Veritex (VBTX) Competitors

Ameris Bancorp (NASDAQ:ABCB) and Veritex (NASDAQ:VBTX) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, earnings, dividends, institutional ownership, analyst recommendations, risk, media sentiment and profitability.

Do analysts rate ABCB or VBTX?

Ameris Bancorp presently has a consensus target price of $72.14, indicating a potential upside of 9.46%. Veritex has a consensus target price of $33.25, indicating a potential upside of 7.54%. Given Ameris Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Ameris Bancorp is more favorable than Veritex.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86
Veritex	0 Sell rating(s)	3 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.63

Which has better valuation and earnings, ABCB or VBTX?

Ameris Bancorp has higher revenue and earnings than Veritex. Ameris Bancorp is trading at a lower price-to-earnings ratio than Veritex, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ameris Bancorp	$1.14B	3.98	$358.68M	$5.68	11.60
Veritex	$797.62M	2.10	$107.24M	$2.10	14.72

Is ABCB or VBTX more profitable?

Ameris Bancorp has a net margin of 21.46% compared to Veritex's net margin of 14.83%. Ameris Bancorp's return on equity of 9.57% beat Veritex's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ameris Bancorp	21.46%	9.57%	1.32%
Veritex	14.83%	7.59%	0.96%

Which has more risk & volatility, ABCB or VBTX?

Ameris Bancorp has a beta of 0.96, indicating that its share price is 4% less volatile than the S&P 500. Comparatively, Veritex has a beta of 1.08, indicating that its share price is 8% more volatile than the S&P 500.

Do insiders & institutionals have more ownership in ABCB or VBTX?

91.6% of Ameris Bancorp shares are owned by institutional investors. Comparatively, 88.3% of Veritex shares are owned by institutional investors. 5.4% of Ameris Bancorp shares are owned by company insiders. Comparatively, 4.3% of Veritex shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Does the media prefer ABCB or VBTX?

In the previous week, Ameris Bancorp had 3 more articles in the media than Veritex. MarketBeat recorded 15 mentions for Ameris Bancorp and 12 mentions for Veritex. Ameris Bancorp's average media sentiment score of 0.67 beat Veritex's score of 0.05 indicating that Ameris Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Ameris Bancorp	6 Very Positive mention(s)	0 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Veritex	2 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is ABCB or VBTX a better dividend stock?

Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.2%. Veritex pays an annual dividend of $0.88 per share and has a dividend yield of 2.8%. Ameris Bancorp pays out 14.1% of its earnings in the form of a dividend. Veritex pays out 41.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Veritex has raised its dividend for 1 consecutive years. Veritex is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Ameris Bancorp beats Veritex on 15 of the 19 factors compared between the two stocks.