Associated Banc (ASB) Competitors

Associated Banc (NYSE:ASB) and Credicorp (NYSE:BAP) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their risk, media sentiment, valuation, institutional ownership, earnings, community ranking, dividends, profitability and analyst recommendations.

Does the media prefer ASB or BAP?

In the previous week, Associated Banc and Associated Banc both had 12 articles in the media. Credicorp's average media sentiment score of 1.29 beat Associated Banc's score of 1.20 indicating that Credicorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Associated Banc	7 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Credicorp	9 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Positive

Do analysts rate ASB or BAP?

Associated Banc presently has a consensus target price of $26.00, suggesting a potential upside of 12.53%. Credicorp has a consensus target price of $195.67, suggesting a potential downside of 4.10%. Given Associated Banc's stronger consensus rating and higher possible upside, research analysts clearly believe Associated Banc is more favorable than Credicorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Associated Banc	0 Sell rating(s)	9 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.18
Credicorp	1 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00

Do insiders & institutionals believe in ASB or BAP?

83.0% of Associated Banc shares are owned by institutional investors. Comparatively, 89.8% of Credicorp shares are owned by institutional investors. 1.5% of Associated Banc shares are owned by insiders. Comparatively, 15.9% of Credicorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Is ASB or BAP a better dividend stock?

Associated Banc pays an annual dividend of $0.92 per share and has a dividend yield of 4.0%. Credicorp pays an annual dividend of $10.89 per share and has a dividend yield of 5.3%. Associated Banc pays out 107.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Credicorp pays out 59.2% of its earnings in the form of a dividend. Associated Banc has increased its dividend for 13 consecutive years and Credicorp has increased its dividend for 3 consecutive years. Credicorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has preferable valuation and earnings, ASB or BAP?

Credicorp has higher revenue and earnings than Associated Banc. Credicorp is trading at a lower price-to-earnings ratio than Associated Banc, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Associated Banc	$1.05B	3.65	$123.14M	$0.86	26.87
Credicorp	$21.24B	0.76	$1.47B	$18.39	11.09

Does the MarketBeat Community favor ASB or BAP?

Credicorp received 68 more outperform votes than Associated Banc when rated by MarketBeat users. Likewise, 62.58% of users gave Credicorp an outperform vote while only 47.55% of users gave Associated Banc an outperform vote.

Company	Underperform	Outperform
Associated Banc	Outperform Votes 243 47.55%	Underperform Votes 268 52.45%
Credicorp	Outperform Votes 311 62.58%	Underperform Votes 186 37.42%

Is ASB or BAP more profitable?

Credicorp has a net margin of 20.94% compared to Associated Banc's net margin of 5.15%. Credicorp's return on equity of 16.25% beat Associated Banc's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Associated Banc	5.15%	8.24%	0.82%
Credicorp	20.94%	16.25%	2.21%

Which has more volatility and risk, ASB or BAP?

Associated Banc has a beta of 0.79, suggesting that its share price is 21% less volatile than the S&P 500. Comparatively, Credicorp has a beta of 1, suggesting that its share price has a similar volatility profile to the S&P 500.

Summary

Credicorp beats Associated Banc on 14 of the 20 factors compared between the two stocks.