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BankUnited (BKU) Financials

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$33.98 +0.19 (+0.55%)
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Annual Income Statements for BankUnited

Annual Income Statements for BankUnited

This table shows BankUnited's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Income / (Loss) Attributable to Common Shareholders		 252 226 614 325 313 198 415 285 179 232
Consolidated Net Income / (Loss)		 252 226 614 325 313 198 415 285 179 232
Net Income / (Loss) Continuing Operations		 252 226 614 325 313 198 415 285 179 232
Total Pre-Tax Income 		297 335 404 416 404 249 449 375 237 316
Total Revenue		 848 977 1,108 1,182 900 885 930 991 961 1,013
Net Interest Income / (Expense)		 746 870 950 1,050 753 752 796 913 874 914
Total Interest Income		 881 1,059 1,204 1,449 1,282 1,068 959 1,230 1,858 1,925
Loans and Leases Interest Income		 754 896 1,002 1,198 981 864 801 935 1,318 1,390
Investment Securities Interest Income		 117 151 188 233 281 194 153 280 488 498
Other Interest Income		 10 12 14 18 20 9.58 6.01 16 51 38
Total Interest Expense		 135 189 254 399 529 316 164 317 984 1,011
Deposits Interest Expense		 91 120 171 285 385 200 68 180 660 816
Long-Term Debt Interest Expense		 44 69 83 114 144 116 96 138 323 195
Total Non-Interest Income		 102 106 158 132 147 133 134 78 87 99
Service Charges on Deposit Accounts		 - - 13 14 17 16 22 23 21 20
Other Service Charges		 33 33 25 37 31 27 28 17 30 46
Net Realized & Unrealized Capital Gains on Investments		 34 28 66 19 33 31 31 -16 -10 2.13
Other Non-Interest Income		 36 45 54 62 67 59 53 54 46 31
Provision for Credit Losses		 44 51 69 26 8.90 178 -67 75 88 55
Total Non-Interest Expense		 507 590 635 741 487 457 548 540 636 642
Salaries and Employee Benefits		 210 223 238 255 235 217 244 266 281 316
Net Occupancy & Equipment Expense		 90 90 89 91 104 106 115 123 123 129
Property & Liability Insurance Claims		 14 18 22 19 17 22 19 18 67 36
Other Operating Expenses		 65 68 74 74 83 62 116 84 121 136
Depreciation Expense		 18 32 35 40 48 49 54 50 44 26
Income Tax Expense		 45 110 -210 91 91 52 34 90 58 84
Basic Earnings per Share		 $2.37 $2.11 $5.60 $3.01 $3.14 $2.06 $4.52 $3.55 $2.39 $3.10
Weighted Average Basic Shares Outstanding		 102.06M 102.94M 105.47M 103.74M 93.72M 92.86M 84.67M 74.74M 74.37M 74.75M
Diluted Earnings per Share		 $2.35 $2.09 $5.58 $2.99 $3.13 $2.06 $4.52 $3.54 $2.38 $3.08
Weighted Average Diluted Shares Outstanding		 102.06M 102.94M 105.47M 103.74M 93.72M 92.86M 84.67M 74.74M 74.37M 74.75M
Weighted Average Basic & Diluted Shares Outstanding		 102.06M 102.94M 105.47M 103.74M 93.72M 92.86M 84.67M 74.74M 74.37M 74.75M
Cash Dividends to Common per Share		 $0.84 $0.84 $0.84 $0.84 $0.84 $0.92 $0.92 $1.00 $1.08 $1.16

Quarterly Income Statements for BankUnited

This table shows BankUnited's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024
Net Income / (Loss) Attributable to Common Shareholders		 88 64 53 58 47 21 48 54 61 69
Consolidated Net Income / (Loss)		 88 64 53 58 47 21 48 54 61 69
Net Income / (Loss) Continuing Operations		 88 64 53 58 47 21 48 54 61 69
Total Pre-Tax Income 		117 82 72 79 62 24 67 73 83 93
Total Revenue		 259 270 244 239 243 234 242 250 257 264
Net Interest Income / (Expense)		 236 243 228 214 215 217 215 226 234 239
Total Interest Income		 326 401 440 463 471 483 481 483 492 468
Loans and Leases Interest Income		 245 289 309 326 337 346 347 351 355 337
Investment Securities Interest Income		 77 105 119 121 123 126 124 124 128 122
Other Interest Income		 4.03 7.35 13 17 11 11 10 8.99 9.23 9.30
Total Interest Expense		 90 158 213 250 256 266 267 257 258 229
Deposits Interest Expense		 53 94 134 157 177 193 210 208 209 189
Long-Term Debt Interest Expense		 37 64 79 93 79 73 57 49 50 40
Total Non-Interest Income		 23 27 17 25 28 17 27 24 23 25
Service Charges on Deposit Accounts		 6.06 4.59 5.55 5.18 5.19 4.99 5.50 4.91 5.02 4.80
Other Service Charges		 3.69 7.75 10 6.79 5.12 7.76 9.16 13 11 12
Net Realized & Unrealized Capital Gains on Investments		 0.14 0.32 -13 0.99 0.89 0.62 0.78 0.42 0.13 0.80
Other Non-Interest Income		 13 14 13 13 17 3.72 11 5.64 6.37 7.16
Provision for Credit Losses		 3.72 40 20 16 33 19 15 20 9.25 11
Total Non-Interest Expense		 138 148 153 145 147 191 159 158 165 160
Salaries and Employee Benefits		 66 70 71 67 69 73 76 76 82 82
Net Occupancy & Equipment Expense		 32 33 33 31 30 29 31 32 33 33
Property & Liability Insurance Claims		 4.40 6.21 7.91 7.60 7.79 43 14 8.53 7.42 6.66
Other Operating Expenses		 23 27 30 27 29 34 30 34 37 34
Depreciation Expense		 13 13 12 11 11 10 9.21 7.90 4.67 4.35
Income Tax Expense		 29 18 19 21 15 3.37 19 19 22 24
Basic Earnings per Share		 $1.13 $0.81 $0.71 $0.78 $0.63 $0.27 $0.64 $0.72 $0.82 $0.92
Weighted Average Basic Shares Outstanding		 77.27M 74.74M 74.41M 74.41M 74.38M 74.37M 74.76M 74.75M 74.75M 74.75M
Diluted Earnings per Share		 $1.12 $0.81 $0.70 $0.78 $0.63 $0.27 $0.64 $0.72 $0.81 $0.91
Weighted Average Diluted Shares Outstanding		 77.27M 74.74M 74.41M 74.41M 74.38M 74.37M 74.76M 74.75M 74.75M 74.75M
Weighted Average Basic & Diluted Shares Outstanding		 77.27M 74.74M 74.41M 74.41M 74.38M 74.37M 74.76M 74.75M 74.75M 74.75M

Annual Cash Flow Statements for BankUnited

This table details how cash moves in and out of BankUnited's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Change in Cash & Equivalents		 80 181 -254 187 -167 183 -83 258 16 -97
Net Cash From Operating Activities		 219 309 319 824 636 864 1,220 1,294 657 434
Net Cash From Continuing Operating Activities		 219 309 319 824 636 864 1,263 1,294 657 434
Net Income / (Loss) Continuing Operations		 252 226 614 325 313 198 415 285 179 232
Consolidated Net Income / (Loss)		 252 226 614 325 313 198 415 285 179 232
Provision For Loan Losses		 44 51 69 26 8.90 178 -67 75 88 55
Depreciation Expense		 43 56 62 64 72 44 100 70 61 44
Non-Cash Adjustments to Reconcile Net Income		 47 35 30 185 340 546 783 644 226 81
Changes in Operating Assets and Liabilities, net		 -2.39 55 -361 311 -61 -103 32 220 104 21
Net Cash From Investing Activities		 -4,609 -3,826 -2,453 -2,042 -1,075 -2,621 -1,638 -2,120 981 410
Net Cash From Continuing Investing Activities		 -4,609 -3,826 -2,453 -2,042 -1,075 -2,621 -1,638 -2,120 981 410
Purchase of Investment Securities		 -6,176 -5,953 -5,369 -5,759 -6,526 -7,538 -10,796 -5,105 -995 -2,586
Sale and/or Maturity of Investments		 1,973 2,215 3,011 3,451 5,037 3,098 5,301 2,984 1,976 2,996
Net Cash From Financing Activities		 4,469 3,699 1,880 1,405 272 1,940 335 1,084 -1,622 -941
Net Cash From Continuing Financing Activities		 4,469 3,699 1,880 1,405 272 1,940 335 1,084 -1,622 -941
Net Change in Deposits		 3,427 2,552 2,388 1,596 920 3,101 1,942 -1,929 -971 1,327
Issuance of Debt		 3,572 4,025 4,916 4,647 4,512 4,151 946 4,650 3,425 875
Repayment of Debt		 -2,480 -2,795 -5,385 -4,622 -4,827 -5,217 -2,162 -1,135 -3,730 -3,060
Repurchase of Common Equity		 - 0.00 0.00 -300 -154 -101 -318 -401 -55 0.00
Payment of Dividends		 -89 -90 -92 -91 -84 -87 -86 -79 -79 -86
Other Financing Activities, Net		 40 5.97 53 175 -95 92 13 -21 -212 2.63
Cash Interest Paid		 131 187 248 388 519 337 169 294 950 1,032
Cash Income Taxes Paid		 29 16 69 -288 0.23 8.64 248 -109 49 102

Quarterly Cash Flow Statements for BankUnited

This table details how cash moves in and out of BankUnited's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024
Net Change in Cash & Equivalents		 212 -153 331 -603 91 196 -167 12 456 -399
Net Cash From Operating Activities		 262 -23 141 282 170 64 66 136 46 186
Net Cash From Continuing Operating Activities		 262 -23 141 282 170 64 66 136 46 186
Net Income / (Loss) Continuing Operations		 88 64 53 58 47 21 48 54 61 69
Consolidated Net Income / (Loss)		 88 64 53 58 47 21 48 54 61 69
Provision For Loan Losses		 3.72 40 20 16 33 19 15 20 9.25 11
Depreciation Expense		 18 17 17 16 16 12 14 8.03 13 10
Non-Cash Adjustments to Reconcile Net Income		 163 11 131 89 43 -37 37 23 18 3.40
Changes in Operating Assets and Liabilities, net		 -12 -156 -80 104 31 49 -47 31 -56 92
Net Cash From Investing Activities		 -218 -475 96 594 459 -169 487 -226 19 129
Net Cash From Continuing Investing Activities		 -218 -475 96 594 459 -169 487 -226 19 129
Purchase of Investment Securities		 -955 -19 -534 -218 -289 45 -450 -420 -1,227 -489
Sale and/or Maturity of Investments		 652 417 556 522 475 422 497 620 915 965
Net Cash From Financing Activities		 168 345 94 -1,479 -538 301 -721 103 391 -714
Net Cash From Continuing Financing Activities		 168 345 94 -1,479 -538 301 -721 103 391 -714
Net Change in Deposits		 -1,112 160 -1,786 116 274 426 489 736 93 9.48
Issuance of Debt		 1,565 575 2,455 -440 365 1,045 285 200 105 285
Repayment of Debt		 -275 -450 -325 -1,135 -1,175 -1,095 -1,495 -820 190 -935
Payment of Dividends		 -19 -19 -19 -20 -20 -20 -21 -22 -22 -22
Other Financing Activities, Net		 20 144 -175 -0.35 18 -55 21 8.31 25 -51
Cash Interest Paid		 73 156 185 234 258 274 261 273 260 238
Cash Income Taxes Paid		 5.10 8.08 8.95 -0.12 13 27 37 9.92 25 30

Annual Balance Sheets for BankUnited

This table presents BankUnited's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Total Assets		 23,883 27,880 30,347 32,164 32,871 35,010 35,815 37,027 35,762 35,242
Cash and Due from Banks		 224 40 35 9.39 7.70 20 19 16 15 12
Interest Bearing Deposits at Other Banks		 44 408 159 373 207 377 296 557 573 479
Trading Account Securities		 4,917 6,125 6,725 8,167 7,807 9,201 10,064 9,755 8,877 9,130
Loans and Leases, Net of Allowance		 16,511 19,242 21,272 21,867 23,046 23,609 23,639 24,738 24,431 24,075
Loans and Leases		 16,637 19,395 21,417 21,977 23,155 23,866 23,765 24,886 24,634 24,298
Allowance for Loan and Lease Losses		 126 153 145 110 109 257 126 148 203 223
Premises and Equipment, Net		 484 540 600 702 698 664 641 540 372 224
Intangible Assets		 78 78 78 78 78 78 78 78 78 78
Other Assets		 1,626 1,447 1,478 931 1,027 1,062 1,079 1,343 1,415 1,244
Total Liabilities & Shareholders' Equity		 23,883 27,880 30,347 32,164 32,871 35,010 35,815 37,027 35,762 35,242
Total Liabilities		 21,640 25,462 27,321 29,240 29,891 32,027 32,778 34,591 33,184 32,427
Non-Interest Bearing Deposits		 2,875 2,961 3,071 3,621 4,295 7,009 8,976 8,038 6,835 7,616
Interest Bearing Deposits		 14,064 16,530 18,807 19,853 20,100 20,487 20,462 19,471 19,703 20,250
Long-Term Debt		 4,411 5,642 5,174 5,199 4,910 3,845 2,626 6,141 5,824 3,639
Other Long-Term Liabilities		 290 329 269 393 486 506 514 750 821 923
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 2,244 2,418 3,026 2,924 2,981 2,983 3,038 2,436 2,578 2,814
Total Preferred & Common Equity		 2,244 2,418 3,026 2,924 2,981 2,983 3,038 2,436 2,578 2,814
Total Common Equity		 2,244 2,418 3,026 2,924 2,981 2,983 3,038 2,436 2,578 2,814
Common Stock		 1,408 1,428 1,499 1,221 1,085 1,018 708 322 284 302
Retained Earnings		 814 950 1,472 1,698 1,928 2,014 2,345 2,551 2,651 2,796
Accumulated Other Comprehensive Income / (Loss)		 22 41 55 4.87 -32 -49 -16 -438 -357 -285

Quarterly Balance Sheets for BankUnited

This table presents BankUnited's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024
Period end date 9/30/2022 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024
Total Assets		 36,595 37,189 35,871 35,390 35,106 35,428 35,785
Cash and Due from Banks		 18 16 18 12 14 13 15
Interest Bearing Deposits at Other Banks		 708 888 283 379 407 421 875
Trading Account Securities		 9,797 9,534 9,144 8,886 8,925 8,946 9,120
Loans and Leases, Net of Allowance		 24,136 24,734 24,463 24,160 24,009 24,403 24,170
Loans and Leases		 24,267 24,893 24,630 24,356 24,226 24,628 24,399
Allowance for Loan and Lease Losses		 131 159 167 196 218 226 228
Premises and Equipment, Net		 580 526 515 460 329 267 242
Intangible Assets		 78 78 78 78 78 78 78
Other Assets		 1,278 1,414 1,371 1,413 1,344 1,301 1,285
Total Liabilities & Shareholders' Equity		 36,595 37,189 35,871 35,390 35,106 35,428 35,785
Total Liabilities		 34,114 34,708 33,345 32,866 32,465 32,729 32,977
Non-Interest Bearing Deposits		 8,794 7,367 7,305 7,357 7,240 8,065 7,635
Interest Bearing Deposits		 18,555 18,356 18,534 18,756 19,788 19,698 20,221
Long-Term Debt		 6,016 8,271 6,690 5,880 4,614 3,994 4,289
Other Long-Term Liabilities		 749 714 816 873 824 971 832
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 2,481 2,481 2,526 2,524 2,640 2,699 2,808
Total Preferred & Common Equity		 2,481 2,481 2,526 2,524 2,640 2,699 2,808
Total Common Equity		 2,481 2,481 2,526 2,524 2,640 2,699 2,808
Common Stock		 382 270 275 280 287 291 297
Retained Earnings		 2,507 2,586 2,624 2,651 2,677 2,710 2,749
Accumulated Other Comprehensive Income / (Loss)		 -408 -375 -373 -407 -324 -302 -238

Annual Metrics and Ratios for BankUnited

This table displays calculated financial ratios and metrics derived from BankUnited's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 11.38% 15.21% 13.45% 6.67% -23.87% -1.67% 5.07% 6.53% -3.02% 5.49%
EBITDA Growth		 165.04% 57.99% 33.45% 6.07% 11.63% -33.13% 87.01% -19.00% -33.04% 21.11%
EBIT Growth		 1.24% 12.98% 20.57% 2.77% -2.80% -38.28% 80.22% -16.52% -36.80% 33.43%
NOPAT Growth		 23.23% -10.30% 172.11% -47.11% -3.62% -36.81% 109.74% -31.33% -37.30% 30.11%
Net Income Growth		 23.23% -10.30% 172.11% -47.11% -3.62% -36.81% 109.74% -31.33% -37.30% 30.11%
EPS Growth		 20.51% -11.06% 166.99% -46.42% 4.68% -34.19% 119.42% -21.68% -32.77% 29.41%
Operating Cash Flow Growth		 541.20% 40.56% 3.28% 158.69% -22.87% 35.94% 41.20% 6.04% -49.18% -34.03%
Free Cash Flow Firm Growth		 -25.28% -14.32% 140.25% -15.33% 35.53% 131.16% 25.35% -266.39% 113.46% 516.80%
Invested Capital Growth		 23.90% 21.12% 1.73% -0.94% -2.86% -13.46% -17.05% 51.42% -2.04% -23.20%
Revenue Q/Q Growth		 5.17% 2.58% 2.65% 3.78% -10.48% 0.63% 2.54% 1.88% -3.57% 3.07%
EBITDA Q/Q Growth		 30.28% 11.73% 7.32% -4.56% 5.95% -0.04% 5.08% -5.17% -17.52% 22.87%
EBIT Q/Q Growth		 8.79% 2.00% 7.10% -10.70% 9.61% 0.99% -8.81% 5.12% -19.55% 27.80%
NOPAT Q/Q Growth		 3.89% 3.21% 136.47% -52.94% 13.42% -1.85% 10.53% -17.64% -19.54% 26.36%
Net Income Q/Q Growth		 3.89% 3.21% 136.47% -52.94% 13.42% -1.85% 10.53% -17.64% -19.54% 26.36%
EPS Q/Q Growth		 3.52% 2.96% 134.45% -52.39% 14.65% -0.48% 13.00% -14.49% -18.49% 26.23%
Operating Cash Flow Q/Q Growth		 35.49% 7.64% 2.00% 67.74% -23.65% 0.67% 3.21% -18.33% 15.27% 39.02%
Free Cash Flow Firm Q/Q Growth		 27.74% 19.84% 32.87% 145.37% 19.54% 70.39% -13.80% -38.17% 12.34% 46.24%
Invested Capital Q/Q Growth		 5.56% 0.82% 3.83% -3.57% -4.28% -11.39% -9.36% 0.94% -0.03% -9.07%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 20.75% 28.45% 33.47% 33.28% 48.79% 33.18% 59.05% 44.90% 31.00% 35.59%
EBIT Margin		 35.02% 34.34% 36.50% 35.16% 44.89% 28.18% 48.33% 37.87% 24.68% 31.22%
Profit (Net Income) Margin		 29.68% 23.11% 55.43% 27.48% 34.79% 22.36% 44.63% 28.77% 18.60% 22.94%
Tax Burden Percent		 84.76% 67.30% 151.87% 78.16% 77.50% 79.34% 92.34% 75.97% 75.36% 73.48%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 15.24% 32.70% -51.87% 21.84% 22.50% 20.66% 7.66% 24.03% 24.64% 26.52%
Return on Invested Capital (ROIC)		 4.19% 3.07% 7.56% 3.98% 3.91% 2.69% 6.64% 4.00% 2.10% 3.13%
ROIC Less NNEP Spread (ROIC-NNEP)		 4.19% 3.07% 7.56% 3.98% 3.91% 2.69% 6.64% 4.00% 2.10% 3.13%
Return on Net Nonoperating Assets (RNNOA)		 7.53% 6.62% 15.01% 6.94% 6.69% 3.95% 7.14% 6.41% 5.02% 5.49%
Return on Equity (ROE)		 11.71% 9.68% 22.56% 10.92% 10.61% 6.64% 13.79% 10.41% 7.13% 8.62%
Cash Return on Invested Capital (CROIC)		 -17.17% -16.04% 5.84% 4.93% 6.81% 17.12% 25.28% -36.90% 4.17% 29.37%
Operating Return on Assets (OROA)		 1.38% 1.30% 1.39% 1.33% 1.24% 0.73% 1.27% 1.03% 0.65% 0.89%
Return on Assets (ROA)		 1.17% 0.87% 2.11% 1.04% 0.96% 0.58% 1.17% 0.78% 0.49% 0.65%
Return on Common Equity (ROCE)		 11.71% 9.68% 22.56% 10.92% 10.61% 6.64% 13.79% 10.41% 7.13% 8.62%
Return on Equity Simple (ROE_SIMPLE)		 11.22% 9.33% 20.30% 11.11% 10.50% 6.63% 13.66% 11.70% 6.93% 8.26%
Net Operating Profit after Tax (NOPAT)		 252 226 614 325 313 198 415 285 179 232
NOPAT Margin		 29.68% 23.11% 55.43% 27.48% 34.79% 22.36% 44.63% 28.77% 18.60% 22.94%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 35.35% 32.08% 29.52% 29.27% 37.67% 36.55% 38.61% 39.17% 42.06% 43.83%
Operating Expenses to Revenue		 59.76% 60.45% 57.30% 62.65% 54.12% 51.66% 58.89% 54.54% 66.20% 63.35%
Earnings before Interest and Taxes (EBIT)		 297 335 404 416 404 249 449 375 237 316
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 176 278 371 393 439 294 549 445 298 361
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 1.29 1.29 1.17 0.88 0.99 0.96 1.13 0.99 0.89 1.01
Price to Tangible Book Value (P/TBV)		 1.33 1.33 1.20 0.90 1.02 0.98 1.15 1.02 0.92 1.03
Price to Revenue (P/Rev)		 3.41 3.19 3.19 2.17 3.29 3.22 3.68 2.43 2.40 2.79
Price to Earnings (P/E)		 11.47 13.81 5.76 7.90 9.45 14.41 8.24 8.43 12.91 12.18
Dividend Yield		 3.01% 2.81% 2.54% 3.37% 2.69% 2.92% 2.40% 3.15% 3.42% 3.01%
Earnings Yield		 8.72% 7.24% 17.36% 12.66% 10.58% 6.94% 12.14% 11.86% 7.75% 8.21%
Enterprise Value to Invested Capital (EV/IC)		 1.06 1.03 1.04 0.91 0.97 0.92 1.01 0.93 0.90 0.93
Enterprise Value to Revenue (EV/Rev)		 8.29 8.51 7.69 6.24 8.51 7.12 6.16 8.05 7.85 5.90
Enterprise Value to EBITDA (EV/EBITDA)		 39.97 29.90 22.97 18.77 17.43 21.45 10.44 17.92 25.32 16.58
Enterprise Value to EBIT (EV/EBIT)		 23.68 24.78 21.06 17.76 18.95 25.26 12.75 21.25 31.81 18.90
Enterprise Value to NOPAT (EV/NOPAT)		 27.94 36.82 13.87 22.72 24.45 31.83 13.81 27.97 42.21 25.72
Enterprise Value to Operating Cash Flow (EV/OCF)		 32.04 26.94 26.73 8.96 12.04 7.29 4.70 6.16 11.47 13.78
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 17.93 18.36 14.04 5.00 3.63 0.00 21.32 2.74
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 1.97 2.33 1.71 1.78 1.65 1.29 0.86 2.52 2.26 1.29
Long-Term Debt to Equity		 1.97 2.33 1.71 1.78 1.65 1.29 0.86 2.52 2.26 1.29
Financial Leverage		 1.80 2.16 1.99 1.74 1.71 1.47 1.07 1.60 2.39 1.75
Leverage Ratio		 10.03 11.10 10.69 10.51 11.01 11.38 11.76 13.31 14.52 13.17
Compound Leverage Factor		 10.03 11.10 10.69 10.51 11.01 11.38 11.76 13.31 14.52 13.17
Debt to Total Capital		 66.28% 70.00% 63.10% 64.00% 62.22% 56.32% 46.37% 71.60% 69.32% 56.39%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 66.28% 70.00% 63.10% 64.00% 62.22% 56.32% 46.37% 71.60% 69.32% 56.39%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 33.72% 30.00% 36.90% 36.00% 37.78% 43.68% 53.63% 28.40% 30.68% 43.61%
Debt to EBITDA		 25.08 20.30 13.95 13.22 11.18 13.10 4.78 13.81 19.55 10.09
Net Debt to EBITDA		 23.56 18.69 13.43 12.24 10.69 11.74 4.21 12.52 17.58 8.73
Long-Term Debt to EBITDA		 25.08 20.30 13.95 13.22 11.18 13.10 4.78 13.81 19.55 10.09
Debt to NOPAT		 17.53 24.99 8.42 16.00 15.68 19.44 6.33 21.55 32.60 15.65
Net Debt to NOPAT		 16.46 23.01 8.11 14.83 15.00 17.43 5.57 19.54 29.30 13.54
Long-Term Debt to NOPAT		 17.53 24.99 8.42 16.00 15.68 19.44 6.33 21.55 32.60 15.65
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -1,032 -1,180 475 402 545 1,260 1,579 -2,628 354 2,181
Operating Cash Flow to CapEx		 117.16% 350.68% 336.80% 595.70% 996.62% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 -7.64 -6.25 1.87 1.01 1.03 3.99 9.64 -8.28 0.36 2.16
Operating Cash Flow to Interest Expense		 1.62 1.63 1.25 2.07 1.20 2.74 7.45 4.08 0.67 0.43
Operating Cash Flow Less CapEx to Interest Expense		 0.24 1.17 0.88 1.72 1.08 2.74 7.45 4.08 0.67 0.43
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.04 0.04 0.04 0.04 0.03 0.03 0.03 0.03 0.03 0.03
Fixed Asset Turnover		 2.12 1.91 1.95 1.82 1.29 1.30 1.43 1.68 2.11 3.40
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 6,655 8,061 8,200 8,123 7,891 6,829 5,664 8,577 8,402 6,453
Invested Capital Turnover		 0.14 0.13 0.14 0.14 0.11 0.12 0.15 0.14 0.11 0.14
Increase / (Decrease) in Invested Capital		 1,284 1,406 139 -77 -232 -1,062 -1,164 2,913 -175 -1,949
Enterprise Value (EV)		 7,031 8,311 8,517 7,382 7,655 6,298 5,730 7,971 7,542 5,979
Market Capitalization		 2,888 3,117 3,538 2,565 2,960 2,850 3,418 2,403 2,306 2,832
Book Value per Share		 $21.68 $23.22 $28.33 $28.37 $31.39 $32.29 $34.10 $31.53 $34.66 $37.65
Tangible Book Value per Share		 $20.92 $22.47 $27.60 $27.61 $30.58 $31.45 $33.23 $30.52 $33.61 $36.61
Total Capital		 6,655 8,061 8,200 8,123 7,891 6,829 5,664 8,577 8,402 6,453
Total Debt		 4,411 5,642 5,174 5,199 4,910 3,845 2,626 6,141 5,824 3,639
Total Long-Term Debt		 4,411 5,642 5,174 5,199 4,910 3,845 2,626 6,141 5,824 3,639
Net Debt		 4,144 5,194 4,979 4,817 4,695 3,448 2,312 5,568 5,236 3,147
Capital Expenditures (CapEx)		 187 88 95 138 64 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 4,411 5,642 5,174 5,199 4,910 3,845 2,626 6,141 5,824 3,639
Total Depreciation and Amortization (D&A)		 -121 -58 -34 -22 35 44 100 70 61 44
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $2.37 $2.11 $5.60 $3.01 $3.14 $2.06 $4.52 $0.00 $2.39 $3.10
Adjusted Weighted Average Basic Shares Outstanding		 104.19M 106.30M 106.02M 98.59M 93.72M 92.86M 84.67M 0.00 74.37M 74.75M
Adjusted Diluted Earnings per Share		 $2.35 $2.09 $5.58 $2.99 $3.13 $2.06 $4.52 $0.00 $2.38 $3.08
Adjusted Weighted Average Diluted Shares Outstanding		 104.19M 106.30M 106.02M 98.59M 93.72M 92.86M 84.67M 0.00 74.37M 74.75M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 104.19M 106.30M 106.02M 98.59M 93.72M 92.86M 84.67M 0.00 74.37M 74.75M
Normalized Net Operating Profit after Tax (NOPAT)		 252 226 283 325 313 198 415 285 179 232
Normalized NOPAT Margin		 29.68% 23.11% 25.55% 27.48% 34.79% 22.36% 44.63% 28.77% 18.60% 22.94%
Pre Tax Income Margin		 35.02% 34.34% 36.50% 35.16% 44.89% 28.18% 48.33% 37.87% 24.68% 31.22%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 2.20 1.78 1.59 1.04 0.76 0.79 2.74 1.18 0.24 0.31
NOPAT to Interest Expense		 1.86 1.20 2.42 0.81 0.59 0.63 2.53 0.90 0.18 0.23
EBIT Less CapEx to Interest Expense		 0.81 1.31 1.22 0.69 0.64 0.79 2.74 1.18 0.24 0.31
NOPAT Less CapEx to Interest Expense		 0.48 0.73 2.04 0.47 0.47 0.63 2.53 0.90 0.18 0.23
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 35.36% 39.79% 14.92% 28.11% 26.86% 43.73% 20.67% 27.88% 44.27% 36.79%
Augmented Payout Ratio		 35.36% 39.79% 14.92% 120.44% 76.05% 94.76% 97.42% 168.69% 75.14% 36.79%

Quarterly Metrics and Ratios for BankUnited

This table displays calculated financial ratios and metrics derived from BankUnited's official financial filings.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 17.37% 7.25% 9.63% 0.21% -6.31% -13.18% -1.09% 4.53% 5.96% 12.87%
EBITDA Growth		 2.49% -19.66% -14.53% -10.70% -42.21% -63.79% -9.49% -14.21% 22.49% 187.01%
EBIT Growth		 2.35% 28.74% -19.09% -10.10% -46.68% -70.43% -6.45% -7.21% 33.25% 284.48%
NOPAT Growth		 1.05% -48.74% -21.25% -11.81% -46.52% -67.59% -9.27% -7.35% 30.80% 232.99%
Net Income Growth		 1.05% -48.74% -21.25% -11.81% -46.52% -67.59% -9.27% -7.35% 30.80% 232.99%
EPS Growth		 19.15% -42.55% -11.39% -4.88% -43.75% -66.67% -8.57% -7.69% 28.57% 237.04%
Operating Cash Flow Growth		 -30.25% -108.73% -69.09% -52.82% -34.99% 373.50% -52.96% -51.92% -72.93% 190.90%
Free Cash Flow Firm Growth		 -239.93% -320.89% -3,457.73% -220.15% 106.47% 106.87% 195.27% 233.78% 879.81% 930.69%
Invested Capital Growth		 35.97% 51.42% 54.10% 27.44% -1.09% -2.04% -32.53% -27.38% -15.56% -23.20%
Revenue Q/Q Growth		 8.39% 4.24% -9.44% -2.06% 1.34% -3.41% 3.17% 3.51% 2.72% 2.90%
EBITDA Q/Q Growth		 28.22% -26.86% -10.04% 5.84% -17.02% -54.17% 124.89% 0.32% 18.48% 7.37%
EBIT Q/Q Growth		 33.86% -30.14% -12.17% 9.45% -20.61% -61.26% 177.88% 8.56% 14.01% 11.79%
NOPAT Q/Q Growth		 33.58% -26.91% -17.64% 9.67% -18.99% -55.70% 130.54% 11.99% 14.37% 12.77%
Net Income Q/Q Growth		 33.58% -26.91% -17.64% 9.67% -18.99% -55.70% 130.54% 11.99% 14.37% 12.77%
EPS Q/Q Growth		 36.59% -27.68% -13.58% 11.43% -19.23% -57.14% 137.04% 12.50% 12.50% 12.35%
Operating Cash Flow Q/Q Growth		 -56.25% -108.91% 706.21% 99.63% -39.71% -62.51% 4.26% 104.05% -66.05% 302.77%
Free Cash Flow Firm Q/Q Growth		 -258.96% -31.88% -30.66% 48.24% 107.25% 40.13% 1,710.72% -27.32% -46.87% 47.41%
Invested Capital Q/Q Growth		 17.49% 0.94% 25.36% -14.28% -8.81% -0.03% -13.66% -7.74% 6.03% -9.07%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 52.36% 36.74% 36.49% 39.44% 32.30% 15.32% 33.40% 32.37% 37.34% 38.96%
EBIT Margin		 45.22% 30.31% 29.39% 32.85% 25.74% 10.32% 27.80% 29.16% 32.37% 35.16%
Profit (Net Income) Margin		 33.93% 23.79% 21.64% 24.23% 19.37% 8.88% 19.85% 21.48% 23.91% 26.20%
Tax Burden Percent		 75.03% 78.50% 73.61% 73.76% 75.26% 86.05% 71.39% 73.64% 73.87% 74.53%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 24.97% 21.50% 26.39% 26.24% 24.74% 13.95% 28.61% 26.36% 26.13% 25.47%
Return on Invested Capital (ROIC)		 4.47% 3.31% 2.47% 2.98% 2.28% 1.01% 2.11% 2.62% 3.03% 3.58%
ROIC Less NNEP Spread (ROIC-NNEP)		 4.47% 3.31% 2.47% 2.98% 2.28% 1.01% 2.11% 2.62% 3.03% 3.58%
Return on Net Nonoperating Assets (RNNOA)		 7.36% 5.30% 5.73% 6.77% 5.43% 2.40% 5.31% 5.35% 5.79% 6.27%
Return on Equity (ROE)		 11.83% 8.61% 8.20% 9.75% 7.71% 3.40% 7.42% 7.96% 8.82% 9.85%
Cash Return on Invested Capital (CROIC)		 -25.79% -36.90% -39.53% -20.93% 3.73% 4.17% 40.78% 33.85% 19.25% 29.37%
Operating Return on Assets (OROA)		 1.22% 0.82% 0.81% 0.92% 0.71% 0.27% 0.74% 0.79% 0.89% 1.00%
Return on Assets (ROA)		 0.92% 0.65% 0.60% 0.68% 0.54% 0.23% 0.53% 0.58% 0.66% 0.75%
Return on Common Equity (ROCE)		 11.83% 8.61% 8.20% 9.75% 7.71% 3.40% 7.42% 7.96% 8.82% 9.85%
Return on Equity Simple (ROE_SIMPLE)		 13.95% 0.00% 10.91% 10.41% 8.80% 0.00% 6.58% 6.28% 6.55% 0.00%
Net Operating Profit after Tax (NOPAT)		 88 64 53 58 47 21 48 54 61 69
NOPAT Margin		 33.93% 23.79% 21.64% 24.23% 19.37% 8.88% 19.85% 21.48% 23.91% 26.20%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 37.71% 38.19% 42.38% 41.32% 40.78% 43.83% 44.18% 42.82% 44.79% 43.52%
Operating Expenses to Revenue		 53.34% 55.02% 62.51% 60.67% 60.64% 81.46% 65.87% 63.03% 64.04% 60.68%
Earnings before Interest and Taxes (EBIT)		 117 82 72 79 62 24 67 73 83 93
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 136 99 89 94 78 36 81 81 96 103
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 0.99 0.99 0.64 0.60 0.64 0.89 0.77 0.80 0.96 1.01
Price to Tangible Book Value (P/TBV)		 1.02 1.02 0.66 0.62 0.66 0.92 0.80 0.83 0.99 1.03
Price to Revenue (P/Rev)		 2.53 2.43 1.56 1.50 1.61 2.40 2.13 2.24 2.75 2.79
Price to Earnings (P/E)		 7.11 8.43 5.84 5.78 7.24 12.91 11.74 12.79 14.69 12.18
Dividend Yield		 3.04% 3.15% 4.73% 4.99% 4.81% 3.42% 3.94% 3.79% 3.10% 3.01%
Earnings Yield		 14.07% 11.86% 17.12% 17.29% 13.81% 7.75% 8.52% 7.82% 6.81% 8.21%
Enterprise Value to Invested Capital (EV/IC)		 0.91 0.93 0.83 0.86 0.84 0.90 0.86 0.86 0.86 0.93
Enterprise Value to Revenue (EV/Rev)		 7.97 8.05 8.84 7.81 7.12 7.85 6.51 5.91 6.20 5.90
Enterprise Value to EBITDA (EV/EBITDA)		 16.52 17.92 20.83 18.91 19.65 25.32 21.54 20.76 20.78 16.58
Enterprise Value to EBIT (EV/EBIT)		 21.71 21.25 24.98 22.64 24.08 31.81 26.82 25.26 24.65 18.90
Enterprise Value to NOPAT (EV/NOPAT)		 22.39 27.97 33.05 30.08 31.95 42.21 35.87 33.80 33.16 25.72
Enterprise Value to Operating Cash Flow (EV/OCF)		 4.89 6.16 9.15 11.95 12.44 11.47 10.70 13.14 19.55 13.78
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 0.00 22.54 21.32 1.70 2.13 4.09 2.74
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 2.42 2.52 3.33 2.65 2.33 2.26 1.75 1.48 1.53 1.29
Long-Term Debt to Equity		 2.42 2.52 3.33 2.65 2.33 2.26 1.75 1.48 1.53 1.29
Financial Leverage		 1.64 1.60 2.32 2.27 2.38 2.39 2.52 2.04 1.91 1.75
Leverage Ratio		 12.89 13.31 13.76 14.39 14.38 14.52 14.12 13.64 13.35 13.17
Compound Leverage Factor		 12.89 13.31 13.76 14.39 14.38 14.52 14.12 13.64 13.35 13.17
Debt to Total Capital		 70.80% 71.60% 76.92% 72.59% 69.97% 69.32% 63.60% 59.67% 60.43% 56.39%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 70.80% 71.60% 76.92% 72.59% 69.97% 69.32% 63.60% 59.67% 60.43% 56.39%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 29.20% 28.40% 23.08% 27.41% 30.03% 30.68% 36.40% 40.33% 39.57% 43.61%
Debt to EBITDA		 12.83 13.81 19.25 15.99 16.29 19.55 15.94 14.47 14.61 10.09
Net Debt to EBITDA		 11.28 12.52 17.15 15.27 15.20 17.58 14.49 12.90 11.58 8.73
Long-Term Debt to EBITDA		 12.83 13.81 19.25 15.99 16.29 19.55 15.94 14.47 14.61 10.09
Debt to NOPAT		 17.39 21.55 30.55 25.44 26.48 32.60 26.55 23.56 23.31 15.65
Net Debt to NOPAT		 15.29 19.54 27.21 24.30 24.71 29.30 24.13 21.00 18.47 13.54
Long-Term Debt to NOPAT		 17.39 21.55 30.55 25.44 26.48 32.60 26.55 23.56 23.31 15.65
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -2,160 -2,849 -3,722 -1,926 140 196 3,546 2,577 1,369 2,018
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 -23.95 -17.98 -17.51 -7.72 0.55 0.74 13.30 10.02 5.30 8.82
Operating Cash Flow to Interest Expense		 2.90 -0.15 0.67 1.13 0.67 0.24 0.25 0.53 0.18 0.81
Operating Cash Flow Less CapEx to Interest Expense		 2.90 -0.15 0.67 1.13 0.67 0.24 0.25 0.53 0.18 0.81
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03
Fixed Asset Turnover		 1.57 1.68 1.75 1.81 1.92 2.11 2.24 2.48 2.80 3.40
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 8,497 8,577 10,752 9,217 8,404 8,402 7,254 6,693 7,096 6,453
Invested Capital Turnover		 0.13 0.14 0.11 0.12 0.12 0.11 0.11 0.12 0.13 0.14
Increase / (Decrease) in Invested Capital		 2,248 2,913 3,775 1,984 -93 -175 -3,498 -2,523 -1,308 -1,949
Enterprise Value (EV)		 7,748 7,971 8,948 7,910 7,096 7,542 6,233 5,729 6,101 5,979
Market Capitalization		 2,459 2,403 1,581 1,521 1,608 2,306 2,041 2,168 2,702 2,832
Book Value per Share		 $31.84 $31.53 $33.20 $33.95 $33.92 $34.66 $35.32 $36.11 $37.56 $37.65
Tangible Book Value per Share		 $30.84 $30.52 $32.16 $32.91 $32.88 $33.61 $34.28 $35.07 $36.52 $36.61
Total Capital		 8,497 8,577 10,752 9,217 8,404 8,402 7,254 6,693 7,096 6,453
Total Debt		 6,016 6,141 8,271 6,690 5,880 5,824 4,614 3,994 4,289 3,639
Total Long-Term Debt		 6,016 6,141 8,271 6,690 5,880 5,824 4,614 3,994 4,289 3,639
Net Debt		 5,290 5,568 7,367 6,389 5,488 5,236 4,193 3,560 3,399 3,147
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 6,016 6,141 8,271 6,690 5,880 5,824 4,614 3,994 4,289 3,639
Total Depreciation and Amortization (D&A)		 18 17 17 16 16 12 14 8.03 13 10
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.13 $0.81 $0.71 $0.78 $0.63 $0.27 $0.64 $0.72 $0.82 $0.92
Adjusted Weighted Average Basic Shares Outstanding		 77.27M 74.74M 74.41M 74.41M 74.38M 74.37M 74.76M 74.75M 74.75M 74.75M
Adjusted Diluted Earnings per Share		 $1.12 $0.81 $0.70 $0.78 $0.63 $0.27 $0.64 $0.72 $0.81 $0.91
Adjusted Weighted Average Diluted Shares Outstanding		 77.27M 74.74M 74.41M 74.41M 74.38M 74.37M 74.76M 74.75M 74.75M 74.75M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 77.27M 74.74M 74.41M 74.41M 74.38M 74.37M 74.76M 74.75M 74.75M 74.75M
Normalized Net Operating Profit after Tax (NOPAT)		 88 64 53 58 47 21 48 54 61 69
Normalized NOPAT Margin		 33.93% 23.79% 21.64% 24.23% 19.37% 8.88% 19.85% 21.48% 23.91% 26.20%
Pre Tax Income Margin		 45.22% 30.31% 29.39% 32.85% 25.74% 10.32% 27.80% 29.16% 32.37% 35.16%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 1.30 0.52 0.34 0.32 0.24 0.09 0.25 0.28 0.32 0.41
NOPAT to Interest Expense		 0.97 0.41 0.25 0.23 0.18 0.08 0.18 0.21 0.24 0.30
EBIT Less CapEx to Interest Expense		 1.30 0.52 0.34 0.32 0.24 0.09 0.25 0.28 0.32 0.41
NOPAT Less CapEx to Interest Expense		 0.97 0.41 0.25 0.23 0.18 0.08 0.18 0.21 0.24 0.30
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 23.34% 27.88% 29.15% 29.51% 35.30% 44.27% 46.30% 48.58% 45.62% 36.79%
Augmented Payout Ratio		 173.14% 168.69% 167.39% 79.22% 89.30% 75.14% 46.37% 48.58% 45.62% 36.79%

Frequently Asked Questions About BankUnited's Financials

When does BankUnited's fiscal year end?

According to the most recent income statement we have on file, BankUnited's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has BankUnited's net income changed over the last 9 years?

BankUnited's net income appears to be on a downward trend, with a most recent value of $232.47 million in 2024, falling from $251.66 million in 2015. The previous period was $178.67 million in 2023. See BankUnited's forecast for analyst expectations on what’s next for the company.

How has BankUnited revenue changed over the last 9 years?

Over the last 9 years, BankUnited's total revenue changed from $847.88 million in 2015 to $1.01 billion in 2024, a change of 19.5%.

How much debt does BankUnited have?

BankUnited's total liabilities were at $32.43 billion at the end of 2024, a 2.3% decrease from 2023, and a 49.9% increase since 2015.

How much cash does BankUnited have?

In the past 9 years, BankUnited's cash and equivalents has ranged from $7.70 million in 2019 to $223.88 million in 2015, and is currently $12.08 million as of their latest financial filing in 2024.

How has BankUnited's book value per share changed over the last 9 years?

Over the last 9 years, BankUnited's book value per share changed from 21.68 in 2015 to 37.65 in 2024, a change of 73.7%.


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This page (NYSE:BKU) was last updated on 5/5/2025 by MarketBeat.com Staff
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Elon’s Terrifying Warning Forces Trump To Take Action
Elon Musk has avoided two major financial crises before. He pulled Tesla and SpaceX back from the brink of col...
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Elon Reveals Why There Soon Won’t Be Any Money For Social Security
Elon Musk's Near-Death Experience Sparks Dire Warning for Americans After cheating death twice—once in a te...
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Warning: “DOGE Collapse” imminent
Elon Strikes Back You may already sense that the tide is turning against Elon Musk and DOGE. Just this week...
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Trump’s Bitcoin Reserve is No Accident…
Bryce Paul believes this is the #1 coin to buy right now The catalyst behind this surge is a massive new b...
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Shocking AI play that’s beats Nvidia by a country mile
You’ve seen the headlines about Nvidia. Now Tim Sykes is sounding the alarm — because what CEO Jensen Huang is...
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Gold Hits New Highs as Global Markets Spiral
When Trump took office in 2017, gold was just $1,100 an ounce. By the time he left, it had soared to $1,839. ...
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Man who predicted $100K Bitcoin sees a huge run coming for another coin …
Sure enough, Bitcoin took off on the exact day Juan said it would. It's up more than 40% since the election...
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Musk's warning signal: Prepare before the cascade begins
When Elon Musk triggered his AI layoff plan, most analysts missed what it really meant. Louis Navellier didn’t...
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