VBNK vs. MBIN, IREN, SUPV, TFIN, SII, VBTX, WULF, CCB, LOB, and LC
Should you be buying VersaBank stock or one of its competitors? The main competitors of VersaBank include Merchants Bancorp (MBIN), Iris Energy (IREN), Grupo Supervielle (SUPV), Triumph Financial (TFIN), Sprott (SII), Veritex (VBTX), TeraWulf (WULF), Coastal Financial (CCB), Live Oak Bancshares (LOB), and LendingClub (LC). These companies are all part of the "banking" industry.
VersaBank vs.
Merchants Bancorp (NASDAQ:MBIN) and VersaBank (NASDAQ:VBNK) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their valuation, earnings, risk, community ranking, analyst recommendations, dividends, media sentiment, institutional ownership and profitability.
In the previous week, Merchants Bancorp had 1 more articles in the media than VersaBank. MarketBeat recorded 2 mentions for Merchants Bancorp and 1 mentions for VersaBank. VersaBank's average media sentiment score of 1.83 beat Merchants Bancorp's score of 0.92 indicating that VersaBank is being referred to more favorably in the news media.
Merchants Bancorp currently has a consensus target price of $47.50, suggesting a potential upside of 48.34%. VersaBank has a consensus target price of $14.95, suggesting a potential upside of 31.37%. Given Merchants Bancorp's stronger consensus rating and higher probable upside, equities analysts clearly believe Merchants Bancorp is more favorable than VersaBank.
Merchants Bancorp received 201 more outperform votes than VersaBank when rated by MarketBeat users. Likewise, 65.12% of users gave Merchants Bancorp an outperform vote while only 55.56% of users gave VersaBank an outperform vote.
Merchants Bancorp has higher revenue and earnings than VersaBank. Merchants Bancorp is trading at a lower price-to-earnings ratio than VersaBank, indicating that it is currently the more affordable of the two stocks.
Merchants Bancorp has a beta of 1.31, suggesting that its stock price is 31% more volatile than the S&P 500. Comparatively, VersaBank has a beta of 0.99, suggesting that its stock price is 1% less volatile than the S&P 500.
24.6% of Merchants Bancorp shares are held by institutional investors. Comparatively, 56.9% of VersaBank shares are held by institutional investors. 34.8% of Merchants Bancorp shares are held by insiders. Comparatively, 5.3% of VersaBank shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.
Merchants Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.2%. VersaBank pays an annual dividend of $0.06 per share and has a dividend yield of 0.5%. Merchants Bancorp pays out 7.4% of its earnings in the form of a dividend. VersaBank pays out 6.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Merchants Bancorp has raised its dividend for 8 consecutive years. Merchants Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Merchants Bancorp has a net margin of 22.08% compared to VersaBank's net margin of 13.52%. Merchants Bancorp's return on equity of 22.86% beat VersaBank's return on equity.
Summary
Merchants Bancorp beats VersaBank on 15 of the 20 factors compared between the two stocks.
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This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NASDAQ:VBNK) was last updated on 5/22/2025 by MarketBeat.com Staff