First BanCorp. (FBP) Competitors

First BanCorp. (NYSE:FBP) and Ameris Bancorp (NASDAQ:ABCB) are both mid-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, earnings, profitability, media sentiment, dividends, analyst recommendations, risk and institutional ownership.

Does the media refer more to FBP or ABCB?

In the previous week, Ameris Bancorp had 3 more articles in the media than First BanCorp.. MarketBeat recorded 4 mentions for Ameris Bancorp and 1 mentions for First BanCorp.. First BanCorp.'s average media sentiment score of 0.86 beat Ameris Bancorp's score of 0.47 indicating that First BanCorp. is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First BanCorp.	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Ameris Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has stronger valuation and earnings, FBP or ABCB?

Ameris Bancorp has lower revenue, but higher earnings than First BanCorp.. First BanCorp. is trading at a lower price-to-earnings ratio than Ameris Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First BanCorp.	$1.23B	2.89	$298.72M	$1.84	11.92
Ameris Bancorp	$1.12B	4.15	$358.68M	$5.40	12.54

Do insiders and institutionals have more ownership in FBP or ABCB?

97.9% of First BanCorp. shares are held by institutional investors. Comparatively, 91.6% of Ameris Bancorp shares are held by institutional investors. 2.3% of First BanCorp. shares are held by company insiders. Comparatively, 5.4% of Ameris Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Do analysts recommend FBP or ABCB?

First BanCorp. presently has a consensus price target of $22.80, suggesting a potential upside of 3.97%. Ameris Bancorp has a consensus price target of $71.43, suggesting a potential upside of 5.45%. Given Ameris Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Ameris Bancorp is more favorable than First BanCorp..

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First BanCorp.	0 Sell rating(s)	1 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.80
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86

Is FBP or ABCB more profitable?

First BanCorp. has a net margin of 24.46% compared to Ameris Bancorp's net margin of 21.46%. First BanCorp.'s return on equity of 18.22% beat Ameris Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First BanCorp.	24.46%	18.22%	1.59%
Ameris Bancorp	21.46%	9.57%	1.32%

Which has more risk & volatility, FBP or ABCB?

First BanCorp. has a beta of 0.93, meaning that its share price is 7% less volatile than the S&P 500. Comparatively, Ameris Bancorp has a beta of 0.93, meaning that its share price is 7% less volatile than the S&P 500.

Is FBP or ABCB a better dividend stock?

First BanCorp. pays an annual dividend of $0.72 per share and has a dividend yield of 3.3%. Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.2%. First BanCorp. pays out 39.1% of its earnings in the form of a dividend. Ameris Bancorp pays out 14.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First BanCorp. has increased its dividend for 6 consecutive years. First BanCorp. is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Ameris Bancorp beats First BanCorp. on 10 of the 18 factors compared between the two stocks.