Free Trial

Valley National Bancorp (VLY) Financials

Valley National Bancorp logo
$8.75 -0.17 (-1.91%)
Closing price 05/28/2025 04:00 PM Eastern
Extended Trading
$8.82 +0.07 (+0.80%)
As of 08:44 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.
Annual Income Statements for Valley National Bancorp

Annual Income Statements for Valley National Bancorp

This table shows Valley National Bancorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Net Income / (Loss) Attributable to Common Shareholders
359 482 556 461 378 249 152 161 99
Consolidated Net Income / (Loss)
380 499 569 474 391 261 162 168 103
Net Income / (Loss) Continuing Operations
380 499 569 474 391 261 162 168 103
Total Pre-Tax Income
439 678 781 641 530 330 253 233 127
Total Revenue
1,853 1,891 1,862 1,365 1,302 991 772 721 634
Net Interest Income / (Expense)
1,629 1,665 1,656 1,210 1,119 857 660 613 550
Total Interest Income
3,357 3,139 1,977 1,334 1,384 1,159 834 762 707
Loans and Leases Interest Income
3,080 2,887 1,828 1,257 1,285 1,034 734 681 633
Investment Securities Interest Income
226 175 135 75 96 122 98 81 73
Federal Funds Sold and Securities Borrowed Interest Income
51 77 13 1.74 2.56 3.24 1.79 - 0.65
Total Interest Expense
1,729 1,473 321 124 265 302 174 149 157
Deposits Interest Expense
1,559 1,275 256 68 182 190 98 78 60
Short-Term Borrowings Interest Expense
22 95 17 5.37 11 46 18 12 0.92
Long-Term Debt Interest Expense
148 104 47 51 71 66 58 59 96
Total Non-Interest Income
225 226 207 155 183 134 112 108 84
Service Charges on Deposit Accounts
111 85 72 36 - - - 31 -
Other Service Charges
71 73 69 53 130 110 51 48 60
Net Realized & Unrealized Capital Gains on Investments
25 14 58 57 43 16 21 23 6.73
Other Non-Interest Income
17 53 8.04 8.82 10 8.69 40 6.69 6.82
Provision for Credit Losses
309 50 57 33 126 33 9.94 12 8.10
Total Non-Interest Expense
1,106 1,163 1,025 692 646 629 509 476 499
Salaries and Employee Benefits
559 564 527 376 333 334 263 243 222
Net Occupancy & Equipment Expense
237 252 256 169 158 121 102 97 99
Property & Liability Insurance Claims
132 169 105 53 51 62 46 38 36
Other Operating Expenses
124 120 86 53 53 69 46 52 55
Amortization Expense
54 58 50 33 38 43 52 46 36
Income Tax Expense
58 180 212 167 139 68 91 65 24
Preferred Stock Dividends Declared
21 16 13 13 13 13 9.45 7.19 3.81
Basic Earnings per Share
$0.70 $0.95 $1.14 $1.13 $0.94 $0.75 $0.58 $0.63 $0.42
Weighted Average Basic Shares Outstanding
560.28M 508.88M 507.75M - 403.75M 331.26M 264.04M 254.84M 234.41M
Diluted Earnings per Share
$0.69 $0.95 $1.14 $1.12 $0.93 $0.75 $0.58 $0.63 $0.42
Weighted Average Diluted Shares Outstanding
560.28M 508.88M 507.75M - 405.05M 332.69M 264.89M 255.27M 234.44M
Weighted Average Basic & Diluted Shares Outstanding
560.28M 508.88M 507.75M - 405.61M 331.70M 262.90M 255.50M 236.10M
Cash Dividends to Common per Share
$0.44 $0.44 $0.44 $0.44 $0.00 $0.44 $0.44 $0.44 $0.44

Quarterly Income Statements for Valley National Bancorp

This table shows Valley National Bancorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Income / (Loss) Attributable to Common Shareholders
99 109 92 66 92 67 137 135 143 174 175
Consolidated Net Income / (Loss)
106 116 98 70 96 72 141 139 147 178 178
Net Income / (Loss) Continuing Operations
106 116 98 70 96 72 141 139 147 178 178
Total Pre-Tax Income
139 89 127 93 129 89 195 191 204 245 247
Total Revenue
478 474 471 453 455 450 471 480 490 519 510
Net Interest Income / (Expense)
420 423 410 402 394 397 412 420 436 466 454
Total Interest Income
785 835 861 833 829 818 813 787 720 647 537
Loans and Leases Interest Income
704 751 787 771 772 763 754 715 655 599 497
Investment Securities Interest Income
74 67 60 52 47 45 42 45 43 40 36
Federal Funds Sold and Securities Borrowed Interest Income
6.88 18 13 11 9.68 10 17 27 22 7.04 4.00
Total Interest Expense
365 412 450 432 435 421 401 368 284 181 83
Deposits Interest Expense
325 373 410 392 384 387 366 291 231 158 66
Short-Term Borrowings Interest Expense
2.95 0.29 0.45 0.69 21 5.52 5.19 50 34 7.40 5.16
Long-Term Debt Interest Expense
36 38 39 39 31 29 29 27 19 16 12
Total Non-Interest Income
58 51 61 51 61 53 59 60 54 53 56
Other Service Charges
17 -20 25 14 53 -21 18 56 20 -49 53
Net Realized & Unrealized Capital Gains on Investments
2.29 23 -3.54 0.89 5.36 -7.81 8.28 1.62 12 40 1.14
Other Non-Interest Income
39 -63 40 37 3.24 -3.98 32 2.44 23 -9.14 1.68
Provision for Credit Losses
63 107 75 82 45 21 9.12 6.05 14 7.24 2.02
Total Non-Interest Expense
277 279 269 277 280 340 267 283 272 266 262
Salaries and Employee Benefits
143 137 139 141 142 132 137 150 145 130 135
Net Occupancy & Equipment Expense
56 62 56 59 60 72 62 58 60 70 66
Property & Liability Insurance Claims
29 36 29 32 35 86 25 32 26 26 24
Other Operating Expenses
32 33 31 30 29 37 29 28 27 26 23
Amortization Expense
17 10 15 14 15 14 14 15 15 14 14
Income Tax Expense
33 -27 29 23 33 17 53 52 57 68 68
Preferred Stock Dividends Declared
6.96 7.03 6.12 4.11 4.12 4.10 4.13 4.03 3.87 3.63 3.17
Basic Earnings per Share
$0.18 $0.21 $0.18 $0.13 $0.18 $0.13 $0.27 $0.27 $0.28 $0.34 $0.35
Weighted Average Basic Shares Outstanding
560.34M 560.28M 509.37M 509.22M 509.18M 508.88M 507.68M 507.63M 507.88M 507.75M 506.36M
Diluted Earnings per Share
$0.18 $0.20 $0.18 $0.13 $0.18 $0.13 $0.27 $0.27 $0.28 $0.35 $0.34
Weighted Average Diluted Shares Outstanding
560.34M 560.28M 509.37M 509.22M 509.18M 508.88M 507.68M 507.63M 507.88M 507.75M 506.36M
Weighted Average Basic & Diluted Shares Outstanding
560.34M 560.28M 509.37M 509.22M 509.18M 508.88M 507.68M 507.63M 507.88M 507.75M 506.36M
Cash Dividends to Common per Share
$0.11 - $0.11 - - - $0.11 - - $0.11 $0.11

Annual Cash Flow Statements for Valley National Bancorp

This table details how cash moves in and out of Valley National Bancorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Net Change in Cash & Equivalents
999 -57 -1,102 721 895 13 24 -21 -417
Net Cash From Operating Activities
549 378 1,428 837 164 304 619 419 155
Net Cash From Continuing Operating Activities
549 378 1,428 837 164 304 619 419 155
Net Income / (Loss) Continuing Operations
380 499 569 474 391 261 162 168 103
Consolidated Net Income / (Loss)
380 499 569 474 391 261 162 168 103
Provision For Loan Losses
309 50 57 33 126 33 9.94 12 8.10
Depreciation Expense
44 43 42 29 58 28 25 24 21
Amortization Expense
32 38 48 52 63 57 56 36 31
Non-Cash Adjustments to Reconcile Net Income
34 14 141 155 -219 -25 431 159 3.19
Changes in Operating Assets and Liabilities, net
-250 -265 572 95 -254 -50 -64 20 -12
Net Cash From Investing Activities
-709 -3,350 -6,788 -1,081 -2,038 -2,840 -1,548 -1,527 -1,700
Net Cash From Continuing Investing Activities
-709 -3,350 -6,788 -1,081 -2,038 -2,840 -1,548 -1,527 -1,700
Purchase of Property, Leasehold Improvements and Equipment
-16 -76 -69 -39 -25 -26 -18 -21 -34
Purchase of Investment Securities
-2,639 -3,776 -7,773 -2,740 -3,516 -3,812 -2,050 -2,728 -2,589
Sale of Property, Leasehold Improvements and Equipment
3.20 18 11 8.94 19 7.79 9.36 21 24
Divestitures
98 0.00 322 322 0.00 157 0.00 0.00 201
Sale and/or Maturity of Investments
1,844 484 722 1,368 1,484 834 511 1,201 697
Net Cash From Financing Activities
1,160 2,915 4,257 964 2,769 2,548 952 1,087 1,129
Net Cash From Continuing Financing Activities
1,160 2,915 4,257 964 2,769 2,548 952 1,087 1,129
Net Change in Deposits
831 1,606 4,975 2,535 2,750 2,735 423 1,477 1,052
Issuance of Debt
1,002 1,252 -473 296 838 720 1,065 385 163
Issuance of Preferred Equity
145 0.00 0.00 - - - 98 0.00 112
Issuance of Common Equity
451 4.01 0.12 11 2.20 2.70 8.21 112 7.90
Repayment of Debt
-1,010 304 0.00 -1,661 -625 -751 -517 -765 -97
Repurchase of Common Equity
-8.87 -11 -24 -24 -5.37 -3.80 -2.65 -3.19 -2.11
Payment of Dividends
-250 -240 -219 -192 -191 -155 -122 -119 -106
Other Financing Activities, Net
-0.00 -0.02 -0.75 -0.68 -0.61 0.00 0.00 - -
Cash Interest Paid
1,738 1,360 281 138 279 290 171 151 159
Cash Income Taxes Paid
90 237 172 163 148 54 29 27 50

Quarterly Cash Flow Statements for Valley National Bancorp

This table details how cash moves in and out of Valley National Bancorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Change in Cash & Equivalents
-666 850 31 68 50 -253 -811 -3,751 4,758 -170 -270
Net Cash From Operating Activities
-17 392 -157 214 100 -279 374 552 -270 198 425
Net Cash From Continuing Operating Activities
-17 392 -157 214 100 -279 374 552 -270 198 425
Net Income / (Loss) Continuing Operations
106 116 98 70 96 72 141 139 147 178 178
Consolidated Net Income / (Loss)
106 116 98 70 96 72 141 139 147 178 178
Provision For Loan Losses
63 107 75 82 45 21 9.12 6.05 14 7.24 2.02
Depreciation Expense
9.89 13 9.74 11 11 11 11 9.91 12 12 11
Amortization Expense
6.19 7.12 7.97 7.93 8.63 7.58 10 9.57 10 11 12
Non-Cash Adjustments to Reconcile Net Income
13 -22 31 7.82 18 47 -0.22 -56 23 -5.78 37
Changes in Operating Assets and Liabilities, net
-215 173 -379 35 -79 -437 203 444 -475 -4.25 185
Net Cash From Investing Activities
-175 469 -163 -1,107 92 -103 -266 -1,196 -1,785 -1,854 -1,608
Net Cash From Continuing Investing Activities
-175 469 -163 -1,107 92 -103 -266 -1,196 -1,785 -1,854 -1,608
Purchase of Property, Leasehold Improvements and Equipment
-3.05 -6.42 -3.35 -2.74 -3.64 -4.48 -22 -31 -18 -18 -15
Purchase of Investment Securities
-434 -751 -347 -1,249 -292 -233 -368 -1,320 -1,856 -2,260 -1,754
Sale of Property, Leasehold Improvements and Equipment
2.26 -0.50 0.73 0.12 2.85 -0.10 18 0.37 0.13 3.43 0.14
Divestitures
0.00 - - - 98 - - - 0.00 - -
Sale and/or Maturity of Investments
171 1,227 186 144 287 134 106 155 89 99 162
Other Investing Activities, net
88 - - - - - - - - - -
Net Cash From Financing Activities
-474 -11 351 961 -142 129 -919 -3,108 6,812 1,486 913
Net Cash From Continuing Financing Activities
-474 -11 351 961 -142 129 -919 -3,108 6,812 1,486 913
Net Change in Deposits
-112 -313 275 1,034 -165 -642 265 2,029 -46 2,328 1,428
Issuance of Debt
0.00 - 856 -854 1,000 51 -49 250 1,000 -621 -616
Issuance of Common Equity
3.41 451 0.03 - 0.05 0.21 0.05 - 3.75 0.01 -
Repayment of Debt
-287 -86 -860 843 -908 779 -1,075 -5,324 5,924 -160 160
Repurchase of Common Equity
-2.16 -0.39 -0.21 -0.89 -7.38 -0.20 -0.14 -2.53 -8.60 -0.11 -0.13
Payment of Dividends
-70 -63 -64 -60 -62 -58 -60 -60 -61 -61 -59
Other Financing Activities, Net
-7.13 - -0.00 - -0.00 -0.00 -0.00 -0.00 -0.01 -0.19 -0.19
Cash Interest Paid
403 389 457 406 485 417 370 327 244 152 72
Cash Income Taxes Paid
13 6.99 34 42 6.49 64 51 113 8.78 50 45

Annual Balance Sheets for Valley National Bancorp

This table presents Valley National Bancorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Total Assets
62,492 60,935 57,463 43,446 37,436 31,863 24,002 22,864 21,613
Cash and Due from Banks
411 284 444 205 256 252 243 221 244
Interest Bearing Deposits at Other Banks
1,479 607 504 1,845 178 177 173 172 170
Trading Account Securities
3,441 1,365 1,324 - 1,608 3,818 3,337 3,223 3,103
Loans and Leases, Net of Allowance
48,241 49,764 46,459 0.00 -162 24,884 18,211 17,122 15,937
Loans and Leases
48,800 50,210 46,917 - - 25,035 18,332 17,236 16,043
Allowance for Loan and Lease Losses
559 446 459 - 162 152 121 114 106
Loans Held for Sale
26 31 18 - 76 35 15 58 16
Accrued Investment Income
240 245 197 - 106 95 74 67 64
Premises and Equipment, Net
351 381 359 326 335 342 288 291 299
Goodwill
1,869 1,869 1,869 1,459 1,374 1,085 691 691 686
Intangible Assets
129 160 197 70 87 77 43 45 49
Other Assets
6,305 6,228 6,093 1,380 33,578 1,099 929 975 1,045
Total Liabilities & Shareholders' Equity
62,492 60,935 57,463 21,103 37,436 31,863 24,002 22,864 21,613
Total Liabilities
55,057 54,234 51,062 38,362 33,052 28,513 21,469 20,487 19,406
Non-Interest Bearing Deposits
11,429 11,539 14,464 11,676 6,710 6,175 5,225 5,253 4,914
Interest Bearing Deposits
38,647 37,703 33,173 3,687 22,475 18,277 12,929 12,478 11,339
Short-Term Debt
73 918 139 656 1,093 2,119 749 1,081 1,077
Other Short-Term Payables
1,288 1,284 1,328 - 285 228 209 200 -
Long-Term Debt
3,232 2,385 1,600 - 2,178 1,710 2,358 1,475 1,852
Other Long-Term Liabilities
388 404 359 - 310 3.13 - - 223
Total Equity & Noncontrolling Interests
7,435 6,701 6,401 5,084 4,384 3,350 2,533 2,377 2,207
Total Preferred & Common Equity
7,435 6,701 6,401 5,084 4,384 3,350 2,533 2,377 2,207
Preferred Stock
0.00 0.00 0.00 210 210 0.00 0.00 0.00 112
Total Common Equity
7,435 6,701 6,401 4,874 4,174 3,350 2,533 2,377 2,096
Common Stock
5,638 5,168 5,158 4,032 3,764 2,913 2,153 2,137 2,016
Retained Earnings
1,598 1,471 1,218 884 444 300 217 173 125
Treasury Stock
0.00 -1.39 -22 -23 -0.48 -2.19 -0.34 -1.85 0.00
Accumulated Other Comprehensive Income / (Loss)
-155 -146 -164 -18 -32 -69 -46 -42 -46
Other Equity Adjustments
354 210 210 - - 210 210 112 -

Quarterly Balance Sheets for Valley National Bancorp

This table presents Valley National Bancorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q3 2024 Q2 2024 Q1 2024 Q3 2023 Q2 2023 Q1 2023 Q3 2022
Period end date 3/31/2025 9/30/2024 6/30/2024 3/31/2024 9/30/2023 6/30/2023 3/31/2023 9/30/2022
Total Assets
61,866 62,092 62,059 61,000 61,183 61,704 64,310 55,928
Cash and Due from Banks
509 512 478 399 445 463 445 431
Interest Bearing Deposits at Other Banks
715 528 531 542 699 1,491 5,261 687
Trading Account Securities
3,733 2,679 2,285 1,520 1,253 1,301 5,162 1,319
Loans and Leases, Net of Allowance
48,079 48,807 49,792 49,453 49,655 49,441 48,223 44,710
Loans and Leases
48,657 49,355 50,312 49,922 50,098 49,877 48,660 45,186
Allowance for Loan and Lease Losses
578 548 519 469 442 436 437 476
Loans Held for Sale
27 843 20 62 34 33 17 6.07
Accrued Investment Income
238 250 251 254 238 226 224 159
Premises and Equipment, Net
344 357 363 371 388 387 365 362
Goodwill
1,869 1,869 1,869 1,869 1,869 1,869 1,869 1,872
Intangible Assets
121 135 144 151 169 178 187 208
Other Assets
6,230 6,112 6,326 6,379 6,433 6,315 50,780 6,172
Total Liabilities & Shareholders' Equity
61,866 62,092 62,059 61,000 61,183 61,704 64,310 55,928
Total Liabilities
54,366 55,120 55,321 54,273 54,556 55,129 57,798 49,654
Non-Interest Bearing Deposits
11,629 11,154 11,118 11,273 11,672 12,434 13,576 15,421
Interest Bearing Deposits
38,337 39,242 38,994 37,805 38,214 37,186 34,015 29,888
Short-Term Debt
59 58 64 75 90 1,089 6,413 919
Other Short-Term Payables
984 939 1,425 1,403 1,793 1,498 - 1,460
Long-Term Debt
2,962 3,332 3,322 3,320 2,375 2,500 2,255 1,598
Other Long-Term Liabilities
394 395 398 397 413 421 1,540 367
Total Equity & Noncontrolling Interests
7,500 6,972 6,738 6,727 6,627 6,575 6,512 6,274
Total Preferred & Common Equity
7,500 6,972 6,738 6,727 6,627 6,575 6,512 6,274
Preferred Stock
0.00 0.00 0.00 0.00 0.00 0.00 210 0.00
Total Common Equity
7,500 6,972 6,738 6,727 6,627 6,575 6,302 6,274
Common Stock
5,641 5,181 5,174 5,168 5,161 5,153 5,146 5,151
Retained Earnings
1,635 1,551 1,516 1,507 1,460 1,380 1,301 1,101
Treasury Stock
-2.16 0.00 0.00 0.00 -1.72 -1.99 -1.29 -22
Accumulated Other Comprehensive Income / (Loss)
-128 -115 -163 -157 -202 -165 -144 -166
Other Equity Adjustments
354 354 210 210 210 210 - 210

Annual Metrics And Ratios for Valley National Bancorp

This table displays calculated financial ratios and metrics derived from Valley National Bancorp's official financial filings.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Growth Metrics
- - - - - - - - - -
Revenue Growth
-2.01% 1.55% 36.45% 4.84% 0.00% 12.24% 28.44% 6.98% 13.77% 14.79%
EBITDA Growth
-32.32% -12.79% 20.61% 10.96% 16.66% 34.67% 24.01% 13.80% 63.73% -11.96%
EBIT Growth
-35.35% -13.11% 21.84% 20.88% 16.04% 38.55% 30.45% 8.29% 83.92% -13.81%
NOPAT Growth
-23.72% -12.37% 20.05% 21.31% 26.09% 18.50% 61.47% -3.71% 63.32% -11.38%
Net Income Growth
-23.72% -12.37% 20.05% 21.31% 0.00% 18.50% 61.47% -3.71% 63.32% -11.38%
EPS Growth
-27.37% -16.67% 1.79% 20.43% 0.00% 16.00% 29.31% -7.94% 50.00% -25.00%
Operating Cash Flow Growth
45.04% -73.52% 70.64% 411.82% 0.00% -13.83% -50.91% 47.73% 170.56% -15.79%
Free Cash Flow Firm Growth
74.07% 25.34% 65.24% -165.45% 4,923.50% 86.95% -135.01% -246.69% 181.10% -333.29%
Invested Capital Growth
7.34% 22.92% 41.81% 0.00% -100.00% 6.64% 27.30% 14.31% -3.95% 12.24%
Revenue Q/Q Growth
1.32% -3.50% 9.73% 1.34% 0.00% 1.82% 0.00% 0.33% 3.59% 2.24%
EBITDA Q/Q Growth
0.17% -17.44% 14.37% -2.24% 0.00% -2.87% 0.00% 3.56% 38.00% -19.36%
EBIT Q/Q Growth
0.02% -18.71% 12.68% 2.23% 0.00% -4.22% 0.00% -2.83% 47.11% -23.64%
NOPAT Q/Q Growth
13.14% -17.54% 12.36% 2.08% 0.00% -11.18% 0.00% -12.91% 37.01% -16.58%
Net Income Q/Q Growth
13.14% -17.54% 12.36% 2.08% 0.00% -11.18% 0.00% -12.91% 37.01% -16.58%
EPS Q/Q Growth
11.29% -18.80% 8.57% 1.82% 0.00% -13.86% 0.00% -13.43% 40.00% -19.23%
Operating Cash Flow Q/Q Growth
548.74% -55.75% -3.79% 9.27% 0.00% 420.00% 0.00% -11.68% 167.43% -3.65%
Free Cash Flow Firm Q/Q Growth
62.04% -551.08% -53.20% -334.29% 779.99% 97.73% -120.36% 40.16% 295.69% -1,644.07%
Invested Capital Q/Q Growth
3.64% 10.03% -7.41% -19.04% -100.00% -0.44% 0.00% -10.17% -4.81% 5.45%
Profitability Metrics
- - - - - - - - - -
EBITDA Margin
27.73% 40.15% 46.75% 52.89% 49.97% 50.13% 41.78% 43.27% 40.68% 28.27%
EBIT Margin
23.66% 35.87% 41.92% 46.94% 40.71% 41.06% 33.26% 32.75% 32.35% 20.01%
Profit (Net Income) Margin
20.52% 26.36% 30.54% 34.72% 30.00% 27.84% 26.37% 20.98% 23.31% 16.24%
Tax Burden Percent
86.72% 73.49% 72.87% 73.95% 73.69% 67.82% 79.29% 64.06% 72.05% 81.14%
Interest Burden Percent
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate
13.28% 26.51% 27.13% 26.05% 26.31% 32.18% 20.71% 35.94% 27.95% 18.86%
Return on Invested Capital (ROIC)
3.67% 5.50% 8.20% 16.51% 10.20% 4.18% 4.08% 3.06% 3.34% 2.12%
ROIC Less NNEP Spread (ROIC-NNEP)
3.67% 5.50% 8.20% 16.51% 10.20% 4.18% 4.08% 3.06% 3.34% 2.12%
Return on Net Nonoperating Assets (RNNOA)
1.71% 2.11% 1.71% 2.13% 7.61% 3.83% 4.81% 3.53% 4.00% 2.94%
Return on Equity (ROE)
5.38% 7.61% 9.91% 18.64% 17.82% 8.01% 8.89% 6.59% 7.34% 5.06%
Cash Return on Invested Capital (CROIC)
-3.42% -15.07% -26.38% -183.49% 210.20% -2.25% -19.94% -10.29% 7.36% -9.41%
Operating Return on Assets (OROA)
0.71% 1.15% 1.55% 2.95% 2.83% 1.32% 1.18% 1.08% 1.05% 0.63%
Return on Assets (ROA)
0.62% 0.84% 1.13% 2.18% 2.09% 0.89% 0.94% 0.69% 0.76% 0.51%
Return on Common Equity (ROCE)
5.38% 7.61% 9.73% 17.87% 16.97% 7.79% 8.89% 6.59% 7.16% 4.92%
Return on Equity Simple (ROE_SIMPLE)
5.11% 7.44% 8.89% 9.32% 0.00% 7.07% 7.80% 6.39% 7.07% 4.66%
Net Operating Profit after Tax (NOPAT)
380 499 569 474 391 310 261 162 168 103
NOPAT Margin
20.52% 26.36% 30.54% 34.72% 30.00% 27.84% 26.37% 20.98% 23.31% 16.24%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue
42.94% 43.13% 42.03% 39.89% 37.76% 40.94% 45.87% 47.36% 47.19% 50.55%
Operating Expenses to Revenue
59.67% 61.48% 55.03% 50.67% 49.63% 56.77% 63.46% 65.96% 66.00% 78.71%
Earnings before Interest and Taxes (EBIT)
439 678 781 641 530 457 330 253 233 127
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
514 759 871 722 651 558 414 334 293 179
Valuation Ratios
- - - - - - - - - -
Price to Book Value (P/BV)
0.61 0.77 0.80 0.99 0.00 0.78 0.66 0.85 0.87 0.73
Price to Tangible Book Value (P/TBV)
0.84 1.10 1.18 1.44 0.00 1.21 1.02 1.20 1.26 1.13
Price to Revenue (P/Rev)
2.46 2.73 2.74 3.52 2.51 2.94 2.24 2.79 2.88 2.42
Price to Earnings (P/E)
12.69 10.69 9.19 10.42 8.66 11.03 8.93 14.15 12.89 15.49
Dividend Yield
4.92% 4.33% 4.36% 3.73% 5.43% 4.57% 8.20% 5.39% 5.40% 6.67%
Earnings Yield
7.88% 9.36% 10.88% 9.59% 11.55% 9.07% 11.19% 7.07% 7.76% 6.45%
Enterprise Value to Invested Capital (EV/IC)
0.56 0.76 0.72 0.63 0.00 0.83 0.78 0.86 0.86 0.81
Enterprise Value to Revenue (EV/Rev)
3.22 4.00 3.17 2.65 2.51 5.68 5.67 6.28 5.88 6.57
Enterprise Value to EBITDA (EV/EBITDA)
11.62 9.96 6.77 5.02 5.03 11.34 13.58 14.51 14.44 23.23
Enterprise Value to EBIT (EV/EBIT)
13.61 11.15 7.55 5.65 6.17 13.84 17.05 19.18 18.16 32.81
Enterprise Value to NOPAT (EV/NOPAT)
15.70 15.18 10.37 7.64 8.38 20.41 21.51 29.94 25.21 40.43
Enterprise Value to Operating Cash Flow (EV/OCF)
10.88 20.01 4.13 4.33 20.01 24.14 18.50 7.83 10.11 26.87
Enterprise Value to Free Cash Flow (EV/FCFF)
0.00 0.00 0.00 0.00 0.41 0.00 0.00 0.00 11.43 0.00
Leverage & Solvency
- - - - - - - - - -
Debt to Equity
0.44 0.49 0.27 0.13 0.00 0.75 1.14 1.23 1.08 1.33
Long-Term Debt to Equity
0.43 0.36 0.25 0.00 0.00 0.50 0.51 0.93 0.62 0.84
Financial Leverage
0.47 0.38 0.21 0.13 0.75 0.92 1.18 1.15 1.20 1.39
Leverage Ratio
8.73 9.04 8.79 8.55 8.54 8.96 9.50 9.54 9.70 9.93
Compound Leverage Factor
8.73 9.04 8.79 8.55 8.54 8.96 9.50 9.54 9.70 9.93
Debt to Total Capital
30.77% 33.02% 21.36% 11.42% 0.00% 42.73% 53.33% 55.08% 51.82% 57.03%
Short-Term Debt to Total Capital
0.68% 9.17% 1.70% 11.42% 0.00% 14.28% 29.52% 13.28% 21.91% 20.97%
Long-Term Debt to Total Capital
30.09% 23.84% 19.66% 0.00% 0.00% 28.45% 23.81% 41.81% 29.91% 36.06%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 3.65% 0.00% 2.74% 0.00% 0.00% 0.00% 2.17%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
69.23% 66.98% 78.64% 84.92% 0.00% 54.53% 46.67% 44.92% 48.18% 40.80%
Debt to EBITDA
6.43 4.35 2.00 0.91 0.00 5.87 9.25 9.30 8.71 16.34
Net Debt to EBITDA
2.75 3.18 0.91 -1.93 0.00 5.09 8.21 8.06 7.37 14.03
Long-Term Debt to EBITDA
6.29 3.14 1.84 0.00 0.00 3.91 4.13 7.06 5.03 10.33
Debt to NOPAT
8.69 6.63 3.06 1.38 0.00 10.56 14.64 19.19 15.20 28.45
Net Debt to NOPAT
3.72 4.84 1.39 -2.94 0.00 9.16 13.01 16.62 12.87 24.43
Long-Term Debt to NOPAT
8.50 4.79 2.81 0.00 0.00 7.03 6.54 14.56 8.78 17.99
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 1.83% 4.12% 4.78% 2.71% 0.00% 0.00% 2.43% 2.74%
Liquidity Ratios
- - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - -
Free Cash Flow to Firm (FCFF)
-354 -1,367 -1,831 -5,266 8,046 -167 -1,278 -544 371 -457
Operating Cash Flow to CapEx
4,237.47% 655.01% 2,458.53% 2,745.36% 2,976.00% 0.00% 1,629.44% 7,068.84% 285,154.42% 1,522.05%
Free Cash Flow to Firm to Interest Expense
-0.21 -0.93 -5.70 -42.36 30.38 -0.39 -4.23 -3.12 2.49 -2.92
Operating Cash Flow to Interest Expense
0.32 0.26 4.45 6.73 0.62 0.62 1.01 3.56 2.82 0.99
Operating Cash Flow Less CapEx to Interest Expense
0.31 0.22 4.27 6.49 0.60 0.82 0.94 3.51 2.82 0.92
Efficiency Ratios
- - - - - - - - - -
Asset Turnover
0.03 0.03 0.04 0.06 0.07 0.03 0.04 0.03 0.03 0.03
Fixed Asset Turnover
5.06 5.11 5.44 0.00 0.00 3.29 3.15 2.67 2.44 2.18
Capital & Investment Metrics
- - - - - - - - - -
Invested Capital
10,739 10,005 8,139 5,740 0.00 7,656 7,179 5,639 4,934 5,136
Invested Capital Turnover
0.18 0.21 0.27 0.48 0.34 0.15 0.15 0.15 0.14 0.13
Increase / (Decrease) in Invested Capital
735 1,865 2,400 5,740 -7,656 477 1,540 706 -203 560
Enterprise Value (EV)
5,970 7,566 5,897 3,622 3,272 6,322 5,622 4,847 4,238 4,163
Market Capitalization
4,556 5,154 5,107 4,806 3,272 3,276 2,222 2,157 2,074 1,536
Book Value per Share
$14.60 $13.20 $12.64 $11.98 $0.00 $12.58 $10.11 $9.58 $9.34 $9.00
Tangible Book Value per Share
$10.68 $9.20 $8.56 $8.22 $0.00 $8.18 $6.61 $6.81 $6.45 $5.84
Total Capital
10,739 10,005 8,139 5,740 0.00 7,656 7,179 5,639 4,934 5,136
Total Debt
3,304 3,303 1,739 656 0.00 3,271 3,829 3,106 2,556 2,929
Total Long-Term Debt
3,232 2,385 1,600 0.00 0.00 2,178 1,710 2,358 1,475 1,852
Net Debt
1,414 2,412 791 -1,394 0.00 2,837 3,400 2,690 2,164 2,515
Capital Expenditures (CapEx)
13 58 58 30 5.50 -86 19 8.76 0.15 10
Net Nonoperating Expense (NNE)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)
3,304 3,303 1,739 656 0.00 3,271 3,829 3,106 2,556 2,929
Total Depreciation and Amortization (D&A)
75 81 90 81 121 101 84 81 60 52
Earnings Adjustments
- - - - - - - - - -
Adjusted Basic Earnings per Share
$0.70 $0.95 $1.14 $0.00 $0.94 $0.00 $0.00 $0.58 $0.00 $0.00
Adjusted Weighted Average Basic Shares Outstanding
560.28M 508.88M 485.43M 0.00 403.75M 0.00 0.00 264.04M 0.00 0.00
Adjusted Diluted Earnings per Share
$0.69 $0.95 $1.14 $0.00 $0.93 $0.00 $0.00 $0.58 $0.00 $0.00
Adjusted Weighted Average Diluted Shares Outstanding
560.28M 508.88M 487.82M 0.00 405.05M 0.00 0.00 264.89M 0.00 0.00
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
560.28M 508.88M 507.75M 0.00 405.61M 0.00 0.00 330.82M 0.00 0.00
Normalized Net Operating Profit after Tax (NOPAT)
380 499 569 480 399 331 261 162 168 144
Normalized NOPAT Margin
20.52% 26.36% 30.54% 35.17% 30.68% 29.80% 26.37% 20.98% 23.31% 22.78%
Pre Tax Income Margin
23.66% 35.87% 41.92% 46.94% 40.71% 41.06% 33.26% 32.75% 32.35% 20.01%
Debt Service Ratios
- - - - - - - - - -
EBIT to Interest Expense
0.25 0.46 2.43 5.15 2.00 1.08 1.09 1.45 1.57 0.81
NOPAT to Interest Expense
0.22 0.34 1.77 3.81 1.48 0.73 0.87 0.93 1.13 0.66
EBIT Less CapEx to Interest Expense
0.25 0.42 2.25 4.91 1.98 1.28 1.03 1.40 1.57 0.74
NOPAT Less CapEx to Interest Expense
0.21 0.30 1.59 3.57 1.45 0.94 0.80 0.88 1.13 0.59
Payout Ratios
- - - - - - - - - -
Dividend Payout Ratio
65.64% 48.09% 38.52% 40.59% 48.81% 51.40% 59.18% 75.45% 70.77% 103.05%
Augmented Payout Ratio
67.97% 50.39% 42.76% 45.64% 50.19% 51.98% 60.64% 77.08% 72.67% 105.09%

Quarterly Metrics And Ratios for Valley National Bancorp

This table displays calculated financial ratios and metrics derived from Valley National Bancorp's official financial filings.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Growth Metrics
- - - - - - - - - - -
Revenue Growth
5.15% 5.38% 0.02% -5.61% -7.21% -13.24% -7.66% 0.66% 37.37% 46.70% 48.54%
EBITDA Growth
4.25% 0.81% -33.13% -46.75% -33.93% -59.79% -19.96% 33.63% 28.44% 68.88% 40.88%
EBIT Growth
7.47% 0.11% -34.98% -51.09% -36.45% -63.71% -20.97% 43.51% 30.55% 55.83% 49.40%
NOPAT Growth
10.16% 61.71% -30.77% -49.36% -34.30% -59.71% -20.65% 44.23% 25.55% 54.38% 45.31%
Net Income Growth
10.16% 61.71% -30.77% -49.36% -34.30% -59.71% -20.65% 44.23% 25.55% 54.38% 45.31%
EPS Growth
0.00% 53.85% -33.33% -51.85% -35.71% -62.86% -20.59% 50.00% 3.70% 34.62% 17.24%
Operating Cash Flow Growth
-117.21% 240.78% -142.01% -61.26% 136.90% -240.78% -11.99% 78.45% -154.37% -22.12% 230.05%
Free Cash Flow Firm Growth
-105.69% 65.49% -631.69% 113.33% 164.53% 19.27% 89.48% 46.24% -816.95% 60.50% -179.91%
Invested Capital Growth
3.94% 7.34% 13.97% -0.41% -33.32% 22.92% 3.43% 10.63% 115.42% 41.81% 24.00%
Revenue Q/Q Growth
0.89% 0.64% 4.03% -0.45% 1.11% -4.48% -1.83% -2.14% -5.46% 1.65% 7.03%
EBITDA Q/Q Growth
42.75% -24.70% 28.93% -24.79% 38.05% -50.05% 2.66% -6.68% -15.98% -0.56% 71.40%
EBIT Q/Q Growth
56.21% -29.69% 35.73% -27.90% 45.51% -54.34% 2.10% -6.33% -16.90% -0.56% 85.41%
NOPAT Q/Q Growth
-8.34% 18.25% 38.95% -26.86% 34.56% -49.38% 1.64% -5.11% -17.48% -0.30% 84.75%
Net Income Q/Q Growth
-8.34% 18.25% 38.95% -26.86% 34.56% -49.38% 1.64% -5.11% -17.48% -0.30% 84.75%
EPS Q/Q Growth
-10.00% 11.11% 38.46% -27.78% 38.46% -51.85% 0.00% -3.57% -20.00% 2.94% 88.89%
Operating Cash Flow Q/Q Growth
-104.37% 349.54% -173.44% 115.05% 135.72% -174.47% -32.27% 304.82% -236.28% -53.45% 37.33%
Free Cash Flow Firm Q/Q Growth
52.66% 47.19% -1,149.74% -97.83% 387.30% -1,019.81% 80.87% 89.51% -259.43% -45.88% 2.21%
Invested Capital Q/Q Growth
-2.03% 3.64% 2.36% 0.01% 1.17% 10.03% -10.55% -33.04% 86.49% -7.41% -4.32%
Profitability Metrics
- - - - - - - - - - -
EBITDA Margin
32.44% 22.93% 30.64% 24.72% 32.72% 23.97% 45.83% 43.83% 45.96% 51.72% 52.87%
EBIT Margin
29.08% 18.78% 26.89% 20.61% 28.45% 19.77% 41.36% 39.77% 41.55% 47.27% 48.32%
Profit (Net Income) Margin
22.17% 24.40% 20.77% 15.55% 21.16% 15.90% 30.00% 28.98% 29.89% 34.24% 34.91%
Tax Burden Percent
76.23% 129.92% 77.25% 75.46% 74.37% 80.43% 72.55% 72.88% 71.94% 72.45% 72.25%
Interest Burden Percent
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate
23.77% -29.92% 22.75% 24.54% 25.63% 19.57% 27.45% 27.12% 28.06% 27.55% 27.75%
Return on Invested Capital (ROIC)
4.03% 4.36% 3.91% 2.80% 3.10% 3.32% 6.58% 5.99% 5.37% 9.19% 7.46%
ROIC Less NNEP Spread (ROIC-NNEP)
4.03% 4.36% 3.91% 2.80% 3.10% 3.32% 6.58% 5.99% 5.37% 9.19% 7.46%
Return on Net Nonoperating Assets (RNNOA)
1.82% 2.04% 1.68% 1.47% 2.83% 1.28% 2.54% 3.08% 4.91% 1.92% 3.22%
Return on Equity (ROE)
5.85% 6.40% 5.59% 4.27% 5.93% 4.59% 9.12% 9.07% 10.28% 11.11% 10.68%
Cash Return on Invested Capital (CROIC)
-0.09% -3.42% -9.60% 4.15% 43.52% -15.07% 3.39% -3.46% -67.80% -26.38% -15.05%
Operating Return on Assets (OROA)
0.89% 0.56% 0.80% 0.61% 0.84% 0.63% 1.38% 1.37% 1.54% 1.74% 1.69%
Return on Assets (ROA)
0.68% 0.73% 0.62% 0.46% 0.63% 0.51% 1.00% 1.00% 1.11% 1.26% 1.22%
Return on Common Equity (ROCE)
5.85% 6.40% 5.59% 4.27% 5.84% 4.59% 9.12% 9.07% 10.09% 10.90% 10.48%
Return on Equity Simple (ROE_SIMPLE)
5.20% 0.00% 4.82% 5.63% 6.66% 0.00% 9.12% 9.75% 9.19% 0.00% 8.07%
Net Operating Profit after Tax (NOPAT)
106 116 98 70 96 72 141 139 147 178 178
NOPAT Margin
22.17% 24.40% 20.77% 15.55% 21.16% 15.90% 30.00% 28.98% 29.89% 34.24% 34.91%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue
41.47% 42.00% 41.34% 44.22% 44.31% 45.27% 42.30% 43.35% 41.76% 38.48% 39.28%
Operating Expenses to Revenue
57.82% 58.75% 57.19% 61.27% 61.61% 75.65% 56.71% 58.97% 55.51% 51.34% 51.28%
Earnings before Interest and Taxes (EBIT)
139 89 127 93 129 89 195 191 204 245 247
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
155 109 144 112 149 108 216 210 225 268 270
Valuation Ratios
- - - - - - - - - - -
Price to Book Value (P/BV)
0.66 0.61 0.65 0.51 0.57 0.77 0.61 0.55 0.67 0.80 0.77
Price to Tangible Book Value (P/TBV)
0.90 0.84 0.91 0.72 0.82 1.10 0.88 0.79 1.00 1.18 1.15
Price to Revenue (P/Rev)
2.65 2.46 2.46 1.87 2.07 2.73 2.05 1.80 2.12 2.74 2.85
Price to Earnings (P/E)
13.61 12.69 14.18 9.43 8.89 10.69 6.82 5.74 7.23 9.19 9.79
Dividend Yield
4.95% 4.92% 4.97% 6.54% 5.83% 4.33% 5.56% 6.22% 5.28% 4.36% 4.61%
Earnings Yield
7.35% 7.88% 7.05% 10.61% 11.25% 9.36% 14.66% 17.43% 13.83% 10.88% 10.22%
Enterprise Value to Invested Capital (EV/IC)
0.64 0.56 0.66 0.57 0.62 0.76 0.59 0.51 0.49 0.72 0.71
Enterprise Value to Revenue (EV/Rev)
3.61 3.22 3.75 3.17 3.39 4.00 2.72 2.62 3.71 3.17 3.67
Enterprise Value to EBITDA (EV/EBITDA)
13.03 11.62 13.36 9.92 9.22 9.96 5.80 5.37 8.04 6.77 8.18
Enterprise Value to EBIT (EV/EBIT)
15.12 13.61 15.64 11.45 10.42 11.15 6.40 5.90 8.93 7.55 8.99
Enterprise Value to NOPAT (EV/NOPAT)
17.38 15.70 20.40 15.28 14.04 15.18 8.83 8.15 12.36 10.37 12.30
Enterprise Value to Operating Cash Flow (EV/OCF)
15.69 10.88 0.00 14.18 8.42 20.01 6.25 5.77 11.17 4.13 4.20
Enterprise Value to Free Cash Flow (EV/FCFF)
0.00 0.00 0.00 13.78 1.14 0.00 17.62 0.00 0.00 0.00 0.00
Leverage & Solvency
- - - - - - - - - - -
Debt to Equity
0.40 0.44 0.49 0.50 0.50 0.49 0.37 0.55 1.33 0.27 0.40
Long-Term Debt to Equity
0.40 0.43 0.48 0.49 0.49 0.36 0.36 0.38 0.35 0.25 0.25
Financial Leverage
0.45 0.47 0.43 0.52 0.91 0.38 0.39 0.51 0.91 0.21 0.43
Leverage Ratio
8.64 8.73 9.06 9.30 9.47 9.04 9.08 9.09 9.29 8.79 8.76
Compound Leverage Factor
8.64 8.73 9.06 9.30 9.47 9.04 9.08 9.09 9.29 8.79 8.76
Debt to Total Capital
28.72% 30.77% 32.71% 33.44% 33.54% 33.02% 27.11% 35.31% 57.10% 21.36% 28.63%
Short-Term Debt to Total Capital
0.56% 0.68% 0.56% 0.63% 0.74% 9.17% 0.99% 10.71% 42.25% 1.70% 10.46%
Long-Term Debt to Total Capital
28.15% 30.09% 32.15% 32.81% 32.80% 23.84% 26.12% 24.60% 14.85% 19.66% 18.18%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 1.38% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
71.28% 69.23% 67.29% 66.56% 66.46% 66.98% 72.89% 64.69% 41.52% 78.64% 71.37%
Debt to EBITDA
5.81 6.43 6.61 5.79 4.97 4.35 2.68 3.69 9.41 2.00 3.31
Net Debt to EBITDA
3.45 2.75 4.58 4.07 3.59 3.18 1.44 1.68 3.22 0.91 1.84
Long-Term Debt to EBITDA
5.69 6.29 6.49 5.68 4.86 3.14 2.58 2.57 2.45 1.84 2.10
Debt to NOPAT
7.75 8.69 10.09 8.92 7.57 6.63 4.08 5.60 14.48 3.06 4.97
Net Debt to NOPAT
4.61 3.72 6.99 6.26 5.47 4.84 2.19 2.55 4.95 1.39 2.76
Long-Term Debt to NOPAT
7.59 8.50 9.91 8.75 7.41 4.79 3.93 3.90 3.77 2.81 3.16
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 1.58% 0.00% 0.00% 0.00% 1.81% 1.83% 1.89%
Liquidity Ratios
- - - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - - -
Free Cash Flow to Firm (FCFF)
-293 -619 -1,172 112 5,154 -1,794 -160 -837 -7,986 -2,222 -1,523
Operating Cash Flow to CapEx
-2,161.87% 5,665.12% -6,003.36% 8,183.59% 12,612.29% -6,095.95% 8,928.28% 1,791.06% -1,486.83% 1,319.91% 2,794.29%
Free Cash Flow to Firm to Interest Expense
-0.80 -1.50 -2.60 0.26 11.84 -4.26 -0.40 -2.28 -28.10 -12.29 -18.41
Operating Cash Flow to Interest Expense
-0.05 0.95 -0.35 0.50 0.23 -0.66 0.93 1.50 -0.95 1.09 5.14
Operating Cash Flow Less CapEx to Interest Expense
-0.05 0.94 -0.36 0.49 0.23 -0.67 0.92 1.42 -1.01 1.01 4.95
Efficiency Ratios
- - - - - - - - - - -
Asset Turnover
0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.04 0.04 0.03
Fixed Asset Turnover
5.25 5.06 4.91 4.88 5.04 5.11 5.23 5.35 5.68 5.44 4.98
Capital & Investment Metrics
- - - - - - - - - - -
Invested Capital
10,521 10,739 10,362 10,123 10,122 10,005 9,092 10,165 15,179 8,139 8,791
Invested Capital Turnover
0.18 0.18 0.19 0.18 0.15 0.21 0.22 0.21 0.18 0.27 0.21
Increase / (Decrease) in Invested Capital
399 735 1,270 -41 -5,057 1,865 302 976 8,133 2,400 1,701
Enterprise Value (EV)
6,778 5,970 6,855 5,800 6,294 7,566 5,338 5,229 7,401 5,897 6,229
Market Capitalization
4,981 4,556 4,505 3,424 3,840 5,154 4,017 3,595 4,230 5,107 4,830
Book Value per Share
$13.39 $14.60 $13.69 $13.23 $13.22 $13.20 $13.06 $12.95 $12.41 $12.64 $12.39
Tangible Book Value per Share
$9.83 $10.68 $9.76 $9.28 $9.25 $9.20 $9.04 $8.92 $8.36 $8.56 $8.28
Total Capital
10,521 10,739 10,362 10,123 10,122 10,005 9,092 10,165 15,179 8,139 8,791
Total Debt
3,021 3,304 3,390 3,386 3,395 3,303 2,465 3,589 8,668 1,739 2,517
Total Long-Term Debt
2,962 3,232 3,332 3,322 3,320 2,385 2,375 2,500 2,255 1,600 1,598
Net Debt
1,797 1,414 2,350 2,377 2,454 2,412 1,321 1,635 2,962 791 1,399
Capital Expenditures (CapEx)
0.79 6.92 2.62 2.62 0.79 4.57 4.19 31 18 15 15
Net Nonoperating Expense (NNE)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)
3,021 3,304 3,390 3,386 3,395 3,303 2,465 3,589 8,668 1,739 2,517
Total Depreciation and Amortization (D&A)
16 20 18 19 19 19 21 19 22 23 23
Earnings Adjustments
- - - - - - - - - - -
Adjusted Basic Earnings per Share
$0.18 $0.21 $0.18 $0.13 $0.18 $0.13 $0.27 $0.27 $0.28 $0.34 $0.35
Adjusted Weighted Average Basic Shares Outstanding
560.34M 560.28M 509.37M 509.22M 509.18M 508.88M 507.68M 507.63M 507.88M 507.75M 506.34M
Adjusted Diluted Earnings per Share
$0.18 $0.20 $0.18 $0.13 $0.18 $0.13 $0.27 $0.27 $0.28 $0.35 $0.34
Adjusted Weighted Average Diluted Shares Outstanding
560.34M 560.28M 509.37M 509.22M 509.18M 508.88M 507.68M 507.63M 507.88M 507.75M 508.69M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
560.34M 560.28M 509.37M 509.22M 509.18M 508.88M 507.68M 507.63M 507.88M 507.75M 506.36M
Normalized Net Operating Profit after Tax (NOPAT)
106 62 98 70 96 72 141 139 147 178 178
Normalized NOPAT Margin
22.17% 13.15% 20.77% 15.55% 21.16% 15.90% 30.00% 28.98% 29.89% 34.24% 34.91%
Pre Tax Income Margin
29.08% 18.78% 26.89% 20.61% 28.45% 19.77% 41.36% 39.77% 41.55% 47.27% 48.32%
Debt Service Ratios
- - - - - - - - - - -
EBIT to Interest Expense
0.38 0.22 0.28 0.22 0.30 0.21 0.49 0.52 0.72 1.36 2.98
NOPAT to Interest Expense
0.29 0.28 0.22 0.16 0.22 0.17 0.35 0.38 0.52 0.98 2.15
EBIT Less CapEx to Interest Expense
0.38 0.20 0.28 0.21 0.30 0.20 0.48 0.44 0.65 1.27 2.80
NOPAT Less CapEx to Interest Expense
0.29 0.26 0.21 0.16 0.22 0.16 0.34 0.29 0.45 0.90 1.97
Payout Ratios
- - - - - - - - - - -
Dividend Payout Ratio
66.00% 65.64% 72.80% 63.41% 53.62% 48.09% 40.16% 37.69% 38.63% 38.52% 40.66%
Augmented Payout Ratio
68.82% 67.97% 75.38% 65.68% 55.90% 50.39% 42.05% 39.46% 40.15% 42.76% 49.98%

Frequently Asked Questions About Valley National Bancorp's Financials

When does Valley National Bancorp's financial year end?

According to the most recent income statement we have on file, Valley National Bancorp's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Valley National Bancorp's net income changed over the last 8 years?

Valley National Bancorp's net income appears to be on an upward trend, with a most recent value of $380.27 million in 2024, rising from $102.96 million in 2015. The previous period was $498.51 million in 2023. See where experts think Valley National Bancorp is headed by visiting Valley National Bancorp's forecast page.

How has Valley National Bancorp revenue changed over the last 8 years?

Over the last 8 years, Valley National Bancorp's total revenue changed from $634.07 million in 2015 to $1.85 billion in 2024, a change of 192.3%.

How much debt does Valley National Bancorp have?

Valley National Bancorp's total liabilities were at $55.06 billion at the end of 2024, a 1.5% increase from 2023, and a 183.7% increase since 2015.

How much cash does Valley National Bancorp have?

In the past 8 years, Valley National Bancorp's cash and equivalents has ranged from $205.16 million in 2021 to $444.33 million in 2022, and is currently $411.41 million as of their latest financial filing in 2024.

How has Valley National Bancorp's book value per share changed over the last 9 years?

Over the last 9 years, Valley National Bancorp's book value per share changed from 9.00 in 2015 to 14.60 in 2024, a change of 62.2%.



This page (NASDAQ:VLY) was last updated on 5/29/2025 by MarketBeat.com Staff
From Our Partners