), Triumph Financial (TFIN), Sprott (SII), Veritex (VBTX), TeraWulf (WULF), Coastal Financial (CCB), Live Oak Bancshares (LOB), and LendingClub (LC). These companies are all part of the "banking" industry.

VersaBank vs.

Merchants Bancorp (NASDAQ:MBIN) and VersaBank (NASDAQ:VBNK) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their valuation, earnings, risk, community ranking, analyst recommendations, dividends, media sentiment, institutional ownership and profitability.

In the previous week, Merchants Bancorp had 1 more articles in the media than VersaBank. MarketBeat recorded 2 mentions for Merchants Bancorp and 1 mentions for VersaBank. VersaBank's average media sentiment score of 1.83 beat Merchants Bancorp's score of 0.92 indicating that VersaBank is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Merchants Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
VersaBank
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Merchants Bancorp currently has a consensus target price of $47.50, suggesting a potential upside of 48.34%. VersaBank has a consensus target price of $14.95, suggesting a potential upside of 31.37%. Given Merchants Bancorp's stronger consensus rating and higher probable upside, equities analysts clearly believe Merchants Bancorp is more favorable than VersaBank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Merchants Bancorp
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
VersaBank
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

Merchants Bancorp received 201 more outperform votes than VersaBank when rated by MarketBeat users. Likewise, 65.12% of users gave Merchants Bancorp an outperform vote while only 55.56% of users gave VersaBank an outperform vote.

CompanyUnderperformOutperform
Merchants BancorpOutperform Votes
211
65.12%
Underperform Votes
113
34.88%
VersaBankOutperform Votes
10
55.56%
Underperform Votes
8
44.44%

Merchants Bancorp has higher revenue and earnings than VersaBank. Merchants Bancorp is trading at a lower price-to-earnings ratio than VersaBank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Merchants Bancorp$645.08M2.28$320.39M$5.445.89
VersaBank$110.61M3.35$29.20M$0.9412.11

Merchants Bancorp has a beta of 1.31, suggesting that its stock price is 31% more volatile than the S&P 500. Comparatively, VersaBank has a beta of 0.99, suggesting that its stock price is 1% less volatile than the S&P 500.

24.6% of Merchants Bancorp shares are held by institutional investors. Comparatively, 56.9% of VersaBank shares are held by institutional investors. 34.8% of Merchants Bancorp shares are held by insiders. Comparatively, 5.3% of VersaBank shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Merchants Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.2%. VersaBank pays an annual dividend of $0.06 per share and has a dividend yield of 0.5%. Merchants Bancorp pays out 7.4% of its earnings in the form of a dividend. VersaBank pays out 6.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Merchants Bancorp has raised its dividend for 8 consecutive years. Merchants Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Merchants Bancorp has a net margin of 22.08% compared to VersaBank's net margin of 13.52%. Merchants Bancorp's return on equity of 22.86% beat VersaBank's return on equity.

Company Net Margins Return on Equity Return on Assets
Merchants Bancorp22.08% 22.86% 1.76%
VersaBank 13.52%11.20%0.99%

Summary

Merchants Bancorp beats VersaBank on 15 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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VBNK vs. The Competition

MetricVersaBankCommercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$370.07M$40.29B$11.49B$8.39B
Dividend Yield0.63%4.09%5.45%4.10%
P/E Ratio10.359.6522.4819.71
Price / Sales3.351.7127.29117.39
Price / Cash9.789.6317.6234.62
Price / Book1.011.412.794.50
Net Income$29.20M$3.43B$1.04B$248.18M
7 Day Performance2.61%0.84%-0.02%0.20%
1 Month Performance3.27%7.49%6.70%12.37%
1 Year Performance18.17%34.33%537.71%7.04%

VersaBank Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
VBNK
VersaBank
3.9023 of 5 stars
$11.38
-1.4%
$14.95
+31.4%
+18.8%$370.07M$110.61M10.35100Positive News
MBIN
Merchants Bancorp
3.685 of 5 stars
$32.55
+3.4%
$47.50
+45.9%
-23.7%$1.44B$645.08M5.16480Positive News
Dividend Announcement
Gap Up
IREN
Iris Energy
4.1875 of 5 stars
$7.51
+6.7%
$20.40
+171.6%
+20.1%$1.41B$283.73M0.00100Trending News
Analyst Revision
SUPV
Grupo Supervielle
2.3898 of 5 stars
$15.91
+5.6%
$13.67
-14.1%
+109.7%$1.41B$1.15T22.094,810Positive News
Ex-Dividend
TFIN
Triumph Financial
1.97 of 5 stars
$60.00
+4.5%
$68.20
+13.7%
-23.1%$1.41B$415.91M111.111,430Positive News
High Trading Volume
SII
Sprott
1.1735 of 5 stars
$54.31
-1.8%
N/A+22.3%$1.40B$168.35M29.84170Positive News
High Trading Volume
VBTX
Veritex
4.7047 of 5 stars
$24.85
+3.7%
$30.25
+21.7%
+11.7%$1.35B$435.91M12.74770Positive News
Gap Up
WULF
TeraWulf
2.5129 of 5 stars
$3.48
+15.6%
$7.86
+125.8%
+91.7%$1.33B$140.05M-10.556Analyst Revision
CCB
Coastal Financial
4.0024 of 5 stars
$87.12
+3.7%
$105.00
+20.5%
+96.2%$1.31B$435.77M26.81380Positive News
Insider Trade
Gap Up
LOB
Live Oak Bancshares
4.3967 of 5 stars
$28.64
+5.4%
$42.25
+47.5%
-24.4%$1.30B$498.34M19.75960Dividend Announcement
LC
LendingClub
4.872 of 5 stars
$11.16
+5.5%
$15.75
+41.2%
+6.3%$1.27B$824.03M24.791,580

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This page (NASDAQ:VBNK) was last updated on 5/22/2025 by MarketBeat.com Staff
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