Credicorp (BAP) Competitors

Credicorp (NYSE:BAP) and Bank of Nova Scotia (NYSE:BNS) are both large-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, earnings, community ranking, risk, profitability, analyst recommendations, dividends, media sentiment and valuation.

Which has preferable valuation and earnings, BAP or BNS?

Bank of Nova Scotia has higher revenue and earnings than Credicorp. Credicorp is trading at a lower price-to-earnings ratio than Bank of Nova Scotia, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Credicorp	$21.24B	0.75	$1.47B	$18.39	10.91
Bank of Nova Scotia	$34.49B	1.82	$5.70B	$3.54	14.23

Does the media refer more to BAP or BNS?

In the previous week, Credicorp had 2 more articles in the media than Bank of Nova Scotia. MarketBeat recorded 9 mentions for Credicorp and 7 mentions for Bank of Nova Scotia. Bank of Nova Scotia's average media sentiment score of 1.20 beat Credicorp's score of 0.96 indicating that Bank of Nova Scotia is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Credicorp	5 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Bank of Nova Scotia	4 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts recommend BAP or BNS?

Credicorp presently has a consensus price target of $195.67, suggesting a potential downside of 2.44%. Bank of Nova Scotia has a consensus price target of $81.00, suggesting a potential upside of 60.84%. Given Bank of Nova Scotia's stronger consensus rating and higher possible upside, analysts plainly believe Bank of Nova Scotia is more favorable than Credicorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Credicorp	1 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00
Bank of Nova Scotia	0 Sell rating(s)	5 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.44

Which has more volatility and risk, BAP or BNS?

Credicorp has a beta of 0.99, suggesting that its stock price is 1% less volatile than the S&P 500. Comparatively, Bank of Nova Scotia has a beta of 1.02, suggesting that its stock price is 2% more volatile than the S&P 500.

Does the MarketBeat Community favor BAP or BNS?

Bank of Nova Scotia received 444 more outperform votes than Credicorp when rated by MarketBeat users. Likewise, 63.29% of users gave Bank of Nova Scotia an outperform vote while only 62.58% of users gave Credicorp an outperform vote.

Company	Underperform	Outperform
Credicorp	Outperform Votes 311 62.58%	Underperform Votes 186 37.42%
Bank of Nova Scotia	Outperform Votes 755 63.29%	Underperform Votes 438 36.71%

Is BAP or BNS more profitable?

Credicorp has a net margin of 20.94% compared to Bank of Nova Scotia's net margin of 10.20%. Credicorp's return on equity of 16.25% beat Bank of Nova Scotia's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Credicorp	20.94%	16.25%	2.21%
Bank of Nova Scotia	10.20%	11.56%	0.61%

Do institutionals & insiders believe in BAP or BNS?

89.8% of Credicorp shares are held by institutional investors. Comparatively, 49.1% of Bank of Nova Scotia shares are held by institutional investors. 15.9% of Credicorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Is BAP or BNS a better dividend stock?

Credicorp pays an annual dividend of $9.28 per share and has a dividend yield of 4.6%. Bank of Nova Scotia pays an annual dividend of $2.94 per share and has a dividend yield of 5.8%. Credicorp pays out 50.5% of its earnings in the form of a dividend. Bank of Nova Scotia pays out 83.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Credicorp has increased its dividend for 3 consecutive years and Bank of Nova Scotia has increased its dividend for 14 consecutive years. Bank of Nova Scotia is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Bank of Nova Scotia beats Credicorp on 13 of the 21 factors compared between the two stocks.