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VersaBank (VBNK) Competitors

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$12.70 -0.11 (-0.86%)
Closing price 04:00 PM Eastern
Extended Trading
$12.72 +0.02 (+0.12%)
As of 05:54 PM Eastern
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VBNK vs. MBIN, LDI, TFIN, BY, QCRH, CNOB, BFC, GHLD, BITF, and TRIN

Should you be buying VersaBank stock or one of its competitors? The main competitors of VersaBank include Merchants Bancorp (MBIN), loanDepot (LDI), Triumph Financial (TFIN), Byline Bancorp (BY), QCR (QCRH), ConnectOne Bancorp (CNOB), Bank First National (BFC), Guild (GHLD), Bitfarms (BITF), and Trinity Capital (TRIN). These companies are all part of the "banking" industry.

VersaBank vs. Its Competitors

Merchants Bancorp (NASDAQ:MBIN) and VersaBank (NASDAQ:VBNK) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their dividends, institutional ownership, valuation, media sentiment, earnings, analyst recommendations, profitability and risk.

24.6% of Merchants Bancorp shares are held by institutional investors. Comparatively, 56.9% of VersaBank shares are held by institutional investors. 34.8% of Merchants Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Merchants Bancorp has a net margin of 18.06% compared to VersaBank's net margin of 9.56%. Merchants Bancorp's return on equity of 16.06% beat VersaBank's return on equity.

Company Net Margins Return on Equity Return on Assets
Merchants Bancorp18.06% 16.06% 1.34%
VersaBank 9.56%7.47%0.72%

Merchants Bancorp has a beta of 1.3, suggesting that its share price is 30% more volatile than the S&P 500. Comparatively, VersaBank has a beta of 0.96, suggesting that its share price is 4% less volatile than the S&P 500.

Merchants Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.3%. VersaBank pays an annual dividend of $0.07 per share and has a dividend yield of 0.6%. Merchants Bancorp pays out 8.8% of its earnings in the form of a dividend. VersaBank pays out 10.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Merchants Bancorp has raised its dividend for 8 consecutive years. Merchants Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Merchants Bancorp presently has a consensus price target of $38.33, indicating a potential upside of 20.70%. VersaBank has a consensus price target of $11.27, indicating a potential downside of 11.29%. Given Merchants Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Merchants Bancorp is more favorable than VersaBank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Merchants Bancorp
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
VersaBank
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

Merchants Bancorp has higher revenue and earnings than VersaBank. Merchants Bancorp is trading at a lower price-to-earnings ratio than VersaBank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Merchants Bancorp$1.45B1.00$320.39M$4.556.98
VersaBank$216.31M1.89$29.20M$0.6818.68

In the previous week, Merchants Bancorp and Merchants Bancorp both had 3 articles in the media. Merchants Bancorp's average media sentiment score of 0.85 beat VersaBank's score of 0.52 indicating that Merchants Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Merchants Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
VersaBank
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Merchants Bancorp beats VersaBank on 15 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding VBNK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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VBNK vs. The Competition

MetricVersaBankBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$412.07M$69.97B$12.71B$10.53B
Dividend Yield0.57%3.53%5.44%4.57%
P/E Ratio18.6820.37233.4922.84
Price / Sales1.894.5130.95125.94
Price / Cash9.509.8022.8861.85
Price / Book1.061.402.316.45
Net Income$29.20M$6.73B$1.01B$271.57M
7 Day Performance3.34%0.14%0.46%2.83%
1 Month Performance16.19%-0.02%1.68%7.27%
1 Year Performance-4.15%39.31%539.87%26.07%

VersaBank Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
VBNK
VersaBank
2.7543 of 5 stars
$12.70
-0.9%
$11.27
-11.3%
-4.0%$412.07M$216.31M18.68100
MBIN
Merchants Bancorp
4.126 of 5 stars
$32.22
-1.3%
$38.33
+19.0%
-29.8%$1.50B$1.45B7.08480Positive News
LDI
loanDepot
0.9529 of 5 stars
$4.53
+6.0%
$2.30
-49.2%
+23.1%$1.41B$871.73M-13.714,900Options Volume
High Trading Volume
TFIN
Triumph Financial
3.4304 of 5 stars
$59.06
-0.1%
$70.75
+19.8%
-32.4%$1.40B$419.01M134.231,430Positive News
BY
Byline Bancorp
4.3958 of 5 stars
$28.72
-1.1%
$33.25
+15.8%
+4.9%$1.33B$624.78M10.721,027Positive News
QCRH
QCR
3.7141 of 5 stars
$78.39
+2.1%
$87.38
+11.5%
+3.4%$1.30B$329.61M11.811,013Positive News
CNOB
ConnectOne Bancorp
4.9261 of 5 stars
$25.06
-0.2%
$30.25
+20.7%
+0.4%$1.26B$534.62M28.80520Positive News
BFC
Bank First National
3.0583 of 5 stars
$125.38
-1.8%
$133.50
+6.5%
+38.5%$1.26B$162.47M18.09330
GHLD
Guild
2.4922 of 5 stars
$19.96
+0.1%
$18.42
-7.7%
+18.9%$1.24B$1.05B51.185,270Positive News
BITF
Bitfarms
2.3452 of 5 stars
$2.48
+11.2%
$3.95
+59.3%
+53.5%$1.24B$192.88M-14.59110Gap Up
High Trading Volume
TRIN
Trinity Capital
2.6186 of 5 stars
$16.02
-0.6%
$15.75
-1.7%
+14.7%$1.13B$203.47M7.1840Dividend Announcement

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This page (NASDAQ:VBNK) was last updated on 9/23/2025 by MarketBeat.com Staff
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