NASDAQ:LOB Live Oak Bancshares (LOB) Stock Price, News & Analysis $39.71 -0.30 (-0.75%) (As of 10/31/2024 ET) Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsTrends About Live Oak Bancshares Stock (NASDAQ:LOB) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Live Oak Bancshares alerts:Sign Up Key Stats Today's Range$39.57▼$40.2450-Day Range$39.60▼$50.2052-Week Range$28.07▼$50.57Volume223,737 shsAverage Volume178,740 shsMarket Capitalization$1.79 billionP/E Ratio18.13Dividend Yield0.30%Price Target$45.50Consensus RatingModerate Buy Company OverviewLive Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. It operates through two segments, Banking and Fintech. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company provides settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.Read More… 24/7 Automated Profits in Crypto (Ad)What if you could make consistent daily profits in crypto with minimal effort? Beyond trading lies a vast world of passive crypto income, where you set up a dependable income stream that works for you, whether you're at your computer or living your life.>> Secure Your Spot On The Groundbreaking Workshop Here Live Oak Bancshares Stock Analysis - MarketRank™See Top Rated MarketRank™ Stocks75th Percentile Overall ScoreLOB MarketRank™: Live Oak Bancshares scored higher than 75% of companies evaluated by MarketBeat, and ranked 357th out of 940 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.3 / 5Analyst RatingModerate Buy Consensus RatingLive Oak Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.Amount of Analyst CoverageLive Oak Bancshares has only been the subject of 2 research reports in the past 90 days.Read more about Live Oak Bancshares' stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth19.05% Earnings GrowthEarnings for Live Oak Bancshares are expected to grow by 19.05% in the coming year, from $2.31 to $2.75 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Live Oak Bancshares is 18.28, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 135.44.Price to Earnings Ratio vs. SectorThe P/E ratio of Live Oak Bancshares is 18.28, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 50.32.Price to Book Value per Share RatioLive Oak Bancshares has a P/B Ratio of 1.98. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Live Oak Bancshares' valuation and earnings. Short InterestN/AShort Interest LevelN/A Short InterestThere is no current short interest data available for LOB. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldLive Oak Bancshares has a dividend yield of 0.29%, which is in the bottom 25% of all stocks that pay dividends.Dividend GrowthLive Oak Bancshares does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Live Oak Bancshares is 6.03%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Live Oak Bancshares will have a dividend payout ratio of 4.36% next year. This indicates that Live Oak Bancshares will be able to sustain or increase its dividend.Read more about Live Oak Bancshares' dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Short InterestThere is no current short interest data available for LOB. News and Social Media1.6 / 5News Sentiment-0.14 News SentimentLive Oak Bancshares has a news sentiment score of -0.14. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.60 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 11 news articles for Live Oak Bancshares this week, compared to 4 articles on an average week.Search Interest1 people have searched for LOB on MarketBeat in the last 30 days. MarketBeat FollowsOnly 1 people have added Live Oak Bancshares to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership4.2 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Live Oak Bancshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $860,000.00 in company stock.Percentage Held by Insiders23.90% of the stock of Live Oak Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions63.95% of the stock of Live Oak Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Live Oak Bancshares' insider trading history. Receive LOB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Live Oak Bancshares and its competitors with MarketBeat's FREE daily newsletter. Email Address LOB Stock News HeadlinesLive Oak Bancshares (LOB) Rose in Q3 Along with Broader SectorOctober 31 at 4:16 PM | msn.comTruist Financial Lowers Live Oak Bancshares (NASDAQ:LOB) Price Target to $46.00October 30 at 3:53 AM | americanbankingnews.comBanking failure dead aheadIf you missed it, my emergency election broadcast is now available - but will be removed soonOctober 31, 2024 | Porter & Company (Ad)Live Oak Bancshares (NASDAQ:LOB) PT Lowered to $44.00October 29 at 3:16 AM | americanbankingnews.comLive Oak Bancshares: Loan Originations Spike, But Credit Risk WorriesOctober 28 at 3:17 PM | seekingalpha.comLive Oak Bancshares price target lowered to $46 from $57 at TruistOctober 28 at 3:17 PM | markets.businessinsider.comGridley High School vs. Live Oak High School Football Live Stream, TV Info - Friday, October 25October 26, 2024 | msn.comLive Oak Bancshares Third Quarter 2024 Earnings: Revenues Beat Expectations, EPS LagsOctober 25, 2024 | finance.yahoo.comSee More Headlines LOB Stock Analysis - Frequently Asked Questions How have LOB shares performed this year? Live Oak Bancshares' stock was trading at $45.50 at the beginning of 2024. Since then, LOB stock has decreased by 12.0% and is now trading at $40.03. View the best growth stocks for 2024 here. How were Live Oak Bancshares' earnings last quarter? Live Oak Bancshares, Inc. (NASDAQ:LOB) issued its quarterly earnings data on Wednesday, October, 23rd. The bank reported $0.28 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.53 by $0.25. The bank had revenue of $241.87 million for the quarter, compared to the consensus estimate of $126.63 million. Live Oak Bancshares had a net margin of 11.22% and a trailing twelve-month return on equity of 10.93%. When did Live Oak Bancshares IPO? Live Oak Bancshares (LOB) raised $68 million in an initial public offering on Thursday, July 23rd 2015. The company issued 4,000,000 shares at $16.00-$18.00 per share. Sandler O�Neill & Partners, L.P acted as the underwriter for the IPO and Keefe Bruyette & Woods (A Stifle Company) and SunTrust Robinson Humphrey were co-managers. Who are Live Oak Bancshares' major shareholders? Live Oak Bancshares' top institutional shareholders include abrdn plc (0.68%), Rice Hall James & Associates LLC (0.29%), Raymond James & Associates (0.21%) and Blue Trust Inc. (0.16%). Insiders that own company stock include William Henderson Cameron, Steve Smits, Miltom Emmett Petty, Diane Beth Glossman, Micah S Davis, John W Sutherland, David G Lucht, Renato Derraik, Tonya Williams Bradford, William L Williams III, William C Losch III, Gregory W Seward, Susan N Janson and Neil Lawrence Underwood. View institutional ownership trends. How do I buy shares of Live Oak Bancshares? Shares of LOB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. What other stocks do shareholders of Live Oak Bancshares own? Based on aggregate information from My MarketBeat watchlists, some other companies that Live Oak Bancshares investors own include NVIDIA (NVDA), Meta Platforms (META), Tesla (TSLA), CrowdStrike (CRWD), Advanced Micro Devices (AMD), Netflix (NFLX) and UnitedHealth Group (UNH). Company Calendar Ex-Dividend for 9/17 Dividend9/03/2024Dividend Payable9/17/2024Last Earnings10/23/2024Today10/31/2024Fiscal Year End12/31/2024Next Earnings (Estimated)1/22/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryBanking Current SymbolNASDAQ:LOB CUSIPN/A CIK1462120 Webwww.liveoakbank.com Phone(866) 518-0286Fax910-790-5868Employees987Year FoundedN/APrice Target and Rating Average Stock Price Target$45.50 High Stock Price Target$47.00 Low Stock Price Target$44.00 Potential Upside/Downside+14.4%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)$1.99 Trailing P/E Ratio18.17 Forward P/E Ratio17.23 P/E GrowthN/ANet Income$73.90 million Net Margins11.22% Pretax Margin13.36% Return on Equity10.93% Return on Assets0.87% Debt Debt-to-Equity RatioN/A Current Ratio0.93 Quick Ratio0.89 Sales & Book Value Annual Sales$469.13 million Price / Sales3.81 Cash Flow$1.82 per share Price / Cash Flow21.92 Book Value$20.23 per share Price / Book1.97Miscellaneous Outstanding Shares44,969,000Free Float34,272,000Market Cap$1.79 billion OptionableOptionable Beta1.60 Social Links 10 Best Cheap Stocks to Buy NowMarketBeat just released its list of 10 cheap stocks that have been overlooked by the market and may be seriously undervalued. 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