First BanCorp. (FBP) Stock Price, News & Analysis

Company Overview

First BanCorp. is a financial holding company and the parent of FirstBank Puerto Rico, which provides retail and commercial banking services. Its offerings include deposit accounts, consumer and business loans, mortgages, credit cards, and digital banking services.

Founded in 1948, FirstBank serves customers in Puerto Rico and the U.S. Virgin Islands, with banking operations also in the British Virgin Islands. The company serves individuals, businesses, and public-sector clients through branch, online, and other banking channels.

Key Stats

• Today's Range: $25.96 to $26.29
• 50-Day Range: $25.93 to $28.54
• 52-Week Range: $19.28 to $29.88
• Volume: 789,182 shs
• Average Volume: 1.65 million shs
• Market Capitalization: $3.91 billion
• P/E Ratio: 11.04
• Dividend Yield: 3.06%
• Price Target: $30.00
• Consensus Rating: Moderate Buy

First BanCorp. Stock Analysis - MarketRank™

First BanCorp. scored higher than 90% of companies evaluated by MarketBeat, and ranked 180th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.6 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

First BanCorp. has received a consensus rating of Moderate Buy. The company's average rating score is 2.89, and is based on 2 strong buy ratings, 4 buy ratings, 3 hold ratings, and no sell ratings.

Upside Potential

First BanCorp. has a consensus price target of $30.00, representing about 14.6% upside from its current price of $26.18.

Amount of Analyst Coverage

First BanCorp. has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 4.55%

Earnings Growth

Earnings for First BanCorp. are expected to grow by 4.55% in the coming year, from $2.42 to $2.53 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of First BanCorp. is 11.04, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.40.

Price to Earnings Ratio vs. Sector

The P/E ratio of First BanCorp. is 11.04, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.54.

Price to Earnings Growth Ratio

First BanCorp. has a PEG Ratio of 1.16. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

First BanCorp. has a P/B Ratio of 2.08. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.54% of the float of First BanCorp. has been sold short.

Short Interest Ratio / Days to Cover

First BanCorp. has a short interest ratio ("days to cover") of 3.51, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First BanCorp. has recently decreased by 11.93%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

First BanCorp. pays a meaningful dividend of 3.07%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

First BanCorp. has been increasing its dividend for 6 years.

Dividend Coverage

The dividend payout ratio of First BanCorp. is 33.76%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, First BanCorp. will have a dividend payout ratio of 31.62% next year. This indicates that First BanCorp. will be able to sustain or increase its dividend.

News and Social Media

• Score: 1.2 / 5
• News Sentiment: -0.13

News Sentiment

First BanCorp. has a news sentiment score of -0.13. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.67 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for First BanCorp. this week, compared to 2 articles on an average week.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, First BanCorp. insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,328,248.00 in company stock.

Percentage Held by Insiders

1.90% of the stock of First BanCorp. is held by insiders.

Percentage Held by Institutions

97.91% of the stock of First BanCorp. is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 9/11 Dividend: 8/27/2026
• Ex-Dividend for 9/11 Dividend: 8/27/2026
• Dividend Payable: 9/11/2026
• Last Earnings: 10/22/2026
• Today: 11/15/2026
• Record date for 12/11 Dividend: 11/27/2026
• Ex-Dividend for 12/11 Dividend: 11/27/2026
• Dividend Payable: 12/11/2026
• Fiscal Year End: 12/31/2026
• Next Earnings (Estimated): 1/26/2027

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:FBP
• CIK: 1057706
• Web: www.1firstbank.com
• Phone: (787) 729-8200
• Fax: 787-724-5040
• Employees: 3,218
• Year Founded: 1948

Price Target and Rating

• Average Price Target for First BanCorp.: $30.00
• High Price Target: $33.00
• Low Price Target: $26.00
• Potential Upside/Downside: +14.6%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.89
• Research Coverage: 9 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.37
• Trailing P/E Ratio: 11.04
• Forward P/E Ratio: 10.35
• P/E Growth: 1.16
• Net Income: $344.87 million
• Net Margins: 28.67%
• Pretax Margin: 35.60%
• Return on Equity: 18.87%
• Return on Assets: 1.92%

Debt

• Debt-to-Equity Ratio: 0.11
• Current Ratio: 0.80
• Quick Ratio: 0.80

Sales & Book Value

• Annual Sales: $1.26 billion
• Price / Sales: 3.12
• Cash Flow: $2.18 per share
• Price / Cash Flow: 12.02
• Book Value: $12.56 per share
• Price / Book: 2.08

Miscellaneous

• Outstanding Shares: 149,370,000
• Free Float: 146,535,000
• Market Cap: $3.91 billion
• Optionable: Optionable
• Beta: 0.85