VersaBank (VBNK) Competitors

QCR (NASDAQ:QCRH) and VersaBank (NASDAQ:VBNK) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their valuation, earnings, institutional ownership, risk, media sentiment, dividends, analyst recommendations and profitability.

Do analysts prefer QCRH or VBNK?

QCR presently has a consensus price target of $87.38, suggesting a potential upside of 11.68%. VersaBank has a consensus price target of $11.27, suggesting a potential upside of 2.56%. Given QCR's stronger consensus rating and higher probable upside, research analysts plainly believe QCR is more favorable than VersaBank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
QCR	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00
VersaBank	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Is QCRH or VBNK a better dividend stock?

QCR pays an annual dividend of $0.24 per share and has a dividend yield of 0.3%. VersaBank pays an annual dividend of $0.07 per share and has a dividend yield of 0.6%. QCR pays out 3.6% of its earnings in the form of a dividend. VersaBank pays out 8.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the media refer more to QCRH or VBNK?

In the previous week, QCR had 5 more articles in the media than VersaBank. MarketBeat recorded 9 mentions for QCR and 4 mentions for VersaBank. QCR's average media sentiment score of 1.30 beat VersaBank's score of 0.47 indicating that QCR is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
QCR	6 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
VersaBank	0 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has stronger valuation & earnings, QCRH or VBNK?

QCR has higher revenue and earnings than VersaBank. QCR is trading at a lower price-to-earnings ratio than VersaBank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
QCR	$597.39M	2.22	$113.85M	$6.64	11.78
VersaBank	$112.25M	3.16	$29.20M	$0.79	13.91

Is QCRH or VBNK more profitable?

QCR has a net margin of 19.43% compared to VersaBank's net margin of 10.70%. QCR's return on equity of 11.71% beat VersaBank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
QCR	19.43%	11.71%	1.30%
VersaBank	10.70%	7.97%	0.76%

Which has more volatility and risk, QCRH or VBNK?

QCR has a beta of 0.87, suggesting that its stock price is 13% less volatile than the S&P 500. Comparatively, VersaBank has a beta of 0.96, suggesting that its stock price is 4% less volatile than the S&P 500.

Do institutionals & insiders hold more shares of QCRH or VBNK?

70.0% of QCR shares are held by institutional investors. Comparatively, 56.9% of VersaBank shares are held by institutional investors. 3.7% of QCR shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Summary

QCR beats VersaBank on 14 of the 18 factors compared between the two stocks.