VBNK vs. LOB, CMPO, CCB, BTDR, MBIN, TFIN, GHLD, QCRH, BY, and BFC
Should you be buying VersaBank stock or one of its competitors? The main competitors of VersaBank include Live Oak Bancshares (LOB), CompoSecure (CMPO), Coastal Financial (CCB), Bitdeer Technologies Group (BTDR), Merchants Bancorp (MBIN), Triumph Financial (TFIN), Guild (GHLD), QCR (QCRH), Byline Bancorp (BY), and Bank First National (BFC). These companies are all part of the "banking" industry.
VersaBank vs. Its Competitors
VersaBank (NASDAQ:VBNK) and Live Oak Bancshares (NASDAQ:LOB) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, risk, valuation, dividends, institutional ownership, profitability, analyst recommendations and media sentiment.
VersaBank has a beta of 0.96, suggesting that its share price is 4% less volatile than the S&P 500. Comparatively, Live Oak Bancshares has a beta of 1.82, suggesting that its share price is 82% more volatile than the S&P 500.
In the previous week, Live Oak Bancshares had 4 more articles in the media than VersaBank. MarketBeat recorded 6 mentions for Live Oak Bancshares and 2 mentions for VersaBank. VersaBank's average media sentiment score of 1.88 beat Live Oak Bancshares' score of 0.83 indicating that VersaBank is being referred to more favorably in the media.
VersaBank currently has a consensus price target of $13.95, suggesting a potential upside of 34.39%. Live Oak Bancshares has a consensus price target of $42.33, suggesting a potential upside of 27.25%. Given VersaBank's stronger consensus rating and higher probable upside, analysts clearly believe VersaBank is more favorable than Live Oak Bancshares.
VersaBank pays an annual dividend of $0.07 per share and has a dividend yield of 0.7%. Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.4%. VersaBank pays out 8.9% of its earnings in the form of a dividend. Live Oak Bancshares pays out 9.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. VersaBank is clearly the better dividend stock, given its higher yield and lower payout ratio.
Live Oak Bancshares has higher revenue and earnings than VersaBank. VersaBank is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.
VersaBank has a net margin of 10.70% compared to Live Oak Bancshares' net margin of 7.10%. VersaBank's return on equity of 7.97% beat Live Oak Bancshares' return on equity.
56.9% of VersaBank shares are held by institutional investors. Comparatively, 64.0% of Live Oak Bancshares shares are held by institutional investors. 23.4% of Live Oak Bancshares shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.
Summary
VersaBank and Live Oak Bancshares tied by winning 9 of the 18 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding VBNK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
VersaBank Competitors List
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This page (NASDAQ:VBNK) was last updated on 8/13/2025 by MarketBeat.com Staff
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