Credicorp (BAP) Competitors

Credicorp (NYSE:BAP) and ING Group (NYSE:ING) are both large-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, dividends, profitability, analyst recommendations, earnings, valuation, risk and media sentiment.

Which has more volatility & risk, BAP or ING?

Credicorp has a beta of 1.09, suggesting that its stock price is 9% more volatile than the S&P 500. Comparatively, ING Group has a beta of 1.14, suggesting that its stock price is 14% more volatile than the S&P 500.

Which has better earnings and valuation, BAP or ING?

ING Group has lower revenue, but higher earnings than Credicorp. ING Group is trading at a lower price-to-earnings ratio than Credicorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Credicorp	$22.59B	0.90	$1.47B	$18.39	13.92
ING Group	$22.57B	3.34	$5.77B	$2.17	11.02

Is BAP or ING a better dividend stock?

Credicorp pays an annual dividend of $11.01 per share and has a dividend yield of 4.3%. ING Group pays an annual dividend of $0.68 per share and has a dividend yield of 2.8%. Credicorp pays out 59.9% of its earnings in the form of a dividend. ING Group pays out 31.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Credicorp has increased its dividend for 3 consecutive years. Credicorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media favor BAP or ING?

In the previous week, Credicorp had 12 more articles in the media than ING Group. MarketBeat recorded 21 mentions for Credicorp and 9 mentions for ING Group. ING Group's average media sentiment score of 1.54 beat Credicorp's score of 1.40 indicating that ING Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Credicorp	18 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
ING Group	8 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do analysts prefer BAP or ING?

Credicorp currently has a consensus price target of $236.80, suggesting a potential downside of 7.52%. Given Credicorp's higher possible upside, analysts clearly believe Credicorp is more favorable than ING Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Credicorp	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60
ING Group	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	2.67

Do insiders & institutionals have more ownership in BAP or ING?

89.8% of Credicorp shares are owned by institutional investors. Comparatively, 4.5% of ING Group shares are owned by institutional investors. 15.9% of Credicorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Is BAP or ING more profitable?

ING Group has a net margin of 27.28% compared to Credicorp's net margin of 20.94%. Credicorp's return on equity of 16.25% beat ING Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Credicorp	20.94%	16.25%	2.21%
ING Group	27.28%	11.62%	0.58%

Summary

Credicorp beats ING Group on 12 of the 20 factors compared between the two stocks.