Mercury General (MCY) Financials

$59.79 -0.12 (-0.20%)

Closing price 03:59 PM Eastern

Extended Trading

$59.77 -0.02 (-0.03%)

As of 05:11 PM Eastern

Annual Income Statements for Mercury General

This table shows Mercury General's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Income / (Loss) Attributable to Common Shareholders	468	96	-513	248	375	320	-5.73	145	73	74
Consolidated Net Income / (Loss)	468	96	-513	248	375	337	-5.73	145	73	74
Net Income / (Loss) Continuing Operations	468	96	-513	248	375	337	-5.73	145	73	74
Total Pre-Tax Income	575	99	-671	299	459	378	-31	167	71	71
Total Revenue	5,445	4,605	3,626	3,976	3,767	3,973	3,363	3,401	3,224	3,006
Net Interest Income / (Expense)	-31	-24	-17	-17	-17	-17	-17	-15	-3.96	-3.17
Total Interest Income	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Interest Expense	31	24	17	17	17	17	17	15	3.96	3.17
Long-Term Debt Interest Expense	31	24	17	17	17	17	17	15	3.96	3.17
Total Non-Interest Income	5,476	4,630	3,643	3,993	3,785	3,973	3,380	3,416	3,228	3,009
Other Service Charges	32	20	10	10	8.29	9.04	9.28	12	8.29	8.91
Net Realized & Unrealized Capital Gains on Investments	89	101	-488	112	86	223	-134	84	-34	-84
Premiums Earned	5,075	4,274	3,952	3,742	3,556	3,599	3,368	3,195	3,132	2,958
Other Non-Interest Income	280	235	168	130	135	141	136	125	122	126
Total Non-Interest Expense	4,870	4,506	4,297	3,677	3,309	3,577	3,394	3,234	3,153	2,936
Property & Liability Insurance Claims	3,685	3,518	3,362	2,760	2,395	2,706	2,577	2,445	2,355	2,146
Other Operating Expenses	327	280	280	283	286	269	245	233	235	251
Amortization Expense	858	709	655	633	628	602	572	555	563	539
Income Tax Expense	107	3.09	-158	51	84	58	-25	22	-2.32	-3.91
Basic Earnings per Share	$8.45	$1.74	($9.26)	$4.48	$6.77	$5.78	($0.10)	$2.62	$1.32	$1.35
Weighted Average Basic Shares Outstanding	55.39M	55.37M	110.74M	55.37M	55.36M	55.36M	55.34M	55.32M	55.25M	55.16M
Diluted Earnings per Share	$8.45	$1.74	($9.26)	$4.48	$6.77	$5.78	($0.10)	$2.62	$1.32	$1.35
Weighted Average Diluted Shares Outstanding	55.39M	55.37M	110.74M	55.37M	55.36M	55.36M	55.34M	55.32M	55.25M	55.16M
Weighted Average Basic & Diluted Shares Outstanding	55.39M	55.37M	110.74M	55.37M	55.36M	55.36M	55.34M	55.32M	55.25M	55.16M
Cash Dividends to Common per Share	$1.27	$1.27	$1.91	$2.53	$2.52	$2.51	$2.50	$2.49	$2.48	$2.47

This table shows Mercury General's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Income / (Loss) Attributable to Common Shareholders	-108	101	231	63	73	191	-8.23	-42	-45	-6.77	-98
Consolidated Net Income / (Loss)	-108	101	231	63	73	191	-8.23	-42	-45	-6.77	-98
Net Income / (Loss) Continuing Operations	-108	101	231	63	73	191	-8.23	-42	-45	-6.77	-98
Total Pre-Tax Income	-142	123	287	75	89	238	-15	-61	-62	-17	-129
Total Revenue	1,387	1,359	1,523	1,297	1,266	1,367	1,059	1,078	1,102	1,147	896
Net Interest Income / (Expense)	-7.19	-7.54	-7.72	-7.80	-7.77	-7.77	-5.92	-5.55	-4.93	-4.41	-4.27
Total Interest Income	0.00	-	0.00	0.00	0.00	-	0.00	0.00	0.00	-	0.00
Total Interest Expense	7.19	7.54	7.72	7.80	7.77	7.77	5.92	5.55	4.93	4.41	4.27
Long-Term Debt Interest Expense	7.19	7.54	7.72	7.80	7.77	7.77	5.92	5.55	4.93	4.41	4.27
Total Non-Interest Income	1,394	1,366	1,530	1,305	1,274	1,375	1,065	1,083	1,107	1,152	900
Other Service Charges	6.01	7.68	23	-2.90	4.20	4.61	3.92	10	0.89	3.17	3.00
Net Realized & Unrealized Capital Gains on Investments	23	-67	114	2.90	38	162	-90	-20	49	93	-144
Premiums Earned	1,283	1,352	1,321	1,236	1,167	1,145	1,090	1,034	1,005	1,005	997
Other Non-Interest Income	81	73	73	69	65	63	61	58	52	50	45
Total Non-Interest Expense	1,529	1,235	1,236	1,222	1,177	1,129	1,075	1,139	1,164	1,165	1,025
Property & Liability Insurance Claims	1,221	925	918	937	904	867	824	898	930	926	787
Other Operating Expenses	79	82	87	82	77	72	69	68	70	71	69
Amortization Expense	229	228	230	204	196	190	182	173	165	167	169
Income Tax Expense	-34	22	56	13	16	47	-7.00	-20	-17	-11	-31
Basic Earnings per Share	($1.96)	$1.82	$4.17	$1.13	$1.33	$3.46	($0.15)	($0.75)	($0.82)	($0.12)	($1.78)
Weighted Average Basic Shares Outstanding	55.39M	55.39M	55.37M	55.37M	55.37M	55.37M	55.37M	55.37M	55.37M	110.74M	55.37M
Diluted Earnings per Share	($1.96)	$1.82	$4.17	$1.13	$1.33	$3.46	($0.15)	($0.75)	($0.82)	($0.12)	($1.78)
Weighted Average Diluted Shares Outstanding	55.39M	55.39M	55.38M	55.38M	55.37M	55.37M	55.37M	55.37M	55.37M	110.74M	55.37M
Weighted Average Basic & Diluted Shares Outstanding	55.39M	55.39M	55.37M	55.37M	55.37M	55.37M	55.37M	55.37M	55.37M	110.74M	55.37M
Cash Dividends to Common per Share	$0.32	-	$0.32	$0.32	$0.32	-	$0.32	$0.32	$0.32	-	$0.32

This table details how cash moves in and out of Mercury General's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Change in Cash & Equivalents	169	261	-46	-13	54	-20	23	71	-44	-26
Net Cash From Operating Activities	1,037	453	353	502	606	520	383	341	292	190
Net Cash From Continuing Operating Activities	1,037	453	352	502	606	520	383	341	292	190
Net Income / (Loss) Continuing Operations	468	96	-513	248	375	320	-5.73	145	73	74
Consolidated Net Income / (Loss)	468	96	-513	248	375	320	-5.73	145	73	74
Depreciation Expense	73	72	82	79	68	65	59	55	53	48
Non-Cash Adjustments to Reconcile Net Income	-102	-107	488	-112	-86	-223	134	-87	34	84
Changes in Operating Assets and Liabilities, net	598	391	294	286	248	358	197	228	131	-16
Net Cash From Investing Activities	-797	-295	-316	-374	-411	-401	-222	-186	-227	-82
Net Cash From Continuing Investing Activities	-797	-295	-316	-374	-411	-401	-222	-186	-227	-82
Purchase of Investment Securities	-3,431	-2,178	-2,873	-2,460	-2,149	-1,707	-1,733	-1,585	-2,000	-1,734
Sale of Property, Leasehold Improvements and Equipment	13	30	0.00	0.03	-	-	-	-	-	-
Sale and/or Maturity of Investments	2,589	1,889	2,535	2,078	1,737	1,308	1,524	1,444	1,744	1,646
Other Investing Activities, net	32	-36	22	8.33	0.87	-2.54	14	-45	30	-1.39
Net Cash From Financing Activities	-71	104	-82	-141	-140	-138	-138	-85	-109	-134
Net Cash From Continuing Financing Activities	-71	104	-82	-141	-140	-138	-138	-85	-109	-134
Issuance of Debt	0.00	175	25	0.00	0.00	-	-	371	30	0.00
Repayment of Debt	-1.53	-1.10	-1.50	-0.83	-0.61	0.00	0.00	-320	0.00	0.00
Payment of Dividends	-70	-70	-105	-140	-140	-139	-138	-138	-137	-136
Other Financing Activities, Net	0.75	0.00	0.00	0.22	0.00	0.70	0.36	2.16	-1.66	2.11
Cash Interest Paid	30	23	17	17	17	17	17	9.86	3.53	2.99
Cash Income Taxes Paid	95	-58	-27	69	53	-15	-11	25	-0.18	31

This table details how cash moves in and out of Mercury General's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Change in Cash & Equivalents	565	104	6.94	79	-21	97	96	87	-19	-46	46
Net Cash From Operating Activities	-69	248	318	278	193	225	122	87	18	68	90
Net Cash From Continuing Operating Activities	-69	255	312	278	193	225	122	87	18	67	90
Net Income / (Loss) Continuing Operations	-108	101	231	63	73	191	-8.23	-42	-45	-6.77	-98
Consolidated Net Income / (Loss)	-108	101	231	63	73	191	-8.23	-42	-45	-6.77	-98
Depreciation Expense	17	20	19	17	17	18	18	19	17	18	19
Non-Cash Adjustments to Reconcile Net Income	-23	73	-141	3.32	-38	-162	90	12	-47	-93	144
Changes in Operating Assets and Liabilities, net	46	61	203	195	140	178	22	98	93	149	25
Net Cash From Investing Activities	652	-127	-294	-181	-195	-111	-133	18	-70	-121	-26
Net Cash From Continuing Investing Activities	652	-127	-294	-181	-195	-111	-133	18	-70	-121	-26
Purchase of Investment Securities	-806	-899	-952	-751	-830	-639	-635	-422	-482	-792	-769
Sale and/or Maturity of Investments	1,489	753	652	560	624	552	486	403	449	638	757
Other Investing Activities, net	-32	18	-6.58	9.82	11	-24	16	8.46	-38	33	-14
Net Cash From Financing Activities	-18	-17	-18	-18	-19	-18	107	-18	32	7.06	-18
Net Cash From Continuing Financing Activities	-18	-17	-18	-18	-19	-18	107	-18	32	7.06	-18
Repayment of Debt	-0.75	-0.12	0.02	-0.44	-0.99	-0.25	-0.21	-0.15	-0.49	-0.36	-0.21
Payment of Dividends	-18	-18	-18	-18	-18	-18	-18	-18	-18	-18	-18
Cash Interest Paid	11	3.29	12	3.27	12	3.47	11	0.09	8.32	0.05	8.29
Cash Income Taxes Paid	-3.28	51	19	21	3.40	-58	0.00	-0.07	0.00	-27	0.00

This table presents Mercury General's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Total Assets	8,311	7,103	6,514	6,772	6,328	5,889	5,434	5,101	4,789	4,629
Cash and Due from Banks	720	551	290	336	348	294	314	291	220	264
Trading Account Securities	5,793	5,050	4,788	5,002	4,354	3,818	3,515	3,430	3,172	3,195
Loans and Leases, Net of Allowance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accrued Investment Income	68	59	52	43	43	40	45	39	41	43
Premises and Equipment, Net	138	151	171	191	179	169	153	145	156	157
Unearned Premiums Asset	691	602	566	616	589	605	555	474	459	437
Deferred Acquisition Cost	335	294	266	258	247	233	215	198	201	202
Goodwill	43	43	43	43	43	43	43	43	43	43
Intangible Assets	7.68	8.33	9.21	10	11	11	16	21	26	32
Other Assets	515	345	328	273	514	676	578	460	471	256
Total Liabilities & Shareholders' Equity	8,311	7,103	6,514	6,772	6,328	5,889	5,434	5,101	4,789	4,629
Total Liabilities	6,364	5,555	4,992	4,632	4,296	4,090	3,816	3,340	3,036	2,808
Other Short-Term Payables	242	175	152	169	194	143	115	108	112	123
Long-Term Debt	574	574	398	373	373	372	372	371	320	290
Claims and Claim Expense	3,152	2,786	2,585	2,226	1,991	1,921	1,829	1,511	1,290	1,147
Unearned Premiums Liability	2,040	1,736	1,546	1,520	1,406	1,356	1,236	1,102	1,074	1,049
Other Long-Term Liabilities	356	285	311	344	321	297	264	248	239	199
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	1,947	1,548	1,522	2,140	2,033	1,800	1,618	1,761	1,752	1,821
Total Preferred & Common Equity	1,947	1,548	1,522	2,140	2,033	1,800	1,618	1,761	1,752	1,821
Total Common Equity	1,947	1,548	1,522	2,140	2,033	1,800	1,618	1,761	1,752	1,821
Common Stock	100	99	99	99	99	99	98	98	96	100
Retained Earnings	1,847	1,449	1,423	2,041	1,934	1,701	1,520	1,664	1,657	1,721

This table presents Mercury General's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022
Period end date	3/31/2025	9/30/2024	6/30/2024	3/31/2024	9/30/2023	6/30/2023	3/31/2023	9/30/2022
Total Assets	9,028	8,153	7,727	7,396	6,922	6,691	6,589	6,455
Cash and Due from Banks	1,285	616	609	530	454	358	270	336
Trading Account Securities	5,188	5,730	5,478	5,291	4,786	4,765	4,828	4,582
Loans and Leases, Net of Allowance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accrued Investment Income	62	65	64	61	58	56	53	49
Premises and Equipment, Net	142	136	134	152	149	160	159	190
Unearned Premiums Asset	746	725	705	677	620	585	563	641
Deferred Acquisition Cost	336	341	327	308	297	278	266	280
Goodwill	43	43	43	43	43	43	43	43
Intangible Assets	7.47	7.91	8.13	8.35	8.55	8.77	8.99	9.46
Other Assets	1,219	489	358	326	508	437	398	325
Total Liabilities & Shareholders' Equity	9,028	8,153	7,727	7,396	6,922	6,691	6,589	6,455
Total Liabilities	7,207	6,291	6,078	5,792	5,548	5,291	5,130	4,908
Other Short-Term Payables	172	232	204	178	167	165	151	155
Long-Term Debt	574	574	574	574	574	449	448	373
Claims and Claim Expense	3,793	3,074	2,976	2,859	2,724	2,720	2,678	2,433
Unearned Premiums Liability	2,121	2,077	1,974	1,854	1,749	1,632	1,551	1,635
Other Long-Term Liabilities	547	335	350	327	335	324	301	311
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	1,821	1,862	1,649	1,604	1,374	1,400	1,459	1,546
Total Preferred & Common Equity	1,821	1,862	1,649	1,604	1,374	1,400	1,459	1,546
Total Common Equity	1,821	1,862	1,649	1,604	1,374	1,400	1,459	1,546
Common Stock	100	99	99	99	99	99	99	99
Retained Earnings	1,721	1,763	1,550	1,505	1,275	1,301	1,360	1,448

This table displays calculated financial ratios and metrics derived from Mercury General's official financial filings.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	18.23%	27.02%	-8.81%	5.54%	-5.16%	18.13%	-1.11%	5.49%	7.24%	-0.10%
EBITDA Growth	277.66%	129.18%	-255.49%	-28.20%	14.60%	1,532.01%	-87.33%	79.31%	4.77%	-59.78%
EBIT Growth	478.19%	114.82%	-324.09%	-34.72%	16.05%	1,390.56%	-118.32%	136.03%	0.32%	-71.48%
NOPAT Growth	385.75%	120.52%	-289.36%	-33.81%	17.03%	1,593.60%	-114.79%	98.41%	-1.96%	-58.15%
Net Income Growth	385.75%	118.79%	-306.78%	-33.81%	11.12%	5,985.51%	-103.95%	98.37%	-1.93%	-58.15%
EPS Growth	385.63%	118.79%	-306.70%	-33.83%	17.13%	5,880.00%	-103.82%	98.48%	-2.22%	-58.20%
Operating Cash Flow Growth	128.94%	28.48%	-29.70%	-17.18%	16.54%	35.53%	12.31%	17.05%	53.30%	-22.82%
Free Cash Flow Firm Growth	165.83%	-185.25%	-11.87%	-0.89%	2.35%	13.13%	44.13%	-24.17%	-13.59%	416.39%
Invested Capital Growth	18.79%	10.49%	-23.59%	4.49%	10.75%	9.16%	-6.72%	2.91%	-1.82%	-2.52%
Revenue Q/Q Growth	-0.15%	5.01%	2.90%	-0.56%	1.80%	4.98%	-1.19%	3.54%	-1.49%	2.18%
EBITDA Q/Q Growth	-14.84%	304.46%	-10.66%	-30.74%	44.44%	54.55%	-81.32%	37.45%	-41.83%	74.38%
EBIT Q/Q Growth	-16.60%	163.79%	-8.44%	-36.53%	54.43%	68.08%	-132.78%	56.85%	-51.45%	281.96%
NOPAT Q/Q Growth	-16.18%	188.30%	-8.44%	-35.47%	56.38%	54.97%	-122.34%	46.33%	-40.36%	146.95%
Net Income Q/Q Growth	-16.18%	194.61%	-7.83%	-35.47%	46.01%	63.25%	-105.97%	46.41%	-40.42%	147.61%
EPS Q/Q Growth	-16.25%	194.57%	-7.93%	-35.35%	55.99%	55.38%	-105.75%	46.37%	-40.54%	154.72%
Operating Cash Flow Q/Q Growth	2.27%	53.36%	-1.63%	-15.04%	10.24%	10.14%	-1.72%	-3.65%	14.21%	-2.80%
Free Cash Flow Firm Q/Q Growth	-1.07%	23.50%	-25.35%	0.11%	0.18%	0.02%	-11.37%	48.25%	-18.30%	2.98%
Invested Capital Q/Q Growth	3.46%	8.93%	0.04%	-0.18%	5.80%	-0.14%	-5.53%	-0.68%	-1.57%	-0.41%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	11.91%	3.73%	-16.23%	9.52%	13.99%	11.58%	0.84%	6.54%	3.85%	3.94%
EBIT Margin	10.56%	2.16%	-18.50%	7.53%	12.17%	9.95%	-0.91%	4.91%	2.20%	2.35%
Profit (Net Income) Margin	8.59%	2.09%	-14.14%	6.24%	9.94%	8.49%	-0.17%	4.26%	2.27%	2.48%
Tax Burden Percent	81.40%	96.89%	76.44%	82.84%	81.70%	89.17%	18.71%	86.72%	103.32%	105.54%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	95.69%	100.00%	100.00%	99.87%	100.01%
Effective Tax Rate	18.60%	3.11%	0.00%	17.16%	18.30%	15.34%	0.00%	13.29%	-3.28%	-5.54%
Return on Invested Capital (ROIC)	20.16%	4.77%	-21.18%	10.08%	16.37%	15.38%	-1.04%	6.89%	3.49%	3.48%
ROIC Less NNEP Spread (ROIC-NNEP)	20.16%	4.77%	-32.37%	10.08%	16.37%	19.97%	3.19%	6.90%	3.50%	3.48%
Return on Net Nonoperating Assets (RNNOA)	6.62%	1.51%	-6.82%	1.80%	3.18%	4.35%	0.70%	1.36%	0.60%	0.55%
Return on Equity (ROE)	26.78%	6.28%	-28.00%	11.88%	19.55%	19.73%	-0.34%	8.25%	4.09%	4.03%
Cash Return on Invested Capital (CROIC)	2.98%	-5.20%	5.56%	5.69%	6.17%	6.63%	5.91%	4.02%	5.33%	6.04%
Operating Return on Assets (OROA)	7.46%	1.46%	-10.10%	4.57%	7.51%	6.98%	-0.58%	3.38%	1.50%	1.53%
Return on Assets (ROA)	6.07%	1.41%	-7.72%	3.79%	6.13%	5.95%	-0.11%	2.93%	1.55%	1.61%
Return on Common Equity (ROCE)	26.78%	6.28%	-28.00%	11.88%	19.55%	19.73%	-0.34%	8.25%	4.09%	4.03%
Return on Equity Simple (ROE_SIMPLE)	24.04%	6.22%	-33.68%	11.58%	18.43%	18.73%	-0.35%	8.23%	4.17%	4.09%
Net Operating Profit after Tax (NOPAT)	468	96	-470	248	375	320	-21	145	73	74
NOPAT Margin	8.59%	2.09%	-12.95%	6.24%	9.94%	8.06%	-0.64%	4.26%	2.27%	2.48%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	11.20%	0.00%	0.00%	-4.58%	-4.23%	-0.01%	-0.01%	0.00%
SG&A Expenses to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	89.44%	97.84%	118.50%	92.47%	87.83%	90.05%	100.91%	95.09%	97.80%	97.65%
Earnings before Interest and Taxes (EBIT)	575	99	-671	299	459	395	-31	167	71	71
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	648	172	-588	378	527	460	28	222	124	118
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.89	1.30	1.17	1.25	1.23	1.23	1.38	1.25	1.35	0.96
Price to Tangible Book Value (P/TBV)	1.94	1.35	1.21	1.28	1.27	1.27	1.44	1.30	1.41	1.00
Price to Revenue (P/Rev)	0.68	0.44	0.49	0.67	0.67	0.56	0.67	0.65	0.74	0.58
Price to Earnings (P/E)	7.87	20.97	0.00	10.75	6.70	6.91	0.00	15.19	32.45	23.49
Dividend Yield	1.91%	3.48%	5.93%	5.26%	5.57%	6.29%	6.19%	6.26%	5.79%	7.80%
Earnings Yield	12.71%	4.77%	0.00%	9.31%	14.93%	14.47%	0.00%	6.58%	3.08%	4.26%
Enterprise Value to Invested Capital (EV/IC)	1.40	0.96	0.98	1.08	1.05	1.05	1.15	1.07	1.19	0.84
Enterprise Value to Revenue (EV/Rev)	0.65	0.44	0.52	0.68	0.67	0.58	0.68	0.67	0.77	0.59
Enterprise Value to EBITDA (EV/EBITDA)	5.45	11.90	0.00	7.14	4.81	4.98	81.49	10.26	19.91	14.99
Enterprise Value to EBIT (EV/EBIT)	6.15	20.54	0.00	9.03	5.52	5.79	0.00	13.65	34.90	25.15
Enterprise Value to NOPAT (EV/NOPAT)	7.55	21.20	0.00	10.90	6.76	7.15	0.00	15.75	33.83	23.83
Enterprise Value to Operating Cash Flow (EV/OCF)	3.41	4.51	5.35	5.39	4.18	4.41	5.99	6.68	8.47	9.33
Enterprise Value to Free Cash Flow (EV/FCFF)	51.10	0.00	15.31	19.32	17.95	16.61	18.84	26.98	22.15	13.76
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.30	0.37	0.26	0.17	0.18	0.21	0.23	0.21	0.18	0.16
Long-Term Debt to Equity	0.30	0.37	0.26	0.17	0.18	0.21	0.23	0.21	0.18	0.16
Financial Leverage	0.33	0.32	0.21	0.18	0.19	0.22	0.22	0.20	0.17	0.16
Leverage Ratio	4.41	4.44	3.63	3.14	3.19	3.31	3.12	2.81	2.64	2.50
Compound Leverage Factor	4.41	4.44	3.63	3.14	3.19	3.17	3.12	2.81	2.63	2.50
Debt to Total Capital	22.78%	27.04%	20.74%	14.84%	15.49%	17.14%	18.69%	17.41%	15.44%	13.74%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	22.78%	27.04%	20.74%	14.84%	15.49%	17.14%	18.69%	17.41%	15.44%	13.74%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	77.22%	72.96%	79.26%	85.16%	84.51%	82.86%	81.31%	82.59%	84.56%	86.26%
Debt to EBITDA	0.89	3.34	-0.68	0.99	0.71	0.81	13.19	1.67	2.58	2.45
Net Debt to EBITDA	-0.23	0.13	-0.18	0.10	0.05	0.17	2.04	0.36	0.80	0.22
Long-Term Debt to EBITDA	0.89	3.34	-0.68	0.99	0.71	0.81	13.19	1.67	2.58	2.45
Debt to NOPAT	1.23	5.96	-0.85	1.50	0.99	1.16	-17.35	2.56	4.38	3.89
Net Debt to NOPAT	-0.31	0.24	-0.23	0.15	0.06	0.24	-2.68	0.55	1.37	0.35
Long-Term Debt to NOPAT	1.23	5.96	-0.85	1.50	0.99	1.16	-17.35	2.56	4.38	3.89
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	69	-105	123	140	141	138	122	85	112	129
Operating Cash Flow to CapEx	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	1,371.42%	0.00%	0.00%	0.00%
Free Cash Flow to Firm to Interest Expense	2.24	-4.35	7.15	8.17	8.28	8.09	7.15	5.57	28.14	40.73
Operating Cash Flow to Interest Expense	33.65	18.74	20.46	29.31	35.52	30.51	22.51	22.51	73.62	60.06
Operating Cash Flow Less CapEx to Interest Expense	34.06	19.98	20.46	29.31	35.52	30.51	20.87	22.51	73.62	60.06
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.71	0.68	0.55	0.61	0.62	0.70	0.64	0.69	0.68	0.65
Fixed Asset Turnover	37.63	28.55	19.99	21.48	21.66	24.67	22.55	22.59	20.60	19.02
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	2,521	2,122	1,920	2,513	2,405	2,172	1,989	2,133	2,072	2,111
Invested Capital Turnover	2.35	2.28	1.64	1.62	1.65	1.91	1.63	1.62	1.54	1.41
Increase / (Decrease) in Invested Capital	399	201	-593	108	233	182	-143	60	-38	-55
Enterprise Value (EV)	3,535	2,043	1,887	2,702	2,533	2,289	2,296	2,281	2,470	1,775
Market Capitalization	3,681	2,020	1,778	2,665	2,509	2,212	2,239	2,201	2,370	1,749
Book Value per Share	$35.15	$27.96	$27.49	$38.65	$36.72	$32.51	$29.23	$31.83	$31.71	$33.01
Tangible Book Value per Share	$34.24	$27.04	$26.55	$37.70	$35.74	$31.54	$28.18	$30.69	$30.47	$31.66
Total Capital	2,521	2,122	1,920	2,513	2,405	2,172	1,989	2,133	2,072	2,111
Total Debt	574	574	398	373	373	372	372	371	320	290
Total Long-Term Debt	574	574	398	373	373	372	372	371	320	290
Net Debt	-146	23	109	37	24	78	57	80	100	26
Capital Expenditures (CapEx)	-13	-30	-0.00	-0.03	0.00	0.00	28	0.00	0.00	0.00
Net Nonoperating Expense (NNE)	0.00	0.00	43	0.00	0.00	-17	-16	-0.02	-0.02	0.00
Net Nonoperating Obligations (NNO)	574	574	398	373	373	372	372	371	320	290
Total Depreciation and Amortization (D&A)	73	72	82	79	68	65	59	55	53	48
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$8.45	$1.74	($9.26)	$4.48	$6.77	$5.78	($0.10)	$2.62	$1.32	$1.35
Adjusted Weighted Average Basic Shares Outstanding	55.39M	55.37M	110.74M	55.37M	55.36M	55.36M	55.34M	55.33M	55.29M	55.16M
Adjusted Diluted Earnings per Share	$8.45	$1.74	($9.26)	$4.48	$6.77	$5.78	($0.10)	$2.62	$1.32	$1.35
Adjusted Weighted Average Diluted Shares Outstanding	55.39M	55.37M	110.74M	55.37M	55.36M	55.36M	55.34M	55.33M	55.29M	55.16M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$5.78	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	55.39M	55.37M	110.74M	55.37M	55.36M	55.36M	55.34M	55.33M	55.29M	55.16M
Normalized Net Operating Profit after Tax (NOPAT)	468	96	-470	248	375	320	-21	145	49	49
Normalized NOPAT Margin	8.59%	2.09%	-12.95%	6.24%	9.94%	8.06%	-0.64%	4.26%	1.54%	1.64%
Pre Tax Income Margin	10.56%	2.16%	-18.50%	7.53%	12.17%	9.52%	-0.91%	4.91%	2.19%	2.35%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	18.65	4.11	-38.92	17.49	26.89	23.19	-1.80	11.02	17.87	22.27
NOPAT to Interest Expense	15.18	3.99	-27.25	14.49	21.97	18.79	-1.26	9.55	18.43	23.51
EBIT Less CapEx to Interest Expense	19.06	5.35	-38.92	17.49	26.89	23.19	-3.44	11.02	17.87	22.27
NOPAT Less CapEx to Interest Expense	15.59	5.22	-27.25	14.49	21.97	18.79	-2.90	9.55	18.43	23.51
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	15.03%	73.00%	-20.57%	56.56%	37.28%	41.25%	-2,417.56%	95.16%	187.83%	183.12%
Augmented Payout Ratio	15.03%	73.00%	-20.57%	56.56%	37.28%	41.25%	-2,417.56%	95.16%	187.83%	183.12%

This table displays calculated financial ratios and metrics derived from Mercury General's official financial filings.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	9.51%	-0.60%	43.75%	20.37%	14.95%	19.14%	18.22%	37.93%	37.50%	9.79%	-3.44%
EBITDA Growth	-217.36%	-44.11%	10,078.52%	316.60%	338.56%	63,907.75%	102.74%	82.77%	80.65%	-99.30%	-760.75%
EBIT Growth	-259.49%	-48.10%	1,984.98%	222.69%	243.72%	1,471.99%	88.19%	77.44%	75.48%	-149.74%	-3,712.57%
NOPAT Growth	-235.59%	-47.19%	2,265.57%	246.03%	269.05%	1,676.54%	88.19%	77.44%	75.48%	-139.84%	-3,712.57%
Net Income Growth	-247.46%	-47.19%	2,906.08%	250.61%	262.21%	2,926.67%	91.63%	80.28%	77.00%	-122.22%	-7,732.22%
EPS Growth	-247.37%	-47.40%	2,880.00%	250.67%	262.20%	2,983.33%	91.57%	80.26%	76.97%	-121.43%	-9,000.00%
Operating Cash Flow Growth	-135.68%	10.20%	160.14%	218.86%	959.96%	232.76%	35.93%	-1.28%	-82.95%	-7.94%	-18.80%
Free Cash Flow Firm Growth	-60.95%	-2,871.46%	-561.78%	-316.49%	-159.59%	-101.73%	-107.66%	-55.83%	1,670.80%	848.11%	305.71%
Invested Capital Growth	9.96%	18.79%	25.07%	20.25%	14.16%	10.49%	1.47%	-9.18%	-16.37%	-23.59%	-23.75%
Revenue Q/Q Growth	2.06%	-10.77%	17.38%	2.44%	-7.36%	29.04%	-1.71%	-2.18%	-3.98%	28.04%	14.68%
EBITDA Q/Q Growth	-187.40%	-53.27%	231.00%	-13.19%	-58.38%	8,411.67%	107.04%	4.39%	-11,266.75%	100.36%	55.64%
EBIT Q/Q Growth	-215.22%	-56.98%	282.26%	-15.83%	-62.50%	1,662.45%	75.12%	1.40%	-257.94%	86.55%	52.49%
NOPAT Q/Q Growth	-198.56%	-56.22%	268.97%	-14.83%	-61.62%	1,895.39%	75.12%	1.40%	-257.94%	86.55%	52.49%
Net Income Q/Q Growth	-207.18%	-56.22%	268.97%	-14.83%	-61.62%	2,426.41%	80.20%	8.27%	-568.85%	93.11%	53.34%
EPS Q/Q Growth	-207.69%	-56.35%	269.03%	-15.04%	-61.56%	2,406.67%	80.00%	8.54%	-583.33%	93.26%	53.16%
Operating Cash Flow Q/Q Growth	-127.68%	-21.94%	14.42%	44.34%	-14.52%	84.26%	40.24%	379.83%	-73.16%	-24.73%	1.85%
Free Cash Flow Firm Q/Q Growth	-6.34%	-15.62%	17.39%	-58.47%	-1,863.28%	74.25%	-127.03%	-56.38%	-43.15%	14.33%	55.81%
Invested Capital Q/Q Growth	-4.99%	3.46%	9.60%	2.07%	2.64%	8.93%	5.37%	-3.09%	-0.66%	0.04%	-5.69%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	-9.02%	10.53%	20.11%	7.13%	8.41%	18.73%	0.28%	-3.96%	-4.05%	0.03%	-12.27%
EBIT Margin	-10.26%	9.09%	18.85%	5.79%	7.05%	17.41%	-1.44%	-5.68%	-5.64%	-1.51%	-14.39%
Profit (Net Income) Margin	-7.81%	7.44%	15.16%	4.82%	5.80%	14.00%	-0.78%	-3.85%	-4.11%	-0.59%	-10.97%
Tax Burden Percent	76.13%	81.84%	80.42%	83.32%	82.34%	80.44%	54.02%	67.87%	72.95%	39.04%	76.26%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	0.00%	18.16%	19.58%	16.68%	17.66%	19.56%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Invested Capital (ROIC)	-17.48%	17.45%	37.71%	11.82%	13.55%	31.91%	-2.28%	-8.64%	-7.39%	-1.73%	-15.99%
ROIC Less NNEP Spread (ROIC-NNEP)	-19.00%	17.45%	37.71%	11.82%	13.55%	31.91%	-1.77%	-8.33%	-7.84%	-0.34%	-18.16%
Return on Net Nonoperating Assets (RNNOA)	-6.37%	5.73%	13.37%	3.96%	4.52%	10.10%	-0.57%	-2.23%	-1.91%	-0.07%	-3.67%
Return on Equity (ROE)	-23.85%	23.18%	51.09%	15.79%	18.07%	42.01%	-2.86%	-10.88%	-9.31%	-1.80%	-19.66%
Cash Return on Invested Capital (CROIC)	3.03%	2.98%	3.19%	-2.71%	-2.70%	-5.20%	-7.10%	-0.10%	1.80%	5.56%	7.44%
Operating Return on Assets (OROA)	-6.95%	6.42%	13.64%	4.01%	4.81%	11.77%	-0.94%	-3.64%	-3.34%	-0.83%	-7.68%
Return on Assets (ROA)	-5.29%	5.26%	10.97%	3.34%	3.96%	9.47%	-0.51%	-2.47%	-2.44%	-0.32%	-5.85%
Return on Common Equity (ROCE)	-23.85%	23.18%	51.09%	15.79%	18.07%	42.01%	-2.86%	-10.88%	-9.31%	-1.80%	-19.66%
Return on Equity Simple (ROE_SIMPLE)	15.72%	0.00%	29.98%	19.36%	13.41%	0.00%	-7.41%	-13.71%	-24.74%	0.00%	-30.74%
Net Operating Profit after Tax (NOPAT)	-100	101	231	63	73	191	-11	-43	-43	-12	-90
NOPAT Margin	-7.18%	7.44%	15.16%	4.82%	5.80%	14.00%	-1.01%	-3.98%	-3.94%	-1.06%	-10.07%
Net Nonoperating Expense Percent (NNEP)	1.52%	0.00%	0.00%	0.00%	0.00%	0.00%	-0.51%	-0.32%	0.45%	-1.39%	2.16%
SG&A Expenses to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	110.26%	90.91%	81.15%	94.21%	92.95%	82.59%	101.44%	105.68%	105.64%	101.51%	114.39%
Earnings before Interest and Taxes (EBIT)	-142	123	287	75	89	238	-15	-61	-62	-17	-129
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	-125	143	306	92	107	256	3.01	-43	-45	0.40	-110
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.70	1.89	1.87	1.78	1.77	1.30	1.10	1.16	1.15	1.17	0.96
Price to Tangible Book Value (P/TBV)	1.75	1.94	1.93	1.84	1.83	1.35	1.14	1.20	1.20	1.21	0.99
Price to Revenue (P/Rev)	0.56	0.68	0.64	0.59	0.60	0.44	0.34	0.38	0.43	0.49	0.42
Price to Earnings (P/E)	10.82	7.87	6.25	9.22	13.20	20.97	0.00	0.00	0.00	0.00	0.00
Dividend Yield	2.27%	1.91%	2.02%	2.39%	2.48%	3.48%	4.65%	4.33%	5.22%	5.93%	8.32%
Earnings Yield	9.24%	12.71%	16.01%	10.85%	7.57%	4.77%	0.00%	0.00%	0.00%	0.00%	0.00%
Enterprise Value to Invested Capital (EV/IC)	1.00	1.40	1.41	1.31	1.32	0.96	0.84	0.93	0.98	0.98	0.79
Enterprise Value to Revenue (EV/Rev)	0.43	0.65	0.63	0.58	0.60	0.44	0.37	0.41	0.47	0.52	0.43
Enterprise Value to EBITDA (EV/EBITDA)	5.73	5.45	4.53	6.35	8.93	11.90	0.00	0.00	0.00	0.00	0.00
Enterprise Value to EBIT (EV/EBIT)	6.95	6.15	5.00	7.51	11.50	20.54	0.00	0.00	0.00	0.00	0.00
Enterprise Value to NOPAT (EV/NOPAT)	8.34	7.55	6.17	9.11	13.41	21.20	0.00	0.00	0.00	0.00	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	3.08	3.41	3.40	3.55	4.60	4.51	5.52	6.52	7.05	5.35	4.23
Enterprise Value to Free Cash Flow (EV/FCFF)	34.48	51.10	49.27	0.00	0.00	0.00	0.00	0.00	49.30	15.31	9.18
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.32	0.30	0.31	0.35	0.36	0.37	0.42	0.32	0.31	0.26	0.24
Long-Term Debt to Equity	0.32	0.30	0.31	0.35	0.36	0.37	0.42	0.32	0.31	0.26	0.24
Financial Leverage	0.34	0.33	0.35	0.34	0.33	0.32	0.32	0.27	0.24	0.21	0.20
Leverage Ratio	4.80	4.41	4.66	4.73	4.57	4.44	4.58	4.31	3.94	3.63	3.58
Compound Leverage Factor	4.80	4.41	4.66	4.73	4.57	4.44	4.58	4.31	3.94	3.63	3.58
Debt to Total Capital	23.98%	22.78%	23.56%	25.82%	26.35%	27.04%	29.45%	24.26%	23.51%	20.74%	19.44%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	23.98%	22.78%	23.56%	25.82%	26.35%	27.04%	29.45%	24.26%	23.51%	20.74%	19.44%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	76.02%	77.22%	76.44%	74.18%	73.65%	72.96%	70.55%	75.74%	76.49%	79.26%	80.56%
Debt to EBITDA	1.38	0.89	0.75	1.25	1.78	3.34	-6.83	-2.28	-1.12	-0.68	-0.70
Net Debt to EBITDA	-1.71	-0.23	-0.06	-0.08	0.14	0.13	-1.43	-0.46	-0.44	-0.18	-0.07
Long-Term Debt to EBITDA	1.38	0.89	0.75	1.25	1.78	3.34	-6.83	-2.28	-1.12	-0.68	-0.70
Debt to NOPAT	2.01	1.23	1.03	1.80	2.67	5.96	-5.26	-2.38	-1.34	-0.85	-0.86
Net Debt to NOPAT	-2.48	-0.31	-0.08	-0.11	0.20	0.24	-1.10	-0.48	-0.53	-0.23	-0.09
Long-Term Debt to NOPAT	2.01	1.23	1.03	1.80	2.67	5.96	-5.26	-2.38	-1.34	-0.85	-0.86
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-317	-298	-258	-312	-197	-10	-39	144	330	581	508
Operating Cash Flow to CapEx	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Free Cash Flow to Firm to Interest Expense	-44.04	-39.51	-33.37	-39.97	-25.31	-1.29	-6.57	25.95	66.94	131.66	118.84
Operating Cash Flow to Interest Expense	-9.56	32.96	41.22	35.65	24.78	29.00	20.66	15.71	3.69	15.36	21.05
Operating Cash Flow Less CapEx to Interest Expense	-9.56	32.96	42.87	35.65	24.78	29.00	20.66	20.91	3.89	15.36	21.05
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.68	0.71	0.72	0.69	0.68	0.68	0.66	0.64	0.59	0.55	0.53
Fixed Asset Turnover	37.84	37.63	38.32	33.94	30.68	28.55	25.92	24.15	22.47	19.99	18.76
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	2,395	2,521	2,436	2,223	2,178	2,122	1,948	1,849	1,908	1,920	1,920
Invested Capital Turnover	2.43	2.35	2.49	2.45	2.34	2.28	2.27	2.17	1.87	1.64	1.59
Increase / (Decrease) in Invested Capital	217	399	488	374	270	201	28	-187	-374	-593	-598
Enterprise Value (EV)	2,386	3,535	3,445	2,907	2,884	2,043	1,631	1,715	1,862	1,887	1,516
Market Capitalization	3,096	3,681	3,487	2,942	2,840	2,020	1,512	1,624	1,684	1,778	1,479
Book Value per Share	$32.87	$35.15	$33.63	$29.78	$28.97	$27.96	$24.82	$25.29	$26.35	$27.49	$27.93
Tangible Book Value per Share	$31.96	$34.24	$32.72	$28.86	$28.05	$27.04	$23.89	$24.36	$25.42	$26.55	$26.99
Total Capital	2,395	2,521	2,436	2,223	2,178	2,122	1,948	1,849	1,908	1,920	1,920
Total Debt	574	574	574	574	574	574	574	449	448	398	373
Total Long-Term Debt	574	574	574	574	574	574	574	449	448	398	373
Net Debt	-711	-146	-42	-35	44	23	120	91	178	109	37
Capital Expenditures (CapEx)	0.00	0.00	-13	-0.00	0.00	0.00	0.00	-29	-1.01	0.00	0.00
Net Nonoperating Expense (NNE)	8.72	0.00	0.00	0.00	0.00	0.00	-2.43	-1.30	1.83	-5.37	8.07
Net Nonoperating Obligations (NNO)	574	574	574	574	574	574	574	449	448	398	373
Total Depreciation and Amortization (D&A)	17	20	19	17	17	18	18	19	17	18	19
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	($1.96)	$1.82	$4.17	$1.13	$1.33	$3.46	($0.15)	($0.75)	($0.82)	($0.12)	($1.78)
Adjusted Weighted Average Basic Shares Outstanding	55.39M	55.39M	55.37M	55.37M	55.37M	55.37M	55.37M	55.37M	55.37M	110.74M	55.37M
Adjusted Diluted Earnings per Share	($1.96)	$1.82	$4.17	$1.13	$1.33	$3.46	($0.15)	($0.75)	($0.82)	($0.12)	($1.78)
Adjusted Weighted Average Diluted Shares Outstanding	55.39M	55.39M	55.38M	55.38M	55.37M	55.37M	55.37M	55.37M	55.37M	110.74M	55.37M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	55.39M	55.39M	55.37M	55.37M	55.37M	55.37M	55.37M	55.37M	55.37M	110.74M	55.37M
Normalized Net Operating Profit after Tax (NOPAT)	-100	101	231	63	73	191	-11	-43	-43	-12	-90
Normalized NOPAT Margin	-7.18%	7.44%	15.16%	4.82%	5.80%	14.00%	-1.01%	-3.98%	-3.94%	-1.06%	-10.07%
Pre Tax Income Margin	-10.26%	9.09%	18.85%	5.79%	7.05%	17.41%	-1.44%	-5.68%	-5.64%	-1.51%	-14.39%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	-19.79	16.39	37.20	9.63	11.48	30.62	-2.57	-11.03	-12.59	-3.93	-30.17
NOPAT to Interest Expense	-13.86	13.41	29.92	8.02	9.45	24.63	-1.80	-7.72	-8.81	-2.75	-21.12
EBIT Less CapEx to Interest Expense	-19.79	16.39	38.85	9.63	11.48	30.62	-2.57	-5.83	-12.38	-3.93	-30.17
NOPAT Less CapEx to Interest Expense	-13.86	13.41	31.56	8.02	9.45	24.63	-1.80	-2.52	-8.61	-2.75	-21.12
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	24.58%	15.03%	12.60%	22.03%	32.69%	73.00%	-69.06%	-36.64%	-24.35%	-20.57%	-25.88%
Augmented Payout Ratio	24.58%	15.03%	12.60%	22.03%	32.69%	73.00%	-69.06%	-36.64%	-24.35%	-20.57%	-25.88%

Frequently Asked Questions About Mercury General's Financials

When does Mercury General's fiscal year end?

According to the most recent income statement we have on file, Mercury General's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Mercury General's net income changed over the last 9 years?

Mercury General's net income appears to be on an upward trend, with a most recent value of $467.95 million in 2024, rising from $74.48 million in 2015. The previous period was $96.34 million in 2023. See Mercury General's forecast for analyst expectations on what’s next for the company.

How has Mercury General revenue changed over the last 9 years?

Over the last 9 years, Mercury General's total revenue changed from $3.01 billion in 2015 to $5.44 billion in 2024, a change of 81.1%.

How much debt does Mercury General have?

Mercury General's total liabilities were at $6.36 billion at the end of 2024, a 14.6% increase from 2023, and a 126.7% increase since 2015.

How much cash does Mercury General have?

In the past 9 years, Mercury General's cash and equivalents has ranged from $220.32 million in 2016 to $720.26 million in 2024, and is currently $720.26 million as of their latest financial filing in 2024.

How has Mercury General's book value per share changed over the last 9 years?

Over the last 9 years, Mercury General's book value per share changed from 33.01 in 2015 to 35.15 in 2024, a change of 6.5%.

Related Companies

This page (NYSE:MCY) was last updated on 5/23/2025 by MarketBeat.com Staff

From Our Partners

Get 30 Days of MarketBeat All Access for Free

Start Your 30-Day Trial

In-depth profiles and analysis for 20,000 public companies.
Real-time analyst ratings, insider transactions, earnings data, and more.
Our daily ratings and market update email newsletter.

Sign In
Create Account

Your Email Address:

Your Password:

Forgot your password?

Your Email Address:

Choose a Password:

By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Mercury General (MCY) Financials

Frequently Asked Questions About Mercury General's Financials

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

About MarketBeat

MarketBeat Products

Popular Tools

Financial Calendars

Terms & Info

Mercury General (MCY) Financials

Annual Income Statements for Mercury General

Quarterly Income Statements for Mercury General

Annual Cash Flow Statements for Mercury General

Quarterly Cash Flow Statements for Mercury General

Annual Balance Sheets for Mercury General

Quarterly Balance Sheets for Mercury General

Annual Metrics And Ratios for Mercury General

Quarterly Metrics And Ratios for Mercury General

Frequently Asked Questions About Mercury General's Financials

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools