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Essent Group (ESNT) Financials

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$57.97 +0.08 (+0.14%)
As of 01:08 PM Eastern
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Annual Income Statements for Essent Group

Annual Income Statements for Essent Group

This table shows Essent Group's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Net Income / (Loss) Attributable to Common Shareholders
729 696 831 682 413 556 467 380 223 157
Consolidated Net Income / (Loss)
729 696 831 682 413 556 467 380 223 157
Net Income / (Loss) Continuing Operations
729 696 831 682 413 556 467 380 223 157
Total Pre-Tax Income
855 823 988 822 490 659 547 399 312 228
Total Revenue
1,208 1,080 985 1,020 946 858 709 571 458 353
Net Interest Income / (Expense)
-35 -30 -16 -8.28 -9.07 -10 -10 -5.18 -0.43 0.00
Total Interest Income
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Interest Expense
35 30 16 8.28 9.07 10 10 5.18 0.43 0.00
Long-Term Debt Interest Expense
35 30 16 8.28 9.07 10 10 5.18 0.43 0.00
Total Non-Interest Income
1,243 1,110 1,001 1,029 955 868 719 577 458 353
Other Service Charges
25 25 18 10 10 3.57 4.45 4.14 5.73 4.38
Net Realized & Unrealized Capital Gains on Investments
227 168 140 146 83 87 65 42 30 22
Premiums Earned
991 917 843 873 863 777 649 530 423 326
Total Non-Interest Expense
352 257 -2.97 198 456 198 162 173 146 125
Property & Liability Insurance Claims
81 32 -175 31 301 33 12 27 16 12
Insurance Policy Acquisition Costs
271 225 172 167 155 165 151 146 130 113
Income Tax Expense
126 127 157 141 77 103 79 19 89 71
Basic Earnings per Share
$6.92 $6.56 $7.75 $6.13 $3.89 $5.68 $4.80 $4.07 $2.45 $1.74
Weighted Average Basic Shares Outstanding
105.39M 106.22M 107.21M 111.16M 106.10M 97.76M 97.40M 93.33M 90.91M 90.35M
Diluted Earnings per Share
$6.85 $6.50 $7.72 $6.11 $3.88 $5.66 $4.77 $3.99 $2.41 $1.72
Weighted Average Diluted Shares Outstanding
106.55M 107.13M 107.65M 111.56M 106.38M 98.23M 97.97M 95.21M 92.25M 91.74M
Weighted Average Basic & Diluted Shares Outstanding
103.84M 106.87M 108.10M 108.78M 112.84M 98.45M 97.40M 93.30M 90.90M 90.40M
Cash Dividends to Common per Share
$1.12 $1.00 $0.86 $0.70 $0.64 $0.30 - - - -

Quarterly Income Statements for Essent Group

This table shows Essent Group's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Income / (Loss) Attributable to Common Shareholders
168 176 204 182 175 178 172 171 147 178
Consolidated Net Income / (Loss)
168 176 204 182 175 178 172 171 147 178
Net Income / (Loss) Continuing Operations
168 176 204 182 175 178 172 171 147 178
Total Pre-Tax Income
195 208 239 214 203 209 209 201 173 211
Total Revenue
307 305 305 290 289 288 253 249 224 257
Net Interest Income / (Expense)
-8.15 -11 -7.85 -7.86 -7.95 -7.85 -7.39 -6.94 -6.05 -4.45
Total Interest Expense
8.15 11 7.85 7.86 7.95 7.85 7.39 6.94 6.05 4.45
Long-Term Debt Interest Expense
8.15 11 7.85 7.86 7.95 7.85 7.39 6.94 6.05 4.45
Total Non-Interest Income
315 317 313 298 297 296 260 256 230 262
Other Service Charges
7.23 7.41 6.55 3.74 6.40 5.61 8.09 4.94 -1.89 11
Net Realized & Unrealized Capital Gains on Investments
63 60 55 49 45 44 39 40 25 42
Premiums Earned
244 249 252 246 246 247 213 211 207 208
Total Non-Interest Expense
112 98 66 77 86 79 43 48 51 46
Property & Liability Insurance Claims
41 31 -0.33 9.91 20 11 1.26 -0.18 - -
Insurance Policy Acquisition Costs
100 57 56 57 80 55 42 48 47 42
Income Tax Expense
27 31 36 32 28 31 37 30 26 33
Basic Earnings per Share
$1.60 $1.67 $1.93 $1.72 $1.66 $1.68 $1.62 $1.60 $1.38 $1.67
Weighted Average Basic Shares Outstanding
105.39M 105.27M 105.66M 105.70M 106.22M 105.98M 106.25M 106.94M 107.21M 106.87M
Diluted Earnings per Share
$1.59 $1.65 $1.91 $1.70 $1.64 $1.66 $1.61 $1.59 $1.38 $1.66
Weighted Average Diluted Shares Outstanding
106.55M 106.55M 106.78M 106.77M 107.13M 107.03M 107.09M 107.59M 107.65M 107.34M
Weighted Average Basic & Diluted Shares Outstanding
103.84M 106.21M 106.25M 106.67M 106.87M 106.76M 106.99M 107.26M 108.10M 107.71M

Annual Cash Flow Statements for Essent Group

This table details how cash moves in and out of Essent Group's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Net Change in Cash & Equivalents
-10 61 -0.25 -21 31 6.40 21 16 2.93 0.20
Net Cash From Operating Activities
862 763 589 709 728 590 625 369 275 227
Net Cash From Continuing Operating Activities
862 763 589 709 728 590 625 369 275 227
Net Income / (Loss) Continuing Operations
729 696 831 682 413 556 467 380 223 157
Consolidated Net Income / (Loss)
729 696 831 682 413 556 467 380 223 157
Depreciation Expense
5.78 4.53 3.02 3.38 3.33 3.77 3.40 3.92 4.06 3.22
Amortization Expense
20 15 18 34 23 16 14 12 10 10
Non-Cash Adjustments to Reconcile Net Income
66 31 75 74 56 74 65 -2.76 73 63
Changes in Operating Assets and Liabilities, net
40 16 -339 -83 232 -59 76 -24 -35 -7.23
Net Cash From Investing Activities
-707 -526 -399 -583 -1,154 -545 -547 -690 -365 -221
Net Cash From Continuing Investing Activities
-707 -526 -399 -583 -1,154 -545 -547 -690 -365 -221
Purchase of Property, Leasehold Improvements and Equipment
-6.77 -4.00 -3.98 -2.50 -2.45 -3.41 -4.05 -2.78 -3.16 -4.96
Purchase of Investment Securities
-1,533 -1,243 -1,453 -1,924 -1,592 -1,095 -999 -833 -657 -674
Sale and/or Maturity of Investments
833 721 1,058 1,344 440 553 456 146 295 458
Net Cash From Financing Activities
-165 -177 -190 -147 458 -38 -57 338 94 -5.65
Net Cash From Continuing Financing Activities
-165 -177 -190 -147 458 -38 -57 338 94 -5.65
Issuance of Debt
498 0.00 0.00 225 200 0.00 15 200 100 0.00
Repayment of Debt
-433 0.00 -0.15 -131 -106 -0.02 -41 -53 -2.44 0.00
Repurchase of Common Equity
-112 -71 -98 -164 -6.35 -9.01 -31 -7.58 -4.02 -5.17
Payment of Dividends
-118 -106 -92 -78 -69 -29 0.00 0.00 - -
Cash Interest Paid
17 29 14 6.95 8.26 9.86 9.45 4.69 0.32 0.00
Cash Income Taxes Paid
93 140 98 56 39 42 29 40 31 16

Quarterly Cash Flow Statements for Essent Group

This table details how cash moves in and out of Essent Group's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Change in Cash & Equivalents
22 -88 33 22 45 29 -0.53 -13 1.77 1.62
Net Cash From Operating Activities
227 229 189 217 215 195 168 185 172 173
Net Cash From Continuing Operating Activities
227 229 189 217 215 195 168 185 172 173
Net Income / (Loss) Continuing Operations
168 176 204 182 175 178 172 171 147 178
Consolidated Net Income / (Loss)
168 176 204 182 175 178 172 171 147 178
Depreciation Expense
1.43 1.49 1.47 1.39 1.34 1.74 0.74 0.70 0.79 0.74
Amortization Expense
5.28 5.28 5.13 4.54 4.46 3.74 3.50 3.20 3.69 4.20
Non-Cash Adjustments to Reconcile Net Income
7.11 16 21 21 20 23 -38 26 30 11
Changes in Operating Assets and Liabilities, net
45 30 -43 8.28 14 -12 29 -16 -9.31 -21
Net Cash From Investing Activities
-108 -344 -104 -151 -129 -135 -112 -149 -146 -147
Net Cash From Continuing Investing Activities
-108 -344 -104 -151 -129 -135 -112 -149 -146 -147
Purchase of Property, Leasehold Improvements and Equipment
-0.72 -0.50 -1.06 -4.48 -2.16 -1.05 -0.41 -0.39 -1.47 -0.86
Purchase of Investment Securities
-410 -1,046 -6.92 -69 -268 -106 -69 -800 -362 -284
Sale and/or Maturity of Investments
303 703 -96 -77 141 -28 -43 651 217 137
Net Cash From Financing Activities
-97 26 -52 -43 -41 -32 -56 -48 -25 -24
Net Cash From Continuing Financing Activities
-97 26 -52 -43 -41 -32 -56 -48 -25 -24
Repayment of Debt
-0.89 - - - - - - - - -
Repurchase of Common Equity
-66 -9.65 -22 -14 -15 -5.04 -30 -21 -0.14 -0.02
Payment of Dividends
-29 -29 -30 -30 -26 -26 -27 -27 -25 -24
Cash Income Taxes Paid
20 21 51 0.62 86 19 35 0.00 25 24

Annual Balance Sheets for Essent Group

This table presents Essent Group's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Total Assets
7,112 6,427 5,724 5,722 5,203 3,873 3,150 2,674 1,883 1,469
Cash and Due from Banks
131 142 81 81 103 71 65 44 28 25
Trading Account Securities
6,181 5,541 5,000 5,133 4,654 3,430 2,637 1,993 1,483 1,191
Loans and Leases, Net of Allowance
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accrued Investment Income
44 36 33 27 20 19 18 13 9.49 7.77
Premises and Equipment, Net
42 41 20 12 15 17 7.63 6.98 8.12 9.02
Mortgage Servicing Rights
490 471 418 361 303 262 202 252 181 119
Deferred Acquisition Cost
9.65 9.14 9.91 12 17 16 16 15 13 12
Intangible Assets
80 73 0.00 - - - - - - -
Other Assets
135 114 162 96 91 59 205 351 160 106
Total Liabilities & Shareholders' Equity
7,112 6,427 5,724 5,722 5,203 3,873 3,150 2,674 1,883 1,469
Total Liabilities
1,508 1,324 1,261 1,486 1,340 889 784 734 539 350
Short-Term Debt
0.00 422 421 420 322 224 224 249 100 0.00
Long-Term Debt
494 0.00 - - - - - - - -
Claims and Claim Expense
329 260 216 407 375 69 49 47 28 18
Unearned Premiums Liability
116 140 163 185 250 279 295 260 220 201
Other Long-Term Liabilities
569 502 461 473 393 316 216 179 191 131
Commitments & Contingencies
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests
5,604 5,103 4,462 4,236 3,863 2,985 2,366 1,940 1,344 1,119
Total Preferred & Common Equity
5,604 5,103 4,462 4,236 3,863 2,985 2,366 1,940 1,344 1,119
Total Common Equity
5,604 5,103 4,462 4,236 3,863 2,985 2,366 1,940 1,344 1,119
Common Stock
1,217 1,301 1,352 1,431 1,573 1,120 1,112 1,129 920 906
Retained Earnings
4,691 4,082 3,493 2,755 2,152 1,809 1,282 815 436 214
Accumulated Other Comprehensive Income / (Loss)
-304 -280 -383 51 138 56 -29 -3.25 -12 -0.10

Quarterly Balance Sheets for Essent Group

This table presents Essent Group's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2024 Q2 2024 Q1 2024 Q3 2023 Q2 2023 Q1 2023 Q3 2022
Period end date 9/30/2024 6/30/2024 3/31/2024 9/30/2023 6/30/2023 3/31/2023 9/30/2022
Total Assets
7,127 6,693 6,565 6,094 5,983 5,928 5,557
Cash and Due from Banks
109 197 164 97 68 69 79
Trading Account Securities
6,245 5,738 5,649 5,270 5,289 5,205 4,848
Loans and Leases, Net of Allowance
0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accrued Investment Income
40 36 36 37 36 37 30
Premises and Equipment, Net
41 43 44 41 31 19 20
Mortgage Servicing Rights
494 487 467 461 446 418 406
Deferred Acquisition Cost
9.49 9.20 8.98 9.38 9.46 9.51 10
Intangible Assets
70 70 72 64 - - -
Other Assets
116 112 124 115 103 170 164
Total Liabilities & Shareholders' Equity
7,127 6,693 6,565 6,094 5,983 5,928 5,557
Total Liabilities
1,486 1,313 1,339 1,286 1,250 1,279 1,263
Short-Term Debt
494 422 422 422 421 421 421
Claims and Claim Expense
288 261 267 241 217 216 212
Unearned Premiums Liability
121 127 133 148 154 158 169
Other Long-Term Liabilities
583 503 516 475 458 484 460
Commitments & Contingencies
0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests
5,641 5,380 5,226 4,808 4,733 4,649 4,294
Total Preferred & Common Equity
5,641 5,380 5,226 4,808 4,733 4,649 4,294
Total Common Equity
5,641 5,380 5,226 4,808 4,733 4,649 4,294
Common Stock
1,278 1,281 1,295 1,311 1,311 1,336 1,347
Retained Earnings
4,553 4,407 4,233 3,933 3,782 3,637 3,371
Accumulated Other Comprehensive Income / (Loss)
-190 -308 -302 -436 -360 -324 -424

Annual Metrics And Ratios for Essent Group

This table displays calculated financial ratios and metrics derived from Essent Group's official financial filings.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Growth Metrics
- - - - - - - - - -
Revenue Growth
11.85% 9.58% -3.43% 7.84% 10.32% 20.93% 24.13% 24.79% 29.59% 47.53%
EBITDA Growth
4.64% -16.56% 17.47% 66.29% -23.86% 20.28% 36.14% 26.99% 35.10% 66.37%
EBIT Growth
3.95% -16.72% 20.17% 67.79% -25.66% 20.59% 37.17% 27.79% 36.55% 68.03%
NOPAT Growth
4.74% -16.23% 21.94% 65.06% -25.67% 18.90% 23.07% 70.59% 41.49% 77.78%
Net Income Growth
4.74% -16.23% 21.94% 65.06% -25.67% 18.90% 23.07% 70.59% 41.49% 77.78%
EPS Growth
5.38% -15.80% 26.35% 57.47% -31.45% 18.66% 19.55% 65.56% 40.12% 66.99%
Operating Cash Flow Growth
12.91% 29.58% -16.98% -2.57% 23.41% -5.67% 69.66% 34.24% 21.19% 47.40%
Free Cash Flow Firm Growth
183.64% -90.88% 187.40% 137.39% -778.65% -195.49% 118.33% -258.60% -1,551.43% 95.75%
Invested Capital Growth
10.37% 13.13% 4.88% 11.27% 30.39% 23.93% 18.29% 51.62% 29.00% 17.11%
Revenue Q/Q Growth
1.47% 6.44% -3.03% 0.97% 1.97% 4.41% 4.61% 6.19% 6.64% 7.53%
EBITDA Q/Q Growth
-0.80% 3.86% -4.61% 9.42% -5.02% 3.53% 9.05% 4.78% 7.74% 9.25%
EBIT Q/Q Growth
-0.93% 3.78% -4.27% 9.43% -5.48% 3.54% 9.34% 4.74% 8.21% 9.39%
NOPAT Q/Q Growth
-1.01% 4.19% -3.89% 9.19% -5.35% 3.43% -6.80% 35.72% 8.91% 11.02%
Net Income Q/Q Growth
-1.01% 4.19% -3.89% 9.19% -5.35% 3.43% -6.80% 35.72% 8.91% 11.02%
EPS Q/Q Growth
-0.72% 4.17% -3.26% 9.69% -9.35% 3.28% -7.02% 33.89% 8.07% 10.26%
Operating Cash Flow Q/Q Growth
1.32% 5.99% -3.08% 1.67% 1.98% 4.59% 3.79% 12.82% 2.73% 7.21%
Free Cash Flow Firm Q/Q Growth
192.94% -64.12% -5.72% -31.08% 14.23% 38.09% 296.36% -16.39% -28.08% 95.58%
Invested Capital Q/Q Growth
-0.60% 5.64% 3.57% 3.68% 0.32% 4.22% 6.18% 12.02% 6.14% 4.00%
Profitability Metrics
- - - - - - - - - -
EBITDA Margin
73.00% 78.03% 102.47% 84.24% 54.63% 79.15% 79.57% 72.55% 71.30% 68.39%
EBIT Margin
70.84% 76.23% 100.30% 80.60% 51.80% 76.87% 77.09% 69.76% 68.12% 64.65%
Profit (Net Income) Margin
60.40% 64.50% 84.38% 66.83% 43.66% 64.80% 65.90% 66.47% 48.62% 44.53%
Tax Burden Percent
85.26% 84.62% 84.13% 82.91% 84.28% 84.32% 85.49% 95.28% 71.38% 68.88%
Interest Burden Percent
100.00% 100.00% 100.00% 100.00% 100.00% 99.97% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate
14.74% 15.38% 15.87% 17.09% 15.72% 15.68% 14.51% 4.72% 28.62% 31.12%
Return on Invested Capital (ROIC)
12.55% 13.38% 17.43% 15.42% 11.17% 19.17% 19.56% 20.91% 17.37% 15.16%
ROIC Less NNEP Spread (ROIC-NNEP)
12.55% 13.38% 17.43% 15.42% 11.17% 19.17% 19.56% 20.91% 17.37% 0.00%
Return on Net Nonoperating Assets (RNNOA)
1.07% 1.18% 1.68% 1.41% 0.89% 1.60% 2.15% 2.22% 0.71% 0.00%
Return on Equity (ROE)
13.63% 14.56% 19.12% 16.84% 12.06% 20.77% 21.71% 23.13% 18.08% 0.00%
Cash Return on Invested Capital (CROIC)
2.69% 1.06% 12.67% 4.76% -15.21% -2.21% 2.80% -20.12% -7.95% -0.59%
Operating Return on Assets (OROA)
12.64% 13.55% 17.27% 15.05% 10.80% 18.77% 18.77% 17.49% 18.61% 17.23%
Return on Assets (ROA)
10.78% 11.46% 14.53% 12.48% 9.10% 15.82% 16.05% 16.67% 13.28% 11.87%
Return on Common Equity (ROCE)
13.63% 14.56% 19.12% 16.84% 12.06% 20.77% 21.71% 23.13% 18.08% 0.00%
Return on Equity Simple (ROE_SIMPLE)
13.02% 13.65% 18.63% 16.09% 10.69% 18.62% 19.76% 19.57% 16.57% 14.06%
Net Operating Profit after Tax (NOPAT)
729 696 831 682 413 556 467 380 223 157
NOPAT Margin
60.40% 64.50% 84.38% 66.83% 43.66% 64.80% 65.90% 66.47% 48.62% 44.53%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Expenses to Revenue
29.16% 23.77% -0.30% 19.40% 48.20% 23.13% 22.91% 30.24% 31.88% 35.35%
Earnings before Interest and Taxes (EBIT)
855 823 988 822 490 659 547 399 312 228
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
882 842 1,010 859 517 679 564 415 326 242
Valuation Ratios
- - - - - - - - - -
Price to Book Value (P/BV)
1.03 1.08 0.90 1.13 1.17 1.57 1.29 2.01 2.05 1.65
Price to Tangible Book Value (P/TBV)
1.05 1.10 0.90 1.13 1.17 1.57 1.29 2.01 2.05 1.65
Price to Revenue (P/Rev)
4.79 5.12 4.08 4.67 4.79 5.48 4.32 6.83 6.01 5.24
Price to Earnings (P/E)
7.93 7.93 4.84 7.00 10.98 8.46 6.55 10.28 12.36 11.77
Dividend Yield
2.06% 1.93% 2.30% 1.62% 1.59% 0.63% 0.00% 0.00% 0.00% 0.00%
Earnings Yield
12.61% 12.61% 20.68% 14.30% 9.11% 11.83% 15.26% 9.73% 8.09% 8.49%
Enterprise Value to Invested Capital (EV/IC)
1.01 1.05 0.89 1.10 1.14 1.51 1.24 1.88 1.96 1.63
Enterprise Value to Revenue (EV/Rev)
5.09 5.38 4.43 5.01 5.02 5.66 4.54 7.19 6.17 5.17
Enterprise Value to EBITDA (EV/EBITDA)
6.97 6.89 4.32 5.94 9.20 7.15 5.71 9.91 8.65 7.56
Enterprise Value to EBIT (EV/EBIT)
7.18 7.05 4.41 6.21 9.70 7.36 5.89 10.31 9.06 8.00
Enterprise Value to NOPAT (EV/NOPAT)
8.42 8.33 5.24 7.49 11.51 8.73 6.89 10.82 12.69 11.62
Enterprise Value to Operating Cash Flow (EV/OCF)
7.13 7.61 7.40 7.20 6.53 8.23 5.15 11.15 10.29 8.07
Enterprise Value to Free Cash Flow (EV/FCFF)
39.32 105.34 7.22 24.30 0.00 0.00 48.08 0.00 0.00 0.00
Leverage & Solvency
- - - - - - - - - -
Debt to Equity
0.09 0.08 0.09 0.10 0.08 0.08 0.09 0.13 0.07 0.00
Long-Term Debt to Equity
0.09 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Financial Leverage
0.09 0.09 0.10 0.09 0.08 0.08 0.11 0.11 0.04 0.00
Leverage Ratio
1.26 1.27 1.32 1.35 1.33 1.31 1.35 1.39 1.36 1.28
Compound Leverage Factor
1.26 1.27 1.32 1.35 1.33 1.31 1.35 1.39 1.36 1.28
Debt to Total Capital
8.10% 7.64% 8.62% 9.02% 7.69% 6.99% 8.64% 11.36% 6.93% 0.00%
Short-Term Debt to Total Capital
0.00% 7.64% 8.62% 9.02% 7.69% 6.99% 8.64% 11.36% 6.93% 0.00%
Long-Term Debt to Total Capital
8.10% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
91.90% 92.36% 91.38% 90.98% 92.31% 93.01% 91.36% 88.64% 93.07% 100.00%
Debt to EBITDA
0.56 0.50 0.42 0.49 0.62 0.33 0.40 0.60 0.31 0.00
Net Debt to EBITDA
0.41 0.33 0.34 0.39 0.42 0.23 0.28 0.49 0.22 0.00
Long-Term Debt to EBITDA
0.56 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt to NOPAT
0.68 0.61 0.51 0.62 0.78 0.40 0.48 0.65 0.45 0.00
Net Debt to NOPAT
0.50 0.40 0.41 0.50 0.53 0.28 0.34 0.54 0.33 0.00
Long-Term Debt to NOPAT
0.68 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios
- - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - -
Free Cash Flow to Firm (FCFF)
156 55 604 210 -562 -64 67 -366 -102 -6.17
Operating Cash Flow to CapEx
12,733.25% 19,065.49% 14,790.68% 28,392.95% 29,760.06% 17,302.67% 15,424.79% 13,243.73% 8,683.08% 4,567.72%
Free Cash Flow to Firm to Interest Expense
4.42 1.83 38.71 25.38 -61.96 -6.30 6.58 -70.59 -239.26 0.00
Operating Cash Flow to Interest Expense
24.39 25.32 37.73 85.64 80.22 58.11 61.43 71.18 644.50 0.00
Operating Cash Flow Less CapEx to Interest Expense
24.20 25.19 37.47 85.34 79.95 57.77 61.03 70.64 637.08 0.00
Efficiency Ratios
- - - - - - - - - -
Asset Turnover
0.18 0.18 0.17 0.19 0.21 0.24 0.24 0.25 0.27 0.27
Fixed Asset Turnover
29.04 35.47 62.57 75.53 58.39 68.78 97.09 75.68 53.42 47.54
Capital & Investment Metrics
- - - - - - - - - -
Invested Capital
6,098 5,524 4,883 4,656 4,184 3,209 2,589 2,189 1,444 1,119
Invested Capital Turnover
0.21 0.21 0.21 0.23 0.26 0.30 0.30 0.31 0.36 0.34
Increase / (Decrease) in Invested Capital
573 641 227 472 975 620 400 745 325 164
Enterprise Value (EV)
6,145 5,803 4,360 5,107 4,754 4,852 3,222 4,108 2,825 1,827
Market Capitalization
5,782 5,523 4,020 4,769 4,535 4,699 3,063 3,903 2,752 1,852
Book Value per Share
$52.76 $47.79 $41.43 $38.36 $34.36 $30.34 $24.11 $19.71 $14.43 $12.08
Tangible Book Value per Share
$52.01 $47.11 $41.43 $38.36 $34.36 $30.34 $24.11 $19.71 $14.43 $12.08
Total Capital
6,098 5,524 4,883 4,656 4,184 3,209 2,589 2,189 1,444 1,119
Total Debt
494 422 421 420 322 224 224 249 100 0.00
Total Long-Term Debt
494 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Debt
362 280 340 338 219 153 159 205 72 -25
Capital Expenditures (CapEx)
6.77 4.00 3.98 2.50 2.45 3.41 4.05 2.78 3.16 4.96
Net Nonoperating Expense (NNE)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)
494 422 421 420 322 224 224 249 100 0.00
Total Depreciation and Amortization (D&A)
26 19 21 37 27 20 18 16 15 13
Earnings Adjustments
- - - - - - - - - -
Adjusted Basic Earnings per Share
$6.92 $6.56 $7.75 $6.13 $3.89 $5.68 $4.80 $4.07 $2.45 $1.74
Adjusted Weighted Average Basic Shares Outstanding
105.39M 106.22M 107.21M 111.16M 106.10M 97.76M 97.40M 93.33M 90.91M 90.35M
Adjusted Diluted Earnings per Share
$6.85 $6.50 $7.72 $6.11 $3.88 $5.66 $4.77 $3.99 $2.41 $1.72
Adjusted Weighted Average Diluted Shares Outstanding
106.55M 107.13M 107.65M 111.56M 106.38M 98.23M 97.97M 95.21M 92.25M 91.74M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
103.84M 106.87M 108.10M 108.78M 112.84M 98.45M 98.29M 98.09M 93.39M 93.06M
Normalized Net Operating Profit after Tax (NOPAT)
729 696 831 682 413 556 467 380 223 157
Normalized NOPAT Margin
60.40% 64.50% 84.38% 66.83% 43.66% 64.80% 65.90% 66.47% 48.62% 44.53%
Pre Tax Income Margin
70.84% 76.23% 100.30% 80.60% 51.80% 76.85% 77.09% 69.76% 68.12% 64.65%
Debt Service Ratios
- - - - - - - - - -
EBIT to Interest Expense
24.22 27.31 63.31 99.29 54.01 64.95 53.71 76.97 732.12 0.00
NOPAT to Interest Expense
20.65 23.11 53.26 82.32 45.52 54.74 45.91 73.34 522.55 0.00
EBIT Less CapEx to Interest Expense
24.03 27.18 63.06 98.99 53.74 64.61 53.31 76.44 724.69 0.00
NOPAT Less CapEx to Interest Expense
20.46 22.97 53.01 82.02 45.25 54.41 45.52 72.80 515.13 0.00
Payout Ratios
- - - - - - - - - -
Dividend Payout Ratio
16.18% 15.25% 11.08% 11.40% 16.80% 5.28% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio
31.48% 25.40% 22.86% 35.43% 18.34% 6.90% 6.72% 2.00% 1.81% 3.28%

Quarterly Metrics And Ratios for Essent Group

This table displays calculated financial ratios and metrics derived from Essent Group's official financial filings.

Metric Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Growth Metrics
- - - - - - - - - -
Revenue Growth
6.07% 5.85% 20.72% 16.52% 29.17% 12.02% 4.64% -4.98% -12.10% -8.58%
EBITDA Growth
-3.40% -0.27% 15.12% 7.06% 17.62% -0.44% -23.70% -38.99% -21.56% -16.03%
EBIT Growth
-3.95% -0.89% 14.30% 6.18% 17.32% -0.70% -24.12% -38.71% -20.29% -14.50%
NOPAT Growth
-4.26% -1.00% 18.22% 6.38% 19.00% -0.05% -25.69% -37.69% -18.58% -13.30%
Net Income Growth
-4.26% -1.00% 18.22% 6.38% 19.00% -0.05% -25.69% -37.69% -18.58% -13.30%
EPS Growth
-3.05% -0.60% 18.63% 6.92% 18.84% 0.00% -25.46% -36.90% -15.85% -9.78%
Operating Cash Flow Growth
5.22% 17.51% 12.51% 17.40% 25.00% 13.03% 165.08% 2.30% -9.80% -3.26%
Free Cash Flow Firm Growth
13.02% -116.33% -52.97% -50.15% -483.36% -629.86% -443.23% -123.78% 72.52% 59.52%
Invested Capital Growth
10.37% 17.31% 12.56% 11.41% 13.13% 10.92% 9.85% 9.38% 4.88% 4.99%
Revenue Q/Q Growth
0.58% 0.01% 5.03% 0.40% 0.37% 14.05% 1.37% 11.30% -12.95% 6.54%
EBITDA Q/Q Growth
-5.92% -12.81% 11.90% 5.23% -2.87% 0.64% 4.07% 15.61% -17.78% -22.87%
EBIT Q/Q Growth
-6.08% -13.23% 11.92% 5.31% -3.09% 0.07% 3.98% 16.36% -17.98% -23.53%
NOPAT Q/Q Growth
-4.70% -13.47% 12.05% 3.62% -1.46% 3.32% 0.82% 15.92% -17.23% -23.18%
Net Income Q/Q Growth
-4.70% -13.47% 12.05% 3.62% -1.46% 3.32% 0.82% 15.92% -17.23% -23.18%
EPS Q/Q Growth
-3.64% -13.61% 12.35% 3.66% -1.20% 3.11% 1.26% 15.22% -16.87% -23.15%
Operating Cash Flow Q/Q Growth
-1.09% 21.47% -13.02% 0.69% 10.46% 16.30% -9.24% 7.21% -0.11% 172.74%
Free Cash Flow Firm Q/Q Growth
44.40% -64.19% -11.94% 14.89% -38.30% -16.10% -9.87% -230.66% -73.03% 13.59%
Invested Capital Q/Q Growth
-0.60% 5.73% 2.72% 2.24% 5.64% 1.45% 1.67% 3.83% 3.57% 0.48%
Profitability Metrics
- - - - - - - - - -
EBITDA Margin
65.71% 70.25% 80.57% 75.62% 72.15% 74.56% 84.49% 82.31% 79.24% 83.89%
EBIT Margin
63.53% 68.03% 78.41% 73.58% 70.15% 72.66% 82.81% 80.74% 77.23% 81.97%
Profit (Net Income) Margin
54.71% 57.74% 66.74% 62.55% 60.61% 61.74% 68.15% 68.52% 65.79% 69.20%
Tax Burden Percent
86.12% 84.87% 85.11% 85.02% 86.40% 84.97% 82.29% 84.86% 85.18% 84.42%
Interest Burden Percent
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate
13.88% 15.13% 14.89% 14.98% 13.60% 15.03% 17.71% 15.14% 14.82% 15.58%
Return on Invested Capital (ROIC)
11.37% 12.09% 14.29% 13.08% 12.58% 12.59% 13.61% 13.73% 13.59% 15.27%
ROIC Less NNEP Spread (ROIC-NNEP)
11.37% 12.09% 14.29% 13.08% 12.58% 12.59% 13.61% 13.73% 13.59% 15.27%
Return on Net Nonoperating Assets (RNNOA)
0.97% 1.06% 1.19% 1.12% 1.11% 1.17% 1.27% 1.30% 1.31% 1.34%
Return on Equity (ROE)
12.34% 13.15% 15.48% 14.20% 13.68% 13.76% 14.88% 15.03% 14.90% 16.62%
Cash Return on Invested Capital (CROIC)
2.69% -2.96% 1.66% 2.41% 1.06% 3.09% 4.19% 6.04% 12.67% 13.92%
Operating Return on Assets (OROA)
11.33% 12.25% 14.51% 13.20% 12.47% 12.65% 14.16% 13.63% 13.30% 14.94%
Return on Assets (ROA)
9.76% 10.39% 12.35% 11.22% 10.77% 10.75% 11.65% 11.57% 11.33% 12.61%
Return on Common Equity (ROCE)
12.34% 13.15% 15.48% 14.20% 13.68% 13.76% 14.88% 15.03% 14.90% 16.62%
Return on Equity Simple (ROE_SIMPLE)
0.00% 13.06% 13.73% 13.53% 0.00% 13.90% 14.12% 15.66% 0.00% 20.14%
Net Operating Profit after Tax (NOPAT)
168 176 204 182 175 178 172 171 147 178
NOPAT Margin
54.71% 57.74% 66.74% 62.55% 60.61% 61.74% 68.15% 68.52% 65.79% 69.20%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue
0.00% 3.15% 3.35% 3.27% 0.00% 4.57% 0.00% 0.00% 0.00% 0.00%
Operating Expenses to Revenue
36.47% 31.97% 21.59% 26.42% 29.85% 27.34% 17.19% 19.26% 22.77% 18.03%
Earnings before Interest and Taxes (EBIT)
195 208 239 214 203 209 209 201 173 211
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
202 214 246 220 209 215 214 205 177 216
Valuation Ratios
- - - - - - - - - -
Price to Book Value (P/BV)
1.03 1.21 1.11 1.21 1.08 1.03 1.04 0.91 0.90 0.84
Price to Tangible Book Value (P/TBV)
1.05 1.23 1.13 1.23 1.10 1.05 1.04 0.91 0.90 0.84
Price to Revenue (P/Rev)
4.79 5.74 5.11 5.64 5.12 4.89 5.00 4.34 4.08 3.56
Price to Earnings (P/E)
7.93 9.27 8.11 8.94 7.93 7.42 7.36 5.80 4.84 4.18
Dividend Yield
2.06% 1.70% 1.89% 1.74% 1.93% 2.11% 2.07% 2.33% 2.30% 2.44%
Earnings Yield
12.61% 10.79% 12.32% 11.19% 12.61% 13.47% 13.59% 17.25% 20.68% 23.91%
Enterprise Value to Invested Capital (EV/IC)
1.01 1.18 1.07 1.16 1.05 1.01 1.02 0.90 0.89 0.84
Enterprise Value to Revenue (EV/Rev)
5.09 6.06 5.30 5.87 5.38 5.21 5.36 4.70 4.43 3.90
Enterprise Value to EBITDA (EV/EBITDA)
6.97 8.12 6.99 7.68 6.89 6.52 6.49 5.20 4.32 3.74
Enterprise Value to EBIT (EV/EBIT)
7.18 8.36 7.19 7.88 7.05 6.67 6.64 5.31 4.41 3.84
Enterprise Value to NOPAT (EV/NOPAT)
8.42 9.79 8.42 9.30 8.33 7.91 7.89 6.28 5.24 4.58
Enterprise Value to Operating Cash Flow (EV/OCF)
7.13 8.49 7.62 8.27 7.61 7.34 7.56 7.71 7.40 6.52
Enterprise Value to Free Cash Flow (EV/FCFF)
39.32 0.00 68.22 51.00 105.34 34.43 25.59 15.60 7.22 6.18
Leverage & Solvency
- - - - - - - - - -
Debt to Equity
0.09 0.09 0.08 0.08 0.08 0.09 0.09 0.09 0.09 0.10
Long-Term Debt to Equity
0.09 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Financial Leverage
0.09 0.09 0.08 0.09 0.09 0.09 0.09 0.09 0.10 0.09
Leverage Ratio
1.26 1.27 1.25 1.27 1.27 1.28 1.28 1.30 1.32 1.32
Compound Leverage Factor
1.26 1.27 1.25 1.27 1.27 1.28 1.28 1.30 1.32 1.32
Debt to Total Capital
8.10% 8.05% 7.28% 7.47% 7.64% 8.06% 8.17% 8.31% 8.62% 8.92%
Short-Term Debt to Total Capital
0.00% 8.05% 7.28% 7.47% 7.64% 8.06% 8.17% 8.31% 8.62% 8.92%
Long-Term Debt to Total Capital
8.10% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
91.90% 91.95% 92.72% 92.53% 92.36% 91.94% 91.83% 91.69% 91.38% 91.08%
Debt to EBITDA
0.56 0.56 0.48 0.49 0.50 0.52 0.52 0.48 0.42 0.40
Net Debt to EBITDA
0.41 0.43 0.25 0.30 0.33 0.40 0.44 0.40 0.34 0.32
Long-Term Debt to EBITDA
0.56 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt to NOPAT
0.68 0.67 0.57 0.60 0.61 0.63 0.63 0.58 0.51 0.49
Net Debt to NOPAT
0.50 0.52 0.30 0.36 0.40 0.49 0.53 0.48 0.41 0.39
Long-Term Debt to NOPAT
0.68 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios
- - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - -
Free Cash Flow to Firm (FCFF)
-405 -729 -444 -397 -466 -337 -290 -264 -80 -46
Operating Cash Flow to CapEx
31,443.13% 45,566.80% 17,834.69% 4,837.98% 9,979.30% 18,647.04% 41,206.63% 47,381.79% 11,725.24% 20,018.33%
Free Cash Flow to Firm to Interest Expense
-49.72 -63.61 -56.55 -50.44 -58.59 -42.89 -39.25 -38.08 -13.21 -10.37
Operating Cash Flow to Interest Expense
27.81 20.01 24.04 27.59 27.09 24.83 22.68 26.64 28.51 38.78
Operating Cash Flow Less CapEx to Interest Expense
27.72 19.96 23.91 27.02 26.82 24.70 22.63 26.59 28.27 38.58
Efficiency Ratios
- - - - - - - - - -
Asset Turnover
0.18 0.18 0.19 0.18 0.18 0.17 0.17 0.17 0.17 0.18
Fixed Asset Turnover
29.04 29.05 31.61 36.00 35.47 33.54 37.90 50.08 62.57 62.99
Capital & Investment Metrics
- - - - - - - - - -
Invested Capital
6,098 6,135 5,802 5,648 5,524 5,230 5,155 5,070 4,883 4,715
Invested Capital Turnover
0.21 0.21 0.21 0.21 0.21 0.20 0.20 0.20 0.21 0.22
Increase / (Decrease) in Invested Capital
573 905 647 578 641 515 462 435 227 224
Enterprise Value (EV)
6,145 7,215 6,219 6,580 5,803 5,286 5,273 4,572 4,360 3,959
Market Capitalization
5,782 6,831 5,994 6,322 5,523 4,961 4,919 4,219 4,020 3,617
Book Value per Share
$52.76 $53.09 $50.43 $49.44 $47.79 $44.94 $44.13 $43.01 $41.43 $39.87
Tangible Book Value per Share
$52.01 $52.43 $49.77 $48.76 $47.11 $44.34 $44.13 $43.01 $41.43 $39.87
Total Capital
6,098 6,135 5,802 5,648 5,524 5,230 5,155 5,070 4,883 4,715
Total Debt
494 494 422 422 422 422 421 421 421 421
Total Long-Term Debt
494 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Debt
362 384 225 258 280 325 353 352 340 341
Capital Expenditures (CapEx)
0.72 0.50 1.06 4.48 2.16 1.05 0.41 0.39 1.47 0.86
Net Nonoperating Expense (NNE)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)
494 494 422 422 422 422 421 421 421 421
Total Depreciation and Amortization (D&A)
6.71 6.77 6.60 5.93 5.80 5.48 4.25 3.90 4.49 4.94
Earnings Adjustments
- - - - - - - - - -
Adjusted Basic Earnings per Share
$1.60 $1.67 $1.93 $1.72 $1.66 $1.68 $1.62 $1.60 $1.38 $1.67
Adjusted Weighted Average Basic Shares Outstanding
105.39M 105.27M 105.66M 105.70M 106.22M 105.98M 106.25M 106.94M 107.21M 106.87M
Adjusted Diluted Earnings per Share
$1.59 $1.65 $1.91 $1.70 $1.64 $1.66 $1.61 $1.59 $1.38 $1.66
Adjusted Weighted Average Diluted Shares Outstanding
106.55M 106.55M 106.78M 106.77M 107.13M 107.03M 107.09M 107.59M 107.65M 107.34M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
103.84M 106.21M 106.25M 106.67M 106.87M 106.76M 106.99M 107.26M 108.10M 107.71M
Normalized Net Operating Profit after Tax (NOPAT)
168 176 204 182 175 178 172 171 147 178
Normalized NOPAT Margin
54.71% 57.74% 66.74% 62.55% 60.61% 61.74% 68.15% 68.52% 65.79% 69.20%
Pre Tax Income Margin
63.53% 68.03% 78.41% 73.58% 70.15% 72.66% 82.81% 80.74% 77.23% 81.97%
Debt Service Ratios
- - - - - - - - - -
EBIT to Interest Expense
23.92 18.12 30.48 27.19 25.52 26.67 28.31 29.02 28.62 47.40
NOPAT to Interest Expense
20.60 15.38 25.94 23.11 22.05 22.66 23.29 24.63 24.38 40.01
EBIT Less CapEx to Interest Expense
23.83 18.07 30.34 26.62 25.25 26.53 28.25 28.97 28.37 47.20
NOPAT Less CapEx to Interest Expense
20.51 15.33 25.81 22.54 21.78 22.53 23.24 24.57 24.14 39.82
Payout Ratios
- - - - - - - - - -
Dividend Payout Ratio
16.18% 15.62% 15.18% 15.42% 15.25% 15.62% 15.17% 13.37% 11.08% 10.21%
Augmented Payout Ratio
31.48% 23.76% 22.68% 24.32% 25.40% 24.00% 22.80% 19.38% 22.86% 29.50%

Frequently Asked Questions About Essent Group's Financials

When does Essent Group's fiscal year end?

According to the most recent income statement we have on file, Essent Group's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Essent Group's net income changed over the last 9 years?

Essent Group's net income appears to be on an upward trend, with a most recent value of $729.40 million in 2024, rising from $157.33 million in 2015. The previous period was $696.39 million in 2023. See Essent Group's forecast for analyst expectations on what’s next for the company.

How has Essent Group revenue changed over the last 9 years?

Over the last 9 years, Essent Group's total revenue changed from $353.29 million in 2015 to $1.21 billion in 2024, a change of 241.8%.

How much debt does Essent Group have?

Essent Group's total liabilities were at $1.51 billion at the end of 2024, a 13.9% increase from 2023, and a 331.0% increase since 2015.

How much cash does Essent Group have?

In the past 9 years, Essent Group's cash and equivalents has ranged from $24.61 million in 2015 to $141.79 million in 2023, and is currently $131.48 million as of their latest financial filing in 2024.

How has Essent Group's book value per share changed over the last 9 years?

Over the last 9 years, Essent Group's book value per share changed from 12.08 in 2015 to 52.76 in 2024, a change of 336.7%.



This page (NYSE:ESNT) was last updated on 5/29/2025 by MarketBeat.com Staff
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