Credicorp (BAP) Competitors

Credicorp (NYSE:BAP) and Bank of Nova Scotia (NYSE:BNS) are both large-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, dividends, profitability, valuation, institutional ownership, risk, earnings and analyst recommendations.

Which has better earnings and valuation, BAP or BNS?

Bank of Nova Scotia has higher revenue and earnings than Credicorp. Credicorp is trading at a lower price-to-earnings ratio than Bank of Nova Scotia, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Credicorp	$7.00B	2.79	$1.47B	$18.39	13.36
Bank of Nova Scotia	$55.90B	1.24	$5.70B	$3.41	16.36

Does the media prefer BAP or BNS?

In the previous week, Credicorp had 1 more articles in the media than Bank of Nova Scotia. MarketBeat recorded 9 mentions for Credicorp and 8 mentions for Bank of Nova Scotia. Bank of Nova Scotia's average media sentiment score of 1.70 beat Credicorp's score of 0.97 indicating that Bank of Nova Scotia is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Credicorp	4 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Bank of Nova Scotia	7 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do insiders and institutionals hold more shares of BAP or BNS?

89.8% of Credicorp shares are owned by institutional investors. Comparatively, 49.1% of Bank of Nova Scotia shares are owned by institutional investors. 15.9% of Credicorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Is BAP or BNS a better dividend stock?

Credicorp pays an annual dividend of $11.01 per share and has a dividend yield of 4.5%. Bank of Nova Scotia pays an annual dividend of $3.23 per share and has a dividend yield of 5.8%. Credicorp pays out 59.9% of its earnings in the form of a dividend. Bank of Nova Scotia pays out 94.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Credicorp has increased its dividend for 3 consecutive years and Bank of Nova Scotia has increased its dividend for 14 consecutive years. Bank of Nova Scotia is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts rate BAP or BNS?

Credicorp presently has a consensus target price of $227.25, suggesting a potential downside of 7.48%. Bank of Nova Scotia has a consensus target price of $81.00, suggesting a potential upside of 45.22%. Given Bank of Nova Scotia's higher possible upside, analysts clearly believe Bank of Nova Scotia is more favorable than Credicorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Credicorp	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
Bank of Nova Scotia	0 Sell rating(s)	5 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.44

Is BAP or BNS more profitable?

Credicorp has a net margin of 20.94% compared to Bank of Nova Scotia's net margin of 8.83%. Credicorp's return on equity of 16.25% beat Bank of Nova Scotia's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Credicorp	20.94%	16.25%	2.21%
Bank of Nova Scotia	8.83%	11.27%	0.60%

Which has more risk and volatility, BAP or BNS?

Credicorp has a beta of 1.09, suggesting that its stock price is 9% more volatile than the S&P 500. Comparatively, Bank of Nova Scotia has a beta of 1.14, suggesting that its stock price is 14% more volatile than the S&P 500.

Summary

Credicorp beats Bank of Nova Scotia on 10 of the 19 factors compared between the two stocks.