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BankUnited (BKU) Financials

BankUnited logo
$34.55 +0.12 (+0.35%)
Closing price 05/23/2025 03:59 PM Eastern
Extended Trading
$34.32 -0.23 (-0.68%)
As of 05/23/2025 04:41 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.
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Annual Income Statements for BankUnited

Annual Income Statements for BankUnited

This table shows BankUnited's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Net Income / (Loss) Attributable to Common Shareholders		 232 179 285 415 198 313 325 614 226 252
Consolidated Net Income / (Loss)		 232 179 285 415 198 313 325 614 226 252
Net Income / (Loss) Continuing Operations		 232 179 285 415 198 313 325 614 226 252
Total Pre-Tax Income 		316 237 375 449 249 404 416 404 335 297
Total Revenue		 1,013 961 991 930 885 900 1,182 1,108 977 848
Net Interest Income / (Expense)		 914 874 913 796 752 753 1,050 950 870 746
Total Interest Income		 1,925 1,858 1,230 959 1,068 1,282 1,449 1,204 1,059 881
Loans and Leases Interest Income		 1,390 1,318 935 801 864 981 1,198 1,002 896 754
Investment Securities Interest Income		 498 488 280 153 194 281 233 188 151 117
Other Interest Income		 38 51 16 6.01 9.58 20 18 14 12 10
Total Interest Expense		 1,011 984 317 164 316 529 399 254 189 135
Deposits Interest Expense		 816 660 180 68 200 385 285 171 120 91
Long-Term Debt Interest Expense		 195 323 138 96 116 144 114 83 69 44
Total Non-Interest Income		 99 87 78 134 133 147 132 158 106 102
Service Charges on Deposit Accounts		 20 21 23 22 16 17 14 13 - -
Other Service Charges		 46 30 17 28 27 31 37 25 33 33
Net Realized & Unrealized Capital Gains on Investments		 2.13 -10 -16 31 31 33 19 66 28 34
Other Non-Interest Income		 31 46 54 53 59 67 62 54 45 36
Provision for Credit Losses		 55 88 75 -67 178 8.90 26 69 51 44
Total Non-Interest Expense		 642 636 540 548 457 487 741 635 590 507
Salaries and Employee Benefits		 316 281 266 244 217 235 255 238 223 210
Net Occupancy & Equipment Expense		 129 123 123 115 106 104 91 89 90 90
Property & Liability Insurance Claims		 36 67 18 19 22 17 19 22 18 14
Other Operating Expenses		 136 121 84 116 62 83 74 74 68 65
Depreciation Expense		 26 44 50 54 49 48 40 35 32 18
Income Tax Expense		 84 58 90 34 52 91 91 -210 110 45
Basic Earnings per Share		 $3.10 $2.39 $3.55 $4.52 $2.06 $3.14 $3.01 $5.60 $2.11 $2.37
Weighted Average Basic Shares Outstanding		 74.75M 74.37M 74.74M 84.67M 92.86M 93.72M 103.74M 105.47M 102.94M 102.06M
Diluted Earnings per Share		 $3.08 $2.38 $3.54 $4.52 $2.06 $3.13 $2.99 $5.58 $2.09 $2.35
Weighted Average Diluted Shares Outstanding		 74.75M 74.37M 74.74M 84.67M 92.86M 93.72M 103.74M 105.47M 102.94M 102.06M
Weighted Average Basic & Diluted Shares Outstanding		 74.75M 74.37M 74.74M 84.67M 92.86M 93.72M 103.74M 105.47M 102.94M 102.06M
Cash Dividends to Common per Share		 $1.16 $1.08 $1.00 $0.92 $0.92 $0.84 $0.84 $0.84 $0.84 $0.84

Quarterly Income Statements for BankUnited

This table shows BankUnited's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Income / (Loss) Attributable to Common Shareholders		 58 69 61 54 48 21 47 58 53 64 88
Consolidated Net Income / (Loss)		 58 69 61 54 48 21 47 58 53 64 88
Net Income / (Loss) Continuing Operations		 58 69 61 54 48 21 47 58 53 64 88
Total Pre-Tax Income 		80 93 83 73 67 24 62 79 72 82 117
Total Revenue		 255 264 257 250 242 234 243 239 244 270 259
Net Interest Income / (Expense)		 233 239 234 226 215 217 215 214 228 243 236
Total Interest Income		 444 468 492 483 481 483 471 463 440 401 326
Loans and Leases Interest Income		 321 337 355 351 347 346 337 326 309 289 245
Investment Securities Interest Income		 114 122 128 124 124 126 123 121 119 105 77
Other Interest Income		 8.44 9.30 9.23 8.99 10 11 11 17 13 7.35 4.03
Total Interest Expense		 211 229 258 257 267 266 256 250 213 158 90
Deposits Interest Expense		 174 189 209 208 210 193 177 157 134 94 53
Long-Term Debt Interest Expense		 36 40 50 49 57 73 79 93 79 64 37
Total Non-Interest Income		 22 25 23 24 27 17 28 25 17 27 23
Service Charges on Deposit Accounts		 5.24 4.80 5.02 4.91 5.50 4.99 5.19 5.18 5.55 4.59 6.06
Other Service Charges		 13 12 11 13 9.16 7.76 5.12 6.79 10 7.75 3.69
Other Non-Interest Income		 4.31 7.16 6.37 5.64 11 3.72 17 13 13 14 13
Provision for Credit Losses		 15 11 9.25 20 15 19 33 16 20 40 3.72
Total Non-Interest Expense		 160 160 165 158 159 191 147 145 153 148 138
Salaries and Employee Benefits		 83 82 82 76 76 73 69 67 71 70 66
Net Occupancy & Equipment Expense		 34 33 33 32 31 29 30 31 33 33 32
Property & Liability Insurance Claims		 7.23 6.66 7.42 8.53 14 43 7.79 7.60 7.91 6.21 4.40
Other Operating Expenses		 32 34 37 34 30 34 29 27 30 27 23
Depreciation Expense		 4.01 4.35 4.67 7.90 9.21 10 11 11 12 13 13
Income Tax Expense		 22 24 22 19 19 3.37 15 21 19 18 29
Basic Earnings per Share		 $0.78 $0.92 $0.82 $0.72 $0.64 $0.27 $0.63 $0.78 $0.71 $0.81 $1.13
Weighted Average Basic Shares Outstanding		 75.21M 74.75M 74.75M 74.75M 74.76M 74.37M 74.38M 74.41M 74.41M 74.74M 77.27M
Diluted Earnings per Share		 $0.78 $0.91 $0.81 $0.72 $0.64 $0.27 $0.63 $0.78 $0.70 $0.81 $1.12
Weighted Average Diluted Shares Outstanding		 75.21M 74.75M 74.75M 74.75M 74.76M 74.37M 74.38M 74.41M 74.41M 74.74M 77.27M
Weighted Average Basic & Diluted Shares Outstanding		 75.21M 74.75M 74.75M 74.75M 74.76M 74.37M 74.38M 74.41M 74.41M 74.74M 77.27M
Cash Dividends to Common per Share		 $0.31 - $0.29 $0.29 $0.29 - $0.27 $0.27 $0.27 - $0.25

Annual Cash Flow Statements for BankUnited

This table details how cash moves in and out of BankUnited's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Net Change in Cash & Equivalents		 -97 16 258 -83 183 -167 187 -254 181 80
Net Cash From Operating Activities		 434 657 1,294 1,220 864 636 824 319 309 219
Net Cash From Continuing Operating Activities		 434 657 1,294 1,263 864 636 824 319 309 219
Net Income / (Loss) Continuing Operations		 232 179 285 415 198 313 325 614 226 252
Consolidated Net Income / (Loss)		 232 179 285 415 198 313 325 614 226 252
Provision For Loan Losses		 55 88 75 -67 178 8.90 26 69 51 44
Depreciation Expense		 44 61 70 100 44 72 64 62 56 43
Non-Cash Adjustments to Reconcile Net Income		 81 226 644 783 546 340 185 30 35 47
Changes in Operating Assets and Liabilities, net		 21 104 220 32 -103 -61 311 -361 55 -2.39
Net Cash From Investing Activities		 410 981 -2,120 -1,638 -2,621 -1,075 -2,042 -2,453 -3,826 -4,609
Net Cash From Continuing Investing Activities		 410 981 -2,120 -1,638 -2,621 -1,075 -2,042 -2,453 -3,826 -4,609
Purchase of Investment Securities		 -2,586 -995 -5,105 -10,796 -7,538 -6,526 -5,759 -5,369 -5,953 -6,176
Sale and/or Maturity of Investments		 2,996 1,976 2,984 5,301 3,098 5,037 3,451 3,011 2,215 1,973
Net Cash From Financing Activities		 -941 -1,622 1,084 335 1,940 272 1,405 1,880 3,699 4,469
Net Cash From Continuing Financing Activities		 -941 -1,622 1,084 335 1,940 272 1,405 1,880 3,699 4,469
Net Change in Deposits		 1,327 -971 -1,929 1,942 3,101 920 1,596 2,388 2,552 3,427
Issuance of Debt		 875 3,425 4,650 946 4,151 4,512 4,647 4,916 4,025 3,572
Repayment of Debt		 -3,060 -3,730 -1,135 -2,162 -5,217 -4,827 -4,622 -5,385 -2,795 -2,480
Repurchase of Common Equity		 0.00 -55 -401 -318 -101 -154 -300 0.00 0.00 -
Payment of Dividends		 -86 -79 -79 -86 -87 -84 -91 -92 -90 -89
Other Financing Activities, Net		 2.63 -212 -21 13 92 -95 175 53 5.97 40
Cash Interest Paid		 1,032 950 294 169 337 519 388 248 187 131
Cash Income Taxes Paid		 102 49 -109 248 8.64 0.23 -288 69 16 29

Quarterly Cash Flow Statements for BankUnited

This table details how cash moves in and out of BankUnited's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Change in Cash & Equivalents		 -47 -399 456 12 -167 196 91 -603 331 -153 212
Net Cash From Operating Activities		 16 186 46 136 66 64 170 282 141 -23 262
Net Cash From Continuing Operating Activities		 16 186 46 136 66 64 170 282 141 -23 262
Net Income / (Loss) Continuing Operations		 58 69 61 54 48 21 47 58 53 64 88
Consolidated Net Income / (Loss)		 58 69 61 54 48 21 47 58 53 64 88
Provision For Loan Losses		 15 11 9.25 20 15 19 33 16 20 40 3.72
Depreciation Expense		 8.94 10 13 8.03 14 12 16 16 17 17 18
Non-Cash Adjustments to Reconcile Net Income		 33 3.40 18 23 37 -37 43 89 131 11 163
Changes in Operating Assets and Liabilities, net		 -99 92 -56 31 -47 49 31 104 -80 -156 -12
Net Cash From Investing Activities		 272 129 19 -226 487 -169 459 594 96 -475 -218
Net Cash From Continuing Investing Activities		 272 129 19 -226 487 -169 459 594 96 -475 -218
Purchase of Investment Securities		 -970 -489 -1,227 -420 -450 45 -289 -218 -534 -19 -955
Sale and/or Maturity of Investments		 878 965 915 620 497 422 475 522 556 417 652
Other Investing Activities, net		 364 - 332 -426 441 - 273 290 73 - 86
Net Cash From Financing Activities		 -336 -714 391 103 -721 301 -538 -1,479 94 345 168
Net Cash From Continuing Financing Activities		 -336 -714 391 103 -721 301 -538 -1,479 94 345 168
Net Change in Deposits		 192 9.48 93 736 489 426 274 116 -1,786 160 -1,112
Issuance of Debt		 80 285 105 200 285 1,045 365 -440 2,455 575 1,565
Repayment of Debt		 -605 -935 190 -820 -1,495 -1,095 -1,175 -1,135 -325 -450 -275
Payment of Dividends		 -22 -22 -22 -22 -21 -20 -20 -20 -19 -19 -19
Other Financing Activities, Net		 19 -51 25 8.31 21 -55 18 -0.35 -175 144 20
Cash Interest Paid		 205 238 260 273 261 274 258 234 185 156 73
Cash Income Taxes Paid		 29 30 25 9.92 37 27 13 -0.12 8.95 8.08 5.10

Annual Balance Sheets for BankUnited

This table presents BankUnited's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Total Assets		 35,242 35,762 37,027 35,815 35,010 32,871 32,164 30,347 27,880 23,883
Cash and Due from Banks		 12 15 16 19 20 7.70 9.39 35 40 224
Interest Bearing Deposits at Other Banks		 479 573 557 296 377 207 373 159 408 44
Trading Account Securities		 9,130 8,877 9,755 10,064 9,201 7,807 8,167 6,725 6,125 4,917
Loans and Leases, Net of Allowance		 24,075 24,431 24,738 23,639 23,609 23,046 21,867 21,272 19,242 16,511
Loans and Leases		 24,298 24,634 24,886 23,765 23,866 23,155 21,977 21,417 19,395 16,637
Allowance for Loan and Lease Losses		 223 203 148 126 257 109 110 145 153 126
Premises and Equipment, Net		 224 372 540 641 664 698 702 600 540 484
Intangible Assets		 78 78 78 78 78 78 78 78 78 78
Other Assets		 1,244 1,415 1,343 1,079 1,062 1,027 931 1,478 1,447 1,626
Total Liabilities & Shareholders' Equity		 35,242 35,762 37,027 35,815 35,010 32,871 32,164 30,347 27,880 23,883
Total Liabilities		 32,427 33,184 34,591 32,778 32,027 29,891 29,240 27,321 25,462 21,640
Non-Interest Bearing Deposits		 7,616 6,835 8,038 8,976 7,009 4,295 3,621 3,071 2,961 2,875
Interest Bearing Deposits		 20,250 19,703 19,471 20,462 20,487 20,100 19,853 18,807 16,530 14,064
Long-Term Debt		 3,639 5,824 6,141 2,626 3,845 4,910 5,199 5,174 5,642 4,411
Other Long-Term Liabilities		 923 821 750 514 506 486 393 269 329 290
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 2,814 2,578 2,436 3,038 2,983 2,981 2,924 3,026 2,418 2,244
Total Preferred & Common Equity		 2,814 2,578 2,436 3,038 2,983 2,981 2,924 3,026 2,418 2,244
Total Common Equity		 2,814 2,578 2,436 3,038 2,983 2,981 2,924 3,026 2,418 2,244
Common Stock		 302 284 322 708 1,018 1,085 1,221 1,499 1,428 1,408
Retained Earnings		 2,796 2,651 2,551 2,345 2,014 1,928 1,698 1,472 950 814
Accumulated Other Comprehensive Income / (Loss)		 -285 -357 -438 -16 -49 -32 4.87 55 41 22

Quarterly Balance Sheets for BankUnited

This table presents BankUnited's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q3 2024 Q2 2024 Q1 2024 Q3 2023 Q2 2023 Q1 2023 Q3 2022
Period end date 3/31/2025 9/30/2024 6/30/2024 3/31/2024 9/30/2023 6/30/2023 3/31/2023 9/30/2022
Total Assets		 34,832 35,785 35,428 35,106 35,390 35,871 37,189 36,595
Cash and Due from Banks		 13 15 13 14 12 18 16 18
Interest Bearing Deposits at Other Banks		 431 875 421 407 379 283 888 708
Trading Account Securities		 9,100 9,120 8,946 8,925 8,886 9,144 9,534 9,797
Loans and Leases, Net of Allowance		 23,770 24,170 24,403 24,009 24,160 24,463 24,734 24,136
Loans and Leases		 23,990 24,399 24,628 24,226 24,356 24,630 24,893 24,267
Allowance for Loan and Lease Losses		 220 228 226 218 196 167 159 131
Premises and Equipment, Net		 219 242 267 329 460 515 526 580
Intangible Assets		 78 78 78 78 78 78 78 78
Other Assets		 1,222 1,285 1,301 1,344 1,413 1,371 1,414 1,278
Total Liabilities & Shareholders' Equity		 34,832 35,785 35,428 35,106 35,390 35,871 37,189 36,595
Total Liabilities		 31,934 32,977 32,729 32,465 32,866 33,345 34,708 34,114
Non-Interest Bearing Deposits		 8,069 7,635 8,065 7,240 7,357 7,305 7,367 8,794
Interest Bearing Deposits		 19,989 20,221 19,698 19,788 18,756 18,534 18,356 18,555
Long-Term Debt		 3,114 4,289 3,994 4,614 5,880 6,690 8,271 6,016
Other Long-Term Liabilities		 762 832 971 824 873 816 714 749
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 2,898 2,808 2,699 2,640 2,524 2,526 2,481 2,481
Total Preferred & Common Equity		 2,898 2,808 2,699 2,640 2,524 2,526 2,481 2,481
Total Common Equity		 2,898 2,808 2,699 2,640 2,524 2,526 2,481 2,481
Common Stock		 302 297 291 287 280 275 270 382
Retained Earnings		 2,832 2,749 2,710 2,677 2,651 2,624 2,586 2,507
Accumulated Other Comprehensive Income / (Loss)		 -236 -238 -302 -324 -407 -373 -375 -408

Annual Metrics And Ratios for BankUnited

This table displays calculated financial ratios and metrics derived from BankUnited's official financial filings.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 5.49% -3.02% 6.53% 5.07% -1.67% -23.87% 6.67% 13.45% 15.21% 11.38%
EBITDA Growth		 21.11% -33.04% -19.00% 87.01% -33.13% 11.63% 6.07% 33.45% 57.99% 165.04%
EBIT Growth		 33.43% -36.80% -16.52% 80.22% -38.28% -2.80% 2.77% 20.57% 12.98% 1.24%
NOPAT Growth		 30.11% -37.30% -31.33% 109.74% -36.81% -3.62% -47.11% 172.11% -10.30% 23.23%
Net Income Growth		 30.11% -37.30% -31.33% 109.74% -36.81% -3.62% -47.11% 172.11% -10.30% 23.23%
EPS Growth		 29.41% -32.77% -21.68% 119.42% -34.19% 4.68% -46.42% 166.99% -11.06% 20.51%
Operating Cash Flow Growth		 -34.03% -49.18% 6.04% 41.20% 35.94% -22.87% 158.69% 3.28% 40.56% 541.20%
Free Cash Flow Firm Growth		 516.80% 113.46% -266.39% 25.35% 131.16% 35.53% -15.33% 140.25% -14.32% -25.28%
Invested Capital Growth		 -23.20% -2.04% 51.42% -17.05% -13.46% -2.86% -0.94% 1.73% 21.12% 23.90%
Revenue Q/Q Growth		 3.07% -3.57% 1.88% 2.54% 0.63% -10.48% 3.78% 2.65% 2.58% 5.17%
EBITDA Q/Q Growth		 22.87% -17.52% -5.17% 5.08% -0.04% 5.95% -4.56% 7.32% 11.73% 30.28%
EBIT Q/Q Growth		 27.80% -19.55% 5.12% -8.81% 0.99% 9.61% -10.70% 7.10% 2.00% 8.79%
NOPAT Q/Q Growth		 26.36% -19.54% -17.64% 10.53% -1.85% 13.42% -52.94% 136.47% 3.21% 3.89%
Net Income Q/Q Growth		 26.36% -19.54% -17.64% 10.53% -1.85% 13.42% -52.94% 136.47% 3.21% 3.89%
EPS Q/Q Growth		 26.23% -18.49% -14.49% 13.00% -0.48% 14.65% -52.39% 134.45% 2.96% 3.52%
Operating Cash Flow Q/Q Growth		 39.02% 15.27% -18.33% 3.21% 0.67% -23.65% 67.74% 2.00% 7.64% 35.49%
Free Cash Flow Firm Q/Q Growth		 46.24% 12.34% -38.17% -13.80% 70.39% 19.54% 145.37% 32.87% 19.84% 27.74%
Invested Capital Q/Q Growth		 -9.07% -0.03% 0.94% -9.36% -11.39% -4.28% -3.57% 3.83% 0.82% 5.56%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 35.59% 31.00% 44.90% 59.05% 33.18% 48.79% 33.28% 33.47% 28.45% 20.75%
EBIT Margin		 31.22% 24.68% 37.87% 48.33% 28.18% 44.89% 35.16% 36.50% 34.34% 35.02%
Profit (Net Income) Margin		 22.94% 18.60% 28.77% 44.63% 22.36% 34.79% 27.48% 55.43% 23.11% 29.68%
Tax Burden Percent		 73.48% 75.36% 75.97% 92.34% 79.34% 77.50% 78.16% 151.87% 67.30% 84.76%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 26.52% 24.64% 24.03% 7.66% 20.66% 22.50% 21.84% -51.87% 32.70% 15.24%
Return on Invested Capital (ROIC)		 3.13% 2.10% 4.00% 6.64% 2.69% 3.91% 3.98% 7.56% 3.07% 4.19%
ROIC Less NNEP Spread (ROIC-NNEP)		 3.13% 2.10% 4.00% 6.64% 2.69% 3.91% 3.98% 7.56% 3.07% 4.19%
Return on Net Nonoperating Assets (RNNOA)		 5.49% 5.02% 6.41% 7.14% 3.95% 6.69% 6.94% 15.01% 6.62% 7.53%
Return on Equity (ROE)		 8.62% 7.13% 10.41% 13.79% 6.64% 10.61% 10.92% 22.56% 9.68% 11.71%
Cash Return on Invested Capital (CROIC)		 29.37% 4.17% -36.90% 25.28% 17.12% 6.81% 4.93% 5.84% -16.04% -17.17%
Operating Return on Assets (OROA)		 0.89% 0.65% 1.03% 1.27% 0.73% 1.24% 1.33% 1.39% 1.30% 1.38%
Return on Assets (ROA)		 0.65% 0.49% 0.78% 1.17% 0.58% 0.96% 1.04% 2.11% 0.87% 1.17%
Return on Common Equity (ROCE)		 8.62% 7.13% 10.41% 13.79% 6.64% 10.61% 10.92% 22.56% 9.68% 11.71%
Return on Equity Simple (ROE_SIMPLE)		 8.26% 6.93% 11.70% 13.66% 6.63% 10.50% 11.11% 20.30% 9.33% 11.22%
Net Operating Profit after Tax (NOPAT)		 232 179 285 415 198 313 325 614 226 252
NOPAT Margin		 22.94% 18.60% 28.77% 44.63% 22.36% 34.79% 27.48% 55.43% 23.11% 29.68%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 43.83% 42.06% 39.17% 38.61% 36.55% 37.67% 29.27% 29.52% 32.08% 35.35%
Operating Expenses to Revenue		 63.35% 66.20% 54.54% 58.89% 51.66% 54.12% 62.65% 57.30% 60.45% 59.76%
Earnings before Interest and Taxes (EBIT)		 316 237 375 449 249 404 416 404 335 297
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 361 298 445 549 294 439 393 371 278 176
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 1.01 0.89 0.99 1.13 0.96 0.99 0.88 1.17 1.29 1.29
Price to Tangible Book Value (P/TBV)		 1.03 0.92 1.02 1.15 0.98 1.02 0.90 1.20 1.33 1.33
Price to Revenue (P/Rev)		 2.79 2.40 2.43 3.68 3.22 3.29 2.17 3.19 3.19 3.41
Price to Earnings (P/E)		 12.18 12.91 8.43 8.24 14.41 9.45 7.90 5.76 13.81 11.47
Dividend Yield		 3.01% 3.42% 3.15% 2.40% 2.92% 2.69% 3.37% 2.54% 2.81% 3.01%
Earnings Yield		 8.21% 7.75% 11.86% 12.14% 6.94% 10.58% 12.66% 17.36% 7.24% 8.72%
Enterprise Value to Invested Capital (EV/IC)		 0.93 0.90 0.93 1.01 0.92 0.97 0.91 1.04 1.03 1.06
Enterprise Value to Revenue (EV/Rev)		 5.90 7.85 8.05 6.16 7.12 8.51 6.24 7.69 8.51 8.29
Enterprise Value to EBITDA (EV/EBITDA)		 16.58 25.32 17.92 10.44 21.45 17.43 18.77 22.97 29.90 39.97
Enterprise Value to EBIT (EV/EBIT)		 18.90 31.81 21.25 12.75 25.26 18.95 17.76 21.06 24.78 23.68
Enterprise Value to NOPAT (EV/NOPAT)		 25.72 42.21 27.97 13.81 31.83 24.45 22.72 13.87 36.82 27.94
Enterprise Value to Operating Cash Flow (EV/OCF)		 13.78 11.47 6.16 4.70 7.29 12.04 8.96 26.73 26.94 32.04
Enterprise Value to Free Cash Flow (EV/FCFF)		 2.74 21.32 0.00 3.63 5.00 14.04 18.36 17.93 0.00 0.00
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 1.29 2.26 2.52 0.86 1.29 1.65 1.78 1.71 2.33 1.97
Long-Term Debt to Equity		 1.29 2.26 2.52 0.86 1.29 1.65 1.78 1.71 2.33 1.97
Financial Leverage		 1.75 2.39 1.60 1.07 1.47 1.71 1.74 1.99 2.16 1.80
Leverage Ratio		 13.17 14.52 13.31 11.76 11.38 11.01 10.51 10.69 11.10 10.03
Compound Leverage Factor		 13.17 14.52 13.31 11.76 11.38 11.01 10.51 10.69 11.10 10.03
Debt to Total Capital		 56.39% 69.32% 71.60% 46.37% 56.32% 62.22% 64.00% 63.10% 70.00% 66.28%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 56.39% 69.32% 71.60% 46.37% 56.32% 62.22% 64.00% 63.10% 70.00% 66.28%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 43.61% 30.68% 28.40% 53.63% 43.68% 37.78% 36.00% 36.90% 30.00% 33.72%
Debt to EBITDA		 10.09 19.55 13.81 4.78 13.10 11.18 13.22 13.95 20.30 25.08
Net Debt to EBITDA		 8.73 17.58 12.52 4.21 11.74 10.69 12.24 13.43 18.69 23.56
Long-Term Debt to EBITDA		 10.09 19.55 13.81 4.78 13.10 11.18 13.22 13.95 20.30 25.08
Debt to NOPAT		 15.65 32.60 21.55 6.33 19.44 15.68 16.00 8.42 24.99 17.53
Net Debt to NOPAT		 13.54 29.30 19.54 5.57 17.43 15.00 14.83 8.11 23.01 16.46
Long-Term Debt to NOPAT		 15.65 32.60 21.55 6.33 19.44 15.68 16.00 8.42 24.99 17.53
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 2,181 354 -2,628 1,579 1,260 545 402 475 -1,180 -1,032
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 996.62% 595.70% 336.80% 350.68% 117.16%
Free Cash Flow to Firm to Interest Expense		 2.16 0.36 -8.28 9.64 3.99 1.03 1.01 1.87 -6.25 -7.64
Operating Cash Flow to Interest Expense		 0.43 0.67 4.08 7.45 2.74 1.20 2.07 1.25 1.63 1.62
Operating Cash Flow Less CapEx to Interest Expense		 0.43 0.67 4.08 7.45 2.74 1.08 1.72 0.88 1.17 0.24
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.03 0.03 0.03 0.03 0.03 0.03 0.04 0.04 0.04 0.04
Fixed Asset Turnover		 3.40 2.11 1.68 1.43 1.30 1.29 1.82 1.95 1.91 2.12
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 6,453 8,402 8,577 5,664 6,829 7,891 8,123 8,200 8,061 6,655
Invested Capital Turnover		 0.14 0.11 0.14 0.15 0.12 0.11 0.14 0.14 0.13 0.14
Increase / (Decrease) in Invested Capital		 -1,949 -175 2,913 -1,164 -1,062 -232 -77 139 1,406 1,284
Enterprise Value (EV)		 5,979 7,542 7,971 5,730 6,298 7,655 7,382 8,517 8,311 7,031
Market Capitalization		 2,832 2,306 2,403 3,418 2,850 2,960 2,565 3,538 3,117 2,888
Book Value per Share		 $37.65 $34.66 $31.53 $34.10 $32.29 $31.39 $28.37 $28.33 $23.22 $21.68
Tangible Book Value per Share		 $36.61 $33.61 $30.52 $33.23 $31.45 $30.58 $27.61 $27.60 $22.47 $20.92
Total Capital		 6,453 8,402 8,577 5,664 6,829 7,891 8,123 8,200 8,061 6,655
Total Debt		 3,639 5,824 6,141 2,626 3,845 4,910 5,199 5,174 5,642 4,411
Total Long-Term Debt		 3,639 5,824 6,141 2,626 3,845 4,910 5,199 5,174 5,642 4,411
Net Debt		 3,147 5,236 5,568 2,312 3,448 4,695 4,817 4,979 5,194 4,144
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 64 138 95 88 187
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 3,639 5,824 6,141 2,626 3,845 4,910 5,199 5,174 5,642 4,411
Total Depreciation and Amortization (D&A)		 44 61 70 100 44 35 -22 -34 -58 -121
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $3.10 $2.39 $0.00 $4.52 $2.06 $3.14 $3.01 $5.60 $2.11 $2.37
Adjusted Weighted Average Basic Shares Outstanding		 74.75M 74.37M 0.00 84.67M 92.86M 93.72M 98.59M 106.02M 106.30M 104.19M
Adjusted Diluted Earnings per Share		 $3.08 $2.38 $0.00 $4.52 $2.06 $3.13 $2.99 $5.58 $2.09 $2.35
Adjusted Weighted Average Diluted Shares Outstanding		 74.75M 74.37M 0.00 84.67M 92.86M 93.72M 98.59M 106.02M 106.30M 104.19M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 74.75M 74.37M 0.00 84.67M 92.86M 93.72M 98.59M 106.02M 106.30M 104.19M
Normalized Net Operating Profit after Tax (NOPAT)		 232 179 285 415 198 313 325 283 226 252
Normalized NOPAT Margin		 22.94% 18.60% 28.77% 44.63% 22.36% 34.79% 27.48% 25.55% 23.11% 29.68%
Pre Tax Income Margin		 31.22% 24.68% 37.87% 48.33% 28.18% 44.89% 35.16% 36.50% 34.34% 35.02%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 0.31 0.24 1.18 2.74 0.79 0.76 1.04 1.59 1.78 2.20
NOPAT to Interest Expense		 0.23 0.18 0.90 2.53 0.63 0.59 0.81 2.42 1.20 1.86
EBIT Less CapEx to Interest Expense		 0.31 0.24 1.18 2.74 0.79 0.64 0.69 1.22 1.31 0.81
NOPAT Less CapEx to Interest Expense		 0.23 0.18 0.90 2.53 0.63 0.47 0.47 2.04 0.73 0.48
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 36.79% 44.27% 27.88% 20.67% 43.73% 26.86% 28.11% 14.92% 39.79% 35.36%
Augmented Payout Ratio		 36.79% 75.14% 168.69% 97.42% 94.76% 76.05% 120.44% 14.92% 39.79% 35.36%

Quarterly Metrics And Ratios for BankUnited

This table displays calculated financial ratios and metrics derived from BankUnited's official financial filings.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 5.66% 12.87% 5.96% 4.53% -1.09% -13.18% -6.31% 0.21% 9.63% 7.25% 17.37%
EBITDA Growth		 10.25% 187.01% 22.49% -14.21% -9.49% -63.79% -42.21% -10.70% -14.53% -19.66% 2.49%
EBIT Growth		 19.14% 284.48% 33.25% -7.21% -6.45% -70.43% -46.68% -10.10% -19.09% 28.74% 2.35%
NOPAT Growth		 21.88% 232.99% 30.80% -7.35% -9.27% -67.59% -46.52% -11.81% -21.25% -48.74% 1.05%
Net Income Growth		 21.88% 232.99% 30.80% -7.35% -9.27% -67.59% -46.52% -11.81% -21.25% -48.74% 1.05%
EPS Growth		 21.88% 237.04% 28.57% -7.69% -8.57% -66.67% -43.75% -4.88% -11.39% -42.55% 19.15%
Operating Cash Flow Growth		 -75.34% 190.90% -72.93% -51.92% -52.96% 373.50% -34.99% -52.82% -69.09% -108.73% -30.25%
Free Cash Flow Firm Growth		 -63.30% 930.69% 879.81% 233.78% 195.27% 106.87% 106.47% -220.15% -3,457.73% -320.89% -239.93%
Invested Capital Growth		 -17.13% -23.20% -15.56% -27.38% -32.53% -2.04% -1.09% 27.44% 54.10% 51.42% 35.97%
Revenue Q/Q Growth		 -3.42% 2.90% 2.72% 3.51% 3.17% -3.41% 1.34% -2.06% -9.44% 4.24% 8.39%
EBITDA Q/Q Growth		 -13.61% 7.37% 18.48% 0.32% 124.89% -54.17% -17.02% 5.84% -10.04% -26.86% 28.22%
EBIT Q/Q Growth		 -13.89% 11.79% 14.01% 8.56% 177.88% -61.26% -20.61% 9.45% -12.17% -30.14% 33.86%
NOPAT Q/Q Growth		 -15.62% 12.77% 14.37% 11.99% 130.54% -55.70% -18.99% 9.67% -17.64% -26.91% 33.58%
Net Income Q/Q Growth		 -15.62% 12.77% 14.37% 11.99% 130.54% -55.70% -18.99% 9.67% -17.64% -26.91% 33.58%
EPS Q/Q Growth		 -14.29% 12.35% 12.50% 12.50% 137.04% -57.14% -19.23% 11.43% -13.58% -27.68% 36.59%
Operating Cash Flow Q/Q Growth		 -91.16% 302.77% -66.05% 104.05% 4.26% -62.51% -39.71% 99.63% 706.21% -108.91% -56.25%
Free Cash Flow Firm Q/Q Growth		 -35.53% 47.41% -46.87% -27.32% 1,710.72% 40.13% 107.25% 48.24% -30.66% -31.88% -258.96%
Invested Capital Q/Q Growth		 -6.84% -9.07% 6.03% -7.74% -13.66% -0.03% -8.81% -14.28% 25.36% 0.94% 17.49%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 34.85% 38.96% 37.34% 32.37% 33.40% 15.32% 32.30% 39.44% 36.49% 36.74% 52.36%
EBIT Margin		 31.35% 35.16% 32.37% 29.16% 27.80% 10.32% 25.74% 32.85% 29.39% 30.31% 45.22%
Profit (Net Income) Margin		 22.90% 26.20% 23.91% 21.48% 19.85% 8.88% 19.37% 24.23% 21.64% 23.79% 33.93%
Tax Burden Percent		 73.03% 74.53% 73.87% 73.64% 71.39% 86.05% 75.26% 73.76% 73.61% 78.50% 75.03%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 26.97% 25.47% 26.13% 26.36% 28.61% 13.95% 24.74% 26.24% 26.39% 21.50% 24.97%
Return on Invested Capital (ROIC)		 3.55% 3.58% 3.03% 2.62% 2.11% 1.01% 2.28% 2.98% 2.47% 3.31% 4.47%
ROIC Less NNEP Spread (ROIC-NNEP)		 3.55% 3.58% 3.03% 2.62% 2.11% 1.01% 2.28% 2.98% 2.47% 3.31% 4.47%
Return on Net Nonoperating Assets (RNNOA)		 4.95% 6.27% 5.79% 5.35% 5.31% 2.40% 5.43% 6.77% 5.73% 5.30% 7.36%
Return on Equity (ROE)		 8.49% 9.85% 8.82% 7.96% 7.42% 3.40% 7.71% 9.75% 8.20% 8.61% 11.83%
Cash Return on Invested Capital (CROIC)		 22.40% 29.37% 19.25% 33.85% 40.78% 4.17% 3.73% -20.93% -39.53% -36.90% -25.79%
Operating Return on Assets (OROA)		 0.92% 1.00% 0.89% 0.79% 0.74% 0.27% 0.71% 0.92% 0.81% 0.82% 1.22%
Return on Assets (ROA)		 0.67% 0.75% 0.66% 0.58% 0.53% 0.23% 0.54% 0.68% 0.60% 0.65% 0.92%
Return on Common Equity (ROCE)		 8.49% 9.85% 8.82% 7.96% 7.42% 3.40% 7.71% 9.75% 8.20% 8.61% 11.83%
Return on Equity Simple (ROE_SIMPLE)		 8.39% 0.00% 6.55% 6.28% 6.58% 0.00% 8.80% 10.41% 10.91% 0.00% 13.95%
Net Operating Profit after Tax (NOPAT)		 58 69 61 54 48 21 47 58 53 64 88
NOPAT Margin		 22.90% 26.20% 23.91% 21.48% 19.85% 8.88% 19.37% 24.23% 21.64% 23.79% 33.93%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 45.76% 43.52% 44.79% 42.82% 44.18% 43.83% 40.78% 41.32% 42.38% 38.19% 37.71%
Operating Expenses to Revenue		 62.73% 60.68% 64.04% 63.03% 65.87% 81.46% 60.64% 60.67% 62.51% 55.02% 53.34%
Earnings before Interest and Taxes (EBIT)		 80 93 83 73 67 24 62 79 72 82 117
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 89 103 96 81 81 36 78 94 89 99 136
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.88 1.01 0.96 0.80 0.77 0.89 0.64 0.60 0.64 0.99 0.99
Price to Tangible Book Value (P/TBV)		 0.90 1.03 0.99 0.83 0.80 0.92 0.66 0.62 0.66 1.02 1.02
Price to Revenue (P/Rev)		 2.48 2.79 2.75 2.24 2.13 2.40 1.61 1.50 1.56 2.43 2.53
Price to Earnings (P/E)		 10.49 12.18 14.69 12.79 11.74 12.91 7.24 5.78 5.84 8.43 7.11
Dividend Yield		 3.40% 3.01% 3.10% 3.79% 3.94% 3.42% 4.81% 4.99% 4.73% 3.15% 3.04%
Earnings Yield		 9.54% 8.21% 6.81% 7.82% 8.52% 7.75% 13.81% 17.29% 17.12% 11.86% 14.07%
Enterprise Value to Invested Capital (EV/IC)		 0.87 0.93 0.86 0.86 0.86 0.90 0.84 0.86 0.83 0.93 0.91
Enterprise Value to Revenue (EV/Rev)		 5.08 5.90 6.20 5.91 6.51 7.85 7.12 7.81 8.84 8.05 7.97
Enterprise Value to EBITDA (EV/EBITDA)		 14.14 16.58 20.78 20.76 21.54 25.32 19.65 18.91 20.83 17.92 16.52
Enterprise Value to EBIT (EV/EBIT)		 15.85 18.90 24.65 25.26 26.82 31.81 24.08 22.64 24.98 21.25 21.71
Enterprise Value to NOPAT (EV/NOPAT)		 21.48 25.72 33.16 33.80 35.87 42.21 31.95 30.08 33.05 27.97 22.39
Enterprise Value to Operating Cash Flow (EV/OCF)		 13.60 13.78 19.55 13.14 10.70 11.47 12.44 11.95 9.15 6.16 4.89
Enterprise Value to Free Cash Flow (EV/FCFF)		 3.51 2.74 4.09 2.13 1.70 21.32 22.54 0.00 0.00 0.00 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 1.07 1.29 1.53 1.48 1.75 2.26 2.33 2.65 3.33 2.52 2.42
Long-Term Debt to Equity		 1.07 1.29 1.53 1.48 1.75 2.26 2.33 2.65 3.33 2.52 2.42
Financial Leverage		 1.40 1.75 1.91 2.04 2.52 2.39 2.38 2.27 2.32 1.60 1.64
Leverage Ratio		 12.63 13.17 13.35 13.64 14.12 14.52 14.38 14.39 13.76 13.31 12.89
Compound Leverage Factor		 12.63 13.17 13.35 13.64 14.12 14.52 14.38 14.39 13.76 13.31 12.89
Debt to Total Capital		 51.80% 56.39% 60.43% 59.67% 63.60% 69.32% 69.97% 72.59% 76.92% 71.60% 70.80%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 51.80% 56.39% 60.43% 59.67% 63.60% 69.32% 69.97% 72.59% 76.92% 71.60% 70.80%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 48.20% 43.61% 39.57% 40.33% 36.40% 30.68% 30.03% 27.41% 23.08% 28.40% 29.20%
Debt to EBITDA		 8.44 10.09 14.61 14.47 15.94 19.55 16.29 15.99 19.25 13.81 12.83
Net Debt to EBITDA		 7.24 8.73 11.58 12.90 14.49 17.58 15.20 15.27 17.15 12.52 11.28
Long-Term Debt to EBITDA		 8.44 10.09 14.61 14.47 15.94 19.55 16.29 15.99 19.25 13.81 12.83
Debt to NOPAT		 12.82 15.65 23.31 23.56 26.55 32.60 26.48 25.44 30.55 21.55 17.39
Net Debt to NOPAT		 10.99 13.54 18.47 21.00 24.13 29.30 24.71 24.30 27.21 19.54 15.29
Long-Term Debt to NOPAT		 12.82 15.65 23.31 23.56 26.55 32.60 26.48 25.44 30.55 21.55 17.39
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 1,301 2,018 1,369 2,577 3,546 196 140 -1,926 -3,722 -2,849 -2,160
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 6.18 8.82 5.30 10.02 13.30 0.74 0.55 -7.72 -17.51 -17.98 -23.95
Operating Cash Flow to Interest Expense		 0.08 0.81 0.18 0.53 0.25 0.24 0.67 1.13 0.67 -0.15 2.90
Operating Cash Flow Less CapEx to Interest Expense		 0.08 0.81 0.18 0.53 0.25 0.24 0.67 1.13 0.67 -0.15 2.90
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03
Fixed Asset Turnover		 3.75 3.40 2.80 2.48 2.24 2.11 1.92 1.81 1.75 1.68 1.57
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 6,012 6,453 7,096 6,693 7,254 8,402 8,404 9,217 10,752 8,577 8,497
Invested Capital Turnover		 0.15 0.14 0.13 0.12 0.11 0.11 0.12 0.12 0.11 0.14 0.13
Increase / (Decrease) in Invested Capital		 -1,243 -1,949 -1,308 -2,523 -3,498 -175 -93 1,984 3,775 2,913 2,248
Enterprise Value (EV)		 5,218 5,979 6,101 5,729 6,233 7,542 7,096 7,910 8,948 7,971 7,748
Market Capitalization		 2,548 2,832 2,702 2,168 2,041 2,306 1,608 1,521 1,581 2,403 2,459
Book Value per Share		 $38.76 $37.65 $37.56 $36.11 $35.32 $34.66 $33.92 $33.95 $33.20 $31.53 $31.84
Tangible Book Value per Share		 $37.72 $36.61 $36.52 $35.07 $34.28 $33.61 $32.88 $32.91 $32.16 $30.52 $30.84
Total Capital		 6,012 6,453 7,096 6,693 7,254 8,402 8,404 9,217 10,752 8,577 8,497
Total Debt		 3,114 3,639 4,289 3,994 4,614 5,824 5,880 6,690 8,271 6,141 6,016
Total Long-Term Debt		 3,114 3,639 4,289 3,994 4,614 5,824 5,880 6,690 8,271 6,141 6,016
Net Debt		 2,670 3,147 3,399 3,560 4,193 5,236 5,488 6,389 7,367 5,568 5,290
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 3,114 3,639 4,289 3,994 4,614 5,824 5,880 6,690 8,271 6,141 6,016
Total Depreciation and Amortization (D&A)		 8.94 10 13 8.03 14 12 16 16 17 17 18
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.78 $0.92 $0.82 $0.72 $0.64 $0.27 $0.63 $0.78 $0.71 $0.81 $1.13
Adjusted Weighted Average Basic Shares Outstanding		 75.21M 74.75M 74.75M 74.75M 74.76M 74.37M 74.38M 74.41M 74.41M 74.74M 77.27M
Adjusted Diluted Earnings per Share		 $0.78 $0.91 $0.81 $0.72 $0.64 $0.27 $0.63 $0.78 $0.70 $0.81 $1.12
Adjusted Weighted Average Diluted Shares Outstanding		 75.21M 74.75M 74.75M 74.75M 74.76M 74.37M 74.38M 74.41M 74.41M 74.74M 77.27M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 75.21M 74.75M 74.75M 74.75M 74.76M 74.37M 74.38M 74.41M 74.41M 74.74M 77.27M
Normalized Net Operating Profit after Tax (NOPAT)		 58 69 61 54 48 21 47 58 53 64 88
Normalized NOPAT Margin		 22.90% 26.20% 23.91% 21.48% 19.85% 8.88% 19.37% 24.23% 21.64% 23.79% 33.93%
Pre Tax Income Margin		 31.35% 35.16% 32.37% 29.16% 27.80% 10.32% 25.74% 32.85% 29.39% 30.31% 45.22%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.38 0.41 0.32 0.28 0.25 0.09 0.24 0.32 0.34 0.52 1.30
NOPAT to Interest Expense		 0.28 0.30 0.24 0.21 0.18 0.08 0.18 0.23 0.25 0.41 0.97
EBIT Less CapEx to Interest Expense		 0.38 0.41 0.32 0.28 0.25 0.09 0.24 0.32 0.34 0.52 1.30
NOPAT Less CapEx to Interest Expense		 0.28 0.30 0.24 0.21 0.18 0.08 0.18 0.23 0.25 0.41 0.97
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 35.80% 36.79% 45.62% 48.58% 46.30% 44.27% 35.30% 29.51% 29.15% 27.88% 23.34%
Augmented Payout Ratio		 35.80% 36.79% 45.62% 48.58% 46.37% 75.14% 89.30% 79.22% 167.39% 168.69% 173.14%

Frequently Asked Questions About BankUnited's Financials

When does BankUnited's financial year end?

According to the most recent income statement we have on file, BankUnited's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has BankUnited's net income changed over the last 9 years?

BankUnited's net income appears to be on a downward trend, with a most recent value of $232.47 million in 2024, falling from $251.66 million in 2015. The previous period was $178.67 million in 2023. Find out what analysts predict for BankUnited in the coming months.

How has BankUnited revenue changed over the last 9 years?

Over the last 9 years, BankUnited's total revenue changed from $847.88 million in 2015 to $1.01 billion in 2024, a change of 19.5%.

How much debt does BankUnited have?

BankUnited's total liabilities were at $32.43 billion at the end of 2024, a 2.3% decrease from 2023, and a 49.9% increase since 2015.

How much cash does BankUnited have?

In the past 9 years, BankUnited's cash and equivalents has ranged from $7.70 million in 2019 to $223.88 million in 2015, and is currently $12.08 million as of their latest financial filing in 2024.

How has BankUnited's book value per share changed over the last 9 years?

Over the last 9 years, BankUnited's book value per share changed from 21.68 in 2015 to 37.65 in 2024, a change of 73.7%.


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This page (NYSE:BKU) was last updated on 5/25/2025 by MarketBeat.com Staff
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