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Mercury General (MCY) Financials

Mercury General logo
$57.40 +2.04 (+3.68%)
Closing price 05/2/2025 03:59 PM Eastern
Extended Trading
$58.44 +1.04 (+1.81%)
As of 05/2/2025 05:34 PM Eastern
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Annual Income Statements for Mercury General

Annual Income Statements for Mercury General

This table shows Mercury General's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Income / (Loss) Attributable to Common Shareholders		 74 73 145 -5.73 320 375 248 -513 96 468
Consolidated Net Income / (Loss)		 74 73 145 -5.73 337 375 248 -513 96 468
Net Income / (Loss) Continuing Operations		 74 73 145 -5.73 337 375 248 -513 96 468
Total Pre-Tax Income 		71 71 167 -31 378 459 299 -671 99 575
Total Revenue		 3,006 3,224 3,401 3,363 3,973 3,767 3,976 3,626 4,605 5,445
Net Interest Income / (Expense)		 -3.17 -3.96 -15 -17 -17 -17 -17 -17 -24 -31
Total Interest Income		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Interest Expense		 3.17 3.96 15 17 17 17 17 17 24 31
Long-Term Debt Interest Expense		 3.17 3.96 15 17 17 17 17 17 24 31
Total Non-Interest Income		 3,009 3,228 3,416 3,380 3,973 3,785 3,993 3,643 4,630 5,476
Other Service Charges		 8.91 8.29 12 9.28 9.04 8.29 10 10 20 32
Net Realized & Unrealized Capital Gains on Investments		 -84 -34 84 -134 223 86 112 -488 101 89
Premiums Earned		 2,958 3,132 3,195 3,368 3,599 3,556 3,742 3,952 4,274 5,075
Other Non-Interest Income		 126 122 125 136 141 135 130 168 235 280
Total Non-Interest Expense		 2,936 3,153 3,234 3,394 3,577 3,309 3,677 4,297 4,506 4,870
Property & Liability Insurance Claims		 2,146 2,355 2,445 2,577 2,706 2,395 2,760 3,362 3,518 3,685
Other Operating Expenses		 251 235 233 245 269 286 283 280 280 327
Amortization Expense		 539 563 555 572 602 628 633 655 709 858
Income Tax Expense		 -3.91 -2.32 22 -25 58 84 51 -158 3.09 107
Basic Earnings per Share		 $1.35 $1.32 $2.62 ($0.10) $5.78 $6.77 $4.48 ($9.26) $1.74 $8.45
Weighted Average Basic Shares Outstanding		 55.16M 55.25M 55.32M 55.34M 55.36M 55.36M 55.37M 110.74M 55.37M 55.39M
Diluted Earnings per Share		 $1.35 $1.32 $2.62 ($0.10) $5.78 $6.77 $4.48 ($9.26) $1.74 $8.45
Weighted Average Diluted Shares Outstanding		 55.16M 55.25M 55.32M 55.34M 55.36M 55.36M 55.37M 110.74M 55.37M 55.39M
Weighted Average Basic & Diluted Shares Outstanding		 55.16M 55.25M 55.32M 55.34M 55.36M 55.36M 55.37M 110.74M 55.37M 55.39M
Cash Dividends to Common per Share		 $2.47 $2.48 $2.49 $2.50 $2.51 $2.52 $2.53 $1.91 $1.27 $1.27

Quarterly Income Statements for Mercury General

This table shows Mercury General's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024
Net Income / (Loss) Attributable to Common Shareholders		 -98 -6.77 -45 -42 -8.23 191 73 63 231 101
Consolidated Net Income / (Loss)		 -98 -6.77 -45 -42 -8.23 191 73 63 231 101
Net Income / (Loss) Continuing Operations		 -98 -6.77 -45 -42 -8.23 191 73 63 231 101
Total Pre-Tax Income 		-129 -17 -62 -61 -15 238 89 75 287 123
Total Revenue		 896 1,147 1,102 1,078 1,059 1,367 1,266 1,297 1,523 1,359
Net Interest Income / (Expense)		 -4.27 -4.41 -4.93 -5.55 -5.92 -7.77 -7.77 -7.80 -7.72 -7.54
Total Interest Expense		 4.27 4.41 4.93 5.55 5.92 7.77 7.77 7.80 7.72 7.54
Long-Term Debt Interest Expense		 4.27 4.41 4.93 5.55 5.92 7.77 7.77 7.80 7.72 7.54
Total Non-Interest Income		 900 1,152 1,107 1,083 1,065 1,375 1,274 1,305 1,530 1,366
Other Service Charges		 3.00 3.17 0.89 10 3.92 4.61 4.20 -2.90 23 7.68
Net Realized & Unrealized Capital Gains on Investments		 -144 93 49 -20 -90 162 38 2.90 114 -67
Premiums Earned		 997 1,005 1,005 1,034 1,090 1,145 1,167 1,236 1,321 1,352
Other Non-Interest Income		 45 50 52 58 61 63 65 69 73 73
Total Non-Interest Expense		 1,025 1,165 1,164 1,139 1,075 1,129 1,177 1,222 1,236 1,235
Property & Liability Insurance Claims		 787 926 930 898 824 867 904 937 918 925
Other Operating Expenses		 69 71 70 68 69 72 77 82 87 82
Amortization Expense		 169 167 165 173 182 190 196 204 230 228
Income Tax Expense		 -31 -11 -17 -20 -7.00 47 16 13 56 22
Basic Earnings per Share		 ($1.78) ($0.12) ($0.82) ($0.75) ($0.15) $3.46 $1.33 $1.13 $4.17 $1.82
Weighted Average Basic Shares Outstanding		 55.37M 110.74M 55.37M 55.37M 55.37M 55.37M 55.37M 55.37M 55.37M 55.39M
Diluted Earnings per Share		 ($1.78) ($0.12) ($0.82) ($0.75) ($0.15) $3.46 $1.33 $1.13 $4.17 $1.82
Weighted Average Diluted Shares Outstanding		 55.37M 110.74M 55.37M 55.37M 55.37M 55.37M 55.37M 55.38M 55.38M 55.39M
Weighted Average Basic & Diluted Shares Outstanding		 55.37M 110.74M 55.37M 55.37M 55.37M 55.37M 55.37M 55.37M 55.37M 55.39M

Annual Cash Flow Statements for Mercury General

This table details how cash moves in and out of Mercury General's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Change in Cash & Equivalents		 -26 -44 71 23 -20 54 -13 -46 261 169
Net Cash From Operating Activities		 190 292 341 383 520 606 502 353 453 1,037
Net Cash From Continuing Operating Activities		 190 292 341 383 520 606 502 352 453 1,037
Net Income / (Loss) Continuing Operations		 74 73 145 -5.73 320 375 248 -513 96 468
Consolidated Net Income / (Loss)		 74 73 145 -5.73 320 375 248 -513 96 468
Depreciation Expense		 48 53 55 59 65 68 79 82 72 73
Non-Cash Adjustments to Reconcile Net Income		 84 34 -87 134 -223 -86 -112 488 -107 -102
Changes in Operating Assets and Liabilities, net		 -16 131 228 197 358 248 286 294 391 598
Net Cash From Investing Activities		 -82 -227 -186 -222 -401 -411 -374 -316 -295 -797
Net Cash From Continuing Investing Activities		 -82 -227 -186 -222 -401 -411 -374 -316 -295 -797
Purchase of Investment Securities		 -1,734 -2,000 -1,585 -1,733 -1,707 -2,149 -2,460 -2,873 -2,178 -3,431
Sale of Property, Leasehold Improvements and Equipment		 - - - - - - 0.03 0.00 30 13
Sale and/or Maturity of Investments		 1,646 1,744 1,444 1,524 1,308 1,737 2,078 2,535 1,889 2,589
Other Investing Activities, net		 -1.39 30 -45 14 -2.54 0.87 8.33 22 -36 32
Net Cash From Financing Activities		 -134 -109 -85 -138 -138 -140 -141 -82 104 -71
Net Cash From Continuing Financing Activities		 -134 -109 -85 -138 -138 -140 -141 -82 104 -71
Issuance of Debt		 0.00 30 371 - - 0.00 0.00 25 175 0.00
Repayment of Debt		 0.00 0.00 -320 0.00 0.00 -0.61 -0.83 -1.50 -1.10 -1.53
Payment of Dividends		 -136 -137 -138 -138 -139 -140 -140 -105 -70 -70
Other Financing Activities, Net		 2.11 -1.66 2.16 0.36 0.70 0.00 0.22 0.00 0.00 0.75
Cash Interest Paid		 2.99 3.53 9.86 17 17 17 17 17 23 30
Cash Income Taxes Paid		 31 -0.18 25 -11 -15 53 69 -27 -58 95

Quarterly Cash Flow Statements for Mercury General

This table details how cash moves in and out of Mercury General's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024
Net Change in Cash & Equivalents		 46 -46 -19 87 96 97 -21 79 6.94 104
Net Cash From Operating Activities		 90 68 18 87 122 225 193 278 318 248
Net Cash From Continuing Operating Activities		 90 67 18 87 122 225 193 278 312 255
Net Income / (Loss) Continuing Operations		 -98 -6.77 -45 -42 -8.23 191 73 63 231 101
Consolidated Net Income / (Loss)		 -98 -6.77 -45 -42 -8.23 191 73 63 231 101
Depreciation Expense		 19 18 17 19 18 18 17 17 19 20
Non-Cash Adjustments to Reconcile Net Income		 144 -93 -47 12 90 -162 -38 3.32 -141 73
Changes in Operating Assets and Liabilities, net		 25 149 93 98 22 178 140 195 203 61
Net Cash From Investing Activities		 -26 -121 -70 18 -133 -111 -195 -181 -294 -127
Net Cash From Continuing Investing Activities		 -26 -121 -70 18 -133 -111 -195 -181 -294 -127
Purchase of Investment Securities		 -769 -792 -482 -422 -635 -639 -830 -751 -952 -899
Sale and/or Maturity of Investments		 757 638 449 403 486 552 624 560 652 753
Other Investing Activities, net		 -14 33 -38 8.46 16 -24 11 9.82 -6.58 18
Net Cash From Financing Activities		 -18 7.06 32 -18 107 -18 -19 -18 -18 -17
Net Cash From Continuing Financing Activities		 -18 7.06 32 -18 107 -18 -19 -18 -18 -17
Repayment of Debt		 -0.21 -0.36 -0.49 -0.15 -0.21 -0.25 -0.99 -0.44 0.02 -0.12
Payment of Dividends		 -18 -18 -18 -18 -18 -18 -18 -18 -18 -18
Cash Interest Paid		 8.29 0.05 8.32 0.09 11 3.47 12 3.27 12 3.29
Cash Income Taxes Paid		 0.00 -27 0.00 -0.07 0.00 -58 3.40 21 19 51

Annual Balance Sheets for Mercury General

This table presents Mercury General's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Total Assets		 4,629 4,789 5,101 5,434 5,889 6,328 6,772 6,514 7,103 8,311
Cash and Due from Banks		 264 220 291 314 294 348 336 290 551 720
Trading Account Securities		 3,195 3,172 3,430 3,515 3,818 4,354 5,002 4,788 5,050 5,793
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accrued Investment Income		 43 41 39 45 40 43 43 52 59 68
Premises and Equipment, Net		 157 156 145 153 169 179 191 171 151 138
Unearned Premiums Asset		 437 459 474 555 605 589 616 566 602 691
Deferred Acquisition Cost		 202 201 198 215 233 247 258 266 294 335
Goodwill		 43 43 43 43 43 43 43 43 43 43
Intangible Assets		 32 26 21 16 11 11 10 9.21 8.33 7.68
Other Assets		 256 471 460 578 676 514 273 328 345 515
Total Liabilities & Shareholders' Equity		 4,629 4,789 5,101 5,434 5,889 6,328 6,772 6,514 7,103 8,311
Total Liabilities		 2,808 3,036 3,340 3,816 4,090 4,296 4,632 4,992 5,555 6,364
Other Short-Term Payables		 123 112 108 115 143 194 169 152 175 242
Long-Term Debt		 290 320 371 372 372 373 373 398 574 574
Claims and Claim Expense		 1,147 1,290 1,511 1,829 1,921 1,991 2,226 2,585 2,786 3,152
Unearned Premiums Liability		 1,049 1,074 1,102 1,236 1,356 1,406 1,520 1,546 1,736 2,040
Other Long-Term Liabilities		 199 239 248 264 297 321 344 311 285 356
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 1,821 1,752 1,761 1,618 1,800 2,033 2,140 1,522 1,548 1,947
Total Preferred & Common Equity		 1,821 1,752 1,761 1,618 1,800 2,033 2,140 1,522 1,548 1,947
Total Common Equity		 1,821 1,752 1,761 1,618 1,800 2,033 2,140 1,522 1,548 1,947
Common Stock		 100 96 98 98 99 99 99 99 99 100
Retained Earnings		 1,721 1,657 1,664 1,520 1,701 1,934 2,041 1,423 1,449 1,847

Quarterly Balance Sheets for Mercury General

This table presents Mercury General's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024
Period end date 9/30/2022 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024
Total Assets		 6,455 6,589 6,691 6,922 7,396 7,727 8,153
Cash and Due from Banks		 336 270 358 454 530 609 616
Trading Account Securities		 4,582 4,828 4,765 4,786 5,291 5,478 5,730
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accrued Investment Income		 49 53 56 58 61 64 65
Premises and Equipment, Net		 190 159 160 149 152 134 136
Unearned Premiums Asset		 641 563 585 620 677 705 725
Deferred Acquisition Cost		 280 266 278 297 308 327 341
Goodwill		 43 43 43 43 43 43 43
Intangible Assets		 9.46 8.99 8.77 8.55 8.35 8.13 7.91
Other Assets		 325 398 437 508 326 358 489
Total Liabilities & Shareholders' Equity		 6,455 6,589 6,691 6,922 7,396 7,727 8,153
Total Liabilities		 4,908 5,130 5,291 5,548 5,792 6,078 6,291
Other Short-Term Payables		 155 151 165 167 178 204 232
Long-Term Debt		 373 448 449 574 574 574 574
Claims and Claim Expense		 2,433 2,678 2,720 2,724 2,859 2,976 3,074
Unearned Premiums Liability		 1,635 1,551 1,632 1,749 1,854 1,974 2,077
Other Long-Term Liabilities		 311 301 324 335 327 350 335
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 1,546 1,459 1,400 1,374 1,604 1,649 1,862
Total Preferred & Common Equity		 1,546 1,459 1,400 1,374 1,604 1,649 1,862
Total Common Equity		 1,546 1,459 1,400 1,374 1,604 1,649 1,862
Common Stock		 99 99 99 99 99 99 99
Retained Earnings		 1,448 1,360 1,301 1,275 1,505 1,550 1,763

Annual Metrics and Ratios for Mercury General

This table displays calculated financial ratios and metrics derived from Mercury General's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 -0.10% 7.24% 5.49% -1.11% 18.13% -5.16% 5.54% -8.81% 27.02% 18.23%
EBITDA Growth		 -59.78% 4.77% 79.31% -87.33% 1,532.01% 14.60% -28.20% -255.49% 129.18% 277.66%
EBIT Growth		 -71.48% 0.32% 136.03% -118.32% 1,390.56% 16.05% -34.72% -324.09% 114.82% 478.19%
NOPAT Growth		 -58.15% -1.96% 98.41% -114.79% 1,593.60% 17.03% -33.81% -289.36% 120.52% 385.75%
Net Income Growth		 -58.15% -1.93% 98.37% -103.95% 5,985.51% 11.12% -33.81% -306.78% 118.79% 385.75%
EPS Growth		 -58.20% -2.22% 98.48% -103.82% 5,880.00% 17.13% -33.83% -306.70% 118.79% 385.63%
Operating Cash Flow Growth		 -22.82% 53.30% 17.05% 12.31% 35.53% 16.54% -17.18% -29.70% 28.48% 128.94%
Free Cash Flow Firm Growth		 416.39% -13.59% -24.17% 44.13% 13.13% 2.35% -0.89% -11.87% -185.25% 165.83%
Invested Capital Growth		 -2.52% -1.82% 2.91% -6.72% 9.16% 10.75% 4.49% -23.59% 10.49% 18.79%
Revenue Q/Q Growth		 2.18% -1.49% 3.54% -1.19% 4.98% 1.80% -0.56% 2.90% 5.01% -0.15%
EBITDA Q/Q Growth		 74.38% -41.83% 37.45% -81.32% 54.55% 44.44% -30.74% -10.66% 304.46% -14.84%
EBIT Q/Q Growth		 281.96% -51.45% 56.85% -132.78% 68.08% 54.43% -36.53% -8.44% 163.79% -16.60%
NOPAT Q/Q Growth		 146.95% -40.36% 46.33% -122.34% 54.97% 56.38% -35.47% -8.44% 188.30% -16.18%
Net Income Q/Q Growth		 147.61% -40.42% 46.41% -105.97% 63.25% 46.01% -35.47% -7.83% 194.61% -16.18%
EPS Q/Q Growth		 154.72% -40.54% 46.37% -105.75% 55.38% 55.99% -35.35% -7.93% 194.57% -16.25%
Operating Cash Flow Q/Q Growth		 -2.80% 14.21% -3.65% -1.72% 10.14% 10.24% -15.04% -1.63% 53.36% 2.27%
Free Cash Flow Firm Q/Q Growth		 2.98% -18.30% 48.25% -11.37% 0.02% 0.18% 0.11% -25.35% 23.50% -1.07%
Invested Capital Q/Q Growth		 -0.41% -1.57% -0.68% -5.53% -0.14% 5.80% -0.18% 0.04% 8.93% 3.46%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 3.94% 3.85% 6.54% 0.84% 11.58% 13.99% 9.52% -16.23% 3.73% 11.91%
EBIT Margin		 2.35% 2.20% 4.91% -0.91% 9.95% 12.17% 7.53% -18.50% 2.16% 10.56%
Profit (Net Income) Margin		 2.48% 2.27% 4.26% -0.17% 8.49% 9.94% 6.24% -14.14% 2.09% 8.59%
Tax Burden Percent		 105.54% 103.32% 86.72% 18.71% 89.17% 81.70% 82.84% 76.44% 96.89% 81.40%
Interest Burden Percent		 100.01% 99.87% 100.00% 100.00% 95.69% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 -5.54% -3.28% 13.29% 0.00% 15.34% 18.30% 17.16% 0.00% 3.11% 18.60%
Return on Invested Capital (ROIC)		 3.48% 3.49% 6.89% -1.04% 15.38% 16.37% 10.08% -21.18% 4.77% 20.16%
ROIC Less NNEP Spread (ROIC-NNEP)		 3.48% 3.50% 6.90% 3.19% 19.97% 16.37% 10.08% -32.37% 4.77% 20.16%
Return on Net Nonoperating Assets (RNNOA)		 0.55% 0.60% 1.36% 0.70% 4.35% 3.18% 1.80% -6.82% 1.51% 6.62%
Return on Equity (ROE)		 4.03% 4.09% 8.25% -0.34% 19.73% 19.55% 11.88% -28.00% 6.28% 26.78%
Cash Return on Invested Capital (CROIC)		 6.04% 5.33% 4.02% 5.91% 6.63% 6.17% 5.69% 5.56% -5.20% 2.98%
Operating Return on Assets (OROA)		 1.53% 1.50% 3.38% -0.58% 6.98% 7.51% 4.57% -10.10% 1.46% 7.46%
Return on Assets (ROA)		 1.61% 1.55% 2.93% -0.11% 5.95% 6.13% 3.79% -7.72% 1.41% 6.07%
Return on Common Equity (ROCE)		 4.03% 4.09% 8.25% -0.34% 19.73% 19.55% 11.88% -28.00% 6.28% 26.78%
Return on Equity Simple (ROE_SIMPLE)		 4.09% 4.17% 8.23% -0.35% 18.73% 18.43% 11.58% -33.68% 6.22% 24.04%
Net Operating Profit after Tax (NOPAT)		 74 73 145 -21 320 375 248 -470 96 468
NOPAT Margin		 2.48% 2.27% 4.26% -0.64% 8.06% 9.94% 6.24% -12.95% 2.09% 8.59%
Net Nonoperating Expense Percent (NNEP)		 0.00% -0.01% -0.01% -4.23% -4.58% 0.00% 0.00% 11.20% 0.00% 0.00%
SG&A Expenses to Revenue		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Expenses to Revenue		 97.65% 97.80% 95.09% 100.91% 90.05% 87.83% 92.47% 118.50% 97.84% 89.44%
Earnings before Interest and Taxes (EBIT)		 71 71 167 -31 395 459 299 -671 99 575
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 118 124 222 28 460 527 378 -588 172 648
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 0.96 1.35 1.25 1.38 1.23 1.23 1.25 1.17 1.30 1.89
Price to Tangible Book Value (P/TBV)		 1.00 1.41 1.30 1.44 1.27 1.27 1.28 1.21 1.35 1.94
Price to Revenue (P/Rev)		 0.58 0.74 0.65 0.67 0.56 0.67 0.67 0.49 0.44 0.68
Price to Earnings (P/E)		 23.49 32.45 15.19 0.00 6.91 6.70 10.75 0.00 20.97 7.87
Dividend Yield		 7.80% 5.79% 6.26% 6.19% 6.29% 5.57% 5.26% 5.93% 3.48% 1.91%
Earnings Yield		 4.26% 3.08% 6.58% 0.00% 14.47% 14.93% 9.31% 0.00% 4.77% 12.71%
Enterprise Value to Invested Capital (EV/IC)		 0.84 1.19 1.07 1.15 1.05 1.05 1.08 0.98 0.96 1.40
Enterprise Value to Revenue (EV/Rev)		 0.59 0.77 0.67 0.68 0.58 0.67 0.68 0.52 0.44 0.65
Enterprise Value to EBITDA (EV/EBITDA)		 14.99 19.91 10.26 81.49 4.98 4.81 7.14 0.00 11.90 5.45
Enterprise Value to EBIT (EV/EBIT)		 25.15 34.90 13.65 0.00 5.79 5.52 9.03 0.00 20.54 6.15
Enterprise Value to NOPAT (EV/NOPAT)		 23.83 33.83 15.75 0.00 7.15 6.76 10.90 0.00 21.20 7.55
Enterprise Value to Operating Cash Flow (EV/OCF)		 9.33 8.47 6.68 5.99 4.41 4.18 5.39 5.35 4.51 3.41
Enterprise Value to Free Cash Flow (EV/FCFF)		 13.76 22.15 26.98 18.84 16.61 17.95 19.32 15.31 0.00 51.10
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.16 0.18 0.21 0.23 0.21 0.18 0.17 0.26 0.37 0.30
Long-Term Debt to Equity		 0.16 0.18 0.21 0.23 0.21 0.18 0.17 0.26 0.37 0.30
Financial Leverage		 0.16 0.17 0.20 0.22 0.22 0.19 0.18 0.21 0.32 0.33
Leverage Ratio		 2.50 2.64 2.81 3.12 3.31 3.19 3.14 3.63 4.44 4.41
Compound Leverage Factor		 2.50 2.63 2.81 3.12 3.17 3.19 3.14 3.63 4.44 4.41
Debt to Total Capital		 13.74% 15.44% 17.41% 18.69% 17.14% 15.49% 14.84% 20.74% 27.04% 22.78%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 13.74% 15.44% 17.41% 18.69% 17.14% 15.49% 14.84% 20.74% 27.04% 22.78%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 86.26% 84.56% 82.59% 81.31% 82.86% 84.51% 85.16% 79.26% 72.96% 77.22%
Debt to EBITDA		 2.45 2.58 1.67 13.19 0.81 0.71 0.99 -0.68 3.34 0.89
Net Debt to EBITDA		 0.22 0.80 0.36 2.04 0.17 0.05 0.10 -0.18 0.13 -0.23
Long-Term Debt to EBITDA		 2.45 2.58 1.67 13.19 0.81 0.71 0.99 -0.68 3.34 0.89
Debt to NOPAT		 3.89 4.38 2.56 -17.35 1.16 0.99 1.50 -0.85 5.96 1.23
Net Debt to NOPAT		 0.35 1.37 0.55 -2.68 0.24 0.06 0.15 -0.23 0.24 -0.31
Long-Term Debt to NOPAT		 3.89 4.38 2.56 -17.35 1.16 0.99 1.50 -0.85 5.96 1.23
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 129 112 85 122 138 141 140 123 -105 69
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 1,371.42% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 40.73 28.14 5.57 7.15 8.09 8.28 8.17 7.15 -4.35 2.24
Operating Cash Flow to Interest Expense		 60.06 73.62 22.51 22.51 30.51 35.52 29.31 20.46 18.74 33.65
Operating Cash Flow Less CapEx to Interest Expense		 60.06 73.62 22.51 20.87 30.51 35.52 29.31 20.46 19.98 34.06
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.65 0.68 0.69 0.64 0.70 0.62 0.61 0.55 0.68 0.71
Fixed Asset Turnover		 19.02 20.60 22.59 22.55 24.67 21.66 21.48 19.99 28.55 37.63
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 2,111 2,072 2,133 1,989 2,172 2,405 2,513 1,920 2,122 2,521
Invested Capital Turnover		 1.41 1.54 1.62 1.63 1.91 1.65 1.62 1.64 2.28 2.35
Increase / (Decrease) in Invested Capital		 -55 -38 60 -143 182 233 108 -593 201 399
Enterprise Value (EV)		 1,775 2,470 2,281 2,296 2,289 2,533 2,702 1,887 2,043 3,535
Market Capitalization		 1,749 2,370 2,201 2,239 2,212 2,509 2,665 1,778 2,020 3,681
Book Value per Share		 $33.01 $31.71 $31.83 $29.23 $32.51 $36.72 $38.65 $27.49 $27.96 $35.15
Tangible Book Value per Share		 $31.66 $30.47 $30.69 $28.18 $31.54 $35.74 $37.70 $26.55 $27.04 $34.24
Total Capital		 2,111 2,072 2,133 1,989 2,172 2,405 2,513 1,920 2,122 2,521
Total Debt		 290 320 371 372 372 373 373 398 574 574
Total Long-Term Debt		 290 320 371 372 372 373 373 398 574 574
Net Debt		 26 100 80 57 78 24 37 109 23 -146
Capital Expenditures (CapEx)		 0.00 0.00 0.00 28 0.00 0.00 -0.03 -0.00 -30 -13
Net Nonoperating Expense (NNE)		 0.00 -0.02 -0.02 -16 -17 0.00 0.00 43 0.00 0.00
Net Nonoperating Obligations (NNO)		 290 320 371 372 372 373 373 398 574 574
Total Depreciation and Amortization (D&A)		 48 53 55 59 65 68 79 82 72 73
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.35 $1.32 $2.62 ($0.10) $5.78 $6.77 $4.48 ($9.26) $1.74 $8.45
Adjusted Weighted Average Basic Shares Outstanding		 55.16M 55.29M 55.33M 55.34M 55.36M 55.36M 55.37M 110.74M 55.37M 55.39M
Adjusted Diluted Earnings per Share		 $1.35 $1.32 $2.62 ($0.10) $5.78 $6.77 $4.48 ($9.26) $1.74 $8.45
Adjusted Weighted Average Diluted Shares Outstanding		 55.16M 55.29M 55.33M 55.34M 55.36M 55.36M 55.37M 110.74M 55.37M 55.39M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $5.78 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 55.16M 55.29M 55.33M 55.34M 55.36M 55.36M 55.37M 110.74M 55.37M 55.39M
Normalized Net Operating Profit after Tax (NOPAT)		 49 49 145 -21 320 375 248 -470 96 468
Normalized NOPAT Margin		 1.64% 1.54% 4.26% -0.64% 8.06% 9.94% 6.24% -12.95% 2.09% 8.59%
Pre Tax Income Margin		 2.35% 2.19% 4.91% -0.91% 9.52% 12.17% 7.53% -18.50% 2.16% 10.56%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 22.27 17.87 11.02 -1.80 23.19 26.89 17.49 -38.92 4.11 18.65
NOPAT to Interest Expense		 23.51 18.43 9.55 -1.26 18.79 21.97 14.49 -27.25 3.99 15.18
EBIT Less CapEx to Interest Expense		 22.27 17.87 11.02 -3.44 23.19 26.89 17.49 -38.92 5.35 19.06
NOPAT Less CapEx to Interest Expense		 23.51 18.43 9.55 -2.90 18.79 21.97 14.49 -27.25 5.22 15.59
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 183.12% 187.83% 95.16% -2,417.56% 41.25% 37.28% 56.56% -20.57% 73.00% 15.03%
Augmented Payout Ratio		 183.12% 187.83% 95.16% -2,417.56% 41.25% 37.28% 56.56% -20.57% 73.00% 15.03%

Quarterly Metrics and Ratios for Mercury General

This table displays calculated financial ratios and metrics derived from Mercury General's official financial filings.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 -3.44% 9.79% 37.50% 37.93% 18.22% 19.14% 14.95% 20.37% 43.75% -0.60%
EBITDA Growth		 -760.75% -99.30% 80.65% 82.77% 102.74% 63,907.75% 338.56% 316.60% 10,078.52% -44.11%
EBIT Growth		 -3,712.57% -149.74% 75.48% 77.44% 88.19% 1,471.99% 243.72% 222.69% 1,984.98% -48.10%
NOPAT Growth		 -3,712.57% -139.84% 75.48% 77.44% 88.19% 1,676.54% 269.05% 246.03% 2,265.57% -47.19%
Net Income Growth		 -7,732.22% -122.22% 77.00% 80.28% 91.63% 2,926.67% 262.21% 250.61% 2,906.08% -47.19%
EPS Growth		 -9,000.00% -121.43% 76.97% 80.26% 91.57% 2,983.33% 262.20% 250.67% 2,880.00% -47.40%
Operating Cash Flow Growth		 -18.80% -7.94% -82.95% -1.28% 35.93% 232.76% 959.96% 218.86% 160.14% 10.20%
Free Cash Flow Firm Growth		 305.71% 848.11% 1,670.80% -55.83% -107.66% -101.73% -159.59% -316.49% -561.78% -2,871.46%
Invested Capital Growth		 -23.75% -23.59% -16.37% -9.18% 1.47% 10.49% 14.16% 20.25% 25.07% 18.79%
Revenue Q/Q Growth		 14.68% 28.04% -3.98% -2.18% -1.71% 29.04% -7.36% 2.44% 17.38% -10.77%
EBITDA Q/Q Growth		 55.64% 100.36% -11,266.75% 4.39% 107.04% 8,411.67% -58.38% -13.19% 231.00% -53.27%
EBIT Q/Q Growth		 52.49% 86.55% -257.94% 1.40% 75.12% 1,662.45% -62.50% -15.83% 282.26% -56.98%
NOPAT Q/Q Growth		 52.49% 86.55% -257.94% 1.40% 75.12% 1,895.39% -61.62% -14.83% 268.97% -56.22%
Net Income Q/Q Growth		 53.34% 93.11% -568.85% 8.27% 80.20% 2,426.41% -61.62% -14.83% 268.97% -56.22%
EPS Q/Q Growth		 53.16% 93.26% -583.33% 8.54% 80.00% 2,406.67% -61.56% -15.04% 269.03% -56.35%
Operating Cash Flow Q/Q Growth		 1.85% -24.73% -73.16% 379.83% 40.24% 84.26% -14.52% 44.34% 14.42% -21.94%
Free Cash Flow Firm Q/Q Growth		 55.81% 14.33% -43.15% -56.38% -127.03% 74.25% -1,863.28% -58.47% 17.39% -15.62%
Invested Capital Q/Q Growth		 -5.69% 0.04% -0.66% -3.09% 5.37% 8.93% 2.64% 2.07% 9.60% 3.46%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 -12.27% 0.03% -4.05% -3.96% 0.28% 18.73% 8.41% 7.13% 20.11% 10.53%
EBIT Margin		 -14.39% -1.51% -5.64% -5.68% -1.44% 17.41% 7.05% 5.79% 18.85% 9.09%
Profit (Net Income) Margin		 -10.97% -0.59% -4.11% -3.85% -0.78% 14.00% 5.80% 4.82% 15.16% 7.44%
Tax Burden Percent		 76.26% 39.04% 72.95% 67.87% 54.02% 80.44% 82.34% 83.32% 80.42% 81.84%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 0.00% 0.00% 0.00% 0.00% 0.00% 19.56% 17.66% 16.68% 19.58% 18.16%
Return on Invested Capital (ROIC)		 -15.99% -1.73% -7.39% -8.64% -2.28% 31.91% 13.55% 11.82% 37.71% 17.45%
ROIC Less NNEP Spread (ROIC-NNEP)		 -18.16% -0.34% -7.84% -8.33% -1.77% 31.91% 13.55% 11.82% 37.71% 17.45%
Return on Net Nonoperating Assets (RNNOA)		 -3.67% -0.07% -1.91% -2.23% -0.57% 10.10% 4.52% 3.96% 13.37% 5.73%
Return on Equity (ROE)		 -19.66% -1.80% -9.31% -10.88% -2.86% 42.01% 18.07% 15.79% 51.09% 23.18%
Cash Return on Invested Capital (CROIC)		 7.44% 5.56% 1.80% -0.10% -7.10% -5.20% -2.70% -2.71% 3.19% 2.98%
Operating Return on Assets (OROA)		 -7.68% -0.83% -3.34% -3.64% -0.94% 11.77% 4.81% 4.01% 13.64% 6.42%
Return on Assets (ROA)		 -5.85% -0.32% -2.44% -2.47% -0.51% 9.47% 3.96% 3.34% 10.97% 5.26%
Return on Common Equity (ROCE)		 -19.66% -1.80% -9.31% -10.88% -2.86% 42.01% 18.07% 15.79% 51.09% 23.18%
Return on Equity Simple (ROE_SIMPLE)		 -30.74% 0.00% -24.74% -13.71% -7.41% 0.00% 13.41% 19.36% 29.98% 0.00%
Net Operating Profit after Tax (NOPAT)		 -90 -12 -43 -43 -11 191 73 63 231 101
NOPAT Margin		 -10.07% -1.06% -3.94% -3.98% -1.01% 14.00% 5.80% 4.82% 15.16% 7.44%
Net Nonoperating Expense Percent (NNEP)		 2.16% -1.39% 0.45% -0.32% -0.51% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Expenses to Revenue		 114.39% 101.51% 105.64% 105.68% 101.44% 82.59% 92.95% 94.21% 81.15% 90.91%
Earnings before Interest and Taxes (EBIT)		 -129 -17 -62 -61 -15 238 89 75 287 123
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 -110 0.40 -45 -43 3.01 256 107 92 306 143
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 0.96 1.17 1.15 1.16 1.10 1.30 1.77 1.78 1.87 1.89
Price to Tangible Book Value (P/TBV)		 0.99 1.21 1.20 1.20 1.14 1.35 1.83 1.84 1.93 1.94
Price to Revenue (P/Rev)		 0.42 0.49 0.43 0.38 0.34 0.44 0.60 0.59 0.64 0.68
Price to Earnings (P/E)		 0.00 0.00 0.00 0.00 0.00 20.97 13.20 9.22 6.25 7.87
Dividend Yield		 8.32% 5.93% 5.22% 4.33% 4.65% 3.48% 2.48% 2.39% 2.02% 1.91%
Earnings Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 4.77% 7.57% 10.85% 16.01% 12.71%
Enterprise Value to Invested Capital (EV/IC)		 0.79 0.98 0.98 0.93 0.84 0.96 1.32 1.31 1.41 1.40
Enterprise Value to Revenue (EV/Rev)		 0.43 0.52 0.47 0.41 0.37 0.44 0.60 0.58 0.63 0.65
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 0.00 0.00 0.00 0.00 11.90 8.93 6.35 4.53 5.45
Enterprise Value to EBIT (EV/EBIT)		 0.00 0.00 0.00 0.00 0.00 20.54 11.50 7.51 5.00 6.15
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 0.00 0.00 0.00 0.00 21.20 13.41 9.11 6.17 7.55
Enterprise Value to Operating Cash Flow (EV/OCF)		 4.23 5.35 7.05 6.52 5.52 4.51 4.60 3.55 3.40 3.41
Enterprise Value to Free Cash Flow (EV/FCFF)		 9.18 15.31 49.30 0.00 0.00 0.00 0.00 0.00 49.27 51.10
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.24 0.26 0.31 0.32 0.42 0.37 0.36 0.35 0.31 0.30
Long-Term Debt to Equity		 0.24 0.26 0.31 0.32 0.42 0.37 0.36 0.35 0.31 0.30
Financial Leverage		 0.20 0.21 0.24 0.27 0.32 0.32 0.33 0.34 0.35 0.33
Leverage Ratio		 3.58 3.63 3.94 4.31 4.58 4.44 4.57 4.73 4.66 4.41
Compound Leverage Factor		 3.58 3.63 3.94 4.31 4.58 4.44 4.57 4.73 4.66 4.41
Debt to Total Capital		 19.44% 20.74% 23.51% 24.26% 29.45% 27.04% 26.35% 25.82% 23.56% 22.78%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 19.44% 20.74% 23.51% 24.26% 29.45% 27.04% 26.35% 25.82% 23.56% 22.78%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 80.56% 79.26% 76.49% 75.74% 70.55% 72.96% 73.65% 74.18% 76.44% 77.22%
Debt to EBITDA		 -0.70 -0.68 -1.12 -2.28 -6.83 3.34 1.78 1.25 0.75 0.89
Net Debt to EBITDA		 -0.07 -0.18 -0.44 -0.46 -1.43 0.13 0.14 -0.08 -0.06 -0.23
Long-Term Debt to EBITDA		 -0.70 -0.68 -1.12 -2.28 -6.83 3.34 1.78 1.25 0.75 0.89
Debt to NOPAT		 -0.86 -0.85 -1.34 -2.38 -5.26 5.96 2.67 1.80 1.03 1.23
Net Debt to NOPAT		 -0.09 -0.23 -0.53 -0.48 -1.10 0.24 0.20 -0.11 -0.08 -0.31
Long-Term Debt to NOPAT		 -0.86 -0.85 -1.34 -2.38 -5.26 5.96 2.67 1.80 1.03 1.23
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 508 581 330 144 -39 -10 -197 -312 -258 -298
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 118.84 131.66 66.94 25.95 -6.57 -1.29 -25.31 -39.97 -33.37 -39.51
Operating Cash Flow to Interest Expense		 21.05 15.36 3.69 15.71 20.66 29.00 24.78 35.65 41.22 32.96
Operating Cash Flow Less CapEx to Interest Expense		 21.05 15.36 3.89 20.91 20.66 29.00 24.78 35.65 42.87 32.96
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.53 0.55 0.59 0.64 0.66 0.68 0.68 0.69 0.72 0.71
Fixed Asset Turnover		 18.76 19.99 22.47 24.15 25.92 28.55 30.68 33.94 38.32 37.63
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 1,920 1,920 1,908 1,849 1,948 2,122 2,178 2,223 2,436 2,521
Invested Capital Turnover		 1.59 1.64 1.87 2.17 2.27 2.28 2.34 2.45 2.49 2.35
Increase / (Decrease) in Invested Capital		 -598 -593 -374 -187 28 201 270 374 488 399
Enterprise Value (EV)		 1,516 1,887 1,862 1,715 1,631 2,043 2,884 2,907 3,445 3,535
Market Capitalization		 1,479 1,778 1,684 1,624 1,512 2,020 2,840 2,942 3,487 3,681
Book Value per Share		 $27.93 $27.49 $26.35 $25.29 $24.82 $27.96 $28.97 $29.78 $33.63 $35.15
Tangible Book Value per Share		 $26.99 $26.55 $25.42 $24.36 $23.89 $27.04 $28.05 $28.86 $32.72 $34.24
Total Capital		 1,920 1,920 1,908 1,849 1,948 2,122 2,178 2,223 2,436 2,521
Total Debt		 373 398 448 449 574 574 574 574 574 574
Total Long-Term Debt		 373 398 448 449 574 574 574 574 574 574
Net Debt		 37 109 178 91 120 23 44 -35 -42 -146
Capital Expenditures (CapEx)		 0.00 0.00 -1.01 -29 0.00 0.00 0.00 -0.00 -13 0.00
Net Nonoperating Expense (NNE)		 8.07 -5.37 1.83 -1.30 -2.43 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 373 398 448 449 574 574 574 574 574 574
Total Depreciation and Amortization (D&A)		 19 18 17 19 18 18 17 17 19 20
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 ($1.78) ($0.12) ($0.82) ($0.75) ($0.15) $3.46 $1.33 $1.13 $4.17 $1.82
Adjusted Weighted Average Basic Shares Outstanding		 55.37M 110.74M 55.37M 55.37M 55.37M 55.37M 55.37M 55.37M 55.37M 55.39M
Adjusted Diluted Earnings per Share		 ($1.78) ($0.12) ($0.82) ($0.75) ($0.15) $3.46 $1.33 $1.13 $4.17 $1.82
Adjusted Weighted Average Diluted Shares Outstanding		 55.37M 110.74M 55.37M 55.37M 55.37M 55.37M 55.37M 55.38M 55.38M 55.39M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 55.37M 110.74M 55.37M 55.37M 55.37M 55.37M 55.37M 55.37M 55.37M 55.39M
Normalized Net Operating Profit after Tax (NOPAT)		 -90 -12 -43 -43 -11 191 73 63 231 101
Normalized NOPAT Margin		 -10.07% -1.06% -3.94% -3.98% -1.01% 14.00% 5.80% 4.82% 15.16% 7.44%
Pre Tax Income Margin		 -14.39% -1.51% -5.64% -5.68% -1.44% 17.41% 7.05% 5.79% 18.85% 9.09%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 -30.17 -3.93 -12.59 -11.03 -2.57 30.62 11.48 9.63 37.20 16.39
NOPAT to Interest Expense		 -21.12 -2.75 -8.81 -7.72 -1.80 24.63 9.45 8.02 29.92 13.41
EBIT Less CapEx to Interest Expense		 -30.17 -3.93 -12.38 -5.83 -2.57 30.62 11.48 9.63 38.85 16.39
NOPAT Less CapEx to Interest Expense		 -21.12 -2.75 -8.61 -2.52 -1.80 24.63 9.45 8.02 31.56 13.41
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 -25.88% -20.57% -24.35% -36.64% -69.06% 73.00% 32.69% 22.03% 12.60% 15.03%
Augmented Payout Ratio		 -25.88% -20.57% -24.35% -36.64% -69.06% 73.00% 32.69% 22.03% 12.60% 15.03%

Frequently Asked Questions About Mercury General's Financials

When does Mercury General's financial year end?

According to the most recent income statement we have on file, Mercury General's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Mercury General's net income changed over the last 9 years?

Mercury General's net income appears to be on an upward trend, with a most recent value of $467.95 million in 2024, rising from $74.48 million in 2015. The previous period was $96.34 million in 2023. Find out what analysts predict for Mercury General in the coming months.

How has Mercury General revenue changed over the last 9 years?

Over the last 9 years, Mercury General's total revenue changed from $3.01 billion in 2015 to $5.44 billion in 2024, a change of 81.1%.

How much debt does Mercury General have?

Mercury General's total liabilities were at $6.36 billion at the end of 2024, a 14.6% increase from 2023, and a 126.7% increase since 2015.

How much cash does Mercury General have?

In the past 9 years, Mercury General's cash and equivalents has ranged from $220.32 million in 2016 to $720.26 million in 2024, and is currently $720.26 million as of their latest financial filing in 2024.

How has Mercury General's book value per share changed over the last 9 years?

Over the last 9 years, Mercury General's book value per share changed from 33.01 in 2015 to 35.15 in 2024, a change of 6.5%.


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This page (NYSE:MCY) was last updated on 5/3/2025 by MarketBeat.com Staff
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Tech legend Jeff Brown recently traveled to the industrial zone of South Memphis to investigate what he believ...
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Gold Alert: The Truth About Fort Knox Is Coming
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How to invest in Elon Musk’s Optimus before its launch
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$2 Trillion Disappears Because of Fed's Secretive New Move
$2 trillion has disappeared from the US government's books. The reason why is a new, secretive move being c...
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Trump’s Bitcoin Reserve is No Accident…
Bryce Paul believes this is the #1 coin to buy right now The catalyst behind this surge is a massive new b...
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